Promsvyazbank types of cards. Tariffs and conditions for Promsvyazbank debit cards
Promsyazbank issues more than 8 types of debit cards. And for each of them the owner can receive cashback. But besides cashback, there are other nice bonuses:
- accrual on the balance,
- free service,
- points for purchases in certain categories;
- free withdrawals from ATMs of the bank and its partners;
- free courier delivery to 465 cities in Russia.
The conditions for Promsvyazbank debit cards are presented in the table.
Map type | Service | Additional card service per year | Limits on cash withdrawal monthly/daily | Advantages |
Your cashback | · free of charge if the purchase amount or account balance is more than 20 thousand rubles; · 149 rubles if conditions are not met | 150 thousand rubles/3000 thousand rubles | · Cashback up to 5% on 3 selected categories; · 5% per annum on the balance; · 1% cashback on all purchases; |
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"In move" | · Free if the purchase amount is over 5 thousand rubles; · 99 rubles/2 dollars/2 euros, if conditions are not met | · 5% income on balances over 5 thousand rubles; · Possibility to open an account in rubles, dollars and euros. |
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"Pension" - | No charge | No charge | 125 thousand rubles/300 thousand rubles | · Free withdrawal of up to 50 thousand rubles from all ATMs in the country; · 5% per annum on balances over 3,000 rubles; · Cashback 3% in pharmacies and gas stations; · Cashback up to 20% in the Mir affiliate network |
"Your PSB" | 100 rub. per month | for free | 150 thousand rubles/600 thousand rubles | · 2 free debit cards in any currency; · Free money transfers up to 10 thousand rubles |
"Your PSB Premium" | 700 rub. per month | for free | 400 thousand rubles / 1 million rub. | Transactions without commission: · external transfers up to 20 thousand rubles without commission; · cash withdrawal abroad without. |
"World map without borders" | 300 thousand rubles/600 thousand rubles | · accrual of miles for purchases; · insurance for traveling abroad. |
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"Good mood" | 100 thousand rubles/600 thousand rubles | · 4% charge on the balance if the balance is more than 5,000 rubles. |
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"All inclusive" | No more than 1 million rubles per month | · free service; · cashback up to 2%; · interest on balance up to 8%. |
Tariffs for Promsvyazbank debit cards differ, but still have common features:
- validity period - 4 years;
- all cards can be made into salary cards;
- commission for cash withdrawals from third-party banks - 1%, min. 299 rub.
Only Pension card holders can withdraw up to 50 thousand rubles without commission from any banks
Recipient requirements
Depending on the type of card, different requirements are imposed on its recipient. For example, clients can receive a pension card:
- at the age of 55 years for women and 60 years for men;
- who have no more than 1 year left before reaching retirement age;
- who presented documents confirming their pension category.
The general requirement for all recipients is to be at least 18 years old.
Required documents
- pension certificate or combat veteran certificate;
- a valid military identification card or other official identification. - for citizens aged 35 years and older.
Ordinary pensioners must present a pension certificate or a certificate from the Pension Fund of the Russian Federation on the assignment of a pension.
Online card order
You can order a debit card from Promsvyazbank online in 2 ways:
- in Internet banking;
- on the website by filling out an online form.
You can also leave a request by calling 8 800 333 03 03 or at the bank office. When applying online, you only need a passport. Within 5 minutes after sending the questionnaire completed on the website, the manager will call you back and advise on the product.
On the appointed day, you need to visit the department with your passport and the necessary package of documents. Here you need to sign a loan agreement.
You can receive a ready-made Promsvyazbank debit card at a branch or by courier. He will deliver the card to the address specified in the application: home or work.
Cashless payments are becoming more and more popular every day. And this is natural! After all, in this way you can ensure better safety of funds: even if the card is lost or stolen, its account can easily be blocked and thereby limit access to your hard-earned money.
Debit cards for non-cash payments are offered by almost all financial institutions. Within the framework of this article, we will consider the products that are available at Promsvyazbank.
Types in Promsvyazbank
So, what debit cards does Promsvyazbank offer? This company has 3 main debit products:
- Cards for the “Your PSB” program.
- All inclusive.
- "Good mood".
Each option has its own specific features, advantages and disadvantages. To help a potential client make a quicker choice, you should consider all options more carefully.
Programs "Your PSB"
This program is based on 3 card products. This:
- "Your PSB";
- “Your PSB plus”;
- "Your PSB Premium."
The first of the proposed options from Promsvyazbank is debit cards, the tariffs for which are minimal among other products. They are also the simplest and most understandable. The cost of service is 100 rubles per month. But the bank undertakes to remove this payment (that is, make the service free) if one of the following points is fulfilled:
- Transactions to pay for purchases in the amount of 10 thousand rubles or more were carried out using the card per month.
- In a month, purchases were made for the amount of goods from 5 thousand rubles + there is always a balance of 30 thousand rubles on the account.
- The account constantly contains funds in the amount of 100 thousand rubles.
The cost of servicing “Your PSB Plus”, in turn, is 300 rubles per month. But free service is also available here if one of the following conditions is met:
- The card paid for goods worth over 30 thousand rubles per month.
- In a month, purchases in the amount of 15 thousand rubles were made with the card + at least 100 thousand rubles remain in the account at all times.
- The account always has a balance of half a million rubles.
The advantages of the second product “Your PSB Plus” over “Your PSB” are as follows:
- Supplement to the savings account in the amount of 0.5%.
- Free SMS information.
- 20% discount on safe rental.
Servicing “Your PSB Premium” will cost the holder 700 rubles per month. But this cost can be reduced to zero by simply doing one of the following:
- Purchases in the amount of 115 thousand rubles per month were paid using the card.
- In a month, the card paid for goods in the amount of 20 thousand rubles + the account always has a balance of at least half a million rubles.
- The account contains funds in the amount of one million rubles.
The advantages of the latter product over the others are:
- Accrual of 1% to the savings account.
- Free SMS notifications, cash withdrawal abroad.
- Preferential currency exchange via the Internet.
- 25% discount on safe rental.
All inclusive
This is a premium debit card of Promsvyazbank, the reviews of which are only positive. And all this is due to the fact that when making purchases with such a card, its holder will return a certain amount to his “plastic”. And in this case it is equal to up to 5% of the amount of paid goods and services. That is, any spending of money will allow you to earn a little extra money!
In addition, there are other advantages of this product:
- Possibility to choose the frequency of debiting funds for services (once a month or a year).
- Free service when maintaining a certain account balance.
- Free cash withdrawals from ATMs of Promsvyazbank and its partners.
- Free online and mobile banking.
- Reliable protection against fraudsters.
"Good mood"
Sometimes the client is in a hurry and needs to receive debit cards in a matter of hours. Promsvyazbank is ready to help out in such a situation. There is an excellent offer for them - a product called “Good Mood”. A bank employee will be able to issue it on the same day of application. In addition, this card has the following advantages:
- Bright and beautiful design.
- Interest accrues on the balance from the first month.
- Availability of Internet banking. It allows you to easily and simply manage your funds in your account.
- Discounts up to 40% on a list of goods and services from partners of Promsvyazbank.
Order a debit card
If you want to order one of the proposed products, you need to follow one of the proposed options:
- Contact the office of the financial institution in question.
- Apply for registration through the official website of the company.
- Log in to the official website of Promsvyazbank.
- At the top of the page that opens, you need to find the “Online Services” section and click on it.
- Select “Application for an All inclusive card” in the window that appears.
- A page with a questionnaire will open. Here you will need to fill out all the proposed fields, namely, enter information about the applicant’s full name, his date of birth, and contact information.
- After filling out all the data, you will need to click on “Submit Application”.
After some time, a bank employee will contact the applicant and discuss all the details of the order.
Bank card store
Those who want to stand out from others by having an individual, bright and unique card should definitely take advantage of the special service offered by Promsvyazbank. Debit cards, the limits of which are identical to the All inclusive product, can be issued in any form. In this case, you have the opportunity to choose either a ready-made card design or upload your favorite image.
To implement such an idea, you need to take the following simple steps:
Let the information provided about what debit cards Promsvyazbank offers be useful to the reader and he will choose exactly the product that will ideally satisfy his desires and requirements.
Promsvyazbank is one of the largest private banks in Russia. It has more than twenty years of history. Like many other serious financial organizations, Promsvyazbank offers its clients gold bank cards with the appropriate design. They are truly capable of emphasizing the high status and special privileges of their owner. At the moment, Promsvyazbank issues 4 types of such cards:
- PSB-gold;
- PSB salary card;
- PSB Planet Gold;
- Profitable debit card Gold.
The last three cards from the list are debit. We'll talk about them below. All these plastic cards are equipped with a chip, which ensures ease (no need to enter a PIN code) and security of payments. But each of them, of course, has its own characteristics.
Gold salary card from Promsvyazbank
Salary card PSB Gold- another “gold” banking product that is in significant demand. Promsvyazbank offers favorable terms of cooperation to companies and enterprises, and provides very wide opportunities to employees who become card holders. You can, for example, receive discounts of up to 40% when paying for goods in partner stores this private bank.
There are other advantages of the Promsvyazbank gold card that all potential clients would do well to know about. Salary card holders have the right transfer from them up to 10 thousand rubles at a time without commission. Plus, at any time the owner at his request, a loan can be provided without proof of income in the same Promsvyazbank - the borrower in this case will only need a passport.
PSB Planet cards for active people
Those who travel a lot and often should take a closer look at PSB Planet Gold cards. They exist in two variations. Some clients will be interested in the gold debit card of Promsvyazbank PSB Planet Gold, while others will probably prefer a credit card. However, in appearance, these two products are no different from each other.
The main feature of PSB Planet Gold debit cards is availability of so-called bonus miles. That is, for every 100 rubles spent on travel (we are talking about expenses on air and railway tickets, trains, cruises, hotel reservations, etc.), 1.5 bonus miles are returned to the owner. He can spend it next time. PSB Planet Gold has significantly fewer restrictions than many other similar travel cards.
During the first year the client is served free of charge Moreover, the card can be freely used abroad. However, no matter where you use PSB Planet Gold, it is worth remembering the limit on cash withdrawals. Specifically for these cards it is 600 thousand rubles per month.
Income card Gold
Worthy of special mention is profitable gold card. Promsvyazbank created it for those who want to receive interest on the deposit of their finances, and at the same time have constant access to them. The card can be used all over the planet, in all places where VISA and MASTERCARD operators operate.
All clients who have become owners of income cards can, even in foreign countries, receive bank support and use the “Emergency Cash Issue” and “Emergency Card Replacement” assistance services. Customers are also automatically connected to the PSB-Retail remote service system. It's a simple and truly convenient way to manage your own money and accounts online. PSB-Retail allows you to perform about four hundred transactions directly from home.
Funds from an income card can be withdraw from ATMs of third-party banks for a 1% commission. Wherein 5% per annum is charged on the balance(but provided that there will always be more than 50 thousand left on the account). After just a month of use, the first interest will be accrued!
A debit card is designed to store the personal funds of its holder. It is convenient for her to pay for goods and services, as well as make transfers. Some debit products have an overdraft, which is a line of credit. The Promsvyazbank (PSB) bank card store is very large. You can familiarize yourself with their features in this article.
Map overview
Debit plastic acts as an electronic wallet. It’s worth getting it from PSB, because the bank has developed several types of cards with excellent conditions. All cards are suitable for PayPass/payWave contactless payments.
Your cashback
The holder of this card has the opportunity to save when using the card. He will receive 5% cashback on the balance and cashback on purchases in the amount of 3%.
Accumulated points can be converted into rubles and spent on other necessary things.
The following conditions apply to the card:
Athletes and fans of an active lifestyle should pay attention to this product. The card gives you the opportunity to receive financial benefits from your hobby. When making purchases on a sports theme (uniforms, equipment, fitness club or swimming pool services, etc.), the holder will be awarded bonuses according to the scheme 7/5/3/1 points per 100 rubles. In this case, the cost of 1 point is 1 ruble.
The number of bonuses depends on the purchase amount:
The product terms are as follows:
Your PSB
Plastic can be serviced using PSB. However, to do this, one of the following requirements must be met:
- expenses per month - 10,000 rubles;
- account balance - 5,000 rubles monthly + 30,000 rubles;
- The account balance is 100,000 rubles.
The standard cost of service is 100 rubles per month.
Some privileges for the user always remain free:
- payment for services in online banking;
- transfers in the amount of 10,000 rubles to third-party financial organizations;
- program “World of PSB Discounts”;
- PSBonus program;
- cash withdrawal from ATMs of PSB and its partners.
You can open a plastic card not only in national currency, but also in foreign currency. The client can additionally receive 2 more cards.
Your PSB Plus
This product has favorable conditions. A bonus in the amount of 0.5% of the available amount is received monthly on the savings account. Among the features of the card is servicing at the expense of PSB, subject to one of the following conditions:
- monthly expense is 30,000 rubles;
- the balance on the card every month is 15,000 + 100,000 rubles;
- the total account balance is 500,000 rubles.
If the conditions are not met, then the cost of service per month is 300 rubles. This price includes the following privileges:
- opening a card in different currencies;
- online banking and transactions therein;
- transfers in online banking for 15,000 rubles;
- SMS notification and receipt of certificates;
- 20% discount on safe rental.
In addition, the “Your PSB Plus” debit card requires the holder to connect to various bonus programs, including “PSB World of Discounts” and PSBonus.
Your PSB Premium
The card will be useful for those who regularly travel abroad. The following conditions are provided especially for travelers:
- insurance in the amount of 50,000 euros;
- individual currency conversion rate;
- commission-free cash withdrawal abroad.
However, you can use the card profitably in Russia. It belongs to the category of premium products, therefore it guarantees the holder a number of privileges:
- 1% bonus on savings account;
- 5 additional cards;
- premium service operator;
- free transfers to other banks for 20,000 rubles;
- commission-free payments in Internet banking;
- discounts and participation in bonus programs.
The cost of card maintenance is 700 rubles per month. However, it can be free if the user pays with a card for 115,000 rubles every month, the monthly balance is 20,000 rubles + 500,000 rubles, and the total is 1,000,000 rubles.
All Inclusive with individual design
The special thing about the card is that it allows its holder to create the design themselves. A suitable image can be found in the PSB catalog. You can also use a photo of your family, your favorite pet, or yourself. Such original plastic will help you stand out from the crowd and attract everyone's attention.
The holder can save on card maintenance if the minimum balance on it is 50,000 rubles.
Good mood
The plastic has a bright and unique design that will always delight its owner. However, it is worth ordering this particular type of PSB plastic not only because of its bright appearance. It has many other advantages:
- 4% is added monthly to the account balance;
- connection to the discount program “World of PSB Discounts”;
- receiving bonuses under the PSBonus program;
- free internet banking;
- commission-free payment for services in a mobile bank.
“Good mood” is an instant card, that is, you can receive it on the day you apply.
World map without borders
This product is intended for avid travelers. It provides the most favorable conditions for using plastic to pay for tours, purchase tickets, and hotel reservations. For each such transaction, miles are awarded in the amount of 1.5%. For purchases abroad, cashback is 1%. You can convert accumulated miles into rubles through online banking.
When opening a card, each user receives 500 welcome miles.
Cardholders also receive free insurance. It will come in handy if you are on the road or in another country in case of an unforeseen situation. The policy coverage is 50 thousand euros.
Other features of the card are shown in the table:
How to apply and receive?
You can get plastic at any operating PSB branch. To do this, you need to write a document for the selected product and provide an identity document. Typically, plastic production takes 7 days.
You can order plastic online by submitting a request through the website. To do this, you need to fill out the form, indicating your full name and contact information. After 15 minutes, a manager will call you back to the specified number, who will issue a new card and set a time when it can be picked up at the office.
Promsvyazbank has developed a wide range of debit products with favorable conditions and bonuses. Each client will find a suitable option for himself. You can order a card at a bank or on the website.
Promsvyazbank offers its clients in Moscow and the Russian Federation to issue debit cards on favorable terms with different terms of service, additional features and services. Hurry up to get a debit card from PSB in Moscow and the regions: a wide selection of products will allow everyone to find the most suitable option.
Peculiarities
To become the owner of accumulative income cards from PSB, pay attention to such products as “Income Card” and “Good Mood”:- solid income percentage;
- worldwide service;
- favorable tariffs and limits, free Internet banking connection;
- discounts and bonuses from partner companies.
Registration and receipt
Basic conditions for registering and opening a savings account from PSB:- availability of Russian citizenship and permanent registration/place of work/actual place of residence in the regions where bank branches operate;
- age 21-63 years;
- Availability of contact numbers (mobile and home).