For all users who are clients of OTP Bank, there is good news: you can manage your bank accounts, cards, loans, deposits without visiting the office yourself, and at any time of the day.

Don't you like wasting time waiting in lines, looking for ATMs around the city and contacting a specialist who will try to sell you as many banking products as possible?

Manage all the capabilities of OTP Bank yourself at home, and select the services that you like. The application for the OTP Bank mobile will not only allow you to view information about your accounts, loans, debit cards, but also to implement Money transfers, pay directly from the card for mobile communications, home television, telephone, Internet, utility services, and even buy tickets for transport, cinema and theaters.

This is not all that is available to every client in the application. The software is designed in white and green colors, easy to use and easy to work with. Having navigated the menu, select the item that interests you, for example, transferring money, then select the parameters, and then the system will offer you detailed and understandable instructions on how to make a money transfer.

Features of the OTP Bank application

• Full management of your deposits, loans, debit and bank cards. You can carry out any operations and view detailed data online.
• Payment of loans, transfer of funds to other accounts and cards of any banks, in a variety of directions throughout the country.
• Easy to use mobile banking: enter your own password to log in and use all the services available to each client.
• Payment for communication services mobile operator, Internet, landline telephone, housing and utility bills, tickets, online purchases, electronic wallets etc.
• Information about the period when it is necessary to deposit funds to pay off the loan.
• Details about each service you used in your payment history.
• The ability to transfer funds between your own accounts and much more.

OTP Credit– a program from the official manufacturer OTP Bank. The application is designed specifically for bank clients; it allows you to track the status of credit cards and pay debts on them. It also has a detailed schedule with dates for making next payments. The presented program is intended for mobile devices with the Android operating system.

How to use OTP Credit

To view the loan status, the user must register in the system. In this case, you need to enter the mobile phone number that was previously specified in loan agreement. It is to this number that the system will send a registration code; you must enter it in the appropriate field and log in. After successful registration, the user will be able to see his active loans and the amount of debt on them.

Information on the payment schedule will be available on the main screen, as well as possible late fees (if the client has not paid the loan on time). In addition, it is possible to pay the loan directly in the application, transfer the required amount possible with any plastic card Russian banks. To do this, just press a few keys. OTP Credit also has additional settings where you can set a reminder about the upcoming date of the next payment.

How to get a loan

In addition, the program allows you to pay off loan debts and apply for your next loan online. To do this, you need to submit an application, after which one of the bank’s representatives will contact you and inform you of the result (will approve or refuse to issue a loan).

Main features

• OTP Credit – designed for OTP clients jar;
• Applies to official programs;
• Allows you to track the status of loans, pay off existing debts and apply for a loan online;
• There is a detailed payment schedule;
• Convenient and clear menu that even a beginner can understand;
• There are settings where you can enable receiving notifications about the upcoming payment date;
• Ability to find nearby bank branches on the map;
• Designed for mobile devices with the Android operating system of various versions;
• Distributed free of charge.

Just a few years ago, carry out financial transactions and control cash flows personal account It was possible only by visiting a bank branch. However, now active Internet users can have round-the-clock access to their accounts, repay debts, as well as make payments and pay for services around the clock. Technical specialists of OTP Bank have developed a multifunctional service “OTPdirect”, which allows clients to manage their finances from anywhere in the world.

Features and benefits of mobile banking

The free OTPdirect application opens up many advantages and opportunities for clients, among which are the following:

1. The ability to pay for various types of services via the Internet: from utility bills to payments for mobile communication services.
2. The ability to create and save templates with details for the prompt transfer of funds for regular payments in your personal account.
3. The ability to link e-wallet numbers to money accounts and top up their balance in a few clicks.
4. The ability to make payments using the details of any financial institution.
5. Possibility to create a schedule of transfers and payments taking into account personal wishes.
6. The ability to generate and print a detailed account statement at any time of the day. Moreover, each document is certified with a digital seal or signature and is no different from its paper counterpart.
7. The ability to make edits in the section with personal data, as well as customize the mechanism for receiving information alerts for yourself.

In addition to all the listed advantages, the OTPdirect application is, first of all, adapted for borrowers who can track the status of credit loan and all the nuances regarding its repayment.

How to install and where to download mobile banking?

Install mobile bank“OTP” can be done using the Apple Store for iPhone owners and the Play Market for Android device owners. These online stores offer the most latest versions mobile banking, including all the latest updates. When installing an application, it is important to ensure that the company is listed as the software developer OTP Bank Russia. It is strictly not recommended to download applications from other developers that are similar in interface and description, as there is a risk of third parties receiving personal data.

Connection conditions

To connect the service and log in to your personal account in the OTPdirect mobile application, you must be an existing client of OTP Bank. Internet users who want to become OTP clients must complete the following steps:

• Open an active account or deposit at any bank branch.
• Conclude an agreement for the provision of remote maintenance services.
• Activate debit or credit card in the bank; take out a cash loan or consumer loan at any of the banking outlets. You can select the nearest bank branch and view its operating hours using a detailed online map.

Clients who, at the time of opening an account or receiving a loan, refused to sign an agreement for remote maintenance, if desired, they can carry out this procedure after some time.

Login and password

To use the OTPdirect online service, you must log in to the system by entering your username and password. You must use your mobile phone number as a login, and as a password - secret code, which will be generated by the system and sent to the phone the first time you try to log in.

Bank clients can contact the 24-hour customer support service to clarify information about login data. To be able to provide secret information, the hotline operator will ask for a code word and passport data. If incorrect information is provided, the bank employee will refuse to disclose the information for security reasons.

If the password proposed by the system is difficult to remember, users always have the opportunity to change the password. To do this you need to do the following:

• Click on the “Change Password” menu item.
• Enter the current password in the data entry field.
• Enter a new password in the data entry field.
• Confirm the new password.
• Click on the “Run” button.

If you lose your new password, you can restore access to your personal account using this link. To receive a message with a new password, you will need to enter the code word as well as the card number. If there is no debit or credit card, you will need to enter the client’s personal data.

Safety and technical requirements

Before installing the OTPdirect mobile application, it is recommended that you familiarize yourself with the safety rules and technical requirements to personal gadgets. The application from OTP Bank meets all security and personal data protection standards. However, the bank cannot guarantee absolute security if the client himself is not interested in preserving personal funds and information.

Safety

For security purposes, users of the OTPdirect mobile application should adhere to the following recommendations:

• Download only the official application to your mobile device.
• Don't neglect software updates.
• Install and use only licensed anti-virus programs.
• Do not disclose personal password to third parties, including bank employees.
• When you finish working in the application, click on the “Exit” button.

Having noticed that the application was logged in from unknown devices, as well as if there is the slightest suspicion that the login information is known to third parties, you must immediately change the password, block access to OTPdirect yourself or by contacting hotline jar.

It is very easy to block access to your account yourself. In the digital menu of your personal account, you must select the “Settings” section. Then set the beacon in the “Suspend access” line.

Technical requirements

To be able to download mobile banking and to use its functionality, there must be uninterrupted access to the Internet. Also, software for devices on the iOS platform must be at least version 4.3. For gadgets on the Android platform, the software version must be no lower than 2.2.

Free mobile banking "OTPdirect" is a modern and multifunctional application for gadgets, thanks to which clients can carry out various operations with in cash, repay the loan and track its status, as well as pay for any services around the clock.

OTP Credit is an application for OTP Bank clients, thanks to which they can monitor the status of their loan. It contains a detailed payment schedule and can “count down” the number of days remaining until the next repayment deadline. This version of the application is intended for devices based on the Android operating system.

Credit status

To find out information about your debt, you must log in. To do this, enter the phone number specified in the loan agreement. The bank will send a message with a confirmation code to it. After logging into the application, you will see a list of loans indicating the total, paid and remaining amounts of debt.

By going to the loan information screen, you can view the payment schedule and penalties (if any). There is also a button to proceed to payment, which can be made from any card Russian bank, as well as a key to go to the settings menu. From the latter, you can set reminders about approaching payment dates.

To pay off your debt in cash, use the interactive map with the location of the nearest terminals and bank branches.

Applying for a loan

In addition to tracking loans, the OTP Credit application also allows you to apply for them online. After creating an application, a representative of OTP Bank will contact you and inform you about the results of its consideration.

Key Features

• provides detailed information about loans taken from OTP Bank;
• draws up a clear payment schedule;
• allows you to make a payment online (from your credit card balance) or find the nearest payment acceptance point;
• supports setting up pop-up notifications;
• makes it possible to apply for a new loan;
• Works on all current versions of Android.

Most of banking institutions for the comfort of their customers they develop mobile applications with which it is convenient to carry out any financial transactions online. OTP Bank software has also been created that allows using phone, pay loans or carry out other financial transactions.

In terms of functionality and interface mobile version jar practically no different from the products of other credit institutions. In order to perform various financial transactions through the software, just select the appropriate section in the menu. Operations are performed in just a few clicks on the screen of your mobile device With an app that offers OTP Can:

• Find out the exact payment amount by loan and the number of days to deposit it;
• View the loan repayment schedule;
• View the date the payment was credited and the amount of commission accrued bank;
• Pay off the debt loans using the balance on phone;
• Set up notifications that tell you when the next payment is due;
• Contact representatives credit institution;
• Top up your phone number balance;
• Pay housing and communal services or traffic police fines;
• Transfer funds to the card;
• Change your login and password to more secure ones if necessary.

Download the application

Mobile bank designed for gadgets running the Android or iOS operating system. You can download it in the AppStore and Google Play stores.

The advantage of the application is that it is completely Russified. It is compatible with devices running Android 4.0 and above and iOS 8.0 and above. The software requires an Internet connection to operate. The optimal solutions are wi-fi, 3G or 4G.

To install, you need to download the program, wait for it to automatically download and then enter your username and password, which are used for OTP Direct.

Connection

Bank suggests using software to repay credit and perform other financial transactions after connecting to online banking. Employees of the credit institution provide clients with a login and password to enter Personal Area.

If the software is disappointing, you can disable it by simply deleting it from your mobile device. In this case, you can easily continue to use Internet banking on any computer.

Attention! All information on this site is presented for informational purposes only. The site does not collect or process personal data. the federal law dated July 27, 2006 N 152-FZ “On Personal Data” is not violated.