Timely repayment of debts has a good effect on credit history every client. Cetelem Bank offers all the convenient payment methods that exist today.

Payment methods for a loan at Cetelem Bank

Master Card

Paying a debt to a financial institution remotely using a special service My bank through your personal account. The name of the financial organization does not matter; the fee for the transaction is 0,8% from the sum. Money is credited within one business day, from MasterCard cards the maximum you can contribute 75,000 rubles.

Visa card

Also using the service My bank and from the official page of Cetelem Bank. Maximum amount to pay off debt - 75,000 rubles with write-off 1,6%.

Other banks

You can pay off your loan debt with Setel at any other financial institution in Russia at the rates established by them. To do this, you will need a passport, bank details, credit account and agreement numbers.

Gold Crown

Euroset, Beeline, and MTS showrooms have special customer service points. Money is credited within one day. Interest rate may vary depending on the place of payment. Minimum it is 1%. You can deposit from 50 to 600 thousand rubles. If you want to pay your debt this way for the first time, you need to provide a passport with your last name and initials, phone number and credit account. Then you will only need a mobile number or an identification card received for the first time with all the data.

QIWI terminals

Service for making payments, with which you can make loan payments within one day from 100 to 15 thousand rubles with a charge 1,6%. In the Qiwi terminal, you must indicate the details of your agreement with the bank and the financial institution Cetelem itself.

Through the Visa Qiwi service on the website qiwi.com– create your own or download mobile app to your mobile phone.

Payroll loan repayment

This occurs only after the borrower submits a corresponding application to the accounting department at the place of work. Payment is made according to the tariffs of the servicing bank. In this case, the specific day for making the payment depends on the employing organization.

Post office

This is an opportunity to make a payment while branches are open. Upon provision of a special form from a financial institution additional payment for the operation will be 1,7% from the money deposited, but the amount must not be less 40 rubles. Money arrives within 10 days from the moment of payment.

Rapida

Payment points located throughout the country. For transferring money in this way, the account will be debited 1% from the specified amount. The terms of transfer and the cost of the operation may differ at each reception point - in the Svyaznoy and Eldorado chain stores no less 50 rubles; at Tekhnosila retail outlets - from 60 rubles, and in “M.video” - from 65. The contribution should not exceed 15 thousand rubles. There are also differences in the timing of admission. money transfers. On the payment day, the money arrives if you deposit it before 15:00 on the 7th and 17th of each month, excluding weekends and holidays. When making a payment on all other days, the funds arrive in the specified account within two business days.

Eleksnet

Terminals from other financial organizations that allow you to transfer money without charging a commission within 4 days. Minimum amount – 15 thousand rubles. Through electronic service You can pay a loan on the Eleksnet website from 100 rubles.

How to pay a loan with Cetelem through Sberbank

You can repay your loan debt with Setelem at any branch of Sberbank, even if it doesn’t have open account. You just need to provide bank details, contract number and other information. You need to have your passport with you. If you have opened an account and issued a card, then you can pay for a loan from Cetelem using Sberbank yourself and without visiting branches:

1. Sberbank ATMs. If available a plastic card Sberbank, then at any ATM of this network you must select the following items: Transfers and payment – Payment of loans from other institutions – Sethelem. All information about the bank will appear automatically, the client only needs to enter the loan payment amount and other data
2. Sberbank Online. This function allows you to pay loans remotely without personally visiting ATMs or bank branches. To use it, you need to register on the official website of Sberbank and log into your personal account. Further instructions for paying off the loan with Setel are as follows: Section Translations – Payment of loans to other institutions – Bank Cetelem – filling out a payment slip – transaction card– confirmation of the selected action

Autopayment from Sberbank

When using the Sberbank service Online client accesses the function . After the first loan payment, all data is saved automatically. In the Autopayment section, you can set up a template according to which the system itself will pay the loan with Setel on a monthly basis. The day before payment, the client receives a notification in the form of SMS. When the deadline arrives, the money is transferred, about which a corresponding notification also comes. If there are not enough funds on the specified card, the system will warn you about this. The client can cancel the payment at any time if it is not necessary. If you have any questions, please contact the bank's support service by phone. 8 800 555 55 50

This financial institution issues throughout the country, providing a wide selection in the form of credit cards, car loans, and loans for urgent purchases. These loans can be repaid without paying commissions. The ability to pay a loan online through Sberbank at Cetelem Bank is an advantage. Let's look at how this is done technically in more detail.

The algorithm of actions will consist of certain stages:

1. First you need to register in your Sberbank personal account. This precaution allows you to protect yourself from fraudulent manipulations with bank accounts. Registration is carried out as follows:

• on the page you should click the “registration” link;
• enter the number in the window that opens plastic card, press the “continue” command;
• A registration confirmation page automatically appears;
• a code is sent to your mobile phone and entered into a special field;
• On the new page, a login and password are set, with which you can log into your “personal account” at any time. The email is indicated on the same page;
• By clicking “continue”, you will be taken to a new page that will notify you of successful registration.

Registration in Sberbank Online

1. After this, you need to go to the “Transfers and Payments” section. A window will open in which you should activate a button called “Repay loans from another bank.”
2. The selection of the required banking point is carried out. The information base contains details with which you can make payments to Cetelem accounts. From this we can conclude that it is possible to pay for a loan using the services of the online Savings Bank without any particular difficulties.
3. You will also need to fill out a special form in which your name is entered, contact number work or home phone number, loan agreement details. In addition, you should select a card or account from which the transfer will be made.
4. By selecting the “continue” button, your mobile device a message will be received with the code specified in it, with the help of which further actions can be carried out. Your transfer will be processed by Sberbank only after you enter the code numbers in a special window and confirm your actions.

Auto payment

Using this service, it is possible to pay a loan via the Internet with a bank card. – this option allows you to repay the loan, completely eliminating the delay. The system will automatically translate financial resources to the account of Cetelem Bank. To activate a transaction in automatic mode, select the “My Auto Payments” section in the menu.

When setting up this service you will need:

• determine the recipient, enter details if necessary;
• clarify the contract amount, document details, full information about the payer;
• mark the card or account number from which the transfer will be made;
• enter one or more numbers of the month when the money is expected to be written off.

It is recommended to indicate the period indicating the execution of the transfer a certain number of days earlier than the deadline determined by the bank. Transferring money to other organizations usually takes about four days.

It is very important that the loan is repaid in full on time. If you do not do this, your money will continue to be regularly transferred to the personal account of the recipient you have designated. It’s easy to stop the process - you should activate the special “disable payments” function.

You can pay your Cetelem Bank loan through an ATM

ATMs

Where can I pay for a Cetelem Bank loan without commission if there is no computer nearby? A self-service system is at your service. To transfer loan installments using an ATM, you will need a plastic bank card, even a regular salary card.

On the main page you need to find the necessary items and act in a certain sequence:

• “Transfer and payment”;
• “Payment of loan funds from other organizations”;
• Cetelem Bank.

It will open before you payment order, in which you must indicate all the information regarding the transfer - amount, additional information. The convenience lies in the fact that all the addressee’s details are entered automatically.

Bank branches

We found out how to pay for a Cetelem loan through Sberbank online, and how to make a transfer using an ATM. But there is another option that many are beginning to forget today, keeping up with the times. These are the bank's cash desks known to everyone.

To make the payment, the employee is provided with the necessary details of Cetelem, INN and BIC.

In addition, the full details of the payer, the transfer amount, and the number of the loan agreement are provided. In addition, the assignment will need to indicate the period for which contributions are transferred.

Upon payment credit loan You will need to present your passport at the ticket office. The maximum transfer period takes up to two banking days, money is often credited within one day. Contributions are accepted in two ways - cash and non-cash. But you should be careful here - the bank will charge you additional commissions for money transfer services. It turns out that the most comfortable payment option is online transfer.

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By contacting credit funds At Cetelem Bank, many clients do not immediately wonder how to pay for a loan online. I would like to immediately inform you that there are many ways to do this and it is worth considering the nuances of each of them, choosing the most suitable one for yourself and understanding the payment scheme itself.

How to pay a loan with Cetelem through Sberbank online

The first thing that comes to mind is to use a common service to pay for “everything”. And this is true, because Setele has a direct connection with Sberbank.

In order to pay Setelem’s loan through this service, you must be a client of Sberbank. Have payment card and register in the Sberbank-online system. Thus, you can conveniently put money on the card and transfer it to repay the loan. To do this, select the “Payments and Transfers” section in the main menu, select “Repayment of a loan in another bank” from the list provided, and select Cetelem Bank from the suggested names.

It is worth considering that with this payment method, Sber charges a commission of 1%, and the funds are credited to the Setele account within 3 business days. Therefore, pay monthly payment should be done a little in advance, 5 days before the deadline.

You can pay for a loan from Setelem Bank without commission by activating the “Autopayment” service in your Sberbank-Online personal account. To do this, you need to select “My auto payments” - “Connect auto payment” in the right menu list. On the action page, select “Pay a loan from another bank” and fill out a simple form. The specified amount will be automatically debited from the selected card on the specified date.

Other banks and cards

Cardholders of other commercial banks can pay for a Setel loan via the Internet with a bank card.

To do this, you must be registered in the “My Bank” service from Cetelem Bank. In your personal account, you can pay the next payment using VISA and MasterCard cards. Funds are credited within 24 hours, but the bank charges a 2% commission. And the maximum possible amount to be paid is limited to 75,000 rubles.

Other payment methods

You can pay the loan through electronic payment services (wallets). In particular, this is a QIWI wallet. As the holder of this electronic account, you can make payments using any in a convenient way(from the account of the wallet itself, any bank card, another electronic wallet).

In the wallet menu, select “Payments” - “Loan repayment” - open the full list of banks and select Setele. Next, fill in the details, select where the funds will be debited from and confirm the action.

Funds are credited to the credit institution’s account within 1 day.

The Yandex Money service also offers the opportunity to pay for a loan from a specified bank. To do this you need to go to home page Yandex Money in the “Payment for services” section, select “Finance and credit” in the catalog, select the desired one in the list of banks.

Fill out a simple form and select a source for debiting money. The service also offers to set up automatic payment for this operation, however, the commission for this repayment option still remains.

The money will reach the recipient in just 24 hours.

Cetelem Bank offers a variety of loan payment methods, including both remote ones, performed from a computer or smartphone, and those requiring a direct visit to the bank. Below are the implementation procedures and capabilities of each of them.

Payments via the Internet

Remote payment methods require a valid bank card and free access to the Internet. Let's look at popular payment options bank debt through the Internet.

"Sberbank Online"

To pay off debt through Sberbank Online you will need:

• availability of a Sberbank card;
• connection to the online banking system.

A transfer fee of 1% of the payment amount is charged. However, if you activate “Autopayment”, the operation will be carried out without commission. Enrollment occurs on the current working day, if done before 20-00 Moscow time, if later - then on the next day, also working days. If the transfer amount is more than 15 thousand rubles, then the period will be 3 working days.

From a card via the bank's website

Available on the Cetelem website online enrollment money to a credit account from a bank card. The payer just needs to enter the card details of the sender and recipient:

• number;
• month year;
• code cvc2 or cvv2.

For Mastercard the commission will be 0.8%, for Visa – 1.6%. In both cases, the maximum amount is 75 thousand rubles, the money arrives within 24 hours.

"My Bank" system

Bank clients can use the personal account of the “My Bank” service to repay debt. For authorization, you will need to enter the following data:

• № loan agreement;
• passport details;
• the phone number you provided when concluding the contract.

Commit online payment You can use a card from any financial institution. The commission is charged and amounts to:

• 1.6% when paying via Visa;
• 0.8% for MasterCard.

You can also pay your debt in Cetelem through the “My Bank” application for mobile devices. The program allows you not only to make a payment, but also to check the status of past transactions, view the repayment schedule, the nearest branches, details for transferring to an account, as well as order early repayment or contact a bank employee with a question.

In offices and ATMs

If you don’t trust online payments and are used to keeping everything under personal control, use ATMs to pay off loan obligations or visit bank branches.

Sberbank branches and terminals

Sberbank is one of the shareholders of Cetelem, therefore it provides its clients with various opportunities that simplify loan servicing. In particular, you can make a loan payment at a branch or terminal equipped with a cash acceptance function.

To make a payment through a branch, you will need a passport and loan agreement number. In this case, the commission will be 2-3%, and crediting occurs within 4 working days.

To pay through the terminal you will need a Sberbank card. The procedure and conditions are similar to those in the Sberbank Online system.

Eleksnet terminals

Using Eleksnet payment terminals, you can pay a loan without commission. For this it is enough:

• In my search in the terminal, select “Cetelem Bank”;
• enter the contract and loan account number;
• deposit cash cash;
• receive a check confirming payment.

The money will arrive in the bank account within 4 days.

You can also make a payment through the system website without registration from any bank card using the contract and account number. The same can be done through online wallet"Eleksnet", while it is possible to save the payment for quick transfer in the future.

Transfer through third party banks

You can pay your existing credit debt at any financial institution. You will need to have the following with you:

• passport;
• loan agreement number;
• banking information (details).

You can find out about the amount of the commission when making a payment from any operator of the bank you have chosen; the credit period is 3 days.

Other payment methods

If for some reason the previous repayment options credit debt are not suitable or available to you, Cetelem offers alternative ways transfer of payment.

Payment systems

Use the services of popular payment systems “Rapida” and “ gold Crown» available in retail chain stores:

• Euroset;
• Messenger;
• El Dorado;
• Technosila, etc.

You will need to have a loan agreement and your own passport at hand. In Euroset you will additionally need a number mobile phone.

When making a payment in the Rapida system on the 7th and 17th of each month before 15-00, funds are received on the same day. If these days fall on holidays, then on the next working day. In all other cases, the period reaches 2 days.

There is a commission of 1% for the service, in many cases there is a minimum fixed amount. Through Rapid you can send no more than 15 thousand rubles at a time; in Zolotaya Korona the limits are much higher (from 100 to 600 thousand rubles), plus the period is only one day.

Post office

Debt settlement through Russian Post allows residents of remote regions and small settlements pay the loan on time. It is important to take into account that funds deposited in this way will arrive in the account on average in 7-10 days, the commission for payment is 1.7% (but not less than 40 rubles). Therefore, you will have to pay in advance. Before paying, it is advisable to call the bank’s hotline and clarify:

• balance of debt;
• amount minimum payment for the current date.

To deposit funds you will need to present to the cashier:

• passport;
• loan agreement.

Transfer from salary

If you have a permanent job with a “white” wages and do not intend to quit, you can pay off bank debt with the help of your accounting department. To do this, you will need to write an application for monthly deduction of the amount from your salary to pay the loan. According to the instructions, accountants will transfer funds from the company account to your credit account on the specified date of each month until full repayment debt.

To pay for loans, Cetelem Bank borrowers have access to the entire network of Sberbank ATMs and self-service devices. In addition, there are other ways to repay loans. Read the article about how to pay off a loan with Setel.

Cetelem Bank: loan repayment at the organization's offices

The bank's website contains an information map that makes it possible to determine the location of offices in a specific locality.

To repay the loan, the bank branch has access to the Internet resource “My Bank”. Cash payment is not provided.

How to pay for a Cetelem Bank loan at payment terminals and ATMs

The availability of payment terminals and ATMs makes the procedure for repaying Cetelem Bank loans quick and easy. Payment is accepted by Qiwi terminals, as well as ATMs and self-service devices of Sberbank.

The Qiwi service allows you to deposit cash using your loan agreement number. The maximum contribution is 15 thousand rubles. Payment is credited no later than 3 days from the date of payment. The commission is from 1.6% of the contribution amount, but not less than 100 rubles.

Numerous Sberbank terminals allow you to repay your Cetelem loan debt without queues or paying commissions. To transfer funds, the borrower must have bank card Sberbank. The operation is performed in the menu item “Repayment of loans from other banks”. In the list of organizations you must select “Cetelem Bank” LLC. Enrollment periods range from 1 to 4 days.

Bank Cetelem: pay your loan online

A borrower who has taken out a loan from Cetelem Bank has the opportunity to use the “My Bank” Internet resource. Login Personal Area is carried out by entering the series loan agreement number and passport number and mobile phone number. Write off funds is available from Visa cards or MasterCard of any bank. In the first case, the commission is 2%, in the second – 0.8% of the amount. Maximum size one payment – ​​75 thousand rubles. There is no limit on the number of payments per day. The money is credited to your credit account within 3 days.

Setelem borrowers who are clients of Sberbank repay loans in the Sberbank Online service. The transfer operation is free. The maximum transfer time is 4 days. It is possible to use the Autopayment service.

Cetelem Bank: loan payment in other ways

1. Qiwi e-wallet. Commission - 1.6% of the transfer amount, minimum 100 rubles. The maximum payment amount is 15 thousand rubles. The money is credited to your account within 3 business days.
2. Eleksnet payment system. Transfer fee – 1.5% of the amount, minimum 50 rubles. The maximum write-off amount is 15 thousand rubles. Time for transfer – 4 days.
3. Rapid payment system. Commission – 1% of the amount, minimum 50 rubles. (in Tekhnosila stores – 60 rubles, M.Video – 65 rubles). Maximum payment – ​​15 thousand rubles. Money in the account – within 3 days. The exceptions are the 7th and 17th of the month. If paid before 15:00 on these dates, the amount goes to its intended destination on the same day.
4. Postal transfer. Commission – 1.7%, minimum 50 rubles. You must send money 10 days before the payment date.
5. Bank transfer in others credit organizations. The commission is charged according to bank tariffs.
6. Executing a standing order at Sberbank to transfer funds from the borrower’s card.

Bank Cetelem: early loan repayment

Full early repayment of the loan is available in the “My Bank” service. The amount is calculated automatically.

To carry out a partial early repayment loan, the client must call “ hotline» bank (8 800 50 05 50 3) and notify employees about the closure of the loan. Funds must be deposited into the account by the maturity date.

The amount consists of the monthly payment, the amount of partial early repayment and accrued interest.