Summer is the time for vacations and travel to warm countries. Many Russians prefer to spend this time abroad. But it’s not always enough to buy a ticket, apply for a visa and pack your things. In some cases, traveling abroad may be prohibited. For example, if there are debts that are not paid on time.

Is it possible to travel abroad with debts?

Debt is a common occurrence in our time, since many citizens take out loans to realize their desires right now, rather than wait for the required amount to accumulate. There is an opinion that any debts to a bank or other organization inevitably impose some restrictions, including the prohibition of travel abroad. This is far from true.

Current the legislative framework Russia indicates that when debt reaches certain limits, restrictions on traveling outside the country are not automatically imposed. In order for a ban to be approved against a debtor, it is necessary for the claimant to go to court. After receiving court decision the plaintiff will have to initiate enforcement proceedings against the debtor. If he does not comply with the court's orders, he will be subject to a temporary ban on leaving the country. Russian Federation.

According to Russian laws, if the debtor does not comply court order without serious reasons and does not pay the debt, then the bailiff has the right to decide on a temporary restriction on leaving the Russian Federation. The paper is sent to the border service. The document is valid for 6 months. If after this time the debt is not paid, the measure is extended for a similar period.

What amount of debt limits travel abroad?

Legislatively established minimum amount debt for which a sanction is imposed. This is 10,000 rubles. But again, we emphasize only if the debt is confirmed by the court. IN regulations it is separately clarified that both the bailiff himself and the recoverer have the right to initiate a ban upon a corresponding application.

A debt of 10,000 rubles can arise not only in one case, but also in the aggregate for several decisions. The subject of execution can also be anything - from a traffic police fine to a loan not repaid on time.

A debt limit of 10 thousand rubles is established for:

• alimony payments;
• compensation for harm to health;
• property damage;
• moral compensation.

For other types of debts (disciplinary, administrative, credit loans, tax evasion, non-payment of housing and communal services) the permissible limit is set at 30 thousand rubles.

If the debt is less than the limit, you can fly abroad without any problems. For example, once the traffic police issued a fine for speeding in the amount of 500 rubles, but the citizen conveniently forgot about it. In this case, no one will be able to prohibit him from traveling abroad.

To make a decision on a ban, the amount of debt must exceed 10,000 rubles; if it is less, no one has the right to introduce restrictions.

Video: Russians cannot go abroad because of debts

Duration of the ban

Only a court can impose a ban on free travel, and only for a certain period - the maximum permissible period is 6 months. This restriction is established for citizens who have debt, the maximum permissible limit for which is 10 thousand rubles. If the debt was formed for reasons for which the limit is 30 thousand rubles, the temporary restriction on leaving the country will be valid for no more than 2 months.

To re-introduce the restriction, the bailiff will have to go through the entire procedure again, that is, prepare documents, go to court, and wait for a decision. In other words, a ban imposed once is not automatically renewed after 6 months.

Is it possible to travel abroad with a loan and mortgage?

The border service or the migration department will not simply prevent you from leaving. And they are definitely not interested in the credit history of citizens, the presence of a mortgage and other debts.

The exception is situations when banking or credit organisation filed a statement in court indicating the debtor's failure to fulfill loan obligations. After passing the trial to the Service bailiffs a final verdict will be received, on the basis of which an act will be prepared prohibiting the debtor from leaving the territory under the jurisdiction of the Government of the Russian Federation.

The right of the FSPP not to release debtors outside the Russian Federation is enshrined in Federal Law No. 229 “On Enforcement Proceedings”. However, restrictive measures can only be imposed by a court. Bailiffs implement the court decision by sending the restriction order to the border and migration services.

Who establishes a travel ban and how?

To prohibit a Russian from traveling abroad, the bailiff must have a court decision that has entered into force. Having this document in hand, the bailiff opens enforcement proceedings. If the debtor is within reach, he is given 5 days to pay the debt. Then the bailiff, at his own discretion or at the request of the creditor, decides to restrict departure and sends Required documents to the border and migration services. After a sanction is imposed, the citizen will not be allowed to travel abroad; their passport may be confiscated or its issuance may be refused. The seizure takes place at the border, then the passport is sent to the issuing agency.

You must understand that the presence of debts, even with open enforcement proceedings, does not mean a mandatory ban on leaving. A bank or a private individual does not have the right to prohibit an issue abroad if the issue has not been examined in court, there is no decision and proceedings have not been opened in the case. In other words, the creditor must first sue the debtor, obtain a decision, transfer performance list in the FSPP (Federal Bailiff Service). And only then can he demand restrictive sanctions against the debtor. Most often, bailiffs make such a decision precisely at the request of the creditor.

Types of debts that prevent departure

We have already found out that the debt must be confirmed by a court decision. A missed loan payment will not be an obstacle to leaving if the bank has not gone to court and received a decision.

The restriction threatens citizens with debts under various headings:

• alimony;
• taxes;
• overdue loans;
• utility bills, housing and communal services;
• debt to private individuals, confirmed by the court;
• administrative fines imposed by the State Traffic Inspectorate, police, Federal Tax Service, customs service, labor inspectorate, and so on.

The traffic police will send the material to the court if the fine for violating traffic rules is not paid within 60 days. The police will do the same if the violator neglected penalties and did not make payments on time.

In other words, any debts in 2018–2019. may lead to restrictions on leaving the Russian Federation.

How to check debts before traveling abroad

Usually, citizens themselves know about late payments on loans or rent, unpaid alimony and outstanding fines. And they are also most often aware of the consequences that usually arise due to debts: court decisions arrive by mail, the bailiff sends a summons, and so on. But there are times when debt becomes an unpleasant surprise. For example, a person does not live at the place of registration, letters about payment of fines from the traffic police or other authorities simply do not reach him. Or the ex-wife may unexpectedly file for alimony, and this fact will remain unknown to the defendant. There are plenty of options.

To avoid getting into an unpleasant situation when leaving the country, it is advisable to inquire in advance about the existence of debt. How to do it?

Naturally, bailiffs and border guards have information about restrictive measures. It is not advisable to directly address this issue to the bailiff service. The FSSP is interested in collecting the debt from the debtor; a citizen’s attention to this issue may provoke a situation where the bailiff, at his discretion, initiates an appeal to the court in order to close the exit. The best option- make an official request to the border service.

Check by last name in the register of the Federal Bailiff Service

You can find out about debts already recognized by the court on the FSSP website. You will need to enter your personal data, and the system will issue a certificate of open enforcement proceedings indicating the amount of the debt, its origin and the contact details of the bailiff. The site allows you to immediately pay your debt in one of several ways. You can also pay off your debt during a personal visit to the FSSP office. If you pay using the latter method, the money will be entered into the database much faster than with a non-cash transfer.

The very fact of open enforcement proceedings does not mean that exit from the Russian Federation is closed. The bailiff will clarify the nuances of this issue.

There are several ways to pay your debt on the FSSP website:

• through Sberbank Online, for Sberbank clients there is also a corresponding tab in their personal account;
• via the app for mobile phones FSSP;
• through payment system(“Yandex. Money”, Qiwi, WebMoney, Robokassa);
• on a printed receipt at any bank branch.

How to find out about unpaid taxes on the website of the Federal Tax Service

Before your trip, it’s a good idea to make sure there are no debts on taxes and fees. To do this you need to do several steps:

• go to the Federal Tax Service website, create Personal Area(TIN number will be required);
• select the section “Find out your debt”;
• Enter information in all fields and click the “Find” button.

After processing the request, the system will provide information about the existing debt.

Video: when a child support worker may not be allowed to go abroad

Where to check debt according to the lists of the traffic police and the Ministry of Internal Affairs

To find out information about debts for unpaid fines for administrative traffic violations, you need to go to the State Services portal. In your personal account you can check whether there are fines issued by the Ministry of Internal Affairs of the Russian Federation.

Where and how to see the availability of credit debt

Loan debts will also prevent you from traveling to another state. To find out about your debt, you need to contact each banking institution, with whom the agreement was concluded, and clarify information about debts. To do this, you can either visit a bank branch yourself, go to your personal account or call hotline credit organization.

When visiting in person, you must have your passport with you. To obtain information over the phone, you will have to answer several clarifying questions asked by the operator.

How to lift a ban on traveling abroad

The simplest and most correct way to lift the ban is to pay off the existing debt. Moreover, this must be done in advance, and not a few days before leaving Russia.

It is important to pay off debts in advance. The bureaucratic machine is designed in such a way that it is impossible to instantly free yourself from restrictive measures. Both the imposition and lifting of a ban is the prerogative of the bailiff.

The bailiff must make sure that the debt is repaid, issue a resolution to cancel it and send the document to the control services, which, in turn, are obliged to remove the Russian from the “black list” of those prohibited from traveling abroad. The procedure takes several days or even weeks (no more than 14 working days).

You should not expect that it is enough to pay the debt and take the receipt with you. The border service will not let you out of the country in this case either.

If a citizen is sure that the ban was introduced illegally and violates his rights, he can file a complaint against the actions of the bailiff. You can also send a complaint through the prosecutor's office website. It's completely free. But here you need to be completely sure that you are right, otherwise it will be a waste of time.

The final decision will be made after 10 working days. This period is necessary for regulatory authorities to verify the feasibility of the decision. bailiff. As practice shows, in most cases an appeal will lead to nothing if the applicant actually has a debt that has reached the maximum limit as required by law.

Another option to solve the problem is to terminate or suspend judicial proceedings. In practice, it is extremely rare, since it involves the conclusion of a peace agreement between the debtor and the claimant.

Is it possible to bypass the ban?

Until 2017, many debtors resolved the issue of the ban by leaving through Belarus. In February 2017, a border zone with document checks was introduced between Russia and Belarus. Border posts are equipped with terminals with access to various databases, including the database of Russian debtors. In other words, at present debtors will not be able to freely travel through Belarus.

Video: how to legally get abroad while on the travel ban list

Departure via Kazakhstan

Another option for emergency exit from the Russian Federation if you have debts is to travel through Kazakhstan. To circumvent the ban, debtors must act as follows:

• purchase two tickets (transit and to Petropavlovsk);
• cross the border with a transit ticket, for the authorities the debtor will be considered a transit traveler;
• after passing border control, present a ticket to Petropavlovsk and move in that direction;
• get off in Petropavlovsk and head to the destination country.

Departure via Kaliningrad

This option is only suitable for Schengen visa holders. Purchase a train ticket to Kaliningrad. But the transport leaves in Vilnius, and from there you can fly to any country in Europe.

These methods are not completely illegal. They are simply exploiting gaps in Russian laws. The border services of Kazakhstan, Lithuania, and until recently Belarus are not interested Russian debts foreign guests, moreover, they simply have no information about them. You can return back in any way; no one has the right to deny entry to Russia to a citizen of the Russian Federation. Another question is that upon returning to your homeland, your passport may be confiscated.

1. Periodically visit the FSSP website and check for any enforcement proceedings open against you.
2. Visit the website of the justices of the peace in your area, go to the “Judicial Proceedings” section. This way you can find out about the probable debt even before a court decision is made.
3. Do not contact the bailiff for information about the ban. Perhaps the official did not have time to take a closer look at your issue or extend the existing ban, and the creditor himself did not demand this.
4. If, in your opinion, the restriction was established illegally, feel free to contact the prosecutor’s office with a complaint. This can even be done on the website of the regional prosecutor's office.
5. To avoid a travel ban, pay any outstanding debt on time. The need to travel abroad may arise unexpectedly; you need to be prepared for such an option in advance.
6. Do not forget that withdrawal is already established ban It will take several weeks even after the final repayment of the debt.

An untimely fine paid can become a serious obstacle to traveling abroad of the Russian Federation during the summer holiday season. In order not to spoil your vacation and not get into an unpleasant situation when you have to cancel your trip, you need to make sure in advance that there is no debt and no travel ban.

1. The bailiff has the right, at the request of the claimant or on his own initiative, to issue a resolution on a temporary restriction on the debtor’s departure from the Russian Federation in the event of failure by the debtor-citizen or a debtor who is individual entrepreneur, within the period established for the voluntary execution, without good reason, of the following requirements contained in an executive document issued by a court or being a judicial act:

1) claims for the collection of alimony, compensation for harm caused to health, compensation for harm in connection with the death of the breadwinner, property damage and (or) moral damage caused by a crime, if the amount of debt under such a writ of execution exceeds 10,000 rubles;

2) claims of a non-property nature;

3) other requirements, if the amount of debt under the executive document (executive documents) is 30,000 rubles or more.

2. In case of failure by a debtor-citizen or a debtor who is an individual entrepreneur, after two months from the date of expiration of the period for voluntary fulfillment of the requirements specified in paragraph 3 of part 1 of this article, the bailiff has the right, at the request of the claimant or on his own initiative, to issue a decision on a temporary restriction on the debtor’s departure from the Russian Federation if the amount of debt under the executive document (executive documents) exceeds 10,000 rubles.

3. If the executive document is not a judicial act or issued not on the basis of a judicial act, then the bailiff or the recoverer participating in the relevant enforcement proceedings has the right to apply to the court with an application to establish a temporary restriction for the debtor to leave the Russian Federation in compliance with rules established by parts 1 and this article. On the basis of a judicial act that has entered into legal force, establishing a temporary restriction on leaving the Russian Federation for the debtor, the bailiff, no later than the day following the day of receipt of the relevant judicial act, issues, in the manner prescribed by this article, a resolution on a temporary restriction on leaving debtor from the Russian Federation.

4. When issuing a resolution on a temporary restriction on the debtor’s departure from the Russian Federation during enforcement proceedings on a writ of execution for the recovery of funds, the bailiff of a structural unit of the territorial body of the Federal Bailiff Service instructs the bailiff of the structural unit of the Federal Bailiff Service to remove this restriction in the presence of information about the payment of debt under a writ of execution in the State information system on state and municipal payments.

5. The resolution on a temporary restriction on the debtor’s departure from the Russian Federation is approved by the senior bailiff or his deputy.

6. A copy of the resolution specified in part 4 of this article, in the form electronic document, signed with an enhanced qualified electronic signature of the bailiff who issued this decision, is immediately sent to the bailiff of the structural unit of the Federal Bailiff Service.

7. The bailiff who issued a resolution on a temporary restriction on the debtor’s departure from the Russian Federation, no later than the day following the day of fulfillment of the requirements of the writ of execution, except for the case provided for in part 8 of this article, or the day on which other grounds for lifting this arose restrictions, issues a resolution to lift the temporary restriction on the debtor’s departure from the Russian Federation.

8. The bailiff of a structural unit of the Federal Bailiff Service, no later than the day following the day of posting in the State Information System on state and municipal payments of information on the payment of debt under the writ of execution, issues in the form of an electronic document signed with an enhanced qualified electronic signature of this bailiff bailiff, a resolution on lifting the temporary restriction on the debtor's departure from the Russian Federation, a copy of which is immediately sent to the bailiff who issued the resolution on the temporary restriction on the debtor's departure from the Russian Federation.

9. Exchange of information on the application and lifting of temporary restrictions on the debtor’s departure from the Russian Federation between the bailiff of a structural unit of the territorial body of the Federal Bailiff Service, the bailiff of a structural unit of the Federal Bailiff Service and federal body executive power in charge of security issues is carried out electronically in the manner and within the time limits established by the federal executive body exercising the functions of legal regulation in the field of justice, in agreement with the federal executive body in charge of security issues. For the purpose of exchanging this information, they may be used government system migration and registration records, as well as production, execution and control of circulation of identity documents, and one system interdepartmental electronic interaction.

10. Copies of decisions on a temporary restriction on the debtor’s departure from the Russian Federation, on the lifting of this restriction, are sent by the bailiff to the debtor no later than the day following the day of their issuance.

Many of our compatriots take out loans that are needed to purchase real estate, cars or other large objects. Not everyone manages to pay them off on time, so the possibility of traveling abroad with debts is quite difficult, especially if it is urgent.
Of course, not all of a citizen’s debts will prevent him from leaving, but only from 30 thousand rubles - this amount was established by law in 2017, but at the end of this year a proposal was considered to increase it due to the devaluation and redenomination of the ruble. For now, this question remains open, so the non-travel debts before traveling abroad remain within that limit.

Options to check debts before traveling abroad

We discussed the topic in more detail in a separate article.

Yes, if you have debts, bailiffs cannot let you go abroad. They do this by sending a special notification to the place of registration - if there is one, the loan debt will need to be paid before departure at least 24 hours, otherwise problems with border guards may arise.
But often a person simply does not know whether he has a loan debt or whether he will be released to another country. But don’t despair; there are several methods to find out:

• Shows debts abroad from the State Traffic Safety Inspectorate, whose database is located on the Internet;
• Public services - will show all information about a person;
• Federal Tax Service - will show all debts, not only for credits or borrowings, but also possibly alimony or fines;
• Website or mobile bank where the client took out the loan;
• From 2019 it will be possible.

But all these methods are inconvenient, because to obtain information you need to register, for each type of debt you need to visit its own website - fines for the car in the traffic police, loans in the bank, taxes in the Federal Tax Service, and only the FSSP and State Services will show everything. But these methods also take a long time to use, because they require selecting the necessary information, confirming your identity - for example, in State Services it takes several days, and it is also easy to make a mistake in searching for this, which will result in a travel ban.

And yet, if you are afraid that you will not be allowed to go abroad with a debt the amount of which exceeds the minimum allowable, then you can easily. In three clicks you will receive all the information about your debt. To fill out, you will need your full name and passport number.

In response to filling out these fields automatic robot will search for debts on all points and give an answer, and all you have to do is pay the bills and safely travel abroad.

How to travel abroad of Russia with loan debts

If you don’t have any time to search for information about the debt or pay the amount, then there are several ways to leave Russia with debts. It should be remembered that none of them gives a 100% guarantee. So, all three methods involve using the border of a friendly state where there is no border control.

Method 1: Belarus

The easiest option is to leave Russia across the border with a friendly state, namely, Belarus. For example, you can fly or drive to Minsk, and from there to your destination (it’s better to buy tickets to your final destination in Minsk). Although recently the Russian Federation and Belarus have begun restoration work state border, but in reality does not exist single base debtors from Belarusian and Russian border guards, when leaving and entering Belarus you will bypass border control - this is a fairly safe way. But you should still remember that the Russian Federation and the Republic of Belarus may soon be planning to close the border again and not let in alimony workers, debtors and other debtors. While the border is open, Belarusian customs officers are releasing Russian citizens from the country with any debts, and Russian customs officers do not have the right not to let them back into the country. But everything can change at the most inopportune moment.

Hello! With a closed exit since 2015. The debt to creditors is large. Due to family reasons, he is often forced to travel outside the country. The scheme is the same, I travel not through the Smolensk region, but through any neighboring settlements of the Russian Federation and the Republic of Belarus using a Russian passport; there are not hospitals everywhere. There is no common base in the Republic of Belarus; if you end up in the Republic of Belarus, then you still have debts, etc., and even more so for them. Free flight to anywhere in the world. It won’t work with airports in the Russian Federation, there are customs everywhere. I didn’t even consider Kazastan. This is the meaning. We book a ticket from the Republic of Belarus and fly. We return any way we like, through Moscow, whatever, but I left my car in the Republic of Belarus, so the way back is also through the Republic of Belarus. Customs officers don't care about your debts in the Republic. Next, everyone chooses their own path to get to the Republic of Belarus - bus, car, taxi, hitchhiking.

Alexey, end of 2018

Update February 27, 2019. As kommersant reports, an agreement between Belarus and Russia on the exchange of information about debtors and people who are prohibited from entering or leaving should come into force this spring. In fact, this is not the first time that such ideas have been discussed, and perhaps once again the system will continue to work carelessly or selectively, only slightly complicating the process. So far everything continues to work! In addition, this will not in any way affect the option of purchasing a train ticket to Kaliningrad, discussed below.

Method 2: Lithuania

If you have previously traveled to Europe and have a valid Schengen visa, then the following method may work. Purchase a ticket for the Moscow - Kaliningrad train to the final destination. In this case, you do not seem to be showing your intention to leave the country, but are simply traveling. But the train leaves you in Vilnius, Lithuania, from where you can get to any European country without any problems with some cheap Vueling or Ryan Air.

Addition (2018): You don’t have to take a ticket to Kaliningrad itself, but it’s better to buy it before the first station after the border: to Chernyshevsky, it will be much cheaper

Don't forget to read the comments to stay up to date with the latest changes! If you decide to cross the border using one of the above methods, we and other users will be grateful if you share your experience.

Updated 02/07/2019

Is it possible to travel abroad with debts? Any person who has any debt should check their status before traveling outside Russia. Otherwise, a surprise may await you right at passport control. Every year, thousands of Russians are turned away because they do not know the law and have not taken care of a carefree vacation in advance. From the article you will learn how to check whether you will be released abroad with debts, whether there is a difference between debt for housing and communal services and alimony, and also what amount of debt limits travel abroad.

If you plan to travel abroad with debts, you can check their presence or absence in several ways. I’ll tell you about all of them below, but first, let’s figure out which law stipulates restrictions on traveling abroad for debt reasons.

Traveling abroad with debts, or rather not traveling abroad, is regulated by several laws, including federal laws“On the procedure for leaving the Russian Federation and entering the Russian Federation” and “On enforcement proceedings.” They are written in dry language and sometimes it is more difficult to understand them than the language of aliens who flew from the constellation Alpha Centauri. Therefore, I will explain everything in simple terms.

Temporary restriction of the right to travel outside Russia is considered an effective measure and the Federal Bailiff Service (FSPP) successfully applies it, but many do not know exactly how such a process is launched.

The very fact of debt, be it a loan, traffic police fines or alimony, does not automatically make a person unable to travel abroad. To do this, the amount of debt must exceed a certain threshold, but even after this, a particular citizen may be included in the list of debtors who are prohibited from traveling abroad only after several months, or even years.

Who can be restricted from leaving Russia?

Most Russians do not know what amount of debt limits travel abroad. In 2017, its size changed, causing even more confusion. Although in reality everything is simple.

1. If we are talking about the collection of alimony, compensation for harm caused to health or compensation for harm in connection with the death of the breadwinner, then I can restrict a person from leaving Russia if the total debt recognized by the court exceeds 10 thousand rubles.
2. For all other requirements (debts for public utilities, bank loans, loans from microfinance organizations, traffic police fines, etc.) the amount of debt for which leaving the country can be prohibited is from 30 thousand rubles.

Statistics from bailiffs say that most often orders banning travel are issued against Russians who are in debt.

• Bank loan.
• MFO loan.
• To the state on traffic police fines.
• Management companies for utilities.
• Former spouse and child for alimony.
• To the state for taxes.

Any of the above categories of debtors does not automatically become prohibited from traveling even if the amount of his debt exceeds 30 thousand rubles. Temporary restrictions on traveling abroad do not always arise even after a court decision is made. There are nuances here too. For example, debts arising from traffic fines do not concern the courts in any way; they are immediately transferred to the FSSP. But in most cases the process goes like this.

1. A debt case comes to court.
2. The court makes a decision on forced collection.
3. This decision is sent to the bailiffs, who must collect the debt using various measures of influence on the debtors, including making a decision to restrict travel abroad.

How quickly is the exit restriction introduced?

Restrictions when traveling abroad due to debts are not introduced automatically, so in each individual case the period for introducing such a restriction may be different. Next on specific examples We will analyze situations with debts on loans, fines, alimony, utility bills, and so on.

Traveling abroad with housing and communal services debts

Debt for utilities and traveling abroad are in no way connected with each other. Some Russians do not pay bills for housing and communal services for months and quietly travel around the world. So, traveling abroad with utility debts is quite possible, unless the house management company or the homeowners association of your home has decided to seek debt collection through the courts.

Practice shows that utility companies only go to court if they have large debts. The very fact of the trial is also not a reason for introducing a temporary restriction on traveling abroad. Only after a court decision on forced collection is made, the bailiff service will be able to open enforcement proceedings, within the framework of which it is possible to use restrictive measures.

Where can I check my housing and communal services debt and will I be allowed to go abroad with it if there is enforcement proceedings? If it is less than 30,000 rubles, then no one has the right to restrict you from leaving. But checking the existence of debt for utility bills is quite difficult. More precisely, you yourself know it very well if you receive tickets and do not pay for them. If the house management company goes to court, you should receive a corresponding notification. If the court has made a decision, the service nevylet.rf will help you find out about it. There you can get all the current data at the time of the request. Not only according to court decisions, but also according to traffic police fines, credit debts and so on.

Traveling abroad with alimony debt

Is it possible to travel abroad with alimony debts? It is definitely possible if the debt on them is less than 10,000 rubles. In other cases, there is a high risk of becoming temporarily banned from traveling abroad. Court proceedings for alimony payments are usually resolved quite quickly, and bailiffs make a decision to restrict travel even faster. Therefore, if you ask whether alimony workers who do not pay are released abroad, I will answer that they are reluctant to do so and alimony debt is one of the most problematic.

Will they be released abroad with loan debt?

Surprisingly, there are Russians who ask more knowledgeable people on the Internet whether they will let them go abroad if they have a loan. There is only one answer: 1000 times “Yes”. Even if you have 10 loans, but you regularly pay them, you can safely go to any country - the border guards will not grab your hand, shake their fingers and turn you back for having a loan.

It’s another matter when debtors going on vacation ask whether they will let them go abroad with unpaid loans. Here it is important to understand what the people asking the question mean by the phrase “unpaid loan”. If it’s just the fact of having a loan, then see the paragraph above. If you have a loan debt, then whether you will be allowed to go abroad or not depends on the stage of your relationship with the bank. But I emphasize once again that without a court decision and open enforcement proceedings, neither collectors nor representatives of the bank’s security service have the right to restrict your departure from Russia.

The presence of loan debt and the recognition of this debt by the court significantly reduces your chances of traveling abroad. Again, if the loan debt is less than 30,000 rubles, even the bailiffs on duty at the airport will not be able to stop you.

Therefore, to the question “Will they let you go abroad if you have a loan?”, the answer is an unequivocal “They will let you out,” but to the question “You have a debt on a loan, will you let you go abroad?”, everything is not so clear.

It doesn’t matter what type of loan you owe. It could be consumer loan, and mortgage debt or credit card debt. Without FSSP enforcement proceedings or if the loan debt is less than 30,000 rubles, all Russian airports are open to you.

Abroad with fine debts

Do they let you go abroad with traffic police fines? Getting a fine from traffic cops is easy these days. There are so many video cameras and violations installed that you just have time to receive letters of happiness. Of course, someone will say, follow the traffic rules and sleep well. But situations are different and sometimes committing a minor offense simply cannot be avoided. On the other hand, if there is a threshold of 30,000 rubles, you have to be a very persistent traffic violator in order to be included in the list of travel bans.

Perhaps you consider yourself one of these people, and you are planning to travel abroad with debts? You can check all unpaid traffic fines different ways, including through the portal public services, but the Nevylet.rf service will help you identify all your debts at once. Since on federal websites the relevance of the data is 2 weeks, and on the Nevylet.rf service the data is current on the day of access.

You must remember that you have 60 days to pay administrative fines, including traffic police fines. Two months after the fine is issued, the debt, bypassing the court, is transferred to the FSSP. This is bad for the debtor, but there is also a positive aspect. Bailiffs cannot restrict a citizen who has unpaid administrative fines from leaving the country. The need to establish such a ban is determined by the court, where FSSP employees must apply.

How and where to find out about the ban on traveling abroad

Will they be released abroad? How to check? Where to see? This is the question asked by everyone who feels the potential to be on the travel ban list, even temporarily. There are several options for checking the presence of debts, which may be the reason for imposing a travel restriction. I'll tell you about them all, their pros and cons.

Website of the Federal Bailiff Service

The FSSP website is located at fssprus.ru and immediately on home page offers to find out about your debts. It is enough to enter your last name and first name or individual entrepreneur number and also indicate the territorial authority (your region). The system will then ask you to enter a letter code and display the search results.

Your personal data may coincide with the personal data of another debtor, so to clarify, use the advanced search, indicating the middle name and date of birth.

The system shows enforcement proceedings that have been opened against a citizen over the past few years. Including those already closed. There is an opportunity to pay the debt, but please note that a commission is charged.

The FSSP website explains: “The entry in the Data Bank will be deleted or changed (in the event partial repayment debt) within 3 – 7 days from the date of payment, since cash must go to the deposit account of the bailiff department, distributed, transferred to the recoverer.”

Government services website

If you are registered on the government services website, you can check your debt here. The site shows debts not only for the bank of enforcement proceedings, but also for other databases: traffic police fines, tax debt, legal debt.

You need to search in the relevant sections of the government services catalog (in the screenshot below I noted where to click). Traffic police fines are searched in the “Transport and Driving” section, tax arrears in the “Taxes and Finance” section, legal debts in the “Security and Law Enforcement” section.

I will not provide instructions for searching for debts on the government services website, since everything there is quite simple and clear. If you still have questions, ask them in the comments.

The main advantage of the two above sites is that the check is absolutely free. The main disadvantage is that the information may be out of date, and the delay in updating data can be up to two weeks. That is, it is quite possible that the database on the FSPP website will show the absence of enforcement proceedings, but at the border they will tell you the opposite. And prove to the border guards that “I am not me and the fur coat is not mine.”

Service Nevylet.rf

The Nevylet.rf service was created for the same purpose. You will be able to assess the possibility of traveling abroad with debts and check the presence of debt by:

• Credits.
• Taxes (transport, land, property, etc.).
• Bailiffs.
• Alimony.
• Traffic police
• Administrative fines.

But unlike federal websites, the service presents current data at the time of the request. As they say, you have to pay for relevance, so checking on the site is paid. All details are in the link or click on the widget below.

I would especially like to note that the personal information you provide when filling out the form is not transferred to third parties.

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There are urgent situations in which it is necessary to leave the state. Is it possible to travel abroad with unpaid debts?

Many have heard about the ban on traveling abroad for citizens who have an outstanding debt to pay alimony, taxes, housing and communal services (especially if the deadlines are limitation period for credit debts have not expired: details can be found). How does this measure work in relation to unpaid loans? This topic has its own legal nuances. The following factors determine whether someone will be released abroad with an unpaid debt:

• The period during which the borrower does not pay;
• The procedure for collecting outstanding debt;
• Statute of limitations.

They will be discussed in more detail below.

If there are debts on loans, they will release you abroad

Will they let you go abroad if you have a loan? Yes, definitely. Otherwise, citizens would not have the opportunity to fly abroad on vacation using borrowed funds. The presence of a debt obligation does not affect whether a citizen will be released abroad. The presence of delays in itself is also not a basis for restricting the right to leave. Unlike the statute of limitations for a loan, but this issue is described in more detail in the article on.

If a person avoids paying a debt, this is not a reason to restrict his right to movement. A valid reason for which a citizen will not be released abroad is only a court decision. It is worth noting that the borrower has five days from the date of the court decision in order, if necessary, to leave the country.

Only a bailiff can restrict movement by making such a request. The writ of execution will reach the bailiffs no earlier than five days after the court decision is made to collect the outstanding debt. Thus, there is a chance to leave, even with a court decision in hand.

If there is arrears on the loan, will they be allowed to go abroad?

But suppose that the citizen does not take the situation to an extreme. He is in arrears. Should I be afraid that he will not be allowed to go abroad? If the delay is small, and the creditor has not applied to the court to demand payment of the outstanding debt, certainly not.

As a rule, before going to court for collection outstanding loan, the citizen will be called at work and personal phone. Some credit institutions send letters notifying you of the existence of unpaid debts. They detail the consequences for those who do not pay. The Bank reminds you of its right to go to court to collect the unpaid debt in full.

There may also be mention of the possible resale of outstanding debt to third parties. Collectors to whom a bank can sell an unpaid debt, as a rule, do not go to court, trying to collect the debt themselves. In this case, calls and visits to the home of a debtor with an unpaid debt become noticeably more frequent.

If an appeal to the judicial authorities has occurred, the citizen must be notified about it. But before going abroad, you need to make sure that the bank has not filed a lawsuit. This can be found out by calling or visiting the branch of the institution with which the contract was concluded. There you can also agree on restructuring the outstanding debt. This is useful if there is a need to maintain a positive credit history. An unpaid debt reduces a citizen’s level of trust in other banks.

If individual for some reason you cannot afford to liquidate your existing unpaid debt, but traveling abroad is necessary, there are a number of exceptions. According to them, even citizens who have enforcement proceedings to collect outstanding debts will be released abroad.

How to find out if you will be released abroad if you have loan debts? It's not difficult. To do this, you need to register on the government services portal. There is a notification function about existing debt obligations to be paid in connection with enforcement proceedings. Notifications come directly from the FSPS. This allows you to always be in the know. The system itself checks the databases and sends notifications.

This way you can find out not only about unpaid loan debts, but also other unpaid taxes and fines. This also affects the possibility of traveling abroad.

Will they be released abroad if there is a writ of execution for the loan?

The presence of a writ of execution is not a reason to restrict the right of movement of a citizen. The basis will be official appeal bailiff who received a writ of execution to collect an outstanding debt.

The writ of execution for the collection of unpaid debt is handed over to the bailiffs after five days. This time is given to the debtor to repay the outstanding debt. But even if the collection procedure works against you, there are ways to leave the territory of Russia legally:

• Contact the bailiff service, enter into an agreement to fulfill your obligations, and, if necessary, pay part of the debt;
• The nature of the work must be related to travel abroad. In this case, there is no right to restrict travel for a citizen, because, having lost his job, he will not be able to pay off the debt;
• Urgent treatment that cannot be provided in Russia;
• Complete liquidation of outstanding loan debt.

Information does not always reach border guards promptly. This means that even in the case of full payment of the debt on the loan, the citizen will not be released from the country until the corresponding ban is lifted, and information about full payment of the debt is not transmitted properly.

It is worth noting that citizens have found a way to travel abroad with outstanding debts through the CIS countries. This is not prohibited by law. From countries with which there is no border control, you can travel to other states. The law is not broken.

Border guards in Belarus do not ask about debts and overdue loans. This fact is not a reason for them to restrict your travel. You can return to Russia in any way. There is no criminal or other liability for this. A citizen cannot be denied the right to enter the country.

Will they be allowed to go abroad if they have credit on their credit card?

Another aspect can be considered debt credit cards. As a rule, the most high percent is installed exactly according to them. The agreement may stipulate fines and penalties. If the borrower evades payment, then the most profitable thing for the bank is to increase the amount of his debt. You may not be bothered for a year and then sued.

But there is always a risk that the court will take the borrower’s side, accepting good reasons and a difficult financial situation. The bank will not go to court if it understands that it is more profitable for it to sell the debt and receive a small lump sum of money than to pay for an army of lawyers who will deal with the courts. If the borrower does not have his own home, vehicles or other property for foreclosure, the likelihood of going to court regarding a loan issued with a card is minimal.