Dividend shares of Sberbank. How to buy Sberbank shares for an individual and receive dividends

Preferred shares of Sberbank (price today, growth chart, which is of interest to many holders of securities), as well as securities of a regular type bank, are highly quoted on the stock market. Sberbank, along with Gazprom, is among the TOP 5 leaders of the country in the financial quadrant. Dividends on Sberbank shares are paid stably, and the analysis of technical indicators also shows growth trends that will continue for the near future.

Like all Sberbank JSC, it has two types of shares - ordinary and preferred. Stock RTS exchange and MICEX trade both types of securities. The main differences are the possession of voting rights and the principle of payment of dividends on Sberbank shares.

The benefit directly depends on the period of purchase. At the beginning of the crisis, the securities of most joint-stock companies depreciate. The forecast for Sberbank shares in most cases is positive - the decline process usually does not drag on, and the securities begin to rise in price again. The approximate income can be calculated using a special “Investor Calculator”, which is posted on the official resource.

What dividends does Sberbank pay?

Sberbank issued about 22 million ordinary shares in circulation nominal value 3.00 rubles. And about 1 million prefs at the same price. The Bank of Russia owns a controlling stake (more than 5%). The total number of shareholders is more than 200 thousand. The state share is 50% + 1 share, residents - about 2%, non-residents -45%.

In 2017, the Meeting of Shareholders approved a new Dividend Policy. Its validity period is 36 months. According to the decision taken a consistent increase in Sberbank dividend payments to 50% of profits is envisaged, which will be reflected in annual reports IFRS.

Where to find the current stock price, growth chart and dynamics forecast

The price of Sberbank shares today in rubles can be tracked in online mode. Observing the growth spurts and falling odds allows you to make quite a good profit from buying and selling shares. The official website of Sberbank Guide recommends using the following resources:

  1. Finam.ru;
  2. Mfd.ru.
  3. Quote.rbc.ru;
  4. Investing.com;
  5. Investfuture.ru;

Each of the services has established itself as a reliable and popular tool for investors and brokers and provides up-to-date information about important stock market events, stock quotes and other important points. The user will also find information on these sites:

  • rate of preferred shares of Sberbank today;
  • price of Sberbank ordinary shares today.

How to become a shareholder of Sberbank and receive dividends. Ways to buy shares

If you are interested in the question of how to become a shareholder of Sberbank and receive dividends, then you should know that dividends are payable once annually. This happens in the spring. In order to have time to receive part of the profit of the PJSC, you must enter the register of shareholders at least on the closing day. Then there will be a delay. Registration of a transaction takes about 2 days. Therefore, you need to get into the register at least 2 days before it closes. But this is not entirely advisable. Before the payment of income, the price of shares increases precisely by its value. When the Sberbank register is closed, the cost valuable papers will fall again. Those who sell the stock at the close receive both the stock price and a dividend profit. The optimal period for purchasing shares is before the General Meeting (at which the amount of dividends is announced), while prices for securities have not yet jumped.

Individuals can buy shares through an intermediary (broker or investment firm), or through the investment division of Sberbank

On stock market shares are purchased according to the following schemes:

  1. It is necessary to make a deposit into the account of a brokerage house and instruct the intermediary to purchase the nth number of shares at a given price. Minus - the client does not independently monitor the current exchange rate, so the purchase may not be the most profitable.
  2. By engaging in online trading (via trading platform) you can choose the best moment to buy.
  3. To register a transaction between private individuals, an intermediary is required. This could be a broker or a bank.

Services brokerage services Sberbank also provides online.

To buy shares through a special brokerage unit you need:

  • Bank account;
  • Special program on PC.

It is also necessary to conclude an agreement for brokerage services. The client can choose from two tariff plans:

  1. Active;
  2. Independent.

The “Active” package allows you to manage operations using the QUIK online trading system or use the services of bank consultants. The bank's services provide the full amount of necessary information on Sberbank preferred shares (price as of today), as well as on ordinary securities.

Preferred shares of Sberbank: unlike ordinary shares and how to buy them

They give the right not only to make a profit, but also to take part in the meeting of shareholders. Profitability depends on net profit credit institution.

Owners of preferred shares receive a fixed income and can claim the assets of the organization in the event of its liquidation. The disadvantage of preferred shares is that their owners do not participate in the distribution of additional profits. In this case, annual dividends amount to at least 15% of the share price. In general, preferred owners have increased dividend benefits and are less exposed to risks than common holders.

They're standing preference shares are smaller than usual and are in good demand among the population. The price of preferred shares of Sberbank today can be tracked online on the official website of the Bank.

« Sberbank» is the leader of the stock market RRussianFfederation. This applies to both the volume of capitalization and general interest on the part of investors.The Bank pursues a policy of reliability and stability. Today shareholders« Sberbank» share more than 50% of the company's total profits among themselves. Controlling stake« SberbankA» belongs to the state, which in turn is interested in the stability and, most importantly, profitability of the bank.

Behind reporting period In 2017, the state budget took into account about 150 billion rubles of dividends from Sberbank. Due to use at work modern technologies Sberbank shares grew by 40% at the end of 2017.

Sberbank in 2018 is the largest financial institution in the Russian market

Sberbank of Russia is largest bank in the Russian Federation and the CIS with the widest network of divisions, offering the full range of investment banking services. The founder and main shareholder of Sberbank is the Central Bank of the Russian Federation, which owns 50% authorized capital plus one voting share. More than 40% of the shares belong to foreign investors. In Russia, almost half of the private deposit market, including every third corporate and retail loan, comes from Sberbank.

  • net assets of the bank - 24,192.99 billion rubles (1st place in Russia);
  • capital (calculated in accordance with the requirements of the Central Bank of the Russian Federation) - 3,694.40 billion; loan portfolio- 15,879.84 billion rubles;
  • liabilities to the population - 11,973.38 billion rubles.

Part of Sberbank's dividends in 2018 will be transferred to the country's budget

Federal Law No. 370-FZ of December 5, 2017 “On the specifics of the transfer in 2018 of income received by the Central Bank Russian Federation from participation in the capital of a public joint stock company“Sberbank of Russia” based on the results of 2017” (project No. 274629-7). The Central Bank will transfer dividends received from Sberbank for the current year to the budget by August 1, 2018. The corresponding law was signed by Russian President Vladimir Putin.

The Ministry of Finance insists that Sberbank can afford to allocate 50% of its net profit to dividends, and thus support the budget. Previously, some state-owned companies found some reason not to pay such a large share. With Sberbank dividends for 2017, there will most likely be a compromise option; about 30% of net profit will be paid, which, according to forecasts and results of the year, could amount to up to 700 billion rubles according to IFRS, 9.3 rubles each for ordinary and preferred stock.

The dividend yield, based on current quotes, will be 4.6% and 5.7% for ordinary and preferred shares. Based on this situation, Sberbank’s dividends for 2017 were taken into account in the budget at the level of 150 billion rubles. Based on the results of 2018 and 2019, the government expects even more in the form of dividends from Sberbank - 165 billion rubles and 181.5 billion rubles, respectively.

Sberbank also hopes to increase the share of dividend payments to approximately 50% of profits at the end of 2019. In accordance with the new dividend policy, Sberbank promises to ensure a consistent increase in the share of profits paid to shareholders in the form of dividends.

Excessive demand for Sberbank shares in 2018 was caused by an increase in dividends

In connection with the announcement of information about Sberbank’s intentions to increase dividends for 2017 to 30% of net profit according to IFRS, the market caused a rush of demand for the bank’s shares.

Sberbank continues to show strong financial results. Thus, in the 3rd quarter, Sberbank’s income increased by 14.5%, reaching 498 billion rubles. Net profit increased by 63.6% to 224.1 billion rubles. The growth of financial indicators is ensured by the high efficiency of the bank and the use of modern technologies, which allows it to maintain leadership. Conservative investors will be able to receive an additional bonus in the form of dividends.

In 2017, Sberbank shares grew by 40% and, according to our forecasts, will continue their rally. We maintain our recommendation to buy with a long-term investment horizon,

Development Director of Freedom24.ru Mstislav Kudinov.

There are two ways to make money by buying/selling shares of Sberbank OJSC:

  • receive income from changes in share price
  • receive dividends (in case of purchasing shares)

Examples of growth in the value of shares of Sberbank OJSC

  • 29% for the period 01/01/2015 - 01/30/2015 (1 month)
  • 31% for the period 02/01/2015 - 02/15/2015 (2 weeks)
  • 32% for the period 03/27/2015 - 05/05/2015 (39 days)
  • 50% for the period 02.10.2015 - 23.11.2015 (52 days)
  • 15% for the period 01/20/2016 - 01/28/2016 (1 week)
  • 34% for the period 01/20/2016 - 03/18/2016 (59 days)

Below is a chart of Sberbank stock prices. You can find out the price of securities today online in the SmartX program.

How to buy shares of Sberbank OJSC and receive dividends

General algorithm:

Open a brokerage account → Deposit at least 30,000 rubles into the account. → Buy shares of Sberbank OJSC → Monitor changes in share prices

Securities of Sberbank OJSC are traded on various exchanges

  • Shares of Sberbank OJSC on the Moscow Exchange
  • On the London Exchange you can purchase depositary receipts (ADR) of Sberbank OJSC

Individuals can buy shares of Sberbank OJSC on the Moscow and St. Petersburg stock exchanges. Securities are stored in a depository. To buy and sell shares of Sberbank OJSC, individuals require a brokerage account. To open it and register on the exchange, contact your broker. He will explain the trading procedure, open a brokerage account for you, and help you draw up an agreement with the seller for the purchase and sale of shares. To get personal advice from a broker, send a request or call us by phone.

By concluding an agreement, you become the full owner of the securities. You can dispose of shares at your own discretion. You will have the right to participate in meetings of the board of shareholders and to receive profits in the form of annual dividend payments. However, not all shareholders of the company receive dividends on shares of Sberbank OJSC, but only those who owned securities on the date of the decision to pay dividends.

Dividends on shares of Sberbank OJSC by year

Year of payment

At the end of the year

Ordinary
stock,
rub. per share

Privileged
stock,
rub. per share

How many dividends does one share of Sberbank OJSC bring today?

The average dividend payment on shares of Sberbank OJSC is 4% per annum. The timing of dividend payments is set by the company's board of directors. The dividend yield on shares of Sberbank OJSC for 2014 amounted to 5.9%.

In 2015, the bank’s board of directors recommended allocating 10.2 billion rubles — 5.9% of net profit — to pay dividends. Until this year, the smallest percentage of payments was recorded in 2001 - 6%. The bank's management explains the low payments by the past Olympics, the annexation of Crimea, sanctions, capital outflow and Black Tuesday. However, the main source of profit from securities is not from dividend payments, but from their profitable purchase and sale on the stock market. By purchasing shares, an investor expects an increase in the value of securities.

Dividends on shares of Sberbank OJSC for 2014

The bank allocated 72.28 billion rubles for dividend payments in 2014 for 2013, which is 20% of net profit. For 2014, the board of directors recommended paying dividends on shares of Sberbank OJSC at the level of 3.2 rubles. In 2014, the company's profit decreased by 19.8%.

Dividends on shares of Sberbank OJSC for 2015

The decision on the payment of dividends to Sberbank OJSC will take place approximately in May 2016.

About the issuer Sberbank OJSC

OJSC Sberbank was founded in 1841. It serves more than 135 million customers in 22 countries. Sberbank OJSC is a third banking system Russian economy. The range of services of Sberbank OJSC - deposits, bank cards, various types of lending, Money transfers, bank insurance and brokerage services. There are more than 19 thousand Sberbank branches throughout the country. More than 70% of the Russian population are Sberbank clients.

According to statistics, Sberbank OJSC accounts for 46% of household deposits, 38.7% of loans to individuals and 32.2% of loans to legal entities. In terms of capital, Sberbank took 34th place in the ranking of the top 100 largest world banks.

Shares of Sberbank OJSC are in great demand on the Russian stock market. Owners of securities can receive not only dividends on shares of Sberbank OJSC, but also profit from profitable purchase and sale transactions.

For 2018, Sberbank earned a profit under RAS before income tax in the amount of RUB 1,002 billion. (+22.4% y/y), net profit excluding events after the reporting date amounted to RUB 811 billion. (+24.1%

Comment: Sberbank published its RAS results for 2018. The results for December and the whole of 2018 were within expectations. According to RAS, profit for the year increased by 20.3% from 674.1 to 811.1 billion rubles. According to IFRS, profit could be in the region of 840 billion rubles. I think the bank will pay dividends for last year based on 40% of p.p. according to IFRS, which will give 14.9 rubles. per 1 share. In 2019, operating profit will not grow by 20%, but the sale of Denizbank should be closed. As a result, dividends for 2019 may increase to 17-18 rubles. per 1 share, which gives a dividend yield on a “regular” share of 8.6-9%.

2019 has started positively so far: the ruble has strengthened, OFZ yields have fallen, and oil has rebounded. The market is sensitive to any news about sanctions. I expect that the market will be volatile and in Sberbank there may be both upward moves, if everything is positive, and new serious declines, in the event of a weakening of the ruble due to sanctions or a new decline in oil.

I still have internally more positive expectations and when quotes decline in Sberbank, I buy more, because... I think that the 9% yield on the most liquid ruble asset should now be taken.

The size of Sberbank dividends in 2019

Some time ago, the board of this company recommended approving to its shareholders a total dividend amount of 12 rubles per share. This is a fairly significant increase, doubling since last year. Digital indicators for the forecast of Sberbank dividends in 2019 touch on the following points:

The organization plans to allocate about 36.2% of profits from 2017 to payments;
If everything goes according to plan, the total amount of payments will increase by approximately 55%;
By the end of 2019, approximately 420 billion rubles will be spent on dividends, or about 18 rubles per security.
When accepted on this moment At prices, such growth would provide a dividend yield of 9.6% on ordinary shares and slightly more than 11% on preferred shares.

When does Sberbank pay dividends in 2019?

The required interest is paid in regular cash. As a rule, this is a non-cash payment based on the transfer of earnings to personal bank accounts. When carrying out this process, predetermined time frames must be observed. Based on changes made in the bank’s policy, the payment period will depend on the type of registered individual and legal entity.

Sberbank dividends in 2019

The standard payment period for Sberbank dividends in 2019 to official holders and numerous trustees who have been registered in a special register of current shareholders is no later than 10 working days. Other registered shareholders due interest are accrued within a period of at least 25 days from the date on which the persons entitled to interest accruals were determined.

The next interest payment on preferred securities will be made on July 21, 2019.

When does the bank pay interest? In 2019, it will be held immediately after the registry is closed, this will take place on June 26, 2019. By this time, transfers will gradually increase over 12 months to 16.7 per security. In percentage terms, this increase will be 39%.

Dividend yield in Sberbank in 2019: analysts’ forecast

Similar policies financial organization is improving more and more rapidly. This directly reflects the forecast of analysts for Sberbank dividends 2019. This process began in 2017 and will develop until 2020. If everything goes according to established plan, profit growth will be 50%. To make the increase in profits more clear, it is worth considering 2017.

The amount of dividends paid during this period amounted to 12 rubles or 36% of total profit. If everything follows this trend, the growth rate of due accruals in 2019-2019 will be 6% or more. As profits increase, profitability will increase more and more rapidly. Sberbank dividends 2019 forecast

The program to increase the dividend payout program was launched for a reason. After the update, the main target price of ordinary securities was lowered. At a certain time, the share dropped from 283 rubles to 271 rubles, according to the latest news.

Based on this, it was concluded that the shares of the financial institution are undervalued by approximately 22% relative to numerous peers. To increase interest in the current dividend yield, certain growth dynamics have been taken. With the right approach, such important advantageous factors as:

Sberbank dividends in 2018 per share. Payment of dividends on Sberbank shares in 2018

Sberbank shareholders approved dividends in the amount of 12 rubles. per one ordinary share. “This increase is exactly double compared to the previous year,” said the head of Sberbank, German Gref. The state bank plans to allocate 36.2% of the bank’s net profit according to IFRS for 2017, which amounted to 748.7 billion rubles, for dividends.

Quotes of Sberbank securities increased their growth after the announcement of dividends on April 17. Ordinary shares by 14.35 Moscow time added 6.8% to 205.2 rubles, preferred shares – 5.2% to 181.6 rubles.

When will Sberbank pay dividends?

Payment of dividends is carried out in cash by bank transfer by transferring dividends to bank accounts within the time limits established Federal law"On joint stock companies."

In accordance with the amendments made to this law, the period for payment of dividends now depends on the type of person registered in the register of shareholders

The deadline for paying dividends to a nominee holder and trustee registered in the register of shareholders is carried out no later than 10 working days, to other persons registered in the register of shareholders - no later than 25 working days from the date on which persons entitled to receive dividends are determined.

Sberbank dividends per share in 2017

In 2017, Sberbank paid dividends for 2016 at the rate of 6 rubles. per ordinary and preferred share.

The date for compiling the list of persons entitled to receive dividends was determined to be June 14, 2017.

The total amount of dividends for 2016 payable on Sberbank shares at ordinary shares amounted to 129,521,688,000 rubles, for preferred shares of Sberbank - 6,000,000,000 rubles.

Sberbank, dividend forecast in 2019

Sberbank agreed with the Ministry of Finance on a gradual increase in dividends, German Gref said earlier at a meeting with Russian President Vladimir Putin. He noted that an agreement was reached between Sberbank and the Ministry of Finance on a gradual increase in dividend payments, which will lead to capital adequacy credit organization will reach the required level - 12.5%.

The bank's dividend policy provides for a consistent increase in the amount of dividend payments to 50% of net profit under IFRS under a number of conditions, including achieving and maintaining the target level of core capital adequacy by 2020 (in accordance with the requirements Basel III) at 12.5%.

Sberbank, dividend policy

In 2017, Sberbank adopted a Dividend Policy for a period of 3 years, which provides for a consistent increase in the amount of dividend payments to the level of 50% of net profit, determined on the basis of the annual consolidated financial statements according to IFRS, subject to achieving the target level of core capital adequacy of the Group by 2020 and maintaining it over the medium term PJSC Sberbank, calculated in accordance with Basel III requirements, at the level of 12.5 percent, and also taking into account other restrictions described in clause 2.2. “Regulations on the dividend policy of PJSC Sberbank.”

Tax on dividends in 2019 for individuals

Individuals - residents of the Russian Federation:

The tax rate on dividends on shares is 13% of the amount of dividends.

The tax rate on the sale of shares owned by an individual (the difference between the amounts received from the sale of shares and the actual expenses incurred related to the acquisition of securities) is 13%.

Legal entities-residents of the Russian Federation and foreign companies operating through a permanent representative office in the Russian Federation:

The income tax rate on income in the form of dividends on shares is 13% of the amount of dividends.

The income tax rate on the sale of shares is 20%. The tax is calculated and paid by organizations independently in accordance with Art. 280 Tax Code of the Russian Federation.

144.76.78.4

Individuals - non-residents of the Russian Federation:

The tax rate on dividends on shares is 15% of the amount of dividends.

The tax rate on the sale of shares owned by an individual is 30%.

Legal entities - non-residents of the Russian Federation:

The income tax rate on income in the form of dividends on shares is 15% of the amount of dividends. In the presence of intergovernmental agreements on the avoidance double taxation It is possible to apply lower interest rates.

Income tax legal entities– non-residents of the Russian Federation do not arise when selling Bank shares.

How to buy Sberbank shares as an individual and receive dividends

Transactions for the purchase and sale of shares are usually carried out on stock exchanges through professional participants in the securities market - brokers, investment companies.

Sberbank, being professional participant securities market, provides online brokerage services for the purchase and sale of shares in the Main Market sector of the Moscow Exchange Group stock market. Concluding a brokerage service agreement is possible in Sberbank divisions, the list of which is posted on the bank’s website in the “Private Clients” section.

We draw your attention to the fact that investments in securities in general and in Sberbank shares in particular are associated with high degree risk. The price of shares on the secondary market is influenced by supply and demand on the part of investors and depends on a number of factors.

Introduction Buying shares of enterprises and receiving dividends from certain companies is popular all over the world. After all, you can invest money profitably in almost every company.

In this article you can learn everything about Sberbank of Russia shares, as well as how to purchase them, and when you can receive payments from them. If you are interested in the topic, continue reading!

What it is

Dividends are the profit that a shareholder receives for previously invested financial resources, that is, purchasing shares of an enterprise, or acting as an investor. You can receive dividends once a year, six months or a quarter, it all depends on the order of the company with which you “cooperate”.

The amount you ultimately receive depends on the company’s earnings - the higher it is, the greater the dividend percentage will be. If you are a happy owner of preferred shares, then the amount of your payments at the end of the year will not depend on the company’s earnings.

Like many companies, Sberbank also has a block of shares that can be purchased.

Where to buy

Mostly, you can purchase shares, not only of Sberbank, but also of any other financial organization you are interested in, with the help of brokers.

Also, there are other ways, you can find out all the information in the table below.

Please note that it is much more profitable to purchase preferred shares, because in this way you will receive income in an amount that does not depend on the company’s income.
How to receive dividends on Sberbank shares

Undoubtedly, first of all, in order to receive dividends, you need to purchase shares of the company you are interested in, in our case, Sberbank. Next, an important aspect is the timing of the purchase of securities - it must pass before the closure of the register of shareholders.

You can get money in two ways:

  • to a brokerage account, almost every person who is interested in the stock market has one;
  • using postal or bank transfers, thus, those investors who do not have a brokerage account receive money.

Nowadays, almost everyone has an account, but the second point mainly applies to those who purchased company shares back in the 90s.

Video: Which stocks are worth buying?

About dividend policy

Sberbank of Russia is one of the most popular banks in the Russian Federation; in addition, it is represented in several other countries in the CIS.

The main and most important shareholder is central bank in the Russian Federation, this is exactly financial institution owns both a voting share and 50% of all others. In addition, foreign representatives are also investors in this institution.

Sberbank's dividend policy was approved back in 2014 and will be in effect until 2018, so we can understand that it remains unchanged. This bank has its own development strategy; according to it, it must regularly pay its investors at least 20% of profits according to RAS.

General provisions

IN general situation Sberbank is committed to a clean and transparent distribution of dividends to its investors; in addition, the company has a clean and transparent mechanism for accrual, calculation, as well as the timing and procedures for paying profits to its shareholders.

The regulations developed and currently in force were made in order to attract new investors.

This bank has two types of shares:

  1. ordinary;
  2. preference shares. They imply that the payment is made regardless of the company’s profit, and is at least 15% of the share price.

Principles and goals of dividend policy

As mentioned earlier, the principles and goals of Sberbank of Russia are dominated by honesty in the calculation of dividends, as well as in their payment.

In addition, this financial institution respects its shareholders and strictly follows the payment schedule, as well as the method of determining them. All efforts are aimed at attracting many new investors, as well as increasing the capitalization of the enterprise.

The bank pays dividends after calculating the amount of taxation on its profits. It is then divided among investors.

Basic provisions

According to its policy, Sberbank of Russia pays dividends to shareholders regularly, once a year. Investors can receive their profits in monetary terms. In addition, the bank is required to pay dividends to its investors, but note that it is not required to declare this.

Dividend payments are calculated at the end of the financial year, and a special meeting is held at which it is approved.

During its operation, Sberbank of Russia increased the number of its shares at least twelve times.

Conditions and grounds for payment

As has been mentioned more than once in the article, in order to receive dividend payments, you must own a share or shares of Sberbank. There are two types - ordinary and preferred shares. The source from which dividend payments will be paid is the bank's income for the year, with taxes already calculated.

Payments to shareholders are made on the basis of a decision that must be made at a meeting of shareholders. At the same council, the amount of financial resources to be paid is determined.

The procedure for making a decision on the payment of dividends

The decision to pay dividends is made at the same meeting - general meeting shareholders. In addition, the meeting participants decide what the size of dividend payments will be, what their form will be, and, of course, when the register of those who will receive dividends this year should be formed.

Also, we must not forget that dividend payments can be made once every six months, once a year, once a quarter, and, of course, once every nine months. When exactly is decided at that very meeting.

Sizing

As you may already understand, the size of the dividend depends entirely on the company's income. To begin with, the company determines its physical indicator, if it is normal, then the net profit is determined, so that after paying dividends the company does not become bankrupt.

Next, a meeting of shareholders is held (what happens at it can be found in the subheadings above), and after that the amount of profit is divided by the number of shares, determining the price of one share. In addition, you need to remember that the size of the dividend is determined in each case individually.

List of persons eligible to receive

Ultimately, dividends are received by both shareholders and nominal shareholders. If you are one of them, then in order to receive payments you must be included in a special register.

Company employees must include you no earlier than ten days before the shareholders meeting, but no later than twenty days from this date. As a result, dividends can be received by both persons with registered shares and those who purchased shares from brokers.

If you definitely want to make a profit from the shares, you must be included in the register within the previously specified time frame.

Payment procedure and terms

Dividends accrued to shareholders are paid in accordance with the decision of shareholders - once a year, quarterly, six months. They can be credited either to a brokerage account (if you have one) or using bank transfer, or postal transfer.

But the deadlines for paying dividends are as follows: the nominal holder will receive the money no later than 10 business days, and the ordinary shareholder – twenty-five business days.

Informing shareholders

Sberbank informs its investors about ongoing shareholder meetings. He does this by way of notification using an SMS message, an email to the post office, and also, each meeting is written on the bank’s official website, in a special subsection.

This way you can always be up to date with information. In addition, you are probably aware that this financial institution has online banking. If you are an investor, you can also find out about the meeting through it.

Final provisions

As a shareholder of Sberbank, you are probably aware that last year (2015), the cost of one share fell sharply, and, as a result, did not even reach 50 kopecks.

However, this year the cost of one share has increased to almost two rubles, and in the future, only an increase in the price per share is expected. Every year, the bank tries to pay its shareholders as much as possible, while preserving both its interests and the interests of its investors.

We hope this article answered all your questions, and even more, helped you decide whether it is worth investing your financial resources in company shares. In addition, you now know when you can receive dividends on Sberbank shares in cases of both ordinary shares and preferred shares.

Investing money in shares is quite risky, but the risk justifies the money, and usually the shareholder only benefits from the transaction.