Everyone would like to have a designer bank card in order to look unique and original compared to others, which is why its issue has become so widespread. A Sberbank card with an individual design is quite simple to make. You can find out all the nuances of its design below.

Sberbank, like many other banking organizations in our country, is trying to provide the best service possible. To achieve this, all sorts of innovations are constantly being developed that can simplify the processes of money transfers and add originality to the options provided to visitors. One of these innovations can be called Sberbank cards with their own design.

How to choose a designer photo

Everyone can participate in creating a beautiful and unique image. With a card like this, you can feel on top and stand out from the crowd.

You have the opportunity to choose an image from the existing database of drawings or show your imagination and draw it yourself.

Some will choose a drawing in a business style, while others will like the landscape. In any case, the use of such a card will bring a lot of positive emotions to its owner.

How much does it cost to make a Sberbank card with an individual design?

By going to the Sberbank website, you can place your order. It will take a minimum of time.

When going to the section with bank documents, select “Cards with individual design”. On the updated page you will need to fill in the required fields. You select the currency that will be in the account, and you will also need to agree to the rules for using the services.

Selecting a drawing

Initially, several design variations will be offered. If the suggested color palette does not suit you, you can upload your own image. Copyright infringement should be avoided when copying images. If you wish, you can slightly change the location of the picture or modify some of its parts. The image will be printed on only one side of the card.

To complete the registration process, you need to enter your data and phone number into the system. After the bank approves the design, the Sberbank card design code will be sent to your phone number.

The Sberbank office closest to you is also indicated, where it will be more convenient to pick it up.

Information about its readiness will be sent to the phone number you entered.

How much does a Sberbank card with an individual design cost?

The production of designer cards is characterized by a very reasonable price. You only need to spend 500 rubles. for its release.

For customer service per year you need to pay 750 rubles. The card is also reissued for 500 rubles. When transferring funds to it for payment of services, no commission fees are charged, as with non-cash payments. You can spend up to 1.5 million rubles per day. An issued receipt for account transactions through your own or another bank will cost 15 rubles.

The Bank prohibits the use of:

• Photographs and various images protected by the copyright holder;
• Photos that contain words or digital combinations;
• Photos with coins, medals, etc.
• Attributes of power;
• Images of famous personalities;
• Pornographic drawings;
• Stills from films and cartoons;
• Advertising images, including photos of alcohol and cigarette products;
• Brand logos;
• Various types of gambling advertising;
• Photos of weapons and vehicles.

If a person wishes to place any prohibited images on the card, Sberbank will refuse to issue it.

Features of use

Sberbank cards with a beautiful design can be used for three years. The client can independently choose which currency he will use to make payments. It can be either a ruble or a foreign dollar and euro. There are two payment systems to choose from: MasterCard and Visa. If the card is lost or stolen, you can quickly block it.

One of the innovations is the ability to register a designer card for a minor who is 14 years of age or older. In such a situation, the official consent of the child’s parents must be available.

A card with your own design has the opportunity to participate in a special “Thank you” program. This allows its holder to accumulate additional funds in the form of bonuses, which are credited to the client’s account for non-cash purchases in stores from the list of program participants. You can get more detailed information about stores participating in the program by visiting the Sberbank website.

The advantages of using this type of card

The holder of a designer card has a number of privileges:

• You can contact a bank specialist 24 hours a day. This helps to immediately solve an emergency problem;
• Make non-cash payments around the clock;
• Take advantage of additional discounts;
• If the client went abroad and a loss occurred, he has the opportunity to receive cash;
• After registering your personal account, you can control your money and make payments online without leaving your home;
• Availability of alternative options for transferring money to the account;
• Assignment to an electronic wallet account.

The above advantages allow you to use a designer card with comfort, which is why there are more and more people who want to get one.

Card production time

In Moscow, St. Petersburg, Novosibirsk, Yekaterinburg, Nizhny Novgorod and other large cities, the card will be ready in 2-3 working days; in the regions, production and delivery will take from 3 to 10 working days. Delivery to remote locations may take up to 15 business days. Exact dates are available.

When issuing a card, only working days are taken into account. If you order it on Friday evening, the production time will be counted from Monday.

You can see if the card is ready and when it will be delivered to the office in Sberbank Online in the “Cards” section.

What documents are required to receive a card?

To pick up the card, bring with you your passport or other document that was used to apply for the card. To receive a card for another person, you need a notarized power of attorney.

How to start receiving THANK YOU bonuses?

After receiving the card, you must register in the “Thank you from Sberbank” program. The easiest way to register: send an SMS to number 900 with the text THANK YOU 1234, where 1234 is the last four digits of the card number.
You can also register for the program in your Sberbank Online personal account and at a Sberbank ATM - find the “Thank you from Sberbank” section and follow the prompts.

Bonuses are awarded automatically when paying by card - their number depends on the level of privileges.

It should be remembered that bonuses are awarded only when paying for goods and services. This does not happen when withdrawing cash from ATMs. But when you pay for purchases remotely in online stores, bonus Thank You bonuses are credited to your account.

How can I use THANK YOU bonuses?

THANK YOU bonuses can be exchanged for discounts when purchasing goods and services from Partners; a full list of partners is available. In addition, THANK YOU bonuses can be exchanged for a discount when purchasing air tickets and hotel accommodations (on the website “Thank you from Sberbank. Travel”). Bonuses can also be exchanged for discounts when purchasing tickets to events - the service is available on the website “Thank you from Sberbank, Impressions”.

How can I find out my card details?

To find out the details, find the required card in the Sberbank Online mobile application and click “Show details”.

Another way: in your Sberbank Online personal account, go to the “Cards” section and find the card you need, then “Card information” → “Transfer details to the card account”.

Is it safe to use a contactless card?

Yes, the card is safe. It is always in the hands of the owner, so its data remains inaccessible to fraudsters. Making purchases without presenting a card or entering a PIN code is much safer, since no one sees the card data. In addition, contactless technology protects against double debits - after paying for a purchase, the terminal beeps and turns off automatically.

A Sberbank card with an individual design is a popular and affordable service. The bank was one of the first to offer it to its clients. We offer several options for making a Sberbank card with your own design.

To make a Sberbank card with an individual design for yourself, you need to perform a number of simple steps. But you need to carefully study the list of images that cannot be applied.

Pictures that are provocative, antisocial, advertise an unhealthy lifestyle, violate copyright, etc. will be rejected.

Where to start getting a Sberbank debit card with your own design

On the Sberbank website it is proposed to issue an online classic card with an individual design (payment system - VISA). This payment tool can be released for 1250 rubles. Here 750 rubles. – the cost of issue and the first year of service, and 500 rubles. – cost of individual design. Available currencies of issue are ruble, dollar and euro.

Users have three options to issue a debit card with their own design:

Selecting a design from the catalog offered on the Sberbank website. There are a variety of images of cartoon and game characters, landscapes, cats, treats and more. To get into the catalog, you just need to click “Create card design”.

Changing an existing design. You can change the standard version as you please: choose a new angle, “play” with the color palette, crop a classic drawing, etc.

Applying a user-suggested design. This is an option for Sberbank’s most creative clients. To implement it, there is a module for uploading your own image from social networks, from a mobile device or PC. To do this, select the “Your photo” button in the top line of the catalog.

“Pitfalls” of designing Sberbank cards with your own design

If you have not carefully studied the requirements for images on the card, then a refusal is possible. Most rejections are due to the use of licensed or inappropriate images. To avoid wasting time, check whether your individual design falls under one of the restrictions on the Sberbank website.

You cannot use images or visual images that are reminiscent of smoking tobacco, drinking alcohol and alcohol-containing drinks, manufacturing, distributing or using drugs, violence, etc.

Which Sberbank card can be issued with an individual design

I need to say a few words about what kind of plastic with the ordered pattern can be obtained for 1250 rubles. This will be a “Youth” standard VISA or Master Card, protected by an electronic chip. It can be used for additional cards with a standard design. It is issued to young people, even schoolchildren. No interest is accrued on the account balance.

The bonus program is called “Thank you”, and it is varied: 0.5% is returned on all spending, and when purchasing from Sberbank partners, you can return up to 10% of the funds. It is not profitable to withdraw from other people's ATMs: 3% of the amount plus 390 rubles. “eaten up” by the commission.

The advantages of this card are the symbolic cost of annual service (150 rubles) and a profitable bonus program. Disadvantages - high cost of issue, lack of overdraft and interest on the balance.

You can order a “Youth” card from Sberbank with an individual design starting from the age of 14.

Not only Sberbank: 6 alternative proposals

A number of large banking institutions also offer to print the client’s “creative” on their means of payment.

Alfa-Bank card with its own design

Alfa-Bank offers to issue you a so-called PhotoCard. This is a debit card with an individual MC or Visa design with an accrual of 7% on the balance (for Optimum and Economy service packages). Withdrawing your own cash is free.

When providing a loan, there is a grace period of 60 days. There are bonuses and cashback from amounts spent in restaurants, etc. SMS service is also free. For each year of service you need to pay 699 rubles, and the design of the “plastic” with an individual design is free.

• free registration and SMS notifications,
• high interest on the balance.

• Quite a high price for annual maintenance.

Promsvyazbank card with individual design

Promsvyazbank issues only All Inclusive debit cards of the Visa Platinum type with a custom design. Its release costs 333 rubles. for “individuality”, and service in the first year – 1500 rubles. There are no accruals on the balance, but cashback on many services and purchases is from 3 to 5%.

Receiving SMS about transactions – 29 rubles. Withdrawing amounts from PSB and partner ATMs is free, and in others - for 2% of the amount.

• good cashback.

• service, which is not cheap in the first year, will remain expensive subsequently, unless 50 thousand rubles are constantly in the account.

Tinkoff debit card with individual design

Tinkoff offers to place your own image on its Tinkoff Platinum, which is famous for its really cheap service for the premium class - 600 rubles. A credit limit of 350 thousand rubles is offered. with a grace period of 55 days.

There are no charges on the balance, and the loan rate is determined individually, from 13 to 30%. The card is connected to the bank’s bonus program, which makes it very profitable: 1% of all amounts spent on purchases and services goes to the bonus account. SMS reports cost 59 rubles. per month, and there are convenient applications for online banking. The application for the card is submitted online.

• excellent bonus program (1% return on all funds),
• online registration,
• inexpensive service for a premium class.

• expensive loan
• paid SMS notification.

Russian Standard Bank card with its own design

Russian Standard offers its classic card with a credit limit of 300 thousand rubles for individual design. There is cashback on spending from 1 to 5%. There are no interest charges on the equity balance, and the interest rate on the loan is high: up to 33.9%.

Also, the withdrawal fee can be up to 4.9%. Order through the website with availability within 8 days.

• Availability of a credit limit and cashback.

• age threshold (from 25 years),
• high loan interest rates,
• withdrawal fee.

Raiffeisenbank card

Raiffeisenbank offers not only visual, but also tactile delights. There, for a record 4.5 thousand rubles. per year, you will receive a card with an individual design and texture of a reptile. You can also get regular plastic with your design for an annual fee of 1,990 rubles.

This card, called #allimmediately, provides ample opportunities for cashback (up to 5%) and discounts from 5 thousand partners of the credit institution. The interest on the loan depends on the category of the borrower: from 23 to 34%. No interest is paid on the balance. The limit is up to 600 thousand rubles. SMS notification - 60 rub.

• attractive cashback,
• discounts from partners.

• Very high cost per year,
• unfavorable credit conditions.

Moscow Credit Bank card

The Moscow Credit Bank cheaply prints plastic “with its own picture” - for only 150 rubles. The upper threshold of the credit limit is from 300 to 800 thousand rubles. at a rate of 21%. The balance is charged 7%, which is a big plus.

There is no need to pay for withdrawals from ATMs of MKB and its partners. SMS notification – usual 60 rub. There are a lot of discount programs that allow you to save on purchases using the card.

• high interest on balance,
• large credit limit.

• expensive maintenance (1200 rubles per year),
• cashback is only 0.5%.

Results: the best choice

When choosing a card with a custom design, you should pay attention to the following suggestions:

• Sberbank, if plastic is needed for a young client (application available from 14 years of age);
• Alfa-Bank and MKB, if the amount of interest accrued on the balance of funds matters (up to 7%);
• Sberbank, Tinkoff Bank and MKB, if the minimum cost of service is important.

Individual card design. How much does it cost and how to order?

The card is a means of everyday use. Often banks issue the same type of card to all clients. Such cards usually contain a primitive design. Some people don’t notice what’s on the map, while others need their map to be different from others. Usually this difference is reflected in the appearance of the card. For such clients, some banks have begun to offer an individual card design service. It consists in the fact that the client can choose a picture that will be displayed on his card.

This service has become a godsend for aesthetes, for whom it is important not only to be financially convenient to use the card, but also to be pleased to see it visually. The pictures chosen are very different: from your favorite video game characters to photographs of pets, nature, funny pictures, and so on. Along with the freedom to choose an individual card design, banks have introduced a number of restrictions on images so as not to infringe on the rights of copyright holders and violate moral principles. Not all images can be used for card release.

What is a custom card design?

This is an opportunity to put on the card the drawing or image that the client likes. At the same time, the conditions for the card will not be changed in any way, except that the tariff will be higher than for cards with a standard design. This is due to the fact that a custom designed card is issued individually for one client, which requires certain costs. The selected design cannot be applied to a ready-made standard workpiece; it takes time to create it. Considering that there can be a lot of orders, and the release time is usually 5-10 working days, the bank has to use more employees.

The individual design is chosen by the client independently according to his taste and desire. The bank provides pictures from the catalog for selection. The client just needs to select a design, wait for approval from the bank and receive the finished card within the specified time frame.

Why do you need a custom design? Marketers note that if a client likes his card, he pays with it more often and presents it at the checkout. As a result, the number of non-cash transactions is growing (which is what banks are trying to achieve) and the amount of spending on the card is increasing.

How are custom designed cards produced?

Previously, such cards could be issued at a bank office by bringing a photo on a flash drive. Due to the large number of viruses and malware, banks have disabled the ability to use portable devices on bank computers. Almost all issuers have now moved card issuance online. Clients can order an individual card on the bank’s website or in their personal account. Such a card takes a little longer to produce than a standard card - on average 2-3 weeks. The issuance scheme is approximately the same for all banks. To do this you need:

• Go to the bank's website or personal account.
• Select the card issue function.
• Select the “Custom card design” option.
• Carefully study the terms of release.
• Upload the selected drawing, which must comply with the release rules.
• Fill in your personal information.
• Submit your application.
• Wait for approval of the selected image.
• If the decision is positive, the card will be sent to the selected bank branch, where you can receive it. If the decision is negative, the client will be asked to replace the drawing or choose a standard option. If he does not agree, the card will not be issued.

What's not suitable for a custom card design?

According to the release rules, you cannot put on the card:

• Symbols and texts
• Unreadable logos.
• Promotional materials (other company logos, trademarks)
• Telephone numbers, addresses of Internet resources.
• Images of public figures and officials.
• Copyrighted images.
• Anti-religious pictures, prayers.
• Anti-cultural and anti-moral images.
• Alcohol, cigarettes, drugs, slot machines, weapons, skulls, etc.

Each bank has its own list of unacceptable images, but in general it is the same.

Which banks can you order an individual card from?

The leader in issue is Sberbank. It issues cards with selected designs in three currencies. The annual cost of service will be the same as for a standard card, but you will have to pay an additional 500 rubles for the design.

Alfa Bank offers to order a “My Alfa” debit card in your personal account (if there is no Internet banking, then on the website in the Cards section)

At Promsvyazbank, the cost of an individual design is only 300 rubles. The order is also made through the bank's website.

In recent years, more and more people want to stand out from the crowd of people. This became the impetus for the development of a new area - the development of unique design solutions. Design development is also popular in the manufacture of plastic jars, focusing on the preferences of their customers, offering them the application of various images to cards. What does Sberbank offer?

The essence of the project

A card with Sberbank makes the client feel special. This service, called “Individual Design,” allows clients to directly participate in creating the appearance of a personalized monetary document. Sberbank also offers to consider samples of plastic cards with various image options (from cartoon to business) and choose the ones you like. The client’s imagination is not limited to this - you can make a card with an image of your own authorship.

Features of cards with individual design

A Sberbank card with an individual design can only be valid for a three-year period. The payment currency can be rubles, US dollars or euros. In this case, the client can choose one of two payment systems - MasterCard or Visa. It is also possible to issue cards for the client’s children over 10 years of age with parental consent. Cards have an electronic chip and are issued by the bank outside the framework of the issuance of overdraft credit funds cannot be made. The card can be blocked if it is stolen or lost. In addition, holders participate in the “Thank you” program, the essence of which is to accrue bonuses for purchases made in stores through non-cash payments. Bonuses can be used to pay for subsequent purchases.

Additional features

In addition to the main privileges, clients also receive additional features:

• Calls to the call center can be made at any time of the day, including holidays and weekends.
• Payment for goods and services by bank transfer.
• Additional discounts from card payment systems.
• If you lose your plastic card abroad, you still have the opportunity to receive cash.
• You can manage your bank account and pay for goods and services through online services.
• You can top up bank plastic cards in several ways.
• The account can be linked to an electronic wallet.

Replenishment

A Sberbank card with an individual design can be topped up in the following ways:

• By transfer from another bank card.
• Using payment terminals.
• By bank wire transfer from other accounts.
• When using VisaDirect and MasterCardMoneySend servers.
• When contacting a Sberbank branch in person.

Price

The production of plastic cards with an individual design will cost customers 750 rubles. Maintenance throughout the year costs 750 rubles. For the secondary issue of a card, Sberbank charges a fee of 500 rubles. Replenishment and payment of service fees is carried out without commission. The limit on spending funds during the day is up to 1.5 million rubles. are also made without commission. However, an extract about the last transactions performed on the card will cost 15 rubles. The same amount will be charged if requested through another credit institution or bank.

What cannot be shown on a map

Design development is a creative process. However, there are prohibitions on placing images on plastic cards. Prohibited use:

• Images and photographs protected by copyright, including those posted on the Internet.
• Images containing text and digital information.
• Materials that represent images of coins, banknotes, medals, stamps, banknotes.
• Images demonstrating slogans, symbols, coats of arms, flags, symbols of power.
• Photographs of public people and fictional characters.
• Images that have anti-social, anti-religious or anti-cultural themes.
• Pornographic images.
• Stills from cinema and animated films, illustrations in printed publications.
• Images of advertising content.
• Photos of people in uniform with distinctive signs and emblems of organizations.
• Images showing alcoholic beverages, tobacco and alcohol products.
• Materials associated with gambling.
• Materials depicting military equipment and weapons.

If the client wishes to post material that is recognized by the bank as prohibited, the issue of a plastic card is refused. This rule does not apply to those materials that are in the Sberbank gallery on its official website.

How to make a Sberbank card with an individual design

To order a designer plastic card, you must fill out the appropriate application using the approved form on the Sberbank website. This procedure is simple and intuitive.

In the section with bank cards you need to select “Cards with individual design”. After this, a new page opens where the client places an order: you must select the account currency and agree to the terms of the user agreement.

The site then offers card design options with color variations. The user's image may also be uploaded, provided that the client has not infringed the copyright of it. The angle of the picture can also be changed, and individual fragments of it can be selected and enlarged. The illustration is applied only to the front side of the plastic card.

The final stage is to confirm the phone number and fill out an application using the proposed form indicating the client’s personal data. Here you also need to indicate the Sberbank branch where the client will receive the card.

When a card with an individual Sberbank design is ready, the client will receive a notification on their mobile phone. As you can see, everything is simple and clear.

The production of plastic cards with a unique design is a fairly popular service. It is also provided by one of the largest banks in our country - Sberbank. You can order such a card without leaving your home. The registration process is quite simple and will be understandable even to a person who has little experience working on the Internet. In addition to their appearance, such cards provide customers with many additional features. Sberbank gives its clients a unique chance to show their individuality even in the most ordinary things.