There are situations when money is urgently needed to buy vital things, in case of family problems or some other unforeseen circumstances. Not everyone and not always can help relatives and friends, so you have to contact the bank. Many organizations first check the credit history of the future borrower. If a potential borrower has unclosed, delays, then get new loan very difficult.

The banks presented on our website are licensed and operate in accordance with the law. Especially favorable conditions, as a rule, are offered,. Of course there are other banks complete list you will find below.

Many of the sites presented on the site have programs to improve credit history, which will later help you get a loan from banks. This program assumes that the borrower uses loans from this MFI several times and repays them in full, improving his history and increasing the chances of obtaining a large loan.

Advantages of loans with bad credit history and without references

Among the undeniable advantages of such loans are the following:

• the speed of loan approval;
• registration of the application directly from home;
• the ability to take a loan even in the presence of open delinquencies;
• high probability of obtaining a loan even for unemployed citizens, because proof of income is not required.

Of course, in such cases, the interest rate on the loan will be slightly higher, but if you urgently need money and there is no way out, then a small overpayment on the loan is unlikely to become an obstacle.

If your salary is often delayed or the source of income is unstable, pay attention to credit cards. Grace period their action reaches 61 days. During this time, you can pay for online purchases and pay by card in stores - no interest will be charged.

The modern world is hard to imagine without lending. This concept seems to have entered our life for a long time. There are times when once taking a loan from a bank, the borrower did not pay on time monthly payment. And although later the loan was repaid in full, the data of such a client will be entered into the database with a bad credit history. And this is already evidence of the unreliability of an individual, and next time he will most likely be denied a loan.

Why does the bank pay attention to the credit history of the borrower?

Any bank, before making a decision on issuing a loan to a client, checks information about him through the credit bureau.

A negative credit history is a fundamental reason for refusing a loan to this individual.

The level of reliability of the borrower is now calculated not by the banking organization itself, but by an automatic system called scoring. It is she who calculates all the risks on the loan and decides whether to issue money to this borrower or not.

In the case of issuing small consumer loans, scoring draws its own conclusions. This applies to:

• Express loans;
• Issuance of instant credit cards;
• Loans without collateral in the amount of up to 3 - 5 thousand dollars;

The system checks a person according to its parameters and sets points for each of them. If their amount is less than the specified one, then such a client will be denied a loan. He will be deprived of prospects for future loans for a long time.

Negative credit history is stored in the database for at least 15 years.

In which bank is it really possible to get a loan

If this situation has happened to you, do not despair. Just do not try to correct your negative history with the help of loan brokers who promise to assist in issuing a loan for a certain fee. You will just waste your money.

Is there enough banking institutions which do not require information about your previous loans.

Of course, such organizations do not include large institutions like Sberbank or Alfa Bank.

As a rule, these are young organizations that seek to attract customers at any cost. True, the interest on loans in such banks will be slightly overstated, but in your situation you don’t have to choose.

You can try to get a loan with a “tarnished” credit history at a bank Tinkoff. This bank is loyal to its customers and may not pay attention to your negative credit history. Naturally, for such kindness, he takes the appropriate interest - 24.9% per annum. In this bank, you can count on a loan amount up to 300 thousand rubles.

Delivered by courier the next day after the request. Customers with damaged credit history can apply for a card. The credit limit is set individually!

You can also try your luck at Renaissance loan". There you can get a loan up to 500 thousand rubles at 26% per annum.

Credit limit up to 500 000 ₽

Loan rate 15,99–30,99%

Term 24 to 60 months

Income verification

Not required

The loan is provided according to 2 documents - a passport and any other of the following: driver's license, diploma of education, TIN, pensioner's ID, military ID, passport.

A loan for any purpose without a certificate of 2NDFL. To receive a reduced interest rate, the client can provide documents confirming the amount monthly income including in the form of a bank.

The bank will not refuse you Russian standard". In this institution, you can count on a loan amount of up to 450 thousand rubles at 36%.

« Home loan“Without checking your credit history, it can give you an amount of 700 thousand rubles at 19.9%.

Most often unreliable clients turn to the bank Trust. Here, to apply for a loan, you need only two documents, and no guarantors are required. Individuals have the opportunity to receive an amount of up to 750 thousand rubles at 20% per annum.

If you need a short term money loan, then you can try to take money from these microfinance organizations.

Organizations providing short-term cash loans on a passport offer entire programs to improve the borrower's credit rating. To do this, you need to issue and repay several loans on time. Each loan taken and repaid on time with a positive mark will be recorded in your credit history.

Loans with improved credit history

Name, organization	Min. rate per day	Max. amount, ₽	Max. loan term	MFI website
	0%	10 000	25 days
	0,39%	30 000	168 days
	2,2%	10 000	20 days
	1,5%	20 000	30 days
	0,8%	20 400	90 days

With a bad credit history? Many citizens who in the past had a negative experience with violation of debt repayment terms are again trying to get a cash loan for certain purposes.

Not all banks are ready to lend money to violators loan agreement, but there are exceptions. On the site "site" you can quickly pick up a loan with a bad credit history without refusing a card online or get a cash loan in Moscow

Can I get a loan with bad credit?

Clients with a corrupt history of repayment of debt to financial institutions have little chance of getting approval for their application for new loan. Some documents will help increase the chances and get 100% approval.

What you need to prepare to take a loan with a bad CI in Moscow:

• Certificate of permanent income. Citizens without work can provide a document confirming financial stability or other sources of permanent income.
• Job change letter with salary increase.
• Citizens who have retired can be provided with a pension certificate and a certificate of regular income received from the state.

Today Russian banks practice various programs lending for adult citizens aged 18-21 who have a stable salary and employment, as well as for those who already have a bad credit history with delinquency.

You can get a loan with a bad credit history in Moscow without income certificates secured by real estate or a car.

Which banks in Moscow give a loan with a bad credit history

There are many banking institutions in MSCs that provide loans to customers for various amounts and terms at a certain percentage per annum. A prerequisite for the designer is the provision of certain documents. According to personal data, bank employees look through the history of the applicant and, identifying delinquencies on old loans, often refuse.

But, some banks in the country still take the risk and issue a loan with bad story without refusal in Moscow. Here is a list of some of them:

• Renaissance - loans to pensioners without a certificate of income from 10.5% per annum;
• Vostochny Bank - without a guarantee, for up to 36 months, from 11.5%;
• Promsvyazbank - consumer loans from 9.9%;
• Interprombank - salary loan for 36 months from 11%;
• Sauber Bank - loans secured by a car from 11.5% per annum.

How to get a loan with a bad history?

On the site "site" you can quickly apply for an online loan in Moscow, even with a bad CI. In a special section, current offers of banks for customers with a damaged payout history are published.

An online application for a loan is made within 5 minutes. After sending electronic form, where information about the applicant and his contacts should be indicated, the bank considers the request and makes a decision. In the next few hours, the lender sends a response to the client's email address or contacts him by phone.

Some Russian banks are ready to lend money online transfer on the applicant's card. You can also get a cash loan with a bad credit history at the stationary office of a financial institution after providing personal documents.

On the Mainfin.ru website, you can familiarize yourself in detail with the conditions and requirements of banks that are ready to issue cash loans in MSCs to customers with poor credit scores

Assistance in the selection of financial services/organizations. Not an offer.

Real help in obtaining a loan with bad credit history

Guaranteed loan processing but receipt strictly in Moscow.
We make amounts from 500,000 to 8 million at a reduced rate from 10.4 to 13%
Age from 18 to 65 years
The presence of open delinquency, black spike, low scoring.
Judgments, penalties bailiffs no problem getting approved
Solution within 30 minutes remote filing, we work without prepayments and deposits.
We help without formal employment.
We consider each client individually.
Please contact customers who adequately see the situation.
For all questions, please contact the specified contacts.

Name: Roman

LLC "FILIUS"

We will help you get a loan through bank employees.
We work with poor CI, delays, workload. We help refuseniks, without office. employment.
Registration of any region is possible. Settlement with us upon the issuance of a loan, there are no preliminary payments.
The maximum loan amount is 5 million. The rate is 8.9%.
Our experience in the credit sector is 7 years. We guarantee a positive decision of the Bank.
We work every day, including weekends/holidays. From 8:00 to 22:00.
Call on the specified number or write to the mail (at any time).

Name: Alexander Vladislavovich

OOO ROAL-M

Only we have real help in obtaining a loan with a guarantee! Amounts from 300 thousand to 3 million.
Amounts from 300,000 to 3,000,000, age from 21 to 60 years.
We work with open arrears, black list, bailiffs.
Commission 10% of the amount upon receipt.
Strictly without prepayments, call only people located in Moscow and Moscow Region.
Without collateral and guarantors
Remote application, you come only to receive.
Favorable conditions low interest rates, loan term up to 7 years
Call from 9 00 to 21 00. Whatsapp, write to the mail around the clock

Name: Dmitry

CJSC "MFC"

If you are tired of running around the banks. If there are failures everywhere. If brokers constantly require an advance payment. Then you are right to me. I work for results. I don't go to banks. Consideration will be only in my bank. And if necessary, then in the banks of my colleagues, I also work with private investors! Amounts from 200 tons to 5 million. Consideration from 2 hours to 2 days (depends on the amount and your history) The total amount is up to 10 million. Approval is guaranteed. There are NO prepayments. All calculations with me only after you receive a loan! Income verification is not required, everything is solved! The main thing is that you have something to pay off the debt! You do not need to pay for this in advance. I can also help with loan refinancing. money for refinancing

Name: Semyon Arkadyevich

IP Ilyin A.M.

We issue a loan through the bank's security service in one day, we consider any difficult situations, including debtors, criminals, unemployed.
100% Receipt Guarantee.
We work without prepayment! We make references ourselves, without prepayment! Our commission is paid by you upon receipt of the loan.
Age from 21 years old, registration in all regions of Russia. Any amount from 150 thousand to 3 million rubles!
Leave applications by mail [email protected](around the clock)

Call 8-926-820-31-52 (Mon-Fri 11-18 Moscow time)

I am an investor and lender, I issue loans through my LLC, legally. I work directly, without prepayments, under a contract, without intermediaries!
- CI does not affect the decision on extradition
- Amount from 20,000 rubles to 3,000,000 rubles
- From 18 to 69 years old
- Individual consideration of your situation
It is possible online, registration is simple, on a card or bank account. appropriate percentage. Fraudsters and intermediaries - do not waste your time! If you are a real honest borrower, then write to me by mail! ANSWER WITHIN 30 MINUTES

Trust the experience of our specialists if you want to get a loan quickly and profitably. Our experience in the credit sector is 5 years.
Official loan per day, contract, payment schedule.
From 50,000 rubles to 2 million rubles - a special loan rate of 12.3% per annum.
The official conclusion of the contract, so the scammers are a huge request - do not waste time.
If you have or had small delays, or unofficial employment, it’s not very scary! This is SOLVED!
We work with almost all regions of the Russian Federation, citizens of Belarus and Ukraine (not all, individual consideration). No criminal record.
If you are interested in my offer, write to email [email protected]

Real assistance in obtaining a loan to the regions, bank debtors, pensioners and the unemployed. We are considering difficult cases. We work with all regions and the Caucasus. We will help to collect a package of documents. Place of work and residence does not matter. Credit is issued through their people in banks.
WE WORK WITH OPEN DELAYS, WITH ANY CI, WITH BLACK LISTS. BAD CI, STOP LIST IS NOT A PROBLEM! WITHOUT OUTPUT SITUATIONS DO NOT HAPPEN! FROM EVERY SITUATION THERE IS A WAY OUT! Without prepayments! from 18 years old
Amounts from 100,000 to 10,000,000 rubles for a period of 1 to 10 years at 14% per annum
We will provide you with all the necessary documents for obtaining a loan.
Any questions please email at any time. We work without days off. Results in 1 hour!

Name: Credit

Mail: [email protected]

LLC "ESTER PLUS"

I accept loan applications from Russian citizens in the amount of up to 2,000,000 with any CI and overdue. I provide money to pay off existing loans, and I will also offer you an additional limit on free targets.
I accept questionnaires from citizens aged 21-70 by e-mail, I personally process each case. I do not do mass mailings, I get approval with real benefits for my client. The lending rate is from 9.5% per annum.
Contact me, I work without prepayments and empty promises. I guarantee honest mutually beneficial cooperation!

If you could not decide your financial capabilities, now you have nothing to pay on loans - rather contact me. I help in obtaining funds to cover current payments on loans and for other purposes of clients. I will instantly receive a decision in the amount of up to 1,000,000 rubles. By favorable rate from 9% per annum.
You can repay the received loans within 10 years. I carry out applications through a credit institution according to two documents. I do not sell references and do not require you to make an advance payment. I admit to the registration of persons from 20 years old on a remote application. You can apply from any region of Russia if your delay has not reached the stage judicial recovery. I consult every day, I am always happy to tell you in detail about the conditions of cooperation and accept your application for work.

Help to get approved loan application in any difficult situation. I work with clients who have a negative past, late payments. My client's questionnaire always passes standard checks. With my help, it is possible to get approval for up to 2,000,000 rubles. By agreeing to cooperate, you have nothing to lose. I do not take prepayment and do not promise the impossible. Only in case of receiving money in your hands, you transfer my remuneration in the amount of 15%.
I work with all citizens from 18 years old, credit limit determined by real solvency. Banks won't pry into your credit history or ask awkward questions. You just need to send two documents to my mail, indicate information about registration and income. I will immediately answer you about the possibility of cooperation.

I provide money urgently. I work with clients who are in trouble. financial position. I can find a way out for you, I will approve urgently up to 2,000,000 rubles. without refusal.
You will be able to receive money on the same day of applying with any credit history and delays up to three months.
There are no misfires: each of my clients leaves with money, everyone is happy with the interest rate. Requirements: age 18 - 70 years, citizenship of the Russian Federation, the presence of real income.
I provide assistance without prepayments, I accept applications for loans every day.

I will help you get approved for a loan on a passport and a second document. I help with delays, in the absence of employment, with a damaged credit history. I take on difficult clients with a low credit rating. I approve amounts up to 2,000,000 rubles. I work with borrowers from 21 to 68 years old.
You can count on a competent approach to solving any financial difficulties. I guarantee you a profitable result, the rate is from 11% per annum. Contact me, I really solve any financial problems without financial investments from your side until the result is achieved.

I will carry out your application directly through the bank, provide the client with a large loan amount of up to 2,000,000 rubles. I work with all categories of borrowers, I approve money for any purpose. You can get cash for consumer needs, refinance debt, or invest in a business.
I receive a positive response from the bank even with numerous refusals from others credit organizations. You will get approval by contacting me with a 100% guarantee if you strictly follow my instructions. For a loan, only two documents are required. Pledge and guarantors are an extra condition. The issuance of funds is carried out through a bank branch in the region of your residence.
I cooperate with clients from 21 years old, I provide assistance remotely. I work without advance payment.

If you urgently need money, but you have a negative credit history and delinquency, please contact me. I am accepting applications for quick loan up to 500,000 rubles, I immediately approve and issue according to two documents. I don't have to pay or buy anything. The service is provided free of charge to the client.
I'll take you through the standard loan program: interest rate 5% per month, any repayment term of your choice. The company approves loans for all clients from 18 to 70 years old. There are no restrictions on the regions of registration, issuance - throughout the country.
Leave a request or call right now.

I suggest using my professional services for obtaining a loan in Moscow. I work with difficult and problematic clients with delays of up to six months. The service is provided without prepayment. I get approval the same day I apply. Any credit limit up to 2,000,000 rubles. I agree with two documents. I provide a bank to choose from, I individually agree on all conditions with the client. I work without mailings, without kickbacks.
There are no gray schemes and criminal moments in my work: I equalize your rating, I prove financial solvency. I honestly contribute to the positive decision of the bank. I use personal contacts only in critical situations.
Contact me with the real reason for the refusal, I will assist in any difficult situation.

I work with debtors, help to get a loan with delays of up to six months. I will consider clients who are in a difficult financial situation. I work with unofficially employed, pensioners, people from the black list.
I provide necessary documents, without false references. I work with any regions. I pass applications through my people, approval is guaranteed.
I can get you out of any hopeless situation. On the day you apply, you will receive up to 1,000,000 rubles. or up to 5,000,000 rubles. in 2-3 days. For questions, please contact us by e-mail at a convenient time.

I will provide you with money as a matter of urgency. I take on work with clients who are in a difficult financial situation and cannot find a way out. I approve immediately, there are no refusals. Really get up to 2.000.000 rubles. on the day of treatment with any CI. Delays up to 3 months.
I work without a hitch. All my clients leave with money, no claims to the interest rate. Requirements for borrowers: age over 18, Russian citizenship, real income.
I provide assistance without prepayment, I receive requests daily.

I will help you get Bank loan through a loan officer. I work without prepayment, issuance - in Moscow and in the regions.
I process applications with delays, negative history, with a black list. All clients go through the internal banking review system, the result is not affected by your negative characteristics. You must meet the minimum requirements: age from 20 to 68 years inclusive, no judgments, permanent Russian registration.
Send us an email, we are happy to help for a small fee. Calculation of remuneration - after the completion of the transaction. You get a loan without additional services and insurances, on unique conditions: your rate is from 9.4% per annum.
Bank branches are located throughout Russia, check the possibility of receiving money in your region by phone.

I will help to settle your financial difficulties, with a bad credit history, delinquencies. With my help, you can cover bank debts, and receive funds for current purposes.
I combine up to five loans, for a total amount of up to 5,000,000 rubles. I provide an additional up to 1.000.000 for your current needs. Funds are issued at a rate of 9% to 11% per annum, without other expenses.
I take up work with citizens from 21 years old, without outstanding court decisions. Contact me if you are running out of debts, and banks do not agree to refinancing. I will do my best, as soon as possible on two documents. Please contact me by email, I do not require any advance payments.

urgently needed sum of money up to 1.000.000 rub.? Contact me! I will provide in cash without advance payment, empty promises and without refusal! I help to get approval at a rate of 12% per annum.
I provide funds through my people in the bank for a period of up to 8 years. Registration of the contract and receipt of funds - within one working day. Two main documents are required to register an application. I consider questionnaires from citizens aged 20-69, any credit history. Delays are allowed up to three months.
All clients who contact me receive a solution to their material problems. In the event of force majeure, I do not take money for assistance. I'll tell you more about my service in an email.

Do you urgently need money? Don't know who to ask for help? I am ready to work with clients who have a tangible financial burden and negative indicators. You can get up to 1,000,000 rubles. in one day, through my connections at the bank.
I provide control over the processing of the request, adjust, if necessary, the scoring score and solvency. Stop wasting time on rejections! Contact me and get the necessary amount at a favorable percentage of 9%.
My remuneration is paid based on the results of the work performed. No advance required paid services No. Provide your passport and snls to my email to get started.

We are offering to you detailed overview, how can you get a loan with a bad history without income certificates, the reviews we offer have proven their worth, and using our tips, you can get money today, in affordable and proven ways. You just need to choose the appropriate method, weigh your strengths and capabilities, and be sure that luck will be on your side, even if you have a bad credit history.

Which bank issues urgent cash loans

Banking structures, despite the fact that they work closely with credit bureaus or BKIs, can meet the borrower halfway and offer really interesting programs, including refinancing an existing loan both in the bank you are applying to and in neighboring ones. banking organizations. You can get interesting offers from:

In order to get a loan, even if you have a bad credit history, it is enough to apply, and after a while you will receive a decision from the bank, which will invite you to visit the office and fill out an application for a loan with a bad credit score.

Getting a loan secured by property: an apartment or a car

If you are denied a loan from banks, do not despair. There is another proven way, this is registration credit line on the security of your property, and specifically for a car or apartment. Banks will be happy to meet you halfway and offer individual conditions loans under this program.

Bank Greenfinance

If you urgently need money, try Greenfinance, this bank has helped so many borrowers to solve their problems. financial question. In some cases, the bank is ready to give you a secured loan in the amount of up to 10 million rubles.

• The loan amount is up to 10 million rubles.
• The loan period is from 1 to 10 years.
• Interest rate- 1.5% per month.
• The total amount to be issued is up to 80% of the market value
• Lending region - Moscow and the region.
• Application processing time is 1 day.
• Bank phone number - 8 800 555 555 8

Bank Vostochny

One of the leading banks in Russia, which is ready to provide you with a secured loan in the amount of up to 100% of the appraised value of the property.

• Interest rate per year - 16%.
• The maximum loan amount is 15 million rubles.
• Loan period up to 15 years
• The term for consideration of the application is up to 4 days.
• Loan issuance regions - in the places where the bank's branches are present.

Sovcombank

A low interest rate and an acceptable loan amount make Sovcombank popular with those who apply for a loan secured by real estate.

• Interest rate - 14.99%
• The loan amount is up to 30 million rubles.
• The amount to be issued is up to 60% of the appraised value.
• The loan period is up to 10 years.
• Application processing time is up to 3 days.
• The loan is issued to borrowers in the regions where the bank is located.
• Hotline phone - 8 800 200 66 96

Loan Doctor program

If you are desperate to get a loan with a bad credit history according to the above schemes, there is another Loan Doctor program that helps you “clear yourself” of negativity and be trustworthy again at the bank.

Several banks have excellent offers, including Vostochny Bank, as well as Sovcombank. Last bank is ready to offer an extended program "Loan Doctor", which will help you feel financial confidence in the future again.

Sovcom - "Credit Doctor"

• We issue loans in the amount of 4999 rubles to 9999 rubles for 3-12 months. The interest rate for this program is from 29.9% to 40%.
• We issue a credit "Money to the card". The loan amount is 10 thousand rubles. or 20 thousand rubles. The rate is 40% per year, the loan period is up to 6 months.
• Express plus credit line. The loan amount is up to 60 thousand rubles. The crediting period is 18 months, the rate is 39%.

Attention! If you receive this loan product, you must comply with all the requirements of the bank, otherwise there may be negative consequences for you as a borrower. Bank hotline - 8 800 200 66 96.

Apply for a microloan

Banks refuse you under any pretext! There is another proven way that helps you solve a financial issue, this is an appeal to an MFI, where you can apply for a microloan, even if it is a small amount, but you can feel confident in the future.

If you are doing well with repayments, MFIs may offer you an expanded program of cooperation and lending in the future. By the way, even a borrower with a bad credit history can take in some.

Name	Sum	Term	Application
	Up to 15 thousand rubles	30 days	Design!
	Up to 15 thousand rubles	30 days	Design!
	Up to 7 thousand rubles	30 days	Design!

MFI Credit Plus

• The maximum microloan is 15 thousand rubles.
• The loan period is up to 30 days.
• Receive cash through "Leader" or Contact, as well as to the card account.
• The age of the borrower is up to 75 years.

MFI E zaem

• The loan amount is up to 15,000 rubles.
• The micro-borrowing period is 30 days.
• Receive money on a card, bank account or in cash through Contact.
• The phone number of the organization is 8 800 775 77 75.
• The age of the borrower is up to 65 years.

MFO "Loan Center"

• Borrowing amount - up to 7 thousand rubles
• The first crediting period is 3-30 days.
• The money will be delivered by courier or received at the office.
• The age for obtaining a loan is no more than 90 years.

Making a credit card at the bank

A profitable option to get a loan, if you have a bad credit history, apply for it credit card in one of the proposed Russian banks. By applying for a credit line, you can get extended opportunities from your financial partner.

Tinkoff

• Credit line - no more than 300 thousand rubles.
• Grace period of crediting is up to 55 days.
• Registration online.
• Card delivery to your home or office.
• The term for consideration of the application is 7 days.

Renaissance Credit

• Credit limit - no more than 200 thousand rubles.
• The grace period is no more than 55 days.
• The term for consideration of the application is 1 hour or directly in the office.
• No credit card fees.

Alfa Bank

• The maximum loan is 300 thousand rubles.
• The term of the credit line is not more than 100 days.
• The term for consideration and issuance of a loan is from 3 to 5 business days.

Answers to the main questions of borrowers

What is a "bad CI (credit history)"?

Answer. If you are overdue by more than 30 days, your data is entered into the bad credit history of the general database of borrowers.

Which banks or MFIs issue loans and credits with poor CI.

Answer. No, there is no list of banks that could issue you a loan without fail, along with this, by contacting the bank directly, you can clarify whether the financial and credit organization works with borrowers who have a bad CI.