Interest on deposits of the Russian Agricultural Bank for the year. Contributions for pensioners

What banking products Rosselkhozbank offers pensioners today

Rosselkhozbank has a whole line of products for pensioners, which today includes individual deposits on favorable terms and bank cards, as well as loan offers at relatively low interest rates.

Today there are three special deposits for persons of retirement age in the RSHB:

1. "Profitable pension" with the maximum interest rate;

2. "Retirement income" with the possibility of replenishment;

3. "Pension plus" with replenishment and withdrawal without loss of interest.

Who can open pension deposits in the RSHB

Deposits for pensioners in Rosselkhozbank are opened upon presentation of a pension certificate or a document from the Pension Fund of the Russian Federation on the establishment and / or appointment of an insurance pension. In special cases, it is also possible to open a deposit by providing a court document on the appointment of a monthly life allowance, if any. But you can do without a pension certificate, especially since the Pension Fund stopped issuing them, replacing them with certificates.

The provision of a document from the Pension Fund of the Russian Federation is not required if the depositor has reached retirement age: for women 55 years old, for men 60 years old, and also if no more than 2 months are left before these years.

BY THE WAY! Elderly people can also apply for a Rosselkhozbank pension card, which allows them to receive additional income in the form of interest accrued on their account balance.

And now let's move on to the actual interest rates and conditions.

What deposits for pensioners are there in Rosselkhozbank today

Elderly people today can choose any of the deposits of individuals of the Russian Agricultural Bank in rubles and US dollars with favorable rates and conditions. And we will begin our review with special pension deposits.

Deposit of Rosselkhozbank "Profitable Pension"

This is a classic deposit that allows the client to invest savings at a high interest rate. But only to replenish the account or partially withdraw money, if they are suddenly needed, is strictly prohibited. Otherwise, you can lose all accrued interest.

A feature of this deposit is also a fairly wide choice of terms for investing money: from 3 months to 4 years. Accordingly, you can deposit funds in the bank for a short period, or you can immediately for several years.

Like all deposits of the Russian Agricultural Bank for pensioners, this deposit has a very low minimum amount - only 500 rubles. But, of course, it makes no sense to open a deposit without replenishment with the amount of 500 rubles. You won't earn anything from it. So it is advisable to give the maximum possible amount to the bank at once. But we must remember that in case of early termination of the deposit agreement, interest is paid at the rate "On Demand".

Conditions

Term: from 3 months. up to 4 years.
Amount: from 500 rubles.
Refill: no.
Interest payment: at the end of the term or monthly to the account.

Interest rates

Term, days	At the end of the term	Monthly

See also profitable deposits for pensioners in Sberbank -

The contribution of the Russian Agricultural Bank "Pension income"

This deposit is also opened only upon presentation of a pension certificate. Its main distinguishing feature is the possibility of replenishment. Additional contributions are accepted throughout the term. This is a plus. But debit transactions with the preservation of the interest rate are not allowed by the conditions. This is a clear minus.

Of course, if you suddenly need all your savings, then you can terminate the contract with the bank ahead of schedule at any time and withdraw the money. But it is advisable to do this only as a last resort. After all, in case of early demand of the deposit, interest is paid at the rate “On demand”.

So, take the money after the expiration date. And if you forget to do this, the deposit agreement will be automatically extended for the same period.

By the way, if you have a deposit of more than 50,000 rubles, you will be issued a free card with the tariff plan "Amur Tiger - card for deposit."

Conditions

Term: 395, 540 and 730 days
Amount: from 500 to 2 million rubles.
Replenishment: yes.
Expense transactions with the preservation of the interest rate: no.
Interest payment: monthly to the account or capitalization

Interest rate of the "Pension income" deposit

395 days	540 days	730 days

Deposit of Rosselkhozbank "Pension Plus"

This is a pension deposit with the possibility of replenishment, as well as partial withdrawal of money without loss of interest. It is very comfortable. The main thing is to make sure that at least 500 rubles remain on the account. But such freedom of handling money also has its drawbacks - not a very favorable interest rate. So you have to choose - either the ability to withdraw money at any time or high interest rates.

Another feature is the monthly capitalization, which allows you to increase income by increasing the amount of money invested. The possibility of withdrawing interest is not provided separately, since you can already withdraw part of the money, at least once a month, at least every day.

But remember that in case of early withdrawal of all money, interest is paid at the minimum rate "On Demand". So it’s better not to do this, but to leave a minimum balance on the account - 500 rubles.

Conditions

Term: 395, 730, 1095 days.
Amount: from 500 rubles to 10 million rubles
Replenishment: yes
Debit transactions with the same interest rate: are provided subject to maintaining a minimum balance of 500 rubles.

Interest rate of the "Pension Plus" deposit

395 days	730 days	1095 days

Rosselkhozbank deposit calculator for pensioners: calculate income

The online deposit calculator of the Russian Agricultural Bank for individuals will help you calculate income depending on the interest rate and term. It allows you to find out the profitability, taking into account capitalization, replenishment and withdrawal of funds from the account.

Deposits of individuals of Rosselkhozbank without benefits for pensioners

Pensioners can open in Rosselkhozbank not only special deposits for the elderly, but also other deposits of individuals, which today may turn out to be even more convenient and profitable.

1.Deposit of Rosselkhozbank "Profitable"

This deposit involves receiving a high percentage even with a small amount of money. Can be opened through remote service channels. If you have an account of 50,000 rubles or more, a free card is issued with the Amur Tiger - card for deposit tariff plan.

Conditions

Amount: from 3,000 Russian rubles / 50 US dollars / 50 euros;
Term: from 31 to 1460 days;
Replenishment: no;
Expenditure operations: no;
Interest payment at choice: at the end of the term or monthly, to the account or capitalization.

Interest rate

2.Deposit "Reliable Future"

Opening this deposit is possible with the simultaneous acquisition of an investment life insurance policy (ILI) by one of the insurance companies - partners of the bank. The amount of the ILI policy must be equal to the down payment on the deposit.

Conditions

Amount: from 50,000 rubles
Term: 180 and 395
Partial withdrawal without loss of interest: not provided;

Interest rates

Amount/ Term	180 days	395 days

3.Deposit of the Russian Agricultural Bank "Investment"

The investment deposit of Rosselkhozbank for individuals provides an opportunity for clients, including pensioners, to receive income both from the money placed on the deposit and through investments in mutual funds. When opening a deposit, a free card is issued with the tariff plan "Amur Tiger - card for deposit".

Conditions

Term: 395 and 730 days;
Amount: from 50,000 rubles / 1,000 US dollars;
Replenishment: not provided;
Debit transactions with preservation of interest: not provided;
Interest payment: at the end of the term.

Interest rates

up to 1.60% per annum in US dollars.

See also 10 profitable deposits in reliable banks of Russia - an overview >>

4.Deposit of the Russian Agricultural Bank "Amur Tiger"

This is a standard term deposit of individuals from the Russian Agricultural Bank with a monthly interest payment on a card with the Amur Tiger - card to deposit tariff plan.

Conditions

Term: 395, 540 and 730 days.
Amount: from 50 thousand rubles.
Refill: no.
Expense transactions with the preservation of the interest rate: no.
Interest payment: monthly to the account of the card with the tariff plan "Amur tiger - card to deposit".

Interest rate

395 days	540 days	730 days

Replenished deposits of Rosselkhozbank

Pensioners can arrange deposits of individuals with the possibility of replenishing the account in Rosselkhozbank. Their interest rates are somewhat lower, but you can save money by saving them to an account in a reliable bank.

5.Deposit of the Russian Agricultural Bank "Replenished"

The deposit of individuals of Rosselkhozbank is suitable for pensioners who want to accumulate funds for a specific event or date. It can be opened through remote service channels (in this case, the interest rate on the deposit will be higher). If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan.

Conditions

Term: from 91 to 1095 days
Amount: from 3 thousand rubles / 50 dollars or euros.
Replenishment: yes.
Minimum additional contribution: 3,000 Russian rubles / 50 dollars or euros.
Expense transactions with the preservation of the interest rate: no

Interest rate

See also the most profitable replenished deposits today - overview >>

6.Deposit of the Russian Agricultural Bank "Save up for a dream"

This deposit of individuals from Rosselkhozbank with preferential early termination will be of particular interest to pensioners who plan to purchase real estate or a car on credit. If 90 percent of the deposit amount is directed to the down payment on a mortgage or a car loan issued in Rosselkhozbank, then if the deposit is demanded ahead of schedule, interest is not lost.

If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan.

Conditions

Deadline: 730 days.
Amount: from 3,000 Russian rubles / 100 US dollars or euros.
Replenishment: yes.
Minimum additional contribution: 3,000 Russian rubles / 100 USD or EUR.
Expense transactions with the preservation of the interest rate: no.
Interest payment: monthly capitalization.

Interest rate

Deposit of the Russian Agricultural Bank with partial withdrawal of funds without loss of interest

This deposit for individuals may be of particular interest to pensioners, as it allows them to freely manage money in a bank account: replenish the deposit and withdraw money, if necessary, without loss of profitability. In this way, it is similar to the Pension Plus deposit, but it has its own characteristics.

7.Deposit of Rosselkhozbank "Comfortable"

The Rosselkhozbank deposit can be useful for pensioners who are used to planning their expenses. Can be opened via Internet Banking and Mobile Banking. If there is a deposit of more than 50,000 rubles, a free card is issued with the Amur Tiger - card for deposit tariff plan.

Conditions

Term: from 91 to 730 days.
Amount: 10,000 Russian rubles / 150 USD or EUR.
Replenishment: provided no later than 30 calendar days before the end of the deposit term.
Minimum amount of additional contribution: 5,000 Russian rubles / 100 USD or EUR.
Debit transactions with the preservation of the interest rate: provided subject to the preservation of the minimum balance.
Interest payment: monthly to the account or capitalization.

Interest rate

8 .Savings account deposit

This is a new financial product that is becoming more and more popular among the Russian population. This is a kind of electronic wallet. It can be replenished, you can withdraw money up to 0, but it will still be valid, and indefinitely. Until you close.

The peculiarity of the savings account in the RSHB is that the accrual of interest is carried out daily on the balance of funds on the account as of the beginning of the business day. Here is the interest payment monthly on the last working day of the month by crediting the amount of interest due to the account.

Interest rates

Conclusions: what is the most profitable contribution of the Russian Agricultural Bank for pensioners

On this page, correspondents of the Business Information Agency TOP-RF.ru reviewed the deposit programs of the Russian Agricultural Bank for pensioners and ordinary individuals. Which one is the most profitable?

If we consider only special offers for pensioners, then the choice is not great. Remember, there are only three of them. But they cover almost the entire spectrum of customer needs.

1. "Profitable pension" has a high interest rate and a wide choice of terms for investing money;

2. "Retirement income" gives the client the opportunity to replenish his bank account;

3. "Pension Plus" allows you to freely use money: replenish and withdraw funds without losing interest.

Now let's compare their profitability with the same amount and term of investing money. We will invest 100,000 rubles for 395 days and see which contribution is more profitable.

Accordingly, if you need the maximum percentage, then it is better to open a “Profitable pension” deposit. Of course, it will not work to replenish the account and partially withdraw money without losing income, but the percentage is very profitable. In addition, you can choose the appropriate term and method of paying interest.

About the bank

Due to the fact that the state always tries to protect the most vulnerable segments of the population, in particular pensioners, banks that are considered reliable, stable and loyal to government programs also develop offers with more favorable conditions for this social group.

Deposits for pensioners in Sberbank in 2015

Sberbank traditionally offers a wide range of stable deposits for pensioners. For 2015, the bank offers 5 deposits, the conditions for placing funds on them further.

Deposit Pension-plus

Deposit Replenish Online

It is worth noting that this deposit has a higher percentage than just the “Replenish” deposit, which is opened at Sberbank offices. It is better to familiarize yourself with the conditions for opening this deposit on the Sberbank website or by calling the free hotline:

Deposit Save Online

Another deposit with the benefits of remote opening, which will allow pensioners to receive a higher income due to increased interest.

Deposit Replenish

Available for each option of investing money in Sberbank of Russia.

Contribution Save

A pensioner can make this contribution for a period of one month and in the amount of 1 thousand rubles.

Contributions of pensioners in 2015

Not everyone is interested in the maximum interest rate on the deposit, the minimum and maximum terms, the possibility of replenishment, full or partial early withdrawal of funds, here is a small selection of pension deposits describing the benefits for the depositor.

Documents for opening a deposit in Sberbank

The form of the agreement and conditions for the placement of pension deposits under the programs of Sberbank of Russia.

Conditions for placing deposits for pensioners and individuals in Sberbank of Russia (valid from May 20, 2015):

Contributions for pensioners - what you need to remember

All pensioners save money, seeking to secure a reserve for a “rainy day” or to be able to help their family and friends. Therefore, many of them have long overcome their fear of financial institutions and invest money in order to profit from interest.

Many banks provide them with such a service, and deposits for pensioners are distinguished by more favorable interest conditions than for ordinary customers, since the former are an attractive segment due to their large number, and some employees have funds that they can afford to invest for receiving additional income.

For banks, this is of interest, as it allows them to stabilize their deposit base, so they are taking a number of measures to attract retired customers by developing loyal conditions.

To sign the contract, the client must have a passport and a pension certificate with him. The term of the deposit can be from 1 month to several years, depending on the specific program. The amount of the deposit may vary due to the capabilities of the pensioner and the limits of banking institutions, but some of them do not provide for minimum deposit thresholds. Banks set a rate on invested funds, depending on the type of deposit (in rubles or foreign currency).

Interest is offered to withdraw monthly to receive part of the income. Some programs allow you to deposit funds or withdraw at any time period. When the contract ends its validity period, it can be extended or you can withdraw your savings. Almost all deposits have an automatic type of extension of the deposit term, which is valid if at the end of this period the client has not closed the account.

There are also opportunities to open deposits online. Usually, they are characterized by higher rates, automatic accumulation of interest and prolongation at the end of the term. Retirees may also sign a will or power of attorney that will enable relatives or others named in it to access their funds in the event of death.

VTB 24 - deposits for pensioners 2014-2015

VTB 24 Bank actively works with this social group and develops optimal and loyal conditions. They allow you to open an account in several types of currencies and make additional deposits at any time, which is convenient for this group of clients. Deposits offered at VTB 24 for pensioners:

Contribution - Freedom of choice

This program offers an optimal placement period: from 1 month to 5 years and a bank rate of 8.15% on a deposit in national currency (the highest rate of all offers). The minimum contribution is from 15 thousand rubles, with the possibility of periodically adding funds. Interest is offered to be withdrawn once a period: month, quarter, at the end of the term, by transfer to another account or by card. You can also accumulate them, which will increase the amount of the deposit and allow you to receive more interest income in subsequent periods. After six months, you can withdraw the entire amount without losing interest.

Contribution - Growing income

Accumulative program, according to which accruals are made once in a certain period (month or quarter). The validity period is 3 years with the possibility of extension, and savings can be withdrawn only at the end of this period. After six months, you can withdraw cash ahead of schedule without loss on the rate. The minimum investment for this direction is 30 thousand rubles, the bank rate is 7.5% with a subsequent increase annually.

Contribution - Comfortable

Suitable for pensioners who have a certain amount of free funds on hand, since the initial deposit amount is 50 thousand rubles. The validity period is 0.5-3 years, the rate is 4.35-6.8%, accrued interest on which can be withdrawn every month.

Rosselkhozbank deposits for pensioners 2014-2015

Rosselkhozbank is one of the most stable financial institutions in the country. Upon presentation of a document confirming that a person has received pensions or a pension certificate directly, the bank provides a service for opening a deposit. Suggested deposits in Rosselkhozbank for pensioners in 2014:

Contribution - Golden pension

A savings deposit that does not provide for early withdrawal of part of the funds. The term is chosen by the client and can be in the range from 3 to 24 months, the rate depends on it (7.1% - 8.25%). To open a deposit, you will need to deposit funds in the amount of at least 1 thousand rubles, you can replenish at any time. Interest is offered to capitalize, at the request of the client.

Contribution - Pension plus

To open an account, you will need to deposit an amount of at least 500 rubles, you can replenish it with any amount (from 1 ruble). When concluding a contract for 1 year, the bank rate is 7.8%, for a period of 2 years - 8.15%. The possibility of capitalization of accruals is offered.

If it is necessary to withdraw money before the end of the term for any of these types of deposits, Rosselkhozbank reserves the right to change the rate by 0.1%.

If you are interested in deposits for individuals, you can read about them in the article on our website Rosselkhozbank deposits of individuals 2015.

Sovcombank - deposits for pensioners

The deposits offered to Sovcombank to pensioners are made under the Pension Program, which provides a number of benefits for this group of the population. It involves making deposits for a short period (6 months) and allows you to open an account for any amount (minimum 500 rubles).

Subsequently, you can add funds in any amount and at a convenient time, without restrictions from Sovcombank. The monthly interest rate is 7%, at which it is recommended to capitalize the accrued funds. You can withdraw money under the pension program at the end of the term of the deposit. If you need to withdraw the entire amount before this date, the bank will recalculate at a rate of 0.1% of the deposit. If it is necessary to withdraw some part, but at the same time keeping the balance equal to the amount of the first installment, then interest is charged as expected.

For pensioners - to have something to invest

You should be more careful about spending money and remember that pensioners have always been a target for scammers, so in order to make a deposit in a bank, you need to have this money, and not spend it or simply “gift” it to scammers.

Rosselkhozbank in 2014 not only updated its online presence and made the site more modern, but also paid attention to updating the line of deposit products. This year, more than 10 deposits are offered for investors who prefer reliable investments. The conditions for placing temporarily free funds for individuals are different and it is worthwhile to first familiarize yourself with all the available options in order to choose the most suitable for specific purposes.

So, what kind of deposits does Rosselkhozbank offer to individuals in 2014?

To save cash

Contribution " Poste restante"In its essence, it is an analogue of a wallet, which is located in the bank for better safety. It does not bring much profit, but on the other hand, you can fearlessly keep any amount on your account, access to which can be obtained without hindrance. Also, without restrictions, you can replenish this deposit. You can open it in any of the three major currencies, but in rubles, and in dollars, and in euros, the rate will be the same - 0.01% per annum. The term of placement is any, the minimum amount for opening is 10 rubles or 5 units of foreign currency.

Similar offer - contribution " AgroPartner". Only the initial payment, which is also the minimum balance, is 300 rubles, and the term is strictly limited - 2 years. Replenishment and partial withdrawal is possible at any time. Such a deposit will bring 2% per annum to salary clients of Rosselkhozbank.

To accumulate from a young age

Contribution " Children's”is opened in the name of a minor child. The term of such a deposit reaches 1-5 years. The minimum for placement is 3,000 rubles, 100 dollars or euros. The larger the amount and term, the higher the interest rate. Interest is charged in the range of 7.4-9% per annum in rubles, 1.65-3.85% in dollars and 1.7-3.35% in euros. Deposit with capitalization and the possibility of replenishment. There is a restriction on the additional contribution - it must be more than 1000 rubles or 50 dollars (euro).

For pensioners in 2014

For representatives of the older generation, there are special offers from Rosselkhozbank in 2014:

Contribution " pension plus» without time limits, amount and minimum balance - 500 rubles, free replenishment and partial withdrawal of funds, rate - 7-7.3% per annum;

Contribution " golden pension» - minimum for opening - 1000 rubles, placement period - from 3 months to 2 years, interest rate - 6.3-7.5% per annum. Capitalization, replenishment, inability to withdraw funds.

To increase capital

On the deposit Classical» You can put any amount from 3,000 rubles for a period of 31 days to 4 years. As a result, it will bring from 6.6 to 9.95% per annum in rubles, or 0.6-3.85% in foreign currency. No replenishment or use of funds during the term of the contract. Interest is paid at the end of the term, and in case of early withdrawal of money, it is completely recalculated at the demand rate.

Contribution " Gold» also does not provide for regular accrual of interest, replenishment or spending. But he promises the maximum rate, the minimum amount when opening a deposit is 1.5 million rubles, the term is from 3 months to 4 years, the rate is 6.55-10% per annum in rubles.

For passive income

It is possible to withdraw monthly interest on the following deposits:

« Platinum» - from 1.5 million rubles, for 3 months - 3 years, at 6.5-7% per annum, with replenishment from 30 thousand rubles and the possibility of partial withdrawal;

« Managed» - from 10,000 rubles, from six months to 2 years, the rate is 6.35-6.7% in rubles, you can replenish and partially spend;

« Managed plus» - from 1.5 million rubles for 1-2 years at 7.2-7.5% per annum, with replenishment and withdrawal up to the amount of the initial contribution to the deposit.

To receive savings by a specific date

Contribution " Cumulative"allows you to choose any period from 91 days in order to receive your money by a certain date with an increase of 6.3-7.7% per annum in rubles or 0.85-2.4% in dollars and 0.7-2, 05% in euros. There is capitalization, replenishment is possible, but only no later than a month before the end of the deposit term and in amounts of more than 3,000 rubles or 100 euros / dollars. The same amount will be required when opening a deposit.

All these opportunities are provided by Rosselkhozbank for depositors in 2014. The main thing is that this bank with state participation, which is part of the deposit insurance system, which allows you to safely place savings for any convenient period.

What was so interesting that Rosselkhozbank came up with in 2013? Looking at 2012, things have changed a lot. Interest rates went up in April and September. And since November 9, 2012, the line of deposits of Rosselkhozbank has been updated.

Rosselkhozbank deposits for individuals

The investor receives the maximum interest when he invests the maximum possible amount at the first stage and for a long time. Rosselkhozbank deposits also have sum thresholds, on which the interest rate depends. Vivid examples for comparison are deposits of Gazprombank, Sberbank, deposits of the Bank of Moscow. If the term of the deposit is from 31 to 270 days, then the interest rates are minimal. And if the depositor chooses a long-term deposit of the Russian Agricultural Bank from 2 to 3 years, then the interest rates will be the highest. Early termination of most deposits is carried out at the demand rate.

Deposits of Rosselkhozbank of individuals are limited by the amount of the maximum contribution. The highest bar is a contribution of 1.5 million rubles. The subdivisions of Rosselkhozbank are interconnected. Therefore, it is possible to transfer funds from the deposit account to offices at the location. For this you need a passport. An application for transfer is filled out.

In the winter of 2013 Rosselkhozbank holds a symbolic promotion for depositors. Participants - individuals who opened or replenished deposits in the Russian Agricultural Bank for 10,000 rubles. The action Warmer with us is valid until February 28, 2013. The gift is a mug with the symbols of the Russian Agricultural Bank and a corporate ornament.

The classic deposit of the Russian Agricultural Bank with the highest interest rate among the existing ones with a minimum amount. But without the possibility of replenishment. What deposit time can I choose? How much interest will investments bring in 31, 61, 91, 180, 270, 365, 540, 730, 910, 1095 and 1460 days? You will learn this from a simple table!

The shortest deposits of Rosselkhozbank for 31 and 61 days grew by only 0.5%. But the longest for 910 - 1460 days grow by 20 - 40%.

Cumulative The contribution of the Russian Agricultural Bank allows an individual to withdraw accrued interest on a monthly basis and make additional contributions to increase profitability. When moving to the next amount range, the rates on deposits in the Russian Agricultural Bank automatically increase. Additional contributions are limited in time. Rosselkhozbank accepts replenishment except for the final 30 days of the contract.

Sum of the first contribution, rub.	replenishment, rub.	Deposit terms days	Annual percentage bid	% will be paid
3 000	3 000	91 180 270 365 540 730	7,65% 8,2% 8,35% 8,40% 8,45% 8,50%	1,9% 4,04% 6,17% 8,40% 8,45% 17%
100 000	3 000	91 180 270 365 540 730	7,7% 8,25% 8,4% 8,45% 8,5% 8,55%	1,91% 4,06% 6,21% 8,45% 12,57% 17,1%
300 000	3 000	91 180 270 365 540 730	7,75% 8,3% 8,45% 8,5% 8,55% 8,6%	1,93% 4,09% 6,25% 8,5% 12,64% 17,2%
500 000	3 000	91 180 270 365 540 730	7,8% 8,35% 8,5% 8,55% 8,6% 8,65%	1,94% 4,11% 6,28% 8,55% 12,72% 17,3%
1 000 000	3 000	91 180 270 365 540 730	7,85% 8,4% 8,55% 8,6% 8,65% 8,70%	1,95% 4,14% 6,32% 8,6% 12,79% 17,4%

The managed deposit of Rosselkhozbank is similar to the Cumulative deposit. Replenishments are accepted without restrictions, and there is also the possibility of spending part of the deposit. The balance up to which the funds will be withdrawn is determined immediately upon execution of the contract. This balance will be equal to the minimum contribution, which does not change during the entire term of the contract. And the amounts of the first installment are different (!) Traditional expense deposits usually have a floating interest rate, which can decrease or increase depending on the balance. Interest is transferred to the current account of the depositor also on a monthly basis.

Sum of the first contribution, rub.	replenishment, rub.	Deposit terms days	Annual percentage bid	% will be paid
10 000	5 000	180 270 365 540 730	6,5% 6,55% 6,8% 6,85% 6,9%	3,2% 4,84% 6,8% 10,13% 13,8%
100 000	5 000	180 270 365 540 730	6,55% 6,6% 6,85% 6,9% 6,95%	3,23% 4,88% 6,85% 10,2% 13,9%
300 000	5 000	180 270 365 540 730	6,6% 6,65% 6,9% 6,95% 7%	3,25% 4,91% 6,9% 10,28% 14%
500 000	5 000	180 270 365 540 730	6,65% 6,7% 7,5% 7,5% 7,5%	3,27% 4,95% 7,5% 11,09% 15%

Spending deposits in rubles of the Russian Agricultural Bank with significantly lower interest rates than Accumulative and Classic. And the highest yield with the longest deposit term of 730 days reaches only 13 - 15%.

Rosselkhozbank deposits with the largest down payment amounts

Rosselkhozbank set the highest interest rates for large sums of the first installment. Deposit of Golden Rosselkhozbank without limit on the maximum amount. According to the terms of the agreement, it is very similar to the Classic Deposit of the Russian Agricultural Bank. Only the choice of terms of placement is narrower.

The platinum deposit of the Russian Agricultural Bank is also demanding on the amount of the minimum replenishment. The maximum balance on the deposit is limited to five times the size of the first installment. Platinum contribution with partial spending as well as Managed. Deposit terms are extended.

Sum of the first contribution, rub.	replenishment, rub.	Deposit terms days	Annual percentage bid	% will be paid
1 500 000	30 000	91 180 270 365 540 730 910 1095	6,5% 6,55% 6,6% 7,6% 7,65% 7,65% 7,7% 7,7%	1,62% 3,23% 4,88% 7,6% 11,13% 15,3% 19,19% 23,1%
5 000 000	30 000	91 180 270 365 540 730 910 1095	6,55% 6,6% 6,65% 7,65% 7,7% 7,7% 7,85% 7,85%	1,63% 3,25% 4,91% 7,65% 11,39% 15,4% 19,32% 23,25%
10 000 000	30 000	91 180 270 365 540 730 910 1095	6,6% 6,65% 6,7% 7,75% 7,8% 7,8% 7,85% 7,85%	1,64% 3,27% 4,95% 7,75% 11,53% 15,6% 19,57% 23,55%
30 000 000	30 000	91 180 270 365 540 730 910 1095	6,65% 6,7% 6,75% 8% 8,05% 8,05% 8,10% 8,10%	1,65% 3,30% 4,99% 8% 11,9% 16,1% 20,19% 24,3%

The rates on deposits of the Russian Agricultural Bank with the largest amounts of the first installment are quite a bit ahead of the annual rates of standard deposits for individuals. In general, the excess is +0.05% (!) In addition, in terms of replenishment, such deposits are significantly heavier.

The most unusual deposit of Rosselkhozbank

Contribution 130 years of growth! appeared in Rosselkhozbank in September 2012. Its peculiarity is that interest rates rise when the deposit is extended at the end of the term (prolongation). 130 years of short-term growth in just 91 days and no replenishment. Our calculator of deposits of the Russian Agricultural Bank will clearly show how many percent will result.

So first the deposit is valid for 91 days with an annual rate of 6%. After the first prolongation (extension for another 91 days), the annual rate on the deposit increases to 7%. Further 10% and finally 3 prolongation of 12% per annum.

It turns out that in order to reach the maximum interest rate, the deposit of 130 years of growth of the Rosselkhozbank must operate for 91 + 91 + 91 + 91 = 364 days.

The first interest for 91 days will be like this
6% * 91 days / 365 days = 1.49%

365 days we take and equate in the annual interest rate

1 extension:

7% * 91 days / 365 days = 1.74%

2 extension:

10% * 91 days / 365 days = 2.49%

3 extension:

12% * 91 days / 365 days = 2.99%

In total, according to the results of 3 prolongations and for the first 91 days, less than 10% (!) will be received (!) Early demand on preferential terms applies only to a deposit that has been extended at least once for another 91 days. Then the interest on the results of the extension is saved.

Deposits for pensioners of Rosselkhozbank

Deposits for pensioners in Rosselkhozbank are characterized by low down payments and very profitable replenishment. Pension deposits are limited to a maximum amount of 1 million rubles. Early termination is possible only at the Demand deposit rate (0.01% per annum).

Deposit Golden pension without the possibility of partial spending. More intended for savings and monthly use of accrued interest.

Pension Plus deposit of Rosselkhozbank with a narrow range of placement terms. But there is an opportunity to spend funds up to the balance of 500 rubles.

As you can see, deposits for pensioners of Rosselkhozbank bring the highest percentage for 730 days.

Profitable deposits in Rosselkhozbank

Of course, the deposit will be profitable in the first place if it brings a profitable percentage for the optimal time. Rates on deposits in Rosselkhozbank change insignificantly in terms of time and amounts of the first installment. And the optimal time for depositing funds would be 365 days. The annual growth of the deposit (excluding capitalization) will be equal to the annual interest rate for deposits for 365 days. Let's look at all the above deposits of the Russian Agricultural Bank as an example.

Deposits of the Russian Agricultural Bank	Optimal installment, rub	replenishment, rub.	Annual percentage bid	Time payments %
Classical	3 000	No	8,75%	at the end
Cumulative	500 000	3 000	8,55%	monthly capitalization
Managed	500 000	5 000	7,5%	monthly capitalization
Gold	1 500 000	No	8,8%	at the end
Platinum	1 500 000	30 000	7,6%	monthly capitalization
golden pension	1 000	300	8,6%	monthly capitalization
pension plus	500	300	8,4%	monthly capitalization

Rosselkhozbank and deposits of individuals in 2014

Starting from July 22, 2013 Rosselkhozbank opens deposits of individuals remotely. Registration is done through ATMs and Internet banking around the clock. Feature of remote deposits of Rosselkhozbank for individuals in 2014:

non-cash transfer from the card account
higher interest rate compared to office deposits
conditions for depositing funds are the same for both remote and deposits opened in the office

Look and compare how much it will grow Classical remote deposit of Rosselkhozbank, opened in 2014

Sum of the first contribution, rub.	replenishment, rub.	Deposit terms days	Annual percentage bid	% will be paid
3 000	No	31 61 91 180 270 365 540 730 910 1095 1460	6,2% 6,3% 6,5% 6,95% 7,35% 7,85% 8,15% 8,5% 8,7% 8,85% 9,95%	0,52% 1,05% 1,62% 3,42% 5,43% 7,85% 12,05% 17% 24,18% 26,55% 39,8%

Cumulative deposit of Rosselkhozbank for individuals also with the possibility of remote opening in 2014:

Sum of the first contribution, rub.	replenishment, rub.	Deposit terms days	Annual percentage bid	% will be paid
3 000	3 000	91 180 270 365 540 730	6,3% 6,65% 6,95% 7,2% 7,4% 7,5%	1,57% 3,27% 5,14% 7,2% 10,94% 15%
100 000	3 000	91 180 270 365 540 730	6,35% 6,7% 7% 7,25% 7,45% 7,55%	1,58% 3,3% 5,17% 7,25% 11,02% 15,1%
300 000	3 000	91 180 270 365 540 730	6,4% 6,75% 7,05% 7,3% 7,5% 7,6%	1,59% 3,32% 5,21% 7,3% 11,09% 15,2%
500 000	3 000	91 180 270 365 540 730	6,45% 6,8% 7,10% 7,35% 7,55% 7,65%	1,60% 3,35% 5,25% 7,35% 11,16% 15,3%

In general, in 2014, the interest rates of remote deposits of the Rosselkhozbank of individuals are higher than OFFICE deposits by +0.2% per annum!

http://prostoinvestor.blogspot.com/2014/02/vklad-rubli-banki-Leninsk.html

How profitable to put money at interest in Rosselkhozbank
during the second wave of the crisis

Crisis deposits of Rosselkhozbank for individuals in 2015 with increased interest rates. And the best deposits in Rosselkhozbank are opened for short periods. We will compare them.

Let's immediately answer the question what interest can be received upon early termination of the Classic deposit in Rosselkhozbank, Accumulative and Managed? In the 2015 crisis year, Rosselkhozbank closes deposits ahead of schedule only at the Demand rate.

A little reminder for new investors. On March 14, 2005 Rosselkhozbank became a member of the state deposit insurance system for individuals. The bank is registered in the register under No. 760. Mandatory photo document

What deposits exist in Rosselkhozbank in 2015? As in 2014, the conditions for opening deposits remained the same.

The classic deposit of Rosselkhozbank is best opened with a choice of terms of 31, 61, 91 and 180 days. Then the depositor receives the maximum interest rate!

Cumulative the deposit of Rosselkhozbank in 2015 is most profitable to open for 91 and 180 days

Sum of the first contribution, rub.	replenishment, rub.	Deposit terms days	Annual percentage bid	Payout time %
3 000	3 000	91 180	12,05% 12,1%	monthly
100 000	3 000	91 180	12,1% 12,15%	monthly
300 000	3 000	91 180	12,15% 12,2%	monthly
500 000	3 000	91 180	12,2% 12,25%	monthly

Managed the contribution of Rosselkhozbank in the crisis year will be profitable if the term is 180 days. The depositor chooses the minimum balance independently.

Sum of the first contribution, rub.	replenishment, rub.	Deposit terms days	Annual percentage bid	Payout time %
10 000	5 000	180	10,8%	monthly capitalization
100 000	5 000	180	10,85%	monthly capitalization
300 000	5 000	180	10,9%	monthly capitalization
500 000	5 000	180	10,95%	monthly capitalization

What is the highest pension deposit rate in Rosselkhozbank for 2015? Deposit pension plus it is best to open for 365 days.

Also, the rate on the Pension Plus deposit at Rosselkhozbank may be increased for new depositors. Until May 13, 2015, Rosselkhozbank adds +2% and the result is a rate of 13.5% The condition of the action is to provide a copy of the application from the pension fund of Russia with the desire to transfer the pension to a deposit in Rosselkhozbank.

How much interest does Rosselkhozbank give in 2016

22.01.2016

Rosselkhozbank has changed rates on deposits in dollars and euros.

"Managed" (from 300 USD/EUR for 180, 270, 365, 540 and 730 days) in USD opens at 1-1.7% (previously - at 0.8-1.45%), in EUR - at 0 .2–1.1% per annum (previously at 0.4–0.8%).

“Cumulative” (from 100 dollars / euro for 91, 180, 270, 365, 540 and 730 days) in dollars is attracted at 0.55-2.15% (previously - at 0.8-2.5%), in euro - at 0.05-1.5% per annum (previously - at 0.55-2.15%), and "Platinum" (from 50 thousand dollars / euro for 91, 180, 270, 365, 540, 730 , 910 and 1,095 days) in dollars — at 0.9–3.2% (instead of 1–1.7%), in euro — at 0.15–1.35% per annum (previously — at 0.6– 1.05%).

“Save for a dream” (from $100/euro for 730 days) can be placed in dollars at 2.25% (instead of 2.6%), in euros – at 1.6% (instead of 2.1%). Interest is capitalized monthly.

"Gold" (from 50 thousand dollars / euro for 91, 180, 270, 365, 540, 730, 910, 1,095 and 1,460 days) in dollars opens at 1–4.05% (before that - at 1, 5-3.45%), in euro - at 0.2-2.3% per annum (instead of 0.85-2.65%). Interest is paid at the end of the term.

Profitability of the "Classic" (from 100 dollars / euros for 31, 61, 91, 180, 270, 365, 540, 730, 910, 1,095 and 1,460 days) with interest paid at the end of the term in dollars will be 0.4–2 .6% (previously - 0.7-2.95%), in euros - 0.05-1.95% (previously - 0.25-2.3%), and with monthly interest payments in dollars - 0, 4-2.45% (instead of 0.7-2.75%), in euros - 0.05-1.85% (instead of 0.25-2.2%).

All deposits, except "Gold" and "Classic", can be replenished.

24.03.2016

Rosselkhozbank introduces the "Spring Mood" deposit.

You can open a deposit in rubles for 540 days. The term of the deposit is divided into three periods. The interest rate is set for each period of funds on deposit: up to 180 days - 7%, from the 181st to the 360th day - 9%, from the 361st to the 540th day - 12%. The average annual interest rate for the full term of the deposit will be 9.33%. The minimum amount is 3 thousand rubles.

Replenishment, debit transactions and prolongation are not provided. Interest is paid at the end of the term.

You can open a deposit until June 23.

In case of early termination of the contract up to 180 days, interest is paid at a rate of 0.01%, over - at a rate of 7% per annum

26.05.2016

Rosselkhozbank introduces a new deposit "Amur Tiger". The deposit is opened in rubles for a period of 395, 540 and 730 days. The minimum amount is 50 thousand rubles, the maximum is unlimited. The yield will be 7.6-7.95% per annum.

Replenishment and debit transactions are not provided. Interest is paid monthly and at the end of the term to the payment card account with the tariff plan "Amur Tiger - card to deposit".

In case of early termination of the contract, interest is paid at the rate of demand deposits. Automatic prolongation of the deposit is made for the same period on the terms and at the interest rate in force in the bank on the date of prolongation

4.07.2016

Rosselkhozbank lowered rates on three ruble deposits. The yield of the Zolotoy deposit (for 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) with interest paid at the end of the term will be 7.45-9.4% (previously - 7, 9-9.85%), with interest paid monthly - 7.35-8.8% (previously - 7.85-9.25%), and with monthly interest capitalization - 7.35-8.55% per annum ( instead of 7.85-9%).

When opening a deposit online and when paying interest at the end of the term, interest rates will be 7.65-9.6% (instead of 8.1-10.05%), with monthly interest payments - 7.55-9% (instead of 8.05 -9.45%), with monthly capitalization of interest - 7.55-8.75% per annum (previously - 8.05-9.2%).

You cannot make a deposit.

"Maximum savings" can be opened at 7.1-8.35% (previously - at 7.4-8.7%), and "Platinum" - at 6.3-7.7% per annum (instead of 6.6- 8.05%). Deposit terms: 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days.

They are replenished. Interest is paid monthly and can be capitalized.

The minimum amount of all deposits is 1.5 million rubles.

8.07.2016

Rosselkhozbank lowered rates on deposits in dollars and euros. Profitability of the "Classic" (for 31, 61, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) with interest paid at the end of the term in dollars will be 0.1-1.95% (previously - 0.35-2.6%), in euros - 0.01-0.85% per annum (previously - 0.05-1.95%), with monthly interest payments - in dollars - 0.1- 1.9% (instead of 0.35-2.45%), in euro - 0.01-0.9% per annum (previously - 0.05-1.85%).

When opening online and paying interest at the end of the term, a deposit in dollars is opened at 0.15-2% (previously - at 0.4-2.65%), in euros - at 0.01-0.8% per annum (previously - at 0.1-2%), and with monthly interest payments - 0.15-1.95% (previously - 0.4-2.5%), in euros - 0.01-0.85% per annum (instead of 0.1-1.9%).

"Cumulative" (for 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days) in dollars opens at 0.1-1.85% (previously - at 0.55-2.35%) , in euros - at 0.05-0.8% per annum (instead of 0.05-1.7%), and when placed online in dollars - 0.15-1.9% (previously - 0.6-2, 4%), in euro - 0.1-0.85% per annum (previously - 0.1-1.75%). Interest is paid monthly and can be capitalized.

"Save up for a dream" (for 730 days) is attracted in dollars at 1.8% (instead of 2.25%), in euros - at 0.75% per annum (instead of 1.6%). Interest is capitalized monthly. The minimum amount of all deposits is 100 dollars or euros.

"Managed" (from 300 dollars / euro for 91, 180, 270, 395, 455, 540 and 730 days) in dollars can be issued at 0.05-1.55% (previously - at 0.4-1.7% ), in euro - at 0.05-0.5% per annum (instead of 0.05-1.1%), and "Platinum" (from 50 thousand dollars / euro for 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days) in dollars - at 0.6-2.9% (previously - at 0.9-3.2%), in euros - at 0.05-1.3% per annum ( before - under 0.15-1.35%).

Interest is paid monthly and can be capitalized.

The yield of the "Golden" deposit (from 50 thousand dollars / euro for 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) in dollars will be 0.7-3.6% (previously - 0.95-4.05%), in euro - 0.05-1.95% (previously - 0.2-2.3%).

When opening online in dollars - 0.75-3.65% (instead of 1-4.1%), in euros - 0.05-2% per annum (instead of 0.2-2.35%). Interest is paid at the end of the term.

All deposits, except for "Classic" and "Gold", can be replenished.

20.07.2016

Rosselkhozbank introduces the Hot Time deposit. You can make a deposit in rubles for 540 days.

Interest on the deposit is calculated by periods: up to 180 days - at a rate of 5.5%, from the 181st to the 360th day - 7.5%, from the 361st to the 540th day - 11.5%. The average annual interest rate for the full term of the deposit will be 8.17%. The minimum amount is 3 thousand rubles.

Replenishment, debit transactions and auto-prolongation are not provided. Interest is paid at the end of the term. You can open a deposit until October 19.

In case of early termination of the contract up to 180 days, interest is paid at a rate of 0.01%, from the 181st to the 539th day - 5.5% per annum. You can open a deposit at the bank's offices, as well as through remote service channels

30.08.2016

Rosselkhozbank changed rates on some deposits. The return on the Amur Tiger deposit (from 50 thousand rubles for 395, 540 and 730 days) will be 8-8.4% per annum (instead of 7.6-7.9%). Interest is paid monthly.

"Classic" (from 3 thousand rubles, for 31, 61, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) with interest paid at the end of the term can be opened at 6-8 .75% (instead of 6-8.25%), with monthly interest payments - at 6-8.25% (previously - at 6-7.8%), and with monthly interest capitalization - at 6-8% per annum ( before - under 6-7.55%).

When you open an online deposit, the interest rate increases by 0.2 p.p. in dollars it is attracted at 0.6-2.75% (previously - at 0.7-3.6%), in euro - at 0.01-1% per annum (instead of 0.05-1.95%). Interest is paid at the end of the term. When placing a deposit online, the interest rate increases by 0.05 p.p.

"Platinum" (from 50 thousand dollars / euros for 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days) in dollars is issued at 0.45-2.1% (previously - at 0, 6-2.9%), in euro - at 0.01-0.95% per annum (previously - at 0.05-1.3%).

Interest is paid monthly and can be capitalized.

Replenishment is provided for the "Platinum" deposit.

5.09.2016

Rosselkhozbank offers a new deposit "Pension income". You can open it in rubles for 395, 540 and 730 days. The minimum amount is 500 rubles, the maximum is 2 million rubles. Interest rates in rubles will be 7.3-8% per annum. The deposit provides for additional contributions throughout the entire term of the deposit.

At the end of the deposit period, the agreement is automatically extended on the terms and conditions valid in the bank on the day of the extension. Expenditure transactions are not included. In case of early termination of the contract, interest is paid at the rate of demand deposits. Interest is paid monthly and can be capitalized.

31.10.2016

From November 1 Rosselkhozbank introduces the "Interest forward" deposit. You can open it in rubles for 395 and 540 days.

The yield will be 7.2% and 7.4% per annum, respectively. The minimum amount is 3 thousand rubles. Additional contributions, debit transactions and auto-prolongation are not provided. In case of early termination of the contract, interest is paid at the rate of demand deposits. The offer is valid until February 28.

Interest for the entire term of the deposit is paid in a lump sum on the first business day following the day the deposit amount is credited to the deposit account by transferring the interest due to the payment card account opened with the bank

Fresh deposits of Rosselkhozbank for 2017

9.02.2017

Rosselkhozbank changed the rates on deposits in rubles. The term of deposits is 395, 540 and 730 days.

"Pension income" (from 500 rubles) can be placed at 7.9-8% per annum (previously - at 7.3-8%). Interest is paid monthly or capitalised.

The yield of the deposit "Amur Tiger" (from 50 thousand rubles) will be 7.85-8.05% per annum (previously - 7.85-8.1%). Interest is paid monthly.

The term of deposits is 395, 540 and 730 days.

"Pension Plus" (from 500 rubles for 395 and 730 days) is issued at 7.3-7.5% (previously - at 6.8-7%), and "Save for a dream" (from 3 thousand rubles for 730 days) - at 7.65% per annum (instead of 7.4%). Interest is capitalized monthly.

The yield of the "Classic" (from 3 thousand rubles) with interest paid at the end of the term will be 7.65-8.15% (previously - 6-8.35%), with interest paid monthly - 6.9-7.95% (previously - 6-8%), and with a monthly capitalization of interest - 6.65-7.85% per annum (instead of 6-7.75%). Deposit terms: 31, 61, 91, 180, 270, 395, 455, 540, 730, 910, 1095 and 1460 days.

"Cumulative" (from 3 thousand rubles) opens at 6.6-7.6% (previously - at 6.4-7.25%). Deposit terms: 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days. "Managed" (from 10 thousand rubles) can be issued at 6.8-7.1% per annum (previously - at 5.8-6.6%). Deposit terms: 91, 180, 270, 395, 455, 540 and 730 days.

Interest on these two deposits is paid monthly and can be capitalized.

When opening online deposits "Classic", "Cumulative" and "Managed", the interest rate will be increased by 0.2 percentage points.

All deposits, except for "Classic" and "Amur Tiger", can be replenished.

1.04.2017

The deposit "Amur Tiger" (from 50 thousand rubles for 395, 540 and 730 days) is opened at 6.9-7.6% per annum (previously - at 7.85-8.05%). Interest is paid monthly.

"Pension income" (from 500 rubles for 395, 540 and 730 days) is issued at 7.5% (previously - at 7.9-8%), "Cumulative" (from 3 thousand rubles for 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days) - under 5.65-7.35% (previously - under 6.6-7.6%), and "Managed" (from 10 thousand rubles for 91 , 180, 270, 395, 455, 540 and 730 days) - under 5.8-6.85% (instead of 6.8-7.1%). Interest is paid monthly and can be capitalized.

“Save up for a dream” (from 3 thousand rubles for 730 days) is attracted at 6.65% (instead of 7.65%), and “Pension Plus” (from 500 rubles for 395 and 730 days) - at 7.15— 7.2% per annum (previously - at 7.3-7.5%). Interest is capitalized monthly.

Profitability of the "Classic" (from 3 thousand rubles for 31, 61, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) with interest paid at the end of the term can be placed under 6-7 .75% (previously - at 7.65-8.15%), with monthly interest payments - at 5.6-7.65% (before that - at 6.9-7.95%), and with monthly capitalization percent - at 5.35-7.6% (before that - at 6.65-7.85%).

All deposits, except for "Classic" and "Amur Tiger", can be replenished.

When opening "Classic", "Cumulative" and "Managed" deposits online, the interest rate will be increased by 0.2 percentage points.

10.04.2017

Rosselkhozbank has introduced an investment deposit. The minimum amount is 50 thousand rubles or 1 thousand dollars. The term is 180 and 395 days. In rubles, the yield will be 8.6-8.75%, in dollars - 1.45-1.5% per annum.

Additional contributions, debit transactions and auto-prolongation are not provided.

In case of early termination of the agreement, interest is paid at the rate of demand deposits. Interest payment - at the end of the term.

Opening a deposit is possible subject to the simultaneous acquisition of a share (shares) of mutual investment funds managed by RSHB Asset Management LLC for an amount equal to the down payment on the deposit (equivalent in currency at the exchange rate of the Bank of Russia on the date of opening the deposit), with the obligatory provision of a settlement document, confirming the fact of their payment. The date of the settlement document must correspond to the date of conclusion of the deposit agreement. The deposit agreement is concluded in the same subdivision of the bank where the payment of units is made by the client

7.12.2017

From December 7 Rosselkhozbank introduces the Key to Success deposit.

The minimum deposit amount upon registration at the office will be 500 thousand rubles. Profitability - 7.35-7.5% per annum. Through remote service channels, the minimum amount is 100 thousand rubles, the yield is 7.55-7.7% per annum.

The deposit is opened for 61, 91 and 180 days. Additional contributions, debit transactions and auto-prolongation are not provided.

In case of early termination of the agreement, interest is paid at the rate of demand deposits.

Interest is paid at the end of the term. The offer is valid until December 31st.

Profitable deposits in Rosselkhozbank for 2018

22.03.2018

Rosselkhozbank lowered rates on deposits in rubles. The yield of the Amur Tiger deposit (from 50 thousand rubles for 395, 540 and 730 days) will be 6.15-6.3% per annum (previously - 6.45-6.6%). Interest is paid monthly.

"Pension Plus" (for 395 and 730 days, monthly interest capitalization) and "Pension Income" (for 395, 540 and 730 days, monthly interest payment or monthly capitalization) are opened at 5.9% per annum (instead of 6.15%) . The minimum amount of deposits is 500 rubles.

“Save up for a dream” (from 3 thousand rubles for 730 days) is attracted at 4.9% per annum (previously - at 5.2%). Interest is capitalized monthly.

The yield of the "Investment" (from 50 thousand rubles for 180 and 395 days) will be 7.1-7.3% per annum (instead of 7.35-7.6%). Interest is paid at the end of the term.

"Profitable" (from 3 thousand rubles for 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) with interest payment at the end of the term opens at 6-6.65% ( earlier - at 6.2-7%), and with monthly interest payments - at 5.9-6.25% per annum (instead of 6.2-6.55%).

"Replenished" (from 3 thousand rubles) is attracted at 4.7-5.8%, and "Comfortable" (from 10 thousand rubles) - at 4.15-4.3% per annum (previously for both deposits - 4 .7—6%). The term of deposits is 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days. Interest is paid monthly and can be capitalized.

Additional contributions are provided for all deposits, except for "Profitable", "Investment" and "Amur Tiger".

When opening online, the rates on deposits "Profitable", Replenished" and "Comfortable" will be increased by 0.05 percentage points.

20.04.2018

Rosselkhozbank changed the rates on deposits in dollars.

Profitability of "Investment" (from 1 thousand dollars for 180 and 395 days) will be 1.6-2.5% per annum (instead of 1.4-2.4%). Interest is paid at the end of the term.

“Profitable” (from $50 for 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) upon payment of interest at the end of the term opens at 0.05-2.4% ( before - at 0.01-1.35%), and when paying interest monthly - at 0.05-2.3% per annum (before - at 0.01-1.3%).

“Save up for a dream” (from $100 for 730 days) is attracted at 2% per annum (instead of 1.2%). Interest is capitalized monthly.

"Refillable" (from $50) opens at 0.25-2.1% (previously - at 0.05-1.15%), and "Comfortable" (from $150) - at 0.01-1.1 % per annum (previously - under 0.02-0.9%). Deposit terms: 91, 180, 270, 395, 455, 540, 730, 910, 1,095 days. Interest is paid monthly and can be capitalized.

Interest rates for making online deposits "Profitable" and "Replenished" will be increased by 0.05%.

Additional contributions are provided for deposits "Comfortable", "Save for a dream" and "Replenished".

29.05.2018

"Investment" (from 1 thousand dollars for 180 and 395 days) opens at 1.75-2.85% per annum (instead of 1.6-2.5%). Interest is paid at the end of the term.

“Profitable” when paying interest at the end of the term is placed at 0.05-2.85% (previously - at 0.05-2.4%), and when paying monthly or monthly interest capitalization - at 0.05-2.75 % per annum (previously - under 0.05-2.3%).

The minimum amount is $50. Dates: 31, 91, 180, 270, 395, 455, 540, 730, 910, 1095 and 1460 days.

“Save up for a dream” (from $100 for 730 days) is attracted at 2.4% per annum (instead of 2%). Interest is capitalized monthly.

"Refillable" (from $50) is issued at 0.35-2.55% (previously - at 0.25-2.1%), and "Comfortable" (from $150) - at 0.1-1.8 % per annum (previously - under 0.01-1.1%). Deposit terms: 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days. Interest is paid monthly or capitalised.

22.06.2018

Rosselkhozbank raised rates on dollar deposits.

"Investment" (from 1 thousand dollars for 180 and 395 days) opens at 2.4-3.35% per annum (instead of 1.75-2.85%). Interest is paid at the end of the term.

"Profitable" when paying interest at the end of the term is placed at 0.15-3.05% (previously - at 0.05-2.85%), and when paying monthly or monthly interest capitalization - at 0.15-2.9 % per annum (previously - under 0.5-2.75%). The minimum amount is $50. The terms are 31, 91, 180, 270, 395, 455, 540, 730, 910, 1095 and 1460 days.

“Save up for a dream” (from $100 for 730 days) is attracted at 2.55% per annum (instead of 2.4%). Interest is capitalized monthly.

"Refillable" (from $50) is issued at 1.2-2.6% (previously - at 0.35-2.55%), and "Comfortable" (from $150) - at 0.25-1.8 % per annum (previously - under 0.1-1.8%). Deposit terms are 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days. Interest is paid monthly or capitalised.

Additional contributions are provided for deposits "Comfortable", "Save for a dream" and "Replenished".

When opening online, interest rates on Profitable, Comfortable and Replenished deposits will be increased by 0.05 percentage points.

13.07.2018

Rosselkhozbank changed rates on ruble deposits.

The profitability of the "Amur Tiger" (from 50 thousand rubles for 395, 450 and 730 days) will be 6.15-6.5% per annum (instead of 6.15-6.3%). Interest is paid monthly.

Deposits "Investment" and "Reliable Future" are opened at 6.9-7.3% per annum (previously - at 7.1-7.3%). The minimum amount is 50 thousand rubles. The term is 180 and 395 days. Interest is paid at the end of the term.

“Save up for a dream” (from 3 thousand rubles for 730 days) is attracted at 6% per annum (previously - at 4.9%), and “Pension Plus” (from 500 rubles for 395 and 730 days) - at 5.9 -6.1% per annum (before that - under 5.9%). Interest is capitalized monthly.

"Profitable" (from 3 thousand rubles for 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) when interest is paid at the end of the term, it is issued under 5.8-7.6 % (instead of 6-6.65%), and with monthly interest payments - at 5.7-6.65% per annum (previously - at 6-6.25%).

"Pension income" (from 500 rubles for 395, 540 and 730 days) opens at 5.9-6.1% per annum (previously - at 5.9%). Profitability of "Comfortable" (from 10 thousand rubles) will be 5.25-6% (before that - 4.15-4.3%), and "Replenished" (from 3 thousand rubles) - 5.35-6, 1% per annum (previously - 4.7-5.8%). The terms are 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days.

Interest on these three deposits is paid monthly and can be capitalized.

Additional contributions are provided for deposits "Comfortable", "Save up for a dream", "Pension Plus", "Pension income" and "Replenished".

When opening online, interest rates on Profitable, Comfortable and Replenished deposits will be increased by 0.05 percentage points.

6.08.2018

Rosselkhozbank has changed the conditions of the Pension Plus deposit.

Now you can open a deposit for 395, 730 and 1,095 days (previously - for 395 and 730 days).

Interest rates will be 5.9%, 6.1% and 6.3% per annum respectively. The minimum amount is 500 rubles. There are additional fees and expenses involved. Interest is capitalized monthly

23.08.2018

Rosselkhozbank has raised rates on deposits in rubles since August 23. The profitability of the "Amur Tiger" (for 395, 540 and 730 days) will be 6.35-6.6% per annum (instead of 6.15-6.5%). Interest is paid monthly.

Deposits "Reliable Future" and "Investment" are opened at 7.05-7.5% per annum (previously - at 6.9-7.3%). Interest is paid at the end of the term.

The term is 180 and 395 days. The minimum amount is 50 thousand rubles.

"Pension Plus" (from 500 rubles for 395, 730 and 1,095 days) is attracted at 6.05-6.4% (previously - at 5.9-6.3%), and "Save up for a dream" (from 3 thousand rubles for 730 days) - at 6.15% per annum (before that - at 6%). Interest is capitalized monthly.

Profitable (from 3 thousand rubles for 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) with interest paid at the end of the term can be placed at 5.9-7.75% (instead of 5.8-7.6%), and with monthly interest payments - at 5.8-6.75% (previously - at 5.7-6.65%).

The profitability of "Replenished" (from 3 thousand rubles) will be 5.5-6.2% (previously - 5.35-6.1%), and "Comfortable" (from 10 thousand rubles) - 5.4-6. .1% (previously - 5.25-6%). The term of deposits is 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days.

"Pension income" (from 500 rubles for 395, 540 and 730 days) is issued at 6.05-6.2% per annum (instead of 5.9-6.1%).

On deposits "Replenished", "Comfortable" and "Pension income" interest is paid monthly and can be capitalized.

Additional contributions are provided for the deposits "Pension Plus", "Save for a dream", "Pension income", "Replenished" and "Comfortable".

When making deposits "Profitable", "Replenished" and "Comfortable" through remote service channels, the interest rate will be increased by 0.05 percentage points.

14.09.2018

Rosselkhozbank on September 14 raised rates on deposits in dollars. The average increase was 0.2 percentage points. The maximum interest rate now reaches 3.7% per annum ("Investment" deposit).

The "Investment" deposit is opened at 2.7-3.7% per annum. The minimum amount is 1 thousand dollars. The terms are 180 and 395 days. Interest is paid at the end of the term.

The “Save for a Dream” deposit ($100 for 730 days) is attracted at 2.75% per annum. Interest is capitalized monthly and paid at the end of the term.

"Profitable" (from $50 for 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) upon payment of interest at the end of the term is issued at 0.15-3.55% per annum , and with monthly interest payments - at 0.15-3.35%.

Profitability of "Comfortable" (from $150) will be 0.45-2% per annum, and "Replenished" (from $50) - 1.4-2.8%. The terms are 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days.

Interest on these deposits is paid monthly and can be capitalized.

The possibility of additional contributions is provided for the deposits "Comfortable", "Save for a dream" and "Replenished". Interest rates on these three deposits will be increased by 0.05 percentage points when they are opened online.

12.10.2018

Rosselkhozbank adjusted the rates on deposits in rubles and dollars.

"Profitable" (from 3 thousand rubles, 50 dollars for 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) when interest is paid at the end of the term in rubles, it opens at 6— 8% (previously - at 5.9-7.75%), in dollars - at 0.15-3.8% (instead of 0.15-3.55%), and with monthly interest payments in rubles - at 6 -6.95% (before that - at 5.8-6.75%), in dollars - at 0.15-3.55% per annum (before - at 0.15-3.35%).

The yield of the deposit "Reliable Future" (from 50 thousand rubles) will be 7.5-7.7% (instead of 7.05-7.5%), and "Investment" (from 50 thousand rubles, 1 thousand dollars) in rubles - 7.5-7.75% (previously - 7.05-7.55%), in dollars - 3.15-4.1% per annum (previously - 2.7-3.7%). The term of deposits is 180 and 395 days. Interest is paid at the end of the term.

"Amur Tiger" (from 50 thousand rubles for 395, 540 and 730 days) is attracted at 6.6-6.8% per annum (before that - at 6.35-6.6%). Interest is paid monthly.

“Save up for a dream” (from 3 thousand rubles, 100 dollars for 730 days) in rubles can be placed at 6.35% (instead of 6.15%), in dollars - at 3% (previously - at 2.75%) , and "Pension Plus" (from 500 rubles for 395, 730 and 1,095 days) - at 6.25-6.65% per annum (previously - at 6.05-6.4%). Interest is capitalized monthly.

"Pension income" (from 500 rubles for 395, 540 and 730 days) is issued at 6.25-6.45% per annum (before that - at 6.05-6.2%). Interest is paid monthly or capitalised.

"Replenished" (from 3 thousand rubles, 50 dollars) opens in rubles at 5.8-6.4% (instead of 5.5-6.2%), in dollars - at 1.5-3.1% per annum (previously - at 1.4-2.8%), and "Comfortable" (from 10 thousand rubles, $ 150) in rubles - at 5.55-6.15% (previously - at 5.4-6, 1%), and in dollars - at 0.4-2% per annum (before that - at 0.45-2%). The term of deposits is 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days. Interest is paid monthly and can be capitalized.

Additional contributions are provided for deposits "Save for a dream", "Pension income", "Pension Plus", "Replenished" and "Comfortable". When making deposits "Profitable", "Replenished" and "Comfortable" through remote service channels, the interest rate will be increased by 0.05 percentage points. In addition, the acceptance of funds for deposits "Profitable" and "Save up for a dream" in euros has been resumed.

Now the maximum rate in euros of 1.1% per annum is set for the "Profitable" deposit when placed through remote service channels.

26.10.2018

Since October 26 Rosselkhozbank has increased the rates on deposits in rubles by 0.1-0.7 percentage points.

The yield of the deposit "Reliable Future" will be 7.75-8.4%, and "Investment" - 7.75-8.45% per annum. The minimum amount is 50 thousand rubles. The term is 180 and 395 days. Interest is paid at the end of the term.

"Profitable" (from 3 thousand rubles for 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) upon payment of interest at the end of the term opens at 6-8%, and with monthly payment of interest - at 6-7.35% per annum.

"Amur Tiger" (from 50 thousand rubles for 395, 540 and 730 days) is attracted at 7.15-7.25% per annum. Interest is paid monthly.

"Pension Income" (for 395, 540 and 730 days) is issued at 6.45-6.65% per annum. Interest is paid monthly or capitalized

"Pension Plus" (for 395, 730 and 1,095 days) opens at 6.45-6.85% per annum. Interest is capitalized monthly.

The minimum amount for these two deposits is 500 rubles.

"Replenished" (from 3 thousand rubles) opens at 5.8-6.4%, and "Comfortable" (from 10 thousand rubles) - at 5.6-6.2% per annum. The term of deposits is 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days. Interest is paid monthly or capitalised.

When making deposits "Profitable", "Replenished" and "Comfortable" through remote service channels, the interest rate will be increased by 0.05 p.p.

Additional contributions are provided for the deposits "Pension Income", "Pension Plus", "Comfortable" and "Replenished".

Analysis of deposits of the Russian Agricultural Bank for 2019

15.03.2019

Rosselkhozbank on March 15 changed the rates on deposits in rubles.

The yield of the deposit "Reliable Future" will be 8.2-8.65% (previously - 7.9-8.35%), and "Investment" - 8.2-8.85% (instead of 7.9-8.55 %). The term of deposits is 180 and 395 days. Interest is paid at the end of the term.

"Amur Tiger" (for 395, 540 and 730 days) is attracted at 7.2-7.25% per annum (previously - at 7.05-7.2%). Interest is paid monthly.

"Save up for a dream" (from 3 thousand rubles for 730 days) opens at 6.25% per annum (instead of 6.45%). Interest is capitalized monthly.

"Replenished" (from 3 thousand rubles) is attracted at 5.75-6.35% (previously - at 5.8-6.4%), and "Comfortable" (from 10 thousand rubles) - at 5.65 -6.25% per annum (previously - under 5.5-6.2%). The term of deposits is 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days.

Interest is paid monthly and can be capitalized.

The “Profitable” deposit upon payment of interest at the end of the term is issued at 5.5–8.3% (instead of 6–8%), and upon monthly payment of interest – at 5.5%–7.3% per annum (instead of 6–7 .35%). The minimum amount is 3 thousand rubles. The term is 31, 91, 180, 270, 395, 4.55, 540, 730, 910, 1095 and 1460 days.

Additional contributions are provided for deposits "Save up for a dream", "Replenished" and "Comfortable".

8.05.2019

Rosselkhozbank changed deposit rates from May 8, 2019.

The yield of the deposit "Reliable Future" (from 50 thousand rubles) will be 7.65-8.3% (previously - 7.85-8.4%), and "Investment" (from 50 thousand rubles, 1 thousand dollars ) in rubles - 7.65-8.5% (instead of 7.85-8.6%), in dollars - 2.2-3.45% per annum (previously - 2.35-3.65%). The term of deposits is 180 and 395 days. Interest is paid at the end of the term.

"Amur Tiger" (from 50 thousand rubles for 395, 540 and 730 days) is attracted at 6.9-7.1% per annum (instead of 7-7.1%). Interest is paid monthly.

“Save up for a dream” (from 3 thousand rubles for 730 days) opens at 6.35% per annum (previously - at 6.1%). Interest is capitalized monthly.

"Pension income" (from 500 rubles for 395, 540 and 730 days) can be placed at 6.3-6.5% per annum (instead of 6.25-6.35%).

"Replenished" (from 3 thousand rubles) opens at 5.65-6.4% (previously - at 5.65-6.15%), and "Comfortable" (from 10 thousand rubles) - at 4.7 -5.9% per annum (instead of 4.7-5.2%). The term is 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days.

Interest on deposits "Pension income", "Replenished" and "Comfortable" is paid monthly or capitalized.

On the “Profitable” deposit, when paying interest at the end of the term, the rates were changed by 91, 180, 270, 395, 455, 540, 730, 910, 1,095 days and will amount to 6.45-8.2% (instead of 6.55-8 ,1%). Interest rates remained unchanged for 31 and 1,460 days and will amount to 5.5% and 8.35% per annum, respectively.

When interest is paid monthly, the interest rates are changed to 91, 180, 270, 395, 455, 540, 730 and 910 days. The yield for these terms will be 6.4-7.15% per annum (previously - 6.5-7.1%). For 31, 1,095 and 1,460 days, the rates have not changed and will amount to 5.5-7.2% per annum.

When making deposits "Profitable", "Comfortable" and "Replenished" through remote service channels, the interest rate will be increased by 0.15 percentage points.

Additional contributions are provided for the deposits "Save for a dream", "Replenished", "Comfortable" and "Pension income".

3.08.2019

Rosselkhozbank has reduced rates on deposits in rubles.

The yield of the "Reliable Future" deposit will be 7.25-7.8% (previously - 7.25% and 8%), "Investment" - 7.25-8% per annum (previously - 7.25-8.2%) . The minimum amount is from 50 thousand rubles. The term is 180 and 395 days. Interest is paid at the end of the term.

"Amur Tiger" (from 50 thousand rubles for 395, 540 and 730 days) opens at 6.5-6.55% per annum (previously - at 6.7-6.9%). Interest is paid monthly.

“Save up for a dream” (from 3 thousand rubles for 730 days) is attracted at 6.25% (instead of 6.45%), and “Pension Plus” (from 500 rubles for 395, 730 and 1,095 days) - at 6 .25% per annum (previously - at 6.25-6.55%). Interest is capitalized monthly.

"Pension income" (from 500 rubles for 395, 540 and 730 days) is issued at 6.35% per annum (instead of 6.35-6.5%).

"Replenished" (from 3 thousand rubles) can be issued at 5.6-6.3% (before that - at 5.6-6.5%), and "Comfortable" (from 10 thousand rubles) - at 4 .7-5.75% per annum (previously - at 4.7-5.9%). The term is 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days.

For "Retirement income", "Replenished" and "Comfortable" interest is paid monthly or capitalized monthly.

“Profitable” (from 3 thousand rubles for 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) when interest is paid at the end of the term, it is issued at 5-8% (previously - at 5-8.4%), and in case of monthly payment or capitalization of interest - at 5-6.65% per annum (previously - at 5-7.1%).

When opening online, the interest rate on deposits "Replenished", "Comfortable" and "Profitable" will be increased by 0.1 percentage points.

Additional contributions are provided for deposits "Save for a dream", "Pension Plus", "Pension income", "Replenished" and "Comfortable".

1.11.2019

Rosselkhozbank lowered interest rates on deposits in rubles and dollars

Rosselkhozbank lowered rates on deposits in rubles and dollars. The yield of the deposit "Reliable Future" (from 50 thousand rubles) will be 6.85-7.3% (previously - 7-7.6%), and "Investment" (from 50 thousand rubles, 1 thousand dollars) - 6.85-7.5% in rubles (instead of 7-7.75%) and 1.05-1.8% per annum in dollars (previously - 1.3-1.9%). The term of deposits is 180 and 395 days. Interest is paid at the end of the term.

"Amur Tiger" (from 50 thousand rubles for 395, 540 and 730 days) opens at 6-6.1% per annum (previously - at 6.3%). Interest is paid monthly.

“Save for a Dream” (from 3 thousand rubles, 100 dollars for 730 days) opens in rubles at 5.85% (instead of 6.1%), in dollars - at 1.15% per annum (instead of 1.4%) , and "Pension Plus" (from 500 rubles for 395, 730 and 1,095 days) - at 5.8-6% per annum (previously - at 6-6.1%). Interest is capitalized monthly.

“Pension income” (from 500 rubles for 395, 540 and 730 days) is attracted at 6.1% per annum (previously at 6.35%). Interest is paid monthly or capitalized monthly.

"Replenished" (from 3 thousand rubles, $ 50) in rubles is issued at 5.2-5.85% (previously - at 5.3-6.15%), and in dollars - at 0.2-1, 15% (instead of 0.35-1.4%). According to "Comfortable" (from 10 thousand rubles, 150 dollars) in rubles, interest rates are 4.15-5.35% (previously - 4.35-5.55%), in dollars - 0.1-1.05 % per annum (previously - 0.3-1.35%). The term of deposits is 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days. Interest is paid monthly and can be capitalized.

"Profitable" (from 3 thousand rubles, 50 dollars for 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) when paying interest at the end of the term, you can place under 5-7 .1% in rubles (previously - at 5-7.2%) and at 0.01-1.65% per annum in dollars (previously - at 0.01-1.7%). With monthly interest payments in rubles, interest rates are 5-6.1% (previously - 5-6.35%), in dollars - 0.01-1.2% per annum (previously - 0.01-1.45%) .

When making online deposits "Replenished", "Comfortable" and "Profitable", higher interest rates apply.

You can replenish deposits "Save for a dream", "Pension Plus", "Pension income", "Replenished" and "Comfortable".

15.11.2019

Rosselkhozbank lowered rates on deposits in rubles.

The yield of the deposit "Reliable Future" will be 6.5-7% (previously - 6.85-7.3%), and "Investment" - 6.5-7.1% per annum (instead of 6.85-7.5% ). The term of deposits is 180 and 395 days. Interest is paid at the end of the term.

"Amur Tiger" (for 395, 540 and 730 days) opens at 5.7-5.8% per annum (previously - at 6-6.1%). Interest is paid monthly.

The minimum amount of deposits is 50 thousand rubles.

“Save up for a dream” (from 3 thousand rubles for 730 days) is issued at 5.5% (previously - at 5.85%), and “Pension Plus” (from 500 rubles for 395, 730 and 1,095 days) - at 5.6% per annum (previously - at 5.8-6%). Interest is capitalized monthly.

“Pension income” (from 500 rubles for 395, 540 and 730 days) is attracted at 5.8% per annum (instead of 6.1%). Interest is paid monthly and can be capitalized.

"Profitable" (from 3 thousand rubles for 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) upon payment of interest at the end of the term opens at 5-6.6% ( before - at 5-7.1%), and with monthly interest payments - at 5-5.8% per annum (instead of 5-6.1%).

On the deposit "Replenished" (from 3 thousand rubles), interest rates are 4.85-5.5% (previously - 5.2-5.85%), and on the "Comfortable" (from 10 thousand rubles) - 4 15-4.9% per annum (previously - 4.15-5.35%). The term of deposits is 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days.

Interest is paid monthly or capitalized monthly.

Additional contributions are provided for the deposits "Save up for a dream", "Pension income", "Pension Plus", "Replenished" and "Comfortable".

When opening online deposits "Profitable" and "Replenished", interest rates will be increased by 0.1 percentage points, and "Comfortable" - by 0.3 percentage points.

29.11.2019

Rosselkhozbank introduced a new deposit "Profitable pension". It can be issued if one of the following conditions is met:

receiving a pension from the Pension Fund of Russia or another state or non-state body paying a pension or life maintenance to an account opened with the RSHB;

submission by the client of an application (according to the established form with a mark of acceptance) to the territorial body of the Pension Fund of the Russian Federation or another state or non-state body paying a pension or life maintenance, for the transfer of a pension or life maintenance to an account opened with the Russian Agricultural Bank.

The minimum deposit amount is 500 rubles. Placement periods are 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days.

The yield of the deposit, subject to payment of interest at the end of the term, will be 5.4-7%, and with monthly payment of interest - 5.35-5.9% per annum.

Additional contributions and expenditure operations are not provided. In case of early termination of the agreement, interest is paid at the rate of demand deposits.

6.12.2019

Rosselkhozbank changed deposit rates.

The yield of the deposit "Amur Tiger" (attracted for 395, 540 and 730 days) will be 5.55-5.6% per annum (previously - 5.7-5.8%). Interest is paid monthly.

The "Reliable Future" deposit is opened at 6.4-6.75% (previously - at 6.5-7%), and "Investment" - at 6.75-7.1% per annum (before that - at 6.5 -7.2%). Terms - 180 and 395 days. Interest is paid at the end of the term.

The minimum amount of deposits is 50 thousand rubles.

"Profitable" when paying interest at the end of the term is placed in rubles at 4.8-6.35% (instead of 5-6.6%), in dollars - at 0.01-1.4% (previously - at 0.01 -1.65%), in euro - at 0.01% per annum (before that - at 0.01-0.2%).

With a monthly interest payment, you can make a deposit in rubles at 4.8-5.7% (previously - at 5-5.8%), in dollars - at 0.01-1.35% (previously - at 0.01- 1.2%), in euro - at 0.01% per annum (instead of 0.01-0.2%).

Deposit terms in rubles and dollars are 31, 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days, in euros - 1,095 and 1,460 days. The minimum amount is 30 thousand rubles or 50 USD/EUR.

"Profitable pension" (from 500 rubles for 91, 180, 270, 395, 455, 540, 730, 910, 1,095 and 1,460 days) when paying interest at the end of the term, it is attracted at 5.3-7% (before that - at 5.4-7%), and with monthly interest payments - at 5.25-5.85% per annum (instead of 5.35-5.9%).

"Pension Plus" (from 500 rubles for 395, 730 and 1,095 days) is issued at 5.35-5.5% (previously - at 5.6%), and "Save up for a dream" (from 3 thousand rubles for 730, 1,095, 1,460 and 1,795 days) - at 5.4-5.55% in rubles (previously - at 5.5%) and at 0.9-1.05% per annum in dollars (before that - under 1.15%). Interest is capitalized monthly.

"Pension income" (from 500 rubles for 395, 540 and 730 days) opens at 5.5-5.6% per annum (instead of 5.8%). Interest is paid monthly or capitalized monthly.

On the deposit "Replenished" (from 3 thousand rubles, $ 50), interest rates in rubles are 4.95-5.45% (previously - 4.85-5.5%), in dollars - 0.1-0, 95% (previously - 0.2-1.15%), and on the "Comfortable" deposit (from 10 thousand rubles, $ 150) - 4.25-4.9% (before that - 4.15-4, 9%) in rubles and 0.01-0.85% per annum in dollars (instead of 0.1-1.05%). Deposit terms are 91, 180, 270, 395, 455, 540, 730, 910 and 1,095 days. Interest on them is paid monthly or capitalized monthly.

When opening deposits "Profitable", "Replenished" and "Comfortable" online, higher interest rates apply.

Additional contributions are allowed for "Pension Plus", "Pension income", "Save for a dream", "Replenished" and "Comfortable" deposits.

In 2013 Rosselkhozbank presented an updated line of bank deposits and launched several special offers. The RSHB deposit rates, although the highest on the market, are very attractive for a bank with state participation. Especially against the background of the fact that, under pressure from the Central Bank, many commercial banks had to reduce deposit rates. In the article, we will focus on the pros and cons of Rosselkhozbank deposits, consider current programs and compare rates.

Why choose Rosselkhozbank to open a deposit?

A bank with state participation traditionally inspires more trust among the population, so if you want to invest an amount of money that will not be fully covered by the DIA (which is currently 700,000 rubles, but will probably increase to 1 million soon), then you should seriously consider the current offer of the bank . However, the rates at Sberbank, VTB24 and RSHB for the main line of deposits are approximately the same, so it’s more a matter of taste and commitment to a particular brand.
A large branch network of the bank will allow you to use the account throughout Russia, and not just in the branch where the deposit was opened.
The bank constantly holds incentive promotions for depositors - not so long ago they raffled off a car, and now they give mugs to everyone.
Most of the bank's programs provide for monthly capitalization of interest, the possibility of replenishment and debit transactions up to a minimum balance.

Comparison of conditions for deposits

	Term	Rate in rubles	Rate in dollars	Deposit amount	Peculiarities
Classical	31, 61, 91, 180, 270, 365, 540, 730, 910, 1095 and 1460	6.6-10.25% (depends only on the term)	1,5-3,75%	from 3 000 rub.	auto-prolongation
Cumulative	91, 180, 270, 365, 540 and 730	7.65-8.7% (depending on the amount and term)	1,8-3,4%,	from 3,000 to 1,500,000 rubles.
Managed	180, 270, 365, 540 and 730	6.5-7.5% (depending on the amount and term)	1,7-3,25%	from 10,000 to 1,500,000 rubles.
golden pension	91, 180, 270, 365, 540 and 730	7.85-8.7% ((depends only on the term)	-	from 1000 to 3,000,000 rubles.	monthly capitalization, replenishment, auto-renewal
pension plus	365 and 730	8.4-8.5% (depends only on the term)	-	from 500 to 3,000,000 rubles.	monthly capitalization, replenishment, debit transactions, auto-renewal
Children's	365, 540, 730, 910, 1095, 1460 and 1825	7.6-8.05% (depending on the amount and term)	3,05-3,55%	from 3,000 to 5,000,000 rubles.	monthly capitalization, replenishment, debit transactions
Gold	91, 180, 270, 365, 540, 730, 910, 1095 and 1460	7.8-10.3% (depends only on the term)	2,2-4,05%	from 1,500,000 rubles	auto-prolongation
Platinum	91, 180, 270, 365, 540, 730, 910 and 1095	6.5 - 8.1% (depending on the amount and term)	1,75-3,45%	from 1,500,000 rubles	monthly capitalization, replenishment, debit transactions, auto-renewal
130 years of growth (share)	91, 180, 270, 365	6-12% (depends only on the term)	-	from 3 000 rub.	monthly capitalization, auto-renewal

Overview of deposits of the Russian Agricultural Bank

130 years of growth (share)- this deposit is valid until the end of March and allows you to get a yield of 6 to 12% per annum. Interest on the deposit is calculated as follows: for the first 91 days - 6%, after the first prolongation - 7%, then 10% and 12%, respectively - a total of 3 contract extensions are available, i.e. The maximum deposit term is 1 year. Interest is capitalized on a monthly basis, and in case of early termination, what was accrued before the next prolongation is retained. On average, for the entire period, we receive a rate of 8.75%, which is higher than the rates for other deposits with a duration of 1 year, in addition, you can invest any amount over 3,000 rubles.
Classical- this deposit has the highest yield in the line, subject to the placement of funds for 4 years, and the amount of the deposit does not play a role. The minimum period for placing funds is only 1 month. Unfortunately, replenishment and debit transactions are not provided - in case of early withdrawal of funds, interest is charged at the demand rate.
Cumulative- depending on the amount and term of the deposit, the rate ranges from 7.65 to 8.7% per annum. This deposit can be replenished, and interest on it will be credited to your account every month.
Managed– capitalization, replenishment and spending up to the amount of the minimum balance – this deposit allows you to manage your money as flexibly as possible. Money can be deposited for a period of six months to 2 years.
Golden pension and pension plus- 2 deposits for pensioners, the interest on which does not depend on the amount of invested funds, and the minimum amount is only 1000 and 500 rubles, respectively.
Children's- according to the bank's idea, you can open this deposit for your child in order to save up money by his age of majority. The maximum term is 5 years, the rate is up to 8.1%, depending on the amount and term.
Gold and Platinum- the difference between these two deposits, bearing the names of precious metals, is the ability to replenish the deposit and withdraw money from it. Both deposits are designed for wealthy clients, since they are opened in the amount of at least 1.5 million rubles. It is interesting that gold in the bank is valued more than platinum - the rates on this deposit are much higher and reach 10.3%.

The choice of a bank program will depend on how much money you have and whether you plan to carry out regular deposit operations (replenishment, withdrawal of funds).