Change the policy to a new one. How to change the compulsory medical insurance policy to a new one

The procedure for replacing the compulsory medical insurance policy with a new type policy started several years ago. Get a policy compulsory medical insurance of the new A sample will help in person by contacting a company specializing in health insurance or the MFC. Alternatively, it can be ordered through a proxy. The preferred form of the received document must be indicated, which is available for:

  • people with Russian citizenship;
  • people who are citizens of other states but reside in Russia on a permanent or temporary basis;
  • refugees;
  • persons without citizenship.

It is required to provide its owner with medical care without payment throughout the entire territory of the Russian Federation, giving the right to choose a medical institution, calling on clinics, hospitals, and medical centers to work efficiently and quickly.

What does he look like?

A new policy can be obtained from:

  • in the usual form - a paper document with data placed on both sides;
  • compact form of a plastic card;
  • composition of the universal electronic card(promising option).

What does the new sample compulsory medical insurance policy look like in paper form? The format of the new document is A5, it is not recommended to bend it, and laminating it is strictly prohibited. The only thing that can be done is photocopies on both sides, which will help extend the life of the original. On the front part there is information about the owner (full name, day, month and year of birth), date of receipt, and a unique barcode. On the reverse side is printed information about the place of residence, the insurance company and its coordinates.

The electronic form is similar to a bank card. All data about who issued it is stored on the CHIP, for this reason, owners of plastic insurance should remember the name of their insurance company in order to provide information in hospitals and clinics. A unique number is also located here. On the reverse side there is a photograph and signature of the owner, the date until which the card is valid. The answer to the question of where to get a new plastic compulsory health insurance policy requires additional preparation related to calling organizations whose activities are related to health insurance. The reason is that not everyone has the technical ability to issue a plastic version.

You can check the authenticity of the paper or plastic version of the policy issued to you on the official resource by entering a unique number in a special search bar. You will need to turn the document with the front side facing you, where the compulsory medical insurance policy number of the new sample is printed, regardless of whether it is made on paper or plastic.

List of documents

The documents for obtaining a new compulsory medical insurance policy are, in principle, the same for everyone:

  • a correctly completed application to an organization whose specialization is health insurance;
  • a certified copy of a document that can clearly prove your identity;
  • a certified copy of SNILS (if available).
  • a certified copy of a document confirming the status of “refugee” (certificate of consideration of an application on this issue), a residence permit, an identification document of a stateless person, where there is a mark confirming the legality of residence in the territory of the Russian Federation for foreign citizens, refugees and stateless people respectively.

Submitting an application for a document health insurance a single sample, the applicant receives a certificate that replaces the policy and gives the right to receive medical care until the registration procedure is completed. This certificate can be used for no longer than thirty working days, after which the original health insurance document in the form chosen by the applicant must be received in person.

Regardless of whether you are a citizen of the Russian Federation or not, obtaining a new compulsory medical insurance policy is quite simple and quick.

Do I need to renew or order a reissue?

First of all, it should be emphasized that all medical insurance documents received in hand, dated January 1, 2011 and earlier, are required to be accepted by any medical institution. Whether or not to change the old version is up to its owner.

It is worth paying attention to the fact that when you receive a new sample document in your hands, you will not find an expiration date on it. Therefore, to the question: “Is it necessary to renew the compulsory medical insurance policy of the new model?” The answer is no, with some caveats:

  • There are no restrictions on the validity period of this document for citizens of the Russian Federation;
  • for people who have received refugee status, the policy will be valid until the person leaves the country;
  • He will help people who have a permit for temporary stay in the Russian Federation to receive medical care free of charge as long as the permit is valid.

Advantages

The new standard compulsory medical insurance policy is valid on the territory of all constituent entities of the Russian Federation, regardless of the residence permit or registration of the owner. For this reason, you must take it with you on any trip within Russia. The new unified compulsory medical insurance policy gives the right to choose not only the doctor providing medical services, but also the medical institution.

The nuances of obtaining a new sample document

As in any business initiated by the Russian authorities, when obtaining a single policy guaranteeing medical care, there are a number of nuances that need to be prepared for.

You can change your insurance company once during a calendar year and strictly before November 1st. The exception is the new owner's registration address.

Insurance is provided by one organization at a time. Accordingly, a person can be the owner of one policy.

If a plastic format is lost or damaged, then only its paper counterpart can be issued to replace it.

The country’s government plans to eventually move en masse to a universal electronic card, which will replace policies (not only old, but also new ones), performing the functions of an identity card, a certificate of pension insurance, etc., opening access to a variety of state and municipal services in any region Russian Federation without payment.

The compulsory health insurance policy belongs to the category of registered documents. It contains all the personal data of the insured person. If they change, it is necessary to initiate measures to correct the information entered into the insurance company’s database, and, as a consequence, into the policy. Regulatory sources regulate the time frame within which the insured person must notify of the need to reissue the policy. In case of violations, the citizen may be denied medical care provided at the expense of the insurance company. When there is a need for re-registration compulsory medical insurance policy? What is the procedure for re-issuing a policy? What documents may be needed for this? We will answer these questions in this article.

When should the policy be renewed?

A citizen’s personal information can be changed under certain circumstances. They are usually associated with receiving a new document. The identifying information may be changed or left the same, but changes must be made to the insurance company's database in any case. The circumstances that cause the policy to be reissued are always associated with the irrelevance of the information reflected in the document. If it is lost or damaged, a duplicate will be issued. The document cannot be replaced in case of life changes such as a change of residence within the same region or a change of job. Thus, the grounds for the re-registration procedure are:

  • Changing a citizen’s identifying data regarding his last name, first name, patronymic, gender, date and place of birth;
  • Obtaining a new identity document;
  • Identification of inaccuracies in the document associated with errors in its execution.

In case of changes in the information data reflected in the insurance document or identification of inaccuracies in them, the insured person is obliged to notify the insurance company within a month from the date of the occurrence of the event or detection of errors. After notification, it is necessary to reissue the policy. Special cases of document re-issuance are discussed in the following articles:

What happens if you don’t renew your policy in a timely manner?

If the insurance policy is not reissued in a timely manner, its owner will be denied medical care. Regulatory and legal sources provide citizens in such a situation with a month’s period to prepare new documents. During this period they can count on receiving free medical services under a temporary policy. It is worth noting that violation of deadlines is not grounds for the accrual of penalties. The citizen is simply deprived of the opportunity to be treated at the expense of the insurance company.

Grounds for issuing a duplicate

A duplicate is issued if the insurance document cannot be used. The reason for this may be dilapidation, fading of the text, tears in the document or the loss of its individual parts, loss. The procedure for obtaining a duplicate is similar to the re-registration event insurance document. The algorithm of actions for the owner of the insurance document in both situations is identical.

The number of each policy is entered into the electronic database. This makes it possible to receive services using just one number and an identity document. This data is enough for the clinic to issue an invoice to the insurance company for the services provided to the patient. Therefore, if you lose your policy, you can receive free medical care without providing it, however, it is recommended to quickly issue a duplicate document.

How to reissue a policy or get a duplicate of it?

To reissue a policy or express a desire to receive a duplicate of it, you should notify the insurance company of the need to carry out the event. The procedure is carried out on the basis of an application from the policy owner. It must reflect a request to perform specific actions with the insurance document, with a detailed justification of the reason for the request. Copies of the following documents must be attached to the application:

  • Identification of the applicant - passport for adults and birth certificate for children under 14 years of age;
  • Evidence of assignment of an individual account number for participation in the insurance pension system;
  • Confirming changes in personal data.

In case of renewal of the policy, after submitting an application with a set of necessary documentation justifying the action, the original document is confiscated for cancellation. Instead it is issued temporary policy, valid for 30 days. It can be provided in medical institutions to receive free medical care. If the reason for reissuing a policy is a change in personal information, then it is important to justify the need for the event. To do this, documents confirming the relevant changes should be attached to the standard package of documents:

  • A marriage certificate indicating the change of the woman’s surname to the husband’s surname;
  • A certificate of divorce, which is the basis for returning the woman to her maiden name;
  • Certificate of change of name;
  • Passport, which reflects changes in personal information;
  • Policy with erroneously entered data.

The registration of the procedure for changing information in the policy due to objective reasons or for obtaining a duplicate can be carried out personally by the owner of the document or his representative. If the policy belongs to a child, then the operation will be handled by his legal representatives, who may be parents or persons authorized to perform such actions. In such a situation, the algorithm of actions does not change, but the list of documents should include the passport of the child’s representative.

If the owner of a policy subject to renewal for any reason cannot personally submit documents to the insurance company, then he has the right to issue a power of attorney for representation. The law does not contain information about the need for notarization of a document. It is assumed that it can be executed by the guarantor himself. However, in order to avoid misunderstandings with representatives of the insurance company, it is recommended to resort to the services of a notary. When submitting documents, the representative will need to provide an identification document that confirms his right to act on behalf of the guarantor.

Conclusion

A timely procedure for bringing personal identification documents into compliance with a medical insurance policy will allow its owner to avoid many problems associated with denial of free services in medical institutions. The re-registration procedure is not complicated; you just need to contact the insurance company and provide the necessary documentation.

According to the legislation of the Russian Federation, every resident of the country must have an insurance policy for medical protection. To do this, when filling out an application, a document is issued confirming the existence of such an agreement with a certain company. In connection with the emergence of its new forms, the need arose to switch to them. How to change your policy Compulsory medical insurance of the old We will open a sample for a new one in this article.

The requirements for drawing up a health insurance contract are described in Section 3 of the Compulsory Medical Insurance Rules. They also specify its types and data that must be recorded. That is, the information has a standardized form. In 2018, policyholders may have several contract options on hand:

  • paper A5 format
  • plastic, similar to bank cards
  • plastic – universal electronic card (UEC)

At the beginning of 2017, the release of the UEC version was suspended. From this period, it is not considered mandatory for provision, although it was planned to switch to service in government institutions using them, as well as as a travel ticket or wallet. Thus, on the territory of the Russian Federation today the most relevant are the regular paper version of the new sample and the plastic card. The latter is not accepted everywhere, as it requires a reading device.

New sample policy and its features

The new compulsory medical insurance policy is:

  • paper version, printed on blue form (introduced in 2011)
  • electronic plastic card (used since 2014)

It doesn't hurt to have both options, since in case of loss you can use the second option. Different insurers have the same type of policies. This is an A5 form on the second side of which information about the insurance company itself appears. Many insured persons are wondering where the policy number and series are located, since this information often required to fill out documents. On a plastic card it is printed on the front side. On the paper version of the new sample it is also on the front. At the same time, there is now no series, like the old policies, there is only a sequence of 16 digits.

The document is issued in one copy. If there is a loss or the paper is lost, do not worry, as it is not difficult to restore it or write an application to get a new one.

The advantages of owning new options compulsory medical insurance applies:

  • when taking out a policy, the rights of a person who is a citizen of Russia are expanded regarding opportunities medical care. Thus, assistance should be provided to him anywhere in the country, regardless of the registration address in the passport
  • services are provided not only in public institutions, but also in private ones
  • introduction electronic system recording patient data allows for faster service by the reception department
  • To enter data on a change of surname and registration address, the issuance of a new policy is not mandatory
  • An electronic card can be issued to all clients of insurance companies. This does not depend on a person’s employment, since medical insurance also applies to unemployed citizens

As a rule, the list of services provided under compulsory medical insurance is standardized. If you want to increase or expand their list, you can apply for additional VHI insurance. This is a voluntary, optional type that costs more depending on the amount of insurance coverage. Its possession extends to the use of even assistance abroad, allows you to be served without waiting in line, except in cases that are subject to restrictions on this issue.

How long is the policy valid?

Cards are issued by insurance companies with no expiration date for users. Paper versions were previously issued for a period of 1–5 years. New options also have no restrictions on use. They are issued to persons who apply for them for the first time (newborns, foreigners). Others receive them as a result of applying for a replacement or restoration of loss.

There are other conditions that affect the need for replacement:

  • change of surname
  • passport replacement

Important! The use of an expired policy is not a reason for refusal of service, but it can be a problem when preparing some documents.

Replacing an old-style policy with a new one - procedure

The essence of the process of replacing an old insurance policy with a new one is to write an application setting out the request and submit it to the insurer. Based on this, the old contract is canceled and a new one is issued. At the same time, you do not need to pay for registration, the form or card itself. If any data has been changed since the initial application (registration, last name), then you need to provide a document confirming this. If the goal is to replace not only the compulsory medical insurance policy, but also the insurer from whom the service is provided, then you need to collect a complete set of documents and go to the right company.

Important! A change of insurer can be made no more than once a year. Calculation begins on November 1 of each year.

The general list of actions to replace the compulsory medical insurance agreement is as follows:

  1. Find an insurer. If there is no goal to replace him, the application is made to your own insurance company. When searching for a new one, you can be guided by the reviews of friends, the convenience of its location, the rating in the list of other insurers, including the percentage of payments
  2. Collect documents. These include old policy and other documents in accordance with the list below
  3. Come to the office in person or apply online to write an application and submit copies of documents
  4. Get a temporary option Compulsory medical insurance for a period for 30 days
  5. Visit the office to sign and receive the original insurance. This also applies to the option with remote ordering, since you need to sign in person

Important! A citizen of the Russian Federation has the right to independently choose an insurer. Assistance should be provided without being tied to a specific representative, despite the fact that cooperation agreements may not be concluded with everyone.

Required documents

When issuing, the applicant’s status and age are taken into account. Depending on this data, the main package of documents is formed. Let's consider options for different applicants:

  1. Children. These include newborns and up to 14 years of age. They require:
  • birth certificates
  • ID card from one of the parents or persons legally representing them (guardians)
  • power of attorney, if the application is made on behalf of the above category of persons
  • SNILS (parents are not required for the paper version and are needed for the electronic version)
  1. For a foreigner:
  • refugee certificate, if such status has been issued
  • passport or other identity document
  • document confirming the legality of stay in the country
  • place of registration
  • SNILS if available

For Russians over 14 years old, an identity card, SNILS, and a document confirming registration are required.

Registration deadlines

According to unofficial statistics, the time required to wait for the issuance of the original compulsory medical insurance policy is 10 days. Depending on the insurer’s workload, the period increases to 1.5 weeks, but the maximum is 30 days (clause 5 of the Compulsory Medical Insurance Rules). The same period is established for the activity of a temporary option, which is issued at the client’s request after completing all the papers and submitting an application. If you apply through MFC centers, the time frame may be longer by 2 days, since postal delivery is also required.

Conditions for mandatory replacement

The list of conditions, the consideration of which requires the implementation of actions to replace the policy, consists of the following list:

  • change of surname
  • change of place of residence, and, accordingly, registration
  • change of data on place of birth, date
  • if there is an error in the policy data
  • moving to another job (not always relevant)

Conclusion

Based on the above, it should be concluded that they will not necessarily replace the old policy with a new one. It is advisable to do this if its validity period has expired or the situation corresponds to one of the above. To complete the procedure, you must contact the insurer with documents. There is no need to pay anything, and there are no late fees.

Video: Whether or not to change your compulsory medical insurance policy from paper to plastic

Since 2011, the policy began to be used in Russia compulsory medical insurance uniform sample - plastic card, in which, unlike previous samples, there is a chip with the patient’s personal data. The card also contains a photo and personal signature of the owner, which makes it difficult for unauthorized persons to use it.

As explained in the Moscow City Compulsory Health Insurance Fund, new policy more convenient for health workers if a person goes to a clinic or hospital not at his place of residence.

Do I need to issue a new policy before November 1st?

As reported by the Compulsory Medical Insurance Fund, all types of policies previously issued in Russia are perpetual, be it a paper document or an old-style plastic card. Health care under compulsory health insurance programs will be provided in full.

There is no time limit for obtaining a new policy. Therefore, it is not at all necessary to exchange old policies for new ones before November 1.

According to the law on compulsory health insurance in the Russian Federation, old models of policies are valid until they are replaced with new ones.

In fact, before November 1, you need to change the insurance company if for some reason the citizen is not satisfied with it. After November 1 until January 2019, this cannot be done. Such a pause, in accordance with the law, occurs every year. You can change your insurance company once per calendar year.

In what cases is the policy changed?

A person can change the policy if its format is paper. This will be appropriate, since the barcode located on a piece of paper may be erased, the form itself may become wrinkled, and such a policy cannot be laminated. A plastic card is easier to use (the old style green plastic card can also be replaced).

You can also change your policy together with the insurance company. If the latter does not suit you, you can choose a better organization.

If a citizen’s personal data (last name, first name, patronymic, date and place of birth) or gender has changed, he will have to receive a new policy within a month. In the case of a new place of residence, the policy does not change, but changes are made to the information about the insured person.

If a citizen has lost an insurance document or inaccuracies are found in it, he will also be issued a new policy.

Replacement of the policy is free of charge.

How to get a new type of policy in Moscow

To change your policy, you need to contact the insurance company or the MFC.

An application and the following documents will be required:

Passport (original + copy),

Photo for later placement on the card,

Old policy.

To get a policy for a child, you will need the parent’s passport, the child’s birth certificate and his SNILS. In this case, newborns up to 30 days after registration of birth are covered under the mother’s policy.

Sooner or later, every citizen wonders where to change medical insurance. Especially now that the shape of this paper has changed. Old document samples lose their validity, which causes a lot of trouble. What should every citizen remember about policy exchange? How and where to change it in this or that case? We will have to answer all these questions further. In fact, bringing your plans to life is not so difficult. In particular, if you prepare in advance for the mentioned process.

Description

Where can I change my medical insurance policy? There are different ways to answer this question. It all depends on the specific situation.

What is called a medical policy? This is a document that allows you to receive free service in public medical institutions. A new type of certificate is issued by every citizen of the Russian Federation. This way, the population can receive treatment and tests free of charge.

View

Before answering where to change your medical policy, it’s worth finding out what this paper looks like. Previously, all residents of the Russian Federation were given a yellow booklet. It contains information about the insured person.

Now the compulsory medical insurance policy has 2 different interpretations:

  • a blue sheet placed in a special envelope;
  • plastic card with a chip.

Each citizen decides for himself which form of document to receive. But, as practice shows, so far the first option is used most often. Plastic cards not accepted in all regions and not in every state medical institution.

When to change

Where can I change my medical insurance? Before figuring out the answer, it is important to understand under what circumstances this service will be required. After all, the mentioned paper will serve a person for a long time.

The compulsory medical insurance policy is exchanged for the following reasons:

  • change of surname, patronymic or first name;
  • correction of date of birth;
  • identifying inaccuracies in the document;
  • expiration of the document (mainly for owners of old policies).

In reality, bringing your idea to life is easier than it seems. Most often, citizens exchange this document due to marriage, divorce or adoption.

Main place of replacement

Where can I change my medical insurance? No one other than the owner of the document can answer this question more accurately.

The thing is that compulsory health insurance policies are exchanged and issued for the first time at insurance companies. If a need arises for an operation, a person must submit a corresponding request to his insurance company. This organization first issues a temporary policy, then a permanent one. Accordingly, the citizen will not be left without free medical services.

In addition, a person can apply for a new document to any insurance company. In this case, there is not an exchange, but a complete replacement of the previously valid paper. But, as practice shows, this is not the most popular solution.

Other places

Where can I change my compulsory health insurance policy? There are also bodies that provide similar services. Therefore, everyone is free to choose where to go.

For example, today multifunctional centers are engaged in reissuing policies. Some regions offer My Documents services. Including mobile phones. These are analogues of MFCs, which also issue the paper being studied.

Old samples

When wondering where you can change your medical policy, a citizen should know that a similar service is offered in many institutions.

As we already said, some people still walk around with old document samples. They are replaced over time. Where can I change my health insurance policy to a new one?

At any exchange points for the mentioned documents. These organizations are called that way. They are often installed directly in clinics and public hospitals. The exact addresses can be clarified at any medical institution. They will definitely tell you where the nearest point of exchange of policies for new ones is located.

Internet

But that's not all! Where can I change my medical insurance? In the Internet! More precisely, you can submit a corresponding request through a special portal. All that remains after this is to come for a temporary policy, and then for a permanent one.

We are talking about the State Services website. This service helps registered users receive government and municipal services without leaving home. This scenario is not yet popular. People prefer to personally apply for policy exchange to different insurance companies.

Procedure

From all of the above, it follows that a person can apply for a new sample of the paper being studied in various types of organizations. It is best to go to insurance companies. Here the service is provided faster.

What needs to be done to exchange? Just follow the instructions:

  1. Collect a certain package of documents. It depends on the reason for replacing the policy. An approximate list will be presented below.
  2. Draw up and fill out an application for a new policy.
  3. Contact the registration authority with the appropriate request.
  4. Get a temporary policy. It is issued immediately, on the spot. It looks like a small piece of paper with an insurance company stamp on it. Valid from 14 to 30 days.
  5. Wait for the permanent policy to be ready and pick it up at the appointed time. You will have to do this in person.

Perhaps there is nothing difficult in the process. The service is provided free of charge. No insurance company should demand money for exchanging a compulsory medical insurance policy.

Package of documents

We found out where to change your medical policy. If you change your last name or for any other reason, this is not so important. The main thing is that the service is provided in all the previously listed organizations.

In general, to replace a policy, citizens are required to:

  • passport;
  • old policy (optional);
  • statement;
  • document basis for the exchange (marriage certificates, divorce certificates, court opinions, etc.).

In addition, recently it is mandatory for people to carry SNILS with them. Without an insurance certificate, the compulsory medical insurance policy will not be replaced. And initially issued too. It is recommended to present proof of registration.

For children

Where can I change my child’s medical insurance? In the same place as for an adult. Only children under 14 years of age will have to do this through their legal representatives.

To change your policy you will need:

  • birth certificate;
  • citizenship insert;
  • application for a new policy completed by parents;
  • document indicating registration;
  • old policy (if any);
  • SNILS.

Nothing else is needed. As you can see, the documents for replacing the policy for children are almost no different from the “adult” list. The procedure in this case will be similar.

Terms of service provision

Where can I change my medical insurance? The answer to this question will no longer make you think. And the procedure for implementing the plan is the same. Usually, a new policy, regardless of the reason for applying for surgery, takes a month to be issued. Before this, the citizen, as we have already said, is given a temporary policy, which is valid until it is replaced with a permanent one of a new type.

Sometimes you have to wait longer than a month. Insurance companies We try to serve our customers as quickly as possible. And therefore policies are issued very quickly.

Conclusion

We figured out where you can change your health insurance policy. This is a fairly simple task that does not cause any difficulties for modern people.

Foreign citizens can also replace or initially issue compulsory medical insurance policies. To do this, they will have to attach to the request:

  • Residence permit or temporary residence permit;
  • migration card;
  • passport;
  • statement;
  • document confirming registration in Russia;
  • SNILS.

Most often, problems arise with obtaining a residence permit in the Russian Federation. But if this stage is passed, it will be easy to issue or reissue a compulsory medical insurance policy!