OTP Bank - who is the owner, who owns it. Brief description of OTP Bank (history, founders, branches, authorized capital) History of OTP Bank
Several leading banks operate in Russia, among them OTP Bank. This organization offers products and services to both individuals and legal entities. Favorable terms of service and loyal credit policy every day they attract new customers and allow the bank to develop rapidly.
About OTP Bank
The history of the financial organization began in 1994. Initially, OTP was called Investsberbank, but due to the radical metamorphoses associated with entering the OTP Group, in February 2008 it became known as OTP Bank
Group
In 2006, OTP Bank became part of the Hungarian OTP groups", which is currently the leading financial institution and the leading provider of banking services in Europe. The Group is involved in such areas as banking, insurance, investment, leasing. Its basis is OTP Bank, located in Hungary. It occupies 26% of the national market, and the value of its assets is estimated at 10,978,359 million forints. Apart from Russia, the following countries belong to the group:
- Ukraine.
- Bulgaria.
- Slovakia.
- Serbia.
- Montenegro.
- Croatia.
- Romania.
The Latin abbreviation OTP stands for Országos Takarékpénztár (National Savings Bank). Over time, it migrated to Russian and began to be used to name local branches.
Story
OTP Bank is developing rapidly. Throughout its activities, there has been a constant increase in assets and profits, the introduction of new technologies, the creation of high-quality products. Great achievements have been repeatedly noted at various awards. We should also pay tribute to the management, which, due to their correct decisions, brought the company to a high level.
The history of the development of OTP Bank is presented in the table:
| Year | Event |
|---|---|
| 1994 | A license to operate has been obtained. |
| 2003 | The first loan was issued, after which a course was set for development in Russia consumer lending. |
| 2004 | 30 branches were opened all over Russia. |
| 2005 | Merged with Russian General Bank. |
| 2006 | Two banks were merged. |
| 2007 | It was included in the rating of financial institutions with dynamic development, according to RBC.Rating. |
| 2008 | Took 8th place in the NAFI ratings. |
| 2009 | He became the owner of two significant awards in the financial sector "Financial Olympus" and "Brand of the Year". |
| 2010 | In the second, he won the Brand of the Year award. |
| 2011 | Became the owner of the awards "Financial Olympus", "Finance" and others. |
| 2012 | A new president of the company, Z. Illes, has been appointed. Internet banking has been created, allowing transactions through Personal Area Online. |
| 2013 | Georgy Chesakov took the position of the president of the company. launch mobile application, which improved remote service clients. |
| 2014 | It took the 22nd position in terms of its reliability among Russian banks in the Forbes rating. |
| 2015 | I. Chizhevsky took the presidency in the company. |
| 2016 | A new Chairman of the Board of Directors of the company Z. Mayor was elected. |
| 2017 | RAEX assigned a rating of ruA. |
Mission and Vision
"OTP Bank" seeks to win the trust of consumers, which he succeeds. It sells affordable products and services in all regions Russian Federation. Its mission is to increase the level of financial literacy and develop the banking services market. The vision of OTP Bank is to achieve the following long-term goals:
- increase the number of regular customers up to 3 million;
- get into the TOP-20 banks of the Russian Federation;
- become one of the main industries of the OTP Group.
Given that OTP has a stable growth in profits and other indicators, it will be able to realize its plans in the near future. A large flow of customers is ensured by favorable conditions for loans and deposits, a wide selection of banking products, and high-quality European-level service. Tariffs are calculated for citizens of various social status, including pensioners, beneficiaries, and the unemployed. The requirements that are put forward to potential customers are very loyal.
Management of OTP Bank
In the process of the company's formation, its management was constantly replaced. However, today it looks like this:
| Scope of leadership | Job title | Full name |
|---|---|---|
| Governing body | The president | Chizhevsky I.P. |
| Deputy Chairman of the Board, Member of the Board | Kapustin S.N. Dremach K.A. Belomytsev I.Yu. Satybaldiev M.M. Vasiliev A.V. | |
| Director of Legal Support Directorate | Oreshkina Yu.S. | |
| Board of Directors | Chairman of the Board of Directors | Z. Major |
| Member of the Board of Directors | R. Barlai F. Boehle I.P. Chizhevsky P. Chani M.Akosh Sh. Bela A.Sentpeteri Kummer A.Yu. |
Financial indicators
"OTP Bank" for the last reporting period(03.2018) improved its financial performance. The indicators from the reporting are given in the table:
Address and details
The main office of the bank is located in Moscow and has the following legal and actual address: 125171, Moscow, Leningradskoe shosse, 16A, building 1. However, postal correspondence is delivered to the address: 127299, Moscow, Clara Zetkin street, 4A, building 1.
To make transfers, below are the details of the financial institution:
| Name of company | JSC "OTP Bank" |
|---|---|
| BIC | 44525311 |
| TIN | 7708001614 |
| checkpoint | 774301001 |
| OGRN | 1027739176563 |
| Correspondent account | 30101810000000000311 in the Central Federal District of the Bank of Russia |
| OKVED | 64.19, 66.19 |
| OKPO | 29293885 |
Clients and partners
The main contingent served by the bank are individuals. For them, he developed a standard set of products, including consumer loans at retail outlets, deposits, credit cards. It also serves corporate clients. For them, settlement operations, placement of funds on deposit accounts and much more are carried out.
The bank has many partners. The most popular of them are the following companies: Moscow Jewelry Factory, Snow Queen, Megafon, Euroset. They offer various discounts and bonuses to bank customers. You can also apply for a loan in partner stores, which is very convenient.
OTP Bank is the leader in financial market in Russia. Therefore, choosing a reliable financial institution for making deposits or applying for a loan, you should pay attention to it first of all. It offers the most favorable conditions in Russia, which will be optimal for various segments of the population.
Education OTP Bank took place in 1994. At that time, the institution was called Investsberbank. And since 2008, the organization has been known to Russian consumers of banking services under the current name of the company. IN bank Today, customers are given the opportunity to take advantage of various types of lending. Develop in this direction and become one of the major institutions consumer lending OTP bank helped by joining the Hungarian banking group OTP Group.
Thanks to this merger, the institution gained access to numerous financial instruments, as well as many years of experience in the European jar in the provision of credit services to the population. This gave impetus to the development of retail and wholesale business in the Russian Federation. To date OTP bank does not stand still, but develops rapidly. Financial condition institutions are getting stronger. And indicators that demonstrate reliability jar show stable growth.
OTP bank is the largest commercial company operating in the Russian territory. This is a subsidiary of the Hungarian company OTP Group, which since 1998 has been providing Financial services population. Today the company is represented by branches located in Central and Eastern Europe. Bank represents Joint-Stock Company. He has been AO since December 2011. Shareholders jar are:
OTP Bank. This is the holder of the main block of shares, the percentage of which is 66.1%;
Alliance Reserve. This institution owns 31.71 percent of the total shares;
Other shareholders. Today by holders of 2.25 percent of the shares jar are small shareholders.
The Chairman of the Board of Directors is Istvan Hamets. IN Russia president of a financial institution OTP became Georgy Cherkasov. On the board of directors jar there are more than eight people. Among them: Chizhevsky I.P.; Oreshkina Yu.S.; Dremach K.A.; Satybuldiev M.M. and many others.
On official internet the portal provides complete information about the management team jar. Also, the clients of the organization have the opportunity to familiarize themselves with the documents of the board. They noted the experience and qualifications of the management staff.
Russian representation OTP is part of a joint OTP group that is active in financial activity in Central and Eastern Europe. The backbone of this business group is OTP Bank, which is the largest commercial institution in Hungary. Her banks approximately 25.6 percent of the national Hungarian market is occupied. Five years ago, the company's assets in the first nine months exceeded ten billion forints. Last year, according to Forbes magazine, the place jar in the world ranking of financial institutions was 962.
main branch credit institution located in Budapest. The history of the establishment of Hungary began in 1949. Then the State Savings bank Hungary. Its local name was Országos Takarékpénztár. It was from him that the name of the group itself went further. OTP bank. Since 1990, this commercial enterprise has been a public banking enterprise. And in 1995 the bank was privatized.
Years of transformation of the banking organization
IN bank over the years of existence there have been many changes and transformations. The key periods for the financial institution were from 1995 to 1999. During this time bank became a universal financial organization providing the population not only with consumer loans. Since then approximately 81.4 percent of the shares have been listed on the Budapest Stock Exchange. Bank holds numerous global receipts that are currently in demand on stock exchange Luxembourg. The Board of Directors currently works under the leadership of Sandor Chani. The OTP Group owns OTP financial institutions located in Russia, Ukraine and many other European countries.
Attention! All information on this website is provided for informational purposes only. The site does not collect and process personal data. the federal law dated July 27, 2006 N 152-FZ "On Personal Data" is not violated.
Hello! I don’t like to tell others about my stupidity and legal illiteracy - it’s very embarrassing, you know ... But here I can’t keep silent, and suddenly I can save someone from trouble.
Sent a cry from the heart OTP Bank on hotline- I tried without mistakes and profanity ... And there are sorely lacking normative words, believe me! I also want to speak out in the national rating, to ease my soul and rehabilitate myself, at least in my own eyes. In general, closer to the topic ...
There is such a magical bank called OTP... It is not clear how it stands for, they probably offer odes to consumers of their services... He successfully finds such people (here I am, for example), works for them and prospers at their expense. The scheme works flawlessly: retail outlets offer an INTEREST-FREE INSTALLMENT PAYMENT and, under its guise, sell you a consumer loan from OTP at 33% -52% per annum and a bunch of tricky hidden penalties prescribed by the contract ... Well, probably, they insure their risks in this way, still - loans - they give it away almost for free! When the brain turns on (it’s a pity that it’s too late) and you understand all this, it’s natural that you run away and refuse to purchase goods on such terms, because the application was written, I repeat, for an INTEREST-FREE INSTALLMENT PAYMENT. You refuse the goods and hear how they tell you that they "carried out the deauthorization of the credit." And you, naive, think that “Ugh! I did it!”, you think that you don’t owe anything to anyone. WELL DOODS! This is absolutely not true!
Two weeks later, they send you an SMS with a request to pay the n-th amount within the specified period ... This is where the fun begins. The first stage: communication with OTP-bank employees. Where to look for them? The SMS contains the Moscow hotline number of the bank (for information, I live in Orsk). On the hotline they tell me that "there is no branch of OTP Bank in Orsk." It became unclear to me how I managed to get a loan from them! After my timid inquiries about what I should pay them for, I realized that I do not deserve to be communicated with by the honored employees of this OTP-bank! My petty selfish interests prevent them from solving problems on a planetary scale! After 5 minutes of communication, I felt as if I had betrayed my Motherland or stolen a stroller from a disabled person! Psychologists probably work on a hotline. And the most interesting thing is that they do not specifically explain anything! They basically don't explain anything! And they still hang up. After suffering for an hour, I still managed to find the address of the OTP-Bank branch in Orsk. Apparently, they secretly settled there for their parent company. Well, since Moscow still doesn’t know about it?!
I'm already calling Orsk. Again I ask: “For what? On what basis? At least name the clause of the contract ... ". They answer me: “Call the organization where you applied for the loan and ask them!” I called that organization, they answered: “This is a fine for refusing a loan! If you don't like it, deal with the bank! I called the bank again, asking them to name the clause of the contract providing for a fine for refusing a loan. I hear in response: “This is not a penalty for refusing a loan, this is a payment for a month of using the loan, because you signed an application for the return of goods! If you don't like it, call the trade organization and deal with them!" I called the trade organization, they sent me to the bank again! And so for a week they sent and sent ... Probably, they even got tired. They were rude, ordered to stop “boiling” or “boiling” - I don’t know how it will be right, I need to call the girls again, consult about the rules for writing this word.
As a result of all this, I ended up on your site, looking for at least some information. I wrote a question to the hot OTP line, turned to their leading specialist of the department regional development, although it was already very scary after a week of communication with their specialists! And only now, after consulting with a leading specialist of the regional development department, I found out that Civil Code for this bank is not valid, and it does not matter that until the moment of provision Money loan agreement considered not to have entered into force. They have a more interesting and tricky fad in the consumer loan agreement: you are obliged to pay interest for the first month of using the loan, even if you did not have time to receive this loan. It is enough that you refused to purchase goods from bank associates. But what about the banking law, which prohibits the introduction of hidden fees in agreements for consumer loans?! Apparently, this law also does not apply to this bank? From everything that is happening, I got the impression that the dashing 90s are outside the window ... And now, for the delay in paying a fine for refusing to OTP loan Bank, such cool brothers will come to me, wrapped in leather, and they will educate me in their own way, for example, with an iron ... So that it would be disrespectful from consumer loans refuse! And there is another good clause in the contract (clause 8.6), that they can transfer my debts to third parties ... It turns out that collectors are within easy reach! So my fears may well be justified...
So, my fellow consumers, I hasten to inform you that the scheme of “pushing consumer loans at exorbitant interest rates” is working perfectly and flourishing today! And it brings a lot of income to its participants... So beware of peaceful housewives and other modest inhabitants, gullible and ignorant of the laws, who have a dream and do not have the means to acquire it! Look around, merchants and bankers are waiting for you, they will take away not only your dream, but also peace! Remember, there is no place for trust in our cruel world, read, carefully read what is written in small print, and what the bank employee says: "You don't have to read this, it's just specific information about the bank ...".
By the way, someone may be interested in this, the trade organization that was discussed above is the ELITE SPA SALON "GOLD DE BOTE", distributing ELITE cosmetics "De - Sheli" ...
Brief description of OTP Bank (history, founders, branches, authorized capital)
The history of the Russian OTP Bank begins with the creation in March 1994 of the Germes savings bank, which at that time was part of the concern of the same name. Later, the bank was transformed into JSCB "Bank of Investments and Savings" (abbreviated as Investsberbank). In February 2005, the merger of Investsberbank with the capital Russian General Bank at the initiative of the shareholders of the latter. It was believed that Investsberbank had a more promoted trademark in the private deposit market, so the merger of banks took place on its basis, and the RSL license was canceled. The size of the deal was then estimated at $800,000. In August 2006, the bank also merged Omskpromstroybank and Promfinservicebank. In October 2006, the Hungarian OTP Bank completed the acquisition of a 96.4% stake in Investsberbank for $477 million. In 2008, Investsberbank switched to the parent brand and was renamed OTP Bank.
Now the Hungarian OTP Bank controls 97.81% of the shares of the Russian credit institution, a further 1.2% stake is owned by the Hungarian Investment and Property Management CJSC MFB Invest. The remaining shares (less than 1%) are distributed among other shareholders.
OTP Bank provides customer service through its own network of 175 offices, including 9 branches, 166 branches (including 35 branches in Moscow), 51 operating cash desk and 225 ATMs.
Rice. 1
Clients are offered a standard set of banking products and services ( Money transfers, rental of safes, plastic cards, settlement and cash services, RBS, trade finance, conversion operations, operations with securities, deposits and deposits, as well as commercial, consumer, mortgage credit lending etc.). OTP Bank's activities cover 70 regions of Russia, while the POS network includes more than 17,500 retail outlets, 95 Bank's cash and credit offices, is represented in 7 out of 8 federal districts, and is actively operating in all cities with a population of more than 1 million people . The largest regions of the Bank's presence are Moscow, St. Petersburg, Samara, Novosibirsk, Omsk and Rostov regions, and the Urals. In total, OTP Bank is present in more than 2,700 settlements Russia.
At the end of 2012, the bank's balance sheet currency index increased by 22%. In the passive part, there was a noticeable increase in the volume of deposits of individuals and enterprises; in the assets, newly attracted funds were mainly distributed in loan portfolio and also invested in securities.
The resource base is dominated by deposits and current accounts of individuals - 32% of liabilities, own funds the bank accounts for 24%. 15% accounts for accounts and deposits legal entities, 6% is attracted from the parent organization. Turnovers on customer accounts within a month amount to 90-150 billion rubles.
In assets, 80% is occupied by the loan portfolio, in the composition of the portfolio, almost all loans issued fall to individuals (97%). The organization has significantly increased the volume of loans to private clients. The delay is shown at the level of 15% under RAS (as of January 2012, this figure was 9%, growing in dynamics). 12% of net assets are invested in securities, 2% of which are government bonds; placements in banks (issued interbank loans) also account for 12%. In the domestic interbank market, the financial institution works in both directions, acting as a net creditor, as well as attracting the missing amounts of funds. The organization is active in foreign exchange market, as well as in the debt market valuable papers, including in the format of REPO transactions.
At the end of 2012, OTP Bank received net profit in the amount of about 6.5 billion rubles, according to financial reporting according to RAS (in 2011, the same figure was 5.2 billion). As of December 1, 2013, the bank earned 775 million rubles.
Board of Directors: Istvan Hamets (Chairman), Ildiko Tax, Zoltan Shenk, Peter Forrai, Miroslav Vichev, Akos Monoshtori, Georgy Chesakov.
Governing body People: Georgy Chesakov (Chairman, President), Sergey Kapustin, Valery Stepanov, Yulia Oreshkina.
Sandor Chani
Chairman of the Board of Directors of OTP Bank Plc.
Sandor Chani graduated from the College of Finance and accounting in 1974, University of Budapest economic sciences in 1980, and completed his postgraduate studies there. He is a certified auditor and a qualified pricing specialist.
After completing his education, he worked in the Financial Department, and then in the Secretariat of the Hungarian Ministry of Finance. From 1983 to 1986 he headed the Department of the Ministry Agriculture and food industry. In 1986 he moved to work in the banking sector: he became the head of the department of the Hungarian credit bank. From 1989 to 1992 he worked as deputy head of K&H Bank.
Since 1992, he has been Chairman of the Board of Directors of OTP Bank Plc. Responsible for the strategy and operations of the bank.
He is a member of the European Board of Directors of MasterCard, Vice President of the Board of Directors of the oil and gas holding MOL Group, co-chairman of the Hungarian National Association of Entrepreneurs and Employers. Until April 2011, he served as a member of the Board of Directors of the Hungarian Banking Association. Since July 2010 he has been the head of the Hungarian Football Association.
Zoltan Mayor
Chairman of the Board of Directors of OTP Bank
Zoltan Mayor
Chairman of the Board of Directors
OTP Bank
Zoltan Mayor was born in 1966. He graduated from the Technical University of Cluj-Napoca (Romania) in 1990 with a master's degree in electronics and telecommunications. In 1994, he completed his studies at the Budapest University of Economic Sciences with a Master's degree in International Economics and Finance. He continued his education at the Weatherhead School of Management at Case Western Reserve University (Cleveland, Ohio, USA) and in 2002 received an MBA degree in marketing.
Between 1992 and 2006, he held various positions at KPMG, Citibank, ABN AMRO/K&H Bank, GE Capital International Services (GECIS) / Genpact. From 2006 to 2007, he was the General Manager responsible for financing the country's health sector, worked at the Fund health insurance Hungary. Later he joined the Management Board of UniCredit Tiriac Bank (Romania), where until 2010 he was responsible for the retail banking business (segments individuals and SMEs). In 2011, he moved to work at UniCredit Bank Austria, where he headed consumer lending in the Central European divisions. From 2013 to 2015, he worked as a member of the Management Board of the Austrian bank Hypo Alpe Adria Bank as the bank's chief director for Bosnia and Herzegovina.
In 2015, he accepted an offer to take the position of Managing Director, Head of the Digital Technologies Department of OTP Group, and also head the Board of Directors of OTP Bank JSC.
Zoltan Mayor is a member of the Advisory Board of the Bucharest branch of the Maastricht School of Management (Bucharest, Romania). He teaches in the framework of mentoring programs and seminars on banking for students of Corvina University (formerly the Budapest University of Economic Sciences and Public Administration).