Favorable cards of OK Rosbank for hypermarket buyers. Favorable ok rosbank cards for hypermarket buyers Replenishment of the card and its issue

Briefly about conditions and registration ✓

Rosbank: promotion 2017 at www.rosbank.ru/okey

Name of the new promotion "OKEY":

"Rosbank wishes you a happy birthday OK"

Deadlines:

Period of participation in (the period during which the Participants can fulfill the conditions for participation in the Promotion): September 28 to October 18, 2017.

Organizer:

RusInfo LLC, TIN 7825382385, KPP 784201001, account 407028108552101371130 in the North-Western Bank of PJSC Sberbank, St. Petersburg, account 30101810500000000653, BIC 044030653, OGRN 10 27809223771, OKPO 46959191, OKVED 74.13.1 74. Legal address : 191144, St. Petersburg, Suvorovsky pr., 39, letter A, office. 2-N.

Location: Russian Federation

Prizes:

  • points on the O'KEY-Rosbank card

150 prizes

  • points on the O'KEY-Rosbank card

1500 prizes

https://www.rosbank.ru/files/Pravila_action_OKEY-RB.pdf

Where to register and official website:

Registration at https://www.rosbank.ru/okey/

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The well-known financial institution "Rosbank" together with the company "MasterCard" and the supermarket chain "OK to her" created a new project - "Rosbank-OKey". The card, issued within the framework of the project, gives its owner the opportunity to participate in bonus programs, use the system of discounts and promotions from the trading network.

The main advantage of this program is the service of returning the money spent on purchases to the client in the form of bonus points to the account. You can use the new service and control the accumulated points using a remote personal interface on the OK-Rosbank website.

Each owner of a plastic sample can register in the Rosbank okay card personal account program on their own. To register, you need to go to the official website of the company at: https://okey.rosbank.ru/ On the top panel of the main page of the site, click the "Personal Account" button.

The system will automatically redirect you to the new user registration form. You can get quick access to the page using the link: https://lk-okey.rosbank.ru/#!/sign-up

Click "Register" to create an account. After that you will see the registration form.

The customer identification card helps to enter the system. On this page, you must specify the number of the personal card "OKey-Rosbank". The number consists of thirteen digits and is located on the back of the plastic sample. Below is the date, day and year of the client's birth.

This data is required to identify the age, since, according to the law, only adults can use the loyalty program.

After filling in the required fields, click "Register". To complete the procedure, the client is required to enter personal data, the desired password to enter the system.

How to enter the cabinet

After registration, you can enter your personal account through the "Personal Account" tab on the main page of the company's official website, or by clicking on the link: https://lk-okey.rosbank.ru/#!/sign-up After clicking on the link, a form will open login to the interface.

In the form below, you must enter your username and password. A personal card number is used as a login, and a password is specified during registration. After filling in the fields, click "Login".

For several minutes, the correctness of the data is checked. If everything is correct, you will be taken to your personal account and can enjoy the benefits of the program.

The Rosbank OKey card with cashback in the form of points is focused on attracting new customers and retaining old ones, and is perfect for those who are loyal to the brand and often buy in the chain's hypermarkets.

Rosbank OKey card

A classic co-branded card - combines payment functionality and the loyalty program of the OKey supermarket chain.

Card Benefits

A distinctive feature of the payment instrument is the accumulation of points for purchases made in OKay hypermarkets, where they can be used instead of money. In addition to the standard functionality, it is endowed with the following features:

  • Debit OKey of Rosbank - all services of the Classic package are available (three free current accounts, a savings account up to 5%, the possibility of free maintenance of the package), high cash withdrawal limits,.
  • Credit OKey of Rosbank - a grace period of up to 62 days, a high credit limit - up to 1 million rubles, the ability to connect an additional card issued to another person to the account.
  • All types of cards - free remote management services, contactless payment system technology, secure online transactions 3D Secure.

Program participants have access to a separate personal account, which reflects data on accumulated points, you can check current promotions, read company news.

Tariffs and terms of issue

The payment instrument is issued in the MasterCard system, category - Standard. The cost of service and tariffs depend on the type, and the accrual of OKey bonuses in Rosbank follows the same rules.

Credit

The OKey card allows you to use Rosbank funds within the provided limit.

It is assigned individually and depends on the solvency of the borrower. The higher the financial freedom, the higher the limit, the minimum you can get is 30,000 rubles.

The cost of servicing a credit card is 490 rubles per year. There is a 4.9% fee for withdrawals.

The grace period is up to 62 calendar days and is divided into reporting and settlement periods. During this time, no interest is charged. At the end of the term, if the debt is not repaid in full, an interest rate of up to 28.9% is applied to it.

Debit

The Rosbank OKey card is serviced free of charge and is issued according to the passport when registering the Classic service package, which includes 3 current accounts (can be opened in euros or dollars).

The cost of the package is 150 rubles per month. According to reviews, this is not the cheapest option. The package maintenance fee is not charged if one of the following conditions is met (for the billing month in rubles):

  • Consumption - from 10 thousand;
  • Account balances - from 50 thousand;
  • Participation in a salary project with transfers of at least 20 thousand rubles.
Usage fees:
  • 1.5% - interbank transfers from Rosbank, 0.5% - remotely. According to reviews - one of the most inexpensive interbank.
  • 0.7% - receiving money at the cash desk.
  • 0% - payments to the budget, transfers within the bank, cash withdrawals (within 1 million rubles) and replenishment at network ATMs.

Please note, having received an OKey debit card from Rosbank, you will not be able to issue some other types of payment cards for which their service packages are assigned, for example, for Supercard + (according to reviews from bank.ru):


This restriction does not apply to credit cards.

How to issue a card

The easiest way is to issue a debit card - it is enough to have a passport with you and fill out the documents submitted by a specialist in a FKU department or a hypermarket:

If you have a valid hypermarket customer card, present it along with the documents, then your current number will be reflected on the payment card, and the old member card will no longer be needed.

Getting an OK credit card is more difficult - it is issued only with confirmation of income and employment, for example, as.

In this case, the procedure is longer, as it requires consideration of the application, verification of the financial reputation of the borrower, and approval of the limit.

The online application can only be used to schedule an appointment with a specialist. The rest of it is useless.

Registration of the Personal Account Rosbank Okay

In order to become a member of the program and earn rewards, it is enough to issue a payment instrument.

To find out the amount of current savings and check the points on the OKey Rosbank card, you will need to register in a separate Personal Account. Reviews note that this is the biggest inconvenience when using it.

Additionally, you do not need to activate the payment instrument (except for the usual unlocking at an ATM using a balance check), receiving it automatically includes you in the program:

You need to register the Personal Account of the OKey card from Rosbank on the website: lk-okey.rosbank.ru.

After visiting it, click on Register and fill out the form:


After that, you need to generate a password and log in to the system.

In the future, entry occurs with a member number and password.

In the Personal Account in the History of Operations section, you can check the accumulated points, learn about the operations that took place on them.

By the way, points will be accumulated even without registering a Personal Account (review from the site big question.ru):

Bonuses on the Okey Rosbank card

To learn how to get the most out of your co-branded card, it's important to understand how the program works and how bonuses are calculated.

How points are awarded

OKay gives its customers the opportunity to save on purchases through cashback.

The general rules state that the owner of the OK Rosbank card receives:

  • 150 welcome bonuses;
  • From 1 to 7 transaction points for every 100 rubles spent:

You can earn up to 3,000 points per month.

Do not forget that there is a list of MCC codes for transactions for which OKey Rosbank bonuses are not awarded:

The rules state that operational and welcome bonuses do not have an expiration date, when accrued they are rounded according to the general rules (if after the decimal point 5 - up), and you can wait for them the very next day after deducting the amount for which the reward is due:

Remember that a debit in the concept of a bank is not the moment the purchase is made, but the date when the payment on it will be made by the bank, i.e. - sent to the counterparty. In some cases, the process can take up to 5-7 days. At this time, the money will simply be blocked on the account, despite the fact that its balance will decrease immediately after payment.

There is another category of bonuses - Promo. An OKey Rosbank card holder can receive such a reward as part of a specific promotion. There are currently no special events, but below you will find out how you can earn them.

How to check and find out how many bonuses are on the OKey Rosbank card

You can check your current balance in several ways:
  • View in the Personal Account. At the same time, the user sees the number of accumulated points that he can use, and the number of inactive units, indicating the date when they become available.
  • Find out at the checkout of the hypermarket. The cashier has information only about the active remuneration that can be written off.
  • Call the Rosbank hotline. The operator will need to voice the card number and passport data.

How to spend accumulated points

In OKey hypermarkets, the user has the right to pay with bonuses almost the entire cost of the purchase, but is obliged to pay at least 1 ruble from the Rosbank card.

Conversion takes place at the rate of 1 bonus - 1 rub.

If you want to write off your savings, give the card to the cashier, ask them to check the bonuses OK, announce the amount to be debited, and then pay the rest.

It is important to know that savings cannot be used to pay for alcohol, tobacco and a number of other goods and services:

If the buyer returns the goods purchased for the accumulated bonuses, he is entitled to only the purchase amount in cash. Points are not credited back:

How to get more bonuses

Register an account on the site opros.okmarket.ru. There you can receive rewards in the form of money for completing surveys.

The cost of the completed questionnaire varies from 30 to 50 rubles. At the same time, questions of a general nature may first be followed to select the target audience, if you are not included in it, the survey is closed.

After accumulating more than 300 rubles on a virtual account, they can be used to pay for purchases in a supermarket chain.

At the moment, the promotion is valid only for hypermarkets in St. Petersburg.

Share Okay Rosbank

At the end of 2017, a joint campaign Rosbank - OKay was held. According to its terms, it was necessary to make a purchase for 300 rubles or more, and register on the site the code indicated on the check.

The main prize of the action was a monetary reward - 1.5 million rubles, and incentive compensation was assigned from 1.5 to 150 thousand rubles.

The campaign has now ended and the winners have been announced. Other activities are planned in the future. You can find out about them through your Personal Account or a hypermarket complaint.

rosbank.ru/okey - A site where you can register a code, after that make a purchase in the O'KEY hypermarket chain for at least ₽300. The promotion does not apply to the purchase of alcoholic beverages, tobacco products and smoking accessories. After making a purchase, you need to get a promotional code in the O'KEY hypermarket.

The next step is to register the code on the site. An individual can register no more than 10 promotional codes for one phone number. To receive a cash prize or receive promo points, the person who expressed a desire to participate in the promotion needs a bank account opened in his name and an issued card.

A regular customer of the O'KEY chain of stores has access to a card that is both a discount card in this chain and a nice addition in the form of the opportunity to return % of purchases.

Whether you take promotional goods with a 50% discount or at regular retail prices, it does not matter. If you do not spend so much money on products (the turnover on the card must be at least ₽10.000 - and do not pay monthly for maintenance).

Bonuses from rosbank.ru/okey are awarded for any other purchases in any other places, but less. Perhaps it is not suitable for pensioners, but everyone decides for himself, right? And pensioners don't pay for monthly maintenance. If shopping for a family comes out to about ₽7,000 at O'KEY and various gas stations, cafes and other shops give a total of about ₽700 of additional income.


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The cashback system has been gaining momentum lately. Many banks enter into partnership agreements to attract new customers and retain old ones. Such agreements benefit both banks and organizations, as well as customers. Rosbank went further and issued a special card, which is especially profitable to pay in the Okey supermarket chain.

A few words about the map

Rosbank Okay combines the capabilities of a classic debit card and a loyalty program for a chain of supermarkets of the same name. When paying for purchases in O'Key stores, up to 7% cashback is credited to the card, depending on the category of goods. Only here the cashback is credited not in the form of rubles, but in special points, for which in the future it will be possible to purchase products or other goods in the same store.

This is a very convenient solution to the problem of having to carry separate loyalty cards with you. In cities where there are a large number of Okey stores, it is very profitable to order this card, since its service conditions are quite good.

There are debit and credit cards Rosbank Okay. The cost of servicing debit cards is 150 rubles per month. Not very expensive, but at the same time, there are many plastics that are much cheaper to maintain. But if a number of conditions are met, then the service fee is not charged. Here are the conditions:

  • the expense on the card is more than 10 thousand rubles per month;
  • account balances per month more than 50 thousand rubles per month;
  • and if the client participates in a salary project with transfers of at least 20 thousand rubles.

In addition, Rosbank Okay is distinguished by a low commission for withdrawing funds from ATMs and transfers to other banks.

A credit card allows you to use bank funds within certain limits. The available amount is determined individually. The solvency and employment of the client are taken into account. The minimum amount that almost everyone can count on is 30 thousand rubles.
rubles. Annually, 490 rubles will be debited for maintenance. It is best to pay with a credit card directly, since a large commission of 4.9% is charged for withdrawing money.

The grace period for the use of funds is 62 calendar days. If the purchase amount is returned to the card within this period, then it will not accrue interest. If the funds are not reimbursed within the specified period, an interest rate of 28.9% will be charged.

A credit card from Rosbank Okay does not differ in attractive conditions. Some modern credit cards allow you to use money free of charge for up to 100 days.

How to get a card

Getting a card is quite easy. To do this, you need to visit either a bank branch or go to a special counter located in most supermarkets of the chain. To issue a debit card, you only need a passport and personal data. A big plus if there is a valid plastic store customer. With its help, it will be even easier to issue a Rosbank Okay debit card.

With a credit card, things are a little more complicated. For its registration, you will need to collect a certain list of documents confirming the level of income and official employment of the client.

In addition, on the official website there is a form with which you can apply for a card. But this procedure is limited only to communication with a specialist and the appointment of an appointment. It turns out that it is impossible to issue a card online, which cannot but upset, since many modern banks have already acquired such an opportunity. But it is the simplicity in design and receipt that attracts many customers.

Personal Area

In order to start accumulating points, you only need to activate the card at any ATM. As soon as the client checks the balance using an ATM, he will automatically connect to the supermarket's loyalty program and points will begin to accumulate. Only now it will not work to find out the number of bonus points using an ATM and you will need to register in the Personal Account of Rosbank Okay.

First you need to go to the official website https://okey.rosbank.ru/. In the upper right corner there is a button, after clicking on which the user will be redirected to the online banking page.

On the page that opens, an authorization form will be presented on the left side. In the upper part, in the “How to accumulate points” tab, the loyalty program is described in detail, namely: the procedure for accruing bonus points. To register in the Personal Account, you must click on the "Register" button in the central part of the page.

To register, you will need to enter the 13-digit card number, which is located in its lower field, as well as the client's date of birth.

After that, you will need to generate a password, with which you can later log in to the online banking system. After that, an email will be sent to your email with a link that you will need to follow to confirm the mail.

Important!
Bonuses and purchases in Okay can only be tracked in your Rosbank Okay account. In the usual Internet banking of Rosbank, such information is not provided.

In order to enter your personal account, you must use the membership number of the loyalty program, the password specified during registration.

Personal account functionality

The personal account of Rosbank Okay provides the client with the use of standard online banking functions, which include:

  • obtaining account information;
  • money transfer;
  • Operations history;
  • And so on.

But one of the most important functionality of the personal account for Rosbank Okay cardholders is the request for the number of bonus points. In your personal account there is a section "history of operations", according to which, among other things, you can check the number of bonuses, as well as the history of their deduction and accrual.

Bonus points are not awarded immediately after the purchase. To be more precise, they become active only after 30 days. In your personal account in the corresponding section, you can see not only the number of active points, but also the date when it will be possible to use points that are currently inactive.

How points are awarded

Points on the Rosbank Okay card can be credited not only in the supermarket chain, but also for other operations. Cashback in Okey stores is credited according to the following system:

  • 2 points for a purchase in the amount of 100 rubles to 999;
  • 5 points for a purchase in the amount from 1 thousand to 2999 rubles;
  • 7 points for purchases over 3,000 rubles.

In addition, everyone receives 150 bonuses for registering a card in the loyalty program. Promotions are held periodically. According to their terms, an increased number of bonuses are awarded for the purchase of certain goods.

As for the accrual of points for purchases in other stores and payment for services, 1 point is awarded for every 100 rubles. But it is worth considering that there are a number of transactions for which points are not awarded. These include:

  • operations in casinos, pawnshops and online games;
  • buying lottery tickets;
  • payment of duties and other operations for payment of payments in favor of the state;
  • crediting funds to online wallets;
  • and others.

Spending points

In order to spend the accumulated points, a personal account is not required. To do this, it is enough to provide the seller Rosbank Okay with a card when making a purchase and inform about the intention to pay for the purchase with points. You can write off any number of bonus points, but on condition that at least 1 ruble is paid by the card. After deducting points, a corresponding entry will appear in the personal account section.

Stock

In addition, information about current and past promotions is published on the pages of your personal account. So, at the end of 2017, Rosbank ru and Okay carried out a joint campaign, the main prize of which was a good cash reward. Other promotions will be held soon, which you can know about using your Rosbank Okay personal account.

Minuses

Rosbank has one limitation that does not satisfy many clients of a credit institution. It applies to debit cards. If the client receives a Rosbank Okay card, then in the future he will not be able to issue some other types of plastic. For example, Rosbank Okay holders will not be able to receive a Supercard +

The next negative point that some holders note is two different personal accounts for Okay cards and others from Rosbank. When making plastic Okay, it is not reflected in Rosbank's personal account. This necessitates additional registration.

Today, there are cashback systems from other banking organizations that are more profitable than the O'Key loyalty system from Rosbank. In view of this, the use of the OK card is beneficial only for purchases over 3 thousand rubles, when the cashback is 7%.

The conditions for owning a debit card are comfortable only for those who receive wages on them. For the rest, the terms of service may be unfavorable. In addition, you can replenish your account without commission only through ATMs of the network. While some bank cards can be replenished without interest through various ATMs and online transfers.

The most important

Rosbank Okay is a card that combines the possibilities of debit and bonus. Those who are frequent customers of the Okay supermarket chain should definitely pay attention to this card. I am also pleased with a convenient personal account, registration in which does not take much time. After the account creation procedure, the client gets access to the ability to track the accumulation of bonus points, receive other information on them, and also learn in a timely manner about joint promotions that Rosbank and Okay periodically hold. But this card has a number of disadvantages, which some users consider significant.