Money transfers Sberbank can help people send money anywhere not only in Russia, but throughout the world. A large number of bank branches allows you to receive a transfer in almost every city.

In addition, one should not forget about Sberbank branches in other countries and other banks that also provide transfer services and are participants in interbank transfer systems.

I am ready to offer potential clients an extensive list of money transfers. Conventionally, they can be divided depending on:

• forms - cash and non-cash;
• location of the addressee - in Russia and abroad;
• monetary unit - in national or foreign currency.

In addition, money can be sent online, sent from card to card and in other convenient ways.

How to send a transfer

To make a transfer through a bank branch or division, you must always have a passport or document with you that can confirm your identity. It is also mandatory that the sender has the following information:

• Full name of the recipient (Cyrillic and Latin). In foreign translations, the middle name is not indicated;
• account details: number, name, address, where the financial institution is located, BIC;
• SWIFT code - needed for foreign transfers;
• If desired, the initiator can specify a special question, the answer to which only the recipient of the money should know. This option is used to improve the security of the operation.

It should be noted that not all of the above data will be needed in absolutely all translations. Let’s say that each translation will require its own specific information.

Transfers within the country

When planning to send money within the Russian Federation, the sender should take into account that sending cash is only possible in the national currency, but dollars and euros can also be sent by bank transfer.

Cash transfers

Regular translation– shipping time is no more than 2 days. And if you send money to a card or bank account, you can receive it even faster, in just 1 business day. There are no maximum amount limits. The service fee depends on the destination city and where the money is transferred.

— quick way get money. An individual can pick them up within 10 minutes after sending. The transaction amount should not exceed 500 thousand rubles.

The fee for transferring Hummingbird in Sberbank is determined simply and amounts to 1.5% (but within the range of 150 rubles to 1,000 rubles). Additionally, each client is provided with a free SMS information service. With its help, you can receive up-to-date information about the status of the transaction.

When filling out translation documents, you must indicate the number mobile phone the recipient and yours.

Non-cash transfers

The following methods are suitable for non-cash transactions:

Transfer from card to Sberbank card

Allows you to transfer money in just a few seconds. The transfer amount is not limited, provided that the funds are sent through a bank stationary point.

The fee depends on where the shipment is made from: if from a branch - 1.5%, minimum 30 rubles. and no more than 1,000 rubles, using Sberbank Online - 1% but not more than 1,000 rubles. Credit card replenishment is free.

Sberbank transfer via SMS to number 900

To send money, you need to write an SMS to the short number 900 with the text: 9ХХХХХХХХХ 1000, where the recipient’s phone number (9 digits) is indicated first, and 1000 is the transaction amount.

After which the sender receives a response message with the recipient’s name and code. This information needs to be double-checked and if everything is correct, send the received code back to the short number.

There are several restrictions for this method: no more than 8,000 rubles. for transfers and no more than 10 shipments per day, and sending money is possible only to Sberbank clients;

Sberbank transfer by phone number

To simplify regular transfers, the bank allows customers to attach any word to their mobile number.

To do this, you need to send an SMS of the following type to the standard number 900: CALL XXXXXXXXXX MOM, where X is the mother’s phone number, and “MOM” is the short name of the number. In the future, to send a transfer, it will be enough to indicate in the SMS: MOTHER 1000. And this will mean sending a transfer to the mother in the amount of 1000 rubles.

The word can be anything and consist only of Latin letters or Cyrillic letters, without numbers.

Sending to a plastic card of another bank

The enrollment process takes 5-10 minutes. When using this method, it is worth considering the following restrictions: the size of the transaction is no more than 30 thousand rubles, while you cannot send more than 50 thousand rubles per day. for Visa/MasterCard cards and more than 150 thousand rubles. for other payment instruments.

By the way, sending money to a card from another bank is only possible using Sberbank Online. The transaction fee is 1.5%, but not less than 30 rubles.

Transfer from card to account and vice versa

Unlike the two previous methods, you can also send foreign currency in this way. The transfer process takes 2 business days. You can use the service both at a Sberbank branch and through Internet banking.

The size of the commission depends on the method, location of the recipient, and currency of the transfer. So, for example, within one city, sending rubles and currency is free, but if sending is needed to another region, then the service fee will be from 1% for national and from 0.5% for foreign currency.

Payment from account to account

Thus, you can only send rubles. Transfer time is 2 business days. The size of the commission depends on the same factors as mentioned above. You can make a transfer both at a stationary branch of Sberbank and through its Internet banking.

Sending from an account for cash withdrawal

Another type of transfer that allows you to send foreign currency. The recipient receives access to the money already on the 2nd business day. It is worth considering that in this way you can only send and receive money through your “native” departments. The service fee is 1.5%, but not less than 30 rubles. and no more than 1,000 rubles.

Autotranslation

In addition to the above methods, Sberbank clients can use the auto transfer service. It can only be connected if you have access to:

• online banking;

Automatic transfer allows you to make transfers with a certain regularity without visiting the bank and without participating in the process. If there is no longer a need to send money, the sender can turn off the service at any time.

There is no commission for connection and transfers within one city, but for sending money to another region a fee of 1% is charged.

Foreign transfers

Sberbank money transfers abroad can be received:

• on payment card or bank account;
• in cash.

The following methods are suitable for sending cash to another country:

Hummingbird

Kolibri transfers - makes it possible to receive funds in just 1 hour after sending. It is worth considering that the size of a transaction to another state should not exceed the equivalent of $5,000 for Russians and $10,000 for non-residents.

You can receive money only in the branches of Sberbank subsidiaries in Belarus and Kazakhstan. The transaction fee consists of two parts, the first is paid by the initiator - 1% of the amount, at least 150 rubles / 5 dollars or euros, but not more than 3,000 rubles / 100 dollars or euros, and the second is withheld from the recipient - 1% of the amount .

MoneyGram

Just like the previous transfer system, it allows you to send funds without opening an account. Only dollars can be sent within the system, but both dollars and euros can be issued to the recipient.

You can send money using MoneyGram to more than 190 countries around the world and within 10 minutes it will become available to the recipient. The tariff schedule in the system is very diverse. Its formation is influenced by the country of destination and the amount of the transaction. After completing the operation, the sender must provide the transfer control number; without it, he will not receive the money.

International translation

This method allows you to send not only the most popular currencies, but also monetary units other countries. The arrival time of the transfer, if paid in cash - 2 business days, when credited to a card or bank account - 1 business day.

The limits established for residents are standard, but there are no limits for non-residents. Commission for the service in rubles is 2%, minimum 50 rubles, no more than 2,000 rubles, in foreign currency – 1% (ranging from 15 dollars to 200 dollars).

Non-cash money transfers

Sberbank non-cash money transfers are represented by only one instrument - transfer from account to account. With its help, you can send any currency without restrictions on the amount. The term for crediting money is 2 business days. The service fee is 2% (ranging from 50 rubles to 1,500 rubles) for transfers in rubles, and 1%, but not less than 15 dollars and not more than 200 dollars for foreign currency.

Sberbank money transfers: withdrawal

Sberbank, as a leader in servicing individuals, has a large number of types of transfers available that allow you to both credit money to an account and issue it in cash.

You can send funds by visiting the branch in person, or remotely using the Internet or mobile banking, self-service terminal or ATM.

To make it easier for the client to choose a sending method on the official website financial institution there is a special form that allows you to choose the best way sending money.

You just need to correctly indicate: the points of sending and receiving, the method of sending (from a card, from an account, in cash or between accounts), the recipient’s bank, the amount and currency of the transaction, and also choose a transfer within Russia or abroad. After that, options for sending money will appear on the screen, from which you can select the most suitable money transfers.

Alexander Babin

Sberbank offers its clients various options for money transfers within Russia and abroad. What conditions exist and how to choose the optimal method of transferring money?

Features of money transfers in Sberbank

Through Sberbank of Russia, transfers are possible both within Russia and to the CIS countries and non-CIS countries.

Sberbank carries out money transfers:

• spot;
• non-cash from card/account*

*If deposit agreement withdrawal of funds without loss of interest is provided.

Transfer payment methods:

• crediting to the recipient's account/card;
• cash delivery.

Cash transfers in Sberbank

Options:

1. Regular transfer through Sberbank in Russia, when the recipient can pick up the money in cash or the funds can be credited to a bank account within 1-2 business days.

2. Urgent translation "Hummingbird" across Russia, as well as to Ukraine, Kazakhstan, Belarus, in which the recipient’s funds will be transferred within an hour.

3. International cash transfer– money can be transferred in rubles, dollars, euros and other foreign currencies. The translation execution time is up to two working days.

4. International moneygram transfer – funds will be sent to Ukraine, Belarus and Kazakhstan in 10 minutes, you can receive money without opening an account.

Non-cash transfers in Sberbank

Options:

1. Transfer from card to card Mastercard systems or to a bank account on the territory of Russia - you can transfer rubles, dollars or euros.

2. Transfer from account to card, to account or to cash across Russia.

3. Sberbank money transfers from account to account abroad.

Transfer of funds in any currency is carried out in a maximum of 2 business days, to the card - instantly.

Terms of transfers in Sberbank:

1. Maximum amount limit:

Non-cash transfers: unlimited;

Cash transfers:

• 500 thousand rubles
• 5 thousand dollars (for Russian citizens)
• 10 thousand dollars (for foreign citizens)

2. The transfer can be cancelled. There is a fee of 150 rubles or 45 dollars for this transaction (cannot be canceled instant transfer from card to card).

3. In Sberbank the transfer fee is at least 1% of the amount depending on the type of transfer.

Documents required for money transfer

1. Passport.

2. Application for money transfer. To be filled in:

• Recipient's full name;
• number deposit account by deposit;
• Sberbank branch (number or address) where the recipient’s account is opened;
• or details of another bank (name and BIC) in which the recipient’s account is opened.

The list of required fields to fill out depends on the type of transfer you have chosen.

3. Passbook or agreement (when transferring money from a card/deposit).

1. You should always carefully check the information you provide when filling out the application. If there is an error, bank specialists may refuse to pay the transfer.

2. Some options for transferring funds are only possible through Sberbank. Information about the availability of branches in the city of the transfer recipient must be clarified in advance.

3. Funds can be transferred from card to card instantly using online banking, mobile banking (sms to number 900) or mobile application

Thanks to the almost total presence of Sberbank branches in every locality In Russia, money transfers at Sberbank are one of the most popular services. This service can be used not only by existing bank clients, but also by all those who do not have an account with Sberbank. Another advantage of money transfers at Sberbank is a wide selection of options for transferring funds depending on the client’s wishes, urgency and direction of transfer (including abroad). The client can choose the best shipping option for himself Money.

Transfers within Russia in Sberbank

For all money transfers in Sberbank, there is a division depending on the source of funds that will be used for the transfer - whether the funds will be deposited in cash or debited from the Sberbank account by bank transfer. Naturally, in the second case, the size of the Sberbank transfer fee will be much less. Therefore, existing bank clients can use money transfer services for more favorable conditions than those who send money in cash without opening an account.

Non-cash money transfers from Sberbank across Russia

The most profitable option for money transfers in Sberbank and from minimum commission available to Sberbank card and account holders. In addition, if you use the Sberbank Online Internet bank to transfer funds, the commission amount will be even less than when contacting a bank branch in person. Depending on the source and direction of the transfer, there may be different options for sending funds and, accordingly, the commissions will also differ:

• from card to card- you can send money to a Sberbank card for free within one territorial division of the bank (in one city), in other cases a commission will be charged in the amount of 1.5% of the amount of transferred funds (maximum 1000 rubles), and when sending funds through Sberbank Online - 1%. If you want to top up the balance of a card belonging to a payment MasterCard system, but serviced by another bank, then Sberbank can help you here too - contact the bank branch and, at your request, money will be sent from your card account to the payee (the commission for such a transfer will be slightly higher - 2%, and if you use Sberbank Online - will remain the same as for transfers within Sberbank and will also amount to 1%).

  You can read more about how you can top up your Sberbank card balance in the special article “How to transfer money to a Sberbank card.”

• from card to account- the conditions for such transfers within Sberbank are similar to transfers from card to card, and in the case of sending money to third party bank the commission will also be 2%, but will be limited to a maximum amount of 1,500 rubles.
• from account to account or card- for non-cash money transfers in Sberbank from account to account, the same commissions apply as for transfers from card to card, there are no differences.

It is possible to send funds through Sberbank to another recipient for subsequent immediate cashing. Such a transfer can no longer be made remotely, but only during a personal visit to a Sberbank branch. The commission is no different here either - 1.5% of the amount, with a limited maximum commission of 1000 rubles.

Cash transfer in Sberbank

On the official website of Sberbank, on the pages dedicated to reviewing the conditions of money transfers, you can use online service to select the most profitable option for you to transfer money to Sberbank of Russia. To do this, fill in the parameters for transferring funds - first of all, the direction of the transfer, the source of funds, the date the money was sent and the need for urgent receipt to the recipient's account. As a result of the calculation, the computer screen will display best option sending funds, and the amount of the commission that will have to be paid will immediately be indicated. Thus, you can compare the size of the commission for a money transfer in Sberbank under different transfer conditions, and choose one or another option.

If you are not a client of Sberbank, and you already have money to send to another recipient, then you can always send it through Sberbank without opening an account in two ways:

• regular non-urgent translation- the period for transferring funds is from 1 to 2 working days. Funds are credited to Sberbank accounts in one city without commission. If you send money to a Sberbank account or card in another city, the commission will be 1.75% (maximum 2 thousand rubles), and for transfers to other banks - 2% ( maximum size commission - also 2 thousand rubles).
• urgent money transfer Kolibri in Sberbank- an excellent solution for those who want money to be immediately available to the recipient. The maximum period for transferring money is 10 minutes. In addition to the urgency, Kolibri money transfers at Sberbank have one more advantage - free SMS notification about the status of the sent transfer.

Money transfers from Sberbank abroad

Non-cash transfers abroad

Sberbank account holders can easily transfer funds non-cash to foreign bank accounts. To do this, you need to contact a Sberbank branch with a passport and the recipient’s account details (account number and SWIFT code of the recipient bank). The size of the commission depends on the currency of the transfer and is 2% for ruble transfers and 1% for currency transfers (the maximum commission amount is limited to 1,500 rubles or 200 US dollars, respectively). Do not forget that Sberbank has many foreign branches, transferring funds to which will be even easier, and they will arrive faster.

Cash transfers abroad

Well, what should you do when you don’t have an account with Sberbank, but to send money it’s convenient to use the services of this particular bank. And in this case, you can use one of the three cash transfers abroad offered by Sberbank:

• Translation of Hummingbird (international)- available only for Belarus, Kazakhstan and Ukraine. The funds will be available to the recipient within an hour from the moment of sending. Both the sender and the recipient of the payment pay a commission of 1% of the transfer amount.
• MoneyGram transfer- international payment system instant transfer of funds (analogue Western Union). MoneyGram has representative offices in 190 countries around the world. The size of the commission is fixed and directly depends on the amount and direction of the transfer (You will find a link to the page with information about the amount of commissions within the MoneyGram system at the end of the article).
• Direct money transfer from Sberbank to an account in foreign bank - if you know the full details of the recipient’s account and there is no urgency, then Sberbank will undertake to transfer your funds within 2 days to any bank in the world. The commission for such a service will be 2% of the transfer amount in rubles or 1% for transfers in US dollars (maximum commissions are limited to 2000 rubles and 200 US dollars, respectively).

Please note that no matter what money transfer you make at Sberbank, if you want to make it with the help of an employee at a bank branch, then you will definitely need to present an identification document (passport, international passport, driving license, etc.), and also provide bank employee details of the recipient of the funds.

Thus, money transfers at Sberbank are a service with very wide capabilities and very low commissions. The bank's clients have access to both instant urgent transfers and regular transfers, the execution time of which, however, does not exceed 2 business days. If you don’t know how it will be most convenient for you to send money within Russia or abroad, then contact a Sberbank branch and the bank manager will help you choose the best option for transferring funds.

Help in choosing a money transfer at Sberbank:

The money transfer service is now in great demand, so it is provided by many financial organizations. These include Sberbank, through which you can send funds not only within our country, but also abroad. The institution offers several tariffs, from which you can choose the most suitable one for yourself. And in order to know all the intricacies of the service, you should familiarize yourself with the features of transferring money through Sberbank.

Types of transfers

The bank offers 2 types of transfers:

• Without bank account. The money is simply sent via the bank to the recipient.
• From deposit to deposit. The recipient can use the funds in whole or in part.

If a time deposit is used during the transfer, it must first be closed. When the return of the deposit has not yet occurred, there is a risk of loss of interest. Transferring money through Sberbank can be done in different ways.

The easiest way is to contact the department, but due to the development of Internet technologies, this method is not used often. Even if people contact cashiers about this, they ask to do this using the terminal. But you can always use the cash desk by providing your passport and card number.

A regular transfer is carried out in rubles and with an unlimited amount. Departure time is maximum 2 days. The service costs 1.75% if you send funds to another city. If you need to transfer from your account, the bank offers this service. You can choose not only rubles, but also dollars and euros. The transfer fee is 1.5%.

There is a blitz transfer from Sberbank “Hummingbird”, with which the recipient can withdraw the money after 10 minutes. Maximum amount is 500 thousand rubles. The service is provided only in rubles. SMS notification is free. The commission is 1.5% of the amount.

ATM

It is convenient to transfer money through a Sberbank terminal. Funds are transferred to the card, which can be done from each ATM. No need to look for a special one payment terminal, because if cash will be deposited, then a regular one will do.

Many ATMs have a money transfer function. It is enough to know the recipient's card number. After dialing the PIN code, you must perform the following steps:

• visit the “Payments and Transfers” section;
• click on “Transfer Funds”;
• A window will appear where you need to enter your card number.

After entering the data, you must check it so that the money goes to its intended destination. Then you need to click on the “Next” button. After the operation, a receipt is issued, which must be kept until received. Funds arrive almost immediately.

Sberbank Online

Although transferring money to a Sberbank card through an ATM is convenient, there is still an even more comfortable method. This is Sberbank - Online, which allows you to transfer funds between cards. If this service is not connected, then this can be done through an ATM.

To use the service, you need to know the recipient's card number. First you need to log into your personal account using your username and password. After this you need to perform the following steps:

• find “Payments and transfers”;
• select “Transfer to Sberbank client”;
• in the “Where” section find “To map”;
• in the window that appears, you need to enter the card number, then click “Next”;
• then a page opens where you need to check the data and confirm it;
• you will receive a message on your phone telling you where it will be one-time password, used to confirm the operation;

At this point the procedure is considered completed. You can save a template with which it will be convenient to transfer funds at any time.

Mobile bank

If the Sberbank Online service is active, then Mobile Bank is automatically active. With it you can transfer money to other cards that belong to Sberbank. Only the recipient must also have this service activated. To carry out the procedure, you must perform the following steps:

• dial a message with the text: TRANSFER 9ХХ1234567 5000. First you need to write the recipient’s phone number, and 5000 is the amount;
• send a message to number 900.

Transfers to other banks

In this case, the procedure is slightly different, it is considered more complex. If funds are sent from a card of one bank to a card of another, then the transaction is considered interbank. Money can be sent using an online bank, which is very convenient in conducting financial transactions.

To perform the operation, you do not need a card number, but account details in another bank. It is necessary to carefully enter all the data, check it and confirm it. Funds are transferred within 3 days. Similar procedures are carried out with the help of cashiers; the client only needs to provide a passport.

If you need to send funds to an account in another bank, you can use an intermediary - a Qiwi or Yandex wallet. Money. First of all, you need to top up your account through online banking or a terminal. Funds arrive in 5-10 minutes. Then you need to personal account You can transfer to any of the systems.

Transfers abroad

If you need to send money to a private person abroad, you can use Sberbank services. Funds are credited to a card, account, or provided in cash. Clients are offered urgent translation "Hummingbird". This does not require opening an account. The service extends to Belarus and Kazakhstan. At Sberbank you can both receive and send money. The recipient and sender pay 1% of the amount. Funds can be issued within 1 hour.

For other countries, MoneyGram transfer is valid. In this case, you do not need to open an account. Funds are sent to 190 countries around the world. You can receive them after 10 minutes. The fee varies depending on the country and amount. There is a cancellation service until the transfer is requested by the recipient. Funds are sent in dollars and issued in dollars or euros.

To send funds to another country, there is International Cash Transfer. The service is provided in rubles and other currencies. The execution period is maximum 2 days. You can get money from another bank. If they are transferred in rubles, then the commission is 5%.

Sberbank also carries out non-cash transfers if you need to transfer funds to a private person in another country. It is possible to send funds to another bank. The service is available in rubles. The maximum period is 2 days. There are no restrictions on the amount. The commission is equal to 2% of the payment amount.

At Sberbank you can not only process, but also receive sent funds from other countries. Moreover, the money is transferred to the account, and can also be received in cash. Funds are issued in dollars, euros, pounds sterling. Get them at any bank office. These services are very convenient for people as they can send a transfer at any time. And not only from the office, but also via the Internet.

Probably, each of us has had a situation when we urgently needed to send money to a friend or relative who is located in another city or region. The most popular and convenient way to transfer money is online payment from card to card via Sberbank Online, or in cash through an ATM. But when they are not available to the recipient or sender, then Sberbank Blitz Transfer will help.

If the recipient has a plastic card Sberbank, you can simply top up your card at any Sberbank branch and within a few hours funds will be credited to your card account. To do this, you only need to know the number bank card.

You can also transfer funds by postal order. However, the translation time may not be short enough. For postal transfer You must indicate the number of the post office where the transfer is made and the recipient's details.

One of the newest and most common money transfers is the Blitz transfer of Sberbank of Russia. Sberbank Blitz transfer service is a service of urgent money transfers that are carried out within one hour. Blitz transfer in Sberbank of Russia is based on the use modern technologies and communication channels on high level. These criteria provide an opportunity individuals send or receive money in another city or region as soon as possible. This method of accelerated money transfer is valid not only in Russia, but also in neighboring countries - Ukraine, Belarus and Kazakhstan. Blitz money transfers can be made both in rubles and in foreign currencies - euros, US dollars, and this does not require opening an account.

The main advantage of a blitz transfer through Sberbank is that the money transfer is carried out quickly and does not arrive at any specific bank branch, but is accepted at unified system"Blitz" of Sberbank. In this connection, the recipient can receive the transfer at any Sberbank branch and in any city.

Commission amount for Blitz transfer

For a quick transfer of funds at Sberbank, a commission is charged, which depends on the amount of the transfer. Today, the transfer commission is 1.75%, but not less than 150 rubles and not more than 3,000 rubles per transfer. Also, the amount of the money transfer should not exceed more than 500 thousand rubles. It should be noted that if payment of transfers within Russia is free, then foreign countries the recipient will have to pay an additional 1% of the transfer amount.

Sberbank offers payable service— informing the recipient, at the request of the sender, that the transfer has been accepted by the bank in favor of the recipient. This service costs 10 rubles. If the money transfer has not yet been claimed by the recipient, the sender can cancel it and return it. This opportunity carries additional expenses– the commission amount is 50 rubles in Russia or 150 rubles. for international translation.

What is needed for translation

The procedure for a quick transfer of funds at Sberbank is simple. The sender just needs to apply with his passport to a branch of Sberbank of Russia and correctly indicate the recipient’s full name, as well as his passport details or other identification document. If you transfer to a card, then it is enough to know the bank card number. After which, the bank specialist fills out an application, which indicates all the details of the sender and recipient of the money transfer. After entering all the data into the application, the sender is asked to check the correctness of its completion and certify with his signature. Also, after depositing funds into the bank's cash desk and paying the transfer fee, the sender is given a receipt indicating the control 7-8 digit transfer number, which must be communicated to the recipient. Approximately one hour after the transfer is processed, the recipient can contact any Sberbank branch with a passport, give the control numbers and receive the money transfer. It should be noted that if the translation is international, you will also have to pay your part of the commission for this translation.

Please pay attention to the accuracy of the specified details when making a blitz transfer. If errors are identified, the recipient may be refused the transfer. Also, if the control number is incorrectly specified to the recipient, the bank will refuse the transfer. To cancel the transfer, the sender will have to pay a certain amount, and the transfer fee will remain with the bank. Do not forget to check the presence of a branch of Sberbank of Russia at the place where the transfer is received, otherwise the recipient will have to contact another locality.

It should be noted that the Sberbank blitz transfer has a number of advantages and is the fastest and most reliable way to transfer cash, both within Russia and in other countries.
For more detailed information about the “Blitz” service in Sberbank, you can call toll free number — 8-800-555-55-50.