Just a few years ago, it was impossible to buy bitcoins using a bank (credit or debit) card. Now many companies accept payments for bitcoins by bank cards. Buying bitcoins with a bank card - good choice, if you need a small amount of bitcoins, or you need them quickly. However, purchasing with a credit card usually comes with a higher fee due to the higher risk of fraud and higher processing fees.

Below is a list of companies that allow you to pay for Bitcoin with credit or debit cards. Availability of each service may vary by location. For example, many of the services listed below do not provide services to residents of the United States due to strict legal restrictions.

Buy Bitcoin

Bitpanda is a Bitcoin broker based in Austria. You can buy bitcoins using credit card, using a third party service NETELLER, with a commission of 4%. Bitpanda is available to residents of the European Union.

Buy Bitcoin

If none of the companies suit your needs, try purchasing bitcoins with cash or SEPA payment. Use our country list to find more places to buy Bitcoin in your country.

Note: Buy Bitcoins at your own risk. We only provide recommendations, but cannot guarantee the safety of your savings. We recommend that you transfer purchased bitcoins to your wallet immediately after purchase.

The Bitcoin cryptocurrency is becoming more and more popular every day and the number of its users is growing. In 2017, the rate of the virtual coin updates its maximums almost every month. As the exchange rate rises, so does its market capitalization. Many have managed to make good money on Bitcoin by investing or trading on the stock exchange. Therefore, the pressing question today is what are bitcoin cards Mastercard or Visa for transfer, withdrawal of BTC cryptocurrency and subsequent withdrawal of cash from an ATM. The most important thing is that it should be as confidential and anonymous as possible today.

In the article I will consider the payment systems Advcash and ePayments, to whose accounts it is possible to transfer bitcoins, exchange them into fiat currencies (dollars, euros, rubles) and subsequent withdrawal to the card.

Important addition: Advcash cards have been available only for EC clients since the fall of 2017, but through this payment system it is possible to withdraw bitcoins to other Visa cards or Mastercard of any bank in the world, as well as transfer to other electronic money.

You can, as before, order a bitcoin card from the payment system Epayments. Free shipping, $5.95 production. Withdraw cash from any ATM in the world. In addition to Bitcoin, Ethereum, Litecoin, Bitcoin Cash can be withdrawn. I recommend working and withdrawing money to it through an exchange - since you can directly link your ePayments account to this exchange and immediately withdraw cryptocurrency to fiat. I'll be reviewing this combination in the near future.

Plastic cards, from the above systems, work in any ATM that accepts payment Mastercard system. Delivery is free and carried out by regular mail to the address you provide during registration. The fee is only for issuing a Bitcoin card.

The following cryptocurrencies can be transferred to the ePayments payment system: Bitcoin, Litecoin, Ethereum and subsequent transfer to bitcoin Mastercard . The payment system is registered in the UK, information in tax authorities Today it does not provide services to CIS countries.

Official website: epayments.com

After registration, accounts are available in the following currencies:

• US Dollar USD
• Euro EUR
• Russian ruble RUB

After funds are credited to ePayments wallet, they can be transferred to the ordered card from this payment system and withdraw money from any ATM.

Review of Epayments Bitcoin cards, fees and limits:

• When ordering, the first 2 months are free of charge
• Delivery without payment to any country in the world - Russia, Belarus, Ukraine, etc.
• Order cost $5.95
• Monthly maintenance cost $2.95
• Commission for withdrawing cash in dollars or euros at an ATM is $2.6. If you withdraw in another currency that differs from the card currency, then another +2.6% is added for conversion (exchange)
• Limits greatly depend on account verification (see epayments.com)

Advcash Mastercard for withdrawing bitcoins

To transfer bitcoins to Advcash, register on the official website: advcash.com. To increase the limits, it is advisable to undergo account verification (it will take 1-2 days). But, you can order a card without it and while it is being delivered, upload the necessary documents.

Transferring bitcoins to a card from Sberbank and other banks

If you need to translate bitcoin to card Sberbank, Alfa Bank, VTB24 or any Visa or Mastercard of another bank, then you should resort to help.

Reliable services: Prostocash, Xchange, 60cek, Platov, Ramon Cash - fast and high-quality exchange.

You need to select the direction of exchange and provide the necessary information. For example, :

Now users are increasingly mastering digital money. And developments are beginning to appear that introduce cryptocurrency into everyday life. A big breakthrough was the development of a card for, which allows you to pay for goods and services using crypto coins directly.

Of course, not all services in the world are adapted for this. It is unlikely that you will be able to go to Auchan and pay for sausage with bitcoins. This process is happening gradually, and in advanced countries (Great Britain, Germany) it is already possible to pay with cryptocoins in many trade areas.

However, a number of developments make it possible to use cryptocoins for purchases in regular stores: the service automatically transfers coins to the desired fiat currency according to the best rate. This is a kind of adaptation of the system to the current payment rules in society.

How to choose a Bitcoin card and not make a mistake?

If you intend to purchase this kind of card, then you should carefully study the entire market. To purchase the most best options, you should make sure that they meet certain parameters. Which one?

• Transparency. Before you deposit your funds into an unknown account of an unknown startup, you need to make sure that this system works properly. To do this, first study the official website of the service provider. Then you should study user reviews on reliable and trusted forums. In addition, developers should convince clients that their startup operates legally and prove it. And only after that think about making a transaction;
• User fees. You may have to pay certain fees to use the card. Although some companies do not charge money at all for such operations. In addition, you will need to find out about fees for using ATMs, exchanging bitcoins for fiat, annual card use and other costs. Prices for issuing a particular Bitcoin card also vary. Often the cost depends on whether the tool is physical or virtual;
• Other features. You also need to find out about your options when using the card: what types of fiat it works with, how and where it can be used, whether it is available in your country, and so on. Only after clarifying these nuances can you make a purchase.

As you can see, before purchasing Bitcoin cards, you will need to take time to research different service providers. We will also talk about the most popular services of this kind. For now, let's move on to learning the pros and cons of using a Bitcoin card.

Advantages and disadvantages of Bitcoin cards

Let us highlight some features of using such cards.

You can also highlight a number of disadvantages of the Bitcoin card:

• Services offer different rates for using cards. And it can be quite expensive;
• IN different countries ah, support for such cards is not always good. The fact is that today the tool cannot be used in any store;
• It is worth noting that there are almost no cards that work with Russian rubles.

From all this we can conclude that bitcoin cards can be useful to the average user. Although some shortcomings may be too big a barrier to purchase.

Review of services that provide the ability to work with Bitcoin cards

Now let's move on to the actual cards being released. How to choose such an improvement for yourself? What to look for? Which service can provide the best conditions for using bitcoins in life? We will try to deal with these issues in this section.

We have selected the most popular companies in the world that work with similar tools.

Xapo app

This service has been on the market for quite some time. Xapo was founded in 2013.

Using this resource, you can be calm about the safety of your funds: your money can be stored in both hot and cold wallets. Moreover, you can work with both foreign currencies and Russian rubles.

The system works without interruptions, which is very pleasing, and money can be withdrawn from almost every ATM in Russia.

In order to get a Xapo card, you will need to provide all personal data, including your residential address. The price of the service is $20. Delivery is carried out within 25-35 days.

Wirex

This service has been running for 3 years. The card can be delivered to any country in the world. The company's website is developed in 13 languages. Also created mobile application for more comfortable work.

If you shop online, there will be no usage limits at all.

The withdrawal fee is $2.5. You do not need to verify your account to receive a card. However, for those who have not verified their identity, there will be certain limits on how they can withdraw money from Wirex.

You will have to pay $50 for delivery. Plus $17 for the payment tool itself.

Сryptopay

The big advantage is that delivery of the product is completely free. You can order the plastic version directly to your home.
There are also virtual Cryptopay cards.

The withdrawal fee is the same as the previous service – $2.5. Each month you will need to pay another $1 for maintenance.

SpectroCoin

This service provides full support for clients who work with bitcoins. You can use an exchanger, stock exchange, SpectroCoin wallet. Or order a debit card for payment.

It is worth noting that this service offers good opportunities. The card can be used in any system that supports VISA and MasterCard. Shipping will be free, and the product itself costs only $9.

The resource website has been translated into Russian, which is very convenient for domestic users.

You can deposit not only bitcoins into your card account, but also other popular cryptocurrencies: Monero, Ethereum, Dash, Zcash and other popular types of money.

Epayments

Another system that works not only with Bitcoin. You can also top up your account with ether and Litecoin coins. To buy this product, you only need $6.

In order to convert funds into Russian rubles, you will need to pay a certain commission - 2.6% of the amount. Not that high of a fee if you want to pay with Bitcoin in Russia.

Now this is a fairly popular card among users, so the system can be trusted.

Bitwala

This map more suitable for those living in the EU. However, if you travel a lot, you may want to consider this option.

You can quickly transfer money to bank accounts for minimum commission. Bitwala also works with other popular altcoins. You can also get a virtual version for just 2 euros. For the plastic version of the payment instrument you will have to pay 8 euros.

You will have to pay 1 euro every month to use the card. In addition, if you have not confirmed your email, maximum amount, with which you can work - 200 euros per day. With a verified email address, the threshold will be increased to 500 euros.

Bitpay

Bitpay cards have recently appeared on the market. But now they are becoming more and more in demand. The fact is that transactions from bitcoins to dollars are carried out within just one minute.

But this tool is designed for users from the USA. Therefore, those who live in another country will have to pay more high commissions for use.
You can buy a card for $10.

Another advantage is the ability to use up to 10 thousand dollars daily without verification. These are the highest limits of all the services presented. Users can also cash out up to $3 thousand per day.

Bitpay only works with one fiat currency – US dollars.

Tenx

This is a completely new project, which began to work fully only last fall. The Tenx card allows you to pay with local currency in many countries, with savings transferred from your multi-currency wallet.

Users have the opportunity to store money not only in bitcoins, but also in other popular coins (Litecoin, Etherium and others).

The advantage is that you will not need to pay additional fees beyond those set by the exchanger.

Shift

Another creation of the American continent. This is the first debit card for working with cryptocurrency that appeared in the United States. The service is integrated with VISA, Dwalla, Coinbase.

The good thing is that you can convert bitcoins into regular currency completely free of charge. It will cost you $10 to issue a Shift debit card.

In addition, you can use a convenient mobile application that will make working with your account easier.

The bad news is that this tool is only available to citizens living in the United States.

CoinsBank

This British project may also interest you. Bitcoin cards from this company can be used at almost any ATM around the world. And you don’t have to pay anything at all to get the card.

Moreover, you can work with BTC and LTC, if we talk about cryptocurrencies. As for fiat, Russian rubles, euros, dollars and pounds sterling are available.
You can transfer money to your account from various services. And some methods have no commissions at all.

You can choose various types Bitcoin cards: non-personal and registered options, for use on the Internet and for ATMs and payments for purchases in stores and so on.

These are the main offers on modern market. Weigh all the advantages and disadvantages of using such tools and buy exactly the card that will have all the necessary advantages.

Is it possible to use Bitcoin cards in Russia?

In fact, the situation in the country is not very conducive to implementation new currency. However, we have already indicated that some of the services can operate unhindered within the country.

As an all-in-one cryptocurrency debit card, the Bitwala Visa allows crypto enthusiasts to access over 20 different currencies around the world with over 40 cryptocurrencies. Bitwala already boasts just over 15,000 users from 120 countries and has been developing its platform since 2012 in Berlin.

Bitwala provides both virtual and physical card options compatible with a wide range of different currencies, including USD, EUR, GBP, JPY, KRW, VND, AUD and even several South American currencies. Through a partnership with ShapeShift, Bitwala accepts a wide range of altcoins as deposit methods, including Litecoin, and Dogecoin.

Bitwala offers three membership levels, each with different monthly, withdrawal and deposit limits. Unverified first-level users are provided with only limited services, while verified second-level users have access to unlimited purchases and ATM withdrawals. Users of the third level, membership of which requires a mandatory interview on Skype, are provided with maximum monthly limit in the amount of 50,000 euros.

As one of the most flexible cryptocurrency debit cards, Bitwala is available to customers from over 120 different countries. Both plastic and virtual cards issued on this platform cost €2 EUR with a monthly fee of €1 EUR.

ATM withdrawal fees under the Bitwala Visa are slightly more lenient than others, with a domestic charge of €2.25. The international fee is 2.75 euros, with an exchange rate of 3%. Unlike other Bitcoin cards, Bitwala offers an extremely transparent exchange rate. It also provides market-level conversion rates without additional premiums.

As a powerful, feature-rich and multi-currency card, the Bitwala Visa is an ideal solution for crypto enthusiasts who hold multiple types of cryptocurrencies. The only downside to Bitwala is that due to existing legal restrictions in the United States, it cannot be issued to US citizens.

Xapo

While Bitwala was the first Bitcoin debit card available general public Xapo was the first platform to allow you to directly connect your card to your Bitcoin wallet. However, the early launch of the Xapo card was accompanied by problems such as: many users received unbranded cards; cards arrived at incorrect delivery addresses, etc.

However, Xapo has successfully overcome all the early issues and has emerged as a strong player in the Bitcoin debit card sector. Like most of the other cards on this list, Xapo allows users to access their fiat currency from anywhere in the world and boasts the added benefit of waiving customer fees for the first year of use.

The fees and terms offered by the Xapo card are fairly standard: 3% conversion fee foreign currency, € 2.25 costs for cashing out at ATMs, and the international fee is € 2.75. The Xapo card requires verification and offers a daily cash withdrawal limit of €1,000.

BitPay Card

The last Bitcoin debit card we'll look at in this article is the BitPay Card. BitPay has taken an unusually fair approach in the Bitcoin debit card sector and provides a wealth of guidance and advice on how to take advantage of the benefits their company offers while avoiding excessive fees.
The BitPay card works within Visa and offers virtually identical fees and terms to the Xapo card above, with a 3% exchange rate. While BitPay doesn't make concessions on some of the other services on the list, it is available to US residents, making it an attractive option for crypto enthusiasts from there.

Final Thoughts on the TOP 7 Bitcoin Debit Cards

Before deciding to purchase a Bitcoin debit card, it is always best to evaluate a few key factors such as: fee structure, exchange rates, and inactivity penalties. However, when it comes to quick access to funds without the high costs associated with traditional payment solutions, debit cards Bitcoins are a much more attractive solution than their modern counterparts. If you're investing in cryptocurrency, you'll definitely want to take a closer look at this innovative new payment method.

Over the past year, Bitcoin's popularity among investors has increased significantly.

Now people are ready to spend their coins on public utilities and products. Although several stores and companies accept Bitcoin, it is still not easy to find places where you can pay with cryptocurrency.

You'll be lucky if you find one like this outlet, V otherwise, you need to sell the coin on an exchange, receive fiat currency in a bank account, and then spend it.

But there are several startups that are working to solve this problem by bringing us Bitcoin debit cards.

Surprised?

Bitcoin debit cards allow you to instantly spend your coins anywhere.

First of all, let's learn about the way these cards work.

How does a Bitcoin debit card work?

Let's say you want to buy something with Bitcoin, but the seller only accepts fiat currency (cards/cash) or you don't have fiat, only Bitcoin. This is where debit cards come in handy.

You need to deposit bitcoins into the wallet and in return you will receive a card with a similar balance that you can use to purchase goods and services.

We hope you understand the basic gist of these cards. These are like our regular debit cards, but instead of fiat, they contain bitcoins.

Since there are different Bitcoin debit cards, we will explore and compare them so that you can choose the best one according to your requirements.

Best Bitcoin Debit Card

We have only used the BTC debit card once, but we did full research, compared them on various factors and then chose one for ourselves.

In our opinion, before choosing a card, you should evaluate it according to the following criteria.

Namely

⦁ It should support various fiat currencies such as USD, EUR, CYN, etc.
⦁ Does the service have a mobile application for instant deposits?
⦁ Is verification required?
⦁ Do you receive a virtual card or not?
⦁ You get physical card or not?
⦁ Type of card you will receive (Visa/Master)?
⦁ Fees and other commissions?
⦁ Can you trust the company?
⦁ Is the card available in your country?

Now let's look at each option in more detail.

Cryptopay Bitcoin Debit Card

Founded in 2013, Cryptopay has gained huge user popularity in a very short period of time.

Another advantage is that you can register for Xapo through the app and you don't need to go through verification to get a debit card.

Characteristic

• Currency support – USD, EUR, GBP.
• Verification required - no.
• Mobile application - yes.
• Virtual card- yes.
• Plastic card - yes.
• Cost – $20.

Bitwala Debit Card Review

Bitwala.com is a new player in the industry, but it has gained a lot of user support in the UK and France.

The service provides the most affordable Bitcoin card among all competitors. Virtual card costs 2.00 euro, and physical – 8.00 euro.

There are two delivery plans

1. Free – the card arrives 7-10 days after purchase, no tracking.
2. € 69.00 – Express delivery which includes full tracking and receipt of the card within 3-5 days of purchase.

Characteristic

• Currency support – euro.
• Verification required - yes.
• Mobile application - yes.
• Virtual card - yes.
• Plastic card - yes.
• Cost – € 2.

Shift Debit Card Review

Shift became the first company to introduce BTC debit cards to the US market.

The card is connected to a Coinbase account, so limits vary by account type.

The company only provides debit cards to US residents in 45 of the 50 states.

Minimum issuance fee – 10 US dollars, there is no service charge, which is definitely a great feature.

Shift is the last option, as we recently saw negative reviews about their service.

Characteristic

• Currency support – US dollar.
• Verification required - no.
• Mobile application - yes.
• Virtual card - yes.
• Plastic card - yes.
• Cost – $10.

Which Bitcoin card to choose

Many new companies are coming up with great deals, but you have to choose which ones are right for you.

You should definitely factor in issuance fees, maintenance costs, etc.

Also write in the comments about your experience of using Bitcoin cards.