ePayments- a payment system with which you can receive and withdraw earned money, make money transfers and other operations. It is possible to withdraw money from a Webmoney (WMZ) wallet to an Epayments Prepaid Mastercard, and then cash it out at any ATM. You can top up and withdraw money from your wallet in various ways, including bank transfer, Mastercard or Visa plastic cards, cryptocurrencies, Yandex, Qiwi, WebMoney.

ePayments official website -

The ePayments wallet can be linked to a crypto exchange to trade cryptocurrency there and exchange it for fiat. The most important thing is the ability to order an international Mastercard debit card in dollars or euros, transfer money from your account to it and withdraw cash from an ATM or pay for purchases. The card is chipped with PayPass contactless payment technology and is issued under license from Mastercard International Incorporated.

The payment system is not a tax agent and does not provide data on user accounts to the tax authorities, and does not disclose customer information to third parties without a UK court decision.

Important information! Since April 2017, the cost of ordering an ePayments card has been reduced. Now the cost of ordering a card is only 5.95 USD for a dollar card and 4.95 EUR for a card in euros. We remind you that previously the order cost was $35. Delivery, as before, is free to any country.

To order an ePayments card, you need to go through account verification and top up your account in a convenient way: by card, bank transfer, from a Yandex.Money wallet or cryptocurrency. Update: since 2018, the release of new cards has been temporarily suspended; all previously ordered ones are working. From January 15, 2019, delivery resumed for EU citizens.

If you need other methods of replenishment or withdrawal, you can use reliable online exchangers (Prostocash, 60cek or Baksman), selecting the required exchange direction and specifying the required information. For example, exchanging Bitcoin rubles for ePayments:

The company is developing, so new opportunities for customers are constantly being added. On April 15, 2015, the Payments company redesigned the site. The changes also affected mobile applications: an update was released for iOS on August 5, and for Android on September 2. In July 2016, it became possible to withdraw funds to cards of any bank, and from November 2016, transfer money to a Yandex.Money wallet. In December 2016, the ePayment payment system received the status of a principal member of MasterCard, which confirms its reliability and security for customers.

From March 23, 2016, it became possible to open an Payments account and top it up with Russian rubles in any bank. Since October 6, 2015, the company began working with Bitcoin and Litecoin cryptocurrencies. Since February 2016, the long-awaited opportunity to top up your account with a VISA, MasterCard, Maestro bank card has appeared. Conditions: the card must have the 3-d Secure payment protection service activated (added at the card issuing bank or online banking).

Payment system ePayments founded in 2011. The main office is in London. The activity is monitored by the Financial Conduct Authority regulator (registration number 900172), and there is also permission to issue electronic money. The FCA is one of the toughest financial regulators. The company's services are used by people from more than 100 countries.

Information about regulation can be found on the FCA website, here is a small screenshot:

The system allows you to register an electronic Payments wallet in three currencies: USD and EUR, RUB, and also order the issuance of an ePayments Prepaid MasterCard® card, which
it for residents of Russia, Belarus, Ukraine, Kazakhstan and other countries. In the first two countries, cash withdrawal from the card is possible both in the card currency (USD or EUR) and in the national currency, by converting it at the internal MasterCard rate. You can withdraw cash in dollars and euros at ATMs that dispense currency, and banks set a limit on the maximum withdrawal per transaction (usually $200-500). In Ukraine, due to restrictions established by law, withdrawing cash from a card at ATMs is only possible in the national currency - hryvnia; when cashing out, funds are converted at the rate set by MasterCard. You can also get currency through a bank cash desk.

Without a commission, non-cash payments with Payments cards are possible when paying for services, making purchases where there are point-of-sale terminals (POS), for example, in shops, restaurants, hotels, gas stations, and the card currency is also converted into the national one.

Don't know how withdraw money from WebMoney safe and profitable? You can withdraw them from your WebMoney wallet to your ePayments card, the commission will be only 1% (but not less than $5), and then withdraw (cash out) them through any ATM.

Go to the Payment website -

How to register an ePayments wallet on the official website

To register a wallet in ePayments, you need to go to the official website:

The payment service provides two types of accounts: individual and business.

If you do not plan to use it for commercial purposes, but only as an individual for personal needs, then you need an individual account.

The registration procedure is simple and does not take much time. You only need an email address or phone number, as well as a password. Next, a confirmation code will be sent to you by email or phone number specified during registration, after entering which you will be registered on the site.

Order an ePayments card in 2018

ePayments Card ideal for anyone who makes money online. With its help, you can withdraw, withdraw cash from ATMs, and pay for services and goods offline. It is replenished by transferring funds from your ePayments account or directly from your WebMoney wallet (you just need to link your card). The card is international, works in Belarus, Ukraine, Russia, etc.

Free delivery. You can order a card on the website in your personal account in the “Cards and Accounts” menu. We indicate:

• card currency;
• access code;
• delivery type;
• city, zip code and card delivery address.

Order ePayment MasterCard in USD:

Order a card in EUR:

The ePayments Prepaid MasterCard® card is a proprietary product of the Electronic Payments Association; it is chipped and has a magnetic stripe. Please note that as of February 27, 2017, the issuer of Payments Prepaid Mastercard is Epayments Systems Limited.

The card can be used to withdraw cash from ATMs, pay for goods in stores and make online purchases in any country: Russia, Belarus, Ukraine and others. The Payments card can be linked to your PayPal account to pay for goods and services online.

Issued in two currencies: USD and EUR. The cost of ordering a card is 5.95 USD per dollar card, 4.95 EUR per euro card. When ordering, please indicate the address in transliteration, for example: gorod Minsk, ul. Oktjabr"skaja, house 45, kvartira 3.

You can top up your ePayments account to order a card by bank transfer (by finding the details in your personal account), Mastercard/Visa bank card or other methods. Replenishment by bank transfer is possible in any currency, in any bank. For example, when you top up in Belarusian rubles, Russian rubles, hryvnias, they are converted (exchanged) into the currency of your e-Wallet (USD or EUR). You can also top up via Bitcoin and Litecon cryptocurrencies.

When replenishing your ePayments account with a Mastercard or Visa bank card, you must indicate:

1. 12-digit card number.
2. Validity.
3. Security code CVC/CVV (on the back of the card).
4. Last name and first name, as on the card.
5. Amount (we remind you that ordering a card costs $35).

One more condition: the card must have the 3d-Secure payment protection service activated (this can be done at the bank, at an information kiosk, we connected it through mobile banking).

One of the advantages of the card is that the commission for one transaction (operation) at ATMs is only 2.6 US dollars, which is relatively little. Therefore, we recommend ordering it:

Order processing - up to 4 days. Delivery can be made free of charge by regular mail (takes 3 to 6 weeks) or DHL. In the latter case, it takes 5-10 days, but the cost is correspondingly higher - 89.95 USD or 79.95 EUR.

It arrived in Belarus by regular mail without problems and free of charge in 4 weeks.

The ePayments card can be used at all ATMs that accept MasterCard payment system cards. For example, at an ATM of one of the banks (Belagroprombank) of the Republic of Belarus:

Dollar card limits:

Obtaining an ePayments electronic wallet number

After registering in the system to receive the Payments electronic wallet number, fill out an individual user profile, where we indicate:

1. Last name.
2. Citizenship.
3. Phone number.
4. Email.

It is advisable to indicate real data in order to speed up the future verification process.

After entering the data, the eWallet ePayments electronic wallet in the xxx-xxxxxx format will become available to you. You can view it in the upper left panel of your user account.

Tariffs for wallet transactions can be found below.

Login to your personal account.

In your Payments personal account, you can perform all available operations: find out your account balance, top up your wallet (e-Wallet), transfer money, order a card, find out tariffs, contact support, participate in the bonus program, find out your transaction history, etc.

Main features of the personal account menu

Receiving a payment password

The next step is to obtain a six-digit payment password, which is necessary for security when conducting transactions in favor of third parties. If you have forgotten it, please contact support immediately, as it cannot be replaced on your own.

Activating the card and receiving a PIN code

After receiving the card, go to the “Cards and Accounts” menu and click “Activate”.

You can get a PIN code for your card in two ways: using the "Cards and Accounts" menu, indicating your date of birth (mm.dd.yyyy), access code, and the postal code you provided to send the card or by phone.

Transfer and withdrawal of funds from the ePayments wallet

The following withdrawal and transfer methods are provided:

• to a WebMoney wallet (deposit speed up to 15 minutes);
• to a bank account (1-5 business days);
• to ePayments card (instantly);
• internal transfer (instant);
• to a VISA/MasterCard bank card;
• to the Yandex.Money account;
• to the bitcoin, litecoin account.

The ability to transfer funds from your wallet balance to VISA/MasterCard® cards exists only for cards issued by banks of the Russian Federation.

For residents of Russia, Belarus, and Ukraine, the best option for withdrawing funds is through an Payments card, as well as to a WebMoney wallet or bank account.

Limits and the ability to access a particular operation depend on the status and type of account.
For now, funds can be sent from the system only in the specified currencies - USD and EUR.

Replenishment limits: for unverified users - $2500 per year; for verified - unlimited.

Commission for transfer and withdrawal from Payments wallet:

Topping up your wallet and ePayments card

You can top up your ePayments wallet in the following ways:

• by bank details, which can be seen in your personal account;
• VISA or MasterCard® card;
• from a Yandex.Money wallet;
• through exchangers: Prostocash, 60cek, Baksman.

Card replenishment:

• from the Payments wallet;
• from a WebMoney wallet.

For residents of Russia, Belarus, and Ukraine, replenishment is currently available by bank card and using bank details, which everyone can see in their personal account. You need to save them (print them out) and go to the nearest bank. You can top up with any currency (ruble, hryvnia, dollars, etc.), the funds will simply be converted into the currency of your wallet at the bank exchange rate on the day of receipt.

To top up your Payments Prepaid MasterCard, you can use your WebMoney wallet and then transfer from the card to your account.

Replenishment from WebMoney is possible only in US dollars (WMZ) and euros (WME).

Replenishment limits: for unverified users - $2500 per year; for verified - unlimited.

Commission for replenishing your ePayments wallet:

Topping up an ePayments card from a WebMoney account and linking it to it

It is possible to top up an ePayments card from a WebMoney wallet and vice versa - withdrawal from an ePayments card to an account in WebMoney, as well as withdrawal to it. The exchange service commission is 1% (min $5/€5) for deposits and 2% for withdrawals.

Requirements of the WebMoney system to complete the operation:

• Obtaining a WM Certificate is at least formal; for this you need to upload a scanned copy of your passport.
• WMID registration at least 7 days ago.
• Complete match of personal data in WebMoney with data on the Payments card. If your information does not match, write to support: they will change the spelling to the correct one.
• It is mandatory to go through the verification procedure (linking) of the Payments card to the WebMoney wallet. To do this, you need to upload a photo of the front side of the card on the Webmoney website. Detailed instructions are available.

To verify (link) a card to a WebMoney account, you must proceed as follows:

• We go to the WebMoney website, go to the “Bank Cards” section.
• Linking a new card.
• Enter its number and the name of the issuing bank.
• Then we add a scan or photo of our passport and the card itself.

The whole procedure does not take much time; the notification is sent to the keeper and mailbox. Once linked, there will be a green check mark next to it. After this, the card is ready to accept funds.

Statistics on completed transactions

Summary statistics can be viewed in the "Transactions" section. There is a filter by dates, currency, direction of transactions.

Verification

There are two levels of verification in the Payments system: verified and unverified. Transaction limits depend on the level of verification. To undergo verification, go to the “Settings” menu in the “Verification” subsection:

Advantages of the ePayments payment system according to reviews:

• Implementation of financial control by the British regulator FCA.
• Possibility of ordering a Prepaid MasterCard and paying for services using it in any country in the world.
• Possibility to open a wallet in euros, dollars, rubles for free.
• Transfer between wallets and to the Payments card without commission.
• Withdrawal from Payments account to VISA or MasterCard bank cards.
• Possibility of registration and use of services for residents of Russia, Ukraine, Belarus.
• Low commissions when withdrawing money from a card.
• Free e-Wallet.
• Replenishment from plastic cards.
• Three account currencies - euros, dollars and Russian rubles.

Flaws:

• There are low transaction limits for unverified users, so we advise you to go through the identification process.
• In April 2018, the release of new cards was suspended.

Z-payment is a powerful financial tool for automatically accepting payments on websites and for instant payment for goods and services on the Internet.

More than 8,500 stores are currently connected to the system, and it has more than 30 payment methods. With Z-payment you can accept:

• Electronic money
• Plastic cards
• Bank transfers
• Money transfers
• Mobile payments
• Postal transfers
• Cash payments
• Payment in terminals

Z-Payment is primarily a payment acceptance tool for online stores, and not a payment system for daily transactions and utility bills.

That’s it, in one sentence I expressed the essence of the service.

A little history

Back in 2003, a group of professional developers created the universal technological platform “Transactor”, which was supposed to simplify the procedure for exchanging electronic currency as much as possible and increase the efficiency of using electronic payments.

After numerous improvements and additions, the electronic payment system “Z-Payment” was created on the basis of the platform in 2007.

But in general, a year earlier, the “Z-Pay Payment Reception and Processing System” was launched, which became disgraced due to a problematic investor company, but it was all hushed up, the debts were paid off and the developers relaunched the service under the mentioned brand on their own "Zet Payment".

The main task that was set for the product was integration of various types of payments for online stores and paid services.

Less than a year later, on July 16, 2008, the 1000th store connected to the system. This fact confirmed the success of the business idea and the demand for its services on the Internet.

During the development of the system, the main emphasis shifted to accepting payments from the offline sector, since the presence of the functionality of the classical payment system (transfers within the system) led to the reluctance of other electronic payment systems to cooperate with a potential competitor. Monopolists in the payment systems market, of course, strive to prevent a decrease in their influence, and, as a consequence, income. But this did not prevent the further development and successful popularization of Z-Payment.

Possibilities

Currently, the system serves over 500 thousand Runet users. The popularity of this service is due to a number of advantages over others, namely:

• no commission for any monetary transactions within the system itself;
• availability of more than 30 types of various payments;
• users of the service can be not only citizens of the Russian Federation;
• lack of installation of software for using the payment service;
• certification of all users is carried out automatically;
• high level of security and confidentiality.

The unit of payment in Z-Payment is ZP, which is equivalent at par to 1 Russian ruble. The wallet number in Z-payment looks like ZP12345678 and is assigned immediately after registration in the system is completed.

Features of accepting payments the fact is that when paying in any store, the client is directed to the merchant, where he can choose a more convenient type of payment, and not just using ZP; in the screenshot below, only half of all possible types of payment:

Provider services can be paid through the system’s electronic terminal:

To get to such a terminal you just need to select the section you are interested in:

Registration in the system

Before registration, which is called in Z-Paymentconnection(a hint that the service is needed primarily by online stores) , it is recommended to carefully read the Public Offer. The registration process itself is very simple and takes no more than a minute.

In the registration form, you must indicate your last name, first name, patronymic, mobile phone and e-mail, and also create a password. After filling out the form and clicking the “Registration” button, messages with a special code are sent to your e-mail and mobile phone to activate your account (it is more convenient to use the first one, since the letter contains a ready-made link with the code, after clicking on which the account is immediately activated, and when used code in SMS, you must enter it on the site manually).

General registration data (full name, e-mail address) cannot be changed, so be careful when filling out all fields.

By registering in the system, you have the opportunity, without leaving your home, to pay from your account for purchases in an extensive catalog of online stores (Z-Catalog) connected to the system, utilities, mobile communications and the Internet, television and other services.

The system account has an interesting opportunity to send SMS to the phone of any mobile operator for just 1 ruble.

Certification in Z-payment

A ZP certificate is a digital certificate that is issued to a system participant who has provided the system with his personal data.

Physically, the certificate is one of the attributes of the wallet and means its higher status in the system than the wallets of non-certified participants. There are as many as 13 types of certificates in the Z-Payment system! This:

• Anonymous certificate
• Personal certificate
• Seller's certificate
• Store certificate
• Temporary certificate
• Initial certificate
• Manager Certificate
• Company certificate
• VIP client certificate
• VIP company certificate
• Developer Certificate
• Dealer Z-Payment
• Z-Payment Agent

Immediately after registration, the user is automatically assigned Anonymous certificate. Users with this type of Passport have a minimum set of rights and restrictions on the number of ways to withdraw funds from the system (withdrawal to plastic cards, ordering a plastic card is not available), and also do not have the ability to create stores.

In order to start receiving payments on the site, you must have at least Personal certificate, and for legal entities - Store certificate.

Z-payment provides 4 options for obtaining a Personal Certificate: a) payment from a plastic card, b) CONTACT money transfer, c) upon an application with a signature certified by a notary and sent to the company address by mail, d) automatic certification through a personal certificate Webmoney(or higher), if you have it, of course.

This is how I once received a personal certificate, using a Webmoney personal certificate.

Knowing the user's wallet number, you can view the available information about him and his Certificate directly on the payment system website.

To do this, you need to find a form for entering your wallet number at the bottom of the left column of the site.

Deposit and withdrawal of funds. Rates.

Internal transfers and payments in the system are carried out instantly and without commission, I have already mentioned this, but it is difficult to make deposits and withdrawals without commissions.

Currently in the system more than 30 ways to replenish your wallet. This includes payment from electronic wallets, Internet banking, from bank cards, using fast money transfer systems (CONTACT, Unistream, Anelik, MoneyGram, Western Union, Zolotaya Korona, etc.), replenishment through terminals (Eleksnet, Multikassa, X- Plat, etc.). Commission is approximately 3-6%.

Topping up from cards often doesn't work. There are tons of limits. And a large commission for accepting funds (3%). And not an interesting mcc code 6051. But a lot of countries are supported:

Payment by bank plastic card VISA, Visa Electron, MasterCard and MasterCard Maestro banks of Russia, Azerbaijan, Armenia, Belarus, Kazakhstan, Kyrgyzstan, Moldova, Tajikistan, Turkmenistan, Uzbekistan, Ukraine, Latvia, Lithuania, Estonia, Austria, Belgium, Bulgaria, Greece, Denmark, Israel, Spain, Italy, Cyprus, Luxembourg, Macedonia, Malta, the Netherlands, Norway, Poland, Romania, San Marino, Serbia, Slovakia, Turkey, Finland, France, Croatia, Montenegro, Czech Republic, Switzerland, Sweden.

Some conclusions

Analysis of popular social services shows that representatives of the system, apparently, are always open to dialogue, they are present on all major platforms related to the topic of electronic payments and their development, and immediately respond with explanations to negative reviews about the operation of the system that sometimes appear on the Internet. The service has platforms on LiveJournal, Twitter, representations on social networks VKontakte, Facebook, Habrahabr, and a system for collecting reviews and suggestions. The methods of contacting specialists from the technical support service are available through the feedback form and by calling the phone number listed on the website.

Despite the fact that there are approximately equal numbers of negative and positive reviews about the Z-Payment system online, in her favor additionally says fact of cooperation with all major players in the electronic payment market– an achievement that not every payment system with more extensive experience can boast of.

But what confuses me personally is that it is impossible to top up an account in the system with a minimum commission. Without Webmoney certificate. Having learned about the zero percent withdrawal method, I will, of course, now go and reconnect my domain registration service to Z-Payment, but I would like convenience for other clients.

In the meantime, exchangers are clearly making it clear (by the absence of possible transactions with ZP) that this payment system is somehow confused in itself, stands apart and therefore is not particularly popular.

Good day, readers of my blog. Today, many Internet users, novice webmasters, bloggers and freelancers are wondering how to top up a z payment wallet?

Haven’t you ever had a situation when you urgently needed to buy some product or service online? Or did you not lose money by using “left” payment systems, when adding money, it went “nowhere?” Thanks to the Z Payment wallet, you can be sure that all transactions with your financial funds will be carried out as securely as possible.

However, despite the fact that there are quite a lot of methods for adding money to the Z Payment system, not all users know how to do this. If you don’t want to sit online for a long time, clarifying how best to work with the Z payment wallet, then it’s time to learn! The first thing that a client of this system needs to understand is that most operations in it can only be performed by payers who are certified (registered) in the system. You can register by following the link.

Registration in the system will not take you much time. To register, go to https://z-payment.com.

• e-mail – email address. I recommend creating a separate mailbox on gmail.com;
• Mobile phone number;
• password – come up with a complex password or use a password generation service, for example;
• confirm the previously entered password;
• enter the captcha - the numbers from the picture;
• then you need to read the z-payment public offer and check the appropriate box.

After filling in all the fields, press the button "Registration".

Also, if something is not clear to you, at the bottom of the registration window there are links to a video lesson that will help you register correctly with the service.

If all the data is entered correctly, the system accepts it and sends an email to the email address you specified during registration. By clicking on the link from the email to confirm your registration, you gain access to your account in the system.

Registration is now complete. Nothing complicated. On all sites, the registration procedures are very similar and have approximately the same steps. Therefore, if you have registered on some blogs, services, websites, then it will not be difficult for you to register a z-payment wallet.

How to top up your account?

Having logged into your own created account by entering the login and password specified during registration, you need to open the block on the right "operations", and then click on the section "Replenishment".

Next, you should indicate exactly how much you want to deposit into the system and click on the button "Fill up a purse". Then, carefully study all the conditions and, if you agree with them, check the appropriate menu item. Also, the user needs to note which payment method he plans to make.

If necessary, you can add finance using transfers from a bank, or using an ATM or even from a Qiwi wallet. I usually use Qiwi, where the percentage is lower and the translation speed is good. Alternatively, you can top up your account using regular transfers or terminals. At the end, you can see an account statement on the monitor screen, where all the transfer details will be.

By adding a payment to your account in this way, you will have the money within half an hour. To confirm the application, you just need to press a button and write down the account number and the total amount issued. After all the manipulations have been completed, you will receive an email notification with all the transfer data. If you do not use the application, it will be canceled after three days. You can make other cash statements using the same method.

If you want to learn more about working with the z payment system, subscribe to blog updates and recommend it to your friends and acquaintances. That's all for today, bye-bye everyone.

Best regards, Roman Chueshov

October 24, 2010 at 01:44

Payment system in Russian or should you trust your money to Z-payment

• Payment systems

Many of you know the Z-payment system for accepting payments. They also position themselves as a payment system with ZP currency.

On October 19, without any warning, the system went into a “software update and configuration”, which lasted for 3 whole days (until October 22) after which they asked to change their passwords.

But weren't they broken?

And this is not the first time.

Just recently, on May 11 to be precise, the system also suddenly stopped working. When entering the site, the standard Apache page hung. "403 Forbidden". That's all. No more information, they didn’t even bother to put a plug on the site. After 3 days, the system came to its senses, and it was necessary to urgently change account passwords and payment passwords. Without this they would not allow anything to be done.

And this time everything repeats itself - they ask to change passwords, after logging into your account there is a redirect to a page with a password change, but bad luck - the browser reports that "the server redirects the request to this address in such a way that it will never complete". Those. in fact, nothing can be done inside the account. (upd: fixed by Sunday evening)

And with this error, they calmly rest the weekend, and judging by the fact that this has already been for more than a day, no one monitors the system at all on the weekend. In fact, it turns out that the service has not been working since the 19th.

The question arises: is it worth trusting your money to a system that has not been working fully for 5 days? And in which, after a “software update,” you urgently need to change passwords. And this is not the first time in the last six months! Think about it.

The second question is the attitude of the system towards its users. Actually, I assume that when carrying out some work, you need to notify your users about it. Moreover, this is not just a payment system (as they position themselves), but also a service for accepting payments, which is used on various sites. Stores accept money through them. And Z-payment allows itself to turn off the system for 3 days without warning (in fact, more - the service is still not working).

But there is undoubtedly progress - in May they had “403 Forbidden” on their website for three days and no one knew what happened and whether it would continue to work. Now they were putting up a plug with information. But the fact remains a fact. Even if this is an emergency situation, no one bothers to notify about it through the mailing list, so that users and stores at least just know about it and do not plan any business related to Z-payment. And now most stores learned about this from their users.

Some users on the forums write that Z-payment was broken both in May and now (the argument is - otherwise, why do you need to urgently change passwords). They advise you to withdraw money (but you cannot withdraw it at this time - because the service does not work after logging into your account). I don’t presume to say whether this is true or not. Z-payment employees say no (and who would say that “yes, we were cheated”).

I personally worked with Z-payment as a store. I don't plan on it for a second. In this regard, the question is whether anyone from the respected habra community can suggest a similar service. Interested in accepting off-line payments (bank, post office, etc.). For electronic currency there is Robokassa (although also not a gift).

UPD. On Sunday, late in the evening, the service finally started working in full mode, i.e. There is no longer an endless redirect to change your password. Now you can finally change your password and withdraw all your money. Total downtime from October 19 to October 24. No warnings before, no apologies after. This is how the Z-payment service works. Think at your leisure (those who use) what can await you tomorrow.

UPD2: If Z-payment employees are reading this post, then tell your superiors that you need to think about your users first. And warn them about a long shutdown in advance by letter. And after turning on the system, you need to finish everything and only after that go to rest. You are still a payment system, and not some left portal. Maybe this post on Habré will stimulate you, otherwise you are ignoring ordinary requests.

Greetings, dear visitors and regular readers of the blog site! In this article I want to talk in detail about the Z-Payment payment system, and I will also show how easy it is to connect the system to the site to accept payments on full autopilot...

Today, by the way, I discovered a problem with email delivery... It turns out it hasn’t worked for probably a week now. So if someone wrote me a letter and I didn’t answer, write again! I fixed the problem and everything works as it should...

So what was I talking about, oh yeah...

About the Z-Payment payment system

The official start of the Z-Payment electronic payment system dates back to 2007. Its main office is located in the city of Irkutsk. It is clear that the Russian Federation is considered the legal space.
Thanks to the dynamic development of the system, today it serves as a financial tool that allows you to pay for services in real time and make purchases in online stores.
It has a huge number of payment methods, and its partners currently include the largest online stores, the number of which has long exceeded 9,000. For trading platforms, online stores, WordPress blogs and more, it is ready to offer a large number of ready-to-use modules to choose from.

Depositing and withdrawing funds in the Z-Payment system can be done in various ways. For this purpose, bank and postal transfers, plastic cards, terminals and electronic money of other payment systems are used. The choice remains with the consumer. Financial transactions within the Z-Payment system occur without any commission.

The Z-Payment system uses electronic currency equivalent to the ruble. By registering in this system, the user immediately becomes the owner of an electronic wallet.

Before registering, you must study Public offer agreement and upon agreement with its terms, proceed with the registration procedure. The process itself is similar to the same process in other electronic payment systems. Its implementation requires a small amount of time - no more than five minutes.

Registration in the Z-Payment system

To register, you must go to the official Z-Payment website and fill out a special form. It should include your personal information, as well as your cell phone number and email address. To log into the system and make payments, you will need a password that you must create yourself.

If you want, you can indicate my wallet in the “field of the person who invited you” - ZP90333489

By clicking on the “Registration” button and receiving an email, you must follow the link provided in it and activate your account. This procedure can also be performed via SMS message, which is less convenient for the future user.

Fill out all fields of the registration form need to be very careful, since the replacement of the last name, first name, patronymic, email address and telephone number cannot be replaced.

After registration is completed, the system is ready for operation and its participant has the opportunity, without leaving home, to pay for purchases made in online stores and various types of services. The latter include: utility bills, cellular communications, cable or digital television and much more.

If the user is certified, he can connect a VTB24 bank plastic card through his account, or purchase a MasterCard prepaid card up to 15,000 rubles.

Currently, there are many types of electronic wallet replenishment in the system. This can be done through the CONTACT system, using a bank or postal transfer, through a terminal or plastic card of various banks not only in Russia, but also in neighboring countries.

You can withdraw money from your wallet to the wallet of another electronic system, for example, QIWI, Webmoney, RBK Money and others. Almost all money transfers are accompanied by a commission fee in accordance with the tariffs published on the official website of the system.
Without commission, you can top up your account using a bank transfer made in rubles; using Internet banking; Sberbank of Russia and the Webmoney website. A complete list of commission-free payments is available on the official Z-Payment website.

Reliability of Z-Payment

Unlike other payment systems, Z-Payment does not place most of the responsibility on its users, but uses modern types of protection for customer wallets and transactions.

The most important way of protection is that the participant has a Certificate. In order to log into the system and make a payment, you must provide a password. If a password change is required, the user must specify the previous version. The system must know the complete list of addresses from which work can be carried out.

After the transaction is completed, a notification about the completed transaction is sent to your phone number and email address. If desired, the user can further protect himself by using a one-time password to work with the system.

And finally, the system offers the use of a “Personal Safe”, which, in addition to the basic one, has additional protection against unauthorized use of the user account. To enter the safe, you must have your own password and access paths that are different from those that the participant uses to enter his wallet. In a Personal Safe you can store not only all your money, but also some part of it. The Personal Safe balance is also displayed in the Personal Account along with the electronic wallet balance.

Connecting the Z-Payment system to the site

Every newcomer to the information business sooner or later thinks about how to accept payment on a website (blog) for selling their goods or services? And it’s desirable to automate all processes, right? Because you’ll get tired of sending everyone payment details, conducting correspondence and doing other things...

And so a beginner studies this issue, reads a bunch of articles on various resources and-and-and... he’s amazed at how complicated everything is!

Six months ago, I went through this myself and I understand you perfectly! I remember I couldn’t get my head around how all these processes actually work, which system is better to choose, etc. and so on. But, in the end... I figured it out!

In fact, there are many ways and I want to devote a whole article to this issue; I won’t put it off, as it is very important! to my news and you will certainly find out about the publication...

Well, since the topic of this article is Z-Payment, I’ll show you what you need to do to accept payments on the site using this service... It’s simple, look...

You need to register the paths to the php files (having previously placed them on the hosting), which are responsible for the payment process (successful, unsuccessful) - You can download them on this page in the “For Developers” section... Take the payment form itself here - the Settings column - HTML code!

Also in the settings, choose payment methods for your goods and what part of the commission you will pay yourself... Personally, I set 100% everywhere, so that the client pays the amount he sees... Yes, you can also add your created store to the Z- catalog payment!

• Now, we need to obtain a personal certificate so that our future store will be awarded 3 stars and the following types of payments will be available - WebMoney, Yandex wallet, Transfer from a Sberbank card, VISA/MasterCard plastic cards, Payment from a mobile phone balance and other important systems...

To receive it you need to send an application and documents! If you have a personal passport in the webmoney system, then you will automatically receive a personal passport in the Z-Payment system! About how to get a personal passport in the WebMoney system...

To speed up the process of assigning 3 stars to a store, write to the Z-Payment support service in free form!

That's basically it, in a nutshell! Now our website or blog can accept payment for some products or services... Don't forget to personally test the payment process inside and out!

P.S.: For those who don’t understand anything about this at all, I advise you not to suffer, but to order the Order Master 2 script! I personally use its functionality to conduct information business... And I advise you!

See you later...

Best regards, Vladimir Savelyev

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