People often wonder how to withdraw money from electronic wallet Webmoney on plastic card bank, to a bank account or in another way without getting into large sums.

Despite the relative high cost of the method, it is the conclusion bank card many consider the optimal solution to cash out earnings on the Internet Money because of its simplicity, speed and versatility. The transfer to the card can be received instantly (within five minutes), which, compared to withdrawing money to the bank using the bank details, is simply space!

IMPORTANT: In 2020, Webmoney now has 2 ruble wallets: WMP (for residents of the Russian Federation and some non-residents of the Russian Federation with limits of 60,000 rubles for simplified identification - available by default, identification at KKB bank) and WMR (for residents and non-residents of the Russian Federation). There are now restrictions on WMR (purchase amount up to 40,000 WMR, store no more than 15,000 WMR in your wallet at a time, by the way, WMR is not accepted for payment everywhere, but it can be changed on the exchange without problems).

The chronology of events is as follows. The Webmoney system notified its users about this on July 10, 2019. In particular, from August 15, accounts were automatically created for residents of the Russian Federation WMP, whose currency became Russian rubles. Money was automatically transferred to them from ruble wallets within the available limits. Basically, it is 60,000 rubles. If the old WMR wallet had more, then the old WMR wallet did not go into the archive and remained functional. If not, then such a wallet is a thing of history. However, you can re-create your WMR wallet if this happens to you. From September 1, 2019, residents of the Russian Federation received a notification in the keeper about changes in the legal nature of WMR wallets.

The guarantor of new WMP wallets is subsidiary bank Webmoney - KKB(“Conservative Commercial Bank”), as well as other legal representatives of the payment system, registered on the territory of the Russian Federation. It will also carry out identification users (for example, to increase the limit on storing funds on current WMP wallets from the base 60,000 rubles to 600,000 rubles). It is problematic to do this now, since you need to appear in person at the bank itself for identification.

Important addition: If you are not a resident of Russia, then good news for you! Now you too can use not only WMR, but also WMP. In January 2020, Webmoney released the news: “P-wallets have become available to citizens of Azerbaijan, Ukraine, Belarus, Armenia, Georgia, Kazakhstan, Kyrgyzstan, Latvia, Moldova, Tajikistan, Turkmenistan, Uzbekistan and Estonia,” as well as Germany and Israel. To open a P-wallet, they will need to get Personal certificate.
Transfer money from WMR wallet to WMP directly is not possible, but you can transfer funds between WMZ and WMP. However, you can use Webmoney exchanges itself or exchange offices. There is both a commission and a floating rate.

In fact, it turns out that residents of the Russian Federation with a formal certificate can open both WMR and WMP, while non-residents of the Russian Federation can open WMR with a formal certificate, and WMP only with a personal one.

The WebMoney company explains what is happening with the requirement to comply with the law FZ-161"About the National Payment System". Thus, rubles will be stored in the WMP wallet, and not their equivalents in the form of WMR, as was before.

IMPORTANT POINT: restrictions and innovations regarding WMZ and other wallets not planned.

All services described below in the article withdrawing money from WMR will work as before, but due to a possible rush, the amount of commissions for exchanging, depositing and withdrawing money from Webmoney may change. We will inform you about all changes on this page, in particular regarding work with new WMP wallets. We will update this article regularly as new information becomes available, we recommend bookmark this article so you don't miss anything important.

What do we have for February 2020 with WebMoney?

Residents of Russia can have 2 types of ruble wallets functioning simultaneously: unidentified NESP (these are the good old WMR) and identified WMP. Moreover, according to the latter, to increase the storage limit of funds ( from 60,000 to 600,000 rubles you need to go through identification in the subsidiary bank of Webmoney in Russia - “KKB” - “Conservative Commercial Bank”). WMR has become less accepted for payment on Webmoney services, as well as in other places where you can pay with this wallet.

There are restrictions on the amount of 1 purchase using WMR (it cannot be more than 40,000 rubles and you cannot store more than 15,000 WMR in your wallet). By the way, since February 2020, these changes have finally come into force, and these limits have already affected official exchanges WMR exchange.

It is impossible to directly change WMR to WMP; it is necessary to use intermediaries: for example, Webmoney exchanges themselves or third-party exchange offices. Also WMR cannot be withdrawn directly from Webmoney using traditional methods (for example, to a card or bank account). Everything is done only through exchanges and exchangers. If a resident of the Russian Federation WMR wallet went into the archive (for example, the account had 0 or less than 60,000 rubles), then it can be recreate and use. Non-residents of the Russian Federation can now also create a WMP for themselves, but to do this they will have to go through identification through the “Personal Certificate”. This opportunity is not available to all residents. We wrote about this in more detail above.

Exchange money through online exchangers - the most the best option and the most profitable option in terms of interest. Especially now, in the wake of the panic of many users about WMR. Today this method is one of many, allowing you to change WMR to something else or even remove it from the system. Here the commissions are more or less humane compared to the official exchangers of Webmoney itself.

Now in connection with this news about the cancellation of WMR and the transition to WMP there has been such a terrible hype what you need to catch favorable interest rates and changing money is becoming more and more expensive every day. On the official Webmoney exchanges there is a lot going on in terms of commissions, it’s good that there is independent exchangers, where the price tag for exchange is much more humane. The most convenient way to find them is through Bestchange.

Choose a course from minimum commission and the best conditions at the moment can be found in the largest search engine for exchangers on the Runet - on the service Bestchange. The system contains a variety of exchangers that perform transfers both to bank accounts and exchange WMR for electronic money: QIWI (Qiwi) and Ya.Money (YaD). There is also their rating, user reviews, work possibilities: instant withdrawal of Webmoney, manual execution of the application, the need to verify a bank card, etc.

Webmoney withdrawal to Yandex.Money and free withdrawal from ATMs

Complete free card using our link (create a new account, order and activate the card) and receive from Yandex gift: 100 bonus rubles. Issue of a card now costs only 399 rubles. And that's the bottom line: no more maintenance fees for the 5 years the card is valid!

« Yandex money" fully Commission for withdrawing money from ATMs has been reset to zero using their personalized Yandex.Money Mastercard cards. IN calendar month You can withdraw cash from any ATM up to 10,000 rubles. Minimum amount operations, as well as the number of approaches not limited. Important point: your Yandex.Wallet must be fully identified(according to the third column).

Everything that exceeds 10,000 rubles will come with a standard commission for withdrawing money from Yandex.Money plastic cards - 3%, minimum 100 rubles . The maximum amount of one withdrawal for fully verified cards is 100,000 rubles per day And 1,300,000 rubles per month.

Yandex.Money card for free serviced throughout its entire life. You only pay for delivery to any country personalized card 399 rubles.

Yandex money" also appeared cashback: paid in bonus rubles (1 ruble = 1 bonus ruble). Cashback is instant. Every month the service determines categories increased cashback for which you receive 5% from the purchase amount with points + 5% for every fifth check in other categories or 1% for all purchases in non-bonus categories, including online. Accumulated points can be exchanged with partners who accept Yandex.Money for payment, and there are many of them. For example, they can be spent in stores that accept Yandex Money for payment. For example, the same Ozone store.

The scheme for transferring WMR to Yandex.Wallet is very simple: we find on BestChange the best exchanger from Webmoney to Yandex.Money, we change (we receive money to Yandex.Wallet), and then we just go to any ATM with a Yandex Money card and withdraw cash without commission.

By the way, if you don’t yet have Yandex.Wallet and their plastic card, then using our link you can create it even to your benefit. Just follow the link, register (create a new account in Yandex), order, and then activate free plastic card "Yandex.Money", and get for it 100 bonus rubles from Yandex. You can spend this money at any point where Yandex Money is accepted for payment. For example, on Ozone. It’s a small thing, but it’s nice, you can then spend it on future purchases :) The card itself is completely free in service and issued for 3 years.

In addition, exchangers allow you to get a number of opportunities that are not provided even with standard cashing methods. For example, withdrawal to foreign wallets and payment cards.

What options are there for February 2020?

WebMoney withdrawal via Megafon

(the most economical and safe scheme for “pocket expenses”)

Topping up your mobile phone account with Webmoney and then withdrawing money from it. This option is suitable for people with formal certificate or higher and for small amounts ( up to 15,000 rubles per month ). However, the money belongs to you at all stages. Today this is the cheapest option for WMR withdrawal. And generally the only “official”. Besides he auto. The money is already in your card account within 5 minutes after the transaction is completed. Without intermediaries in the form of exchanges or exchange offices.

Megafon Mastercard bank card: features

Megafon payment card may become effective WMR withdrawal tool, you can open right now for free virtual card on the website, you can withdraw money from a virtual card at ATMs with NFC and pay in any stores using Google Pay / Apple Pay 🙂

Webmoney has become especially popular for cashing out virtual map MasterCard Standard instant delivery from Megafon.

Its trick is that it is linked directly to the phone account ( for Megafon subscribers) and even foreigners can apply for it by purchasing a SIM card in advance (not citizens of the Russian Federation). That is, the money that is on your mobile account can be used for the usual payment for goods and services in stores and on the Internet. Today this is the only product of its kind on the market. Cool, isn't it? 🙂

The card is issued for three years. Its issuer is Bank Round LLC,however, the personal account operates under the guise of “ Megafon Bank» 🙂

If you Megafon subscriber, then you can right now for free get yourself a virtual card on the operator’s website, link it to Google Pay / Samsung Pay / Apple Pay and use it like a regular card, receiving cashback in money 1/1.5% for all purchases and upgraded in categories + megabytes for communication and interest on balance up to 10% per annum.

With a Megafon payment card you can even cashback for purchases in stores in the form of megabytes per Mobile Internet. They come in packs 10 MB for every 100 rubles spent. If the purchase is less than 100 rubles, then there will be no cashback, but if, for example, it is 189 rubles, then you will receive only 10 megabytes. This is a rounding, but megabytes can be spent throughout the year. It's a small thing, but it's nice!

There is also cashback on tariffs " Standard" And " Maximum«: 1% for all purchases and 1,5% from the amount of all purchases, respectively.

Cashback from Megafon is not awarded for purchases using these MCC codes: 4813, 4814, 6012, 6532, 6533, 8999.

It's easy to top up your card: you just need to pay for the phone number to which the card is linked. The transaction fee will be only 0,8% (standard Webmoney fee).

WEBMONEY WALLET LIMITS:

• There is serious Telepay limitation on phone replenishment (no more 15 000 rubles per month);
• minimum required formal certificate ( the pseudonym will not fit under any circumstances).

LIMITS ON THE MEGAFON CARD:

• 100 000 rubles per day ( 300 000 per month) in total for deposits, withdrawals from ATMs and transfers (for purchases 600 000 per month) - for citizens of the Russian Federation, can be opened up to 5 cards for one phone number and with a total limit;
• limit for citizens of other countries 60 000 per day and 100 000 rubles per month;
• cashing out your phone balance using a card at any ATM in the Russian Federation up to 10,000 rubles per month free(but to do this you need to make purchases with this card for a total amount from 3,000 rubles per month), then - 2,5% from the transaction amount, 3,5% for amounts up to 100,000 rubles and 4% for everything that is above. Accordingly, withdrawal of funds on commissions in total ranges from 0.8% to 4.8%, depending on the amount;
• transfer to other cards (via MoneySend) — 1,99% . For example, by pulling to Kukuruza, Beeline Mastercard, Tinkoff Black and others that support C2C. Total (including initial Webmoney commission): 1,99% + 0,8% = 2,79%;
• if you top up electronic wallets (for example, Yandex.Money or Qiwi), then the Megafon card will rip off 8% from the transaction amount;
• Another cool feature: free transfers from Megafon to MTS and back. To do this, you need to either go to your personal account at Megafon.Bank. Maybe someone will find this trick useful.
  Limits: per day 30,000 rubles and per month no more than 40,000. The minimum payment amount is 10 rubles.
• purchases by card no commission, shopping in foreign currency at the conversion rate ( Central Bank of the Russian Federation + 3%).

Basically, you can top up with Webmoney number phone of the Megafon operator with a standard commission of 0.8%, issue yourself a payment card to your phone number without commission and use it for free for the entire validity period: buy goods, withdraw money, transfer them to other cards.

Be careful: Don’t get carried away with cashing out with this card. The bank doesn't like it when this card is used only for cash withdrawals. Use the card fully: make purchases and withdraw cash without fanaticism, and then everything will be fine :)

Webmoney virtual card (KKB - Conservative Commercial Bank)

for small purchases on the Internet and in stores (limit for one transaction is 15,000 rubles per day and 40,000 rubles per month)

You can apply for a card on the Webmoney Cards website: https://cards.web.money/

The WebMoney company apparently decided to restore the issuance of virtual cards for those who have a wallet in this system. After checking in KKB The Central Bank of the Russian Federation itself came, they stopped issuing this card, like many other banks, but now everything is slowly returning to normal. And here we have the good old virtual account from Webmoney, improved in some places, worse in others.

Card issue fee 50 rubles, service free. The card itself is issued for 1 year. Card details are sent via SMS, and SMS confirmations of transactions for online purchases are also sent (the mechanism has finally been implemented 3D Secure, this was not the case in the old one).

Anyone can get a card individual of the Russian Federation with citizenship of this country. The Webmoney card is available for registration to persons with formal certificate and higher.

IMPORTANT UPDATE :
You can top up your Webmoney virtual card only from WMP wallet.

Webmoney virtual card limits:

• maximum limit for one transaction (purchase, replenishment) — 15,000 rubles;
• daily limit too 15,000 rubles;
• monthly limit on transactions - 40,000 rubles;
• can be issued for one wallet up to 5 such cards.

You can top up your WebMoney card directly from your wallet. Commission - 1% from the payment amount. You can return money from the card back to your wallet no commission. The card supports payment through systems Google Pay And Apple Pay (that is, it can be used as a physical one to pay for goods and services in regular stores), but according to the map PIN code is not generated, which means that transactions over 1000 rubles in regular stores may not go through ( check in the store if this is true).

Based on the limits, maximum amount purchases by this virtual map Webmoney is limited to the amount 15,000 rubles. Naturally, there is no cashback for purchases here :) And yes, the card does not support C2C (that is, you cannot withdraw money from this card to another card!). We tried - it didn't work. Maybe it will work for you? Write about the result in the comments to the article :)

Fast Payment System (FPS): instant withdrawal of WMP to the bank

Happy owners of WMP wallets can now almost instantly withdraw money to bank accounts connected to the “Fast Payment System” of the Central Bank of the Russian Federation. This revolutionary way of receiving money was invented in 2019, and Webmoney became a participant. Currently, SBP is supported by 38 banks.

Moreover, Webmoney can even be topped up from these participating banks. But withdrawal of Webmoney to bank accounts via SBP is already subject to a commission: 1,2% + 0,8% . The details are simply a mobile phone number.

Limit: 14,500 WMP per transaction.

For translation it is necessary in the application or on the website WebMoney Keeper go to the “Transfer” menu, and then click “By phone number” - “Through the Fast Payment System”.

The same topic with instant transfer to WMP bank by phone number was already established with “ Sberbank", because the this bank not yet in the SBP system. The commissions are the same. All interaction within the framework of these services rests on the shoulders of JSC Bank KKB. Let us remind you that this is their subsidiary bank.

Wire Exchanger: Withdrawing WMR to a bank account

for larger amounts in rubles, to Russian banks by interbank payment (using bank details), today this is the main method of selling WMR.

Exchange "Webmoney" - Wire Exchanger(applications).

This stock exchange. It is possible to carry out an exchange using the P2P scheme between its participants. Beneficial for those who want to cash out larger amounts. But since February 2020, for some reason, the maximum withdrawal amount does not exceed 15,000 WMR, and this is very sad. Probably related to the basic limits on WMR for anonymous users (have no more than 15,000 WMR on your account, total monthly expenses no more than 40,000 WMR). Applications start from 1000 WMR. There is a risk: responsibility for the transaction lies entirely on its participants(the system only generates statistics and updates the ratings of participants, and also freezes part of the amount from the deposit for guarantee).

Since February 2020, the exchange section has a new address: wire.exchanger.money
A number of innovations are also reported - the absence of insurance premiums when purchasing WMR, as well as the long-awaited opportunity to communicate with the counterparty in a chat with text, audio and video communication. And the ability to blacklist negligent contractors. But there are also disadvantages: at the moment we are no longer seeing applications from 15,000 WMR :)

Universal recommendation: look for an exchange individuals, offering comment "translation own funds» in order to avoid possible sanctions from banks. The service is available to owners formal certificates and higher. Before carrying out operations, it is important to establish “ confidence» for the recipient of funds. At the stage of paying for the application, the system will prompt you to do this. After payment, the money is debited automatically. The system will notify you that the funds have been sent to your bank account.

Average commissions range from 1.52% to 10% from the transaction amount, but you can find it cheaper or, conversely, more expensive. Don't forget about the standard commission 0,8% , which needs to be additionally added .

Look for intermediaries on the Wire Exchanger: as a rule, the higher the amount in the application, the lower the commission percentage. And yes, you can submit your own request, waiting for someone to respond to it :) The method is through the exchange. Indirect. The exchange takes place through third parties. Accordingly, the time to receive money also depends on their efficiency. The exchange acts as a guarantor in this transaction, but can only indirectly influence the speed of receiving money.

MINUSES:

1. Way not instant. You can only receive funds for bank account in the Russian Federation. The money goes through an interbank payment (that is, you can receive it into your bank account only on weekdays; on average, it takes 1-2 working days).
2. This option is not suitable for those who doesn't want to show off his income in front of banks or wants to receive money instantly. To carry out operations, you must indicate TIN.
3. Often the amounts are inconvenient: you cannot pay part of the deal(as on their currency exchanger WM.Exchanger). You can submit your request, but there is no guarantee of when it will be executed.
4. It's not easy to find performers - individuals- With good percentage and conditions.
5. “Muddy” conditions (the agreement with Wire refers to the issuance of a loan between individuals and that he terminates the action based on the “statement of compensation”).
6. Transactions may break down due to the fault of the executor of the application.
7. The Wire exchange deposit is returned, but the commission for it (0.8%) is not.

Withdrawing WME and WMZ to a bank card (via Telepay)

who has income in $ and euros, through replenishment mechanisms using a bank card number; quickly, but payments do not always go through. From September 2019, this method is only suitable for WMZ wallets.

There is experience in withdrawing Alfa-Bank and Sberbank to the card ( Visa Classic) or “VTB-24 Mastercard Multicurrency”. Does not work for Tinkoff and RNKO Payment Center cards (Kukuruza, Kari, Beeline, etc.).
But in general, then:

• cards must support 3D Secure;
• be open to accepting funds via Visa Direct / Transfer and MasterCard Moneysend;
• cannot be prepaid or virtual. Only DEBIT or CREDIT(check card type using BINBASE).

Translation instant, if it is VISA (MasterCard - up to 3 days).

Commission: 2% + 3 WMZ/WME + % for conversion by the bank if the card is in rubles.

Telepay limits:

1. No more than 500 per day 2 000 USD/EUR;
2. Per month no more than 10,000 20 000 USD/EUR.
3. There is information that limits per transaction were significantly reduced (to 200 USD) 🙁

The rest of the banks have not been tested, so at your own peril and risk. Please be advised that, in general, this operation is not very safe! The payment comes from a foreign company Paymaster24 Ltd (sometimes the recipient's last and first name is substituted), which is perceived by many security services as a dubious operation.

Carefully: the bank can block the card (after all, its replenishment does not come from Russia).

Withdraw WMZ to SKRILL

transfer to foreign cards (including to a Skrill debit card), guaranteed, profitable withdrawal of amounts in $ from a WMZ wallet, including large

If you live in the European Economic Area SEPA or Russia, then this method is most optimal for you. It is also useful for Russian citizens who plan to transfer their WMZ to Bitcoin or withdraw money to a foreign card.

Skrill and Webmoney

Interface of the Webmoney Telepay system. Clickable.

The scheme is notable for the fact that you can transfer WMP directly to a ruble card without converting to dollars. The money goes well to Alfabank and ruble Tinkoff. The disadvantage of the scheme is that they are used high commissions and low limits.

Commission: from Webmoney 0.8% + from TelePay ( 2.5% + 40 WMR).

Telepay limits:

1. Only cards accepted, Mir, MasterCard or Visa are not accepted virtual And prepaid cards. Mandatory support for 3D Secure and the ability to accept payments via Visa Transfer / Direct and Mastercard Moneysend.
2. The scheme is suitable only for citizens of the Russian Federation.
3. LIMITS: 35,000 WMP for translation and 100,000 WMP per month with a formal certificate. Starting from personal: 60,000 WMP per transfer and 200,000 WMP per month.

On Visa cards money is coming instantly, on MasterCard - within 3 days. Can be displayed on any card (there is no verification of belonging to a specific person).

Withdrawing WMR to a card via C2C Webmoney

for those who are not in a hurry, small amounts (by payment card number), WMP wallet only

Interface of the C2C Webmoney system.

Work occurs through the service c2c.web.money. And only to Russian. Method for citizens of the Russian Federation. Definitely needed initial certificate.

The scheme is as follows: indicate the amount, pay for the application, then the system automatically selects a contractor for your application. Can be split into small amounts and executed in parts.
Attention: A large number of translations to small amounts Your bank may be interested.

Commission for withdrawal: 2% + standard 0.8% from Webmoney. Minimum 100 WMP (limit 50,000 WMP at a time, 90,000 WMR per day and 600,000 WMP per month), withdrawn from the account in amounts divisible by 100. Available starting from formal certificate Commission for entering the system (replenishing a Webmoney wallet): up to 2700 rubles - 50 rubles, when depositing from 3000 rubles no commission.

A significant disadvantage of this method is time (the operation can take a long time). One good thing is that the amount will be returned if the application is not processed after the deadline. Even a commission. If you are not in a hurry for money, you can use this option.

WMR withdrawal via Cards Exchanger

In this connection it is appropriate to mention another service Cards.Exchanger. In its functionality it resembles the Wire exchange with bank accounts, only here applications are left for withdrawal precisely by card number. This is also a stock exchange. Only for citizens of the Russian Federation, cardholders of Russian banks. Performers are third-party people and services. Webmoney acts as a guarantor of transactions, but responsibility for the transaction lies directly with the participants.

Commissions: Applications can be found starting from 2%(+0.8% from WebMoney)

Webmoney and cryptocurrency in 2020

The demand for cryptocurrency has increased significantly. The Webmoney system can be quite effectively used for speculation on the price of cryptocurrencies ( Let us remind you that there is a special WMX wallet in the system, tied to the value of Bitcoin). WMX can be purchased from any available Webmoney wallet (WMZ, WMR and others) both within the system and on the internal exchange wmx.wmtransfer.com(the most profitable option) between system participants. We note separately that 1 BTC equals 1000 WMX. It is according to this scheme that you need to calculate when you carry out transactions. If anything, the exchange itself will tell you, you can’t go wrong.

Main advantages of WMX: instant transactions and commission only 0.8% (that is, standard from Webmoney).

Entering crypto into Webmoney

What to do with a pseudonym certificate?

For example, buy a train ticket, goods in a store and book a hotel using Webmoney

An alternative way to withdraw from Webmoney is to buy a plane ticket, train ticket or hotel room with Webmoney! This is often in demand even despite possible service surcharges!

Why not? A good option taking into account the fact that the official website of Russian Railways does not accept WebMoney for payment, and even more so the popular Booking.com service does not do this when using hotels.

Webmoney can also be spent in such large stores as Aliexpress or Wildberries. And also withdraw it to your phone (albeit, very meager limits).

And even return part of the funds from the purchase (cashback)!

A bonus system has been launched since 2017 Webmoney Bonus, which allows you to return part of the funds from the purchase and thereby offset the commission amount of 0.8%. 🙂 Essentially, this is a cashback service, but from the WebMoney system ( What is a cashback service?). Money is paid to your Webmoney wallet. For example, on Aliexpress their rate is 6%.

On a trip for Webmoney

You can buy a ticket and book a hotel stay directly on the official Webmoney Travel service. Or contact third-party companies: Aviasales, Tutu.ru and Pososhok.ru (here, however, only travel and air tickets). We are sure that it is possible to find an acceptable offer in this variety. Compare prices on designated sites and buy where it is convenient and profitable. There is no need to spend money on withdrawing funds from your wallet, because you can get a ticket by simply paying for a ticket or hotel/hostel accommodation using Webmoney :)

You can also try to pay for other goods or services where you can pay for Webmoney. For example, some Internet service providers. If you work in the IT field, then finding a way to sell your WMR and WMZ is much easier - more offers! 🙂

It has become more expensive to withdraw money. But, alas, in the current situation there is virtually nothing to choose from. We hope for the best, but prepare for the worst! A universal recommendation - do not keep the money in your wallet, withdraw it as soon as possible. While it's still possible!

From the world famous payment system webmoney? If you work on the Internet or make any commercial transactions using an electronic wallet, then sooner or later the question arises of how to withdraw money from webmoney. This is not surprising; millions of people use this payment system to make purchases in online stores or when making mutual payments for work done.

The webmoney payment system has been successfully operating all over the world for a long time and is constantly being improved. This affects not only the security of transfers. The service is improved and the procedures for working with the system are significantly simplified. Currently, there are several ways to withdraw funds, it all depends on your choice. How to withdraw money from webmoney depends primarily on what commission you are willing to pay for withdrawing money, and on what service for withdrawing money you decide to use.

If you decide to withdraw with a minimum fee through a private transfer, this method may lead to loss of money. But nevertheless, you can transfer electronic money to another wallet, the owner of which, by prior agreement, will pay you the transfer amount. The commission for this method of cashing out is minimal, it is equal to the internal commission of the payment system.

You can find out how to withdraw money from webmoney at exchange offices. Such points have a license to conduct operations in webmoney. The specialists working there will tell you how to withdraw money from WebMoney. The risk of losing money with this method of cashing out is minimal. Of course, in addition to the internal commission of the payment system, you will also have to pay the exchange office commission, but you get a guarantee of receiving money that does not depend on the individual.

You can ask the employees of the bank where you have a card or how to withdraw money from webmoney. Please note that the commission in this case will be the highest. Before linking your e-wallet to credit card, find out from the bank employees whether the bank works with the payment system and how to withdraw money from webmoney cash.

To make such a transfer, you need to issue a personal certificate, which you can obtain at any of the personalization points. You can make a transfer to your bank account and cash out funds in any way convenient for you. The advantages of transfers using the banking system are undeniable. When making transfers to a card account, you can use electronic card when paying for purchases in stores or withdrawing cash from ATMs. By making transfers to a bank account, you can replenish a deposit, repay a loan and much more.

In addition, you can use other payment systems to withdraw funds by making a transfer from Web Money, for example, to Western Union. In this case, the commission must be calculated in relation to the payment system that provides services for withdrawing money.

Making money on the Internet is becoming more and more popular, and therefore you will no longer surprise anyone with a salary that is not given in person, but transferred to an electronic wallet. Webmoney is considered the most popular service for this, but not all users know how to cash out electronic money. How to withdraw money from WebMoney?

The service offers several methods, calling them safe. This list includes withdrawal of funds to a bank card, transfer through a bank or ordinary remittance. It is also possible to withdraw cash at special WebMoney points or from official dealers of the service.

In addition, they offer to make a special card to which you can also withdraw money. Or funds can be withdrawn to virtual card. It should be taken into account that, regardless of the withdrawal method, a commission will be charged.

However, the most pressing question is how to make virtual money real and get it into your hands. How to withdraw funds from WebMoney?

Possible output directions

Firstly, this is possible if you withdraw money by postal money order.

Secondly, an intermediary between the user and the service offers its services electronic wallets- exchanger.ru. In big cities, you can also use the cash withdrawal service at exchange offices. You can also arrange a Western Union transfer or simply withdraw WebMoney to your card.

Another seemingly simple and convenient way– collect money through an intermediary. However, there are two caveats to this method. Firstly, the commission for performing a transaction is no less, and often more than 5 percent; in addition, there is a high chance of being robbed and being left without funds. Therefore, the optimal options will be those offered by the service itself. How to withdraw cash from WebMoney?

Postal transfer

First of all, you need to focus on the method that takes the maximum amount of time compared to others - this is a postal transfer. But the service is available not only in big cities, but also in small towns. In this case, it will cost 2% of the transfer. The minimum amount that Russian Post will require for its services is 40 rubles.

This means that transfers of less than 2 thousand rubles are not very profitable. However, it is worth taking into account the commission of the electronic currency service itself, which varies from 5 to 8 tenths of a percent. Having performed simple mathematical operations, you can understand that monetary losses will be at least 3.3 percent. The money will be in your hands in at least 2, maximum 5 working days.

Step-by-step instructions for receiving funds through Russian Post branches

How to withdraw money from WebMoney via postal transfer? To cash out electronic savings in this way, you must do the following:

1. Confirm your identity, or, in the terms of the service, issue a certificate. To do this, you need to send a photocopy of your main document, that is, your passport, to a special service. To do this, go to the section passport.webmoney.ru. and go through authorization. A page opens where you should enter your data and click “Submit”. After this, a sign will appear in the lower left corner saying “Get a certificate.” You need to click on it. Below there will be a window for uploading your documents. After this operation is completed, photocopies are sent to the server.

It is important to indicate your passport details without involving friends or relatives. IN otherwise To receive a translation, you will have to take with you to the post office each time the person for whom the certificate was received.

3. An invoice will be issued for the service, which must be paid no later than 3 days later, otherwise the money will not be sent and you will have to go through the procedure again.

We receive money through the terminal

In addition to postal transfers, you can also cash out through terminals. They are located in many cities of Russia. You can find a complete list of them on the service website. By the way, this is the fastest and easiest way to get money in your hands. However, those who live in places where the necessary electronic systems have not yet appeared will have to use a different method.

How to withdraw WebMoney to a card

You can also withdraw money from WebMoney through a bank card. To do this, as in the case of a postal transfer, you will have to issue a certificate. An application for withdrawal of funds will be considered within 24 hours, after which an invoice will be presented to its owner. When the latter is paid, the money is transferred to the bank that owns the card, and after checking the data, the funds are available to the cardholder. The commission for this procedure is about one and a half percent.

For all of Russia, it has long been no secret how to withdraw money from WebMoney, having it in the virtual world. Of course, you can use a relatively new, but already well-known method - transfer to a bank card. To carry out this operation, you will need to use a mandatory tool - the WebMoney electronic wallet system, which is becoming more and more popular every day. So, you have a WebMoney wallet. How to withdraw money?

This system is available to absolutely everyone, but not everyone wants to use it because of the difficulties in working with the system and the fear of taking risks. But users encounter all these difficulties only on initial stages, and then in the process of becoming familiar with the system, everything becomes clear and not so confusing. The WebMoney service has its goal - to ensure the security of virtual money, which is why there should be no fear of using this service.

How to attach a card to a WebMoney wallet

In order to attach a bank credit card or debit card to a specific wallet, you need to enable Keeper. After that, open WebMoney-passport. Then on this page open the “Passport Control Panel”, the next action is to select the “Your bank cards and accounts” tab. A template appears on the screen in which you need to fill in all the fields, be sure to indicate: bank name, current and correspondent accounts, personal information, which must match that found in the WebMoney passport, as well as TIN.

Even before the attachment procedure, you need to have color photocopies of the card and TIN, passport pages, so it is advisable to make them in advance.

On the “Passport Control Panel” tab, namely “Your Documents”, screenshots must be uploaded. A photo of the TIN is, in principle, not necessary. Although you should have it with you in case any of the WebMoney services requests it.

During the day, the submitted template will be checked, after which you can safely use the service and transfer money to the card at any convenient time.

Perhaps, when looking at the template for the first time, everything will seem complicated and completely incomprehensible. But if you know what photos you need to send and what exactly to indicate in the template, then the procedure will be quite simple.

Withdrawal of funds

How to withdraw funds from WebMoney? This can be done directly on the "WebMoney" page using Keeper-Lite or Keeper-mini. Additionally, the “Output” tab will need to be opened in Keeper Classic.

On the "WMR Output Methods" screen, you should open " Bank transfer”, after which a captcha will appear, which must be filled out in order to go to the required page.

According to the first output, the template will be filled with the information that was transmitted when attaching the card; in the future it will also be filled out. After this, you need to click on the “Next” button.

The window at the top contains the amount to be withdrawn, while the bottom window contains the amount that will have to remain after deducting the commission, which is 0.8 percent. This amount will be transferred directly to the card.

Having agreed with the conclusion, refresh the wallet page and also confirm the account with the specified amount. After one day, the money will be on the card and you can freely withdraw it, but a certain amount of commission will be charged for the services, which depends on the bank. For example, VTB-24 bank needs to give half a percent for the transaction performed, and other banks need to give a percentage when withdrawing money from an ATM.

Co-branded cards

Co-branded cards are cards with images of the logos of both the bank and WebMoney. To issue such cards, banks enter into an agreement with WebMoney. Now these are Russian Standard and Otkritie. In order to withdraw WebMoney to a card, you do not need to attach it to an electronic wallet; you can open it directly at the bank. These cards have many advantages, since they can be used to withdraw money very quickly, returning 1%. The same card makes it possible to have a regular card attached to your wallet.

How to withdraw money from Webmoney through Alfa-Bank? This bank also cooperates with WebMoney, but in a slightly different way. To attach a card to an electronic wallet, you need to link it using Internet banking, and indicate the wallet number there. Alfa Bank withdraws money as a commission of two percent, which is quite a lot. If you are a Sberbank client, then you can instantly withdraw WebMoney to your Sberbank card.

Is there an obligation to pay taxes on the withdrawal amount?

Nowadays, operations such as funds transfer are of great interest tax inspectorates. Information about these transfers is not sent to the Federal Tax Service. But subject to registration individual entrepreneur and failure to further indicate invoice receipts will require you to pay tax or a fine for non-payment.

In general, the WebMoney service is a very necessary and convenient discovery. Now virtual money can also find its worthy use in the form of cash, and this service guarantees their complete safety and the absence of any risk. Spend a little time getting acquainted with the nuances of WebMoney - and in the future, withdrawals will require a couple of minutes of work.

How to withdraw WebMoney without commission

For many people who work via the Internet, the problem of converting virtual funds into cash is pressing. Most often, funds are withdrawn from WebMoney, since this is the most popular service. When withdrawing funds, most often a certain commission is charged, which you really don’t want to pay; ideally, you want to withdraw money without a commission.

It's surprising, but it's possible! Just a disclaimer - here we are not talking about the commission of the WebMoney system itself for the transfer, it is 0.8%, it will be charged in any case. This withdrawal procedure is only possible for WMR tokens; this is an analogue of the ruble. If money is saved in another currency, you can exchange it for rubles in the same WebMoney system or in any online exchanger.

Step-by-step instructions for interest-free withdrawal of funds

So, how to withdraw cash without commission? First you need to order a TKS bank card.

You can order a card online (on the bank’s website), it’s free, and in a couple of days it will be sent to you by mail.

The card itself is a credit card, on which some funds will already be present, but you can use them at your own discretion, or not use them at all.

When you already have the card, you just need to withdraw money from WebMoney to Qiwi at a one-to-one rate. You can create a wallet in this system on their website; you must indicate your mobile number, which will be the number of your Qiwi wallet.

When money gets into your Qiwi wallet, you need to withdraw it to your TKS card without any commission. Withdrawal occurs instantly. The whole operation will take you no more than twenty minutes, and you can run to get cash at the nearest ATM.

That's how the best way instant withdrawal of WebMoney without commission. It may not be clear why online exchangers do such a 1:1 equivalent exchange of currencies? Everything is simple here: a huge number of ordinary users buy online using a Qiwi wallet.

This is the simplest, most understandable and convenient online payment system for the average user. In addition, the presence of a large number of terminals in the CIS and Russia makes this service extremely popular. It’s not at all difficult to top up or withdraw money from a Qiwi wallet; even a child can do it.

At the same time, not all online stores work with Qiwi, while Webmoney money is accepted without problems, and holders of funds on Qiwi have to exchange their money in online exchangers, losing interest. This is because user demand for Webmoney is currently higher than for Qiwi. It turns out that online exchangers have an excess of qiwi, but a shortage of wmr, because of this they are happy to exchange wmr for qiwi without interest, and this is beneficial for us.

It is worth clarifying that withdrawal of Qiwi funds to a TKS bank card, interest-free, is possible only four times a month and no more than 15 thousand rubles at a time. That is, you can profitably withdraw WebMoney in an amount of no more than sixty thousand rubles per month in total. Anything more will be subject to a 2% commission. But if we consider on average, the amount of sixty thousand rubles per month is quite sufficient for Internet workers.

The WebMoney payment system is used in Russian Federation enormous popularity. This is not surprising, because with its help you can not only pay for goods and services online, but also make money transfers at a low price (the commission is only 0.8%). Another undoubted advantage of WebMoney is that today a huge number of services and stores are ready to accept title units of the system for payment. Accordingly, there is no need to change money in order to make a purchase. However, sooner or later, every owner of an electronic wallet begins to think about how to get cash for WebMoney, how to withdraw title units from the system and exchange them for real money.

How to withdraw money from WebMoney in cash

A huge number of users use certified exchange offices to withdraw funds from electronic wallets. They are quite easy to use. Your task is to simply send the WebMoney amount to the intermediary’s (exchange office) wallet and indicate the number and bank to which it belongs in order to receive cash. As a rule, withdrawals are carried out in the shortest possible time - some exchangers even work automatically. In order to find a suitable exchange office online, you should use special services that display the exchange rates of different exchangers, as well as a list of banks with which they work.

How to withdraw money from WebMoney to a card

In order to send WebMoney to , you will need to prepare some documents. First of all, you need to take care of getting online wallet formal certificate. This is only possible by uploading a scan (photo) of the first page of the passport on the official WebMoney website with subsequent data verification. Here you will also need to upload your an identification number. When uploading documents, indicate that you need to undergo verification and receive a formal certificate in order to withdraw funds to a bank card. Please note that you can only send money from WebMoney to a card that belongs to you personally.

How to withdraw money from WebMoney through a terminal

You will not be able to withdraw WebMoney through the terminal. The fact is that this device does not have a built-in cash dispensing function at all. In the terminal you can only deposit money into your WebMoney wallet. This can be done using cash or bank cards (usually bank terminals offer clients this option). It is enough to simply send funds to an electronic wallet through the terminal using ordinary co-branded cards, on which, in addition to the bank logo, the Webmoney logo is also placed.

Where to withdraw money from WebMoney

If you wish, you can withdraw cash from your e-wallet via postal transfer. This method is quite in demand by those users who live in remote corners of the Russian Federation and do not always have the opportunity to use more modern means. To organize such a withdrawal, you need to find the item “Exchange VMR for Russian rubles by postal order." After this, the system will prompt you to fill out a special form, which indicates your passport details, the address where you want to receive the transfer (down to the street, house number, zip code, etc.). Confirm the service and wait for the funds to arrive. Not the best quick way, but working.

Advice from Sravni.ru: If you withdraw WebMoney through the post office, please note that the speed of delivery of funds will be quite low. However, they will come with a guarantee at any time. locality RF.

Dec 12

In order to withdraw WebMoney into cash, there are 4 ways: withdrawal electronic money to a bank account/card via WebMoney banking, exchanging electronic money for cash using exchange services, direct money transfer, payment for services and purchases electronic currency. We will provide you with details about these methods, as well as instructions for withdrawing funds, in this post.

Below we will consider the following questions:

WebMoney system

WebMoney is an international electronic system calculations.

Today WebMoney is the most popular payment system on the RuNet. To work and do business on the Internet, you simply cannot do without a WebMoney wallet, since all major operations go through this system. It is WebMoney that accounts for the overwhelming majority of financial flows in our Internet segment. In addition to the fact that you can carry out internal transactions in WebMoney in the form of transferring funds between accounts, money from this system can be cashed out. How? – You’ll find out further.

Preparation

Formal certificate

So, you are already registered and you have a WebMoney wallet. To cash out, you will need at least a formal certificate. How to obtain a formal certificate in the WebMoney system will be discussed in detail in the video.

Also, to cash out WebMoney, you need to select a bank that will service your account.

Selecting a bank for cashing out WebMoney

Choosing a bank and opening an account with it is a fairly simple procedure at first glance, but in fact there are a lot of nuances in it. As a rule, our person chooses a bank based on its popularity, as well as the fact that someone close to them receives a salary there. But this is not entirely the right approach. When choosing a bank to withdraw WebMoney, you must be guided by the following criteria:

• Development of the network of branches and ATMs. It is advisable that this is a large bank with branches throughout the country, and several in your city. The same applies to the network of ATMs of this bank; it is good if they are close to your home, as well as in places where you often visit (so that it is convenient for you to withdraw funds at any time of the day or night);
• Banking. It is very good if the bank has Internet banking, with which you can check the status of your account via the Internet, make transfers between accounts and pay for services (communications, Internet, utility bills, etc.). As an additional bonus, the bank has a mobile application, the so-called mobile banking, this is a mobile application for devices running iOS or Android, which repeats all the functions of Internet banking;
• Maintenance cost. Check with your bank to find out how much it will cost to service the card and what the commission percentage for withdrawing funds is. As a rule, there are two types of cards: the first - when the owner pays a fixed amount for servicing the card for the year, and there is no commission for cash withdrawals, the second - when the owner does not pay for servicing the card, but he is charged a percentage of the amount cash withdrawal. Which of these types of cards to choose - decide for yourself based on profitability, also pay attention to additional features cards, as a rule, “serviced” cards give more possibilities. Check with the bank in advance for the cost of the service fee and commission percentage;
• Payment system. Currently issued cards of three payment systems: MasterCard, VISA and PRO100. MasterCard and VISA are American systems, but they are suitable for those who plan to pay with the card on the Internet, as well as use it abroad. PRO100 is a Russian payment system, such a card is suitable for domestic use and will not be available for payment on the Internet and abroad, but it does not depend on the state international relations(sanctions), since it is internal.
• Connections. Of course, if you have friends or relatives who work in a good bank, then this is also one of the factors that plays in favor of the bank, since if you have questions, you can contact such a person and, depending on the problem, quickly solve everything.

It is advisable to open a card account in the chosen bank, since it is more convenient to withdraw funds using a payment card.

Let's consider the most best banks for cashing out money from WebMoney.

• "Sberbank"
• "VTB 24"
• "Russian standard"
• "Alfa Bank"
• Bank opening"
• Tinkoff Bank
• Bank "Avangard"
• Svyaznoy Bank
• "PromSvyazBank"

Of the listed banks, we recommend choosing first three: Sberbank, VTB24 and Russian Standard. These banks have a large network of branches and ATMs, good and functional Internet banking (with availability mobile banking).

Withdrawal process

Today, there are four ways to cash out WebMoney, which we will consider below. So, you already have a WMR wallet, a formal passport and a bank card in your name - you can withdraw funds.

Banking WebMoney

Standard method withdrawal of rubles from WMR. You transfer electronic money to the WM system, which transfers funds to your bank card.

Now select the “Withdraw” section.

In the payments field, select the name of your bank so that the funds transfer details are automatically filled in.

All you have to do is enter your account number, full name and, if necessary, the purpose of payment.

Enter the name of the payment template for easy withdrawal next time.

After payment you can view the payment status.

The transfer of funds can take from several hours to 3 hours, on average, withdrawal occurs within 24 hours.

This type of withdrawal of funds is considered official, and it is one of the most profitable, but time-consuming. You will also be limited in the choice of currency, since withdrawals are made only from the WMR wallet and only in rubles.

Internet exchangers

The most common type of withdrawal is “exchangers”. The bottom line is that you transfer your electronic money to an intermediary, and he makes a direct transfer of money to your bank card, for a certain percentage, of course. As a rule, such intermediaries have an account in each bank, which allows them to instantly carry out settlement transactions through Internet banking.

To exchange on the BestChange website, in the left column, select the type of WM wallet from which you want to withdraw funds, and in the right column, select your bank. The table will display exchangers with the most favorable exchange rates. At the same time, focus not only on the course, but also on the quality of the resource. When a resource is selected, we perform an exchange.

Most exchangers have the same type of system for completing an exchange application: selecting the type of wallet, WM from which you want to withdraw funds, and then the bank where you are served.

Then you will need to enter the exchange amount, your WM wallet, account number, full name, and, if necessary, add a note.

The advantage of this type of withdrawal is that the money, as a rule, arrives almost immediately, within a few hours at most.

In addition, you can withdraw not only WMR, but also funds from other WM wallets. Such withdrawal of funds is not recorded anywhere, which is very useful in our time.

Remittance

As an alternative, you can use a money transfer. The process is the same as offline:

To transfer, select the desired system

Then enter your information by filling out all fields.

Select a bank and its branch.

Fill in your bank details (as a rule, they should be filled in automatically).

The transfer is made within an hour.

The advantage of this method is that you do not need to open a bank account.

Alternative conclusion

In addition, there is another way to withdraw WebMoney - transfer it for payment for various types of services or pay for the purchase of goods in an online store.

Within the system it is possible to pay for mobile communication services and Internet access. Commission for payment is 0.8%.

A lot of online stores accept WebMoney as payment for goods. True, for payment with electronic currency, the cost of the goods is considered as a non-cash payment, however, the difference in price, as a rule, is a percentage equivalent WebMoney withdrawal.

When using and cashing out WebMoney, follow security measures to keep your funds safe and secure from scammers.

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