Postal money transfer by Russian Post. Russian Post: postal order and money transfers Forsazh Transfer of funds via mail
Russian Post provides a variety of services in the field of money transfers. In cooperation with Russian Standard Bank, even transfers from card to branch or from card to card are available. There are also regular cash transfers - urgent and standard.
Cash at the branch
For those who have cash and time to go to the nearest post office, the service of sending cash to any corner of the country is available.
Fast cash transfer "Fast and Furious"
The table below shows the main parameters of the “Fast and Furious” tariff - it allows you to quickly, within just one hour, send the required amount (up to half a million rubles) to anywhere in Russia (or to nearby countries).
| Transfer type | Amount for Russia | Cost of Russian Post services |
| Address | Up to 3,000 rub. | 150 rub. |
| Address | 3,001 – 7,500 rub. | 300 rub. |
| Address | 7,501 – 500,000 rub. | 1.7% (maximum RUR 2,000) |
| Unaddressed | Up to 3,000 rub. | 99 rub. |
| Unaddressed | 3,001 – 300,000 rub. | 1.2% (minimum 149 rubles, maximum 1000 rubles) |
| "Fast and Furious" with home delivery | Up to 500,000 rub. | 1.77% additionally, in addition to the cost of translation. Minimum – 29.5 rubles. |
If you choose address transfer, the money will arrive at a specific post office. If it is addressless, then the funds can be collected at any branch. Each transfer is assigned a control number, which the recipient must provide at the place of delivery.
The maximum amount for sending abroad is limited to 150,000 rubles.
Standard postal cash transfer
Available to individuals and legal entities, money can be sent both within the country and abroad (nearby countries, China, France, Serbia). Non-cash transfers are carried out using the same method.
The minimum period is 2 days, on average – 5, maximum – up to 8 working days.
The tariff schedule is shown in the table below.
You can also use Western Union to transfer cash abroad. It is prohibited to transfer more than 375,000 rubles.
How to calculate the cost of a postal transfer
You need to know the following initial data:
- Amount to be sent,
- How exactly do you want to transfer money (Forsazh or regular postal),
- City of receiving cash.
The tariff schedule for mail to certain regions of the Russian Federation may differ from the standard values.
So, if you need to send, for example, 10,000 rubles in one hour (we use the Forsazh system), and you want the recipient to pick up the cash at a specific branch (enter his address), then the cost of such a transfer will cost 170 rubles ( the commission will be 1.7% of the transfer amount).
If you want to transfer money not urgently by regular postal transfer, then the commission will be 190 rubles. + 2% (for 10,000 rubles this is 200 rubles) = 390 rubles.
What is needed to send a money transfer by mail?
All the sender needs is to provide his passport as a citizen of the Russian Federation. For a directed transfer, you also need to provide the address of the post office where the recipient can pick up the money.
Please note that the commission is paid immediately along with the principal amount. That is, if you want to transfer 10,000 rubles, you will need to add a commission amount to this amount.
From card to card
A convenient alternative to bank transfers. You can carry out the operation yourself on the website https://www.pochta.ru/. Or you can use the help of the operator at the department.
The main parameters are below.
- The shipment can be made from a Visa or MasterCard to any card.
- The money reaches the recipient instantly.
- You can transfer from 1,500 to 50,000 rubles within Russia, to other countries - a maximum of 2,500 dollars.
Rates are listed below.
From card to branch
Having a Mastercard and Maestro bank card with you, you can transfer cash to the recipient at any post office.
- You can transfer from 100 to 15,000 rubles.
- The amount is available for receipt the very next day.
You can carry out the operation yourself on the website https://www.pochta.ru/.
The post office charges a commission - upon receipt at the branch it will be 60 rubles. or 2.45%. When delivering money to your home – 90 rubles. or 4.5%.
Date of publication: 03/20/2018
Postal transfer is one of the ways to transfer money at a distance. Due to its widespread use, and the Russian Post today has 41,900 branches, sending money is possible to almost any locality in our country, as well as abroad. In terms of convenience and speed, Russian Post loses, perhaps, only to banks. It was with the development of the banking sector and the widespread distribution of bank cards that postal transfers, as a service, began to be in less demand, but still remain relevant.
With the development of modern technologies, which, of course, influenced the work of the Russian Post, today you can receive money sent by mail almost instantly. In some cases, you don’t even need to leave your home to send and receive finance. However, in the latter case, the transfer operation is carried out with the participation of a partner bank or the Qiwi payment system. But more about everything below.
Variations of money transfers.
Today, using the services of the Russian Post, you can carry out all available options for transferring finances using cash or non-cash funds according to the following scheme:
- cash – > cash;
- cash – > non-cash;
- non-cash – > non-cash;
- non-cash – > cash;
Cash can be sent from a post office (OPS) or through a Qiwi payment system terminal. You can receive cash at the OPS or order home delivery.
Sending non-cash funds can be done at the branch office (but not all branches have or operate terminals for bank cards), through the partner’s website or through the Qiwi payment system. Reception is carried out to the current account.
By type, money transfers by mail can be divided into three main ones:
- Postal transfer;
- express translation of “Fast and Furious”;
- Western Union;
and two additional ones:
- transfer through the Qiwi payment system and
- on the website with the participation of a partner bank.
The first three types can only be carried out in branches through a postal employee. And the last two - remotely via a computer online or through terminals where there is access to the Qiwi service.
Express translation of "Fast and Furious"
"Forsazh" - instant money transfers by mail, intended only for individuals. Delivery is carried out instantly. Data on all transactions is stored in a single database, so payment can be made a few minutes after sending. The only condition is that there are no failures in the Russian Post system and that the branch where the addressee is going to pick up the funds has access to the Internet.
You can send finances only at post offices, receive them there or with home delivery (cash only).
With the help of Forsazh, you can send to any region of the Russian Federation, to neighboring countries, as well as to Israel, the Czech Republic, Austria, Hungary, Germany, Denmark, Italy, Poland, Slovakia, France, Sweden, Nepal and Mongolia.
The maximum amount that can be sent is 300 thousand rubles within the Russian Federation, 150 thousand rubles abroad.
According to the rules of the post office, if the amount to receive is more than 100 thousand rubles, then it is necessary to reserve money. To do this, the recipient must come to the branch, give the transfer number, and present their passport. After checking, the employee will indicate the nearest time (date) when it will be possible to collect the funds. In practice, a problem may arise with instant receipt of smaller amounts, for example 30 thousand rubles.
"Fast and Furious" maybe targeted And addressless. The first is received at a specific OPS at a specific address (or point of issue) indicated by the sender. You can receive the second one at any post office (or point of issue).
You can send “Fast and Furious” from any OPS. To do this, the sender will only need to fill out a form f. 112fp. You can fill it out on the official website pochta.ru and then print it out, or take this document for free at the branch and fill it out there.
Tariffs for "Fast and Furious"
A certain commission is charged for sending funds.
Targeted "Fast and Furious" in the Russian Federation
Addressless "Fast and Furious" in the Russian Federation
International
In cases where delivery of money to your home is required, delivery is paid separately. The commission is 1.77% of the transferred amount, but not less than 29.5 rubles.
Postal transfer
Postal transfer is one of the types of money transfers for individuals and legal entities in cash and non-cash funds. The maximum amount in the Russian Federation is 500,000 rubles. (RUB 250,000 for non-cash payment and RUB 120,000 if home delivery is required). When sending abroad, each country has its own maximum limit.
A postal transfer can only be addressed, that is, it is sent to a specific branch (or point of issue). You can receive funds in cash or by bank transfer, credited to the recipient's bank account. There is also a paid home delivery service.
The delivery time is on average 2-3 days, provided that the reception and delivery centers are electronic exchange points (in other words, connected to the Internet) and 6-8 days if one of the reception and delivery points is not such a point. Transfer to the current account is carried out within 3-5 days, depending on the conditions stated above. The transfer of funds to the account, of course, can occur much later, depending on the banks.
You can send from any OPS. To do this, the sender must fill out a form f. 112ep. and hand it over to the OPS operator along with the money. After registration, the sender will be given a check, which will indicate a track number to track the postal order.
Form f.112ep can be filled out on the website pochta.ru and then printed out. Or take a free form from the branch and fill it out there. A sample form is provided on this website.
Postal transfer fee
In most regions of the Russian Federation, the following commission is charged for postal transfer:
The following regions have an individual tariff:
When sending parcels by cash on delivery, the sender will receive payment for it via postal transfer. The recipient of the parcel, in turn, will be the sender of the money, and accordingly, the commission for sending money will be taken from him.
Sending money abroad is carried out in Russian currency - rubles. The recipient will receive funds in their own currency, that is, currency conversion will be carried out. If you send a parcel abroad with cash on delivery, the recipient of the parcel will pay for it in their local currency, and you will be paid in Russian currency.
Western Union
Western Union is a money transfer service in Russia and abroad. There are two types, one of which is intended for individuals and non-commercial purposes, and the second - Western Union QuickPay - for legal entities.
You can send money using this method at post offices, receive it there or at any other point of issue, of which there are several thousand around the world. You can only send goods abroad via Russian Post. But this is logical, since the company has its own services for domestic delivery of finances.
The maximum transfer amount is 375 thousand rubles.
Money transfer through the Qiwi payment system
Russian Post keeps up with the times and acquires partners. Today you can make transfers online without leaving your home. In this case, the final addressee will still receive their money at post offices or with home delivery. To do this, the sender can use the services of the Qiwi payment system, which is a partner of Russian Post. You can send finances through the terminal, the official website or the Qiwi mobile application. The maximum amount is 15,000 (including commission).
You can send money at any time, 24 hours a day, 7 days a week. You can often receive it the very next day.
Commission:
- in the terminal - 2%, additional 60 rubles.
- on the website and in the mobile application - 2.5%, additional 60 rubles.
When ordering money transfer on the website or in the application, you can choose the home delivery service. Cost - 4.5% of the transfer, additional 110 rubles.
Money transfer from a bank card with cash collection at the post office
To save your own time, you can make postal transfers online from a bank card through the Russian Post partner website. The final addressee will be able to obtain funds at the post office. The maximum transfer amount in this case is 15,000 rubles. You can transfer money only in rubles from Mastercard and Maestro cards.
When paying a postal order at a post office, the commission will be 2.45%, minimum 60 rubles. When delivered to the recipient's home - 4.5%, minimum 90 rubles.
To be safe, go to the page where you can make this type of transfer from the PR official website.
Share your experience in the comments to the article.
Russian Post occupies a leading position in the field of money transfers in Russia. The main competitor of the postal service is Sberbank. In addition to them, other national payment systems and even some mobile operators provide money transfer services. Competition is high, so Russian Post is constantly improving money transfers within Russia and other services.
In 2003, Russian Post developed the Cybermoney project, which significantly simplified the postal transfer procedure and speeded it up. Since 2010, a new service for money transfers has appeared - “Forsazh”. While Cybermoney needs to deliver the transfer within a few business days, Forsazh promises instant transfer.
Advantages of postal money transfer of Russian Post?
The main advantage is an extensive network of post offices. For comparison: about 40 thousand post offices throughout Russia versus about 9 thousand bank branches of Sberbank. In some parts of Russia, you can only receive money by mail, because other organizations simply do not have a representative office there. In this case, questions about the size of the commission and delivery time are irrelevant; the decisive question for separate corners of Russia is: is it possible to transfer money there at all?
Another advantage: both individuals and legal entities can send money to each other. What does it mean:
- An individual can send money to another individual.
- An individual can send money to a legal entity.
- A legal entity can send money to another legal entity or individual.
The postal order can be delivered personally to the addressee. If you pay for the delivery service, the postman will bring the money to where you indicate on the form. No additional trips to the post office - another plus.
You can withdraw your money after receiving a notification from the mail within 30 days. If no one comes at this time to receive the transfer, the money is sent back to the sender.
What is the price?
The limit for sending money is 500,000 rubles, but the postman can personally deliver only 120,000 rubles.
Shipping rates include a percentage of the amount sent and a fixed fee. It all depends on the amount you want to send.
- Less than 1,000 rubles: 5 percent of the amount and 70 rubles.
- From 1,000 to 5,000 rubles: 4 percent and 80 rubles.
- From 5,000 to 20,000 rubles: 2 percent and 180 rubles.
- From 20,000 to 500,000 rubles: 1.5 percent and 280 rubles.
Some areas have different rates. Including for the Amur region, Kamchatka, Tyumen and others. More information about these tariffs can be found on the Russian Post website.
Russian Post is not interested in transfers with small amounts, so the commission is higher for a small amount of money.
Postal money transfer of Russian Post - tracking
Tracking is provided only for postal items: parcels, parcels, etc. Unfortunately, money transfers cannot be tracked. You will not find an identification code on the payment receipt for the translation. However, you can receive notification of the successful delivery of money (for an additional fee of 24 rubles 50 kopecks).
The delivery time of money depends on the technical “advancement” of the post office. More precisely: is there an electronic exchange point in the branch? If there is one, the money will be transferred within 3 days (maximum period), and if there is no such item, the transfer may take up to 6 days.
Sometimes the deadlines can be delayed if the post office does not have enough cash to issue money. In this case, you will have to wait until postal workers reserve the required amount.
Don't forget about the Fast and the Furious postal order. They are transferred instantly. The maximum amounts are the same as for a regular postal transfer. In the Forsazh system you can make addressed or addressless payments. This means that the money will either come to a specific branch, or you can pick it up at any point of issue.
International postal transfers
The list of countries where you can transfer money is limited. It includes 17 countries:
- Belarus
- Armenia
- Georgia
- Lithuania
- Latvia
- Ukraine
- China
- France
- Serbia, etc.
To other countries, you can arrange a money transfer at the post office via Western Union.
An international transfer can be processed at any post office. Problems can only arise with Serbia. You can transfer money there only in special branches. Like regular transfers, international ones can be made if you have a passport.
How to send a postal money transfer via Russian Post?
To send a postal order, you need to come to any post office. Take with you:
- Passport
- Accurate information about the recipient of the money: last name, first name, patronymic; address (including postcode).
- The money you will send, plus money for the postal commission.
You will be given a postal order form. You will have to fill out one side, the other - the recipient. In the same form you can write a message to the recipient (maximum 70 characters). After filling it out, you pay for the transfer. Everyone, congratulations, the translation has been sent.
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There are situations when you need to send money to a person who does not have access to an ATM or for whom it is too unprofitable to send money by bank transfer. In such cases, a postal money transfer by Russian Post will come in handy. The article provides conditions and options for carrying out this operation.
Transferring money by Russian Post is a fairly popular method of transferring funds, available to both individuals and legal entities. Using it, you can make payments both in cash and non-cash, and send money not only to any region of Russia, but also to neighboring countries - Belarus, Kazakhstan, Ukraine and others.
You can transfer money using mail directly - that is, send it to a specific branch or point of issue, or without an address - so that the recipient picks up the money from the post office to which he is attached. The minimum amount of money transfer is not limited, and the maximum depends on the final destination.
In total, you can send 3 types of cash payments through Russian Post:
- Express translation of "Fast and Furious". Only for individuals.
- Regular postal transfer. Can be used by both individuals and legal entities. It is possible to deliver cash to your home.
- Western Union shipments. Only for individuals. Can only be shipped overseas.
You can send a short text message (up to 70 characters) along with your finances. Additionally, you can order a notification of delivery of funds, which has legal force.
To send or receive finance, you only need to have your passport with you. To complete a transaction, you need to come to a Russian Post office, contact an employee and decide on the amount and type of payment. After this, the sender is provided with a special form in which it is necessary to enter information about the recipient and the size of the transaction.
After this, the amount for sending, an additional postage fee, and, if necessary, a fee for additional services are paid, and the sender is provided with a receipt for the transaction completed. You can find out about the cost of transferring money both from the postal employee himself and further in the article.
- For address transactions:
- up to 3 thousand rubles – 150 rub.,
- from 3 to 7.5 thousand rubles. – 300 rub.,
- from 7.5 thousand rubles – 1.7% of the transfer, but not less than 2,000 rubles.
- For addressless transfers:
- up to 3 thousand rubles – 99 rub.,
- from 3 thousand rubles up to 300,000 rub. – 1.2% of the transfer amount, ranging from 149 to 1000 rubles.
- For international deductions:
- up to 150 thousand rubles inclusive - commission 1.8%, but not less than 149 rubles.
In order to order “Fast and Furious” to the recipient’s home, you will have to pay the cost of the service separately - 1.77% of the transaction amount, but not less than 29.5 rubles.
You can send up to 500,000 rubles by regular postal transfer. cash, up to RUB 250,000. – by non-cash delivery, up to 120,000 rubles. – with home delivery. These tariffs apply only to transactions within the country; for foreign shipments, limits must be clarified separately. The postage fee can range from 80 to 290 rubles. + 1.5% -5% of its size, depending on the region.
Tariffs for Western Union money transfers are set individually, depending on the size of the amount and the country of the recipient. In addition, for this method of sending money there is a bonus system that allows you to receive a discount on items.
Electronic transfers
Electronic financial transfers allow for quick settlements between individuals, transferring funds to the recipient's current account. They are carried out similarly to regular shipments, only when filling out a form with information about the recipient, it is necessary to indicate the details of his account. The most convenient way to send money abroad is electronically.
Russian Post allows you to carry out non-cash transactions from one card to another within the country and abroad. In this case, the sender must have a bank card of the VISA or MasterCard payment system, and the type of system of the recipient does not matter.
Sending money within the country is carried out in Russian currency - rubles, ranging from 1,500 to 50,000 rubles. You can transfer money abroad in dollars and euros, the maximum delivery amount is $2,500.
The percentage for sending this method is as follows:
- when transferring within the country - 65 rubles. or 1.8%;
- when sending in rubles abroad – 140 rubles. or 2.8%;
- when transferring in dollars – 5 USD or 2.8%;
- when transferring to euros – 4 EUR or 2.8%.
The transfer is carried out electronically, from a secure page of the official website of the post office. The service is provided through a partnership with Russian Standard Bank.
The delivery time for a monetary transaction depends on its size and the distance between the regions of the sender and recipient. In addition, how quickly the money will reach its destination depends on the availability of electronic exchange points and the selected type of delivery. However, Russian Post has maximum deadlines defined for each transaction situation.
Delivery times, if the OPS has an electronic exchange point:
- up to 100 thousand rubles - 2 days;
- from 100 thousand rubles - 3 days;
- when transferring to a current account – 3 days.
How long does it take to transfer to OPS without electronic exchange points:
- up to 100 thousand rubles - 6 days;
- from 100 thousand rubles - 8 days;
- when sent to a bank account – 5 days.
Important! The period may be extended by 1 day if the sender makes a request to reserve money at the recipient's branch after 13:00.
Some regions of the country may have separate tariffs for cash transactions. This mainly applies to remote and hard-to-reach areas, where shipments will cost more than to the central regions.
If receipt of the transfer from the branch or place of residence does not take place, then within a month the amount will be returned to the sender’s account. For shipments via Western Union, the period can reach 90 days.
You can track a money transaction on the Russian Post website using the track number assigned to regular postal items. Money transfer tracking is possible with a delay of 1-2 days.
The post office daily delivers correspondence and parcels to any locality in Russia or abroad. Cash transfers are no exception. Sending funds using Russian Post is carried out in several ways; you can track the movement of money depending on the type of item.
Types of postal transfers
There are several types of sending money by mail: “Forsage”, regular postal and Western Union. Each type has its own delivery conditions, cost of services, and registration procedure.
Fast and Furious
Transfers by Fast and Furious can be targeted or unaddressed. The address indicates a specific post office. If it is addressless, the recipient can pick up the money at any branch where the service is connected. Addressless transfers are possible in branches of Russia and in some foreign countries (Ukraine, Belarus, Moldova, Kazakhstan, Uzbekistan, Kyrgyzstan, Tajikistan, etc.).
The timing depends on the amount of the amount and the location of the post office. Amount up to 100,000 rubles will be transferred within one hour. It takes no more than 2 days to send a large amount of money to small post offices. International - held in a few hours.
Simple postal
Depends on the amount and country, usually takes from 2 to 6 days. When sending, the sender and recipient must have a document confirming their identity. This type of service is available to residents of the most remote settlements.
Western Union
The Western Union system is mainly used to transfer funds to foreign countries. The sender and recipient have a control track number. You can receive money in just a few minutes.
How to track a money transfer by Russian Post?
If money is transferred using a regular postal transfer, then it is impossible to track it on the website, since such transfers are not assigned a unique track code. The only way to track the movement of the transfer is to order an SMS notification when filling out the form about the arrival of funds at the branch and about the delivery of money.
The SMS notification service is paid, but quite symbolic - only 1 ruble per message.
When sending money by simple transfer, the sender receives information about the delivery time. This procedure takes no more than 6 days. In cases where the money has not arrived on the appointed date, the sender must contact the post office branch or call 8 800 2005 888. The sender will be provided with information only about the time of arrival of funds.
Forsazh carries out instant transfers and does not have to be tracked. But such a service is not available in every branch. When sending money, you can also activate the SMS notification service, then the sender will always know the status of the transfer.
WesternUnion is a system that operates independently of Russian Post. The cost of services is higher than postage. But, thanks to the control code known to the sender and recipient, there are no problems with receiving money. You can track it on the official WesternUnion website using the link below. You just need to indicate the track number and full name of the recipient (or sender).
Postal transfer tracking by number
A postal transfer using registered mail can be tracked in several ways.