Deposits for pensioners in Rosselzokhbank in 2019 are quite profitable due to high interest rates and flexible terms of deposit offers in comparison with other offers of Russian banks.

Today Rosselkhozbank is practically the largest Russian bank serving the country's middle class population. It has a number of products that will be beneficial to individuals, and for pensioners it can also offer special deposits, loans and other programs on favorable terms.

Today there are new offers to Rosselkhozbank clients on deposits, and old programs are also in effect on acceptable terms. For individuals of retirement age, the bank can offer one of the special programs for this category of citizens, but whether the pensioner wants to take advantage of this offer or choose another deposit on general terms is his own business.

Rosselkhozbank offers such types of deposits for pensioners on standard or preferential terms(everything will depend on the selected offer):

1. Pension income.
2. Pension plus.
3. European.
4. Profitable.
5. Investment.
6. Amur tiger.
7. Refillable.
8. Save up for your dream.
9. Comfortable.
10. Poste restante.

The conditions of Rosselkhozbank deposits will differ in interest rates, first of all, which is most important to people, but also in additional opportunities - extension, replenishment, partial withdrawal, early closure, etc. A pensioner will be able to choose the most profitable deposit only after examining in detail all the conditions of banking products (interest, opportunities).

Pension income

Rosselkhozbank will open “Pension income” only to pensioners - women over 55 years old, men over 60 years old, with a pension certificate or a certificate from the Pension Fund. The deposit is opened exclusively in rubles and has the following conditions:

• Minimum investment – ​​500 rubles.
• The maximum amount of funds stored is 2 million.
• A pensioner can open an account for any period of time - 395, 540, 730 days.
• Replenishment is optional at any time and for any amount.
• Interest is added monthly to the deposit or transferred to the card - all at the request of the pensioner.
• A person receiving a disability pension or any other state pension can also open it if there is a corresponding certificate from the Pension Fund of the Russian Federation, so even in the name of a minor child a deposit can be opened with Rosselkhozbank under this program.
• The interest rate does not depend on the size of the funds stored or the validity period and is stable at 5.9%.
• The deposit account is automatically renewed under the same conditions upon expiration of its validity, if the pensioner does not wish to close it or change the conditions.

Pension plus

Pension Plus has almost the same conditions for pensioners as Pension Income, but it also has differences:

• The maximum contribution is 10 million.
• The deposit has a minimum balance of 500 rubles. and if it is observed, the pensioner can use expense transactions without reducing the rate.

The interest rate is also 5.9% and all the conditions of the previous deposit are met here. If the client wishes to close the deposit account earlier than the established time, then the rate for the remaining period will be recalculated at the “Demand” rate; this rule applies to all Rosselkhozbank deposits, unless otherwise specified.

European

This is a new offer from Rosselkhozbank, available to all individuals and pensioners on equal terms. Rosselkhozbank offers not only ruble deposits, as was the case with those described above, but also foreign currency deposits. The European one is exactly like this, and it can be opened exclusively in euros. The deposit has the following conditions:

• Opened only in the name of the depositor.
• Opening is carried out for 2 or 3 years.
• The minimum investment is 1000 euros.
• You can transfer money non-cash remotely, or open it at a bank and pay at the cashier.
• You are allowed to invest an unlimited amount of funds.
• You cannot top up your deposit.
• There is no automatic renewal.
• Interest is credited to the account at the end of the validity period.

Using a European deposit from Rosselkhozbank, a pensioner or other investor can receive a good income. The interest rate will depend on the term and method of opening:

Of all similar offers from other banks, European wins in terms of accrued interest, while other banking organizations only offer 0.01% per annum.

Profitable

If there are any profitable offers for individuals on deposits in addition to special programs, then the first place after them is occupied by the “Profitable” deposit. It is very easy to open and use, and has a number of advantages compared to other offers from Rosselkhozbank. Its conditions are as follows:

• Deposits are allowed to be opened in rubles or dollars.
• The minimum amount to open is 3,000 rubles or 50 dollars.
• There is no maximum limit.
• Validity periods vary - from 1 month to 4 years.
• Replenishment is not provided.
• It is allowed to open a deposit for a third party.
• Auto-renewal is allowed several times.
• Interest is credited to the account monthly or at the end of the term; it can be added to the deposit or sent to the card.

Interest rates on the Income Deposit vary greatly depending on many parameters and all information is given in the tables.

If a bank client wishes to receive interest at the end of the deposit period, the rate will be as follows.

Interest rate depending on validity period (for remote opening/through the Rosselkhozbank office).

	From 3000 rub.	$50 – $15,000	$15,000-$25,000	Over $25,000
31 days	6,05%/6,0%	0,10%/0,05%	0,15%/0,10%	0,20%/0,15%
91 days	6,10%/6,05%	0,50%/0,45%	0,55%/0,50%	0,60%/0,55%
180 days	6,15%/6,10%	1,10%/1,05%	1,15%/1,10%	1,20%/1,15%
270 days	6,20%/6,15%	1,10%/1,05%	1,15%/1,10%	1,20%/1,15%
395 – 455 days	6,35%/6,30%	1,90%/1,85%	1,95%/1,90%	2,00%/1,95%
540 days	6,50%/6,45%	2,05%/2,0%	2,10%/2,05%	2,15%/2,10%
730 days	6,70%/6,65%	2,15%/2,10%	2,20%/2,15%	2,25%/2,20%
910 – 1460 days	6,70%/6,65%	2,35%/2,30%	2,40%/2,35%	2,45%/2,40%

If the pensioner wishes the interest to be capitalized monthly, then the deposit rates will change slightly:

	From 3000 rub.	$50 – $15,000	$15,000-$25,000	Over $25,000
31 days	6,05%/6,0%	0,10%/0,05%	0,15%/0,10%	0,20%/0,15%
91 days	6,05%/6,0%	0,50%/0,45%	0,55%/0,50%	0,60%/0,55%
180 days	6,05%/6,0%	1,10%/1,05%	1,15%/1,10%	1,20%/1,15%
270 days	6,10%/6,05%	1,10%/1,05%	1,15%/1,10%	1,20%/1,15%
395 – 455 days	6,15%/6,10%	1,85%/1,80%	1,90%/1,85%	1,95%/1,90%
540 days	6,20%/6,15%	2,0%/1,95%	2,05%/2,0%	2,10%/2,05%
730 days	6,30%/6,25%	2,10%/2,05%	2,15%/2,10%	2,20%/2,15%
910 days	6,20%/6,15%	2,25%/2,20%	2,30%/2,25%	2,35%/2,30%
1095 days	6,10%/6,05%	2,25%/2,20%	2,30%/2,25%	2,35%/2,30%
1460 days	5,95%/5,9%	2,25%/2,20%	2,30%/2,25%	2,35%/2,30%

Investment

This is a rather unusual offer from Rosselkhozbank, and it differs from other deposits. To open a deposit, a depositor must purchase shares from investment funds managed by RSHB Asset Management LLC. A deposit account from a bank has additional conditions:

• The deposit amount is equal to the amount of shares.
• The deposit is opened on the day the shares are purchased.
• Rosselkhozbank pays interest upon expiration of the agreement.
• The minimum investment is 50,000 rubles or $1,000, and the maximum amount is not limited.
• Opens for 180 and 365 days.
• The deposit cannot be renewed automatically.

Interest rates for this banking product will be as follows:

Amur tiger

For pensioners who initially have a considerable amount of money, this product from Rosselkhozbank represents a good opportunity for additional income. The terms of the ruble deposit are very good:

• The minimum contribution is 50,000.
• The maximum amount is unlimited.
• Opens only to the depositor.
• Validity period: 395, 540, 730 days.
• Interest is credited to the card monthly.
• Additional funds cannot be deposited.
• Automatic renewal is possible.

The interest depends only on the duration of the contract and is presented in the table:

Refillable

For people, this deposit is quite beneficial in that Rosselkhozbank gives the opportunity to additionally deposit funds throughout the entire period of the deposit, which helps reduce income and does not immediately hit the wallet. A person can save a small part from his pension and make a profit on it. The general terms and conditions of the product are:

• A deposit account is opened for a minimum of 3,000 rubles or 50 dollars, the same amounts are the minimum for additional top-ups.
• The maximum investment is 10,000,000 rubles or $300,000.
• Interest is capitalized monthly or sent to the card.
• Automatic renewal is possible no more than 3 times (up to 91 days) and 2 times (all other time frames).

Interest on the Replenishable Deposit is presented in the table.

Amount/Validity (days)	91	180	270	395	455	540	730	910	1095
Rubles
3 000 – 700 000	5,75%	5,65%	5,35%	5,10%	5,00%	4,95%	4,80%	4,80%	4,70%
700 000 – 10 000 000	5,80%	5,70%	5,40%	5,15%	5,05%	5,0%	4,85%	4,85%	4,75%
Dollars
50 – 5 000	0,25%	0,85%	0,85%	1,60%	1,60%	1,70%	1,80%	1,95%	1,95%
5 000 – 15 000	0,30%	0,90%	0,90%	1,65%	1,65%	1,75%	1,85%	2,0%	2,0%
15 000 – 25 000	0,35%	0,95%	0,95%	1,70%	1,70%	1,80%	1,90%	2,05%	2,05%
25 000 – 300 000	0,40%	1,0%	1,0%	1,75%	1,75%	1,85%	1,95%	2,10%	2,10%

If you open a deposit account remotely, the interest rate for any parameter will be 0.05% higher, which brings more income to existing clients of Rosselkhozbank.

Save up for your dream

This is a rather advantageous offer from Rosselkhozbank, allowing a pensioner to gradually raise money for a specific purpose if the initial investment was small.

Marina Kuznechkina

Reading time: 8 minutes

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One of the largest organizations in the financial market, Rosselkhozbank, has developed an entire program for working with clients receiving state pensions, benefits, and other payments. It includes not only the offer of special conditions for lending, but also two deposit options and a payment card.

The organization rightfully enjoys increased confidence. The holder of its shares is the state. Deposit protection is provided by an insurance program, which the bank has been a member of since 2015.

“Pension Plus” deposit

From 500 rubles

From 395 days

In this article:

Which deposit should I choose?

The bank offers a wide range of deposits. Some of them are universal, accessible to any citizen of the Russian Federation. A number of special offers are designed for pensioners. The client can choose the most suitable program options himself. Before you start choosing, you should decide which parameters will be beneficial in each specific case. Important deposit characteristics:

1. Minimum amount to open. For pensioners, this value is reduced, which makes it possible for more elderly people to urgently make an investment.
2. Maximum amount of funds. For some deposits there is a limit on the maximum amount of funds. If you need to store a larger amount of money, then you can consider options without an upper limit.
3. The period for opening an investment varies in many programs, and the profitability depends on it.
4. The interest rate in rubles determines the monthly income. Its size depends on the term and savings made.
5. Possible account replenishment. You should decide whether this function is needed, because... non-replenishable deposits have a higher interest rate.
6. Using percentages. The investor must decide whether to withdraw the annual income and add it to the principal amount. Various offers from financial institutions for deposits also provide for receiving interest either monthly or at the end of the term.

For each case, you can choose the most advantageous option, so before concluding an agreement you should consult with a bank employee. If the client is a pensioner, then it is not necessary to focus only on special offers; in some cases, general programs may be more profitable.

Let's look at the terms and conditions of some publicly available investments:

The Gold Premium offer is available to members of the Ultra or Premium programs. A distinctive feature of the “Profitable” investment is the ability to earn interest. The replenishable “Save for a Dream” deposit is linked to targeted loans for individuals. Funds can be withdrawn without loss of income to pay down payments for car loans and mortgages.

Should the terms of deposits be different for pensioners and other groups of clients?

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How to open a deposit in Rosselkhozbank: step-by-step instructions

Once the type of investment has been selected, you can open it both in the office and remotely. People of retirement age prefer to contact the bank in person, so they can get personal advice and conclude a real contract. To open an investment under special conditions you must:

There is a remote way to open a deposit. To do this, the requirement must be met: you must be a client of the bank and have an already open personal account. You can make investments in this service. The money is transferred by transfer to the specified bank account.

Special conditions for pensioners

Deposits for pensioners of Rosselkhozbank:

The “Pension Plus” offer makes it possible to replenish funds without restrictions. It has the following advantages:

1. Cash withdrawals are possible without a time limit.
2. Depositing additional money is permitted.
3. Interest is capitalized.

“Pension income” does not provide the opportunity to withdraw part of the funds during the term of the agreement. However, you can receive money in the form of interest, which can not only be added to the principal amount, but also transferred to another client account.

Another advantageous offer of the organization is a pension card. A pension can be transferred to it. The interest on the balance can reach up to 6%. Plastic is issued free of charge on the day of application. They can pay for purchases, deposit money, withdraw cash without commissions from payment materials

To take advantage of the special offer, you must provide the following documents:

1. Passport.
2. Pensioner's ID.
3. Certificate from the pension fund on the assignment of state payments.

Deposits can also be made for a minor. To do this, you must present documents confirming the accrual of payments. If the client has reached the age of 55 for women and 60 for men, registration is simplified. The depositor only needs to present his passport.

Deposit "Pension income"

From 500 rubles

From 395 days

These offers are available not only to old-age pensioners, but also to those who receive government support:

1. Young pensioners who do not come to the common table.
2. Citizens who have state support for health reasons and other payments.

Deposit calculator

Deposit amount

Interest rate (%)

Deposit term (months)

Monthly interest

Reinvested withdrawn

How to top up your deposit?

You can replenish your savings, provided that this is allowed by the contents of the agreement, in the following ways:

Offer

Maximum amount

Application online

1. Provide your details at the bank office and deposit cash through the cash desk.
2. Remotely in a personal document.
3. Through an ATM.

How to withdraw funds?

Some investment programs provide for the replenishment and withdrawal of part of the funds without loss of interest and sanctions. The only withdrawal requirement is to maintain a minimum balance, which is 500 rubles. You can receive funds using your card at an ATM or at a bank cash desk. To do this you need to contact the office. The possibility of withdrawing funds is provided by the Pension Plus program.

How to close a deposit?

If you need to withdraw funds before closing your account, you should contact a convenient branch. The following documents are required:

1. An agreement signed by two parties.
2. Closing Statement.

After checking the amount of savings and income, you can receive funds from the cash desk in cash or by money transfer.

Calculation of the profitability of a deposit in Rosselkhozbank

For the convenience of clients, the official website has a calculator that allows you to calculate the prospects for an investment. To use it, you need to type in the appropriate fields the expected amount and the period for which you can leave the funds in the palace.

For example, if you deposit an approximate amount of 2,000 for a period of two years, the profit will be up to 226,000 rubles. The difference between the service and similar ones on other official bank websites is the provision of comprehensive information on all types of investments. This makes the choice easier, since all the conditions are before your eyes.

Is government participation in the bank important to you?

ImportantDoesn't matter

Terms of deposit in Rosselkhozbank

Rosselkhozbank is one of the most reliable financial organizations in Russia, its shares belong to the state. Since 2015, he became a participant in the savings insurance program. Clients who have one or more deposits in an amount not exceeding 1,400,000 will be refunded in full if the bank is closed.

When you make an investment at Rosselkhozbank, you will receive a free card “Amur Tiger – card for deposit.” To receive this service, there is a minimum amount that must be in the account. It is equal to 50,000 rubles.

If a saver urgently needs to get money from a savings account, then in most cases he loses income. The interest rate is retained provided that this service is provided for in the concluded agreement. For example, the “Pension Plus” offer allows you to withdraw funds at any time, leaving a minimum small amount of 500 rubles in the account. If this clause is not in the agreement, then the account is closed with an interest rate “on demand” equal to 0.1%.

Pensioners make up a large percentage of the country's population, they know how to save, and for the convenience of storing accumulated money, Rosselkhozbank created the Pension Plus deposit. It is much more profitable to store your funds in a reliable, state-owned bank, where they will be protected from thieves and fraudsters. After all, there are now so many people who want to make money from pensioners who are working so hard to save money from their small pensions.

In Pension Plus, your savings will be safe and sound, multiplying with the help of attractive interest rates that Rosselkhozbank offers its clients.

The essence of the “Pension Plus” deposit

People of the old school are accustomed to not trusting banks and keeping money at home “under the mattress.” But inflation does not stand still and money lying at home reduces its value.

So that you do not lose your savings, but, on the contrary, exaggerate them, Rosselkhozbank has created deposits for pensioners.

In essence, such a contribution is no different from any other. You, like other clients, you can choose the period for which you can deposit savings, the type of deposit and the method of interest payment.

“Pension Plus” from Rosselkhozbank is very beneficial for pensioners, because it has advantages over conventional ones deposits:

• For pensioners the minimum amount is very low.
• Such deposit has a higher interest rate.
• After the expiration of the term, the contract is renewed automatically.
• There is no need to make a regular contribution.

Terms of deposit in Rosselkhozbank

If you want to make an investment in Rosselkhozbank, then find out the conditions for the “Pension Plus” deposit:

Interest rates on the Pension Plus deposit in 2019

You can find out at Rosselkhozbank what percentage “Pension Plus” has by contacting the manager at a bank branch or on the bank’s website.

Interest accrued on the deposit can be capitalized, that is Interest will also be charged on interest already accrued..

Since Rosselkhozbank takes care of pensioners, the rates on deposits in the bank very attractive:

• On deposit, open for 365 days accrues 7.80% for an amount of 500 rubles.
• On deposit, open for 730 days a higher interest will be accrued - 8.00%, at least 500 rubles.

“Pension Plus” is a very promising investment for clients - pensioners. Rosselkhozbank is constantly growing and developing, and always tries to provide its clients with the most favorable and high interest rates for funds.

Deposit calculator

Below you can use the calculator; to do this, you need to enter the deposit amount, interest rate, investment period in months and indicate whether interest will be withdrawn or reinvested.

Deposit amount

Interest rate (%)

Deposit term (months)

Monthly interest

reinvested withdrawn

Amount and benefits of the deposit

Rosselkhozbank has established the most convenient and profitable amounts for the minimum and maximum contributions. The minimum you need to initially deposit is 500 rubles, the maximum you can deposit is 10,000,000 rubles.

You don’t need to collect large sums to deposit them later; you can deposit 1 ruble.

Very favorable interest rates on deposits. These rates are among the best for similar deposits in other banks.

Advantage of opening The Pension Plus deposit in Rosselkhozbank will be:

• Rosselkhozbank is a state bank, which speaks of its reliability and stability. Such a bank will not suddenly leave, taking your savings with it..
• There is no need to collect and carry a huge package of documents with you. All you need is a passport or pension certificate.
• No required monthly payment amount, deposit funds whenever you want and as much as you want.
• If you urgently need to withdraw money, then you can do it easily and painlessly. You only need to have 500 rubles left in your account.
• To extend the term of the contract after its expiration, it is not necessary to come to the bank. The system will do this for you automatically.
• If you are afraid that something will happen to you and the bank will take your money, then you can safely open a deposit in the name of a minor child.

Let's sum it up

Depositing money into the Pension Plus deposit at Rosselkhozbank is much more profitable than keeping it at home. You keep the principal amount of your funds, plus you can spend the accrued interest.

Many pensioners are afraid that they will die and the bank will take their money. No need to worry, because you can simply draw up a notarized will, providing which your heirs will calmly take your savings.

Rosselkhozbank necessarily insures all contributions brought by investors. Be sure that your funds are reliably protected from adverse circumstances and you will not suffer any losses.

Come to a branch of Rosselkhozbank - specialists will advise you on the terms of “Pension Plus” and answer all your questions. With this bank, your money will be in safe hands.

Reading time ≈ 3 minutes

Every pensioner who is an individual can keep his deposits in Rosselkhozbank, while receiving a good interest rate. Pensioners, at any time, can replenish their own account, withdraw a certain amount of money, without losing their income. Deposit rates for people of retirement age are quite high, which allows them to invest their finances profitably.

What does the picture of deposits look like today?

Rosselkhozbank allows pensioners to make deposits in 2018 on fairly favorable terms. The financial institution is ready to offer its elderly depositors a whole line of products - loans with low interest rates, deposits with high rates, production of plastic cards.

Rosselkhozbank clients are 100% insured against the possibility of losing money

To do this at Rosselkhozbank in 2018, a pensioner will need to follow the following scheme:

• contact a financial institution;
• submit a standard pension certificate or a document from the Pension Fund of the Russian Federation indicating
• establishing or assigning an insurance pension;
• sign an agreement with a financial company.

Individuals who have reached retirement age can use the bank's service - for women it is 55, and for men 60 years. You can think about making a contribution if a person’s retirement age comes in 2 months.

What are the deposit conditions for 2018?

Interest rates on pensioner deposits today are quite high. For investors who decide to profitably manage their finances in 2018, the following conditions will apply:

• the ability to open a deposit in national currency or the United States;
• there are different options for opening a deposit, each of which has its own conditions;
• the opportunity to open not only special deposits for pensioners, but also to make other types of deposits.

Rosselkhozbank offers its clients of retirement age to invest money under the Pension Income program. According to the terms of the presented program, you can open a deposit only if you have a pension certificate. If the user invests an amount of more than 50 thousand rubles, then a plastic card will be opened for him for free. The investment period can range from 395 to 730 days. The maximum deposit amount is 2 million rubles. The interest rate is 7.10%.

Interest rates on customer deposits today are quite good under the terms of the Pension Plus program. If the deposit is made for a period of 730 days, then the annual income will be 7%. Also, today, a seasonal deposit is available for pensioners, which can be opened before the New Year on favorable terms. If the deposit is made for 61 days, then the interest rate will be 7.70%, and if a pensioner wants to invest money for a period of 91 days, then the income will be 7.55%.

What is the percentage of pensioner deposits in 2018

If a pensioner uses the Investment Deposit program, the interest rate will be 8.45%, with a deposit amount of 5 million or more. When choosing the Amur Tiger deposit, a pensioner will be able to receive more than 7% income.

In 2018, pensioners can make a savings contribution or take advantage of the special “Save for a Dream” program. According to the terms of the presented program, you can invest funds both in national currency and in US dollars. The interest rate on the dollar is 0.99%. Deposits for pensioners in 2018 will be insured and therefore you can open deposits in a completely safe mode. Additional deposit conditions for pensioners can be found on the bank’s official website.

Deposit "Amur Tiger"

To open, you need to make a deposit of at least 50 thousand rubles. The maximum interest rate is 6.3% per annum. Interest is paid monthly to a bank card account. The conditions do NOT include: capitalization, partial withdrawal, replenishment. There is a possibility of auto-renewal.

Deposit “Your income”

The minimum amount for opening is 500 tr. Terms vary from 91 to 1095 days. The maximum interest rate on the deposit is 6.75% per annum. Interest will be paid at the end of the term (if you choose the option of monthly interest payment or capitalization, the rate will be slightly lower). There is no possibility of replenishment, capitalization and partial withdrawal. Automatic renewal and opening via Internet Bank are provided.

Sum	Term / Interest rate
	91 days	180 days	270 days	365 days	455 days	540 days	730 days	910 days	1095 days
from 500 t.r.	6.05%	6.1%	6.15%	6.3%	6.3%	6.45%	6.65%	6.65%	6.65%
from 1.5 million rubles	6.05%	6.1%	6.15%	6.3%	6.3%	6.45%	6.65%	6.65%	6.65%
from 5 million rubles	6.05%	6.1%	6.15%	6.3%	6.3%	6.45%	6.65%	6.65%	6.65%
from 10 million rubles	6.1%	6.15%	6.2%	6.35%	6.35%	6.5%	6.7%	6.7%	6.7%
from 30 million rubles	6.1%	6.15%	6.2%	6.35%	6.35%	6.5%	6.7%	6.7%	6.7%
from 50 million rubles	6.15%	6.2%	6.25%	6.4%	6.4%	6.55%	6.75%	6.75%	6.75%
from 100 million rubles	6.15%	6.2%	6.25%	6.4%	6.4%	6.55%	6.75%	6.75%	6.75%

Deposit "Pension Plus"

Opens upon presentation of a pension certificate from 500 rubles for 395 or 730 days. Max. amount - 10 million rubles. Interest rate 5.9%. The conditions provide for: monthly payment (capitalization) of interest, partial withdrawal, auto-extension, replenishment.

Deposit "Profitable"

Min. opening amount is 3 thousand rubles. The interest rate is average - up to 6.65% per annum. Payment of interest at the end of the term. Partial withdrawals and replenishment and capitalization of interest are not provided (if you select the option of monthly payment/capitalization of interest, the rate will be lower). Important: It is possible to open through an ATM or Internet Bank with an increase in rate by 0.05%.

Sum	Term / Interest rate
	31 days	91 days	180 days	270 days	395 days	455 days	540 days	730 days	910 days	1095 days	1460 days
from 3 tr.	6%	6.05%	6.1%	6.15%	6.3%	6.3%	6.45%	6.65%	6.65%	6.65%	6.65%
from 700 rub.	6%	6.05%	6.1%	6.15%	6.3%	6.3%	6.45%	6.65%	6.65%	6.65%	6.65%
from 1.5 million rubles	6%	6.05%	6.1%	6.15%	6.3%	6.3%	6.45%	6.65%	6.65%	6.65%	6.65%

Deposit "Comfortable"

Min. deposit - 10 thousand rubles. The interest rate is low - up to 4.3% per annum. The client can choose monthly payment or interest capitalization. It is possible to replenish, auto-renew and partially withdraw. Important: It is possible to open through an ATM or Internet Bank with an increase in rate by 0.05%.

Sum	Term / Interest rate
	91 days	180 days	270 days	395 days	455 days	540 days	730 days	910 days	1095 days
from 10 t.r.	4.25%	4.25%	4.25%	4.25%	4.25%	4.15%	4.15%	4.15%	4.15%
from 300 rub.	4.25%	4.25%	4.25%	4.25%	4.25%	4.15%	4.15%	4.15%	4.15%
from 700 rub.	4.3%	4.3%	4.3%	4.3%	4.3%	4.2%	4.2%	4.2%	4.2%
from 1.5 million rubles up to 10 million rubles	4.3%	4.3%	4.3%	4.3%	4.3%	4.2%	4.2%	4.2%	4.2%