Tinkoff s7 debit card priority. Credit and debit card Tinkoff S7 Airlines: how to get, reviews, conditions, how to spend miles

The S7 Airlines Tinkoff card is designed to be able to accumulate special bonuses that can be used to pay for flights on flights of S7 Airlines and partner airlines.

S7 Airlines debit card terms and conditions

Reviews on the Tinkoff S7 card confirm the convenience of using the mile and obtaining the main benefits from the international format product. Today it is possible to issue both a debit and a credit product, which have the same conditions regarding the exchange of points.

A Tinkoff S7 debit card can be issued in World and Black Edition status. According to reviews, in the second case, there is an increased accrual of miles, and it also has a greater value due to its status and special benefits. The cost of servicing the first is 190 rubles, the second - 999 rubles per month. If you maintain 150,000 or more Tinkoff World cards on your balance for a month, then you can use it for free.

Reviews about MasterCard World S7

According to reviews, MasterCard World S7 is more in demand, although it does not have such advantages of a premium product:

  • travel medical insurance;
  • individual service: separate line, personal manager;
  • concierge service: hotel booking, ordering a car, etc. assistance;
  • access to business lounges (free of charge subject to a balance of 250 thousand).

Also, the applicant has the right to order an additional Tinkoff S7 card for their loved ones.


The Tinkoff MasterCard debit card is designed to perform all basic banking operations:

  • replenishment of the account through terminals (cash) or transfer (non-cash);
  • execution of transfers to individuals;
  • payments at retail points of sale and online stores;
  • online payment to service providers;
  • cash withdrawal;
  • use abroad.

Registration procedure


After sending the application to Tinkoff, a bank employee contacts the client and agrees on the place and time of the meeting to hand over the card. In this case, you need to have a passport with you. After receiving the plastic, you need to activate. To do this, on the Tinkoff website in the Activation section, you need to enter its number and confirm it using your phone.

Rules for calculating miles according to S7

Miles are credited to the debit card in Tinkoff via S7 upon completion expense transactions under the following conditions (for every 60 rubles) on a MasterCard Word card:

  • 3 miles for expenses on the S7.ru website;
  • 1.5 if the client maintains a balance of 150k;
  • 1,25.

For premium MasterCard cards tariffs are increased:

  • 4 - on the resource S7.ru;
  • 2, if the balance is above 300 thousand;

Additional miles are credited when buying from bank partners. Each company determines its own bonus amount. Up to 18 miles can be earned with these specials.

See what ways you can earn miles

To exchange savings, you need to go to the S7 website and log in as a member. Next, you need to select a flight using a special service: select an airline, specify dates, times, places of departure and arrival. In addition to S7 Airlines, you can choose any of the 15 airlines operating in 150 countries around the world.

After that, you need to choose a payment method - miles. The indicated amount will be debited from the bonus account.

For S7 owners twice a year there are air ticket sales that are closed to other citizens.

In addition, the program participant has the following opportunities:

  • With the help of bonus units, upgrade the class: having an economy class ticket, fly in business class;
  • After accumulating 6,000 bonuses, get a ticket for a regular S7 Airlines flight;
  • Transfer miles to your loved one, if he does not have enough to purchase the service - from 500. And also receive transfers from friends participating in the S7 project.

S7 credit card terms and conditions

The Tinkoff S7 credit card is endowed with similar capabilities, but is also intended for use borrowed money bank within the allowed limit. It is prescribed individually, the maximum is limited:

  • Word: up to 700 thousand words
  • Black Edition: up to 1.5 million

Bank debt repayment

After use loan funds Tinkoff, the borrower has the right to return them without interest. For this, a special grace period has been established in Tinkoff - up to 55 days. If at this time the debt is not repaid, then the amount of debt is applied interest rate 18.9-29.9%. For cash withdrawal operations, the rates are higher - 25.9-39.9%. For receiving money, a commission of 390 rubles is charged at a time, but if you withdraw from 3000, then you do not need to pay it.


If you do not repay the debt during the grace period, you must pay the mandatory minimum payment

The work of many modern people is associated with regular flights. Many people spend a lot of money on buying air tickets. Tinkoff is a bank that works for the benefit of customers. To save money, a special system was developed. The s7 airlines card from Tinkoff Bank will allow you to accumulate bonuses, which can then be spent on purchasing air tickets. Be sure to check out the bank's offer to see if it's right for you.

S7 Airlines is an airline that is part of a global alliance. The management went towards Tinkoff Bank - together they decided to create a co-branding system. With its help, everyone can get a special card, which will accumulate bonuses for paying for air tickets. Those wishing to join the system can choose one of 4 types of bank cards: credit, debit, standard MasterCard or premium MasterCard Black Edition. If desired, credit and debit cards can be linked to the same account. The job offer has the following features:

  • A bank card offers the most favorable conditions for those who fly frequently. For every 60 rubles spent, you will be credited with 1.5 miles (if the card is premium - 2). When purchasing air tickets, 3-4 miles are accumulated for the same amount. During promotions, the number of bonuses can reach 18;
  • Raise your status bank card possible only if costs rise. Tinkoff will offer to replace the card with a premium one if you spent more than 800 thousand rubles from it in one quarter;
  • By premium cards you can count on additional service or flights in business class;
  • Members of the program transfer baggage free of charge, regardless of distance or type of transportation;
  • Cardholders can check in for a flight without a queue - right at the business class counters.

What benefits do S Seven cardholders get?

If you participate in the promotion from the airline, you can order an unlimited number of cards at any time. You will have access to both debit and loan offers. You can order a premium world MasterCard or the same Black Edition. It is convenient to link several cards to one current account - then the bonuses go to one place. This is a profitable offer that will suit people who actively use the services of airlines. The bank's website provides a detailed list of partners where you can spend money in such a way as to receive an increased return of miles. It is convenient to use the service, call the operator who will answer all your questions.

Commissions and tariffs when using the card

Tinkoff s7 airlines debit card or any other has significant benefits for people who often travel by plane. First of all, holders of such programs can visit the business lounges of any airport - it is enough to present a card to be allowed in. Also, the holder can get insurance preferentially or use the services of a concierge. Consider the following features:

  1. You can spend the accumulated points on purchasing tickets exclusively for S7 airlines or their partners: AmericanAirlines, JAL, BritishAirways;
  2. With active use of the card, its status can be upgraded to business;
  3. With the help of miles you can pay part of the cost of the ticket - it doesn't matter how many offers are left;
  4. Miles will be active all the time - they do not burn out and are not canceled;
  5. Tinkoff claims that such an offer is an excellent alternative to the standard cashback.

What is needed to receive it?

Ordering tinkoff s7 airlines black edition is very simple. To do this, just call the call center of the organization and voice your wishes to the operator. You can also go to the official website and register a personal account that opens all the functionality. The most convenient way to order a product is through mobile app You can download it from any software store.

The Tinkoff S7 Airlines card is issued by the well-known aviation alliance and financial institution Tinkoff.

This is a co-branded card that gives you the opportunity to enjoy the benefits of financial services.

Features of Tinkoff S7 Airlines

The interest rate is considered the best among similar products. The maximum annual rate is 29.9%, the minimum is kept at the level of 18.9% (subject to cashless payments).

For cash withdrawals, the bank withholds an annual percentage of 39.9%. Tinkoff S7 card users pay for goods, and for this they receive Silver status, which is considered the best in the system created for people traveling by air.

Card features

Participants in the S7 Priority system have the opportunity to order one of several types of financial products. These are: a debit card or a credit card, a card of the usual Mastercard World level or a premium one, called Mastercard Black Edition. When a person opens two cards at once, then one account works for him, to which miles are credited for using both financial products.

Thanks to S7 cards, the traveler gets the opportunity to accumulate many bonuses. So, 1.5 miles are credited to the account for 60 rubles spent. The offer is profitable.

For the same amount, the owners of the premium product will receive two. When paying with S7 Airlines directly (at the contact center or via the Internet), they receive more miles: 3 for a purchase on the network, 4 for a direct one.

But even more bonuses will be collected through the purchase of goods or services from Tinkoff partners. The amount of 60 rubles will bring the cardholder 18. It depends on the conditions on which the bank cooperates with the partner.

Tinkoff miles

The accumulated bonuses for the money spent on joint accounts are exchanged for an award plane ticket. Tinkoff offers to save money and travel in comfort.

Active card users and frequent customers of S7 (S7 Priority club) are allowed to upgrade their service class on board. A bank client receives Silver status for money turnover on an account with an amount of 800 thousand rubles at least (once a quarter). After that access to services of change of a class opens.

Additional Benefits

S7 Tinkoff credit card users, subject to sufficient turnover for 3 months (the first ones), receive additional bonuses (12,000 miles for a standard class card, 20,000 for a premium product).

What gives 12,000 miles? This is enough to issue an award ticket. At the same time, 20,000 are allowed to take round-trip tickets from Moscow to any city in Europe that is located in the transport network of S7 airlines. It is difficult to find a person who would not be attracted by such an offer.

What do S7 Tinkoff premium card holders get? To the benefits, the holders of this financial product receive another bonus - visits to the business lounge at different airports around the world. Each owner of this card is allowed to use the services of a concierge service and insurance.

The accumulated bonuses are spent on premium class flights on S7 airlines and with partners, which number about 13 in the alliance.

Among them are reliable American Airlines, JAL, British Airways and many others. Service is upgraded to business class.

Cardholders don't have to worry about buying tickets with miles. They pay for the ticket even if there is only one last seat left on the flight.

There is no "lifetime" for accumulated miles. They cannot be lost over time or due to unfulfilled conditions.

These are fireproof bonuses that you spend when it suits you. To do this, you need to save up to 5,000 per year thanks to paying for goods with a card, which is not difficult at such pleasant rates. This is an attractive cashback alternative.

This card allows you to spend money on your favorite things, while accumulating bonuses for profitable airline travel.

Information! Each holder of the S7 product from Tinkoff has the opportunity to become a member of a profitable bonus program and achieve elite status, which results in better in-flight service, free baggage allowance and better seating.

Active users of this co-branded product will easily earn enough miles to take advantage of the card.

Tinkoff Bank, together with S7 airline, has released a line plastic cards with the name Tinkoff S7 Airlines. These cards allow you to accumulate miles for flights not only with C7 airlines but also with other airlines, pay for goods and services in stores and on the Internet, and also have the full functionality of regular cards.

What is needed for registration

To date, both debit and credit plastics are available, and each of the cards is issued in two categories World and a premium Black Edition. You can get a card by ordering it via the Internet, for a debit card you only need to provide a passport to a bank employee, and credit cards can be obtained if a number of conditions are met:

  • Age from 18 years old;
  • Presence of residence in the region of the Bank's representative office;
  • Work experience of at least 3 months at the last place of work at the time of application.

The Tinkoff personal account allows you to remotely manage all services, including the Tinkoff S7 card, request statements, replenish it and select bonus benefits.

Differences between World and Black edition maps

For those who like to accumulate money and travel in comfort, in addition to a credit card with a simple set of World options, a black card is offered, already known to many for its status in past products from Tinkoff. Choosing the Black Edition product, the user gets the opportunity to be served by a personal manager, order concierge services (this is something like a professional guide to cities on a trip), get access to business classes while waiting for a liner and free insurance coverage up to $ 50,000.

On credit cards of the Black category, an increased accrual is possible bonus miles for each transaction made with plastic, and the amount of credit coverage when purchasing a card is 2 times higher and amounts to 1,500,000 rubles against 700,000.

The bank independently assigns the loan amount, and with proper debt servicing and no delays, it can unilaterally raise the limit and lower the loan rate.

By paying every 60 rubles on S7 flights, you can earn from 1.5 to 4 miles, depending on the offer category, and you can also earn up to 2 miles for every 60 rubles paid in stores.

If you have at least 6,000 miles, you can exchange them for a flight or part of it, upgrade the class of the waiting room, the level of service. You can also transfer miles to personal account friends, if they do not have enough to make a flight.

Maintenance cost

All types of cards are nominal and are issued free of charge with a subsequent annual service fee.

The cost of issuing and maintaining cards depends on the category, for the World debit card category it will be 190 rubles per month, and if there is a minimum balance of 150,000 rubles, the procedure will be free. Under the same conditions, but with an increased commission for servicing an account, a premium category card is opened, and the cost of servicing will be 999 rubles per month.

For all cards in the amount of more than 3,000 rubles, free withdrawal of money at any ATMs in the world, and the SMS service - notifications for transactions performed will be 59 rubles per month.

Conditions for obtaining a card

Money is borrowed from 18.9 to 29.9% per annum, and exact information can be obtained after approval credit card and depends on:

  • The length of service of the borrower;
  • official income;
  • Certificates of income in the form 2_NDFL;
  • age.

Minimum amount to repay the loan is set at 8% of the amount of the debt, there is a grace - the period during which you can use the bank's funds without commission. Grace period is 55 days

SMS - notification of transactions is paid and will amount to 59 rubles per month for a service connected to one credit card.

For cash withdrawal operations, the bank may charge a commission from 35.9 to 39.9%, depending on the location of the ATM and the amount of the transaction.

The cost of servicing a global credit card and a premium card will be 1,890 and 7,990 rubles, respectively, and additional cards for accounts with the ability to independently regulate financial flows will cost 590 and 3,990 rubles.

How to spend miles

Upon receipt of any type of plastic and its activation in the personal account on the website https://www.tinkoff.ru, the user can receive 12,000 welcome miles, which can be used when paying for flights and services in the airport lounges.

When buying from the bank's retail partners, you can earn up to 18 miles when choosing certain special offers.

You can choose to pay with miles when you set the route and date of the flight on the carrier's website.

Note that you can write off miles not only with S7, but also with many major airlines, such as Lufthanza and Air France.

In addition to deducting miles for a flight, you can upgrade the class of the flight itself, mark a specific seat in the cabin for yourself and choose a luggage storage location.

For its customers and holders of Tinkoff products, the airline holds closed ticket sales twice a year, you can get an invitation by fulfilling all the conditions of an active participant in the bonus program per quarter. In addition, subject to these conditions, up to 25% of their value will be added to the mileage account.

All operations for the purchase of tickets can be carried out not only using a laptop or computer, but also mobile devices by downloading the Tinkoff applications on Google Play and the AppStore.

Conclusion

The Tinkoff S7 Bank card is a good offer for those who like to travel a lot and comfortably. If we consider plastics of the World category, then the amount of service for them is quite comparable to what other retail banks offer.

Cards of black, premium categories are distinguished by the ability to travel to its owner in comfort, regardless of the point of the world.

You can get a card in 1-2 days, with the ability to make purchases and earn miles. The standard grace period will allow you to use plastic as a simple credit card, saving on flights from time to time.