In this article, we would like to tell you about money in Finland. This article will be useful especially for those tourists who are going to this country for the first time. You will learn how much money you can take with you, how to exchange money in Finnish banks and how to pay with credit cards. We remind you that until 2002, Finnish stamps were in circulation in this country. We still remember those times when the cost of one stamp was equal to the cost of 1 Russian ruble. But life is changing, and after Finland became a member of the European Union, in February 2002, the country switched to payment in Euro (€).

Now many of our tourists simply call them “Euriki”. From paper notes, you can find denominations - 5, 10, 20, 50, 100, 200 and 500 €. From a trifle - 1 €, 2 €, 5, 10, 20 and 50 cents. Interestingly, the coins of different European states have their own national symbols. Most Russian citizens are holders of one or another credit card. In principle, you do not have to carry cash with you at all, since you can pay with a credit card almost anywhere. The most important thing is that it should be an international payment system "Visa" or "MasterCard".

These can be restaurants, cafes, many shops in Finland or hotels. There are no problems with paying by credit cards, in any case, if they happen, then this happens extremely rarely. But here you need to understand that circumstances in life are different and having several tens of Euros with you will never hurt. For example, the store may not have a network, or the software may simply fail. We recommend that you do the following, if you have a credit card, then be sure to take it with you, but it will not be superfluous to have some cash in your wallet.

Photo: Santeri Viinamaki / Wikimedia Commons

Each person has their own needs and possibilities, but you must have at least 50 Euros per person per day with you, provided that you do not have a credit card with you. Periodically, employees ask tourists to show money. It may sound funny and may even lead to a little stupor, but they really ask - "Is there any money?". If you are asked this question, show the border guard your cash or credit card (Visa, Master Card). If you are carrying more than 10.000 Euros, then you must declare them at customs.

Buying goods for rubles

Starting from 2013, several large Finnish retail chains began to accept payments and Russian rubles. Most often, this rule is common in the border towns of the southeastern part of Finland, where most travelers from Russia come. One of the first to accept payments in rubles. But I must say that the exchange rate when converted to Euro is not very profitable for us and the difference can be up to 10 rubles. Therefore, before the trip, we advise you to buy Euro in Russia, and pay in Russian rubles only when absolutely necessary. But it's possible, and it's probably a good thing.

Tax Free and Invoice

In the European Union, all goods for foreigners are subject to VAT and it can be partially refunded to you. Refunds are made by tax-free system or invoice. Minimum amount purchases must be 50€. The refund amount for tax-free is approximately 13%, and about 20% for invoice. It all depends on the store where you plan to buy the goods and this information should always be checked with the sellers. Be sure to remember that you cannot open packages with packaged goods before crossing the Finnish border. This is an important point to keep in mind.

Currency exchange in Svetogorsk, Imatra and Lappeenranta

If you are heading to Finland, but did not have time to change the currency, then you can exchange your money in the city of Svetogorsk. There are branches of Sberbank and VTB. The Sberbank building is opposite the police, just on the way to the customs terminal. After the border in Imatra, a small kiosk operates on the left, where currency exchange is also carried out.

• On weekdays, Finnish banks are usually open from 09.15 to 16.15.
• On weekends and holidays they are closed.

It happens that when exchanging currency, employees of institutions may ask you to show your passport. Below, you can see the addresses and opening hours of banks in Imatra and Lappeenranta. Perhaps this is all the information about money in Finland. In our next article, we will tell you where you can independently see the latest vacancies and the most popular professions.

Etela-Karjalan Osuuspankki.

• Koskenparras street 2, Imatra.
• Opening hours: from 10:00 to 16:30.
• ATM is working.

Nordea-Pankki Imatrankoski.

• 9 Lappeentie street, Imatra.
• Opening hours: from 9:30 to 16:30.
• ATM is working.

Nordea Pankki.

• Kauppakatu 40, Lappeenranta. Located in the shopping center "Galleria".

Etelä-Karjalan Säästöpankki.

• Valtakatu 32, Lappeenranta.

Tapiola Pankki .

• Oksasenkatu street 1, Lappeenranta.

Finnish brand.

Currency of Finland

Finnish pennies and marks.

National currency

There is never too much euro :).

5 euro obverse.

5 euro, reverse.

Currency exchange

Currency exchange in Finland.

Cashless payments

Dynamics of the Finnish Mark

Finnish brand - currency unit Republic of Finland. It was put into circulation in 1860, although the country at that time was part of the Russian Empire. The issuer of the brand all the years was the Bank of Finland (Finn.

Money in Finland - past and present, or how to spend it wisely!

Suomen Pankki, Swedish Finns Bank).

The symbol is used to briefly designate the brand in texts. mk, written after the sum. Brand letter code international standard ISO 4217 - FIM.

Finnish markka exchange rate calculator

This online calculator will help you convert the value of the Finnish mark into rubles and vice versa. Enter the amount you need in the input field:

Finnish Mark exchange rate chart

Select period:

The graph shows the changes in the Finnish markka exchange rate for 1 month (from November 28 to December 28, 2001).

The history of the course of the Finnish mark by years

The table shows the changes in the exchange rate of the brand over the past 9 years of its use:

Year	Denomination	Course at the beginning	Course at the end	Minimum	Maximum
2001	10	45,0600	44,5500	41,0200	45,9600
2000	10	45,7500	43,9700	38,8100	50,2000
1999	10	40,5200	45,8000	40,5200	47,3800
1998	1	1,1098	4,0658	1,0782	4,1362
1997	1	1 195,72	1 109,75	1 033,09	1 195,72
1996	1	1 070,88	1 197,30	1 020,76	1 215,72
1995	1	763,54	1 066,96	763,54	1 212,34
1994	1	219,34	748,55	219,34	823,22
1993	1	77,61	218,48	77,61	222,42

The exchange rate of the Central Bank

44,5500 rubles for 10 Finnish marks

For a long time national currency countries had a Finnish marka, but back in 2002 (how time flies!) 12 Eurozone countries decided to switch to a common monetary system- Euro. Therefore, tourists who have visited the EU more than once will not have to get used to new unusual banknotes and coins.

All about money and currency exchange in Finland.

Brief historical background

Solely for the sake of interest, we can recall the old Finnish stamps, which have been used for calculations since 1860. The Finnish brand / markka, mark / FIM, FM was introduced on the territory of the Grand Duchy of Finland after the issuance of a corresponding decree by Emperor Alexander II. Before the euro, banknotes were in circulation in denominations of 10, 20, 50, 100, 500 and 1000 marks,

Finnish brand.

as well as coins of 10, 50 pennies and 1, 5 and 10 marks. 1 mark was equal to 100 pennies.

Finnish pennies and marks.

National currency

Today, the euro needs no special introduction. This currency has long been well known to many of our compatriots. Now, in order to feel at ease in the country, tourists do not have to carry with them, like a medieval lord, a bag with several handfuls of hard currency.

Banknotes are presented in standard denominations of 5, 10, 20, 50, 100, 200 and 500 euros,

There is never too much euro :).

coins - 1,2, 5, 10, 20 and 50 cents, as well as 1 and 2 €.

Currency of Finland: history, description and exchange rate

From the obverse of the coin, one can understand that it was the Bank of Finland that issued it. So, on the front side of the 5-euro ("Summer" series), a typical summer landscape and a low-lying sun are depicted,

5 euro obverse.

and on the reverse are water lilies and the name of the issuing country "SUOMI FINLAND" is engraved.

5 euro, reverse.

Currency exchange

It is better to go to Finland immediately with the euro. But if for some reason it was not possible to exchange money “at home” or an additional amount of money was needed, you will have to stomp to the nearest bank (working schedule: Monday-Friday from 09.15 to 16.15) or Postipankki post office (daily from 6:30 to 20:30). In ordinary exchange offices located at the airport, hotels, shopping centers, the exchange rate is not very favorable. To complete a currency exchange operation, you will be asked to provide a passport.

Currency exchange in Finland.

Both dollars and Russian rubles are subject to exchange. You will find out the current rate if you use the currency converter.

Cashless payments

Almost all shops, restaurants, hotels and car rentals accept credit cards international payment systems Visa, MasterCard, Diners Club and American Express.

It is not necessary to carry a lot of cash with you, you can pay for goods/services with a bank card.

There will be no problems with cashing traveler's checks. In addition, money can be withdrawn from any ATM. But before that, you should find out about the amount of the debited commission.

Most best option, in our opinion - take cash in rubles and euros, and a bank card!

What money is in Finland? What is the best currency to take to Finland?

For a long time, the Finnish mark was the national currency of the country, but back in 2002 (how time flies!) 12 Eurozone countries decided to switch to a common monetary system - the euro. Therefore, tourists who have visited the EU more than once will not have to get used to new unusual banknotes and coins.

All about money and currency exchange in Finland.

Brief historical background

Solely for the sake of interest, we can recall the old Finnish stamps, which have been used for calculations since 1860.

The Finnish brand / markka, mark / FIM, FM was introduced on the territory of the Grand Duchy of Finland after the issuance of a corresponding decree by Emperor Alexander II. Before the euro, banknotes were in circulation in denominations of 10, 20, 50, 100, 500 and 1000 marks,

Finnish brand.

as well as coins of 10, 50 pennies and 1, 5 and 10 marks.

1 mark was equal to 100 pennies.

Finnish pennies and marks.

National currency

Today, the euro needs no special introduction. This currency has long been well known to many of our compatriots. Now, in order to feel at ease in the country, tourists do not have to carry with them, like a medieval lord, a bag with several handfuls of hard currency.

Banknotes are presented in standard denominations of 5, 10, 20, 50, 100, 200 and 500 euros,

There is never too much euro :).

coins - 1,2, 5, 10, 20 and 50 cents, as well as 1 and 2 €.

Country Scanner

From the obverse of the coin, one can understand that it was the Bank of Finland that issued it. So, on the front side of the 5-euro ("Summer" series), a typical summer landscape and a low-lying sun are depicted,

5 euro obverse.

and on the reverse are water lilies and the name of the issuing country "SUOMI FINLAND" is engraved.

5 euro, reverse.

Currency exchange

It is better to go to Finland immediately with the euro. But if for some reason it was not possible to exchange money “at home” or an additional amount of money was needed, you will have to stomp to the nearest bank (working schedule: Monday-Friday from 09.15 to 16.15) or Postipankki post office (daily from 6:30 to 20:30). In ordinary exchange offices located at the airport, hotels, shopping centers, the exchange rate is not very favorable. To complete a currency exchange operation, you will be asked to provide a passport.

Currency exchange in Finland.

Both dollars and Russian rubles are subject to exchange. You will find out the current rate if you use the currency converter.

Cashless payments

Almost all shops, restaurants, hotels and car rentals accept credit cards of international payment systems Visa, MasterCard, Diners Club and American Express.

It is not necessary to carry a lot of cash with you, you can pay for goods/services with a bank card.

There will be no problems with cashing traveler's checks. In addition, money can be withdrawn from any ATM. But before that, you should find out about the amount of the debited commission.

The best option, in our opinion, is to take cash in rubles and euros, and a bank card!

What money is in Finland? What is the best currency to take to Finland?

For a long time, the Finnish mark was the national currency of the country, but back in 2002 (how time flies!) 12 Eurozone countries decided to switch to a common monetary system - the euro. Therefore, tourists who have visited the EU more than once will not have to get used to new unusual banknotes and coins.

All about money and currency exchange in Finland.

Brief historical background

Solely for the sake of interest, we can recall the old Finnish stamps, which have been used for calculations since 1860. The Finnish brand / markka, mark / FIM, FM was introduced on the territory of the Grand Duchy of Finland after the issuance of a corresponding decree by Emperor Alexander II. Before the euro, banknotes were in circulation in denominations of 10, 20, 50, 100, 500 and 1000 marks,

Finnish brand.

as well as coins of 10, 50 pennies and 1, 5 and 10 marks.

Exchange rates in Finland

1 mark was equal to 100 pennies.

Finnish pennies and marks.

National currency

Today, the euro needs no special introduction. This currency has long been well known to many of our compatriots. Now, in order to feel at ease in the country, tourists do not have to carry with them, like a medieval lord, a bag with several handfuls of hard currency.

Banknotes are presented in standard denominations of 5, 10, 20, 50, 100, 200 and 500 euros,

There is never too much euro :).

5 euro obverse.

and on the reverse are water lilies and the name of the issuing country "SUOMI FINLAND" is engraved.

5 euro, reverse.

Currency exchange

It is better to go to Finland immediately with the euro. But if for some reason it was not possible to exchange money “at home” or an additional amount of money was needed, you will have to stomp to the nearest bank (working schedule: Monday-Friday from 09.15 to 16.15) or Postipankki post office (daily from 6:30 to 20:30). In ordinary exchange offices located at the airport, hotels, shopping centers, the exchange rate is not very favorable. To complete a currency exchange operation, you will be asked to provide a passport.

Currency exchange in Finland.

Both dollars and Russian rubles are subject to exchange. You will find out the current rate if you use the currency converter.

Cashless payments

Almost all shops, restaurants, hotels and car rentals accept credit cards of international payment systems Visa, MasterCard, Diners Club and American Express.

It is not necessary to carry a lot of cash with you, you can pay for goods/services with a bank card.

There will be no problems with cashing traveler's checks. In addition, money can be withdrawn from any ATM. But before that, you should find out about the amount of the debited commission.

The best option, in our opinion, is to take cash in rubles and euros, and a bank card!

For a long time, the Finnish mark was the national currency of the country, but back in 2002 (how time flies!) 12 Eurozone countries decided to switch to a common monetary system - the euro. Therefore, tourists who have visited the EU more than once will not have to get used to new unusual banknotes and coins.

Brief historical background

Solely for the sake of interest, we can recall the old Finnish stamps, which have been used for calculations since 1860. The Finnish brand / markka, mark / FIM, FM was introduced on the territory of the Grand Duchy of Finland after the issuance of a corresponding decree by Emperor Alexander II. Before the euro, banknotes were in circulation in denominations of 10, 20, 50, 100, 500 and 1000 marks,

as well as coins of 10, 50 pennies and 1, 5 and 10 marks. 1 mark was equal to 100 pennies.

National currency

Today, the euro needs no special introduction. This currency has long been well known to many of our compatriots. Now, in order to feel at ease in the country, tourists do not have to carry with them, like a medieval lord, a bag with several handfuls of hard currency.

Banknotes are presented in standard denominations of 5, 10, 20, 50, 100, 200 and 500 euros,

coins - 1,2, 5, 10, 20 and 50 cents, as well as 1 and 2 €. From the obverse of the coin, one can understand that it was the Bank of Finland that issued it. So, on the front side of the 5-euro ("Summer" series), a typical summer landscape and a low-lying sun are depicted,

and on the reverse are water lilies and the name of the issuing country "SUOMI FINLAND" is engraved.

Currency exchange

It is better to go to Finland immediately with the euro. But if for some reason it was not possible to exchange money “at home” or an additional amount of money was needed, you will have to stomp to the nearest bank (working schedule: Monday-Friday from 09.15 to 16.15) or Postipankki post office (daily from 6:30 to 20:30). In ordinary exchange offices located at the airport, hotels, shopping centers, the exchange rate is not very favorable. To complete a currency exchange operation, you will be asked to provide a passport.

Both dollars and Russian rubles are subject to exchange. You will find out the current rate if you use the currency converter.

Cashless payments

Almost all shops, restaurants, hotels and car rentals accept credit cards of international payment systems Visa, MasterCard, Diner's Club and American Express.

There will be no problems with cashing traveler's checks. In addition, money can be withdrawn from any ATM. But before that, you should find out about the amount of the debited commission.

The best option, in our opinion, is to take cash in rubles and euros, and a bank card!

Currency Finland- Euro equal to 100 cents.

There are banknotes in denominations of 5, 10, 20, 50, 100, 200 and 500 euros, as well as coins in denominations of 1, 2, 5, 10, 20 and 50 cents.

Currency Finland changes in banks, in some post offices ( "Postipankki"), in many hotels, seaports and airport Helsinki(the most favorable rate in bank branches), often for currency exchange ( money) necessary present passport.

When planning a visit to Finland, it is more convenient to take care of buying euros in advance, or pay with bank cards, which are accepted almost everywhere, with the rare exception of some wholesale warehouses. If there is a need to change rubles, dollars or some other currency for euros, then you can do this in almost any bank that has an exchange office, a FOREX exchange office, etc.

On Russian territory:

MAPP Brusnichnoye - an exchange office at the gas station at the first checkpoint towards the border (where your passports will be checked for the first time).

MAPP Svetogorsk - an exchange office in a "stall"-type house on the left, before reaching the turn to the checkpoint, and already on the territory of the checkpoint - a bank branch (not always open).

Vyborg - at the railway station, next to the NESTE gas station, bank branches.

In Finland:

Torfyanovka / Valimaa - RAJAMARKET ("Puck") - gas station + shopping mall - currency exchange opposite the cafe.

In addition, the currency can be changed in almost all bank branches:
Banking hours are from Mon. by Fri. banks from 9.00 to 17.00 (18.00), Sat., Sun. and holidays - banks do not work.
IMPORTANT! The exchange rate will not be very profitable, expensive exchange commission, your passport is required.

wide widespread credit cards of the world's leading systems— they can be used to make payments in most hotels, stores, restaurants, car rentals and even some taxis.

Most banks can cash out and traveller's checks.

Banks in Finland usually work on weekdays from 9.19 to 16.19, weekend days- Saturday and Sunday.

All holidays banks closed.

The official currency of Finland is the euro. The rate of the Central Bank of the Russian Federation is about 40 rubles for 1 €.

Banks in Finland are open from Monday to Friday, usually from 9.19 to 16.19. To withdraw cash from the card, you need to contact the bank or do it yourself using an ATM, while a fee of 3 € plus 1-3% of the amount is charged. You can also exchange money at banks where the exchange rate is most favorable, as well as at airports, at border control points and even branded trains from Moscow and St. Petersburg to Helsinki.

Credit cards of the main payment systems are accepted everywhere in Finland - you can pay with them not only in hotels and restaurants, but also in pharmacies, medical institutions, as well as in most taxi cars.

On most goods introduced VAT (22%).

IN some major stores there is a tax-free system, which gives the right to a VAT refund when departure from the country for tourists from countries outside the EU (actually - from 12 to 16%).

To apply for a VAT refund required make a purchase for at least 40-50 euros in one store, issue a check "tax-free"(passport required) and present the goods, check and unopened package with things at customs at the exit.

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