With Apple Pay, Sberbank customers can shop safely, conveniently, and privately in millions of stores, popular apps, and websites. Read more about the service in our article.

Apple Pay is a mobile payment system that allows you to pay for purchases using NFC technology at retail outlets, applications and on the Internet. The system ensures complete confidentiality and security for all users. After you add a debit or credit card, the card number is not stored on your mobile device or Apple Pay servers.

Apple Pay is installed on iPhone 5 S, SE, iPhone 6 and 6+ and newer models, as well as Apple Watch.

To set up Apple Pay, your device must have a Touch ID fingerprint scanner and be signed in to an iCloud account.

How to properly connect Apple Pay on iPhone

1. Open the Sberbank Online application.
2. Find the card page and the "Connect Apple Pay" or "Connect on iPhone" feature.
3. In the Wallet app, add a card (screenshots, codes and personal data are not required).
4. Wait for the bank to verify the information provided.
5. As soon as the status of the card on your page changes, you can use it to pay for purchases.
6. There is another way to connect Apple Pay on iPhone:
7. If a mobile bank is connected to the card, open the Wallet app.
8. Find the "+" icon in the upper right corner and touch it with your finger.
9. Add a card (requires a security code).

How to properly connect Apple Pay on Apple Watch

Open the Watch app on iPhone, then go to the My Watch tab.

Tap Wallet and Apple Pay.

Follow the same steps to add a card as for iPhone

Once your bank or card issuer has verified your card, click Next.

Connect Apple Pay on iPad

• Make sure you are connected to mobile banking.
• Find the "Settings" feature and click on it.
• Tap the Wallet and Apple Pay app and select the "Add a credit or debit card" option.
• Add the card that is linked to your iTunes account using the code.
• If you need to add another bank card, enter the data using the camera.

How to pay for purchases using Apple Pay using iPhone: instructions

The payment procedure is quite simple. You need to bring your mobile device to the terminal and place your finger on Touch ID. As soon as your fingerprint is recognized, payment will take place automatically. If you transfer more than 1,000 rubles, the system may request a security code.

Never let anyone enroll your fingerprints on iPhone.

How to pay for purchases using Apple Pay with Apple Watch

1. Put your Apple Watch on your arm.
2. Enter password.
3. Press the side button twice.
4. Select a Sberbank card.
5. Bring your Apple Watch to the terminal.
6. The terminal will inform you about the successful completion of the operation.

How to pay with Apple Pay online and in stores

When you place an order, find the Apple Pay icon, tap it, and check all the information. Place your finger on Touch ID to complete the purchase. The inscription "Done" will indicate the completion of the procedure.

At any time, you can view card transactions directly on the screen of your gadget: to do this, select the required card from the list of linked ones.

Frequently asked questions and answers

Do I need internet to use Apple Pay?

To pay in the store for purchased products, access to the Internet is not required. Smartphones interact with the terminal thanks to NFC technology: this system uses a token and does not need an Internet connection.

What Sberbank cards does Apple Pay support?

Apple Pay works with debit cards:

• "Youth" Visa Classic

  Visa Classic with custom design

  Aeroflot Visa Gold

  Aeroflot Visa Classic

• Visa Signature Aeroflot

• "Give life" Visa Classic

  "Give Life" Visa Gold

  "Give life" Visa platinum

  World Mastercard Elite Sberbank First

  Mastercard Standard

  Mastercard Standard with custom design

  World Mastercard "Golden"

  Mastercard Platinum

  Mastercard World Black Edition Premier

• Mastercard Standard Contactless

  Youth Mastercard Standard

  In our country, the Apple Pay service was launched only in the fall of 2016, but has already earned considerable popularity among domestic users. Its main advantages are a high level of security and maximum convenience of making payments. The number of banks that have decided to connect to this service is constantly increasing, however, at the beginning of 2018, in domestic open spaces, it works mainly with Visa and Mastercard cards. The joint use of Apple pay and Sberbank Mir was announced back in 2017, but in practice, the joint use of these products will begin only in 2018.

  What is Apple Pay

  This is a unique development of Apple programmers that allows you to make contactless payments in offline and online stores using a smartphone or other gadget from an American corporation. The peculiarity of this service is that it uses a special code called a token to implement transactions. This code is transmitted from the gadget to the payment terminal, after which it is decrypted. Such technology provides a high level of guarantee that information relating to the owner, as well as the amount available on the account, will not fall into the hands of intruders and will not be disclosed.

  Several bank cards can be associated with one Apple device, which makes it possible to make purchases using the one that will provide the greatest benefit in this particular case. For example, the Mir card and Apple Pay can be used for shopping at the nearest supermarket, and Visa can be used to purchase goods on the Internet.

  The operation of this service is possible after preliminary digitization of the bank cards available to the user through a special Wallet application or by photographing. After that, payment can be made without the use of magnetic stripes and chips embedded in physical plastic, but wirelessly directly from the mobile device. The payment is confirmed by a special Touch ID fingerprint sensor, and if the transaction is made using a smart watch, then by double-clicking on it. The card with which payment will be made is selected in the proprietary Wallet application.

  How to link a Mir card to Apple Pay

  In order for this service to be fully used, the device must have a proprietary fingerprint scanning technology called Touch ID. You also need to sign in to your iCloud account (if you don't already have an account, you'll need to create one).

  Another prerequisite is the presence of an Internet connection, since without this the Mir card and Apple Pay cannot be connected. In addition, you will need to install an application called Wallet, since it is through it that the card of Sberbank or another financial institution is added and connected.

  Algorithm for connecting Mir to iPhone or iPad

  To be able to use a Sberbank card in the Apple Pay service, you must perform the following steps:

  

  If everything is implemented correctly, then in the end there will be a change in the status of the card. This can be seen by the corresponding indicator in the application from Sberbank.

  

  Alternative option:

  • check the connection to the selected mobile banking card;
  • open the Wallet app installed on your Apple device;
  • click on the “plus” located in the upper right corner;
  • add a card by entering its details by photographing on a smartphone camera. You can also connect the banking product that is associated with your iTunes account, for which you will need to enter the security code in the appropriate field.

  The nuances of using "Mir" on smart watches from Apple

  You can make a payment from a card from Sberbank using smart watches after going through the following steps:

  • opening a mobile application from Sberbank on the iPhone;
  • going to the page of the desired card and activating the process by clicking on the button that says "Connect Apple Pay or Apple Watch";
  • add a card in the Wallet app on your smart watch, following the instructions that appear. You don't have to enter any SMS codes or personal data.

  You can check whether everything is done correctly in the Sberbank mobile application. On the main page of the application, the status of the card should change.

  Features of using Apple Pay with Sberbank cards

  After the card is connected, it is no longer necessary to keep the Internet on all the time for payment, it is enough that it is in the terminal itself. At the same time, it is also important to have support for PayPass technology in the POS terminal.

  In order to pay for the purchase, you need to bring the gadget a short distance from the terminal. Then you need to double-click on the Home key, and then put your finger on it so that the system scans the fingerprint.

  It is worth noting that with a purchase amount exceeding a thousand rubles, you may additionally need to enter a pin code.

  When paying using a smart watch, it is necessary that they be worn on the arm. The password must be entered and the side button double-clicked. After that, you will need to make a choice of the desired card and bring the device to the terminal. If the payment goes through, a characteristic sound will sound, and the clock will vibrate.

  In general, Apple Pay seems to be a fairly convenient payment service, eliminating the need to take bank cards with you to the store. However, so far, far from all even the capital's retail outlets can be paid in this way, so it is premature to say that in the near future it will be able to replace the usual plastic.

  How to use Apple Pay Sberbank - which cards are supported: how to connect and configure

  Many users have long appreciated the benefits of paying for goods via a mobile phone. If you have a modern device, you can link a bank card and use your smartphone instead. If you do not know how to connect apple pay savings bank to iphone 5s, consult a support specialist. Some Apple devices do not support this service due to lack of software. If you have a modern smartphone, we recommend trying this service.

  Almost all Sberbank cards are supported in Apple Pay. The exact list of programs that work under this system can be found on the official website of the organization. Please note that this service is supported exclusively by Visa and Mastercard. Salary cards Mir do not have the necessary chips that could transfer data to a mobile device. Among Visa cards, almost all systems receive Apple Pay support: Classic, Aeroflot, Molozhnaya, Gold, Platinum and others. There are no restrictions for Mastercard or Maestro cards.

  How to connect Apple Pay for Sberbank?

  Apple Pay is only supported by devices that have a fingerprint scanner. Touch ID is present in all devices from Apple, starting with the iPhone 5s. Keep in mind that only users authorized in iCloud can link a card to a mobile device. You will also need constant internet access. Before you can start using Apple Pay, you need to link your card to the Wallet e-wallet. To understand how to connect Apple Pay on iPhone 5s, follow the algorithm:

  • Open the Sberbank mobile application and log in to it. Don't forget to get the code through the ATM.
  • Open the page with bank cards, select the one you need and select Connect Apple Pay or on iPhone.
  • Follow the instructions provided by the app.
  • Scan a bank card, confirm ownership using SMS messages.
  • If you do everything right, the map status on the main screen will change.

  If there are no changes, you need to check if you are using the connected card. If that, then try launching the Wallet application, click on the "Add account" item. Enter the requested data, then take a photo of your bank card. To start using Apple Pay on your watch, follow the algorithm:

  1. Launch the bank application on the linked mobile device.
  2. Open the list of bank cards, select the one you need.
  3. Click on Connect to Apple Pay or Apple Watch.
  4. Follow the instructions that the device will generate for you.
  5. Log in with an SMS code.
  6. The card with the changed status will appear on the screen.

  Please note that if you want to withdraw money from an ATM, you will not be able to use the device. If such a procedure did not bring a successful connection, check if the card is connected to mobile banking. Try launching the smartwatch app on your phone, find Vollet in it. Add a debit or credit card this way, follow all the instructions. Connecting a similar service on the iPad is also simple. It is enough to launch the mobile application and act in the same way. If you do not know which cards are supported by the service, call the consultant.

  How to use Apple Pay Sberbank?

  Using Apple Pay cards is very easy. All control lies with the Wallet program, which is standard for all apple devices. Using the application, you can track spending, add and remove bank cards. Also on the main screen you will always have access to the account balance. If you do not know how to use Apple Pay Sberbank, you can contact a specialist from the technical support service. If you understand a little about the operation of the device, you can easily figure out the settings yourself. To make purchases, you do not need to carry all your bank cards with you.

  Keep in mind that not all terminals work with Apple Pay yet. To understand that the device supports this function, you can use a special sticker on it or on the screen of the device.

  If it says PayPass , PayWave or NFC, then you can use the service. Place your mobile device on the terminal while placing your finger on the fingerprint scanner. If you do everything right, you will automatically pay for purchases in the amount of up to 1000 rubles, with large expenses you must enter a password. If you do not know how to pay, ask a consultant.

  If necessary, you can independently connect a payment password together with a fingerprint. This significantly increases the security of payments, reduces the risk of unauthorized access. At any time, you can block the card or start using it again. Today, many stores and organizations support working with such services. With Apple Pay, you can pay for purchases in online stores. It looks like this:

  • Select the product you are interested in and start processing it.
  • Select the Apple Pay payment type.
  • Enter the required data.
  • Wallet will receive a notification that the purchase has been made. Confirm it. After that, you can pay via smartphone anywhere.

  Verification code for apple pay from PJSC Sberbank does not come

  

  It's quite simple to figure out how to connect Sberbank's Apple Pay. But many users experience serious difficulties in the process of using it. Often they complain that the system does not pass the password. This makes it impossible to use the service. If you do not receive a verification code from PAO, this may be caused by the following reasons:

  1. Fingerprint Reading Problems - If the scanner does not work properly, these abnormalities occur.
  2. Wallet setup failed. If the system sees that someone is trying to use your data illegally, it does not skip any action.

  Until recently, debit cards that supported the contactless payment system diligently shocked both sellers who dispensed goods at the checkout and buyers crowding in line, but now smartphones and watches are being applied to payment terminals, and no one will ask questions!

  The world has changed - problems with the leakage of confidential data have been solved (plastic card numbers are now hidden behind the indestructible password of a smartphone that supports Touch ID or Face ID), there is no need to carry a bunch of little things in your pocket, and in Pyaterochka and Magnit there is a discount and offer card no need to search in your wallet, all information is available in the virtual Apple Wallet. Pay by card with Apple Pay. became more convenient. Shopping has become more pleasant and safer.

  What is Apple Pay?

  Apple Pay is a technically advanced contactless payment technology based on NFC (“near-field contactless communication”) technology and using the functionality of the top-secret and most secure Wallet virtual storage, where you can add credit, discount, bonus, prepaid and debit cards, and at the same time tickets to movies and coupons, and then use for secure payment at terminals, at the box office or on the Internet.

  The main idea of ​​Apple Pay on iPhone and other devices is the ability to create a virtual wallet once and forget about the need to carry a bunch of unnecessary things in a backpack or bag forever. Everything is always at hand - you just need to figure out how to use Apple Pay.

  In addition to convenience, Apple Pay also offers the maximum level of protection of confidential data: information about cards added to the system cannot be removed without the appropriate access rights, which only the owner of a smartphone, tablet or watch has.

  On what devices is the technology available?

  Paying for purchases using Apple Pay is allowed on those Apple products that support NFC technology. The list of devices is as follows:

  
  

  Cards that work with Apple Pay

  The first launch of Apple Pay technology took place back in 2014 in the United States. It was there that the service was tested from all possible sides, and everyone was satisfied. And banks, interested in the ability to provide customers with the best service and modern opportunities, and users who have ceased to worry about security. 2 years later, the technology reached the CIS. And, oddly enough, the novelty was well received in Russia - all available banks, shops and shopping centers, payment systems and even taxis immediately became active! As a result, you can pay for purchases in the following ways:

  

  Step-by-step instruction

  It pays to get right to the details. Apple Pay is a technology that allows you to make contactless payments using debit, credit and any other cards added to your virtual storage, Apple Wallet.

  Storage usage is different on different devices, and therefore - first things first:

  iPhone

  1. On smartphones, working with Apple Pay begins with finding the appropriate Wallet shortcut located on the desktop;
  2. In the menu that appears, click the plus sign located in the upper right corner;
  3. Accept all conditions and requirements, and agree with the process of necessary processing of card data;
  4. Scan the card or enter the required information manually;
  5. Wait until the device contacts the bank and gives the go-ahead to add Apple Pay to Wallet. Processing information, for example, with Sberbank, takes no more than 2 minutes;
  6. If the processing is completed successfully, a thumbnail of the card with encrypted data will appear in the Wallet section. It remains only to choose what item you need to pay for with this card (Sberbank, etc.)!

  iPad

  

  Apple Watch

  1. Wallet setup starts from the "My Watch" tab (the corresponding shortcut is available on the desktop);
  2. In the "Wallet and Apple Pay" section, you need to repeat the procedures for adding a card described above - again the already familiar card scan, waiting and direct interaction;
  3. By the way, if necessary, you can activate the synchronization of data that comes after paying for Apple Pay between the watch and the smartphone.

  Mac

  And again, no revelations - find “System Preferences”, then the “Wallet and Apple Pay” section, enter card details, wait for a response and start using. This method is only for MacBook Pro with Touch ID fingerprint reader.

  For the rest of the equipment, you will have to activate the ability to pay in the browser using the iPhone (in the Wallet settings, check the box next to the item “the ability to pay on Mac”).

  What to do if the card is not added?

  If for some reason the methods described above did not work, it is necessary to check whether the following requirements are met:

  • Are you signed in to iCloud and Apple ID;
  • Whether Face ID or Touch ID is set up;
  • Is a password selected if no other authorization method is used;
  • Whether the card, bank, or issuer supports Apple Pay;
  • Are there any regional restrictions in the host country (for example, in Japan, you can only use Apple products that are purchased directly in the country for payment, and in Italy you cannot rely on most banks when paying online).

  How to shop. How to use

  The payment process on different devices (quite expected) occurs in different ways:

  
  

  Why does not it work. Possible causes and solutions

  If, for some reason, Apple Pay contactless payments stopped working on Apple smartphones, tablets, watches, and computers, then it's time to sort out the small details. It’s worth starting the check with a simple one, and then moving on to the most complex one:

  1. First of all, it is worth checking whether the technology is available in the current country (or region) of residence. Look for relevant information on the official website of the company -;
  2. The second step is to figure out if your smartphone, tablet, or other device actually supports Apple Pay. In the same way, you need to check whether the cards of the selected bank are suitable for adding to the Wallet. If not, then you can immediately forget about contactless payment;
  3. In some cases, Apple Pay does not work with MasterCard cards issued by certain mobile operators if it is incompatible with the SIM installed in the smartphone. For example, if a Megafon card is selected, then the SIM must also be looked for from Megafon, otherwise there may be problems due to incompatibility;
  4. Now we have to work with the technique. Activate Touch ID and be sure to enter a password. If Face ID is supported, you need to add a face to quickly verify your identity. It is important to immediately check whether the card is added to the "Wallet and Apple Pay" section in "Settings". And whether the section functions in principle. Any problems? It is better to immediately reboot the device and try again a little later - this happens when you first set up the technology. You should also update iOS, WatchOS, and MacOS right away (just in case). Sometimes some Apple Pay payment scenarios simply don't work due to problems with the operating system;
  5. If the error “Connection failed” occurs during payment, then you need to erase the device settings. Namely, look into the "General" section, go to the "Reset" item, and select "Reset all settings" (it is better to take care of creating an up-to-date backup copy from which you can restore all data if the error cannot be corrected by regular means). Then all that remains is to reboot and check the NFC technology again (with the check, most likely, the main difficulties will arise - you will have to turn to payment terminals, which can only be found in stores). If resetting the settings did not help solve the problem with Apple Pay, the last option remains - contacting a service center. Most likely, the NFC chip has stopped working, and you can’t do without the appropriate repair.

  How to connect Apple Pay?

  To set up Apple Pay, your device must have Touch ID. Your device must also be signed in to an iCloud* account.

  Please note that you need an internet connection to set up Apple Pay.

  To connect Apple Pay, you need to add a Sberbank card to the Wallet app on your device:

  • Open the Sberbank Online application.
  • Go to the card page, click on the "Connect Apple Pay" or "Connect on iPhone" button.
  • Follow the instructions to add your card to the Wallet app on your iPhone. You do not need to scan a bank card and enter codes from SMS and personal data.
  • mobile bank
  • Open the Wallet app.
  • Tap the plus sign in the top right corner.

  Apple Watch

  • Open the Sberbank Online app on iPhone.
  • Go to the card page, click on the "Connect Apple Pay" or "Connect on Apple Watch" button.
  • Follow the instructions to add your card to the Wallet app on your Apple Watch. You do not need to scan a bank card and enter codes from SMS and personal data.
  • After connecting, the status of the card on the main page of the Sberbank Online application will change.
  • Make sure you have a mobile bank connected to your card
  • Open the Apple Watch app on iPhone.
  • To add a credit or debit card associated with your iTunes account, enter the card's security code. Or select "Add another card" and use the camera to enter card details.
  • Make sure you have a mobile bank connected to your card
  • Go to Settings.
  • Tap Wallet & Apple Pay and select Add Credit or Debit Card.
  • To add a credit or debit card associated with your iTunes account, enter the card's security code. Or select "Add another card" and use the camera to enter card details.

  Note: iCloud is an online service from Apple. To sign in to iCloud, you need to go to the Settings app on your device and enter your Apple ID.

  What is Apple Pay?

  Apple Pay is a convenient, secure, and private way to pay for purchases in stores, apps, and the web. Apple Pay works very simply - all you need is the device you use every day. Your card details are securely protected because they are not stored on the device and are not transferred anywhere when paying.

  What devices does Apple Pay work on?

  Apple Pay works with iPhone 6 and later in stores, apps, and websites in Safari; with Apple Watch - in stores and in applications; with iPad Pro, iPad Air 2, iPad mini 3 and later in apps and websites; and from a Mac in Safari with an Apple Watch or iPhone 6 or later that has Apple Pay. The complete list of devices is shown

  Apple Pay supports the following Sberbank debit and credit cards:

  Debit:
  Visa Classic
  Aeroflot Visa Classic
  "Youth" Visa Classic
  Visa Classic with custom design
  Visa Gold
  Aeroflot Visa Gold
  Visa Momentum
  Visa Platinum
  Visa Infinite
  Visa Signature Aeroflot
  "Give life" Visa Classic
  "Give Life" Visa Gold
  "Give life" Visa platinum
  World Mastercard Elite Sberbank First
  Mastercard World Black Edition Premier
  World Mastercard "Golden"
  Mastercard Platinum
  Mastercard Gold
  Mastercard Standard
  Mastercard Standard Contactless
  Mastercard Standard with custom design
  
  Youth Mastercard Standard card with individual design
  Mastercard Standard Momentum
  Visa Electron

  Credit:
  Visa Classic
  Visa Gold
  "Give Life" Visa Gold
  "Give life" Visa Classic
  Aeroflot Visa Gold
  Aeroflot Visa Classic
  Visa Momentum
  Visa Signature
  Mastercard Gold
  Mastercard Standard
  Youth Mastercard Standard
  Mastercard Credit Momentum

  How much does it cost to use Apple Pay?

  Apple Pay is available at no additional cost.

  Where can I pay with Apple Pay?

  You can pay for purchases using Apple Pay wherever contactless payment with Sberbank cards is provided, as well as in mobile applications and on the Internet - where there is a "Buy with Apple Pay" or Apple Pay button in the list of available payment methods.

  How do I pay for a store purchase using my iPhone?

  To pay in a store, bring your iPhone to the terminal with your finger on Touch ID. After the fingerprint is recognized, the payment is authorized. The terminal will report the successful completion of the transaction. Always check with the terminal to make sure that the payment has taken place. For transactions worth more than 1,000 rubles, you may be asked to enter a PIN code on the terminal.

  Important!

  How do I pay for a store purchase with Apple Watch?

  Put your Apple Watch on your wrist and enter your password. To pay, double-click the side button on your watch, select a Sberbank card, and bring your Apple Watch display to the terminal. The terminal will report the successful completion of the transaction. Always check with the terminal to make sure that the payment has taken place.

  Attention! Do not share your password with anyone.

  How to pay in mobile applications and on the Internet?

  When ordering, look for the Apple Pay icon. Tap the icon to check your payment information and contact details. Then place your finger on Touch ID or double-tap the side button on your Apple Watch to complete your purchase. You will see on the screen the inscription "Done" and a check mark - this means that the payment was successful.

  Important! Prevent anyone, including your family members, from enrolling your fingerprints associated with your Apple Pay device.

  Do I need an internet connection to pay for purchases with Apple Pay?

  No, you don't need to be connected to the internet to pay for purchases in stores with Apple Pay. Your device communicates with the terminal using contactless NFC technology.