With the proliferation of devices remote maintenance checking the balance of a Sberbank of Russia card is no longer a problem; now you don’t have to go to the nearest ATM to check your receipt wages or a transfer from a loved one. The bank provides customers with several options to check their balance without leaving home bank card– in Internet banking, through a mobile application, by toll free phone hotline or by sending SMS to short number 900.

Today we offer you to get acquainted with a way to find out the balance of a Sberbank card via SMS to 900, which you are most likely familiar with. This is the bank’s short number from which all notifications are received and which you can call to receive help from support staff; the call is free from any region of Russia.

Balance check cost

Is it possible to find out the balance of a Sberbank card via SMS 900 for a fee or for free? The cost of the inspection depends on “ Full package" or "Economy package" of the mobile bank is connected to your card.

1. If you have the “Full package”, checking your balance via number 900 is free;
2. If you have an “Economy package”, checking your balance through number 900 is paid and costs 3 rubles for each request. Requesting transaction history will cost 15 rubles.

Find out the balance by Sberbank card number via SMS

To request a balance, you must send SMS from your phone with the word “ BALANCE" or " BALANS" on short number 900. If you specify separated by a space, the last 4 digits of the bank card number, which is written on the front of the card, you will receive account information for a specific debit or credit card. There are two examples in the photo below, they both work.

A response with information about the balance arrives within 1-3 minutes. If you haven't received a response, check your phone or contact hotline Sberbank. System failures are rare and problems are often caused by problems on the client side. For example, if your phone balance is negative or there are problems receiving messages.

Find out the balance by Sberbank phone number via SMS

The system is configured so that information can only be obtained from cards linked to the phone number from which the message is sent. This is done on purpose so that strangers cannot check the balance of another person. If the phone to which your bank card is linked is at hand, send an SMS from it to number 900, using the instructions above.

5 minutes to read. Views 66 Published 08/15/2018

Cards from Sberbank have long been firmly established in the everyday life of ordinary citizens. This payment and financial instrument helps improve the quality of Sber customer service and speeds up the procedure for paying for goods/services. Participation using plastic in the Thank You cashback program is also a big plus, where each payment by bank transfer brings the savings card holder a certain number of bonus units. They can then be exchanged as payment for goods and get a decent discount.

But in order to freely operate with plastic media, each Sbercard holder needs to know all the options inherent in this product. Including the current balance (balance financial investments). But how to find out the balance of a Sberbank card and choose the optimal and easy method for this? We will talk about this in this article.

According to users, the fastest way to find out the card balance is to use mobile banking

Existing methods for checking financial balances

Before studying all the available ways to use information on the balance of plastic, it is worth knowing that, according to users, the most convenient methods are the use of specially designed Internet services. According to customer reviews, the fastest method is using mobile banking.

Receiving current balance via SMS command

Checking the balance of a Sberbank card is easily done through the use of SMS notifications. Short messages are sent to number 900. But before using this method, you should make sure that your phone has an activated mobile banking program.

To install Mobile Banking, you must download the application using only trusted sources, otherwise you may introduce a virus program, which will negatively affect the security of existing deposits.

To find out how to check the balance of a Sberbank card via the Internet using mobile banking, you should use the following instructions:

1. On the cell phone keyboard, type a message with the text: “BALANCE” (or “RESIDUE”), after the space write the four numbers closing the plastic number.
2. Send the finished message to the short number 900.
3. You will immediately receive a notification that Sberbank has accepted your application.
4. And after 1-2 minutes the user receives the information he is interested in.

Checking your card balance via SMS - quick and convenient way

It is worth knowing about the prices for such a service. The cost of SMS messages depends on the tariff plan for which the plastic card is issued. In particular:

• with the installed package of services, the Full Client receives information free of charge;
• If the card is connected to an economy tariff, then the cost of the request is 5 rubles.

Via Mobile Bank (USSD command)

Using mobile banking, you can also use USSD commands to obtain the necessary information. Using them, the client instantly receives all information on the service and status of the cards. You can also quickly find out the balance on your Sberbank card. The procedure is as follows:

1. Compose an SMS with the text: “*900*01#”.
2. Press the call button on the phone.
3. Instantly get the necessary balance information.

Using this method, it is worth considering that if information is required on a specific savings card (if the client contains several types of plastic), then at the end of the message the final digits of the card (the last four) should be indicated. This option for generating the necessary information is free (if the subscriber is located in the Russian Federation). Otherwise, prices depend on the features tariff plans international roaming of telecom operators.

Via Sberbank call center

You can find out the balance of funds by contacting technical support for clarification. You need to call 8-800-555-55-50. When talking with a telecom operator, you will need to provide personal and passport details, as well as provide the savings card number and password word (the owner of the plastic card receives it when registering the card). The service of clarifying the balance by card number through call center employees is free for all Sber plastic card holders.

Using Internet banking

To receive data on the Sberbank-Online portal, you need to log in to the system (enter your login/password, and then login is confirmed with a one-time numeric code sent via SMS). To check the cash balance you need to go to the main page of your personal account ( Personal Area) mark the card you are interested in and view its cash balance.

By the way, here it is possible to create a detailed transcript of all transactions carried out using plastic. This service is also not paid (this applies to Sbercard holders). And for active cell phone users, you can use the functionality of the Mobile Bank online application. The operating principle of this service is similar to Sberbank Online. The algorithm of actions is as follows:

1. Login to mobile banking.
2. Confirm your entry by entering the captcha (received from the SMS message).
3. When entering the application menu, the user can see all available accounts and cards, as well as familiarize themselves with the financial balances on them.

The service of obtaining information about your financial balance through Mobile Banking is free and, according to user reviews, the most convenient.

After all, your mobile phone is always at hand. And the application installed on the phone allows you to always quickly receive information of interest regarding the status of accounts and savings cards owned by the user.

Fast way It also becomes possible to clarify the card balance using UCCD commands

Using an ATM/terminal

The presence of a large number of functioning self-service devices allows Sber clients to receive all the necessary information about their card balances at any time. You can use an ATM for these purposes in any shopping center, market, pharmacy, supermarket. The algorithm of actions is as follows:

1. Insert the plastic into the device.
2. Log in to the system using PIN.
3. From the main menu that appears on the screen, find and click on the “Request Balance” option. This button is located in the upper left corner.

The terminal will request approval of one of two ways to display information: on the screen or on a receipt. The owner of the plastic card can view the balance on the device monitor or print a receipt with the necessary information. It is worth considering here that when using a Sberbank ATM, the service will be free. But when using terminals of other banks, the user may be charged a certain commission.

Contacting bank employees

You can also request your balance by going to any Sber branch. You will need to present your passport and card for which information is needed. A bank employee will provide the necessary information within a minute.

conclusions

The ability to quickly obtain all the necessary information regarding the status of accounts and savings cards helps the owner of the plastic card to plan profitably and carefully control personal expenses. This knowledge helps to optimally use the debit and credit cards available to Sber clients.

If you don’t know what balance is on your Sberbank card, this is not a problem. There are several methods of varying degrees of convenience that will help you with this.

How to find out the balance on a Sberbank card via phone

If you have the “Mobile Bank” option enabled (and it is enabled by default for most bank subscribers), then you can use your phone. Here's how to request your card balance with your phone in hand.

Request via SMS to number 900

This is perhaps the easiest way to find out how much money is on the card. Just send the word “Balance” to the designated number, after which you will receive a message in response indicating how much money you currently have in your account.

If you have several cards, then after the request add the last 4 digits of the number of the one you are interested in.

Request via mobile banking

However, the phrase “Mobile Bank” can be understood not only as the connected option, but also as the official mobile application of the bank. Everything here is extremely simple, you just need to launch it and log in, after which the balance of all your main cards (and more) will be displayed right on the main screen. This is an option on how to find out the balance of a Mir card or other payment systems in a matter of seconds.

How to check the current balance of a Sberbank card via the Internet

Now let’s look at what to do if you don’t have your phone at hand, but somehow want to know the balance. And there are also such options that allow you to check your card balance online.

Request through your personal account Sberbank Online

The easiest way to find out the balance on the card, as well as many other things, including debts, the balance of bonus points Thank you and much more, is online banking. Go to his official page, then:

enter your login (it can be entered automatically if you often visit the bank) and password;

wait until your phone linked to bank account, you will receive an SMS with a login code;

enter this code in the form that appears on the page;

The main page of the Internet bank will open, where data on all cards and accounts will be immediately visible.

How to know your balance via the Internet by card number

Alas, there is no such way to check the card balance through a computer using just the number. You definitely need to have other data to find out the current balance.

How to find out the current card balance using a support phone number (via a hotline)

You can use a regular phone call to check your balance Visa cards or other payment system. Depending on the specific case, different telephone numbers are used:

if you are calling from a mobile phone, you should call 900;

if you are calling from a landline phone, but are located in Russia, dial 88005555550;

If you are outside the country, but are still interested in how to find out your card limit or other similar information, dial +7 495 500 55 50 (please note that you may be charged for calls while roaming).

How to check the balance on a card without a connected mobile bank

What if you don’t have a mobile bank connected, don’t have access to the Internet, or even don’t have a phone at hand? It doesn’t matter, there are ways to find out the card balance, without all this. There are at least two simple methods on how this can be done.

Request via ATM

In principle, any ATM will do, but other networks may charge a commission, but when checking within the network, everything is free. Here's how to request your card balance:

insert plastic card into the device slot or attach it to the NFC reader;

enter PIN;

Click on the balance request, then choose whether to show the information on the device screen or print it on a receipt.

Visiting a bank branch

If you pass by the physical branch, this too a good option How to check your card balance. To do this, just go to the branch, take an electronic queue coupon, wait until your number is displayed, then go to the window indicated on the monitor and present your card and your passport to the bank employee. You will then be notified of both your balance and any other information about your account.

How to check your card balance from another phone number

Regardless of which phone you are calling from, you can use the services of the Sberbank call center by dialing either +7 495 500 55 50, or 88005555550. Since you are not calling from your own number, additional confirmation may be required, such as providing passport details and the code word specified when registering the card. This is a simple and accessible method of how you can find out your card balance via your phone for free.

How to check your card balance while in another country

If you are abroad, then, of course, you cannot use local phone numbers.

Therefore, there are two key options for how to view the card balance:

call international phone +7 495 500 55 50 and use the voice menu or talk to an operator;

use online banking with access to Wi-Fi (using mobile data can lead to high costs).

How to check the current balance of a Sberbank credit card

There are no fundamental differences in how to find out the balance of a bank card if it is a credit card. Its balance will simply be either positive if you have not exceeded your credit limit, or negative if you have used up your credit limit. However, with some query options, the balance will simply be shown as if the credit limit is your deposit amount, i.e. when it is spent, you will have 0 rubles in your account.

Sberbank cardholders can always find out their balance at any time convenient for them, day or night. To do this, you don’t even have to go anywhere, provided that you are connected to the Mobile Bank service. You can simply take advantage of the opportunities provided.

All commands in the Mobile Bank are made via SMS messages to number 900 or via a USSD request.

In order to check your balance, you need to send a free SMS of the following type:

BALANCE ****

Where **** is the last four digits of your card. The number can be seen on it front side. Be sure to put a space between the word and the numbers!

For example: BALANCE 2887 to number 900

The word BALANCE can be changed to REMAINDER, OSTATOK, BALANS, BALANCE, but written only in capital letters.

After this, the bank sends a response message with information about the balance of the following type:

VISA2887 Balance: 100 rub.

This easy way to remotely use banking services significantly simplifies life, because you don’t need to look for ATMs, terminals or branches, or wait in queues for the sake of a minute matter. Moreover, it is easier than logging into Sberbank Online with its passwords and confirmation codes.

In order to find out the balance or check the last completed transactions quickly and without problems, it will take very little time to connect. In the future, these operations will require only a couple of minutes to send and receive a response SMS message with all the useful information you need.

How to connect Mobile Banking?

Mobile bank is a comprehensive system that allows you to manage your banking transactions using a mobile phone. Its capabilities allow you to receive information about transactions, find out the balance of cards linked to a card number, make transfers, and make payments for various services. The service is activated free of charge at terminals, ATMs and Sberbank branches, but the notification service via SMS is paid. You can choose one of two service options – “Economy” or “Full”.

"Economy" package

• There is no subscription fee for use;
• There is no information about operations and transactions;
• Each request for balance and recent transactions is paid separately (5 and 15 rubles, respectively).

"Full package

• The subscription fee depends on the type of bank card (“gold” cards are free, others - from 30 to 60 rubles per month);
• All services available via SMS are free.

In order to activate the service you need:

This method is the fastest and easiest. You can also use the help of Sberbank hotline operators. They are required to ask for passport details and a code word, as well as information about recent transactions. You can also contact the employees of the nearest branch. You also need to have a passport with you to apply for connection to the service.

Information on how to find out the balance of a Sberbank card will help you control your expenses and income. There are several ways to clarify information about the balance on your card account. Cardholders independently choose which method is more convenient.

Sberbank clients are offered various applications and devices to choose from that provide information of varying degrees of completeness.

You don't have to be near an ATM or self-service device to get information about transactions on your card. For those who are located far from terminals and branches, there are convenient options for finding out the balance on a Sberbank card.

Having a telephone will help you request your balance by calling a call center operator who provides a 24-hour information service. To check your balance remotely, you do not need to visit a savings bank. The call is made from any corner of the country at any time without breaks or weekends.

The Sberbank of Russia hotline is available via a short number for cell phones 900 or toll-free federal number 8-800-555-55-50.

Any number is absolutely free for bank clients.

Since there is an automatic menu when calling a financial institution, after the user gets through, the menu will ask you to determine the purpose of the call and the problem. To reduce waiting time, it is recommended to obtain an individual client code in advance, by which the system will automatically identify the caller and forward the request to a specific manager.

The 4-digit code is obtained at a bank branch or through an ATM. Having received an individual number, the bank card holder will be able to constantly use it for prompt communication with the bank manager.

Not every owner of plastic has his own individual number. In such cases, you must follow the automatic menu instructions. To clarify questions, you must additionally dial the following combinations on your phone:

• on questions bank cards- "1";
• if you need to clarify the balance of money on your Sberbank card - “1”.

To receive information automatically, then enter the last 4 characters of the card number. Having provided the necessary information about the requested plastic, the answering machine will inform you of the exact amount of the balance available for spending, and if there is a debt, it will inform you about the need to make a specific payment amount.

It’s very easy to use this method, even if you don’t have the ability to use a smartphone or don’t have any special knowledge of working with technology. For more advanced users of modern mobile devices, there is an even more convenient way to obtain comprehensive information.

If the client has a smartphone, it is possible to connect to a modern mobile application service. You can view your balance through the mobile application by first downloading it and connecting to it. Work with mobile application repeats the principles of actions in Internet banking.

The scheme for obtaining information about the balance of funds is as follows:

1. Primary user identification.
2. When logging in via your smartphone's mobile app, you will be required to enter a password.
3. Balance data will appear on the first tab of the application menu that opens.

If the client has several cards, you can check the information for each of them through home page menu. A card checked from a phone needs to be pre-linked.

The number of users of modern mobile devices is steadily growing, and the free, convenient service is appreciated by the majority of smartphone owners, because in addition to information about the verified plastic, it is now possible to pay bills remotely, control and manage savings, without visiting a branch, an ATM, or having access to a computer.

Like working with a mobile application, requesting a balance in Sberbank using the Internet requires an Internet connection. To gain access to Sberbank Online, you must first register and gain access to the system.

You can activate the service after visiting the branch by contacting any available operator and presenting your personal identification document and the card itself.

If you have connected access to your personal account and have a working mobile bank, information is received within 1-2 minutes.

The algorithm of actions is as follows:

1. Authorization in the system through a permanent identifier and password.
2. After he comes to the tied mobile phone message, enter a one-time password in the field that opens.
3. Next, you have full access to the bank’s online payment resource, including information about the card balance. If credit and debit cards several, you can find out data for each of them from the main menu, as well as on the special “Maps” tab.

Working with the online application is completely free, simple and requires only authorization in the system and stable access to the Internet. If you have any difficulties with operations in the application, you can use the visual instructions with screenshots for each step.

Sending SMS to Sberbank short number

To be aware of your Visa, MasterCard or Mir card account balances, you do not need to have a smartphone. Sending a command to check the balance is available for any mobile device, provided that a mobile bank is connected.

If it is not possible to visit a bank office, you can complete the procedure by calling the hotline.

For those who have connected a mobile bank, in order to check their card account, it is enough to send a short text message from the linked number to the short phone number 900. There are several options for entering the text, but the last values ​​​​must necessarily indicate the last 4 characters from the Sberbank card:

• “BALANCE 1234”, where 1234 is the last digit of the plastic number;
• "RESIDUE 1234";
• or in Latin letters: OSTATOK 1234, BALANS 1234 or BALANCE 1234.

After sending a short command, a message will be received in response with information about the amount that is stored in the account.

Please note that this option is paid. Receiving data on the amount by account number in Sberbank costs 3 rubles for each transaction.

Information about the card balance received through an ATM or terminal reflects current, reliable data without the need to connect to the Internet or use additional devices and applications.

Since the network of self-service devices and ATMs of the Savings Bank is quite wide, you can easily find the required terminal in any area of ​​the city, including small ones settlements. ATMs are located in all major retail networks, centers, office and retail buildings, etc. You can find information about the location of the ATM on the official website financial institution.

Proven action plan:

1. Insert the plastic into the card reader.
2. Authenticate using a password.
3. The menu that opens will prompt you to go to the desired section using the balance request link. You can find this button in the terminal or ATM window at the top left.
4. Depending on the wishes of the plastic holder, they choose the option of receiving it - by displaying the amount on the screen, or receiving information on a printed receipt.

This method is convenient for those who often use ATMs or are in close proximity to them. The procedure is performed free of charge only through Sberbank devices. If you perform the same procedure through another financial institution's device, you will be charged according to the established rates.

The method of requesting card information through an ATM is often carried out before withdrawing or immediately after depositing funds. It should be taken into account that according to credit card Balance information may be displayed with a slight delay if a top-up was made immediately before the operation.

There are no differences in the way you check your card balance with credit limit from Sberbank has not been established, but there are some warning nuances.

The following control options are available to the credit card holder:

1. Sending SMS to Sberbank short number.
2. Via a short command if you have a connected mobile bank.
3. By calling the bank's hotline.
4. Using a computer, through the “Online” application.
5. In the mobile application.
6. Terminals and ATMs.

Using a convenient application, you can not only find out the balance, but also check the presence of overdue debts or information on the fulfillment of current obligations. The borrower first registers a connection to mobile banking and Internet banking at a branch of a financial institution.

The sequence of actions when obtaining a balance on a Sberbank card account with a credit limit requires the following actions:

1. Go to the official website dedicated to Internet banking services.
2. Log in to the system by entering your permanent password and login.
3. Enter the one-time security code received on your linked mobile phone.
4. Credit card information will be displayed in the main menu. For more detailed information about the date and amount of payment, you can go to the “Cards” tab.

It is necessary to take into account some peculiarities of processing transaction information. After making a monthly payment, the amount does not immediately appear in your credit card account balance. As a rule, processing of information and enrollment occurs within a few hours. If you need to find out the balance after making a regular payment, it is recommended to do this after some time.

For those who have activated the SMS notification service for all incoming and outgoing transactions, the need to receive balance information is minimal. The phone user will be able to check the balance, receipt or expenditure of funds at any time by checking the balance from the last SMS message.