Mkk buy do not save a personal account. Ekapusta loan hotline phone number

NewsCustomer service of the Internet service "Buy-Not-Kopy" in the infrastructure " gold Crown– Repayment of loans»

Customer service of the Buy-Not-Kopy Internet service in the infrastructure of Zolotaya Korona - Repayment of loans

Page content

​ Thanks to the partnership with the Zolotaya Korona - Loan Repayment service, borrowers of the Buy-Not-Kopi online lending service got the opportunity to repay loans in the retail network of MTS stores (CJSC Russian Telephone Company), Euroset, Beeline, as well as in communication salons "ION" and "Maximus" in Moscow and the Moscow region, "Frisbee" in Yekaterinburg and Sverdlovsk region, in MEGA shopping centers (at information desks), in KARI shoe stores, at the cash desks of partner banks of the service.

Buy-Not-Kopy is the first Internet service in Russia that allows you to purchase airline tickets online on credit. The client can choose the term of the loan and get an almost instant decision on the loan. The maximum overpayment does not exceed 10% of the ticket price.

To carry out an operation, customers of the Buy-Not-Kopy service just need to name the number of the loan agreement and the number mobile phone. The commission for the service is 1%, but not less than 50 rubles. Funds are credited to the client's account instantly. You can find out the current status of the money transfer online in the payment status check section, as well as in your personal account on the websitewww.buy-not-copy.rf.

One of the most convenient channels for repaying loans and borrowings available in the Zolotaya Korona - Loan Repayment service is the payment account of the Corn loyalty program. Any of the owners of the "Corn" card (at the moment their number exceeds 9 million people), who is also a client of the "Buy-Not-Kopy" service, has the opportunity to pay their loans in a personal payment account on the website

Getting loans from MFIs is a fairly common service today.

The main advantages of cooperation with microfinance organizations are:

Dear readers! The article talks about typical ways to solve legal issues, but each case is individual. If you want to know how solve exactly your problem- contact a consultant:

APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.

It's fast and FOR FREE!

  • loyalty to customers with,;
  • the minimum package of documents for registration;
  • simplified scheme for consideration of applications.

One of the well-known MFIs is the company Buy Don't Save. The organization issues loans for the purchase of various goods and services. Every citizen of Russia who has reached the age of majority, has a permanent registration in the territory of the Russian Federation and has a regular income can get a loan from Buy Don't Save. A mini loan can be issued even by borrowers who have a damaged or bad story lending.

For beginners, the organization sets limits up to 5,000 rubles. But if the client has repaid the debt in a timely manner, when re-applying to "Buy Do not Save", if necessary, he is provided with a larger amount. carried out in any convenient way - through the terminal, bank cash desk, online wallet or bank card.

Loans from "Buy don't save" are an alternative to the classic consumer loans issued at points of sale for the purchase of furniture, household appliances, electronics and other goods. Cooperation with the organization is in demand among borrowers with damaged or bad credit history. However, loans here are much higher than those of banks.

Information about the company

Microcredit company "Buy not save" received official permission to carry out financial activities in March 2020. CEO organization is Kotlyarenko S.V.

The official representative of the MCC is the Home Credit Express bank. This is one of the first banks to open its own MFI. The company was created to circumvent the restrictions of the Central Bank and share risks in microcrediting the population.

Loans can be issued both at the office of the company "Buy not save", and on the territory of partners and at the points of presence of the bank. The main activity of MFIs is the issuance of targeted micro-loans for a short period for the purchase of certain services or goods. To obtain a loan, the borrower indicates in the application the details of a trade organization or service company, and the MFI, after the approval of the application, transfers there cash.

As a rule, the borrower pays part of the cost of goods or services in cash directly at the cash desk of a trade organization (TO). However, when buying goods (services) on a promotional basis or in agreement with the management of the TO, the required amount is fully paid by the microfinance company.

The main purpose of the company's activity is lending to customers who do not meet the requirements of banks. All micro loans are issued without collateral.

The company is characterized by a minimum percentage of refusals, prompt consideration of customer applications and a variety of convenient ways debt repayment. Disadvantages of cooperation with IFIs - high interest rate(compared to banking) and a complex scheme for early payment of the loan.

Loan conditions

The company "Buy not save" provides loans from 1500 to for a period of three months to two years. Subject to the signing of the insurance contract, the loan amount can reach 250000 rubles. Depending on the chosen lending system, the annual rate on the loan reaches 59% . At the same time, the purchase of individual goods may provide for a discount for the client from TO for repayment of interest on the loan.

The MFI also provides for the possibility of obtaining additional insurance protection for the client and including the premium of the insurance company in the loan amount. The refusal of the borrower to sign the insurance contract does not affect the result of the decision to issue a loan. Therefore, to agree to the execution of an additional contract or not, the client decides on his own.

Requirements for borrowers:

  • age - from 18 to 35 years old;
  • work experience in the last place - at least six months;
  • total work experience - at least one year;
  • permanent registration at the place of registration of the loan.

Upon receipt of funds, the borrower must provide a general passport and a certificate of income.

Also, for identification, one of the following additional documents is required:

  • international passport;
  • pensioner's ID;
  • driver's license;
  • certificate of pension insurance.

The term for consideration of the application is up to three days. Commission for early repayment there is no loan, for its issuance and maintenance, however, some agent companies charge a fee on payments going towards repayment of the loan.

There is a possibility of early repayment of the debt. Loan collateral is not required. The calculation of monthly payments is determined by the annuity method, which implies monthly payments loan in equal installments. The company does not provide cash loans.

How to apply for a loan in "Buy do not save"

You can apply for a loan at Buy Don't Save at any branch of Home Credit Express Bank or on the territory of partner companies. Loans are serviced only at Home Credit Express branches.

The microfinance company "Buy not save" issues loans for the purchase of goods or services. Cash withdrawal is not provided. When purchasing goods, the client pays the first installment to the cash desk of the trade organization, the amount of which is 10 - 50% of the cost of the purchased goods (services). The rest of the amount is paid by the MFI.

One of the main conditions for obtaining a loan is that the client has no delinquency on loans to microfinance organizations and banks that are part of the Home Credit Express group of companies and are its official partners.

Ways to receive and return money

The loan process is as follows:

The transfer of funds to the trading organization MFO "Buy not save" is carried out independently. The borrower only has to repay the loan in in due course.

To provide customers with comfortable conditions, the microfinance company provides several options for making payments:

  • payment through a terminal, ATM or cash desk of the Home Credit Express bank;
  • from the Home Credit bank card that supports the Internet banking service;
  • through Euroset or payment terminal Cyber ​​Plat;
  • using the Golden Crown loan repayment service;
  • from Qiwi e-wallet;
  • through branches of partner banks of the Home Credit Express financial company.

The client has the opportunity to repay the debt ahead of schedule, however, in this case, you must first notify the company's employees by phone or directly at the office. Otherwise, the payment may not go through.

Together with loan agreement the borrower receives a payment schedule, which indicates the deadlines, amounts and total number of payments. Funds must be paid according to the schedule. If the client delays the payment, the company has the right to start the recovery procedure.

To recover overdue debts, the company uses the following methods:

  • charging fines;
  • filing a lawsuit in order to obtain writ of execution and transfer it to bailiffs;
  • engaging a debt collection service.

To support citizens, microfinance organizations were formed that provide

Buy do not save to find out the balance on the loan and carry out other activities quite easily. The official representative of this program is Home Credit Bank, that is, it is an individual product of the bank

You can apply for a loan at absolutely any point in the functioning of the bank. But it is worth remembering that further service takes place through the services of employees of this bank.

Consider the features of the work of this program on practical example.

Loan Features!

MCC "Buy not save" from Home Credit Express under the form of ownership "LLC" is engaged in issuing targeted loans for the purchase of goods and services related to a variety of segments.

There are several requirements that should be met by those who plan to take a loan:

  • presence in the passport of Russian citizenship;
  • stay at the age of majority;
  • permanent residence in the Russian Federation.

The application can only be made if the applicant presents his passport Russian Federation. You also need to bring another supporting document, which is selected from the list.

This is a passport, driving license, pension certificate, insurance certificate.

Loan Features!

MCC "Buy not save" is also different in that it offers a large number of opportunities for providing loans.

Here are the main ones:

  • terminal and ATM of the organization;
  • cash desk of a credit institution;
  • use of a debit card;
  • Euroset stores;
  • payment terminals Cyber ​​Plat;
  • electronic services;
  • branches of third-party banking organizations.

Based on the above possibilities, it can be noted that there are quite a few ways to repay bank loan. The choice of one or another option depends solely on the convenience of a particular borrower.

Scheme of registration of borrowed funds

This is how the general algorithm of measures for obtaining borrowed resources looks like.

  1. The client selects the desired product or service, and then familiarizes himself with the terms of the loan, as well as determining the timing of the loan repayment.
  2. The firm's specialists provide tremendous assistance in filling out an application for a loan, and then it is sent to the MFI.
  3. After the documents are checked, the ICC staff will make an appropriate decision, and the client will sign a certain contract, paying the starting amount and picking up the commodity item.

Advantages of lending in this MFI:

  • A large amount of funds for purchases.
  • Large repayment period.
  • Small interest rates.
  • It is possible to extend the term of the contract.
  • Early repayment without interest for the remaining term is possible.
  • Money is transferred to the loan immediately after the signing of the contract.

Buy don't save microloans are issued in offices with the personal presence of the borrower.

Requirements and documents

In 2020, citizens of the Russian Federation from the age of 18 who have a residence permit in Russia can apply for an urgent consumer loan for goods and services in this MFI. Micro financial institution Buy do not save requires only a passport and one additional document Applicant's choice:

  • insurance certificate;
  • pensioner's ID;
  • international passport;
  • driver license.

How to get a loan Buy not Save

Registration is carried out at the office of the company. An online application for a loan at Buy Don’t Save is not available on the website, therefore, to submit the application form and documents, you need to contact the nearest branch, providing the required information about yourself:

  • Income level.
  • Type of employment, field of activity.
  • Expenses.
  • Family status.
  • Full name and passport details.
  • Contacts (phone number and residential address).

The application is considered in a short time, which makes it possible to borrow money on the day of application.

If you are interested in loans with the ability to apply online, consider other MFI offers on our website.

In Buy do not save a loan online on a card, you can extend it by contacting the company personally.