Your Cashback debit card is one of the most advantageous offers from Promsvyazbank. It allows you to save on any purchases and receive benefits of up to 36 thousand rubles per year. The card is issued upon online application and delivered to more than 450 cities. Citizens of the Russian Federation who have reached 18 years of age can order it. Your Cashback applies to payment MasterCard systems or WORLD Advanced and is valid for four years. The main conditions for its use include free service subject to an account balance or purchases of 20 thousand rubles per month, cashback or interest on the balance is accrued, free replenishment and transfers to accounts of other banks.

Service and tariffs

Cash deposits and withdrawals

For the vast majority of transfers using the Your Cashback debit card, there is no commission. Free replenishment is available from cards of other banks via mobile and Internet banking, if the total amount of such payments per month does not exceed 150 thousand rubles. IN third party bank You can transfer up to 20 thousand rubles per month for free, provided that the amount of each transaction is at least 3,000 rubles. In other cases, the commission is 1.5% of the transfer amount. There is no commission for withdrawing money from ATMs of Promsvyazbank and partners. The fee for servicing the Your Cashback card if the conditions regarding the monthly volume of purchases and account balance are not met is 149 rubles per month. The use of mobile and Internet banking and plastic delivery are provided free of charge.

How to apply for a debit card Your cashback

An application for the issue can be submitted online on the official website of Promsvyazbank. On the offer page, select the “Order now” function and fill out the form that opens. The form indicates:

• Mobile phone number;
• Date of Birth;
• citizenship.

To obtain a card, it is enough to have a passport of a citizen of the Russian Federation. After processing your application, a company representative will contact you. The card is delivered by courier to the specified address. Activated through a mobile application or online banking.

Cashback rules

Debit card holders automatically become participants in the “Your Cashback” loyalty program, and the conditions for its accrual can be chosen independently in your personal online banking account. There are these options:

• receiving up to 5% on purchases in three selected categories and 1% in all others (categories supermarkets, health, sports, beauty, pharmacies, restaurants, cinema, flowers and gifts, pet products, shoes/clothing, etc.);
• accrual of 5% on the account balance plus 1% cashback on any purchases.

Selecting categories for increased cashback is allowed once a quarter. Refunds are made monthly in points for a total purchase amount on the card of 5 thousand rubles per month. Maximum size- 3000 points per month (1500 for upgraded categories and card balance, 1500 for 1% cashback). One point is equal to one ruble and can be converted to a Promsvyazbank card. Funds not withdrawn expire 12 months after accrual.

What is the advantage of Promsvyazbank debit card

Your Cashback allows you to save on banking services and receive monthly income from the funds spent. The card has the following features:

• complete absence of commissions for replenishment and transfers;
• high cashback rate for purchases;
• free mobile application and online banking.

Questions and answers

Under what conditions will card servicing be free?

Promsvyazbank and S7 Airlines presented to travel lovers a co-branded card “Promsvyazbank - S7 Priority” based on the international payment system MasterCard.

Holders of new cards automatically become members of the S7 Priority program and have the opportunity to accumulate bonus miles by paying with the card for daily purchases, flying with S7 Airlines, partner airlines and using the services of other partners of the S7 Priority program, for example, car rentals and hotel reservations. For every 60 rubles spent on the card, the participant receives up to 1.25 bonus miles.

In honor of the launch of the program, all cardholders will receive up to 2.5 bonus miles for every 60 rubles spent in the first month of using the card, as well as an additional 1,000 bonus miles for the first flight taken after issuing a Promsvyazbank - S7 Priority card. The offer is valid until the end of 2016.

In exchange for accumulated miles, customers will be able to receive an award ticket on S7 Airlines flights, as well as 14 major partner airlines - Emirates airlines and all members of the oneworld international aviation alliance, which includes such airlines as American Airlines, British Airways, Iberia, Air Berlin and others, or upgrade the class of service on S7 Airlines’ own flights. These cards additionally provide discounts and Special offers as part of the PSB World of Discounts program and the Priceless Cities loyalty program from MasterCard. The cost of servicing the Promsvyazbank - S7 Priority card is only 990 rubles per year.

“Interest in co-branded cards is stable and cards with the ability to accumulate bonus miles will always be in demand among customers. We are pleased to present an interesting co-branding product, released jointly with one of the largest Russian airlines. The Promsvyazbank - S7 Priority card combines a wide range of main benefits for travelers and one of the most attractive commissions for annual maintenance on the market,” commented Leonid Kachalov, head of the “ Retail business» Promsvyazbank.

“Participants of the S7 Priority program can apply for premium air tickets for flights of S7 Airlines and partner airlines that operate flights to more than 1,000 airports in 150 countries. Paying for your purchases new card“Promsvyazbank - S7 Priority” and using the services of other program partners, Promsvyazbank clients will be able to travel almost anywhere in the world,” notes Natalya Nikolaeva, director of development of the S7 Group Loyalty Program.

More information about the Promsvyazbank - S7 Priority card and its service conditions can be found at

Previously, S7’s partners were six banks. However, Unicredit Bank and Bank of Moscow stopped issuing airline cards. As a result, only three co-branded offers remained from Alfa Bank, Promsvyazbank and Tinkoff Bank. With a Raiffeisenbank card you can exchange bonus points for miles. You can accumulate miles on a Rosevrobank card by activating this option, for which you need to pay 61 rubles. per month.

To determine the most advantageous card a flight was taken from Moscow to Sochi and back. If you fly away on May 1, 2017, and return on May 9, then you need to pay 11,970 rubles for tickets. Participants bonus program S7 Priority can buy a ticket for at least 16,000 miles (Promo tariff, without the ability to change dates). You will also have to pay taxes and fees - 3800 rubles.

The fastest way to earn 16,000 miles is by debit card. Tinkoff map jar. To do this, you will need to make purchases worth at least 640 thousand rubles. The downside of the card is the cost of its service – 2280 rubles. in year.

In second place is the Promsvyazbank card. To accumulate the required number of miles you will have to spend 768 thousand rubles. In third place is Alfa Bank with 930 thousand rubles.

The least profitable of all S7 partners was the Raiffeisenbank card, where the amount of expenses should be 1.29 million rubles. The problem is that to get 16,000 miles you need to exchange 18,000 bank points for 20,000 S7 miles. In this case, after the flight, 4,000 miles will remain free, which you can continue to save for future tickets. If you want to buy exactly 16,000 S7 miles, you will need to collect 32,500 Raiffeisenbank points.

How much do you need to spend to buy a ticket to Sochi?

	Bank - card	Maintenance cost per year	Accrual rate	How much do you need to spend to exchange for a Moscow-Sochi-Moscow ticket?	How many months to save if each person spends 30,000 rubles on a card?
		1.5 miles for every 60 rubles.	640 thousand rubles.
		1.25 miles for every 60 rubles.	768 thousand rubles.
		1 mile for every 60 rubles.	930 thousand rubles.
		1 mile for every 60 rubles.	960 thousand rubles.
		46.7-93 rub. (46.7 rubles in the first year, 93 rubles in subsequent years)	RUB 1.29 million

How to earn miles faster?

1. Choose a premium card. For example, at Alfa Bank, the Green card earns 1 mile for every 60 rubles spent, and the PlatinumBlack card earns 1.5 miles. The disadvantage of premium cards is the high cost of service. Platinum Black will cost 1850 rubles. in a year.
2. Make any purchases using a co-branded card. The more you spend, the faster you accumulate the required number of miles. Try to pay for others using your card. For example, let's go to a restaurant big company. Invite your friends to pay the bill with your card, and for them to transfer money to the card or give it in cash.
3. Spend more in special categories. For example, on the Tinkoff Bank BlackEdition card for every 60 rubles. you can get 4 miles when purchasing tickets on the S7 website and up to 18 miles when purchasing from bank partners.

How did you think?

The search for the most profitable card took place among S7 partners, who are listed on the official airline. From each bank, debit cards with the lowest cost of service were selected. The cost of service was indicated on the condition of storage and spending 30 thousand rubles. during billing period. If there is an increased account balance or other expenses, the service cost may not be charged. Calculation minimum amount spending to accumulate 16,000 miles to purchase a ticket took into account the maximum accrual of miles for everyday spending. Expenses in special categories for which increased mileage accrual for purchases were not taken into account due to the impossibility of predicting them. Banks award miles when rounding down the amount of purchases. For example, after spending 30 rubles on a card. The bank will not credit miles, but after spending 530 rubles, the bank will credit 8 miles (if each one costs 60 rubles).

S7 Airlines, a member of the oneworld global aviation alliance, and Promsvyazbank presented travel lovers with a co-branded card “Promsvyazbank - S7 Priority” based on the international payment system MasterCard.

Holders of new cards automatically become participants in the S7 Priority frequent flyer program and have the opportunity to accumulate miles by paying with the card for daily purchases, flying with S7 Airlines, partner airlines and using the services of other partners of the S7 Priority program, for example, car rental companies, hotels , insurance companies, retail chains and others. For every 60 rubles spent on the card, the member receives up to 1.25 bonus miles.

In honor of the launch of the program, all cardholders will receive up to 2.5 bonus miles for every 60 rubles spent in the first month of using the card, as well as an additional 1,000 bonus miles for the first flight taken after issuing a Promsvyazbank - S7 Priority card. The offer is valid until the end of 2016.

In exchange for accumulated miles, program participants can receive an award ticket on S7 Airlines flights, as well as 14 partners - Emirates airlines and all members of the oneworld global aviation alliance, which includes airlines such as American Airlines, British Airways, Iberia, airberlin and others. In addition, miles can be used to upgrade the class of service on S7 Airlines’ own flights.

Cardholders also receive discounts and special offers as part of the PSB World of Discounts program and the Priceless Cities loyalty program from MasterCard. The cost of servicing the Promsvyazbank - S7 Priority card is only 990 rubles per year.

“Members of the S7 Priority program can purchase premium air tickets on flights of S7 Airlines and partner airlines that operate flights to more than 1,000 airports in 150 countries. By paying for their purchases with the new Promsvyazbank - S7 Priority card and using the services of other program partners, Promsvyazbank clients will be able to travel almost anywhere in the world,” notes Natalya Nikolaeva, director of development of the S7 Group Loyalty Program.

“Interest in co-branded cards is stable and cards with the ability to accumulate bonus miles will always be in demand among customers. We are pleased to present an interesting co-branding product, released jointly with one of the largest Russian airlines. The Promsvyazbank - S7 Priority card combines a wide range of key benefits for travelers and one of the most attractive annual service fees on the market,” commented Leonid Kachalov, head of the Retail Business block at Promsvyazbank.

• 12.09.2016
• 162348