Rosselkhozbank deposits for individuals today have favorable interest rates: up to 8.5% in rubles and 3.0% in dollars. The bank is entirely state-owned: 100% of the bank's shares belong to the Federal Agency for Management state property. Rosselkhozbank has a large branch network, which includes 78 branches. The bank has representative offices in Belarus, Kazakhstan and Tajikistan. See updated conditions and deposit rates for the Russian population, including in 2020.

Interest on Rosselkhozbank deposits for 2020.

The bank offers its clients more than 10 deposit products for different categories citizens, for example: “income”, “replenishable”, “Amur Tiger”, “pension income” and others, which we will consider in this article.

The minimum term for placing deposits in Rosselkhozbank is 1 month, the maximum is 5 years. If we talk about the bank's target audience, deposits are available to everyone. Minimum amount varies from 3000 rubles, for pensioners the minimum is 500 rubles. All deposits can be capitalized at the client's discretion. the depositor can also choose at his own discretion.

You can calculate the profitability and benefits of your deposit directly on the bank’s website atconvenient online calculator (as always, profitability is affected by 3 main conditions: amount, term, deposit currency)

Rosselkhozbank deposit calculator - online calculate 2020

• to 7,50%

  from 50,000 RUR

  term: from 181 days

  • Capitalization: No
  • Interest payment: at the end of the term
  • Refillable: No
  • Partial withdrawal: impossible
  • Early termination: at demand rate

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  • to 7,30%

    from 50,000 RUR

    term: from 180 days

    • Capitalization: No
    • Interest payment: at the end of the term
    • Refillable: No
    • Partial withdrawal: impossible
    • Early termination: at demand rate

    More details

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    • to 7,20%

      from 3,000 RUR

      term: from 31 days

      • Capitalization: No
      • Interest payment: at the end of the term
      • Refillable: No
      • Partial withdrawal: impossible
      • Early termination: at demand rate

      More details

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      Rosselkhozbank contribution "Profitable" up to 8.5%

      

      • Amount: from 3,000 rub. / 50 dollars or euros;
      • Duration: 31 - 1460 days;
      • Expense transactions: not provided;
      • Capitalization: provided;
      • Payment of interest: at the end of the term or monthly, to the account or capitalization.

      This deposit involves receiving a high interest rate even with a small amount investments. Possible to open via remote channels service. If you have a deposit of 50,000 rubles or more, you will receive a free card with tariff plan"The Amur Tiger - a card for investment."

      Pros:high interest rate, increased profitability when opening online.

      Cons:there is no possibility of replenishing the account and partial withdrawal money without losing interest.

      Contribution of Rosselkhozbank “Reliable Future” 7.55% and 8.1%

      

      • Amount: from RUB 50,000;
      • Duration: 180 and 395 days;
      • Replenishment: not provided;
      • Partial withdrawal without loss of interest: not provided;
      • Interest payment: at the end of the term.

      Opening this deposit is possible with the simultaneous purchase of a policy investment insurance life (ISH) of one of the bank’s insurance partners. The amount of the ILI policy must be equal to the initial deposit payment.

      Plus: high .

      Cons:there is no possibility of replenishing the account and partial withdrawal of money without loss of interest, mandatory purchase of an ILI policy.

      Contribution of Rosselkhozbank "Amur Tiger" up to 7%

      

      • Duration: 395, 540 and 730 days;
      • Amount: from RUB 50,000;
      • Deposit replenishment: not provided;
      • Interest payment: monthly to the card account with the “Amur Tiger – card to deposit” tariff plan.

      Short-term deposit of Rosselkhozbank with monthly interest payment to the card with the tariff plan “Amur Tiger - card to deposit”.

      Pros:high interest rate,

      Minus:no way to top up account

      Rosselkhozbank deposit “Replenishable”

      

      • Duration: from 91 to 1095 days;
      • Minimum amount: 3,000 rub. / 50 dollars or euros;
      • Minimum amount of additional contribution: RUB 3,000. / 50 US dollars or euros;
      • Replenishment: provided no later than 30 calendar days before the end of the deposit period;
      • Maximum amount: RUB 10,000,000. / 300,000 US dollars or euros;
      • Expense transactions with the same interest rate: not provided;

      This type Rosselkhozbank deposit in 2020 may be suitable for those who want to accumulate funds for a certain event or date. Please note that when making this deposit, the client can choose what to do with the accrued interest: withdraw or increase capitalization monthly. At early termination deposit agreement Interest is paid at the “Demand” rate.

      Pros:there is the possibility of replenishment, choice of interest payment method, increased profitability when opening online.

      Minus:

      Rosselkhozbank deposit “Comfortny” up to 6.05%

      

      • Duration: from 91 to 1095 days.
      • Minimum amount: 10,000 rub. / $150;
      • Minimum amount of additional contribution: RUB 5,000. / 100 US dollars;
      • Deposit replenishment: provided no later than 30 days before the end of the deposit period;
      • Maximum amount: RUB 10,000,000. / US$300,000;
      • Expense transactions with maintaining the interest rate: are allowed provided that the minimum balance on the deposit is maintained;
      • Interest payment: monthly to account or capitalization

      This type of deposit may be of interest to clients for whom partial withdrawal of funds is more important, even at the expense of the interest rate. It can be safely opened for a long period of time and then used as e-wallet. The main thing is to maintain a “minimum balance” without spending every last penny from the account. The profitability of this Rosselkhozbank deposit will be higher than that of another similar product - the Savings Account.

      If you have a deposit of 50,000 rubles or more, you will be issued a free card with the “Amur Tiger – card for deposit” tariff plan. Can be opened through and Mobile bank.

      Pros:It is possible to replenish your account and partially withdraw money without losing interest, increased profitability when opening online.

      Minus:relatively low interest rate.

      Rosselkhozbank contribution “Pension income” up to 6.5%

      

      • Duration: 395, 540 and 730 days.
      • Amount: from 500 to 2 million rubles.
      • Deposit replenishment: provided.
      • Minimum amount of additional contribution: 1 ruble.
      • Expense transactions with the same interest rate: not provided.
      • Interest payment: monthly to the account or capitalization.

      This RSHB contribution for individuals is intended directly for people. It is opened in the name of the depositor, including in the name of a minor child upon presentation of supporting documents.

      Pros:the ability to replenish your account, choose the method of interest payment.

      Minus:There is no possibility of partial withdrawal of money without losing interest.

      Deposit of Rosselkhozbank “On demand” with a rate of 0.01%

      

      • Minimum amount: from 10 rubles / 5 dollars or euros;
      • Replenishment: no restrictions;
      • Size additional contributions: no restrictions.
      • Expense transactions: allowed up to a minimum balance of 10 rubles / 5 dollars or euros.
      • Interest payment: quarterly.

      A deposit that is perfect for modern and novice investors can be easily opened through Internet Banking and Mobile Banking with a very small amount. Learn to manage your own savings.

      Plus:It is possible to replenish your account and partially withdraw money without losing interest.

      Minus:low interest rate.

      Savings account of Rosselkhozbank 5% (perpetual)

      

      • Duration: indefinitely;
      • Minimum amount: 0 Russian rubles / 0 US dollars;
      • Replenishment: no restrictions;
      • Minimum amount of additional contribution: not established;
      • Expense transactions with the same interest rate: without restrictions.

      This investment and savings product is not a direct representative (since it has a period of time for your funds to remain in the account), but nevertheless, we decided to highlight it in this article. The main advantage of such an account from Rosselkhozbank, even in 2020, is the ability to replenish and withdraw money from the account at any time down to a zero balance. However, your actions will not affect the bet size in any way. Interest is calculated daily on the balance cash on the account (not on minimum balance on an account that was recorded during the month) Interest is paid monthly on the last working day of the month by crediting it to the account.

      Plus:the ability to replenish and partially withdraw money from the account without losing interest.

      Minus:relatively low interest rate.

      Promotion* “Fix your income” at 7.5%

      

      • Deposit term - 1095 days
      • Minimum size down payment 10,000 rub.
      • Interest is paid:
        - on the expiration date of the deposit by adding the amount of interest due to the deposit amount
        - on the expiration date of the deposit by transferring the amount of interest due to the depositor’s account opened with the Bank
      • The deposit is opened in the name of the depositor, as well as in favor of a third party

      Increased rate when opening a deposit for a period of 1095 days with interest payment at the end of the term. When opening a deposit of 50,000 rubles or more, a free card is issued with the “Amur Tiger - card for deposit” tariff plan. The deposit can be opened through remote service channels.

      Pros: high income with a relatively short placement period, unlimited maximum amount contribution

      Cons: replenishment/withdrawal of funds from the account is not provided; in case of early withdrawal of the deposit, interest is paid at the rate of the “Demand” deposit

      “Investment” deposit up to 7.75%

      

      • The deposit can only be in the name of the depositor.
      • The deposit period is 180 and 395 days.
      • The minimum down payment is 50,000 rubles / 1,000 dollars
      • The maximum deposit amount is not limited
      • Interest is paid at the end of the term

      Receiving income both from funds placed in deposits and through investments in mutual funds. Free card with the tariff plan “Amur Tiger - card to deposit” with a deposit of 50,000 rubles or more

      Pros: high profitability

      Cons: opening a deposit is possible subject to the simultaneous acquisition of a share (shares) of shares investment funds under the management of RSHB Asset Management LLC for an amount equal to the initial contribution on the deposit, the deposit agreement is concluded in the same division of the bank in which the client pays for the shares, prolongation is not provided, replenishment and expense transactions with preservation of the interest rate are not provided

      “Save for a dream” deposit up to 6.10%

      

      • Deposit term - 730 days
      • Minimum down payment 3,000 rubles/100 dollars/100 euros
      • Interest is capitalized monthly
      • The maximum deposit amount is 10,000,000 rubles/300,000 dollars/300,000 euros

      Pros: possibility of replenishing the deposit (minimum 3,000 Russian rubles / 100 US dollars / 100 euros), automatic prolongation (for the same period, on the terms and at the interest rate in the corresponding currency applicable at the bank on the date of prolongation)

      Cons: debit transactions on the account are not provided; in case of early withdrawal of the deposit, interest is paid at the rate of the “On Demand” deposit (except for cases when the client plans to take out a mortgage or a car loan)

      “Pension Plus” deposit at 6%

      

      • The deposit can be opened for a minor child
      • Deposit term: 395/730/1095 days
      • The minimum down payment is 500 rubles
      • The maximum deposit amount is 10,000,000 rubles
      • The minimum amount of additional contribution to the deposit is 1 ruble
      • Minimum deposit balance 500 rubles

      Opens upon presentation of a pension certificate or document from Pension Fund of the Russian Federation on the establishment and/or assignment of an insurance pension or a document on the assignment of monthly lifelong maintenance from the courts included in the judicial system of the Russian Federation. If you reach retirement age, established by law Russian Federation, and also when there are no more than two months left before the onset of the old-age pension, the provision of the corresponding document from the Pension Fund of the Russian Federation is not required.

      Pros: monthly capitalization interest, deposit replenishment, expense transactions are provided (while maintaining the minimum balance), automatic prolongation

      Cons: in case of early withdrawal of the deposit, interest is paid at the rate of the “On Demand” deposit in the corresponding currency

      Which Rosselkhozbank deposit to choose in 2020

      It is worth paying attention to the fact that RSHB is a reliable partner bank with state participation, which means your savings will be in a safe place. In 2020, Rosselkhozbank has more than a trillion rubles in deposit portfolio and every day the population's trust in this bank is only growing.

      The main thing that people pay attention to when choosing a particular savings product is the final interest rate in order to confidently count on an increase in the invested funds. If we talk about rates, then the most profitable option for the Rosselkhozbank deposit is “Reliable Future”. Based on the figures on rates, it is also worth paying attention to the “Profitable” and “ ” deposits.

      Do not forget about additional requirements for individuals that must be met in order to save their money at the agreed interest rate. For example, you will need to issue an additional bank product or there will be no possibility of partial withdrawal, etc.

      To clearly select a suitable deposit in Rosselkhozbank today, use the comparative table:

      Deposit	Minimum amount (in RUR)	Interest rate	Contract duration
      Investment	50000	7.05	180 or 395 days
      Amur tiger	50000	6.6	395 or 730 days
      Refillable	3000	6.2	From 3 months to 3 years
      Save up for your dream	3000	5.55	730 (you can withdraw money early)
      Comfortable	-	6.05	From 3 months to 3 years
      Pension	500	6.15	395 or 730 days
      Pension plus	500	6.15	395 or 730 days (you can withdraw money early)
      Poste restante	10	0.01	1

"Russian Agricultural Bank" constantly confirms its importance in the domestic and global financial markets. According to Forbes magazine, the bank is a leader in reliability parameters. According to the international publication “The Banker”, Rosselkhozbank is one of the world's largest brands. But these merits, in the opinion of ordinary people Russian citizens, pale in comparison with the fact that the only shareholder of the bank is the state. For retirees, this is a key aspect of choice.

Rosselkhozbank deposits for individuals in 2016

In full compliance with the current legislation of the Russian Federation, all deposits are subject to insurance. Therefore, physical individuals should not worry about the safety of their personal savings. Most deposit products have bonus options, which can significantly increase your income.

Deposits in rubles

Rosselkhozbank offers clients the following options for opening an account:

1. "Classic" -- standard financial program without interest capitalization. Can be opened for 91-1460 days. Depending on the duration of the agreement, the rate is also formed: from 7.25% to 10% for ruble deposits, from 1.15% to 3.85% for dollar deposits, and from 1.1% to 3.3% for deposits in euros . To open an account you need 3,000 rubles, or 100 dollars or euros; there is no upper limit.
2. “Accumulative” - the investor has the right to independently regulate the amount capitalized percent. Depending on the amount and terms of placement, the interest rate is determined: from 8.2% to 8.5%. If the contract is terminated early, the rate will be cancelled. Distinctive feature of this program - the maximum deposit amount is 1,500,000 rubles.
3. “Managed” - here investors can choose the amount of non-reducible balances: from 10,000 to 500,000. The term is similar - from three months to three years. And the interest rates for all options differ insignificantly: from 6.85% to 7.15%.
   Indeed, Rosselkhozbank deposits for individuals in rubles for 2016 are not only varied, but also profitable.

"Rosselkhozbank" deposits of individuals 2016: for pensioners

Rosselkhozbank actively participates in social programs, and besides this, she tries to offer her clients the most favorable terms of cooperation. For example, the following deposits are provided for pensioners:

1. “Golden Pension” is a replenishable deposit opened for a period from 3 months to 2 years, with an interest rate from 7.1% to 8.25%, as well as with automatic extension of the contract.
2. “Pension Plus” - this deposit is available to all pensioners without exception. The variability of rates is 7.8% (for a year) and 8.15% (for two years). At the same time, there is a minimum non-reducible balance of 500 rubles, and the initial amount starts from 1,000 rubles.

In addition to quite favorable conditions for deposits for individuals, Rosselkhozbank periodically holds promotions for pensioners, within the framework of which you can not only increase income, but also receive nice bonuses and gifts.

"Rosselkhozbank" deposits of individuals 2016: interest on deposits

In the list of the most profitable deposit products, we can highlight “Golden”, which is opened through an ATM for 540 days and with an income of 11% per annum. True, to open this account you need 30 million. In second place in terms of popular popularity is “Classic” with an interest rate of 10.3% for the same period. And the third position is occupied by “Save for a dream” - with a minimum amount of three thousand rubles and a rate of 8.85% for a period of two years.

Promotion "high interest"

From time to time, real treasures appear in the line of deposit offers. Among such “treasures” is “Fabulous Interest”, with almost fantastic rates - 9%, 11% and 13% per annum. Without replenishment and extension, for a period from 180 to 540 days. Unfortunately, the promotion for this program ended on February 12th. But the press center assured that the programs " High interest"will continue.

Rosselkhozbank deposits for individuals in 2016: calculate

Various terms of placement, variability of rates, ruble or foreign currency account, the possibility of replenishment, capitalization of interest - such a wide range of offers will allow each client to choose the most best option. Moreover, the bank constantly, taking into account the situation in the country and on the world stage, as well as guided by consumer demand, develops and introduces new financial products. Depending on the terms of the deposit, rates start from 0.01% (demand deposit with quarterly calculation of income) to 13% per annum.

How to calculate: calculator

When deciding on the conditions for placing funds, you can consult with specialists, or you can independently calculate the expected profit using a deposit calculator.

How to calculate it yourself

It is enough to indicate the amount and period of the deposit on the “deposit calculator” page of the official website, and the program will immediately offer you placement options and the exact amount of income you will receive.

Deposits in Moscow

The conditions for placing deposits are exactly the same as for central office, and for branches. Therefore, for individuals there is no difference in opening an account in the Moscow branch or in any other. On the Rosselkhozbank website you can find the addresses of the nearest branches to save time on travel.

Rosselkhozbank deposits for individuals in 2016: official website

Promotions, conditions, gifts, bonuses, new deposit products, full list services - all current information can be found on the Rosselkhozbank website. A convenient navigation system will allow you to quickly navigate the bank’s offers and products.

Possibility online

For Rosselkhozbank, keeping up with the times means helping its clients save time. Therefore, for some time now, in order to make a deposit, it is not necessary to go to the bank’s office, but you can perform this operation online: through an ATM or “Internet office”. In particular, this service is available for “Classic”, “Accumulative” and “Gold” deposits.

Everything for the convenience and comfort of our clients - over the years, this motto has become fundamental in the work of Rosselkhozbank.

Rosselkhozbank offers a line of deposits for individuals for 2015-2016, we pay special attention to the promotion with increased percentage(up to 13% per annum in rubles), one of best offers today, among Russian banks.

Almost all products have monthly payments, but those who like to gain profit from capitalization will also not be disappointed.

Foreign currency deposits of Rosselkhozbank also occupy a worthy place in the line of deposits; you can invest the most profitably in dollars up to 3.45% per year, euros up to 2.65% per annum.

Half of all types of deposits can be opened via the Internet or an ATM, which is very convenient, the bank keeps up with the latest technologies– this makes me very happy and leaves an optimistic imprint.

I would like to open the review with a new product and “hit of the season” - the “Fabulous Interest” deposit, which has already earned universal popularity.

1 . Deposit “Fabulous interest”– maximum in rubles

Please note that this deposit is valid during the promotion period from October 2015 to February 2016, so hurry up to invest your savings very profitably.

Opens only in rubles, the rate is from 9 to 13% per annum, and depends on the term of the deposit.

The deposit can be opened for a period of 180 to 540 days; if you withdraw money ahead of schedule, the deposit amount is recalculated at a rate of 0.01% per annum.

You can open a deposit through online banking or an ATM.

Unfortunately, you cannot top up, the deposit amount starts from 3,000 rubles, there are no maximum restrictions. Interest is capitalized and paid at the end of the term.

2. Deposit “Classic”– stable “classic”

This product is characterized by the presence of a huge deposit period; you can invest your savings for a maximum of four years.

The most favorable rate in rubles with a deposit for 1 year, it is equal to 10.30% per year.

Payment of interest at the client's choice: monthly or at the end of the term.

Capitalization is possible, in other words, you list monthly interest to the deposit amount.

You cannot top up, the minimum amount is 3 thousand rubles, there is no maximum limit.

3. Deposit “Pension Plus”– only the best, to our Dear Pensioners

What differences can be named to characterize this product.

Firstly, a very low amount minimum deposit– from 500 rubles.

Secondly, the contract can be drawn up at minor child(grandson or granddaughter).

You can replenish your deposit throughout the entire period; monthly capitalization of interest is also a plus.

When opening, you need to present a Pension ID or a document that can confirm that you are a pensioner (from the Pension Fund).

4. Deposit “Golden”– for large investments

Only for investors who have available amounts: 1.5 million rubles, 50 thousand dollars or euros (the maximum amount is not limited).

When drawing up an agreement, you can choose the type of interest payment: monthly, at the end of the term with capitalization.

The deposit can be opened for a period from 3 months to 4 years. This type of deposit is not replenished.

In case of early termination, interest is paid according to the “On Demand” program - the rate is 0.01% per annum.

The rates can be seen in the table below...

This product has the highest rates for the dollar, the maximum interest is 3.45% per annum, the term is 2 years.

All deposits for individuals of Rosselkhozbank included in our selection for 2015-2016 have excellent conditions and maximum interest.

Information about rates and deposit products of Rosselkhozbank is periodically updated, come to our portal, watch out for new promotions - “MONEY SHOULD WORK FOR YOU” .

Rosselkhozbank is second in some respects only to Sberbank of Russia, the largest domestic financial institution. And in the field of lending to agricultural enterprises, it occupies a leading position. Its high rating is based on the following aspects:

• 100% of the shares belong to the state represented by the Federal Agency for State Property Management;
• created to serve the agro-industrial complex;
• focused on a full range of services for both legal entities, and for physical ones;
• offers customers a wide range banking products, among which are unique and have the most favorable conditions among similar ones;
• consistently enjoys government support and participates in others that are no less interesting to users.

The financial indicators of RSHB in Russia are also at a consistently high level:

• the bank holds 3rd place in terms of volume of lending to the population and 5th place in terms of funds raised from individuals;
• it ranks 4th in the ranking in terms of deposits from legal entities and 5th in terms of loans issued to them.

The guarantee of reliable and stable operation of RSHB lies in its special status associated with the history of its creation. Following the crisis in the banking sector that occurred in 1998, the Government of the Russian Federation decided on the need to restore a system capable of smoothly and stably working with the agricultural complex, providing enterprises in the sector with a regular opportunity to receive funds for their activities. OJSC Rosselkhozbank was created in 2000 and its main and only shareholder was the Federal Agency for State Property Management, that is, the state itself.

This gives the financial institution not only a reliable base that allows it to survive moments of crisis, but also the opportunity to provide its clients with the most loyal conditions. In addition, funds invested in RSHB are as protected as in 2016, as well as a number of other deposits. This is based on the fact that the institution is a participant in the state deposit insurance program.

The RSHB branch network includes more than 1.5 thousand additional branches and almost 80 regional divisions.

Advice: if you live in remote areas or rural areas and looking for large bank to make a deposit or conduct other operations, then you should pay attention to “RSHB”. Its unique feature is that it is widely represented in the “Russian outback”. It is present in small towns and villages, in addition, its network covers remote regions, including Kamchatka, Khakassia, Dagestan, Udmurtia, the Komi Republic and others.

Rates on consumer loans without and with collateral were reduced in 2016, and these products continue to be popular.

Focus on the agro-industrial complex is manifested not only in specialization in financing enterprises in the sector. The bank's mission is to provide comprehensive and comprehensive services to the population living in rural areas, where, unfortunately, there are still less developed modern technologies remote access. In addition, he is more willing to lend to various agricultural producers. If, for example, you decide to make it your business and you don’t have enough funds, then best partner“Agricultural Bank” will be the one for you. Please note that before you go to financiers for money, you will need. Today, not a single loan, regardless of its status (consumer, development or mortgage) and amount, is issued without this procedure.

Lending for the purchase of housing at Rosselkhoz has many similarities with those in 2016. There are also favorable conditions for borrowers when purchasing housing under construction or finished housing from the bank’s partner companies.

Rosselkhozbank deposits for individuals in 2016

Today, one of the largest banks in the country, included, according to experts, financial market, in the TOP 5 domestic financial institutions, offers deposit products to various categories of citizens.

With a variety of formats, we can highlight several advantages inherent in the best of the offered options:

• the maximum rate can reach 15% per annum;
• minimum placement period 1 month;
• there are deposits with the possibility of replenishment;
• Interest is accrued monthly with the possibility of their withdrawal and transfer to a card (account);
• the use of interest capitalization, that is, their calculation according to a complex formula, where interest for previous periods is added to the body of the deposit.

It should also be noted the availability of deposits. The minimum contribution is set at 3 thousand rubles, for pensioners there is preferential terms in total, it is 500 rubles.

Another important point is that the bank has created a number of programs aimed at wealthy clients. They offer special conditions for investors who want to deposit a large amount of 1.5 million rubles or more.

Popular RSHB deposits in detail

For the general population, the bank offers several types of deposits with affordable and loyal conditions.

The offer includes several deposits of the savings type without the possibility of replenishment and partial withdrawal without loss of accumulated interest. Among them are “Classic” and “Gold”. In the first of the deposits, the minimum amount is 3 thousand rubles, transferring it to the “national” category.

Replenishable deposits include “Accumulative”, “Save for a dream” and “Maximum savings”. Here you can deposit additional amounts.

The types of settlement deposits include “Managed” and “Platinum” deposits, in the format of which you can not only make contributions to the bank, increasing the deposit amount, but also make debit transactions while saving interest.

Each of these banking products has its own nuances that determine who exactly the deposit is intended for. The main one is the minimum amount.

How to get interest on small money

If you have 3 thousand rubles available, then you can open and receive stable income. Rosselkhozbank provides a whole series options for such cases:

• “Classic” for a period from 1 month to 4 years with higher rate. Payment of interest is carried out at the client’s choice; it can be either monthly, credited to the account or to plastic card, or at the end of the entire period. The maximum amount is not limited, and funds are accepted in several currencies (rubles, US dollars or Euros).
• “Accumulative” deposit assumes a period from 3 to 36 months. There is a higher interest rate involved foreign currency(Euros or US dollars) and Russian rubles. The peculiarity of the deposit is that there is a limit on the maximum amount (up to 10 million rubles, and up to 300 thousand in foreign currency).
• The “Save for a Dream” deposit also starts with a contribution of 3 thousand rubles or 300 USD or 300 EUR. The maximum amount limit is the same as the previous option, the period is 2 years. Here, only capitalization is provided on a monthly basis; there is no crediting of interest to the account.

Medium category deposits

Two proposals from RSHB should be included in this category:

• “Managed”, which is aimed at those individuals who want not only to receive income, but also to manage their money relatively freely. The minimum contribution is set at 10 thousand rubles, 300 Euros or 300 US dollars, the maximum amount is 10 million rubles, 300 thousand in foreign currency. The minimum additional contributions start from 5 thousand rubles, and from 150 USD or EUR. Required condition for an additional payment - it must not be made later than 30 full calendar days before the end of the agreement with the bank. Any debit transaction is carried out without limit within the deposit body while maintaining the interest rate, but this does not apply to the “non-burnable” account balance, which is determined by the depositor independently.
• The new version with the romantic name “Amur Tiger” is an improved version savings deposit, where there are no restrictions on the maximum amount. The format starts from 50 thousand rubles, is designed for a period of one to two years, as a bonus, the client is issued a card with a preferential tariff.

Deposits from 1.5 million

A special type of financial product designed for those who want to profitably invest a large amount of money. RSHB created this line with the emphasis that investors will come to it not only because they are interested in high income, but also because they will be provided with the widest possible choice of services:

• The “Golden” deposit is available in both short-term (from 3 months) and long-term (up to 4 years) options, as well as in intermediate versions. The minimum investment amount is 1.5 million rubles, 50 thousand USD or 50 thousand EUR. There are no restrictions on maximum size, and is also offered comparatively high rate– up to 9.40% in national currency, up to 3.65% and 2.00% in US dollars and Euros, respectively. Interest is paid either monthly or at the end of the deposit agreement (at the client’s request); in the second version, capitalization is applied.
• The “Maximum Savings” deposit has the same threshold for the initial amount, but there are no versions in foreign currency. Terms are provided from 3 months to 3 years, the maximum rate is set at 8.35%, there is a maximum amount limit (up to 150 million rubles).
• “Platinum” is similar to the previous one in terms of validity, but the maximum maximum amount here is set at the amount of the down payment multiplied by five. The currency basket and minimum deposit here are the same as in Zolotoy.

Rosselkhozbank deposits for pensioners

Like many other leading domestic financial institutions, RSHB has targeted programs for persons of retirement age. The Pension Plus deposit has a number of favorable conditions and advantages for this category of citizens:

• the minimum contribution is only 500 rubles;
• rate - up to 6.8% for a period of one year, in case of a deposit for 2 years it increases to 7.0%;
• replenishment can be made without restrictions;
• the maximum amount on which the established interest is calculated is 10 million rubles;
• minimum balance - 500 rubles, for everything above, the ability to carry out expense transactions without loss of interest applies;
• If desired, you can arrange for the payment of interest to a card or other account, or “turn on” their capitalization.

This type of deposit is available only to persons who have reached retirement age, or to those citizens who have been issued pension certificate Pension Fund of the Russian Federation or a document on lifelong maintenance from various government authorities. It can also be issued for a minor child.

Interest on deposits in Rosselkhozbank in 2016 today

According to experts, with a wide range of deposits, the overall level of return on RSHB deposits is in the average category. A huge advantage of the bank, which forces many to choose its products, is that the degree of safety of funds is incredibly high, because it is completely owned by the state.

When comparing all RSHB deposits, it should be noted that the most advantageous offer is "Classic".

Advice: in order to receive the maximum interest on this deposit format, it must be issued through an ATM or at a bank office for a period of 180 days and without capitalization.

In the line of deposits with a minimum contribution of 1.5 million rubles. “Golden” stands out with the highest profitability.

In addition, by concluding an agreement with RSHB for the “Ultra” and “Premium” packages, which provide special conditions for clients, you can have at your disposal the bank’s effective tools for managing your own finances and increased interest rates.