Representatives of financial organizations have created a multi-level payment system that would be most convenient for users plastic cards. At the moment, a huge number of different transactions can be made from the card, including the transfer of funds to another account. Such transfers can be made, including to a card of another bank. Let's see what methods of transferring funds are available to OTP clients.

On the official site

First you need to go to the translation page.

Scroll down to see the full form.

You need to enter the details of your card and the recipient's card, and then confirm the withdrawal of funds and deposit them into another account. Below is a list of tariffs, transfers involving which will not be charged additionally:

Screen does not fit complete list rates, so be sure to scroll the list to the end for a full review. For transactions involving accounts on other terms, a fee of 40 rubles is charged.

With the participation of the Internet bank

Representatives of the OTP have developed an online system "OTPDirect". If you prefer this method, use the following instructions:

1. Authorization in a personal account.
2. “Transfer to the client of the OTP bank” =› “By card number”.
3. Filling out the form, entering details.
4. Confirmation of the operation through the received SMS code.

OTP Bank allowed credit card holders to make Money transfers on the plastic of other banks. Transfer is possible between cards of Visa and Mastercard payment systems of any financial organization, including Alfa-Bank, Tinkoff, etc. How to transfer funds from an OTP Bank credit card to a Sberbank card, we will tell further.

Online transfer service from OTP Bank cards is available at www.otpbank.ru/p2p/. It started its work not so long ago, although other financial institutions already have similar payment instruments on their websites. It is not so difficult to transfer money from a credit card; even an inexperienced network user can understand the program interface. In addition, you do not have to enter complex Bank details, it is enough to have a card in hand or know its number.

OTP Bank takes a commission of 2% (at least 60 rubles), but in addition it can also be charged credit organisation that issued the sender's plastic. To transfer money, you need to open the service page and follow the instructions.

1. In the left part of the payment form, enter the details of the card from which you are debiting funds. You will need its number, expiration date and a secret code on the back.
2. In the right field, enter the number of the card to which the transfer is credited.
3. Check the boxes for agreeing to the rules for the operation and the operation of the service.
4. Specify the transfer amount. If there is a commission, its size will be displayed on the screen even before the transaction.
5. Confirm your action by entering the code from SMS. The password is issued only once and is valid for a limited time.

Important! When transferring to some OTP Bank cards, no commission is charged.

The time for transferring money to a card account is from several minutes to 5 days. Please note that the transfer parties may be cards issued in accordance with the 3D-Secure security standard. If you are using Visa or Mastercard, most likely they support this option.

Be sure to track the fate of the translation. If the money is not received on time, you should contact OTP Bank to find out the reason for the delay. As a rule, funds do not reach the recipient in the event of a technical failure or when the sender provided incorrect data. In the latter case, it is impossible to return the money, so carefully check the card details before confirming the operation.

Internet bank OTP

Almost all clients of OTP Bank have access to personal account. It allows you to conduct transactions with bank accounts in real time. To do this, you only need access to the Internet, a computer or any gadget with an installed application.

The device of online banking is quite simple, it will not be difficult to understand it. In terms of functionality, the personal account is not inferior to OTP Bank self-service devices and repeats all their capabilities. To top up debit card Sberbank from a credit card, you need:

• log in to the Internet service using your login and password given during registration. To do this, select the appropriate link on the bank's website;
• in the main menu go to the section of transfers and payments. Find a transfer to a card of a third-party bank;
• select the account from which the money will be sent;
• indicate the number of the Sberbank card, the amount. If necessary, you can fill in the "Note" field;
• confirm transfer. To do this, you need to enter the code from the SMS that came to the phone number associated with the service.

This is probably the simplest and affordable way transfer money to a Sberbank card. It is he who is chosen by most OTP customers when they want to quickly transfer the right amount to another bank. In terms of functionality and procedure, the personal account repeats self-service devices. Only online service is available around the clock and anywhere. The transfer takes place within a day, but in some cases it is delayed up to 5 days, usually due to a technical failure.

Let's use a smartphone

The smartphone application is even more convenient than using the service on the OTP Bank website. To enter it, you will need the same login and password that you enter for authorization in your personal account. How to transfer money from a credit card through mobile app?

• Select the section of payments and transfers in the menu.
• Fill out the payment form for transfer, in which you need to specify the recipient's card number and amount.
• Once again, carefully check the specified details and confirm the transfer.

Funds usually arrive within half an hour. If they are not received immediately, you will have to wait up to 5 days. Only after that you can apply for a search for a payment, because the service indicates the deadline for the execution of the transfer. By performing the operation, you agree that you are ready to wait as long as possible.

How much does a translation cost?

In addition to the transfer fee, banks often charge an additional fee for spending credit limit. If it is too high, there will be no point in listing. For OTP clients The bank was lucky except interest rate they don't have to pay anything. The service will only take its own payment for the operation.

True, the transaction does not apply to preferential ones. This means that after its confirmation, the interest-free period of use credit funds stops. The bank will charge interest on the entire amount owed. It depends on what tariff plan credit card issued by you:

• "Clear map" - 39.9%.
• "Big cashback" - 34.9%.
• "Lightning" - 49.9%.

The interest rate is, of course, rather high. However, the absence of an additional commission favorably distinguishes OTP conditions Bank from other financial institutions. Remember to cancel grace period and an increased percentage for transferring money to third party card. Take them into account when making a monthly payment, otherwise there will be a delay and, as a result, a significant overpayment.

Despite the fact that OTP Bank is not the most big bank in our country and occupies only 52nd place in the rating of Russian banks, however, it ranks sixth in terms of the number of loans issued and credit cards. This indicates that throughout the country the financial institution has hundreds of thousands of customers who are forced to pay their debt obligations to it on a monthly basis.

On the other hand, statistics show that approximately 70% of the population use Sberbank cards. This convenient payment instrument is suitable for crediting wages and allowances. In addition, it can be used to pay for goods and services and repay loans in other banks. From this we can conclude that each OTP bank borrower has the opportunity to repay a loan from a Sberbank card, let's try to answer the question of how to do this.

Payment through the service of Sberbank

Let's start with the fact that paying for an OTP Bank loan via the Internet with a Sberbank card is the most affordable, fastest and safest way to pay off credit obligations. Why? Because Sberbank has been a leader among other commercial banks for many years, it differs a high degree security. Accordingly, with this payment method, the user can be sure that the funds will be credited to the lender's account on time and with minimal fees.

Now back to the main question, how to pay for an OTP Bank loan through Sberbank Online. Walkthrough:

• log in to the Sberbank Online system using your login, password and one-time code;
• on the main page of the online system, find the button "Transfers and payments";
• a new page will open in front of you, on which you need to select the link "Repayment of a loan in another bank";
• on the service selection page, you need to find the financial institution OTP Bank, if it has not opened in front of you, you can use the search bar where you need to enter the name of the organization, service category, or TIN;
• a form will open in front of you to fill out, in which you need to indicate the account number, you will find it in loan agreement, that is, this is your credit account number, last name, first name, patronymic of the client, address, last name, first name, patronymic and address of the payer;
• after you have correctly filled in all the settings, confirm the operation with a short password from the SMS message.

Please note that you can set up auto payment in Sberbank Online. What does it mean? On a certain day, the system will automatically deduct the amount needed to repay the loan from your account and transfer it to the lender.

So, as mentioned earlier, Sberbank Online is reliable and profitable way loan repayment. As for commission fees, it is only 1% of the transfer amount, the terms for crediting funds can reach 5 business days. But in practice, the payment is much faster. And finally, at any time you can print a receipt from your computer and provide it to the lender as proof of timely payment.

By the way, pay attention to the fact that you can print the receipt immediately after payment and after a certain time. How to do it? On the main page, find the "Personal Menu" and follow it, then the line "History of operations in Sberbank Online" will appear in front of you, here you can select the operation you need, click on it and an electronic receipt will open in front of you, at the bottom of which there is a function "Print check."

OTP internet banking

Among other things, it is possible to pay an OTP Bank loan with a Sberbank card through the lender's Internet banking. That is, in simple words, you can send a loan payment through your online account of OTP Bank. How to make a payment:

• open the official website of OTP Bank, and enter the Internet bank;
• in the main menu, find the link "Payment by card";
• indicate the last name, first name, patronymic of the payer and his e-mail address;
• in the line "Amount of payment" indicate the amount to be paid;
• in the line "Card number" indicate the number of the plastic from which you plan to send the payment;
• check the correctness of filling out the form and send a request;
• You will receive confirmation after the transaction.

Please note that OTP Bank charges a transfer fee of 2% of the payment amount, respectively, repaying a loan through Sberbank Online will be more beneficial for the borrower.

To summarize, if you receive a salary to an account with Sberbank, and pay a loan to an OTP, then you don’t have to withdraw money and then go pay the loan. The whole procedure can be carried out in just a few minutes without leaving your home via the Internet. At the same time, the Sberbank commission is only 1%, which is undoubtedly beneficial for the borrower.

Do you have a loan from OTP Bank? Need to urgently submit monthly payment on a credit card to avoid debt?

If you own plastic card Sberbank, with its help you can quickly replenish the balance of the OTP Bank card. The operation is carried out in several ways.

How to transfer money from a Sberbank card to an OTP Bank card?

This operation can be carried out through any reliable online service. It is recommended to trust trusted sites owned by financial institutions. For example, you can transfer the required amount of money between cards of different banks using the OTP Bank service or Card to card from Alfa-Bank.

For example, a transfer from a Sberbank card to OTP Bank through a special service of Alfa-Bank will be accompanied by a commission fee of 1.95% of the transaction amount.

At the same time, at least 30 rubles are withheld from the sender. It may take up to one hour for funds to be credited to your balance. In some cases, the money comes to the account within three business days.

You decide to use OTP service Jar? In most cases, the sender is charged a commission fee of 2% of the transaction amount. In this case, at least you have to pay 60 rubles.

Finances are credited to the balance within a period of several minutes to five days. It should be noted that in some cases, the commission fee from the sender may not be withheld.

It is most beneficial for Sberbank card holders to make a transfer to an OTP Bank card through an Internet bank, the nearest ATM or a mobile application with access to the client's personal account.

Using Sberbank Online

Fill out the online form, indicating the details of the recipient's and sender's cards, as well as the amount required to be credited. Confirm the operation by entering in the required field the one-time code sent to the Sberbank client number.

With the help of Sberbank Online, you can send up to 30 thousand rubles at a time. The money will be credited to the account in OTP Bank within a period of several minutes to five days. The operation must be accompanied by a fee of 1.5%. At least 30 rubles are withheld from the sender.