Payment methods: how to issue and pay an invoice? The procedure for making payments on Webmoney Webmoney payment system.

There is nothing complicated about paying for goods and services on the Internet through WebMoney, but I’ll still tell you just in case, for complete beginners. Although I can’t even imagine what problems might arise in this case.

Choose on the website what you want to pay. If the service does not have a clear price, for example, you are replenishing the balance of some exchange, then you will be prompted to immediately enter the replenishment amount in the system currency (dollars, rubles). If the seller accepts several currencies, you will most likely be asked to choose which wallet to make the payment from, WMZ (dollars) or WMR (rubles).

After filling out the required fields and selecting a wallet, you will be transferred to merchant.webmoney.ru. This is a service for accepting payments through WebMoney from the WebMoney company itself.

You will be offered a choice of payment methods via Webmoney. You can pay without a wallet at all, you can use the official WebMoney application for your computer (it must be launched in this case), you can use the web version of the wallet. Choose what you usually use, there is no difference. Follow the instructions on the screen, enter the specified codes, emails and passwords.

Please note that information on the current transaction is located at the top. The name of the service/product, its price, seller and account number are indicated. This is a great opportunity to double check that everything is correct. If you change your mind about buying, or notice an error, no one forbids you to interrupt the payment by simply closing the browser window. No money will be written off from you.

In the next window you will see, you will need to confirm the payment. By SMS or via E-num. If you do not have enough funds in the desired wallet, but there is still money in another, then from this other wallet the missing amount will be transferred to the desired wallet at the WebMoney rate and the payment will still go through. If such a situation occurs, you will be notified at this step.

And yes, in this second step you can also refuse the deal, there is even a special button for this - I refuse payment.

After confirmation of payment, you will be redirected to the seller’s website, most likely to the payment confirmation page, where it will be written that everything is cool, the payment has passed.

The WebMoney electronic payment system is the oldest and most widespread in Russia and the CIS countries. But only in our time do users begin to fully take advantage of all its advantages. Therefore, the question of how to pay for goods in an online store or any online services via WebMoney is becoming increasingly common.

Payment via WebMoney

Before moving on to instructions on how to pay for certain goods and services online via WebMoney, you should understand what opportunities this system provides.

First, of course, is paying for goods in online stores. Today, almost every virtual store cooperates with this payment system. Moreover, a huge number of brick-and-mortar stores also operate online.

Secondly, using WebMoney you can pay for loans, as well as various services, including utilities. Of course, paying via WebMoney requires a small commission to be debited from your account. But the size of this commission is very small (1.8% of the transfer amount), so no one pays attention to it. In this case, the payment is received instantly.

Thirdly, the WebMoney system itself has a loan function: you can take out a virtual loan for your needs.

The interest rate will depend on the lender, since the same user gives you the loan, and he also sets the amount of the commission.

Among other things, in WebMoney you can issue invoices to other users, who, in turn, can pay them or refuse them. So, let's talk in more detail about how to pay via WebMoney.

How to pay utility bills and telephone bills

To do this, the required amount must be in your virtual wallet account. So, log into your WebMoney account using Keeper Standard. On the main page, go to the “Payment” tab.

Below you will see two columns. The first is called “Payment for services”. Here you need to select the type of services you want to pay for, for example, mobile communications, utilities, Internet, games, and so on.

After selecting the service type, a list of service providers will appear in the right column. Above this list you will see a button to select a country, as in the picture.

All you have to do is choose the right supplier. Then just follow the prompts on the screen. As you can see, paying for utilities via WebMoney is very simple and very convenient.

Payment for goods

As mentioned above, almost every modern online store works with WebMoney. Here's how to pay for goods online via WebMoney:


How to pay for services and goods via WebMoney: Video

How to pay WebMoney bills

You already know that other WM members can send you invoices for payment. For example, if you were provided with some services, the provider may issue you an invoice for payment. In this case, you need to pay for it.

The most convenient way to do this is in Keeper WinPro. Launch the program on your computer, enter your username and password to log into your account. Here you will see that there is a new message in the Inbox tab.

All you have to do is open the message and click “Pay” or “Refuse”.

How to pay via WebMoney if you were simply given a wallet number or the recipient's bank details? In this case, go to Keeper WinPro and open the “Wallets” tab. Find here the wallet from which the payment will be made and right-click on it.

In the menu that appears, hover your mouse over the “Transfer WM” item.

  • To another WebMoney virtual wallet.
  • To the bank.
  • By email.

This way you can pay off bank loans, transfer funds to bank accounts and other virtual wallets.

For example, choose the first option. A window will appear in which you need to enter the recipient's wallet number, transfer amount and comment. After filling out all the items, click “Next”. After that, just follow the prompts on the screen.

If you have bank details, then choose the second option. You will then be taken to a web page with instructions. Remember that you can only withdraw funds from WebMoney to a personal card.

Now you know how to pay WebMoney via the Internet.

Paying for a phone via WebMoney: Video

WebMoney is the most popular payment service on the Internet, with the help of which various payment transactions are made. These are: paying utility bills, replenishing a mobile account, accessing the Internet, making purchases in online stores. To know how to pay for a particular service via WebMoney, you will first need to register on the server itself. This is done very easily, all you need to do is register, provide the necessary data, and receive a certificate.

To make payments, you must have funds in your account. Topping up your wallet is also easy; transfers are made for this:

  • from a bank card;
  • through payment terminals;
  • Bank transaction;
  • at the box office of retail chains;
  • from a mobile phone;
  • via Internet banking.

How to make a purchase of a product?

Today, almost all online stores cooperate with WebMoney, so purchasing the product you like will not be difficult. To do this, you need to have funds in your account. Next, to make the right purchase you should:

  • Decide on the product on the online store website and then choose a payment method. In this case, it is WebMoney;
  • Next, there is an automatic redirection to the wallet, where you will need to select Keeper Standard (mini). The thing is that it is with its help that online purchases are made; other types of management simply do not provide such an opportunity;
  • After registration, you need to select the wallet from which WebMoney payments will be made. It can be rubles, dollars, euros;
  • Then all you need to do is follow the instructions and at the end of the procedure confirm the transaction using the SMS code that will arrive immediately after pressing the “Confirm by SMS” button;
  • The received code must be entered in the appropriate window and confirmed by clicking the “Confirm payment” button, thereby paying for the purchased product;
  • If necessary, you can print out the corresponding receipt for the paid product, which is sent by email, and return to the page in the online store.

Other payment methods

WebMoney also has another type of payment for online store services. This is a fairly new payment method, but already has positive reviews from users. This is WebMoney Check. It allows you to make purchases online, but only using your mobile phone. To do this you need:

  1. Top up your account, but you should do so. In the terminal window, where the e-wallet number is usually indicated, you need to enter the mobile phone number in international format or without specifying it (depending on the terminal).
  1. Deposit an amount of money, but here you should take into account that when replenishing a commission will be charged, so it is better to make a small reserve.
  2. The terminal will issue a receipt, which you must leave and never throw away, since it is the receipt that is used to purchase goods on the Internet.
  3. An SMS confirmation will be sent to the specified number; it also cannot be deleted until the purchase is made;
  4. Next, select the product on the online store website and pay via WebMoney.
  5. Then, on the payment page, enter your phone number and password, then the “Proceed to payment” button;
  6. Enter the received SMS code in the appropriate field and click “Confirm payment”.
  7. The payment was completed successfully. To check the balance and history of the transaction, you can view it in your personal account.
The main advantage of this service is that you can pay through WebMoney not only in rubles, but also in other currencies. The thing is that this payment system works in many countries around the world. Also, for the convenience of users, WebMoney provides services for opening wallets with different currencies. In addition, you can make transfers from one type of wallet to another.

To pay for purchases or services through Webmoney, you do not need to have a wallet in the system. This can easily be done without registration, if you do not plan to use the service in the future. Below we will consider all the ways to make various types of payments through Webmoney.

Payment options for registered users

WebMoney allows you to pay for goods and services via the Internet (including from foreign sites, for example, Aliexpress), pay off fines, and make utility bills. This can be done directly on the seller’s website or.

Participants registered in the system can pay for goods and services through their Webmoney wallet in the following ways:

  • transfer to the seller’s wallet in the WebMoney system;
  • according to the invoice;
  • payment through Merchant (on the seller’s website, via payment link);
  • from WebMoney Keeper through the service catalog;
  • by code in SMS.

Transfer to wallet

Payment is made as follows (using WebPro Light as an example):

Payment on account

You can pay the invoice issued to you from your WebMoney wallet:


Also, when you receive an invoice, you can refuse to pay it by selecting the appropriate button in paragraph 3 of the instructions above.

Payments via Merchant

This is a safe and secure way to transfer money to the seller of goods or services. The essence of the service is that you select a product or service on some website, and after authorization and confirmation, the system itself transfers the required one from your wallet to the seller’s account. The seller may also send you a payment link, which has a similar effect.

To pay for an item through the Merchant service (using Aliexpress as an example):


After confirmation, you will receive a message that the payment has been successfully completed and will be redirected to the store's website.

Service catalog

You can also make some payments (including taxes and fines) from the Webmoney Keeper menu:


The information required to fill out depends on the type of service and operator. In some cases, the account number and amount are enough; for utility bills, you need to enter the payment period and meter readings; for a traffic fine, driver’s license information, etc.

Payment by SMS

This method is suitable for quick payment when there is no Internet access and you cannot log into your Keeper. This option is provided by some sellers, and you can configure the function in the section security.webmoney.ru.

The option is that on the seller’s website you simply enter your mobile phone number, to which you receive an SMS asking you to confirm payment.

After this, on the confirmation page you enter the code from the message and the money is debited in favor of the seller.

Methods that do not require registration

There are also several payment methods without registration:

  • from a bank card;
  • via Internet banking;
  • bitcoins;
  • through payment terminals;
  • in post offices;
  • other methods depending on the seller.

In this case, you make a one-time transfer through the system from some source of funds belonging to you in favor of the seller. This applies to any Internet sites and various services that accept WebMoney for payment.

General instructions for payment without registration:


Further actions depend on the selected type. For a bank card, you will need to enter its details and confirm the payment.

In the case of Bitcoins, you need to scan the QR code with a special application.

When paying through Sberbank Online, an invoice will be created for you, which will indicate your wallet number. Next, you need to log in to your personal account in the system, go to the payments section, select Webmoney in the catalog and enter this number and amount.

You can similarly pay for goods through the Internet banking of some other financial institutions. Instructions will appear once you select a specific one.

Payment through terminals occurs using WM Check. Before you make it, you need to deposit cash at the nearest terminal. To do this, select WebMoney from the list of operators on the screen, but instead of a wallet, enter a phone number, where instead of +7 put 07, and then all other numbers. A password for your account check.webmoney.ru will be sent to your phone. Deposit the amount and take the check. Next, you need to return to the seller’s website again, enter the phone number and password from the SMS there, and only after that the money will be sent.

To make a payment via Russian Post, you need to create a transfer form by entering the necessary data on the website.

Depending on the seller, there may be other payment methods: Yandex.Money, Qiwi, mobile operator account, gift or bonus card, payment integrator.

The general scheme is always the same: follow the instructions on the screen, fill in the required data and confirm the sending of funds.

In some stores, payment without registration may not be available at all. In these cases, it will do, but in this case you still get a personal account with the ability to manage finances. When paying, you simply enter your phone number instead of your wallet number, and the password is the SMS code. Confirmation is also carried out via SMS.

If an invoice has not been generated, you must issue an invoice and select a convenient payment method.

To issue an invoice and select a payment method:

  1. Go through the order/renewal procedure.
  2. In click Go to the payment.
  3. Select a convenient payment method by clicking on the appropriate line. The invoice will be issued and ready for payment.

How to pay the bill?

The payment procedure depends on the method chosen:

Bill payment methods

Bank cards

Ready! After confirmation of payment, the money will be automatically debited from the bank card.

Note! When you link a bank card to your Personal Account, One-Click payment is automatically activated. When paying using this method, an SMS message with a code to confirm payment will not be sent.

If you want to pay your bill while in another country, use REG.COM. This is a special English version of our website with unique payment system settings for accepting payments from foreign citizens. Then follow these steps:

Non-cash transfers

Payment method is only available if completed for a legal entity or individual entrepreneur.

If you need to pay a bill on behalf of a budget organization, use the article:.

Restrictions:

  • On weekends and holidays, payment is not credited; it will be received on the first working day;
  • Payment from third parties is not accepted.


How to credit funds for a payment order ahead of schedule?

Payment of the invoice by bank transfer is credited within 1 banking day, except holidays and weekends. If you paid your invoice on a holiday or weekend, payment will be received on the first business day. To activate the service ahead of schedule, please contact us via Help chat. Attach to the application with the bank mark “Executed” and the date “Written off from the account”.

Ready! Your application will be processed within a few hours. Then the funds under the payment order will be credited ahead of schedule.

How to make a payment from another legal entity?

You can pay an invoice from another legal entity in one of the following ways:

Method 1: Specify the purpose in the payment order

To credit the payment, in the purpose of the payment order, indicate the details of the company for which the payment is being made [“Payment on invoice No. for organization/individual entrepreneur with Taxpayer Identification Number***"].. Closing documents will be generated for the organization in whose favor the payment is credited.

Method 2: Pay for services on a new account

    To the details of the paying organization.

    Fill in the details of the organization that made the payment.

    Transfer services to a new account following the appropriate instructions:

    Issue an invoice on a new account with the payment method “wire transfer” and pay it.

Ready. After payment for services, closing documents will be generated for the paying organization.

The payment method is only available if