Otp bank loan repayment online. Settlement account in otp bank

OTP Bank is an organization that provides various services for private and legal entities. Bank branches exist in more than 3.5 thousand cities and towns of our country. The Russian OTP Bank is part of the Hungarian banking service one of the leading positions in the market financial services in central Europe and Eastern European countries.

The group of companies also includes Touch Bank, which specializes in servicing individual entrepreneurs and legal entities, in general, this is a bank for business!

ATTENTION! There are 3 types of OTP bank details for paying a loan, and the type you need depends on the currency in which you want to carry out the operation.

Requisites for Rubles

Details of JSC OTP Bank.

Name: OJSC OTP Bank

Correspondent account: 30101810000000000311

BIC: 044525311

TIN OTP Bank: 7708001614

PSRN: 1027739176563

Gearbox: 997950001

OKPO: 29293885

SWIFT: OTPVRUMM

Your checking account(if you are going to pay off a loan or deposit money).

Requisites for US dollars

Intermediary Bank: Bank of America N.A., New York, USA

SWIFT: BOFA US 3N

SWIFT: OTPV RU MM

Account: 6550975817

Requisites for Euro

For payments for customers (commercial).

Intermediary Bank: OTP Bank plc, Budapest, Hungary

SWIFT: OTPVHUHB

Beneficiary Bank: OPEN JOINT STOCK COMPANY “OTP BANK”

SWIFT: OTPVRUMM

ACCOUNT: 11782007-21191341

IBAN: HU79117820072119134100000000

For payments between banks.

Beneficiary Bank: Deutsche Bank AG, Frankfurt am Main, Germany

SWIFT: DEUT DE FF

Beneficiary: OPEN JOINT STOCK COMPANY “OTP BANK”

SWIFT: OTPV RU MM

Account: 100947455210000

IBAN: DE72500700100947455210

The word "props" comes from the Latin "requisitum", which can be translated as "required, necessary."

Legal details are data that an act or some other document must contain in order for one party to make a payment or transfer to the other party to the contract.

According to the rules of payment systems and banks, the details cannot be disclosed to third parties, otherwise the companies do not guarantee the safety of the client's funds.

Requisites are required for making payments, for withdrawing money from accounts and for crediting them to the account. Many banking transactions cannot be carried out without details.

Details for money transfers and other payments differ from the details of the debit or credit card. Although the card also has a bank account, it is different from other accounts, which is why it is called a card account. You need to know what is the difference between the concepts of "bank details" and "card details".

What can be done with props

By using details of OTP Bank can:

repay a loan
make a deposit
pay for bank services
make a payment or transfer to foreign currency(dollars, euros)
top up the card (but card details are needed)

For payments in foreign currency, OTP Bank has great props, for each type of currency they are different - in euros one, in dollars others, in rubles third. See the full list of OTP bank details for loan repayment at the beginning of the article.

To carry out any banking transaction with money, you need the correct details. If incorrect data is specified somewhere, the operation will not be possible. At best, the operation will not be completed, at worst, you will lose money. And it is very problematic to roll back which operation.

When transferring money, you must correctly fill out payment order. If it is filled incorrectly, then banking system will not be able to make payments. Also in case of error cash may be obtained by an outsider.

Today, every credit financial institution seeks to reach the widest possible audience. One of possible ways expansion of the client base is the availability and ease of making subsequent payments on the loan. Pay OTP loan bank, the borrower can immediately through several services.

Debt repayment is available through the creditor's offices in cash and non-cash funds, through Internet resources, both of the bank itself and third-party services, as well as through branches and resources of other organizations.

Online ways

Frequently asked questions that come from borrowers are how to pay for an OTP bank loan using an application, through terminals or in cash. And especially when the commission fee is minimal.

Customers can be understood, because what could be more convenient than paying without leaving home, and even without additional fees. Let's see what methods exist for this.

Through the Internet

The bank has its own Internet banking - OTPdirect. This service allows you to make any payments at any convenient time, including paying for an OTP bank loan via the Internet. bank card. There are only two conditions for this: access to your personal account and the Internet, as well as money on your debit account linked to Direct.

Performing operations through the specified resource is not difficult. If you have any questions, please contact support or call hotline. In both cases, you will receive an answer instantly.

From another bank card

If the borrower has several debit cards, various banks, it becomes possible to transfer funds to the account using the provider by going to the site. To transfer money from a card of another bank, you need:

open a card payment method.
fill in the required fields of the account number,
Full name and email address;
enter the amount;
then select the "continue" button.

This transfer option provides for a commission fee of at least 2% of the amount. Funds are transferred within a day. At the moment, such a translation is not the most good option payment, but the developers are working on it, so that in the near future, any person will be able to independently pay the loan without problems.

Via QIWI wallet

The bank provides an opportunity for customers to pay a loan through a Qiwi wallet. First, it is the most common network monetary system. Secondly, it is the most reliable and proven. It will take a few minutes for the user to open the wallet: go to the Qiwi.com website, where select "create a wallet", enter your personal phone, enter the number from the SMS that has arrived, and send it. Enter the password in the new window. That's all, the wallet is wound up.

The transfer fee is 1.6% of the total amount, at least 100 rubles. Within 24 hours, a limit of 15,000 rubles is set, during the week a maximum of 600,000 rubles.

Through Yandex.Money

Transfer of funds is also possible with electronic Yandex money. It's another one affordable way to pay the OTP bank loan online. With this payment option, the maximum commission will be charged, since Yandex.Money takes not only a commission equal to 3%, but also 15 rubles. for the payment itself. The only plus of this option is an instant transfer to your account.

Cash payment

For customers who want to pay off debt in cash, there are also several ways to do this, let's look at them in more detail:

Through bank branches

Branches of OTP Bank are located in all major cities of our country, detailed addresses can be seen when visiting the official website. In case you did not find a branch nearby, you can pay at another bank, but with an additional commission.

The term for crediting the transfer is no more than 3 days. Branches third parties the commission fee will be 3% of the total amount, and the enrollment period will be up to five days.

Through terminals and ATMs

Maximum convenient way payment, since both terminals and ATMs are located in easily accessible places. And the functionality of these devices is so simple that even a child can figure it out. For payment, you only need an account or contract number.

Funds are transferred within a day, and the commission is minimal - only 1%.

Through postal money orders

The Russian Post has the largest number of branches throughout the country. There you can make almost all types of payments. The term for transferring funds by this method will be up to seven working days, the commission is only 1%.

Through payment systems

Payment systems are considered to be a fairly common method of transfer, but we will only consider Unistream, because so far only OTP Bank works with this system.

To pay, you will need to find the nearest payment point to you and contact a specialist there. By providing the customer's account information, the payment will be made. Money comes to the account in one day, no additional commission is provided.

Through the terminal Eleksnet

Despite the fact that Eleksnet terminals are located in almost every large shopping complex, sometimes they are still difficult to find.

How to make a payment using the terminal:

open the tab "Loan payment";
find the required bank;
complete an account;
fill in personal data;
enter the amount;
insert money into the terminal;
get a check.

The money arrives within a few hours, and the fee is less than 1.4%.

other methods

An additional method of paying for a loan can be called repayment through the Svyaznoy or Megafon mobile phone stores, the specialists will independently arrange the payment according to the contract or account number. The commission fee will be 1%, the money will be received in less than a day.

OTP Bank offers a wide range of services, including lending services. You can find out the balance of the debt in six ways: through a mobile application, SMS banking, Internet banking, using a mobile application for borrowers or at a branch of a banking organization.

Personal account "OTPdirect" is a functional and round-the-clock service that allows you to get acquainted with the status of an account or loan, as well as pay for utilities, etc. On https://direkt.otpbank.ru, you must enter the login and password that are issued when signing the loan agreement. The service is provided free of charge.

Find out the balance of the debt through the application "OTPdirect"

Bank customer can download for free mobile application"OTPdirect" on a tablet or phone. The program is a service similar to Internet banking. You must use the same login and password as for Internet banking.

We use SMS banking

If there is no Internet connection, then you can use SMS-banking. The service allows you to get all the necessary information. The borrower should simply send an SMS message to the short number 5927. The message must contain the text: CREDIT or CREDIT .

If there is a need to get full access to the SMS banking service, then you need to send the text "HELP" to the short number.

Debt check in the OTPcredit application

The borrower will have access to the following options:

Familiarization with the exact amount of the loan and the number of days remaining until the date of the next payment.
You can find out the details of the borrower's account and other information necessary to repay the debt.
View a detailed map that shows the terminals and points where you can pay.
Track payments under the loan agreement using a detailed schedule.
Setting up notifications about the need to make the next payment.
You can view information about the terms of enrollment and the amount of commissions.
Repayment of debt from the mobile device account.

A convenient application can also be downloaded to a mobile device through the official Google Play and AppStore stores using the links below.

At the branch of OTP Bank

OTP-Bank is a large financial institution providing services to legal entities and individuals. Bank branches operate in many settlements countries. In the article, we will provide current and future clients of OTP-Bank with the details for repaying a loan. We will also tell you what this data is for and where you can usually find it.

What are props?

Requisites are mandatory data that are needed for many banking operations.

Requisites are mandatory data that are written in documents or contracts so that one party can make a payment or transfer to the other party. According to the rules, the client must not disclose details to third parties, otherwise credit organizations do not guarantee the safety of funds.

There are details:

cards;
jar.

Credit and debit cards also have details, but they are different from other bank accounts. Namely, card payment data includes:

Name of the cardholder.
Card number.
Security code (CVC code or CVV code).
Validity.
Account number.

All data except the last one is displayed on the map itself.

Where can you find the data you need?

Payment details must be specified in loan agreements when it comes to a bank account. For a card, the account number is indicated on the envelope, along with the PIN code. More options for obtaining details:

From a bank employee (the required information is indicated immediately when opening an account with the organization).
By phone numbers of the support service (in this case, you will need to give a special code).
Via the Internet on the bank's website, by going to Personal Area or by going to the Details tab.

What are the details for?

Details are needed in order to:

make payments;
withdraw money from the account;
credit funds to accounts;
repay a loan;
replenish the card;
make a deposit;
make transfers and payments in foreign currency.

To transfer money, you need to correctly fill out the payment order. If you make a minor mistake, the operation will fail. The worst option is the loss of money by the client.

Sometimes bank details change. This happens very rarely and for good reasons. In any case, the bank is obliged to warn customers with an official message on the website.

Using the details, you can repay the loan from OTP-Bank in one of the available ways:

from the card of any bank;
through the Golden Crown services;
in the network of salons "Svyaznoy";
from mobile phone balance;
using the Yandex.Money service;
in OTP terminals and ATMs;
through the Russian Post;
through Unistream transfers;
payment system "Rapida";
at Rostelecom service centers.

Details of OTP-Bank

Information about the bank itself and about the credit account that was opened in credit institution, refer to bank details. They include:

full and abbreviated name of the bank;
correspondent account;
bank branch number;
account information.

Payment data of OTP-Bank are presented in three options for the ability to repay a loan in rubles, dollars or euros.

For rubles:

Name: OJSC OTP Bank
Correspondent account: 30101810000000000311
BIC: 044525311
TIN OTP Bank: 7708001614
PSRN: 1027739176563
Gearbox: 997950001
OKPO: 29293885
Account number (in the contract).

For dollars:

Intermediary Bank:Bank of America N.A., New York, USA
SWIFT:BOFA US 3N
SWIFT:OTPV RU MM
Account:6550975817

For euro:

Intermediary Bank:OTP Bank plc, Budapest, Hungary
SWIFT:OTPVHUHB
Beneficiary Bank: OPEN JOINT STOCK COMPANY "OTP BANK"
SWIFT:OTPVRUMM
ACCOUNT:11782007-21191341
IBAN:HU79117820072119134100000000

To make a payment for bank loan, must be specified.

Full name of the bank - Joint-Stock Company"OTP Bank".
Abbreviated name of the bank - JSC "OTP Bank"
- Full name of the bank in English.
The abbreviated name of the bank in English is JSC "OTP Bank".

License for banking operations No. 2766 dated November 27, 2014.

Legal address: 125171, Moscow, Leningradskoe highway, 16A, building 2.
Postal address: 125171, Moscow, Leningradskoe shosse, 16A, building 2.

Address and schedule for receiving documents submitted (delivered) to the Bank's divisions by individuals and legal entities, public authorities and any other bodies and organizations, as well as courier services:

127299, Moscow, Clara Zetkin street, 4A
Opening hours (Moscow time):
Monday, Tuesday, Wednesday, Thursday - from 9.00 to 16.00,
Friday - from 9.00 to 15.00,
break - from 12.00 to 13.00

Payment details

JSC "OTP Bank"
BIC 044525311
TIN 7708001614
Gearbox 774301001
PSRN 1027739176563
correspondent account 30101810000000000311 in the Central Federal District of the Bank of Russia
OKVED, 64.19, 66.19
OKPO 29293885

Payment details of the branch "Omsk" JSC "OTP Bank"

TIN 7708001614
BIC 045209777
correspondent account 30101810000000000777

Requisites for crediting funds in US dollars

Intermediary Bank:
Bank of America N.A., New York, USA
SWIFT: BOFA US 3N

Beneficiary Bank:
JOINT STOCK COMPANY "OTP BANK"
SWIFT: OTPV RU MM
account: 6550975817

Requisites for crediting funds in Euro

Intermediary Bank:
OTP Bank Plc, Budapest, Hungary
SWIFT: OTPVHUHB
Beneficiary Bank:

SWIFT: OTPVRUMM
ACCOUNT: 11782007-21191341
IBAN: HU79117820072119134100000000

Requisites for crediting funds in Swiss francs

Intermediary Bank:
Credit Suisse (Switzerland) Ltd.
SWIFT: CRESCHZZ80A
Beneficiary Bank:
JOINT STOCK COMPANY "OTP BANK"
SWIFT: OTPV RU MM
account: 0835-0750742-13-010
IBAN: CH7304835075074213010

Details for crediting funds in Pounds Sterling

Intermediary Bank:
Lloyds Bank, London, UK
SWIFT: LOYDGB2L
Beneficiary Bank:
JOINT STOCK COMPANY "OTP BANK"
SWIFT: OTPV RU MM
account: 01040856

Telex/Teletype: 414274 OTP EN
Reuters: OTPM
SWIFT: OTPVRUMM

Location address: 125171, Moscow, Leningradskoe highway, 16A, building 2.

The president: Chizhevsky I.P.
Chief Accountant: Goldberg I.L.

Territorial institution of the Bank of Russia supervising the activities of a credit institution:
Headquarters Central Bank Russian Federation in the Central Federal District, Moscow, 115035, M-35, st. Balchug, 2

banking supervision

Banking supervision over the activities of a credit institution (JSC OTP Bank, reg. No. 2766) is carried out by the Current Banking Supervision Service of the Bank of Russia. Phones of the Contact Center of the Central Bank of the Russian Federation: 8-800-250-40-72, 8-495-771-91-00.

Supervision over compliance with the requirements of the legislation of the Russian Federation in the field of protecting the rights of consumers of financial services is carried out by the Service for the Protection of Consumer Rights and Ensuring the Accessibility of Financial Services of the Bank of Russia. An appeal on violation by the actions (inaction) of a credit institution of the legislation of the Russian Federation, as well as the legally protected rights and interests of individuals or legal entities, can be sent for consideration to the Bank of Russia through the Internet reception (