Everyone at least once in their life asked themselves the question of where to exchange change for paper money. At first glance, the question is primitive and this should not be a special problem, however, once you encounter it, it turns out that you have to look for ways, because in practice everything is not as simple as it seems. The solution to the issue depends on several factors, including the denomination of the coins; if “large” coins from 1 to 10 rubles can be returned to a store where they will be gladly accepted, then with small change everything is much more complicated. So, let’s answer the question of where you can exchange change for banknotes in Moscow and other regions.

Sales of coins

The easiest way is to spend money. But there are some circumstances, for example, you saved up change to make a purchase, and you don’t want to spend it thoughtlessly. Although there is a way out here too - you can pay for a product or service with coins and banknotes of the Bank of Russia, regardless of their nominal value is a law that is regulated Federal Law No. 86 “On the Central Bank of the Russian Federation”. That is, a store or other organization refused to accept your change, then you can complain to the Central Bank.

The Bank of Russia hotline number for individuals is 8 800 250-40-72.

Similarly, you can sell change in a bank. In simple words, you can donate change in 10 and 50 kopecks, 1, 2, 5 and 10 rubles to pay for services. For example, pay a housing and communal services receipt, pay a loan, transfer funds to a bank card and carry out other settlement transactions. Federal Law No. 86 also applies to the activities of commercial banks, and they do not violate laws. Although if your case is an exception, then you can also complain about the actions of an employee of a financial institution.

Exchange at the bank

Another way to exchange change for banknotes in Moscow is to contact commercial bank. It is worth immediately noting that the exchange operations of Bank of Russia coins for banknotes are not mandatory operation, which means the client has no right to demand its implementation. Why is this so? All due to the fact that coins and bills are banknotes of the Bank of Russia, that is payment instrument, that is, there is no point in changing them.

But, if you still want to make an exchange, then contact any commercial bank. Just check in advance whether the bank provides the service, insofar as the range banking services exchange national currency not included. But you can do this for a commission.
Before you go to the bank, you need to prepare. First, count all the coins and determine the total amount. Then put coins of different denominations into bags. Before visiting the bank, have your passport ready, otherwise, your exchange will be refused. At the bank branch you will need to write an application in which you indicate your passport details and the amount to be exchanged.

Please note that counting coins in a bank is carried out in two ways: with a specialized device or by weighing. In the first case, the coins are counted through the device, and in the second, weighing on scales and using the total weight of coins of the same denomination can determine their number and calculate the final amount.

The second method is less reliable because the weight of the coin may change during use, and besides, coins from different years of issue have different weights. For example, 5 rubles issued in 1997 weighs 6.45 grams, and 2016 – 6 grams. That is why you must know exactly the amount of coins you want to exchange for banknotes.

Where can you exchange change for paper money in Moscow, or which bank is wiser to contact? In principle, to any commercial bank, for example, Sberbank. But it's also worth considering that most, but note not all, of them charge a commission.

Self-service devices

Here you have two options. The first of them is to use a specialized Sberbank ATM. The essence of the device is that it performs only one function, namely with the help of them you can exchange change for paper bills. The principle of its operation is this: you load coins into the receiver and receive paper money. True, such devices can only be found in Moscow, since they have not yet been installed in other regions, but in the capital you can find a terminal at the address: Vavilova street, building 19. By the way, call the Sberbank hotline number, number 8 800 555-55-50, and check with the operator for the location of terminals for exchanging coins for paper bills.

Sberbank self-service terminals

Please note that for the service via the terminal you will have to pay a commission of 3%, but not less than 50 rubles.

There is another option, but it is not related to the exchange, but to the implementation of settlement transactions. The fact is that the terminals of payment systems such as Eleksnet or Qiwi are equipped with a device for accepting coins. You can call the device hotline to find out which of them accept coins for payment and use their services. And through the terminal you can carry out various operations, for example, deposit money into your account mobile phone, pay for housing and communal services, internet or credit.

Other options

It is worth noting that you can find many options where you can donate change in Moscow. You can contact the store and offer an exchange; many of them will only be glad to receive small change, which, as a rule, is missing. But there is no point in contacting large chain stores, since they do not provide such services.

Besides, you can credit change to your debit account bank card . To do this, you need to contact the branch of the bank that issued the card, so as not to pay a commission, and transfer it to your account through its cash desk. A bank teller/operator does not have the right to refuse to accept money and charge an additional commission for this. You should be extremely careful here, because some banks may ask you for an additional fee for crediting small change to your card account, but this is illegal, because cashiers charge a fee for counting coins, but counting money is their direct responsibility, and you pay the service is not required. So, after the money is credited to your card account, you can cash it out at an ATM without commission.

To summarize, if you want to exchange coins for banknotes, then it is wiser to contact any bank directly or credit them to a card, which will cost you less. If you just want to sell coins, then it is not necessary to exchange them for paper money; pay for goods and services with them.

No one ever tells what the male sex wants, but you want to surprise your lover, don’t you? Do you dream of making him happy? Or do you just want to make a pleasant surprise, for example, for your husband? Then this article is just for you. After reading the article to the end, you just open your eyes to ordinary things and even more harmony will reign in the family.

So shall we begin?

When should you give a gift?

For everyone, a gift from a loved one is always important. Gifts need to be given. However, well-known psychologists believe that representatives of the stronger half of humanity cannot, so to speak, be “pampered.” Why, you ask?

A man is a person who has to achieve a lot in life. A guy must support his family, love, appreciate and be able to understand. But what will happen if you, a confident girl, start regularly pampering him with gifts? There is no need to do this all the time! People get used to good things very quickly.

Let's return to the topic. Now I will tell you in more detail about what pleasant things you can do to please your young man, in addition to gifts, which he will appreciate just as well.

Is nutrition the key to health?

I am sure that your lover is a confident person with a lot of worries. Is your boyfriend always at work? Coming home angry and hungry?

Why don't you surprise him with a luxurious dinner? Prepare your most signature dishes that he prefers. Under no circumstances should you prepare food that your worker cannot tolerate—for example, dishes with spinach. This will only worsen the relationship between you.

Sex is the best way to make your other half more confident!

Try not only to communicate more with your loved one, but also to satisfy him in bed. Have you been together for several years now? Has the passion that was there a few years ago disappeared somewhere? I recommend that you try something new in sex!

Under no circumstances do anything that your lover might not like. You're probably wondering, why should I please him? Understand that in family relationships, one should always be wiser than the other. Let it be you in your family.

Try to carefully find out from him what and how he wants in bed. Of course, asking directly “Vanya, what do you want new” is wrong. After all, in order to surprise your love, you need to make a surprise, and not, let’s say, “public” changes in your sex life. Be wiser.

Look after, help and support!

Every man needs support every day. Who can give him that very support if not his beloved? Believe me, little things in the form of a surprise for a man are not only things, it’s your attitude towards him.

Remember that mutual understanding plays the main role in the relationship between a girl and a guy. Never scream, even if the situation is catastrophic. Personally, it kills me. Try to figure it out, ask your lover’s opinion about what is happening/happened. Talk to him, don't keep everything to yourself.

Believe me, such a little thing will be very pleasant for him - you can’t even imagine how much your loved one may miss this.

Think about it, figure it out and do everything to become an ideal for your lover - this is the best surprise for a guy.

Watch yourself!

I wonder how a confident young man who has fallen in love with you, a young and beautiful girl who constantly takes care of herself, will feel if you suddenly, roughly speaking, gave up on this matter? This would be a real disaster!

Pleasant little things for a man can be done with double benefits! Don't believe me? And I will prove it!

Agree that any guy, walking down the street with his beloved, wants other men to see and realize that he got such a beauty. But what if you “relaxed” while in a family relationship? Oh, everything is just terrible here!

Be sure to sign up for a fitness center, swimming, yoga or any other sport to get yourself in full order. I’m not saying that you should pump up and have six-pack abs, but I can safely say that your loved one wants to see you as a beautiful, slim and fit girl.

A clean home is the key to a good relationship!

As you understand, you need to take care not only of yourself, but also of the cleanliness of your apartment. No one can tolerate a basic mess in an apartment, and the apartment, in turn, doesn’t take care of it at all.

This is wrong! Clean the house, buy, for example, special “scents”, thanks to which you and your lover will be mentally transported to the forest, to the ocean or somewhere else - it’s all up to you!

Or maybe I should really buy a present?

Of course, it’s just not possible, but necessary! But I repeat, you shouldn’t shower men with gifts—it won’t lead to anything good!

Regarding what you can present to your loved one, I can say a lot, but is it worth it? Agree, every guy has his own preferences - some love her, while others simply hate her, for example.

To surprise your lover, be sure to focus on his interests and preferences. Then you definitely can't go wrong!

I can say with confidence that personalized gifts will be appreciated. For example, what can you give from personalized gifts?

1. Personal beer glass, if your man loves beer. Moreover, if this glass was given by you and is also personalized, believe me, it will remember you often.
2. Personalized flash drive. A great gift if he often uses flash drives. Every time he looks at yours, he will remember you.
3. Personalized diary. A useful gift for a man who uses a diary, for example, for work. He will always be with him, all day, and accordingly, part of you will also be with him.
4. Personalized T-shirt. Your man will be just great. If you order one for yourself, you will be spoiled for choice, and some will even envy you.
5. Personalized mug. Oh, this is absolutely the perfect gift. Very good attention to your man. Do you know how nice it is to drink tea knowing that this gift was given by you!

You can find many more interesting gifts at Aliexpress. Even I often disappear there!

That's all for me. Advise your friends to read this material and be sure that by using any of the tips above, you will surprise and definitely please your boyfriend.

Love each other and live together! See you again! Bye bye.

All the best to you, Timur Mustaev.

• How to exchange metal change for paper banknotes
• How to exchange change for paper money
• How did paper money come about?

What can you do with small change?

Usually, the change taken from the piggy bank can be spent in the store by paying for the goods with a receipt. However, some cashiers are outraged and refuse to accept coins. But if the product is inexpensive, it is quite possible to offer the outlet such payment. When a citizen has his own small business associated with accepting a large number of coins, for example, a vending machine or a toilet, then a large amount of cash will accumulate daily, and in small denomination coins.

When such a quantity is brought to Sberbank, the tellers there also do not express much love for the recalculation activity offered to them. They may refuse, but they can also exchange coins for paper banknotes.

They really don't want long to be considered small, in fact, the amount. If the exchange is not made directly, the option remains to open a deposit and credit this amount in small change to it with subsequent withdrawal of funds.

Responsibilities of Sberbank employees in exchanging small change for banknotes

Sberbank has quite extensive obligations to its clients, but the operation of exchanging small change for paper money is not officially prescribed in any Charter. Likewise, it does not appear in the list of services provided to clients. If issuing loans to employees and management of Sberbank is profitable, then conducting such exchange operations is not.

But not everything is so bad, in some cases the employees themselves will be happy to exchange the client’s coins for banknotes, since the tellers need small change for change and exchange, and it is often in short supply. Also, sellers from neighboring retail outlets come here in need of change. In this case, an exchange follows, and almost immediately a reverse exchange follows.

Sometimes a Sberbank employee may issue a declaration in which the client will be required to indicate the number of coins in accordance with the denomination and sort the money. After the exchange, he will be charged a percentage for the service, which can range from 3% to 30%. If the first figure is acceptable, then the second is unprofitable, and such conditions can be refused. In this case, the entire amount carefully consider and enroll. Here it is possible to take it off, only to have the bills. It would be better to ask to credit the amount brought to the account or to open a new account if the citizen does not have one at Sberbank.

Denial of service can also be motivated by the fact that they do not have a coin counting machine. But this fact is not a reason, it is just an excuse for not wanting to work. If, nevertheless, you had to encounter such an attitude, you can write a complaint, since no one restricted the circulation of coins on the territory of the Russian Federation, and no one canceled the freedom to choose in which coins or banknotes to store savings. And after writing a complaint, negligent employees will be 100% punished; they will have to learn how to behave with the client.

How to donate change to Sberbank

Features of the operation

First, let's answer the question of whether it is possible to exchange change in a savings bank for banknotes. Yes, you can. There is only one peculiarity: this operation is not included in the line of banking services. Speaking in simple words, an employee, namely a cashier-operator, has the right not to accept coins, or to do so at his own discretion. The fact is that, according to the internal regulations of Sberbank, the exchange of small change for banknotes remains at the discretion of bank employee, and the client has no right to demand that this request be fulfilled.

How to exchange coins

There is one more nuance - this minimum amount, Here it is 100 rubles, that is, if you have less than this limit, then it is not advisable to make an exchange. In addition, you can sell such an amount in any store, even regardless of the denomination of the coins, because according to the rules of trade, any seller is obliged to accept monetary units of any denomination as payment for the purchase.

Alternative options

If you have accumulated a lot of small change and the bank refused to change it for you, then you can pay it at the same bank. For example, through a bank cash desk you can make various payments, these include housing and communal services, traffic police fines, loans and much more. If you pay with coins, then the bank employee has no right not to accept them, and if this happens, then feel free to complain to the support service - this is already a violation of internal regulations.

Another way is transfer money to your Sberbank card account through the cash desk. For this you will need plastic card and passport. Just count up the change and hand it over to the cashier; he also has no right not to accept it. After the money arrives in your account, and this happens almost instantly, without leaving the bank branch, get cash from an ATM.

How to donate change to Sberbank

How to exchange change for paper money at Sberbank in 2017

Based on regulation No. 318-P Central Bank In the Russian Federation, employees of any Sberbank branch are required to exchange paper bills and coins (small change) for clients. Does Sberbank accept coins? Yes, it does, and in this article we will tell you how to exchange change for paper money at Sberbank.

How to donate change to Sberbank

• Present your identification document (passport) to the bank employee;
• Write a statement to free form, where the denomination of the banknotes being exchanged, the denomination of the requested money, surname and initials are indicated individual who applied to the bank branch, the date the document was drawn up, the name of the organization (if necessary), sum of money in numbers and in capital form. The applicant must sign the document. Some branches use standard forms for such applications, so you need to contact a bank representative with a request to provide such a form;
• Wait until the cashier counts the money and makes sure of its solvency, signs the application and issues the exchange amount in paper bills.

What coins can you hand over to Sberbank and get money for them?

When choosing a Sberbank branch, you should be aware that for exchange transactions at Sberbank a commission is charged, the amount of which is set individually for each branch within 1-3%, but cannot be less than 100 rubles (since December 2009). The application must indicate the number of coins and their denomination (separately for each type, if money of different denominations is to be exchanged). To hand over coins to Sberbank for money, you need to bring coins sorted into separate bags or packages by denomination. It is recommended to put a piece of paper in each package indicating the total amount and denomination of money in it, which will significantly speed up the counting process by a Sberbank employee. A passport is necessary so that if counterfeit coins are found among the money, the identity of the person who provided them can be identified.

It is recommended to coordinate transactions for the exchange of small change in advance with Sberbank, since there are branches in which special automated machines for counting coins are installed. In such branches, they will receive the client at any time convenient for him without any problems.

If in your locality There is no Sberbank location with such a device, or there is no way to get to it, then it is best to coordinate the time of your visit, especially if there is a lot of small items. Manually counting coins is a rather lengthy procedure, so bank employees will set a time for minimum occupancy of the cash registers so as not to create large queues during the counting of change.

At Sberbank they may greet unfriendly a visitor who intends to exchange coins for paper bills, or even state that such a service is not provided. In this case, you must ask to call the head of the department and explain to him the essence of the problem, mentioning that this right is enshrined in regulations RF. If even in this case the bank employees do not agree to exchange, you should contact law enforcement agencies to protect their interests.

Where can I exchange coins of 10 and 50 kopecks?

On the territory of the Russian Federation, coins of 10 kopecks and 50 kopecks, as well as any denomination, are considered means of payment and they are required to be accepted by any organization, including retail outlets and banks. In order to avoid unpleasant moments associated with processing the exchange and paying a commission, where you can put change on a deposit (Sberbook). In principle, nothing prohibits the next day after making a deposit, asking for money back, and it will be returned in paper money.

Is it possible to hand over change to Sberbank, or buy currency, lottery, pay for other paid services jar. All this and much more can be done in a bank.

Exchange coins for banknotes at Sberbank

Surely every family has a good tradition of putting change in a piggy bank, or at least many of us have at least once discovered a mountain of coins that we would like to exchange for paper money. Accordingly, each of us has at least once wondered where we can exchange money. Let’s answer an important question for many: is it possible to donate change to Sberbank, and if so, how to do it? The first place we usually turn to for any financial-related issue is Sberbank.

Features of the operation

First, let's answer the question of whether it is possible to exchange change in a savings bank for banknotes. Yes, you can. There is only one peculiarity: this operation is not included in the line of banking services. In simple words, an employee, namely a cashier-operator, has the right not to accept coins, or to do so at his own discretion. The fact is that, according to the internal regulations of Sberbank, the exchange of change for banknotes remains at the discretion of the bank employee, and the client does not have the right to demand that this request be fulfilled.

Please note that the bank reviews complaints from customers online on the bank’s official website, and in this case, if you are dissatisfied with the employee’s refusal, you can write a letter to the support service, there is a possibility that the request will be considered, but this will not result in punishment for the employee .

How to exchange coins

Now we’ll look step by step at how to exchange change for banknotes at Sberbank. To begin with, you can call the bank branch to clarify whether it deals with the exchange of coins, that is, you can receive a refusal or consent in advance so as not to waste time visiting the bank. If you were given a positive answer, then you must come to the branch with your passport and coins.

Next, you must go to the cashier and declare your intention to exchange coins for banknotes. The employee will give you an application that you must fill out, namely indicate your data, including passport details, this is necessary in order to prevent the sale of counterfeit banknotes. Afterwards, the employee counts the coins and issues banknotes; in the application, you write a receipt indicating how much you handed over and received.

Please note that exchanging coins for banknotes at Sberbank is a paid operation and there is a certain fee for it. territorial division commission of 1-3%, you can pay it separately.

There is also one nuance - this is the minimum amount, here it is 100 rubles, that is, if you have less than this limit, then it is not advisable to make an exchange. In addition, you can sell such an amount in any store, even regardless of the denomination of the coins, because according to the rules of trade, any seller is obliged to accept monetary units of any denomination from you as payment for the purchase.

Sberbank cares as much as possible about the quality of service for its clients, which is why they trust it. Today the bank began installing specialized terminals for exchanging small change for paper money. Indeed, this is quite convenient, because here the process is completely automated, insofar as the coins are counted by a specialized device, the operation of which takes a minimum amount of time, exchanging small change for banknotes in Sberbank is a rather lengthy event, and there is no human participation in the terminal. Let's look at how to donate change to Sberbank using a specialized self-service device:

• the client must load coins into a specialized receiver;
• then wait a while while the device calculates;
• when the counting is completed, the amount will be displayed on the device monitor, taking into account a commission of 3%;
• The machine dispenses paper bills.

There is one significant drawback, namely that these devices can only be found in the capital, that is, only in Moscow.

Terminal for exchanging coins for banknotes

Alternative options

What to do if you were unable to exchange change for paper money at Sberbank, because in practice there is no guarantee that a bank employee will accept it from you. This means that you can act differently, there are several tricks that you can resort to, let’s look at it in more detail.

If you have accumulated a lot of small change and the bank refused to change it for you, then you can pay it at the same bank. For example, through a bank cash desk you can make various payments, these include housing and communal services, traffic police fines, loans and much more. If you pay with coins, then the bank employee has no right not to accept them, and if this happens, then feel free to complain to the support service - this is already a violation of internal regulations.

Another way is to transfer money to your Sberbank card account through the cashier. To do this you will need a plastic card and a passport. Just count up the change and hand it over to the cashier; he also has no right not to accept it. After the money arrives in your account, and this happens almost instantly, without leaving the bank branch, get cash from an ATM.

Don't have a bank card? This is not a problem, you can apply for free in 15 minutes debit card instant issuance, completely free of charge and immediately top up her account with coins.

As a last resort, if you were unable to deposit the money at Sberbank, you can do this in the store. Some retail outlets are happy to exchange coins for banknotes, because in general exchange is always needed, sometimes, on the contrary, there is not enough small money for change. Just don’t contact large chain stores; they exchange according to internal rules. cash do not implement.

So, in any case, if you want to exchange change, be sure to contact the bank. Just before your visit, it is advisable to call the branch and ask whether the employees carry out the exchange and for what fee, that is, specify the size of the commission. By the way, to go to the bank you need to choose a convenient time so that the cashiers are not overloaded.

Where can you exchange change for paper money in 2017

Donate change to Sberbank - great way get rid of small money. Today this is the only option for those who have large number coins and wants to exchange them. This is as simple as possible to do, and the whole process will take a minimum of time.

Why is it worth getting rid of small change of 10 kopecks, 50 kopecks and others?

• Such coins accumulate in large quantities and have no practical value.
• It is very difficult to carry them with you in order to give at least a small part while shopping.
• They take up space in your home or wallet.
• If you don’t immediately give away small coins in other stores, then more and more of them accumulate over time.

Therefore, it is better to find a worthy use for a large number of coins. Does Sberbank accept them and what are the nuances of this exchange operation? You should understand all the subtleties and rules.

Where can you donate change for 10 and 50 kopecks?

Getting rid of small change is quite simple; it can be exchanged at the bank. This operation is quick, you will receive banknotes and will be able to fully pay with them in the store.

According to the Central Bank resolution, Sberbank is obliged to accept change from people and carry out its exchange. Bank employees cannot refuse you this operation; you will be able to go through the procedure in any case.

Now you know whether you can donate change to Sberbank. But how to do this? The process is quite simple and is carried out in several stages:

1. To carry out this operation in 2017, you will need to provide a passport to employees.
2. Write a statement.
3. An employee will count the coins for exchange and ensure their integrity and authenticity. After determining the amount, an agreement is concluded, you receive the bills.

When completing your application, you will need to include the following information:

• Full name of the person performing the transaction.
• Number.
• The denomination of the coins you want to change.
• If you need to exchange money legal entity, then the name of the organization is indicated.

Some features

If you want to donate coins to Sberbank, then you need to know some subtleties:

If there is no equipment, then if there is a large volume of small items, employees can schedule a time for a visit. During the hours indicated by them, the loading of the cash registers is minimal, and it is possible to avoid queues during the recount.

Give change to the store

Where can I donate change? I manage to give it to employees of various stores. They are ready to accept only coins with a denomination of one ruble and above. This fact should be taken into account when exchanging.

The procedure is quite simple:

1. You need to approach the seller or cashier and ask if they need change. Many stores are in dire need of coins and will gladly accept them.
2. It is better to sort it into bags in advance to make counting easier.
3. Give the change to the seller to determine the amount.
4. Then you can exchange it for paper money.

Change is a full-fledged means of payment and must be accepted on the territory of the Russian Federation. Therefore, coins from the piggy bank can be used to pay for various services and goods.

Where should I give them? It is better to carry out transactions at a bank, which usually has equipment for counting coins. There are several possible uses:

• Payment for services at the cash desk.
• You can deposit money into your personal account and then withdraw it.
• You can buy currency using the coins you have.
• Payment of utilities.
• Many other operations.

You can not only exchange money at Sberbank, but also use change to pay for services and deposit it into your account. You can load it onto your card and then pay in stores or withdraw cash from an ATM. This solution has several advantages:

1. An employee has no right to refuse to accept money.
2. You will not have to pay interest on the exchange.
3. This tricky way get rid of the little things.

The procedure for counting a large number of coins will take some time. This fact should be taken into account; it is better to come during minimally busy hours so as not to create queues at the ticket office. These are all ways to get rid of small items.

Is your piggy bank finally full, has your wallet become heavy with iron money, or is your income coming to you in the form of coins due to duty? In such a situation, you will certainly someday ask yourself the question: “Where can I exchange change for paper money?” We will tell you a few secrets that will help you do this quickly and without any problems.

Opening a deposit

Naturally, the first thing most of us will do is take a bag of accumulated change to the bank. And they will be surprised to discover that the cashier has every right not to provide you with exchange services! However, do not rush to leave the bank in anger. You can go on a little trick- contact the operator with a request to open a deposit on demand. And then - top up your account with the amount you brought. In this case, the cashier simply cannot refuse your money, even if you brought 10-kopeck coins.

And then you can terminate this contribution at least on the same day, having received the deposited amount in normal paper bills. However, we do not advise you to rush into this - nothing prevents the cashier from giving you the money back in your own coins. Therefore, it is better to come for your savings on another day, when a shift worker is working or when the employee’s annoyance with you for the tedious counting of coins has subsided.

You can also divide your wealth into several parts and open similar deposits in different branches, so as not to overload the cash register workers. Alternative way- pay off loan debts in small change, pay at the cash register public utilities or apply for a so-called “instant issue” card. Remember that according to Art. 16 of the Federal Law "On the Protection of Consumer Rights", as well as according to Federal Law No. 318-P, in this case you should not be charged any fee for counting coins.

Exchange at the bank

No matter what the cashier tells you, but, according to Art. 5.8 Regulations of the Central Bank of the Russian Federation dated April 24, 2008 “On the procedure for maintaining cash transactions", banks still provide services for exchanging small-denomination money for large-denomination money, and vice versa. But it’s not so simple. For the owner of iron wealth, this is associated with a lot of inconvenience. We’ll tell you how to exchange change at Sberbank (and other banks work on a similar principle ):

• The bank is authorized to make such an exchange with a commission - usually it is 3-5% of the total amount (Article 29 of Federal Law No. 395-1).
• The applicant must present a passport or other document proving his identity.
• Savings should definitely not lie in a common pile, but be sorted by merit. Without this, the cashier may not accept the money - the counting machines break down from counting coins of different denominations.
• It is imperative to draw up a written statement in free form, indicating:
  • Full name applied;
  • the total amount of money brought for exchange (in numbers and in words);
  • a detailed transcript of what was brought (1 kopeck - 123 pieces, 5 rubles - 10 pieces, etc.);
  • signature.

Some Sberbank branches are also equipped with special machines where you can exchange change for banknotes, as well as terminals that can accept change as payment for services. However, finding such devices is rare, so you may want to call hotline and ask where such terminals are located in your immediate vicinity.

Exchange at Russian Post

Where else can I donate change? Post offices They still carry out operations, the cost of which is specified down to kopecks, so small change is in use there. There is a high probability that the operator will exchange your savings very willingly. However, he is not obliged to do this and may well refuse if there is a line of visitors behind you, there is already a lot of small change in his cash register, or he simply does not want to bother with the counting. Therefore, it is best to visit the branch on a weekday morning, when there are not many customers, and bring with you a small bag of coins.

At payment terminals

We continue to list places where it is possible to exchange change for paper money. Pay attention to terminals like QIWI with openings for accepting coins. By paying for online purchases or utilities through them, you certain period get rid of your iron accumulations. In Moscow, for example, there is a network of Coincom.ru terminals that accept coins for payment. However, the commission for such a payment is appropriate - more than 10% of the amount.

Self-service cash registers

In many large hypermarkets, payment for purchases is made not at the cashier, but using a special coupon in the terminal. The latter have the option of accepting payment not only paper money, but also little things.

Where can I exchange change for paper money this way? In a number of chain stores:

• "Auchan".
• "Crossroads".
• "Magnolia".

In vending machines with food and drinks

In this case, you need to use a little trick:

• Load the change into the device, and then click on “Cancel action”. The machine will return what you loaded to you in a larger denomination.
• Not all machines have a "Cancel" button. But many give change. Therefore, where to donate change is already obvious. Throw your coins into the device and choose the cheapest product. There is a high probability that the change will be counted in “ten-ruble” or “five-ruble” units.

Pay with coins

The easiest way is to slowly, every day, get rid of your small change, buying something necessary with it. Where can I exchange change for banknotes? Pay for travel with it - minibus drivers often do not have enough change for change. You can't go wrong if you go to the pharmacy with coins - in some branches there is an acute shortage of them. However, in these cases, you need to carry small handfuls of iron money with you so that the worker does not spend a lot of time counting them.

Well, that’s basically all we wanted to tell you about where to exchange change for paper money. All you have to do is choose a method convenient for yourself and get rid of the accumulated coins.

Probably everyone has a large amount of small change in some jars in their apartment? Several places where coins were stored were found in my home. They accumulate for years and are of no use. What to do with small coins of 1, 5, 10, 50 kopecks? Where to donate change? You can take it to Sberbank and change it.

What to do with small coins? Where to donate pennies? There is an answer! Give it to Sberbank

How and where to donate change

I describe my experience on how to get rid of small things. I took a 3 kg bag of coins to Sberbank and exchanged it for paper bills. Exchange coins for rubles at Sberbank without commission. The algorithm of actions is as follows:

1. Place all the coins in different bags according to value. Separately for 1 kopeck, 5 kopecks, 10 kopecks, etc. Since the pennies will be counted in a special machine, and not manually.
2. We go to Sberbank with a passport. Find your nearest bank branch.
3. In the terminal, select “Coins” and get a number for the queue
4. We tell the cashier that we want to return the coins and that you have sorted them all out at face value.
5. We wait for them to count, sign and receive the money.

Bottom line

3 kilograms of change turned into 162 rubles. The amount is small, of course, but it’s also money. In any case, now you can buy something with them, because you can’t go to the store with a jar of 10 kopeck coins. I had to get a little confused with sorting the kopecks, but it had to be done sooner or later. Otherwise, this little thing sits there, accumulates for years and takes up space.