Compulsory health insurance policy (CHI) of a new sample, in the form of a card with electronic media information, in 2019 is available throughout Moscow.

Why do you need a compulsory medical insurance policy?

To present to medical workers when receiving free medical care.

The policy is valid throughout the territory Russian Federation. Therefore, if you go traveling around the country, it is better to take it with you.

If you do not have a policy, you will only be able to receive emergency care.

Who can use compulsory health insurance services

All citizens of the Russian Federation, as well as foreign citizens and stateless persons living in the Russian Federation.

The “residing” status for foreigners is confirmed:

• residence permit
• temporary residence permit - compulsory medical insurance is issued for the period of the permit

What services can be obtained under compulsory medical insurance?

There is no single list of services that can be provided under the compulsory health insurance program. There are only classes of diseases for which assistance is provided through compulsory medical insurance funds.

The range of services will be determined in accordance with the diagnosis, according to the standards approved by the Ministry of Health and Social Development of the Russian Federation.

What services are provided free of charge?

Any treatment or diagnostic procedures prescribed by a doctor must be performed free of charge.

In addition to what the doctor prescribed, he can also “advise”, so whether to follow the advice and pay extra money is up to you.

In any case, no one forbids calling insurance company and clarify whether such treatment will be paid for.

Is it necessary to replace the old one with a new one?

Previously issued paper forms of a uniform form are valid on a par with new electronic cards, just like the old ones plastic cards without a 1998 model chip. There is no need to replace the old one with a new one.

What are the benefits of the new 2015 compulsory medical insurance policy?

• Compact size - easy to carry
• Availability of a photograph and sample signature - no need to present your passport at the hospital or clinic
• Support for all functions of infomats - electronic terminals installed at the entrance to medical institutions

Where to get a medical policy

In Moscow, there are about a dozen insurance companies:

• JSC MSK UralSib
• JSC SG Spasskie Vorota-M
• JSC Insurance Company SOGAZ-Med
• OOO VTB Medical insurance
• JSC "MAKS-M"
• LLC "MSK "MEDSTRAKH"
• LLC "Rosgosstrakh-Medicine"
• LLC "SMK RESO-MED" (Moscow branch)
• LLC SK "Ingosstrakh-M"

The choice will depend rather on the location of the offices and the availability of a telephone number where you can get advice around the clock. Having a competent support service will help you sort out a controversial situation with a medical institution.

How to get a compulsory medical insurance policy in Moscow

You need to submit an application to the selected insurance company, most likely you won’t have to fill it out, the operator will do it for you. You need to have a passport and an insurance certificate of compulsory pension insurance (SNILS) with you, if available. For children under 14 years old - birth certificate.

The policy will be issued to you in 30 days, but in the meantime you will have a temporary certificate that can be used during this period of time. The insurance company will notify you when it is ready.

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Federal Government program compulsory health insurance guarantees compulsory and free medical care to everyone on the territory of the Russian Federation.
The compulsory medical insurance policy confirms the protection of the citizen by the selected insurance company. This type of insurance is accepted by state medical institutions of state and local subordination.

According to Russian legislation, everyone living on the territory of the Russian Federation is obliged to receive compulsory medical insurance policy. To do this, citizens undergo a simple procedure at the selected insurance company participating in compulsory health insurance. The norm applies to Russian citizens, foreigners, refugees, migrants, including those temporarily or permanently unemployed. Medical insurance in the Russian Federation is compulsory and free. Every resident will receive medical care, no matter where they are. This type of insurance is accepted by state medical institutions of state and local subordination.

How to get a compulsory medical insurance policy?

In the Russian Federation, a compulsory health insurance policy can be obtained free of charge by anyone who contacts an insurance company with the required package of official papers. A uniform health insurance certificate is issued to citizens without regard to age. The legislation of the Russian Federation states that in the first 3 months of a newborn’s life, he is issued a compulsory medical insurance policy. State medical institutions do not provide medical care without insurance.

The list of papers required for issuing a compulsory medical insurance policy to an insured person takes into account the age and status (legal, civil) of the applicant. Insurance for children under 14 years of age is carried out after submitting:

• statements;
• Birth certificates;
• personal passport of the parent (representative);
• SNILS.

Citizens of the Russian Federation over 14 years of age provide to the medical insurance organization:

• statement;
• personal passport (any temporary identity card).

Foreigners permanently residing on the territory of the Russian Federation provide:

• statement;
• personal passport;
• resident card;
• SNILS (if available).

Foreigners temporarily residing in Russia provide:

• statement;
• personal passport (with a mark on temporary residence permit);
• SNILS (if available);

Stateless persons permanently residing on the territory of the Russian Federation are required to provide:

• statement;
• identification document;
• resident card;
• SNILS (if available).

Stateless persons temporarily residing on the territory of the Russian Federation are required to provide:

• statement;
• an identity card with a temporary residence permit stamp;
• SNILS (if available).

Refugees provide the insurance company with:

• refugee certificate
• A certificate of consideration of an application for refugee status is suitable,
• Certificate of provision of temporary asylum on the territory of the Russian Federation,
• other evidence.

The citizen's representative (trustee, guardian) arranges insurance at the citizen's official request. The package of certificates to the medical insurance organization includes the representative’s passport and notarized confirmation of the right to represent the citizen. The paper includes: a list of powers, the signature of the principal, an indication of the validity period of the certificate, etc.) Among other things, this certificate contains a note from the principal about the choice of a particular insurance company.

Where can I get a compulsory medical insurance policy?

A uniform compulsory medical insurance policy is issued by insurance companies that are part of the complex of compulsory medical insurance institutions. Such medical insurance organizations, the number of which exceeded 60 as of 2016, are required to accept a package of papers from citizens who apply to them. Organizations are competent to issue and replace compulsory health insurance policies. However, the application standard does not change. You can download the form of such a certificate in electronic form at.

Why do you have to change your compulsory medical insurance policy?

If for Russian citizens the validity period of the certificate is not limited, then for persons temporarily staying in the country (foreigners, refugees), the policy remains valid only until the temporary residence permit expires. The new permit requires a new compulsory medical insurance policy.
In addition, on May 1, 2011, new policies were introduced, which are designed to replace outdated certificates, including those held by elderly people. The latter will change their compulsory medical insurance policy by visiting the nearest branch of the selected medical insurance company, submitting an application, passport and pension certificate.

Sample of a new compulsory medical insurance policy

Immediately after contacting the insurance company, the citizen is registered in the database compulsory medical insurance data and from that moment acquires the status of an insured person. The insurer is given 30 days to issue the policy. For this period, a temporary certificate is issued, issued directly on the day of application.

This proof of insurance is valid for 30 days. It gives the right to use free medical care provided by medical institutions.

After this period, the applicant is obliged to come to the insurance company and pick up a compulsory health insurance policy of a new sample, which in its paper form is made on an A5 sheet:

Among the innovations of this certificate is the presence of a barcode, which simplifies the processing of the document upon presentation at a particular institution.

Those who wish can order the production of a compulsory medical insurance policy in the form plastic card following sample:

Such a certificate is equipped with a built-in electronic chip, which contains information about the insured person, insurer, insurance certificate number, etc. The back of the plastic card contains the owner's details along with a photo and a sample signature.

For free receipt medical services and confirmation of insurance in the complex of compulsory medical insurance institutions will require a universal electronic card, which replaces a number of other certificates required to be presented to government agencies. An electronic chip is used here, which stores the necessary information. Citizens of the Russian Federation will switch to such cards in the near future.

Can you get free medical care without insurance?

Article 41 of the Constitution of the Russian Federation guarantees every citizen free medical examination and treatment in state medical institutions. The compulsory medical insurance policy confirms the citizen’s participation in the insurance program. If there is no policy, you will not be denied the appropriate services. According to the law, assistance will be provided by:

• a citizen who contacted the emergency service;
• children under one year old;
• women who are in a position (citizenship of any country).

If a person without insurance enters a medical institution, medical workers are obliged to examine the patient, provide emergency assistance, and then send a special request to territorial fund with a request to identify the citizen based on the information received.

Thus, without a compulsory medical insurance policy, a citizen who turns to doctors will only receive emergency (emergency) care, which is necessary in case of a serious threat to the citizen’s life. This conclusion follows from the norms prescribed in clause 1, part 4, art. 32 Federal Law No. 323-FZ, adopted on November 21, 2011, paragraph 9 of Letter of the Ministry of Health of the Russian Federation No. 11-9/10/2-5718, adopted on December 25, 2012. The wording “not posing a threat to the life of a citizen health care in an emergency" falls within the definition of emergency medical care.

Such assistance is provided whether a compulsory health insurance policy is issued or not. To access free medical care, citizens undergo a simple procedure for obtaining an insurance policy. By taking care of the certificate in advance, you will be able to avoid unnecessary bureaucratic procedures. Nothing will interfere with the success of treatment (if the policy is issued). Don’t expose yourself to unnecessary risk, take out a compulsory medical insurance policy for yourself and your children when you should!

The procedure for replacing the compulsory medical insurance policy with a new type policy started several years ago. Get a policy compulsory medical insurance of the new A sample will help in person by contacting a company specializing in health insurance or the MFC. Alternatively, it can be ordered through a proxy. The preferred form of the received document must be indicated, which is available for:

• people with Russian citizenship;
• people who are citizens of other states but reside in Russia on a permanent or temporary basis;
• refugees;
• persons without citizenship.

It is required to provide its owner with medical care without payment throughout the entire territory of the Russian Federation, giving the right to choose a medical institution, calling on clinics, hospitals, and medical centers to work efficiently and quickly.

What does he look like?

A new policy can be obtained from:

• in the usual form - a paper document with data placed on both sides;
• compact form of a plastic card;
• as part of a universal electronic card (a promising option).

What does the new sample compulsory medical insurance policy look like in paper form? The format of the new document is A5, it is not recommended to bend it, and laminating it is strictly prohibited. The only thing that can be done is photocopies on both sides, which will help extend the life of the original. On the front part there is information about the owner (full name, day, month and year of birth), date of receipt, and a unique barcode. On the reverse side is printed information about the place of residence, the insurance company and its coordinates.

The electronic form is similar to a bank card. All data about who issued it is stored on the CHIP, for this reason, owners of plastic insurance should remember the name of their insurance company in order to provide information in hospitals and clinics. A unique number is also located here. WITH reverse side There is a photo and signature of the owner, the date until which the card is valid. The answer to the question of where to get a new type of plastic compulsory medical insurance policy requires additional preparation related to calling organizations whose activities are related to health insurance. The reason is that not everyone has the technical ability to issue a plastic version.

You can check the authenticity of the paper or plastic version of the policy issued to you on the official resource by entering a unique number in a special search bar. You will need to rotate the document front side to yourself, where the compulsory medical insurance policy number of the new sample is printed, regardless of whether it is made on paper or plastic.

List of documents

The documents for obtaining a new compulsory medical insurance policy are, in principle, the same for everyone:

• a correctly completed application to an organization whose specialization is health insurance;
• a certified copy of a document that can clearly prove your identity;
• a certified copy of SNILS (if available).
• a certified copy of a document confirming the status of “refugee” (certificate of consideration of an application on this issue), a residence permit, an identification document of a stateless person, where there is a mark confirming the legality of residence in the territory of the Russian Federation for foreign citizens, refugees and stateless people respectively.

Having submitted an application for a uniform medical insurance document, the applicant receives a certificate that replaces the policy and gives the right to receive medical care until the registration procedure is completed. This certificate can be used for no longer than thirty working days, after which the original health insurance document in the form chosen by the applicant must be received in person.

Regardless of whether you are a citizen of the Russian Federation or not, obtaining a new compulsory medical insurance policy is quite simple and quick.

Do I need to renew or order a reissue?

First of all, it should be emphasized that all medical insurance documents received in hand, dated January 1, 2011 and earlier, are required to be accepted by any medical institution. Whether or not to change the old version is up to its owner.

It is worth paying attention to the fact that when you receive a new sample document in your hands, you will not find an expiration date on it. Therefore, to the question: “Is it necessary to renew the compulsory medical insurance policy of the new model?” The answer is no, with some caveats:

• There are no restrictions on the validity period of this document for citizens of the Russian Federation;
• for people who have received refugee status, the policy will be valid until the person leaves the country;
• He will help people who have a permit for temporary stay in the Russian Federation to receive medical care free of charge as long as the permit is valid.

Advantages

The new standard compulsory medical insurance policy is valid on the territory of all constituent entities of the Russian Federation, regardless of the residence permit or registration of the owner. For this reason, you must take it with you on any trip within Russia. The new unified compulsory medical insurance policy gives the right to choose not only the doctor who provides medical services, but also a medical institution.

The nuances of obtaining a new sample document

As in any business initiated by the Russian authorities, when obtaining a single policy guaranteeing medical care, there are a number of nuances that need to be prepared for.

You can change your insurance company once during a calendar year and strictly before November 1st. The exception is the new owner's registration address.

Insurance is provided by one organization at a time. Accordingly, a person can be the owner of one policy.

If a plastic format is lost or damaged, then only its paper counterpart can be issued to replace it.

The country’s government plans to eventually move en masse to universal electronic map, which will replace policies (not only the old one, but also the new one), performing the functions of an identity card, a certificate of pension insurance, etc., opening access to a variety of state and municipal services in any region of the Russian Federation without payment.