Card production time

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days; in the regions, production and delivery will take from 3 to 10 working days. Delivery to remote locations may take up to 15 business days. Exact dates are available.

When issuing a card, only working days are taken into account. If you order it on Friday evening, the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the “Cards” section.

What documents are required to receive a card?

To pick up the card, bring with you your passport or other document that was used to apply for the card. To receive a card for another person, you need a notarized power of attorney.

I am 14 years old. Can I open a card myself or do I need an application from my parents?

Yes, you can do it yourself. You only need a passport, no statement from your parents. The card can be issued from 14 to 25 years of age. It is more convenient to order a Youth Card online.
Fill out a simple form and wait for an SMS about the readiness of the card and the address where you need to pick it up. Then come to the bank at a convenient time and don’t forget to grab your passport.

How much does a Youth Card cost?

The cost of the card is 150 rubles per year. The first year's commission will be debited only after receiving the card. It is issued for three years, so every year the Bank will write off a commission of 150 rubles. You will learn about payments from SMS notifications.

Can I choose my own design for the card?

Yes you can. Upload your image, photograph, choose a ready-made option or draw your own. Submit your application . The service costs 500 rubles, the fee is charged upon receipt of the card and reissue. Please read carefully when you start uploading images because there are restrictions.

I am already 27 years old and I have a valid Youth Card. Under what conditions can I use it?

You continue to use the card under the same conditions as before.

Where can I apply for a Youth Card?

You can apply for a card on the Sberbank website by filling out a simple application, or at the bank’s office. If you are already our client, you can order a card from Sberbank Online.

How to start receiving THANK YOU bonuses?

After receiving the card, you must register in the “Thank you from Sberbank” program. The easiest way to register: send an SMS to number 900 with the text THANK YOU 1234, where 1234 is the last four digits of the card number.
You can also register for the program in your Sberbank Online personal account and at a Sberbank ATM - find the “Thank you from Sberbank” section and follow the prompts.

Bonuses are awarded automatically when paying by card - their number depends on the level of privileges.

It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when you pay for purchases remotely in online stores, bonus Thank You bonuses are credited to your account.

How can I find out my card details?

To find out the details, find the required card in the Sberbank Online mobile application and click “Show details”.

Another way: in your Sberbank Online personal account, go to the “Cards” section and find the card you need, then “Card information” → “Transfer details to the card account”.

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The national payment card system "MIR" is a Russian payment system that is aimed at carrying out and processing bank card transactions. The main task of NSPK is to ensure the security, stability and reliability of processing card data transactions of the MIR payment system in Russia and, in the near future, on the territory of foreign countries. Due to political and economic events that have greatly affected the functioning of the cards used by citizens. The relevance and demand for MIR NSKP payment cards has increased greatly.

The MIR card is the Russian analogue of the foreign Visa and MasterCard (their main difference is the main currency).

With its help you can perform the following operations:

• depositing and receiving funds, transferring them to another card or electronic wallet;
• MIR payment card makes it possible buy goods or pay for services.

In this system, there are different categories of cards (debit, classic, premium). The Sberbank MIR payment system card is popular among holders. The choice of category (tariff) will determine its cost, the size of the commission for withdrawal of funds, and more. Questions about which bank cards belong to the MIR payment system and what tariffs are set will be discussed below.

It is worth knowing about the advantages of this system compared to others:

• There is no fee for issuing a MIR card;
• the cost of card service tariffs is lower than usual;
• Russian chip on the card ensures security funds when paying offline and online points;
• surpasses foreign analogues in reliability (saves data for 10 years, withstands up to 10 thousand rewrite cycles, has a contact and non-contact interface);
• is resistant to temperature changes or electricity;
• The MIR payment card is accepted by all Russian banks.

The question of where to get a MIR payment card is easily solved, it 47 banks issue:

• AB "Russia"
• Vanguard
• AK Bars
• JSCB Primorye
• Almazergienbank
• AltaiBusiness-Bank
• Bank opening"
• Bank "Saint-Petersburg"
• Bank VVb
• Bank Ekaterinburg
• BANK ORENBURG
• SGB ​​Bank
• Objection
• VTB 24
• Gazprombank
• GENBANK
• Geobank
• Devon-Credit
• Yenisei United Bank
• West Siberian Commercial Bank
• KS Bank
• Kuban Credit
• Levoberezhny
• MDM Bank
• Moscow Industrial Bank
• Moscow Regional Bank
• Municipal Kamchatprofitbank
• Primsotsbank
• Raiffeisenbank
• Rosbank
• Sarovbusinessbank
• Sberbank of Russia
• Svyaz-Bank
• SDM-Bank
• Sevastopol Marine Bank
• SMP Bank
• UralTransBank
• Khlynov
• Center-invest
• Chelindbank
• Chelyabinvestbank

In Crimea, the MIR payment system is represented by RNKB.

What is needed to issue a card?

How to get a national payment system card in bank office:

1. Contact any bank office that issues the MIR card.
2. Have your passport and pension card with you if you are applying for a MIR pension payment card at Sberbank.
3. Fill out an application for a MIR card. The applicant will be notified within 2 days of the bank's decision regarding the application.

MIR payment card online It is not possible to apply for all banks:

1. Fill out the application on the computer and wait.
2. The card will be sent by bank employees by mail to the specified address.

   Service tariffs

   Tariffs depend on the bank, where the MIR card is purchased.

Bank's name	Map	Annual maintenance cost (RUB)	The amount of commission charged for withdrawals from ATMs of third-party banks	Connecting notifications to your phone	Cash withdrawal limit
Svyaz-Bank*	Debit	90	0,6%		1 million rub. per month
	Classical	450
	Premium	2000
Gazprombank	Maestro	0	Free at partner ATMs 0.5%, minimum 150 rubles. in third party banks	For free
	Classical	1000**	0.5% at partner ATMs0.5%, minimum RUB 150. in third party banks
Sberbank	Classical	1st year 750, remaining 450	1	30	150 thousand per day 1.5 million per month
	Pension***	for free	Withdrawal is not possible
Russian National Commercial Bank	Debit card	for free	1%, minimum 100 rub. at ATMs 1%, minimum 200 rubles. at cash points	Free for the first 2 months, then 49 RUR/month
"Russia"	Debit	250	0.6% at partner ATMs 1%, minimum RUB 150. in third party banks	0
	Classical	550
	Premium	1200
	Premium	1500		for free

*Accrual of 0.01% per annum is carried out at the end of the calendar year.
**Payment is one-time, but after 2 years you must purchase a new card as it expires.
***The interest rate on the card balance is 3.5% per annum.

Promotions and discounts when registering and using a MIR card

Banks participating in the MIR payment system offer the following promotions:

• SPM Bank carries out the campaign “Get the most from the World!” in the period from November 10, 2016 to January 31, 2017 in the city of Chelyabinsk and the Chelyabinsk region. The five hundred most active users of the MIR card will receive gift cards from the Auchan Trade House with 500 rubles in their account. To do this, you must fulfill the following condition: make a purchase using the MIR SMP Bank card for an amount of more than 10 thousand rubles. Participants who fulfill this condition between November 10 and December 15, 2016 will receive the first 400 cards. The remaining 100 cards will be received by users who fulfill the condition from December 16 to the end of January.
• RosselkhozBank During the first 2 months of using a bank card of the MIR payment system, the client receives 300 bonus points when making a purchase in excess of 1,000 rubles. You can also get a discount of 850 rubles on the first year of service by telling an employee of RosselkhozBank JSC the key phrase “polar bears”.
• SDM-bank is holding a campaign “Time to discover the world!” during the period from December 20, 2016 to February 27, 2017. To participate, you need to take a photo at the MAI Institute and post it on the Internet with the hashtag #mirmaisdmbank, the winner wins an iPhone 7. All MIR card holders in the winter of 2016-2017. have certain bonuses and advantages at the Main Skating Rink of the country at VDNKh, namely: the opportunity to attend figure skating classes, receive an invitation to a specially held event, participate in a drawing for tickets to the Main Skating Rink of the country on social networks and drink a free mug of hot chocolate.

A modern person cannot imagine himself without banking plastic products for various purposes. Today, questions are asked quite often about how to get or apply for a card in Sberbank of the Mir banking payment system. Therefore, we propose to discuss this topic within the framework of the proposed publication and consider in more detail how to apply for it (including online) in Moscow, where and how it can be received in person (in which banks), what documents will be required and what it is .

How to apply for a Sberbank world card - step-by-step instructions

This banking product with a flashy name is national. It was established by the Central Bank of Russia in 2015, when it was officially launched. The impetus was a failure in the operation and service of Visa and MasterCard, which was observed throughout 2014.

The largest banking institutions in the country are distributing the world map from Sberbank. With its help, today you can transfer currency into rubles, pay for goods in many retail chains, etc. It is expected that it will become an alternative to salary plastic cards of other systems. There are three main options for bank payment cards, which are already being issued today:

With prepayment;
debit;
premium (credit and debit).

Today, a pressing question for citizens of the Russian Federation: where to apply for a Mir bank card. Now it can be received/issued at seven financial institutions in Moscow: VTB 24, Bank Moscow, MDM, SMP, RNKB, Industrialny and Bank Russia. In total, NSPK has signed a cooperation agreement with more than 100 financial organizations.

Sberbank joined the issue and acquiring this year (became one of the first participants among Russian banks of JSC National System of Payment Systems (operator NSPK)). It is expected that maintenance will begin no earlier than September of this year. The infrastructure for serving the population has already been developed - ATMs and terminals for withdrawing cash and replenishing accounts (it is planned to introduce an extensive network in many public places).

What documents are needed to receive and issue a Sberbank World card?

To complete the application, you only need identification (the applicant’s passport) and the application itself. You can submit an application in two ways - at the branch or online, through the official website of Sberbank. The conditions do not differ from applying for other banking products.

Where can I get a Mir payment card from Sberbank?

Depending on the chosen method of the user (online service or apply during a personal visit to a Sberbank branch), consideration of the application will last from 3 to 10 days, after which you can pick up the ready-made Mir payment instrument at the specified bank branch.

How to order online in Moscow?

To apply for a Sberbank World card in Moscow or any other city, all you need is access to the Internet and a couple of minutes of free time, which will take you to fill out an online application.

The government plans to begin transferring pension and social benefits to cards of the national payment system in 2018. Therefore, recipients of government payments already need to be interested in how to get a Mir card from Russian banks.

How is the World map different?

The need for a payment system independent of foreign resources has been brewing in Russian society for a long time, but its legislative implementation began only in 2014. In the second half of 2015, the first bank branches appeared where you could get a Mir card.

The main differences between these cards and foreign analogues are:

1. Fully state-owned type of operator of the national payment system (NPS).
2. Independence from foreign financial markets.
3. All information about card account holders will be stored on servers within the country.
4. The use of card products will be regulated exclusively by domestic legislation.

The listed features of the Mir card system will also help ensure additional security for users from fraudulent activities of foreign cybercriminals.

Cards of the Mir payment system can be of 3 types: debit, classic (with the possibility of lending), premium. The latter type provides round-the-clock technical support and a return of 0.5% of the money spent.

Who issues the Mir card?

Not all banks have yet joined the NPS, which is due to the need to spend some time on technical and legal procedures for introducing new cards into the bank’s IT structure. But potential profits and growth in the client base are encouraging the financial sector to integrate into NPS Mir at an accelerated pace. As of May 2017, the list of banks where you can get a Mir card includes the following financial institutions:

1. Asia-Pacific Bank.
2. AB "Russia".
3. Vanguard.
4. JSCB Primorye.
5. AK Bars.
6. Almazergienbank.
7. ActiveCapital.
8. ALTYNBANK.
9. Altai Business Bank.
10. JSC Bank Agroros.
11. Alfa Bank.
12. "Saint Petersburg".
13. Bank of Kazan.
14. Crown.
15. BANK ORENBURG.
16. Binbank KK.
17. Uralsib.
18. Oriental.
19. Revival.
20. VTB 24.
21. GENBANK.
22. Gazprombank.
23. Geobank.
24. House-Bank.
25. Devon-Credit.
26. Far Eastern Bank.
27. Yenisei United Bank.
28. Ekaterinburg Municipal Bank.
29. Zemsky Bank.
30. West Siberian Commercial Bank.
31. Zenith.
32. Interprogressbank.
33. Izhkombank.
34. Kraiinvestbank.
35. Kuznetskbusinessbank.
36. Kama Commercial Bank.
37. KS Bank.
38. Credit Ural Bank.
39. Kuban Credit.
40. Left Bank.
41. MPSB.
42. Moscow regional.
43. Moscow Industrial.
44. Municipal Kamchatprofitbank.
45. MFBank.
46. NOOSPHERE.
47. NOVIKOMBANK.
48. Education.
49. Primsotsbank.
50. Post Bank.
51. Primtercombank.
52. RNKB.
53. Raiffeisenbank.
54. Rosselkhozbank.
55. Rosbank.
56. Rus.
57. Sberbank of Russia.
58. Sarovbusinessbank.
59. SDM-Bank.
60. Svyaz-Bank.
61. Sevastopol Maritime Bank.
62. SKB-bank.
63. Sovcombank.
64. Snezhinsky.
65. Tinkoff.
66. Ural Bank for Reconstruction and Development.
67. UralTransBank.
68. Khlynov.
69. Khakass Municipal Bank.
70. Chelyabinvestbank.
71. CHBRR.
72. Chelindbank.
73. Center-invest.
74. Energotransbank.

In addition to this list, more than 130 banks service Mir cards with their ATMs and terminals. Crimean banks are also present in the list, so residents of the newly annexed region of the Russian Federation can easily order a national card in Crimea.

How to get a "World" card

Almost all pensioners already know what a Mir payment card is and where to get it. Other, less informed citizens, to obtain NPS cards, must first contact a branch of the bank that supports this product. As an example, we can consider the algorithm for obtaining a “Mir” card from Sberbank, where there are two special offers: “MIR Classic” and “MIR Pension Card”.

Conditions for receiving and servicing Mir cards

Card products of the Mir payment system can be used by citizens of the Russian Federation who have reached the age of 14, as well as persons without Russian citizenship, but legally residing in the country. In both cases, an identification document will be required to open an account.

Banks are not a charitable organization, so only recipients of social payments can obtain free Mir cards. Other people are required to pay for the use of the national card product. For example, the cost of issuing a Mir card at Sberbank and VTB is 750 rubles, but Gazprombank offers to issue non-embossed cards of this type for only 120 rubles per year.

It is better to find out about the tariffs of Mir cards, how and where to get this product on the website of the bank you like immediately before going to the branch. After all, increased competition in the card banking market forces financial institutions to periodically reduce fees for using services.

List of documents

A minimum of documents are required to register a Mir card product at Sberbank. To apply for a pension card you will need:

1. Passport.
2. Application form.
3. Pensioner's ID.
4. A document with the specified SNILS number.

When re-registering the pension recipient bank, the person must have his insurance personal account number (SNILS) with him. It can be written on a piece of paper, but it is better to present a document with clearly written numbers to the financial institution. Elderly people do not need to collect any certificates.

Ordinary citizens can also receive a Mir card. To receive the MIR Classic banking card product from Sberbank, they simply need a passport and a completed application form.

How to choose a good bank?

The choice of a financial institution to open a card account is determined not only by the bank’s rating or the level of its capital, but also by the needs of the person and the ease of use of the product. If both banks are located near your home, then it is advisable to get more financial services for less money. Therefore, having decided to receive a “Mir” card, a person should check with banking institutions for answers to approximately the following list of questions:

1. Is online banking supported?
2. Is the customer support phone number toll-free?
3. What are the fees for transfers and cash withdrawals?
4. Is it possible to block a card account using a phone?
5. What discounts and bonuses for non-cash payments?
6. Is there support for cards abroad?

A number of banks, for example, Gazprombank, have already issued co-branded (joint) MIR cards with foreign partners, such as Mir-Maestro, Mir-JCB. Cards from these projects can be used in any country where payment systems of the JCB and Maestro brands operate. Joint projects with UnionPay and American Express have been signed and are in the final stages of implementation.

The final choice of a bank to open a card account should be made after studying the tariffs of the financial institution, the conditions for servicing cards and taking into account your needs.

Scheme of the "World" card

To better understand the benefits and principles of protection of the new national cards, you should familiarize yourself with their scheme.

1. Bank logo.
2. Payment system logo.
3. Card number.
4. Hologram.
5. Type of product.
6. Owner's name.
7. Validity.
8. Chip (microprocessor).
9. Magnetic strip.
10. Signature panel.
11. CVV code (PPK2).
12. Information about the issuer.
13. Ultraviolet element.

The security elements are designed to prevent fraudsters from making copies of plastic cards using stolen data from a magnetic tape or chip. Having such a protected product, you don’t have to worry about the safety of your money.

As of May 2017, Sberbank alone issued more than 2.5 million Mir cards, which indicates the trust of Russian citizens in this payment system and the need to think about getting their own card.

To apply for a MIR payment card from Sberbank, you need to go to the office with your passport and sign an application. Its tariffs and conditions are not much different from international VISA and MasterCard.

A new payment system appeared in Russia quite recently. It is designed for the domestic market, which means it can only be paid within the territory of our country. Sberbank, as a flagship bank, did not stand aside and also released a MIR card option under its logo. “I am a capitalist” will tell you how to get a MIR card from Sberbank.

Conditions

Sberbank offers two types of cards of the domestic payment system MIR:

• Classical;
• Social.

Issued for a period of three years. After this, they are automatically reissued for another three years and so on until the client refuses it independently. The account may only be in rubles, but this does not mean that you cannot pay with it in another currency. It is valid only in Russia. You can receive cash at any ATM in the country that services this system.

The cost of servicing a MIR card from Sberbank is similar to classic examples of international payment systems. As befits a classic card, it is protected by a chip and a magnetic stripe. Additional cards are not issued or installed. It can be used as a salary or pension credit card. She also participates in the “Thank you from Sberbank” bonus program.

Who can apply

Any Russian citizen over 14 years of age can apply for a classic card if they have a general passport.

“Social” can only be issued if you have a document confirming your right to pension payments.

Citizens of other countries are issued a credit card from the MIR system upon individual application.

Rates

Service	Cost (in rubles)
	Classical	"Social"
1st year of service	750	For free
Subsequent years	450	For free
due to the fault of the client (loss, change of PIN code, full name)	150	30
Accepting cash at the Sberbank office	Free on site In another local bank - 1.25% of the amount (not less than 30 rubles and not more than 1,000 rubles)
Maximum deposit amount per day (via bank operator)	10 million
Cash withdrawal in the office	In other banks – 1% (minimum 150 rubles)	Within the daily limit – free Over the daily limit – 0.5% of the excess amount Not available in other banks
Cash withdrawal from an ATM (ATM)	Sberbank MS - free DC of another bank – 1% of the amount (at least 100 rubles)	Sberbank MS - free In the management system of another bank - not performed
Daily limit	150 000	50 000
Monthly limit	1.5 million	500 000
Request for balance at another bank's ATM	15	Is not provided
Mini statement	15	For free
Unauthorized overdraft	40% per annum
Access to Sberbank Online	For free

How to apply

1. Contact the bank office with your passport (certificate of pension accrual - for Social).
2. The employee will print the application. The client is obliged to check the correctness of filling in the data and sign the application.
3. The card will be ready within 1-3 days, about which an SMS message will be sent to the address specified in the application.
4. She will physically arrive at the bank office in 3-7 business days (the period depends on various conditions, it is better to check with an employee when registering).
5. It is issued upon presentation of a passport. Upon issuance, the employee will ask you to enter a PIN code. It must be remembered and not shared with anyone. The holder performs all transactions with this PIN code.

If technically possible, Sberbank can accept an application for registration remotely – online. In this case, the obtaining procedure is similar, starting from step 3.