Consumer loan from Khlynov Bank. Consumer loan from Khlynov Bank “Loan for refinancing”
Not every bank issues loans to pensioners - some lend only to working people. Fortunately, this requirement is gradually being relaxed. Now there are more and more proposals that help make lending to non-working pensioners profitable and convenient. Khlynov presents 3 similar loans to choose from.
Terms of loans to pensioners in Khlynov
You can take out a loan for a pensioner:
- without guarantors;
- without certificates;
- at a low interest rate – from 8.80 to 20.00 percent per annum;
In addition, you can simplify your choice by calculating your monthly payment using. And to study the features in even more detail, go to Khlynov’s official website.
How to quickly get a loan without guarantors for pensioners in Khlynov?
If you have chosen a suitable loan, then there is very little left – submitting an application will take almost no time:
- Go to the page for this loan program.
- Click "Submit Application".
- Fill the form.
- Submit your application.
They will call you within 3 days, and you can pick up the money at any convenient time at the nearest Khlynov branch.
The Khlynov Bank pension calculator will calculate the loan payment amount and create a visual payment schedule.
Bank Khlynov (Kirovsk) provides loans to pensioners under the program "Pension".
As part of the Pension Bank loan, the Bank provides loans to non-working pensioners for any consumer purposes. The main requirement for borrowers is age - up to 65 years at the date of loan repayment.
To receive a loan you must provide the following documents:
- borrower's passport;
- pensioner's ID;*
- a certificate from the Pension Fund of the Russian Federation on the accrual of pensions for the last 6 months or an account statement from the servicing bank;*
- documents for collateral;
- additional documents upon request of the bank.
* documents are provided if the pension is not paid through Bank Khlynov.
Basic loan terms:
The interest rate on the loan, in addition to the amount and term of the loan, depends on the availability of collateral for the loan. Bank Khlynov offers its borrowers life and health insurance, which also affects the interest rate.
We can say that the terms of the Pension loan are interesting; they allow non-working pensioners to receive funds for consumer needs. Terms of up to 3 years allow you to get a longer loan, but with a smaller monthly payment, and loan rates are low.
By filling out the fields of the calculator, you will see the size of the payment for the future loan, as well as the payment schedule for the loan term.