I accidentally came across a new (well, for our village at least) tool for fooling (not to say worse) citizens of the Russian Federation.

Anyone in need of a loan needs to go to the terminal, enter the necessary data and within 10 minutes (this time, according to the management of E-money, should pass from the beginning to the end of all actions) receive the required amount.

A DEVICE that in 10 minutes will make an individual happier in the amount of up to 10 thousand rubles inclusive. It resembles the usual electronic terminals, however, with some difference in appearance: for unknown reasons, the designers of the device created it in the form of a pipe with a meter cross-section, as if cut at an angle of 45 degrees. According to the plan, the devices will be installed in shopping centers: imagine how many people will be able to see your personal secret PIN code for transactions and later use it.

Vladislav Lapin, CEO RC Group, which developed E-money, was somewhat embarrassed that its data, printed in large font, was visible to everyone nearby.

Is it possible to get a loan using someone else’s passport?

No. System in automatic mode Using a special algorithm, it compares the face of the person filling out the application with the photo on the passport. In addition, E-money has many other levels of protection against fraud and hacking.

However, at a press conference dedicated to the “implementation” in Sverdlovsk:

According to Lapin, one of the advantages of the system is the complete elimination of the human factor. True, Lapin began to contradict himself almost immediately, explaining that at the other “end” the operator is sitting, checking the photographs and ultimately giving the go-ahead for the issuance of money .

Return conditions are discussed separately. “E-money” offers so-called “service packages”: that is, you pay a certain amount in order to then be able to take out loans for a certain amount and for a certain period. The more expensive “package” you buy, the more and for a longer period you can borrow. Lapin did not specify how much you need to pay, advising you to understand the device in practice if you wish. If two weeks have passed and you have not been able to return the money for some reason, you will be subject to two refund modes, simply called “soft” and “hard”.

“First, our “soft” department tries to get through to you, and then transfers the documents to the “hard” department,” Lapin explained without any embarrassment.

– So after this they will “come” for you? – the journalists clarified.

“Yes,” explained the CEO of RC Group. However, he then added that we are talking, rather, about transferring data to the court. This did not save the situation, and fragments from films about the “dashing 90s” with bits, irons and soldering irons immediately appeared before my eyes.

Microfinance organizations often lend amounts at monstrous interest rates. As a rule, such offices charge 2% for each day of delay. It’s not difficult to calculate what “falls” in a year 730 % from the initial amount. This is assuming 2 percent per day. But if you consider that from the first day of delay, many microfinance organizations include a rate of 5%, the annual rate can rise to approximately 1800 percent!

P.S.: “ Individual entrepreneurs and persons involved private practice, calculate the tax themselves” / tax code Russian Federation/

The most affordable, easiest and safest way withdraw “electronic money” - use it for its intended purpose, that is, pay with it. For everything - goods, communications, rent, taxes, loans, tickets... This list is endless. Offer prompt payment to friends/colleagues and partners in exchange for cash.

Do you need massive reverse payments (agency, bonuses, salaries)?

Withdrawing money to a bank card

Freelancers most often receive money for their work on bank card. In this regard, Alfa Bank is convenient - in order to deposit cash into the account of the Alfa card holder, you can use the terminal. Moreover, for this you only need to know your credit card number. With this option of mutual settlements there is no commission. The most delicious thing is the service Conversion formula A- a joint service of Alfa-Bank and the Free-lance.ru project.

How to withdraw money from WebMoney to a card?

There is a transaction option via Banking Webmoney Transfer to the account of any bank. For such a service, WM takes its percentage of +15 rubles from each payment. To this you can add the bank commission, if any. For individuals to carry out such transactions you need to have a formal certificate.

In your WebMoney account, you can instantly receive a MasterCard Virtual card, transfer WM money from your wallet to it, and use the card for online payments.

You can issue a card at a bank that cooperates with WebMoney, link it to your wallet and withdraw WM to it. When choosing a bank, you should check not only the percentage for the transaction, but also the bonus offers on the cards. For example, a % refund of the cost of purchases to a WebMoney wallet.

And finally, it is possible to link your card from any bank to your wallet and transfer money to it.

How to withdraw Yandex.Money to a card?

You can withdraw money to an account in any Russian bank. In this case, the losses will be: bank commission + system commission.

It will be cheaper to link a bank card to your Yandex.Money account and withdraw to it with a standard commission.

The inconveniences of the poison include periodic blocking of the wallets of active, unidentified users, followed by a requirement from the system to provide passport data to resume work. Also, when working anonymously with poison, you cannot withdraw more than 15,000 rubles at a time.

=MoneXy=

There is a fairly easy-to-use system for freelancers called moneXy. Its general director, Yuri Chaika, told us about the advantages of using this system: “ To open an account with us, you do not need to obtain certificates or undergo identification. We also have the ability to send mass payments, and use the API(set of functions and interfaces, to work with system tools - approx. ed.) allows you to make payments from the employer’s admin panel without visiting the website payment system». He also noted that: “ Payment systemmoneXy mobile and modernized at the request of clients, without collaborating with representatives of internal services».

= International Payoneer system =

To receive money from foreign freelance exchanges and photo hosts, our compatriots actively use the international payment system payoneer.com. This system is not resident in the Russian Federation, which means not obliged to report to the local tax service . According to Dmitry Kats, responsible for the promotion of Payoneer in the CIS countries, “ thanks topayoneer.com thousands of Russian specialists earn money abroad by working remotely" This system provides Russian-language support and the ability to release plastic card, making it possible to withdraw funds from any ATM. Also, those in need are provided with a US Virtual Bank Account. " The latest innovation is the ability to link our cards to Qiwi wallets", - said Dmitry Kats - " Now with our card you can pay for housing and communal services, top up any Russian online wallet, and also transfer money to any account in Russian bank ».

Withdrawal of electronic money in cash

Carried out through systems money transfers. Losses: payment system commission + money transfer system commission. Upon receipt, you must present your passport and other Required documents, and then state the amount and payment number (transfer control number). As a rule, you can send money for withdrawal to the money transfer system directly from the e-wallet menu.

E Money is a very modern and high-quality microfinance organization. Everyone has found themselves in circumstances when they needed money, but it was not available.

For such moments, there are special institutions where you can borrow money at interest, and an example of such an MFO is E Money. There are many cases when people turn to centers for help quick loan money, where you can borrow an amount in the shortest possible time - a couple of hours.

Microfinance organization "E Money" is one of the best institutions in the field of microfinance. The issuance of money to this organization takes place through terminals. They are found in large trading houses in any town. The location of all terminals in the city can be seen in the list located on the campaign website.

"E Money" - requirements for the client

The rules of the microfinance organization E Money are no different from similar campaigns.

• The borrower must have full legal capacity and a permanent place of work in order to repay the loan from E Money on time.
• The age of the borrower in E Money varies from 18 to 70 years inclusive. A person whose age meets the requirements has the right to borrow money. With timely repayment of the debt and good relations between the customer and the organization, the loan amount can be increased.
• Mandatory items are the presence of a Russian passport and registration of place of residence in our country.

"E Money" - conditions for providing loans

• It takes a short period of time to repay the debt in E Money - a maximum of 2 weeks.
• Borrowing money occurs from 1 thousand to 10 thousand rubles. The increase in the loan amount is affected by the following circumstances:

1. Number of loans in E Money
2. Selected loan program.

And also other circumstances.

"E Money" - how to get a loan

Applying to borrow money from E Money is very easy. First, you need to find on the city map the terminal closest to you that serves this company. Afterwards you will familiarize yourself with and select a loan program. After completing these steps, you can proceed to filling out the application in E Money.

Using the terminal prompts, you need to go to scan documents (passport, etc.). We wait a few minutes. At this time, the E Money program processes personal data. Once completed you will receive a positive or negative result. When the system confirms the application, the terminal will give you the amount you need.

E money is absolutely new way issuing cash loans, when the borrower receives a loan not from the hands of lenders and not to a bank card, but through service terminals! The borrower of the MFO E money has the opportunity to borrow up to fifteen thousand rubles ( maximum amount). And unlike other microfinance organizations and banks, the answer to whether to issue a loan or not will be given to you in just two minutes. In order to get a loan in E money, you do not need to go to the bank and collect a bunch of all sorts of documents and certificates. The e money company issues loans at the terminal closest to you, full map Such terminals can be found on the company’s official website. For money, an online application can be completed directly on the company’s website at https://edengivam.ru/, or if you go to the terminal. The device is able to scan the submitted document, which is required to apply for a loan. Through terminal E, money can be issued in an amount ranging from 1 to 10 thousand rubles, for a period of up to 14 days. Also on the website of the E money company it is said that it is planned to install 50 devices in each million-plus city. Typically, E money terminals are located in the most popular shopping places in the city.

E Money loan online

In order to get a loan through the MFO E money, a person will need only 10 minutes of time, but many people want to apply for a loan not through a self-service machine, but through the company’s website, because they believe that this way they can save their time. It is quite possible:

As you can see in the picture, first we need loan calculator choose money on the E website the required amount as well as the period after which you can repay the loan.

Next, you can watch the video instructions on how to get a loan through the terminal, and also find out the procedure:

And then the video will tell you how to pay off your debt to company E money.

How to transfer funds through E Money

Using E money terminals, you can easily send money to another city; in order to do this, you need to select the “money transfer” item in the device menu.

Next, the person who is supposed to receive the money can go to any E Money terminal and enter the password that you previously told him. That's it, then he'll get cash, which you listed to him.

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