Policy Compulsory health insurance is a system that allows free access to most medical services in any region. It works as follows: every month, everyone who works in the Russian Federation makes contributions to the Compulsory Fund health insurance. These funds go to insurance medical organizations working in the OMS system. And already they pay for the work of employees of polyclinics, hospitals, dispensaries and other medical organizations - according to the number of patients served and the services provided to them.

In order to receive medical services free of charge, you must confirm that you are in the CHI system. This can be done by presenting compulsory medical insurance policy.

"> compulsory health insurance (CHI) - a document confirming your right to free medical care in state medical institutions throughout Russia.

2. How to apply for an OMS policy?

To apply for an OMS policy, you will need:

• passport or temporary identity card if you are changing it;
• insurance number of an individual personal account (SNILS).

If you are taking out a policy for a child, you will need:

• application (to be completed at the reception);
• birth certificate of the child;
• a document confirming that you can represent the interests of the child: your passport, an act of the guardianship and guardianship authority on the appointment of a guardian or trustee, a court decision, and so on;
• SNILS of the child (for children under 14 years old - if available, for children over 14 years old - mandatory).

If the documents will be submitted by your representative, for registration you will additionally need:

• representative's passport or temporary identity card, if he changes it;
• power of attorney for insurance in the selected organization.

MHI policy can also be issued To apply for a policy OMS to a foreigner will need:

• application (to be completed at the reception);
• passport of a foreign citizen or other document recognized in Russian Federation identity card of a foreign citizen in accordance with international treaty;
• a residence permit for permanent residents of Russia or a mark on a temporary residence permit in the Russian Federation in a foreign citizen's passport or other identification document for temporary residents of Russia;
• SNILS (if available).

">foreign citizens, To apply for a CHI policy, a stateless person will need:

• application (to be completed at the reception);
• a document recognized in the Russian Federation as identification of a stateless person in accordance with an international treaty, or a document issued in the Russian Federation to a stateless person who does not have identification documents;
• a residence permit for permanent residents of Russia or a mark on a temporary residence permit in the Russian Federation in an identity document for temporary residents of Russia;
• SNILS (if available).

">stateless persons And To apply for a CHI policy, a refugee will need:

• application (to be completed at the reception);
• one of the following documents: a refugee certificate, a certificate of consideration of an application for recognition as a refugee, a copy of the complaint against the decision to deprive the refugee status to the Federal Migration Service with a note of acceptance for consideration, a certificate of temporary asylum on the territory of the Russian Federation.

">refugees.

You can submit documents to an insurance medical organization from the register of the Moscow City Compulsory Medical Insurance Fund. Citizens of the Russian Federation registered in Moscow (both adults and children) who have never previously received a CHI policy can apply for a policy both at an insurance company and at any center of public services, regardless of the area of ​​registration.

Please note: Before the child's birth is registered and for 30 days thereafter, the child's health insurance is provided by the same insurance company that insured the child's mother or other legal representative. After this period, one of the parents or other legal representative may choose another insurance company for the child.

The compulsory medical insurance policy will be ready within 30 working days after the registration of the application and the documents submitted by you. At this time, on the day of the application, you will be given a temporary policy, which you can use as usual.

3. How to change or restore the CHI policy?

If you are satisfied with your insurance company, you need to change the CHI policy or issue a duplicate of it in cases where:

• you changed your place of residence, full name or other data in your identity document - within a month;
• you have discovered an inaccuracy in the personal data specified in the document;
• you have an old-style MHI policy (green sheet of A4 format or plastic card), and you want a new document (blue sheet of A5 format or three-color plastic card);
• you have damaged or lost the CHI policy.

To replace or obtain a duplicate policy, you will need the same documents as for initial clearance. If your personal data, place of residence has changed, or inaccuracies are found in the issued CHI policy, you will also need documents confirming this.

You need to contact your insurance company. IN

when a duplicate policy is needed - provided that the previous policy was a new model and issued in Moscow;

when you need to replace the old-style MHI policy with a new-style policy - provided that old policy was issued in Moscow and after that your personal data did not change;

when you need to replace the CHI policy due to a change in personal data: last name, first name, address of residence - provided that you have a new policy and it was issued in Moscow.

">some cases you can also apply to any center in the city, regardless of the place of registration.

If you want to change the insurer, you need to apply for a new policy in the organization you like. But pay attention to general rule You can change the insurance company no more than once a year. If you have changed your place of residence or your insurance company has ceased operations - as often as possible. At the same time, from November 1 to December 31, applications for changing the insurance company are not accepted.

Within 30 days after the registration of the application and documents submitted by you, you will be issued a CHI policy of a new sample (old-style policies are no longer issued). During this time, you will be given a temporary policy, which you can use as usual.

4. Can I apply for an OMS policy online?

Documents for issuing (replacing, restoring) a CHI policy online can be submitted by adult users of the Official website of the Mayor of Moscow website, who have a full (confirmed) account, who have personal account specified by SNILS.

To apply for (replace, restore) an MHI policy online, you will need:

• scanned copy of an identity document;
• Black and white photo 320x400 pixels, up to 5 MB in format: JPG, JPEG, JPE.">photo(when ordering a CHI policy in the form of a plastic card with electronic media)
• Scanned copy of the signature in black and white, size 160x736 pixels, up to 5 MB in size: JPG, JPEG, JPE. The size of a handwritten signature should not exceed 10x46 mm.">Scanned copy of the signature(when ordering a CHI policy in the form of a plastic card with an electronic carrier);
• CHI policy number (if any).

After you submit the documents, a temporary certificate will be available for you to download in your personal account. The CHI policy itself will be ready within 30 days after registration of the submitted documents. You can get it at your chosen point of issuing policies of an insurance medical organization or at the center of public services (depending on which method of receipt you indicate when submitting documents).

5. How can I check if my CHI policy is valid?

6. What medical services can be obtained free of charge under the CHI policy?

Under the CHI policy throughout Russia (regardless of where it is issued), you can receive free Medical services are provided in medical organizations participating in the implementation of territorial CHI programs, in the amount established by the basic program of compulsory medical insurance.

In order to obtain a compulsory medical insurance policy, a citizen must apply to a division of an insurance company authorized to deal with compulsory medical insurance.

When applying for a CHI policy, the company will require the following list of documents:

• identity document. First of all, this is a citizen's passport (for persons who are already 14 years old) or a passport of a parent who draws up a compulsory medical insurance policy for a child under the age of 14 years. In addition to a passport, equivalent identification documents are accepted, such as a military ID or driver's license.
• birth certificate in case of issuing a compulsory medical insurance policy for children under the age of 14 years
• SNILS or insurance certificate of state pension insurance
• persons with refugee status will additionally need to present a certificate of assignment of such status or a temporary certificate issued for the period of consideration of the application for the assignment of refugee status.

So it will be useful to find out how you can replace the insurance company for CHI - details are in the link.

In situations where it is required to replace the MHI policy with a new one, the replacement procedure is as follows.

You need to contact insurance organization providing compulsory health insurance.

Submit an application for replacement of the MHI policy. Attach documents according to the list given in the article earlier.

• The CHI policy is a document confirming the right of citizens to receive medical care.
• The policy is issued in paper and electronic format.
• When applying for a CHI policy, it is necessary to provide a certain list of documents to the insurance company.
• The term for issuing an MHI policy is on average 30 days.
• For the period of issuing a permanent CHI policy, a temporary certificate is issued, according to which you can also receive medical assistance.

* - title photo 360tv.ru

How does compulsory health insurance work?

Electronic MHI policy - what is it?

The policy is issued to all citizens of the Russian Federation (except military personnel - they have their own medicine, which is paid from the budget, and not according to compulsory medical insurance), foreign citizens who permanently reside in the Russian Federation, and even stateless people.

Foreign citizens and those without citizenship receive a policy for a fixed period - as long as their temporary residence permit is valid.

No no need. The MHI policy is valid throughout the Russian Federation, and it does not matter in which region it was issued to you.

But if you have changed your place of residence, you must definitely come to the local branch of your insurance company within a month and report the move. You will not be required to register or register.

If the company that issued you the policy does not have branches in the city where you moved, you need to contact any other company that insures citizens under compulsory medical insurance. A list of these companies can be found on the website of the territorial CHI fund for the new place of residence.

The issuance of new forms will allow:

• withdraw counterfeit forms from circulation,
• reduce the likelihood of counterfeiting,
• will force policyholders to refuse to buy a fake and purchase a new type of OSAGO policy.

If your previous policy did not expire before July 1, 2016, then you do not need to urgently purchase a new insurance policy. Old green forms are valid until the expiration of the auto insurance period specified in the contract.

New policies are mandatory issued after October 1, 2016. The process of registration remains the same. Car owners with electronic OSAGO policies will not be affected by the innovations at all.

You can buy a new OSAGO policy at the nearest AlfaStrakhovanie office in Moscow or another city. For more information, contact a company consultant.

Rice. 1. Front side

The front side of the MHI electronic policy contains:

• An identification number, consisting of 16 characters.
• Coat of arms of Russia and official logo CHI systems.
• Chip. The miniature chip encodes the insured's personal data, information about the company where he is insured, and information about the territory where free medical services will be provided to him.

Rice. 2. Reverse side

• Name and signature of the insured.
• Photo.
• The serial number of the document (under the photo).
• A holographic sign confirming that the document is genuine.
• Date of Birth.
• Validity period of the electronic MHI policy.
• contact number Territorial CHI Fund.

To obtain a new type of document, the insured must provide only a passport and SNILS (if there is a "green card"). The situation becomes somewhat more complicated if a person without a residence permit or a foreign citizen applies for CHI: in the first case, you need to attach a certificate of temporary registration to your passport, in the second - a residence permit.

If an adult citizen draws up a policy for a child, a passport of the citizen himself (parent or legal representative) and a passport of the child or his birth certificate (for children under 14 years old) will be required.

• first of all, this is a passport that every citizen who is over 14 years old has, or the passport of the parent who came to the office of the insurance organization to write an application, and in the absence of any citizenship - an equivalent identity card;
• birth certificate - for children under 14;
• SNILS - a small green card that is issued pension fund even for newborns;
• if a person arrived from another state and has the status of a refugee, he is obliged to present a certificate of assignment to him of such or a temporary certificate issued for the period of consideration of the application for recognition of the subject as a refugee.

The documents for obtaining a new OMS policy are, in principle, the same for everyone:

• a correctly executed application to an organization whose specialization is medical insurance;
• a certified copy of a document by which you can unambiguously verify your identity;
• certified copy of SNILS (if available).
• a certified copy of a document confirming the status of "refugee" (certificate of consideration of the application on this issue), residence permit, identity document of a stateless person, where there is a mark confirming the legality of residence in the territory of the Russian Federation for foreign citizens, refugees and stateless people respectively.

By submitting an application for a medical insurance document of a single sample, the applicant receives a certificate in his hands that replaces the policy and gives the right to receive medical assistance until the registration procedure is completed.

This certificate can be used no longer than thirty working days, after which the original medical insurance document in the form chosen by the applicant must be received in hand.

Regardless of whether you are a citizen of the Russian Federation or not, getting a new OMS policy is quite simple and fast.

As in any case started by the Russian authorities, when obtaining a single policy that guarantees medical care, there are a number of nuances that you need to prepare for.

You can change the insurance company once during the calendar year and strictly until November 1. The exception is the owner's new registration address.

Insurance is carried out by one organization at a time. Accordingly, a person can be the owner of one policy.

If the plastic format was lost or damaged, then only its paper counterpart can be issued to replace it.

The country’s government plans to eventually move massively to a universal electronic card, which will replace policies (not only old, but also new ones), acting as an identity card, pension insurance certificate, etc., opening up access to a variety of state and municipal services in any region Russian Federation without payment.

It has been operating since the beginning of 2014. First of all, we note that it is necessary to replace the old insurance with a new one, but even without such a replacement, its use is permissible.

When contacted, she guarantees the provision of the necessary medical care. The legislation did not establish a deadline for the exchange, after which the use of old-style documents is impossible.

However, despite this, the new option has some very important advantages.

One of them is that it is the same for all regions of the Russian Federation. What exactly does this mean?

Previously, the compulsory medical insurance policy was valid only where it was issued and had no legal force in the rest of Russia. Now this situation has completely changed. Having received it in one region, you can use it throughout the state.

Another important advantage is that the new insurance can be issued not only in paper form, but also in the form of a plastic card or as an additional service included in the Universal Electronic Card (UEC).

Now there are policies that were issued at different times. Of course, it is more convenient and practical to use a new type of document, because it is valid throughout the country, unlike those that were issued before.

However, at the moment, they are all valid, despite the fact that the expiration date that was once indicated there has already passed. The latter circumstance cannot be the reason for the denial of medical care.

As for the new policy, it has an unlimited validity period.

However, time limits still exist in some cases. They refer to those people who are temporarily staying in our state and the period of such a stay has expired. In this case, we can talk about those who received only a temporary residence permit in Russia (which has expired) or those who have refugee status, which has already expired.

READ ALSO: How to check the OSAGO policy for authenticity in the PCA database?

To obtain it, you need to contact the insurance company with a document that can verify the identity of the applicant. If the execution of this document may take some time, then the company issues a temporary insurance policy.

Its duration is limited and usually does not exceed one month. If registration does not end in a month, then temporary insurance is extended.

• Upon receipt, an identity document must be presented. Usually we are talking about a passport. In the event that the policy is issued for a child, a birth certificate must be presented. It is also possible that the registration is made to a third party. In this case, you must have the appropriate power of attorney.
• An existing document. Presenting it is desirable, but not mandatory.
• An insurance certificate that relates to compulsory pension insurance. This document is desirable, but not required.

Here is a list of them:

• Newborns.
• Previously did not have a CHI policy.
• lost this document.
• Changed last name or first name.
• If the existing policy contains deliberately false information.
• If there has been a change of residence, and in the new place there is no branch of the insurance company that previously issued it.

Since everyone needs to have a policy, even newborn children can get it.

Today, out of 12 million citizens insured in Moscow, 7.5 million have a 1998 policy. The rest use a paper policy.

The decision to speed up the introduction of electronic cards was made due to the fact that the health authorities received a large number of relevant requests from citizens. Photo: TASS/Press Service of the Compulsory Medical Insurance Fund About the new electronic compulsory medical insurance policy The electronic compulsory medical insurance policy, which looks like a regular plastic card, has a chip, the same as on bank cards.

The chip contains the following information about the insured person: date, place of birth, citizenship of the patient, his current insurance company and territory of insurance. This information facilitates the work of medical institutions: it is easier for them to identify a patient, it is easier to issue an invoice to an insurance medical organization based on the results of the provision of medical services.

• persons with Russian citizenship,
• permanently residing in Russia,
• refugees living in Russia.

About the new health insurance policy. How to get medical help? Starting May 1, 2011, Russia began issuing compulsory health insurance policies based on the new federal law Starting May 1, 2011, Russia began issuing compulsory health insurance policies based on a new federal law.

How to get a new one medical policy In accordance with the Federal Law "On Compulsory Medical Insurance in the Russian Federation" dated November 29, 2010 No. 326-FZ, from January 1, 2011, every citizen can independently choose an insurance company and receive a medical policy (compulsory medical insurance policy).

You can change the old medical policy for a new one until January 1, 2014. As practice shows, few people know how to act, where to apply and what documents to submit.

On the territory of Nizhny Novgorod, you can get a new medical policy in several organizations to choose from: OJSC ROSNO-MS, LLC SK Ingosstrakh-M, CJSC Capital Medical Insurance and LLC Insurance Medical Company RESO-Med.

Today, if you have an old-style medical policy (pink card), then you should not worry.

Regardless of whether you are a citizen of the Russian Federation or not, getting a new OMS policy is quite simple and fast. Whether it is necessary to renew or order a reissue First of all, it should be emphasized that all medical insurance documents received on hand, dated January 1, 2011 and earlier, are required to be accepted by any medical institution.

Whether or not to change the old version is the business of its owner.

CHI policy of a new sample What you need to know about CHI of a new sample From January 1, 2011, in accordance with the Law "On Compulsory Medical Insurance in the Russian Federation" dated November 29, 2010 No. 326-FZ (hereinafter - Law No. 326-FZ), each citizen can independently choose an insurance company and get a CHI policy.

compulsory medical insurance issued to persons insured under compulsory medical insurance before the date of entry into force of Law No. 326-FZ on compulsory medical insurance are valid until they are replaced by compulsory medical insurance of a single sample.

Plastic Compulsory Health Insurance ( new sample MHI policy) is an officially approved document that allows its owner to receive completely free medical care throughout the country. Plastic is one of the varieties of compulsory health insurance along with the usual paper policy and a universal electronic card.

Marina Tivanova: New CHI- This is a policy of a single sample, which is valid throughout the territory of the Russian Federation.

They began to issue them from the moment Federal Law No. 326 of November 29, 2010 came into force.

"On Compulsory Medical Insurance in the Russian Federation"

Up to this point, different regions could differ in appearance. Now, the same policies are issued everywhere, which makes it possible for people to calmly and confidently apply to medical institutions for medical care.

From January 1, 2011, in accordance with the Law "On Compulsory Health Insurance in the Russian Federation" dated November 29, 2010 No. 326-FZ (hereinafter - Law No. 326-FZ), each citizen can independently choose an insurance company and receive a CHI policy.

Compulsory medical insurance policies issued to persons insured under compulsory medical insurance before the date of entry into force of Law No. 326-FZ on compulsory medical insurance are valid until they are replaced with policies compulsory insurance single sample.

A medical insurance will be issued to a citizen once, it will not be required to be replaced when changing a place of work, place of residence, an insurance company, it will be provided with free medical care under the basic compulsory medical insurance program in all medical institutions of the Russian Federation operating in the system of compulsory medical insurance.

The list of documents required to obtain a policy is usually presented on the website of the selected insurance organization.

OMS is prepared within a month.

An insurance policy of compulsory medical insurance is a document that guarantees the right of a person to provide him with timely and full medical care. He confirms that the insurance company, and not the person who applied to the doctor, will pay for calling an ambulance, outpatient treatment, as well as being in a hospital.

Today, your attention will be presented with a sample of a new type of medical policy. More recently, a similar document appeared in Russia.

But now it is in great demand. What kind of paper is this? How can it be framed? What are the pros and cons of it? All this will be dealt with further.

In reality, everything is not as difficult as it seems. After all, many citizens have already become acquainted with the new type of medical policies.

In view of the implementation of the program to create a unified information base, since 2011 a policy of a new type has been issued. Old-style policies remain valid until they are replaced with a new one. An insurance certificate of compulsory medical insurance of a new sample (compulsory medical insurance policy) can now be issued throughout the Russian Federation.

A plastic medical policy of a new type is an officially approved document that provides free medical care in any Russian region. Starting from May 2011, any citizen of the Russian Federation can replace his paper CHI policy with a plastic one.

Goznak presented new MHI policies with Russian chips. They began to be issued to citizens from May 1. Today, systems for reading information from domestic chips are already in 49 regions (they have the appropriate technical equipment). The rest will follow by the end of 2017.

Document confirming the presence medical insurance the patient, allows him to timely use the package of medical services provided by the state, which will be paid for by the insurance company.

Not every person today knows that all the variations of the policy of the new sample existing in the country are equivalent. And the presence of a document of one form or the absence of another cannot cause a denial of service in the selected institution.

How do they differ from each other and which of the varieties has more advantages? We will answer these questions in this article.

How to issue plastic policy CHI of a new type in 2018 is specified in detail in Russian legislation. It also indicates the nuances that you need to know about in order to minimize the risks of rejection.

Starting from January 2014, a program to replace paper forms of compulsory medical insurance with a plastic counterpart came into legal force. All information regarding its content is stored by an electronic chip.

Documents required for obtaining a compulsory medical insurance policy What you need to know about a new compulsory medical insurance policy From January 1, 2011 in accordance with the Law "On Compulsory Medical Insurance in the Russian Federation" dated November 29, 2010 No. 326-FZ (hereinafter - Law No. 326-FZ ) each citizen can independently choose an insurance company and receive a compulsory medical insurance policy.

1 How to issue and receive a policy? 2 What is the difference between the new version of the policy and the old one? 3 What does the new form look like? 4 Frequently asked questions Russian Federation.

READ ALSO: How and where can I get tested for allergens under the CHI policy and how to get a referral?

Since 2014, a program has come into force to replace paper forms of compulsory medical insurance with a plastic analogue. All information about its carrier is stored by an electronic chip. All residents of our country can become its owner. What is the difference electronic variant? What changes should be expected in connection with the introduction of the new document?

A lot of time has passed since the usual compulsory health insurance policy became possible to issue in the form of a plastic card. But questions about its use still remain. What more - advantages or disadvantages - does a new model plastic compulsory medical insurance policy have, where to get it and how to issue it?

In the first case, all Russian citizens without exception and certain categories of citizens can receive medical assistance. foreign persons.

The costs of providing medical services are borne by state budget. A voluntary type of insurance excludes the possibility of state assistance - payment is made exclusively by insurance companies.

Important Points

CHI policy is a certificate that provides an opportunity to learn quality medical care. A new sample document implies a plastic card that resembles a bank card.

How to get a policy?

You can. But not all, but only those that are included in the list of vital drugs, which is approved by the Government of the Russian Federation every year.

When receiving it for a child, you need to present a birth certificate as an identity document. The rest of the procedure for obtaining a policy is standard.

Each of us can get sick or injured. In this case, the state provides for the possibility of free medical care upon presentation of this document. The volume of such assistance, as well as the list of its types, is determined by the current state programs.

They are of two main types:

1. Programs that operate throughout the country.
2. Those programs that operate in certain regions.

In the latter case, services are provided in accordance with the region in which the insurance policy was issued.

We are talking about providing such types of assistance as:

• primary;
• specialized;
• ambulance;
• palliative care.

A citizen visits a state insurance company and fills out an application for issuing a policy to him. Insurance agent Documents will need to be presented:

1. Passport of a citizen of the Russian Federation.
2. SNILS - insurance number of an individual personal account.

Foreign citizens submit a residence permit, a refugee passport or an application for one in addition to the listed list of documents.

How to get a quota for IVF under the MHI policy in 2015 and 2018 Today, many couples are faced with the need to conduct IVF. However, this operation is considered one of the rather expensive ones. At the same time, for many parents, this is the only way to give birth to a long-awaited baby.

Why do you need a compulsory health insurance policy and how to get it? The principle of building a great state is based on strong in spirit and physically healthy people, so the government is developing various social programs to support the population.

In the Russian Federation, any citizen who has an insurance policy can receive the necessary medical services in any region of the country absolutely free of charge.

How to get a policy? Collection of documents Going to the office of the GMMC Obtaining a temporary policy In a month, you pick up your policy. In accordance with Russian legislation any citizen of Russia, as well as separate categories foreign citizens have the right to obtain a compulsory medical insurance policy.

Compulsory medical insurance policy - a document giving the right to free medical service in the amount provided for by the Territorial Program state guarantees free provision of medical care to citizens in the territory of insurance and the basic program of state guarantees of free provision of medical care to citizens throughout the territory of the Russian Federation.

To do this, fill out an application form for the choice or replacement of an insurance organization. The representative is required by law to provide insurance specialists with copies or originals of birth certificates, passports.

After fourteen years, SNILS is one of them binding documents to get a policy. Also, the representative of the child must present a passport.

Features of obtaining a medical policy of compulsory insurance (CMI) in 2018

So, these might include:

1. ambulance services;
2. preferential prosthetics;
3. vaccines for pregnant women;
4. inpatient and outpatient care in case of skin, venereal, mental, narcological diseases and HIV;
5. fluorography to detect tuberculosis and others.

If we are talking about elective operations, or the disease is not included in the list approved by the Health Committee, then such expenses are covered by insurance, or from the patient's pocket if the amount exceeds the insurance.

The set of services will be determined in accordance with the diagnosis, according to the standards approved by the Ministry of Health and Social Development of the Russian Federation. What services are provided free of charge Any treatment or diagnostic procedures that have been prescribed by a physician should all be performed free of charge.

In addition to what the doctor has prescribed, he can also “advise”, therefore, it is up to you whether to follow the advice and whether to pay extra money.

In the compulsory medical insurance system, a temporary certificate is also in circulation, which is issued to the insured person immediately after applying for a compulsory medical insurance policy.

1. Passport of a citizen of the Russian Federation.
2. SNILS insurance personal account number.
3. Birth certificate (for children under 14 years old, on which a medical policy is issued).

Can I get medicines for free under compulsory health insurance?

If you have a CHI policy, then you have the right to be treated for free throughout Russia. The minimum amount of medical care can be found in the basic program of compulsory health insurance. If in doubt whether your case falls under the MHI, call your insurance company and ask.

If you need emergency care or emergency hospitalization (you broke your leg, you got poisoned, you have an acute attack), you are obliged to provide assistance for free even without a policy.

In addition to the all-Russian basic program, each region has its own program. It includes additional services that are not prescribed in basic list. You can find out what is included in the territorial program of your region on the website of your territorial fund.

From January 1, 2014, the policy is replaced by UEC - myth or reality?

This is not true, although the statement cannot be called unfounded.

Despite the fact that the new MHI insurance policy does not contain a date after which its validity is terminated, there are still certain circumstances as a result of which it is imperative to replace this document:

• When changing your passport for any reason. If it has become unusable, lost, due to a change of surname and for other similar reasons.
• The old policy has expired. As mentioned above, this does not deprive the right to receive medical care, however, in practice, it can create some difficulties in processing the relevant documents.
• If the old document has become dilapidated and cannot be read important information.
• If the old insurance is lost.
• If personal data has changed. This may be, for example, a change of surname, address of residence or other changes of this kind.

How to get a policy?

Yes, with a compulsory health insurance policy, you have the right to undergo a free medical examination and find out if everything is in order with you. Clinical examination is a survey that helps to identify the risks of developing various diseases (oncological, cardiovascular, diabetes and others).

Starting from the age of 21, medical examinations can come every three years: that is, at 21, then at 24, at 27, 30, and so on. In addition to clinical examination, there is also a free preventive examination - this is an abbreviated version of clinical examination. It can be taken every 2 years.

Recently, high-tech medical care, such as audiological screening and the use of assisted reproductive technologies (in vitro fertilization - IVF), has been included in the basic CHI program.

Two poles of one policy Is it necessary to change the old health insurance card for a new electronic one? It is not necessary to change the medical policy this year. But if you want to get access to your personal electronic account with the history of your illness in the future, then the usual paper policy should still be replaced electronic document or get a UEC - a universal electronic card.

This was told to RG by the Deputy Chairman of the Federal Compulsory Medical Insurance Fund (FFOMS) Yuri Necheporenko. Yuri Alekseevich, some kind of hysteria has recently begun - medical institutions and some media are constantly urging us to urgently change old medical policies for new ones.

What does a CHI insurance policy look like?

Voluntary medical insurance (VHI), unlike CHI, is paid. The cost of the policy depends on what services it includes: the wider the range, the more expensive.

VHI usually guarantees all the same services as CHI, but on more comfortable terms, without queues, with a high level of service. Also, VHI may include additional services (they depend on the terms of the contract): calling a doctor at home, receiving narrow specialists, hospitalization, and even international medical assistance.

Compulsory medical insurance policies, both old and new, will be valid throughout Russia, as they are indefinite, the Compulsory Medical Insurance Fund (FOMS) reported.

As noted in the message on the website of the fund, persons who have not yet received a "new policy" will be able to receive medical assistance in full.

If a citizen wants to get a new policy, he can contact the medical insurance organization indicated on the existing policy. You can do this at any convenient time in accordance with the work schedule of policy issuing points.

In addition, every Russian can change the insurance company, for example, if he is not satisfied with the quality of work of the organization that issued him the policy. However, this can be done no more than once a year and until November 1. After that, citizens will be able to receive a document from the new insurance company no earlier than January 1, 2019. As noted, the time frame for changing the insurance medical company(from January 1 to November 1 of each year) are prescribed in Russian legislation.

The press service of the Moscow centers of urban services "My Documents" once again noted that the break only applies to the replacement of the insurance company, and the CHI policy itself can be changed to a new document "at any time during the year."

It is worth remembering that the change of the CHI policy is carried out at the request of the insured person.

Earlier, the Moscow Compulsory Medical Insurance Fund announced that the issuance of new policies would be suspended from November 1 and allegedly resumed only in January.

It also became known that although the form of the new policy has been valid throughout the country since 2011, Russians are in no hurry to change their old policies. Thus, in Moscow, out of 12.3 million people insured under CHI, less than half (5.8 million people) use a new type of policy, the rest (6.5 million) present the “old” policy in medical institutions.

The director of the MGFOMS explained that the introduction of a new single policy is necessary to avoid confusion if a person goes to a clinic or hospital not at the place of insurance.

Between Russian subjects there is a system of mutual settlements for payment for medical care received outside the insurance region. “... a medical organization cannot remember what the old compulsory health insurance policies of 86 regions of Russia look like, so I would recommend that all owners of old policies change them,” Zelensky stressed.

By law, in an emergency, a medical institution does not have the right to refuse assistance or hospitalization to a patient with an old policy. But a refusal is possible if the case is not urgent.

This summer, the President of Russia signed a law designed to improve the mechanism for monitoring whether Russians have a CHI policy.

So, a citizen who has passed into the category of Russians who are not subject to compulsory health insurance, now must submit an invalid compulsory medical insurance policy or report its loss to any medical insurance organization.

The exception is citizens passing military service by invitation.

New rules have also appeared for the federal and territorial compulsory medical insurance funds, which are required to reflect monthly new information on the number of insurance suspensions or refusals.

In May of this year, Minister of Health Veronica announced plans to change the system of compulsory health insurance. In her opinion, it is necessary to make the CHI system more centralized and controlled by the Federal CHI Fund in order to avoid distortions in territorial programs state guarantees.

Currently, territorial CHI funds are subordinate to the heads of departments and regional ministries of health, Skvortsova noted.

“Our plans are to raise the issue of verticalization of the compulsory medical insurance system, transformation of the system territorial funds CHI in territorial divisions federal fund compulsory medical insurance, and the introduction of the “two keys” rule,” she said at the St. Petersburg International Economic Forum (SPIEF).

Every resident of the Russian Federation falls under state program compulsory health insurance (CHI). However, he can exercise his right to free medical care only if he has an insurance contract. A few years ago, the form of filling out and the type of this insurance changed somewhat. How is the CHI policy replaced with a new model policy today?

Do I need to change the CHI policy to a new policy: the latest news in 2020

Recently, the Moscow Compulsory Medical Insurance Fund announced that it was suspending the issuance of new-style policies until January 2020. Because of this, a rumor appeared that everyone urgently needs to change the old-style compulsory medical insurance policy to a new one before November 1, 2018, otherwise there will be problems with the provision of medical services.

On October 26, an explanation came from the MHIF, namely, it says that all policies are issued indefinitely and medical care can be obtained without any restrictions. Until November 1, it will be possible to declare a change in the insurance company servicing your CHI policy if the quality of its services does not suit you. This can be done once a year. Therefore, dear readers, it is not worth urgently changing the policy.

The text of the press release is below:

Do I need to change the compulsory medical insurance when changing my residence permit?

Art. 51, paragraph 2 of the Federal Law "On Compulsory Medical Insurance in the Russian Federation" regulates that all policies issued in the territory of the Russian Federation before May 1, 2011 are valid until they are replaced with a single sample format. Thus, the insurance on hand can not be changed until its validity period comes to an end.

However, in some circumstances, the policy is subject to immediate replacement. For example, in the event of a change of residence, personal data or loss of insurance, it can be considered invalid. If outdated information remains in the CHI policy, the citizen may be denied medical care.

It should be noted that there is no need to replace the CHI policy in case of a temporary change of residence, in case of a short-term departure or in case of a long business trip. But in the event of a change in registration, obtaining a new insurance contract is a prerequisite.

Types of insurance documents

Section III of the Rules for Compulsory Medical Insurance contains uniform requirements for registration insurance document, describes its types and the information that must be provided in it. In 2020, citizens have several types in their hands:

• on a blue A5 paper form;
• in the form of a plastic card with a chip that contains information;
• as part of a chipped universal electronic card (UEC).

From 01/01/2017, the issuance of UEC in the territory of the Russian Federation has been suspended. This card is no longer considered a mandatory tool for the provision of state and municipal services. Previously, when it was required to replace the contract, the insured person received new insurance as part of the UEC. This card can be additionally used when contacting government services, as bank card, as well as an electronic wallet and a travel ticket.

At the moment, two types of policies are issued on the territory of the Russian Federation: paper and plastic. If we talk about durability and compactness, then the last option wins. However, given that many medical institutions still do not have special equipment to read information from the card, the paper form is more convenient to use.

The policy of the new sample and its features

The phrase "new sample" should be understood as two innovations:

• an updated form for filling out a paper form, which was introduced in 2011;
• electronic plastic card, which has been issued since 2014.

New contracts with the insurer on paper were issued with a validity period until 2014, so today they are no longer valid. Citizens can apply to the insurance organization for a new paper copy or for a chipped electronic card. Plastic cards, which have been issued since 2014 and issued by insurers, do not expire.

Validity

Medical insurance policies differ not only in type, but also in duration. In 2011, Russia began to issue new documents, but the old existing contracts are still valid. Duration of medical insurance:

1. Most of the old insurance contracts were issued for a certain period. The end date is indicated on its front side. When it comes, the citizen receives a new type of contract.
2. Contracts of a new uniform sample are termless. Of course, it is very convenient. However, there are a number of circumstances under which they are subject to mandatory replacement.

It is not worth delaying reissuing expired insurance, although health workers do not have the right to refuse to provide services in an emergency. As soon as the contract ends, you should select the appropriate insurance organization and draw up a new one. This service is provided free of charge.

Replacement procedure

If you have a valid old-style medical insurance, you do not need to replace it. However, in some cases it is required to re-register it. How to change the policy? The procedure is as follows:

• The first stage and a very important aspect is the choice of an insurer. In this case, you need to be guided by the reputation of insurance companies and the reviews of its customers. When replacing a policy, the insured usually applies to the organization where he received the previous one;
• then you need to visit the office of the insurer and fill out an application in which you should clearly articulate the reason for reissuing. In this case, you need to carefully monitor that there are no errors in it;
• at the reception at the insurer, the client must present an identity card to the employee. As a rule, this is a civil passport;
• the policyholder must present his personal account number;
• after consideration and acceptance of papers, the applicant is issued a temporary certificate, which has the same force. Its validity period is not more than 30 days;
• the policyholder must obtain new insurance within 30 days. At the appointed time, he comes to the insurance organization to receive it. Before picking up the paper, it is better to make sure that all the information is true.

Soon, citizens of the Russian Federation will be able to receive a compulsory medical insurance policy through public services. To date, the issuance of medical insurance online is being tested - a trial version is open to residents of St. Petersburg.

Required documents for obtaining

In order to replace the MHI policy, a citizen must provide the insurer with the following documents and information:

• passport;
• an application for a replacement stating the reason;
• insurance number of an individual personal account (SNILS);
• old insurance, if it has not been lost;
• the birth certificate of the child and the identity card of his legal representative, if the insurance is issued for a minor.

If compulsory medical insurance is issued for a child under the age of 14, then the presentation of SNILS is not a prerequisite for obtaining it. In the event that on behalf of the insured person is not a legal representative, but another person (for example, not a mother or father, but a grandmother, grandfather), a power of attorney will be required. This is regulated by the Rules of Compulsory Medical Insurance.

It is possible to re-register the CHI online. On the EMIAS website, you can see the points for issuing and replacing medical insurance policies that accept applications for a contract directly through this electronic resource.

Points for issuing and replacing medical insurance policies in different regions of the country can be found on this site.

Terms of registration

As a rule, the period for issuing insurance does not exceed 10 days. Insurance companies issue a new document within 1-1.5 weeks, depending on the workload.

Clause 50 of the Rules of Compulsory Medical Insurance stipulates that the period for issuing an insurance contract cannot exceed the validity period of a temporary certificate issued at the time of receipt of documents. Thus, the maximum duration of the production of a new document is 30 days.

If the compulsory medical insurance is issued through the MFC, then the time it takes to receive it may increase by a couple of days. This is due to the document being sent by mail.

Conditions for mandatory replacement

Here are the cases in which the renewal of medical insurance is mandatory:

• loss of a valid document (loss, damage, theft);
• change of personal data of the insured person: last name, first name, patronymic;
• in connection with moving to another city or region of the country for the purpose of permanent or temporary (if there is a certificate of temporary registration) residence;
• replacement of a civil passport or other identity document, information about which is provided in the contract;
• when changing the insurance organization providing medical insurance;
• the presence of inaccuracies and errors in the insurance contract.

The above circumstances oblige the insured person to notify the insurer of the changes within 30 days. As a rule, a new medical insurance is made and issued 10 days after the applicant's request. The service of issuing and replacing the MHI policy with a new model policy is free.

Conclusion

So, citizens of the Russian Federation can continue to use compulsory health insurance of the old model, until its validity period has come to an end. The document is subject to re-issuance when moving, when changing the last name, first name or patronymic, when changing the passport and in case of loss. Obtaining a new contract with the insurer does not entail any problems and costs: the procedure for reviewing and accepting documents is fast, and medical insurance is issued within 30 days from the date of application.

You can find out more about the new sample below.

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A document confirming the availability of medical insurance for a patient allows him to timely use the package of medical services provided by the state, which will be paid for by the insurance company. Not every person today knows that all the variations of the policy of the new sample existing in the country are equivalent. And the presence of a document of one form or the absence of another cannot cause a denial of service in the selected institution. How do they differ from each other and which of the varieties has more advantages? We will answer these questions in this article.

When and why did the issue of a new model CHI policy begin?

Until 2011, there were several formats of CHI policies on the territory of the Russian Federation. The most common variety was the green plastic card, which appeared back in 1998. In connection with the current situation, the question arose of streamlining relations in the field of health insurance. Entered into force in early 2011 new law RF "On compulsory health insurance in the Russian Federation", adopted on November 29, 2010. He provided all citizens, without exception, with the opportunity to choose an insurance medical organization of their choice for further permanent service. Also normative act laid the foundation for the issuance of insurance policies of a single state standard, which would be valid throughout the country, regardless of the residence of their owners.

As a result of legislative changes, on May 1, 2011, the issuance of policies of a new format began: an alternative to a green plastic card was a blue paper document printed on an A5 form. He received the status of indefinite (issued to the owner for life). Old versions received by citizens before May 1, 2011, which have not yet expired, were also recognized as valid.

Over the next four years, the paper format managed to demonstrate its impracticality. It turned out to be inconvenient during transportation due to its large parameters - it was forbidden to bend the document in half, since in the very center there was a barcode that could be erased. There were problems with the preservation of forms - mashing, wrinkling, contamination, since their lamination is also unacceptable. In order to eliminate these shortcomings, from August 1, 2015, it became possible for Russian citizens to obtain a plastic MHI policy with an electronic chip. Compact dimensions and durable material allow a person to have electronic policy always with you.

Along with the above option, a universal electronic card(UEC), which, in addition to the function of insurance, performs the role bank card, pension certificate etc. Its development is connected with attempts to integrate maximum information about the owner in one device and simplify a person's access to various electronic services. A card is issued to all citizens of Russia who have reached the age of 14, upon personal application.

What does the CHI policy of the new sample look like?

All the options discussed above, the release of which began after May 1, 2011 - paper, electronic policy and UEC - are valid and equivalent today. They guarantee the same set of free medical services provided for by law, and will be maintained until the population is completely transferred to a single standard.

New paper policy

The A5 blue paper document is a watermarked blank that is half the size of a standard album sheet. It is two-sided - each of them contains a list of the necessary data about the owner. On the front side paper policy new sample are presented:

• State Emblem of the Russian Federation;
• Surname, name, patronymic of the insured, his gender and date of birth;
• Document number, consisting of 16 digits;
• Unique barcode;
• Hologram;
• Validity of the form.

From August 1, 2012, forms began to be issued, the barcode on which was moved from the center closer to the top in order to avoid erasing the image as a result of sheet kinks. Both options look like this:

• Information about the insurance medical institution, to which the owner is attached (name, address, phone number);
• Signature of the responsible employee of the medical organization;
• Seal of a medical institution.

On the back, it is possible for a citizen to change the medical organization to which he can attach - up to 10 times. To do this, you must submit a form to the clinic and record the changes. When you change your place of residence, it is on the reverse side that new data about the insurance company and its contact details are recorded.

The paper version of the policy cannot be laminated and preferably not bent. For such a document, a photo of the owner is not required.

The electronic CHI policy is made in the form of a three-color plastic card of a standard size (reminiscent of a regular bank card), easily fits into a wallet or purse. It contains a chip that stores information about the owner. On the front side of the electronic policy of the new sample are presented:

• Document number of 16 digits;
• Image of the state emblem of the Russian Federation;
• The name of the insurance company that issued the electronic policy;
• CHI system logo;

The back of the policy provides the following information:

• Phone number of the MHI fund that issued the electronic policy;
• Photo of the insured person (except for children under 14 years of age);
• Owner's signature;
• Personal data (last name, first name, patronymic, date of birth, gender);
• Month and year when the card expires (issued for five years);
• A hologram indicating that the electronic policy is genuine.

When changing any personal data, a person needs to contact the employees of his insurance organization to order a new electronic compulsory medical insurance policy. The information contained on the chip is not subject to correction.

The UEC is a multifunctional plastic card, the structure of which integrates the CHI policy. Using it, you can open a bank account, provide it as a ticket to public transport or like SNILS. It contains maximum information about the owner and frees him from the need to carry a lot of cards in his wallet. Its receipt is not mandatory and is carried out at the request of the person. On the front side of the UEC card are presented:

• Electronic chip with personal information;
• Logo of the organization that issued the card;
• Logo banking institution selected for service;
• Card number;
• Image of the state emblem;
• Name payment system;
• Security numbers.

The back of the policy provides the following information:

• Phone number of the organization that issued the card;
• Photo;
• Owner's signature;
• Personal data (last name, first name, patronymic, gender, date of birth);
• Month and year when the card expires;
• CHI policy number;
• SNILS number;
• Bank card number.

On the back of the UEC is a magnetic stripe. This allows you to use it in terminals and ATMs for cash withdrawals, cashless payments, money transfers, etc.

Advantages and disadvantages of new-style policies

Each of the forms of insurance policy that operate today in the country is distinguished by its positive and negative features. Based on the ratio of "pluses" and "minuses" of documents, a citizen decides whether to rush to change the paper version to one of the electronic ones and which one to give preference to. The main disadvantage of the paper version is its impracticality in use. But it is compensated by the convenient opportunity to make changes to the form in writing if a person is attached to another medical institution.

The electronic MHI policy is distinguished by its main advantages - compactness, mobility, strength and durability of a plastic card. He is peculiar high level protection - the presence of a chip, photo and signature prevents the document from being used by another person. Its significant drawback is that not all medical organizations are equipped with special equipment to read information from the chip. Therefore, holders of such documents may be faced with a request from doctors to present an additional passport. In addition, not all branches of insurance companies are able to issue an electronic policy. Additional inconvenience may arise for the owners in the event of a change in personal data - this will entail the need to replace the card itself.

UEC is generally characterized by a similar set of "pluses" and "minuses" as the previous electronic version. In the arsenal of advantages, it is favorably distinguished by its multifunctionality against the background of other forms of insurance documents. But the current level of infrastructure development indicates the presence of a small number of institutions equipped with equipment capable of working with applications embedded in it.

Conclusion

The transition of the population of the Russian Federation to a single electronic medical policy of a new type will be phased. Therefore, citizens do not need to strive immediately, as soon as possible to exchange their document. extradition plastic cards is already mandatory for newborns, as well as in case of a necessary replacement of a damaged, damaged, lost policy. All varieties provide absolutely equal guarantees today.