Hello, dear readers of the “site”! In this publication, we will talk about investing on the Internet, as well as what to look for when investing online in the network.

Internet is a world famous global network with limitless possibilities. One of the hottest topics today is online investment . To receive passive income in the network, you must first make competent investments. In this case, you will have a large amount of free time for yourself and your loved ones, as well as confidence in the future.

You will learn what online investing is and what mistakes beginners make when investing online

Important! There is always risk in investing it's worth remembering. But it is in our own power to minimize it.

2. How to start investing on the Internet - 5 requirements for investors

Before you start investing online, you need to:

1) Provide constant high-speed access to the Internet. This refers to the network Internet, not mobile. Of course, you can work through the phone, but not always. Many programs are not supported in the smartphone.

2) You will also need basic knowledge of economics. Spare neither time nor money on self-development and self-education. This is the first and most important investment. Read thematic books or listen to audio, visit forums and various sites about online investing.

Must Read: Napoleon Hill "Think and get rich" , and Roberta Kiyosaki "Quadrant cash flow" And "Rich Dad's Guide to Investing" .

These books perfectly stimulate and energize for further actions, change the worldview.

3) Be prepared mentally and financially for losses. Without them there is no profit. Losses, especially for a beginner, are inevitable. The most competent and experienced analysts also have them, do not forget about it.

4) It is important to set yourself up psychologically to invest money on the Internet. Try to be as focused as possible and remember that investments do not always bring quick profits.

Usually, the less risky the project, the lower the income from it. In addition, short-term online investments bring less profit than long-term projects.

5) Be objective. Try to be realistic about yourself and your work. Set a specific goal and a deadline for achieving it.

For example , earn 25 000 rubles on a new tablet 2 month. Write this goal down in your notebook and get started. Set a time for yourself to work online: this can be 2 hours per week or 3 hours daily.

The more time, effort and money you invest in online investments, the faster you will begin to receive income. Count on luck, but do not rely entirely. The main thing is knowledge and experience.

Alternatively, you can contact brokerage companies specializing in the Forex market. However, they work for a fee, so profits to be shared. In addition, they do not guarantee against losses. One of the best is this brokerage company.

Method 6. Investments in MFIs (microfinance institutions)

Investments in microfinance organizations can become good option for those who want to earn passive income. This method will be a good alternative to bank deposits, the rates for which are at a low level.

Main advantage investments in MFIs, compared to other options, is high level profitability . In most cases, the rate exceeds 20% per annum.

However, such investments have serious flaws:

1. High minimum investment. Individuals with small amounts will not be able to invest in MFIs. The entry threshold for such investments is set by state acts.
2. High risk of loss of invested funds. Contributions to MFIs are not insured by the state.

To avoid losing investments, you should carefully select an organization for deposits. In this case, first of all, it is necessary to pay attention to the period of operation of MFIs in the market. The longer a company exists, the higher its level of reliability.

However, when investing in serious microfinance organizations, it is important to understand that the income will be lower. High reliability is offset by a lower interest rate.

Method 7. Investing in mutual funds

Method 10. Investing money in securities

Method 12. Venture funds/investments

In Russia venture funds not yet popular enough in contrast to foreign countries. However, despite everything, such investments can bring serious income.

Venture funds invest the funds raised exclusively in. These are the projects that are on initial stage development or even exist only at the level of an idea.

An important feature of venture investments is high level of profitability . Such investments can bring a profit of several thousand percent.

But it should also be taken into account that such profitability can only bring 1 -2 dozen projects. However, often these few profitable startups are more than able to cover a significant number of unprofitable ones.

For venture investments, you can use the following methods:

1. crowdinvesting and cowlanding platforms;
2. venture funds;
3. investor clubs.

It's important to keep in mind that serious sums of money are required to join funds and clubs. At the same time, sites where it is enough to have smaller amounts turn out to be fraudulent schemes in some cases.

4. Common mistakes newbies make when investing online

Mistake 1. Greed

Remember! Greed has never done anyone any good, just the opposite. Be patient, do not try to get everything at once - it does not happen.

Invest wisely, assess the situation objectively. While you are new to investing, try to get as much experience and knowledge as possible. Understand everything that happens on the network, especially with money.

Do not rush to withdraw the entire amount of money after the first successful transaction. This mainly applies to HYIPAM . If you have already started working with them, then you need to finish carefully, without frightening. Withdraw your deposits from them in small parts And with time interval . If you don't follow this rule, you risk losing everything.

Mistake 2. Do not divide the capital

It's not for nothing that people say - don't put all your eggs in one basket . Try to invest in several projects, in small amounts. Start with small investments and gradually, acquiring skills and knowledge, you can increase the amount of investments.

Mistake 3. Carelessness

We have already talked a lot and repeatedly about the fact that there are a lot of scammers on the network. Always be vigilant . Remember that simple passwords and accounts are often hacked.

Make yourself a rule change and complicate passwords regularly. Do not use the same password on different sites or accounts, it is better to write them down in a notepad.

Do not invest your money in a dubious or unverified project. Be sure to develop a behavior strategy before starting any project. A well thought out strategy is the key to success. Remember this and don't back down from it.

Mistake 4. Belief in myths

Myths, as a rule, prevent most people from starting to earn money online. Don't let them get the upper hand on their own financial literacy.

The most common myth is a myth that investing is only for the rich . It will dissipate as soon as you read at least one book from those that we described above ( Robert Kiyosaki "Cashflow Quadrant" , Napoleon Hill " Think and get rich" ).

Now, small savings are enough to invest, the main thing is to invest them wisely.

Many Internet projects begin to attract their investors from minimum investment from $10 and up . And having freely available amount from 100 $ , you can already go to the exchange Forex or open CHI accounts.

There is also a widespread myth that What investing only for the smartest and most competent professionals . Remember that the most important thing in any business is self-development. Investing can and should be learned, it is also work.

Having mastered the skill of investing, you will greatly simplify your life, and it will no longer seem like a monotonous routine.

5. Conclusion + video

For self-development, special education is not required, only desire and motivation are needed. To start investing now, motivate yourself, write a goal and go for it .

Investing is not as scary as it seems at first glance. This is a very profitable and daily developing direction. The sooner you start generating passive income through investing, the easier it will be for you to live on. .

On the pages of the site you will find a lot of useful information.

Hello! In this article we will talk about investing on the Internet.

Today you will learn:

• About the features of investing on the Internet;
• How can you start making a profit?
• About the rules of online investment;
• And how can you make money with only 100 rubles.

The Internet has greatly facilitated many areas of everyday life. But most of all it affected the financial sector. Now you don't have to wait a few days for money transfers, cash has almost completely disappeared from the turnover of companies, and banks are already issuing loans on the Internet with might and main.

Investment activity is also gradually moving to the Internet, but the rules for investing on the World Wide Web are still being formed. So what should you invest in online? How can you get the maximum profit? And what risks await those who dare to invest in the World Wide Web? You will learn about all this below.

Features of investing on the Internet

Websites are made for several purposes:

• Getting profit from advertising;
• Sale of goods or services;
• Self-promotion.

The most popular way to make money on the site is advertising, and for this, dozens of sites are created every minute, only one of which will bring real profit to the owner. In order to, you will need minimal knowledge in the field of site building and promotion. But most of this knowledge is acquired along the way, and the main thing in creating a site is to start.

Startups

Investing in is a rather risky, but profitable idea. There are many services online where people raise money for their new and ambitious projects. Investments in their business imply the presence of a share and, accordingly, a claim on the company's income.

To understand the probability of receiving investments, you need to refer to the statistics:

20% of startups turn out to be profitable for investors. 60% come to a breakeven point and end their activities. 20% bring losses. Accordingly, 1 out of 5 startups will make a profit, 3 will recoup investments and 1 will be unprofitable.

That is why you need to invest in startups with a minimum amount of knowledge. First you need to carefully study the niche, then the project, and only then make a choice whether to invest in it or not.

Mutual lending platforms

Mutual lending among individuals- what the market has come to over the past few years. The emergence of microfinance institutions has left the niche of short-term and cheap lending open. And platforms that distribute money between investors and creditors entered the business. Most often individuals. Interest on such sites is higher than in banks, but lower than in microfinance. They bring up to 50% per year.

There is another service for mutual lending - Debt Webmoney. There, users independently issue loans to each other. Interest on loans can reach 100% per day, but the risks are quite high. About 70% of loans through this system are not returned to creditors.

Deposits in MFIs

Microfinance satisfies the population's need for quick money, but own funds they often do not have enough for this. That is why they attract deposits of individuals and in large volumes. You can become a contributor by going to the website of any microfinance organization in the "investors" section. There will be all the relevant information about the amount of funds for investors, interest rate and guarantees.

This method is very risky due to the fact that there is a high risk of non-repayment of funds by clients, and, accordingly, a delay in payments on the deposit.

Domain investments

The most controversial of all investment methods. It can bring as much as 10 million for one transaction, and not bring a single cent to the investor. Who invests in domains and why? Most investors assume that a company or individual will want to make a site on a themed domain and buy it ahead of time to resell it.

Some domains now owned by global corporations have brought in hundreds of thousands of dollars to their original owners. And all so that the domain is remembered and associated with a specific company.

Pros and cons of investing online

Now consider all the pros and cons of investing on the Internet.

Among the advantages can be identified:

• Consistently high profit;
• All operations are carried out from home;
• Free schedule;
• Minimum financial investment;
• Ease of control;
• The ability to withdraw funds at any time.

But minus one, and for someone it can block all possible pluses. This disadvantage is the huge risks that the investor takes on. Having invested in any online project, regardless of whether it is a forex broker, a startup project, or a mutual lending exchange, it is always worth remembering that there is a significant risk that the money will never be returned.

There are two categories of risks: trading and non-trading. Trading includes many investor errors in the disposal of funds. Wrong choice of object, amount of investment, slow response to losses, and so on. All this leads to the fact that the investment account goes negative, and the investor suffers losses.

Non-trading risks - all that does not depend on the investor. Force majeure, hacker attacks and other events that happen by chance. They cannot be prevented, but you can react in time and minimize your losses.

Fraud by investee companies, at first glance, falls into the second category. But it's not. Investing in scammers is a direct mistake of the investor and his flaw. This means that the person did not collect all the data about the company and failed to recognize the fraudster.

One of the investment rules is that the losses are entirely on the investor. After all, he himself chose the object and the amount of investment. Therefore, from each loss of money, he must learn lessons about what not to do. But do not forget that profit is also the result of the investor's activity, and it also needs to be analyzed and the same decisions repeated in order to receive income in the future.

The main mistakes of investors

It’s better to learn from someone else’s example, so let’s look at the top 5 main mistakes of beginners and experienced investors:

1. Lack of strategy. This is the main mistake that reduces investment to playing in a casino. Winnings are possible, but losses will hit your pocket much harder;
2. Investment in one project. Diversification (sharing) of risks is the key to making profits and minimizing losses. Divide your investment into 3 projects and the collapse of one won't hit you as hard at the expense of the others;
3. Investing in untested projects. Returning to the previous topic - fraud on the part of the investment company lies entirely on the conscience of the investor, because he himself chose and invested his funds there;
4. The pursuit of profit. Especially at the initial stage, investors try to get everything at once, investing in high-yielding, untested assets. And suffer a natural collapse. Excessive greed did not benefit anyone;
5. Safety Disregard. Payments on the Internet must be protected by the highest level. It depends on the security Money, especially in the current realities of constant hacker attacks.

In general, it is enough for beginners to follow the simple tips given in this article and avoid mistakes in order to get a stable profit with a high degree of probability.

There is always a way to earn more and faster, especially when it comes to online investments, because there are no boundaries, the audience is huge and all good things spread with lightning speed.

This review is dedicated to high-yield investments, where you can invest money to get high profits, how much you can start with, what risks and other issues.

Highly profitable investments – This investing in projects that can bring in a very short period of time ( several days to several months) profits significantly exceeding the annual yield on classic financial market instruments, such as bank deposits, bonds, mutual funds with conservative strategies, etc.

Before considering high return investment, You need to at least roughly know what numbers to focus on.

As a standard, we take a bank deposit with a rate 12% per annum and the amount 100 000 rub. as the most reliable and conservative way to generate income.

Having invested such an amount, in a year you will receive 12 thousand rubles. or 1000 rubles. per month, which is not so thick with such a significant amount, even without adjusting for inflation, and after all, not everyone has free 100,000 rubles for investment.

IN high yield investment rating includes only projects whose profitability exceeds this indicator by 2 times, and the benefits cover possible risks. In practice, high-yield investments on the Internet bring from 60-80% to 100-200% per annum.

Rating of high-yield investments

The most highly profitable investments

Options	Profitability, per annum	Risk	Experts	Min. attachments
Stock	30-80%	Average	Needs thorough analytics and information	From $50-200 per portfolio
PAMM accounts	40-90%	Short	A portfolio of 5 PAMM accounts is required.	From $10 per PAMM account
Binary Options	100-3000%	High	You need to apply not a lot of market analytics, do not play	From $10 per trade
Microcredit	100-300%	Average	Success comes with experience	From $10-100 per loan
HYIPs	100-200%	High	A very dangerous option.	From $10-100

Note that we do not consider venture investments, hedge funds and start-ups, since for the most part they are practically not available to individuals with small capitals, where institutional investors invest mainly with amounts from 20-50 thousand dollars.

Average return on investment in stock market is 20-25% per year, which is already twice as much as a bank deposit. But this is just an average percentage that can be raised to 30-80% by investing in fast-growing companies.

For example, only one Amazon has grown by 300% over the past 2.5 years.

Look at the yield of some securities on the NASDAQ exchange:

But what profit can bring in a month, even well-known companies whose products you may use yourself:

If you look at the indicators not only for the year, but also for 6.3 months, you will see that the results are quite stable.

It is worth clarifying that not every PAMM account is able to enter rating of highly profitable and reliable investments, but only those whose managers have been trading profitably for more than 6 months, showing stable results.

At portfolio investment you can choose different managers, so investments will be more reliable, and the portfolio will protect you from losses.

The potential risk, as elsewhere, is present, but it is still much less than in HYIPs, so PAMM can be attributed to highly profitable investments of high reliability.

The manager can open trades using the general funds of investors, but cannot withdraw money or transfer them to other accounts.

As a rule, PAMM managers trade on Forex, but the scheme can work on other markets, providing high yield investments in stocks, raw materials or cryptocurrency.

Before investing in, it is worth studying in detail the statistics of the work of the managing trader, as well as getting acquainted with the size of the commission that he takes.

As for profitability, on PAMM it is not the same and varies greatly not only from one manager to another, but also from one manager in different periods. The more conservative the trader's strategy, the lower the income, but the more stable. A good result is +5-10% per month stable for a long time ( i.e. 60-120% per year).

More aggressive, but acceptable strategies can give 20-30% for several months in a row in one period, but sooner or later they will lead to -5-10% , and even large losses, which can also last quite a long time.

Thus, by investing $100 under the average 10% per month, which is quite realistic for PAMM, in a year it will accumulate 100-120% , that is, an investment in $100 in 12 months it will turn into $220 . If you constantly apply profits, then after 12 months, with unchanged indicators, it can amount to over 160%.

Unlike classic Forex trading and stock exchanges, where to get high profits you often have to wait for hours, days and even weeks, allow you to earn huge amounts of money in minutes.

All you need to do is to set the expiration time of the option ( and some other brokers allow you to set this value to 30 seconds), select an asset and specify the terms of the transaction UP or DOWN, that is, the price will rise or fall at the end of the option period.

Seems simple, but look at the yield! Brokers pay for every successful trade from 69 to 80% profit. And it does not matter how long your transaction is, whether it is 30 seconds or one day.

Let's show with an example how this happens. We went in and chose an asset:

Specify the term of the transaction until 21:20 (after 9 minutes it will automatically close):

Since a stable downtrend has formed on the chart, we decided to follow it and indicated the forecast as the main condition DOWN:

Securities do not change their trends as quickly as currencies and it is unlikely that something will change in 9 minutes.

If at the time of closing the price of Starbucks shares is lower than at the time of purchase, according to our DOWN forecast, then we will receive a 79% profit.

9 minutes flew by quickly and look at the chart at the time the option was closed:

In just 9 minutes we got 79% profit or from our investment amount in $80 net profit amounted to $63,2 (total revenue $143.2). These are not only highly profitable investments, but also very short-term ones.

Perhaps someone will object to the above example and say that this does not always happen, but the opposite result is quite likely, in this case we lose the entire amount of the investment. Yes, it is quite possible, because high-yield investment without risk practically never happens, and the loss is equally proportional to the probable profit, but if you apply, analyze and meaningfully make short forecasts, you can make more than 60% of successful transactions, and this can bring you a profit of 100-300% per month, thanks to proper capital management.

Risks of High Yield Investments

In order to achieve high profits, a high risk is needed, which is why the right one is needed, which means that you do not need to invest all the money in one project at once, but in several different ones, breaking the amount into parts, so that even in case of failure in some of them, the profit in others completely covered the loss of investment and still brought in a plus.

As a result, all risks are minimized, and the opportunity to receive high income remains almost at a high level.

If you find an error, please highlight a piece of text and click Ctrl+Enter.

Many are interested in the question - where can I invest money? And in the first place they put not an increased return on their investments, but the safety of funds, guided by the principle “it’s better to sleep peacefully and not worry about losing your money as a result of various force majeure circumstances.” It is for such investors that this article is intended. From it you will learn the most reliable investments of money.

I must say right away that absolutely reliable investments do not exist. There are always risks of loss, albeit minimal. Especially in our country. The fact is that the reliability of certain investments cannot be higher than the reliability of the country in which these investments are made. Therefore, for example, the reliability of bank deposits in our country and, for example, in Switzerland will be different.

Therefore, we will consider those investments, the reliability of which is higher in relation to others. So let's go.

The most reliable and stable investment of money

Investments in bank deposits

Opening a bank deposit is the first thing that immediately comes to mind. Putting money on a bank deposit - you will be charged a certain reward. You won't learn anything new. Probably everyone at least once opened a deposit in a bank. Let's just list the advantages and disadvantages of this type of investment.

Advantages:

1. The possibility of opening a deposit with a minimum amount. With only 1,000 rubles, in principle, you can already open a deposit
2. Huge, both in terms of interest rate and terms of placement
3. Fixed income. You will know exactly how much you will receive at the end of the deposit term
4. Deposit insurance. All deposits are insured by the DIA (Deposit Insurance Agency) in the amount of 1,400,000 rubles. If you have an amount that exceeds this limit, it is enough to open an account in different banks and spread this amount over several banks.
5. High liquidity. You can terminate the deposit at any time and withdraw the money. But in this case, you lose the accumulated income.

Flaws:

1. Let's face it, investing in bank deposits, cannot be called a good investment, due to their low profitability. Deposit rates are so low that they do not even cover inflation in the country. They can most likely be used either to form a "financial airbag" so that, if necessary, you can quickly withdraw the required amount. Or for accumulation, in order to later use it for investments in other, more expensive investments.
2. Although bank deposits are insured, in the event of force majeure situations, you will of course be refunded the amount, but you can forget about the accrued interest. The fact is that the law must be taken literally. And it says: "The amount of the deposit and all accrued interest are subject to return." But interest on the deposit is usually charged at the end of the term. And if the bank closed even 1 day before the end of your deposit term, you can forget about the return of interest. I can advise you to open deposits with monthly (quarterly) capitalization.

Investments in currency

If you look at the history of the ruble against, say, the dollar, then you see that there is a constant strengthening foreign exchange against the ruble. There are, of course, short periods when the ruble is strongly strengthened, but this is most likely an exception to the rule. And this period of strengthening lasts just nothing for a year - one and a half or even less. And if so, then investments in foreign currency can be considered as reliable stable investments. National currency is subject to periodic and therefore constantly loses to foreign ones.

The only condition for increasing reliability is a long-term investment calculated in years. By buying a currency for a short time, you risk buying at the peak, and then get into a long correction when the price falls and you find yourself in the red.

For an even greater increase in profitability, you can not only buy currency and keep it at home, but open a foreign currency deposit. And although the rates on it are not very high (within 4-5% per annum), I think additional income won't bother anyone.

Real estate investment

A very ambiguous way of investing money due to the high cost. Yes, and there is a lot of hassle. Recently, real estate does not bring those fabulous profits that it was 10-15 years ago, when it rose in price by 50-100% every year. Now there is a decline or sometimes a small increase in the cost of housing. Crisis anyway.

Nothing good about rental income either. Renting brings its owner an average of 6-8% per annum (of the cost of housing, of course). The same bank deposits can bring much more income, not to mention bonds.

But there is still a definite plus. This is an investment in an asset that is always valuable. There will always be a demand for housing. And no doubt - over time, its value will sooner or later grow.

Finally

Summing up, we note that speaking of reliable investments, it can be noted that the concepts of profitability and reliability are antonyms. Investment security automatically implies lower returns. A high return on investment is available when certain risks are taken.

What conclusions can be drawn. Such types of investments are designed primarily for capital protection and for a small return on inflation or slightly higher, in contrast to those that are primarily aimed at increasing capital.

They can be included in your portfolio in a certain proportion, adhering to the rule, achieving quite acceptable returns and a moderate level of risk.

Real estate, business.

Bank deposits (deposits)

This is the simplest, most elementary and reliable way investment of funds. You give yours to the bank under certain percentage. Bankers "scroll" this money by investing in other financial instruments. For which you receive a predetermined percentage of profit.

For example, you invested money in a bank for a year at 10% per annum. Bankers immediately give this money to another client in the form of a loan, but already at 20% per annum. As a result, the bank in a year returns your funds to you with accrued interest, and pockets the remaining difference.

The advantage of investing in a bank is that you know exactly how much money you can receive after a certain period of time, while other financial instruments cannot boast of this. You can calculate the profitability of a particular deposit using the deposit calculator, and if you need to calculate the amount of the overpayment for a particular loan, then use loan calculator.

On the topic of bank deposits, read:

Mutual investment funds (mutual investment funds)

This is the second most popular way to invest. In short, mutual funds are a collective financial instrument, when investors' money is invested in one big pot and then professional managers multiply this one big amount of funds by various methods.

Shareholders' funds (as those who have invested their money in mutual funds are called) are usually invested in stocks, bonds, gold, currency, etc. More precisely, they are not just invested, but they are managed. Any fool can just buy shares. The task of professional managers is to find such stocks that have fallen in price at the time of purchase and there is a possibility of their further growth.

In order to determine this probability, technical and fundamental analysis is used, the economic situation is studied both in the world and in a particular region, news is monitored, as well as many other parameters that are too complicated for a simple layman.

This is the essence of mutual funds, to save people ignorant of these issues from all these difficulties. If you have free funds and you do not have the opportunity to trade on the stock exchange from morning to evening, then it is easier to transfer this money to those people who have plunged into the topic of investing with their heads and have a lot of experience behind them. At least at the initial stage.

Further, as your experience in financial matters You can start buying stocks, bonds and other investment instruments on your own. More on this later, but for now let's get back to mutual funds.

Compared to other financial instruments, investing in shares is more profitable in the long run, but at the same time very risky.

Here you need to constantly keep abreast, monitor the situation in the markets, so as to prevent the loss of capital in a strong fall financial markets that occur during all sorts of crises.

To more clearly understand what profit can be made on shares, watch the video “How to earn 678% profit on Sberbank shares”.

Video: How to earn 678% profit on Sberbank shares

Bonds

This financial instrument is designed for people who are not inclined to risk. It is very difficult to get a big profit on it. Generally, the return on bonds is not higher than the return on bonds. bank deposits. Therefore, this financial instrument can hardly be called a profitable investment.

However, this does not mean that bonds should not be invested. The fact is that it is not recommended to “keep all your eggs in one basket”. Experienced and successful investors always spread their funds in several different instruments in order to reduce their risks.

Imagine that you have invested all your money in stocks, but after a while there was a crisis in the market and their prices fell. Along with this, the amount of your capital will decrease. To prevent this from happening, you need to invest part of the money in deposits, part of the money in bonds, gold, and so on.

In this case, you will lose on one instrument, but you will win on other instruments. But back to bonds:

A bond is a debt issue security, which confirms the right of its owner to receive a certain amount of money from the issuer.

And in order to understand how to properly distribute funds between various financial instruments in order to reduce risks and increase the profitability of your investments, read these articles:

Forex

Forex (Forex, sometimes FX, from English.FOReign EXchange- foreign currency exchange) is a market of interbank currency exchange at free prices.

The essence of Forex is speculation with the currencies of various countries. For example, you bought 100 euros for 90 dollars. And after some time they sold these 100 euros for 120 dollars. Thus, earning $ 30 on this transaction.

Forex trading is always going on currency pairs, as in the example above. Changes in the value of currencies occur constantly and depend on many factors. For example, in Greece the economy is not developing, the state does not receive profits, but the country needs to be supported somehow. Since Greece is part of the European Union (EU), everything in this country is sold and bought in euros.

Thus, the instability of the economy of one state influenced the attitude of investors towards the entire EU. Investors felt a threat to their capital and urgently began to get rid of the euro. All this led to a fall in the value of the euro against the currencies of other states. It is on such movements that money is earned in Forex.

This method of investing can be called profitable only if you yourself trade on Forex, when you already have extensive experience, your own strategy for entering and exiting the market, as well as an iron will.

There are only a few people who have made a fortune in forex. But those who tried to get rich on this and went bankrupt - millions. Draw your own conclusions.

Cumulative life insurance

This way of investing can hardly be called profitable. As the name implies, this is insurance in case of any unforeseen circumstances. Its difference from conventional insurance is that it is a combination of human life and health insurance with a program to accumulate, preserve and increase your capital.

If ordinary insurance simply pays you a certain amount in the event of an insured event, then in this case, if nothing happened during the entire period of the contract, then you will be able to receive either the entire amount accumulated over the years in full, or receive monthly payment until the end of life.

OFBU

OFBU stands for Banking Management General Funds. In fact, these are the same mutual funds, but with broader investment functions. On the one hand, this is a plus, since by investing in OFBU you have the opportunity to increase profits through wider investment combinations. On the other hand, it is more risky.

There were cases when OFBU showed a yield of 600% per annum. However, the main problem lies in the fact that the activities of OFBUs are not regulated by legislation, which is why they are less subject to control, unlike the same mutual funds.

There are also cases when the short-sighted activities of managers led to the complete collapse of the OFBU.

You can read more about the activities of general funds of banking management here:. On my own behalf, I will add that at the moment it is best to invest in OFBU such an amount of funds that you will not be sorry to lose if something happens.

hedge funds

I must say right away that in our country this is a relatively new and not sufficiently developed financial instrument, which is available only to wealthy clients.

Minimum amount entry here starts from a few hundred dollars to a million. In the West, hedge funds are very popular.

Hedge funds do not have a clear regulation, which allows them to freely choose enrichment strategies and use a wide range of financial instruments when investing money in various markets. The result of the work of hedge funds can be both super profits and huge losses.

One of the most striking examples of hedge funds is the Quantum fund, founded by the notorious , who was able to make a profit equal to $ 1 billion in a day!

Structural (structured) products

A structured (structural) financial product is a complex financial instrument that is issued, as a rule, by commercial and investment banks and created to meet the specific needs of customers.

This financial instrument became especially popular during the crisis. After all, when you invest in a growing market and constantly receive good profits, this is one thing, but when the situation on the markets is not stable, especially during crises, many investors are trying to find reliable ways to invest funds that will give them greater profits than banking deposits.

The essence of a structural product is simple - part of the funds, as a rule, 80-90% is invested in bank deposits or bonds, but the remaining 10-20% is invested in futures and options.

All this allows, in the worst case scenario, to stay with your money and not lose anything, at best, make a profit of about 20-30%. This is not very much, but it is higher than the yield on bank deposits.

But again, nothing to compare it to. For example, the most successful investor in the world, Warren Buffett, has been providing his clients with about 24% per annum over the past 35 years. 24% per annum does not seem to be much, but only Buffett and no one else can receive such a profit consistently for many years.

Gold and precious metals

For many people, wealth is associated with a mountain of gold. Since ancient times, this metal has been a symbol of wealth and power, so it has become the cause of quarrels, robberies, murders and even wars.

Gold should not be regarded as the most profitable way investment, despite the fact that in recent years it has risen significantly in price. The fact is that most often gold acts as a refuge for investors in difficult times.

When crises dominate the world, in order to wait them out, investors withdraw their savings from stocks, bonds and other financial products, and then invest in gold.

As soon as the crisis recedes, investors immediately look for more profitable ways to invest. This is the reason for the rise in the price of gold in difficult times. But then, the price of precious metals inevitably falls.

Real estate

Real estate has always been a profitable way to invest. Not only that, real estate itself does not depreciate and, as a rule, it only rises in price from year to year. But real estate also allows you to receive passive income from renting it out.

True, there is one serious “but” here, which is the high cost of real estate. In fact, this is an investment for wealthy people. Because of what, this method of investing should be considered not at the initial stage, but when you already have big capital and you have the opportunity to invest in various financial instruments.

True, there are exceptions. For example, you can profitable to invest in real estate at the stage of its construction. At this time, as a rule, there is no need to pay the full cost of housing and you can pay a certain monthly part.

Thus, if you have the opportunity to deposit the required amount and this will not affect the quality of your life, then you can safely look for suitable options. The fact is that at the construction stage, a square meter of housing costs much less than later, when the construction is completed.

Business

Each of the above financial tools, has a certain degree of risk (reliability). Depending on this, the range of possible profit changes. The riskier the financial instrument, the higher the return it can bring. However, so is the loss.

Each of these financial instruments has its own advantages and disadvantages. And under various life circumstances, it is worth choosing best ways investment. But, personally for myself, I have already determined the most profitable way To invest money is a business!

Why? Because business is unlimited dividends! And they will depend only on you. From your efficiency, imagination, diligence, ingenuity.

Any other financial instruments do not depend on you. They depend, for example, on the current market situation, on conditions determined by other people, on financial results a particular company, from the actions of speculators, from marketers developing certain financial products.

Building your own business is entirely up to you.

This is where you set the rules by which you will play. Here you decide how much income you will receive. Of course, business also largely depends on various external circumstances. But, in any case, the last word is yours, even if you decide to sell it.

In 2007, I opened my own business for the first time. It was a small tanning studio. More precisely, it was a small room in one of the hairdressers, in which I installed a solarium, all the necessary accessories, planted an administrator and began to earn money.

This business has many benefits. I will talk about them in future releases. For now, I just want to draw your attention to the fact that this business has brought me good dividends. For the year I received more than 100% per annum.

It was a great test, during which I was able to show many of my talents. Organizational skills, managerial skills, design talents, tested his advertising vision.