When the need for cash arises, get the required amount A limit on cash withdrawals may interfere. It has to do with international politics banking services, as well as ensuring the personal safety of the client. Withdrawal limit VTB cards 24 depends on several parameters: product type, tariff, total amount per day or month.

Why do you need a limit on cash withdrawals from a card?

Setting a limit is not a whim banking organizations. VTB 24 sets limits for cash withdrawals on cards in order to primarily ensure the safety of clients. If the plastic is stolen, the scammers will not be able to get all the money. Besides, modern politics Banking seeks to encourage the use of cashless transactions through such frameworks.

The cash withdrawal limit at VTB 24 through an ATM or cash desk depends on how much money is withdrawn per day or month. If the total amount of money for a month exceeds a certain figure, then the money will not be issued.

Withdrawing cash from a debit card at an ATM

Like most banks, VTB 24 offers two types of banking products:

• Debit. Serve to store the client’s personal money and to receive financial income- salaries, pensions, scholarships. If you reach a zero balance, you will not be able to receive banknotes in your hands.
• Credit. This type allows you to store personal funds and borrow money from the bank if necessary. Many banks offer interest-free repayment periods. The limit on cash withdrawals from VTB 24 credit cards depends on the amount of the loan approved by the bank.

The choice of plastic depends on the purposes for which cooperation with the bank is planned. A debit card is used to formalize labor relations with government agencies. For use credit loan credit cards are used.

Today, VTB 24 Bank offers 4 service packages.

Classical

The tariff includes servicing three types of plastic: individual salary; cards for receiving Cash Back on all purchases, a card with accumulation of bonuses. You can withdraw up to 100 thousand rubles. per day, but not more than 1 million rubles per month.

Golden

Includes 4 types: media for accumulating bonuses for purchases; product for car enthusiasts with 3% Cash Back on purchases at gas stations; experience card with 3% Cash Back for paying bills in restaurants, cafes, cinemas; travelers card with bonus miles. The daily limit for cash withdrawal at VTB24 from the plastic card of this service package is 250,000 rubles, the monthly limit is 1 million rubles.

Platinum

Consists of 4 types: accumulation of bonuses for purchases; car enthusiast card with 5% Cash Back on purchases at gas stations; experience card with 5% Cash Back for using plastic in public establishments; travel card with bonus miles. You can withdraw no more than 350,000 rubles per day, the monthly limit is 2 million rubles.

It should be taken into account that the cost of the service package is directly proportional to the quality and quantity of preferences provided to the client. The more expensive the package is, the more privileges and concessions may be provided in the future.

Limit on withdrawals from credit cards

The conditions for the cash withdrawal limit at a VTB 24 ATM for credit cards are significantly different. If for debit cards the interest for receiving money is withdrawn only when using ATMs of third-party banks, then credit cards are designed for the use of non-cash payments, that is, you will have to pay for receiving cash.

• Pocket. Designed for withdrawing money. Commission - 1% at any ATM. The daily limit on cash withdrawals at VTB24 from media of this type is 100,000 rubles, the monthly limit is 1 million rubles.
• Classic. Allows you to cash out up to 100,000 rubles. per day, monthly limit - 1 million rubles.
• Golden. Limits receipt of banknotes to RUB 250,000. per day, monthly milestone - 2 million rubles.
• Platinum. The daily withdrawal limit at VTB24 is RUB 350,000, monthly - RUB 3 million.

The conditions for lending and servicing loan products may change throughout the year, of which the financial institution is obliged to inform consumers. To increase the limit for withdrawing real money, you can use several products of different service packages at once. The amount of plastic within one package does not affect the total withdrawal amount.

Restrictions on receiving cash in the Privilege package

Privilege is a special set of services that allows you to combine all of the above advantages at the client’s discretion. The monthly cash withdrawal limit at VTB24 according to the Privilege tariff is 400,000 rubles, monthly 3 million rubles.

Conclusion

Despite the benefits and safety of non-cash payments, a large amount may be required. Any VTB24 debit card has a withdrawal limit, but the higher the card class, the higher it is. In addition, for VTB24 Privilege tariff clients, the withdrawal limit is assigned individually for each individual client. Another way out of the situation is to have several cards of different packages, this way you can bypass daily restrictions, but the total amount for the month will remain unchanged.

VTB24 is a large financial institution in Russia. The bank provides a full range banking operations, being a universal institution that is responsible for the retail direction in. What is it like to work with people without card transactions? But in order to understand how profitable it is for individuals to be served by this bank, you need to have information about the cost of services, where the commission for cash withdrawal at VTB24 is not the last factor.

Types of VTB24 payment cards

Platinum cards

Platinum cards have the highest status in VTB 24. The names of their types are completely identical to Gold class payment instruments, but at the same time they have a wider range of possibilities both for accumulating bonuses and for refunding a percentage of purchases made.

The fee for receiving cash using platinum cards is as follows:

• funds in the amount of your balance can be withdrawn free of charge, both at the money issuing point and at VTB Group ATMs;
• When receiving a loan, the owner will be debited 5.5% of the request amount, but not less than 300 rubles. both in VTB24 Bank and in another financial institution;
• You can receive your funds from another institution only by paying 1% of the required amount, at least 300 rubles.

Conclusion about tariff policy bank is obvious - before withdrawing money from a VTB24 card, the client must make sure of two things:

• that the withdrawal takes place at a point of issue or an ATM owned by VTB Group;
• that the request amount does not exceed the remainder own funds.

How to open a bank account: Video

Having recently become a bank client, I received a “surprise” in the form of debiting funds from my cards. Credit card (which I don’t use at all) - funds were written off for allegedly insuring translations, and the amount of insurance was higher than the amount of the transfer; after studying the contract, I did not find a word in it about payment for insurance of translations. VTB imposes the mandatory use of this card - I consider these actions inappropriate and illegal.

A debit card with a master account (linked to a consumer loan) is an unreasonable write-off of an insurance premium not specified in any contract, I consider these actions unlawful and illegal. They also wrote off the FSSP payment that had previously been made at Sberbank. Money from Sberbank to VTB (from card to card) arrived - attention - 4 days... although an SMS about the receipt of money arrived in an hour, I received it in my account after 4 days.

Also when checking out consumer loan a bank employee imposed a bunch of insurance services without saying a word about them, explaining them as life insurance, but I have a residential property insurance policy, but main question which one? If the policy does not even contain his address and other information on the property, the policy is essentially invalid since the object of insurance is not indicated.
I very much regret that I contacted this bank, I wanted to transfer salary project to this bank, now definitely not, I will close all obligations, terminate all contracts and this bank I will never set foot again and will not recommend it to anyone.

Free card service

There is no monthly fee for servicing the VTB Multicard provided that purchases on all cards (credit, debit, main and all additional) in the Multicard banking service package total more than 5 thousand rubles. per month.

If the condition is not met, the commission will be 249 rubles. per month.

There is no fee for issuing a VTB Multicard when submitting an application on the bank’s website.

When registering at a branch, a commission of 249 rubles is charged and returned to the master account in the form cash back, if the conditions are met free service during the first month of using the Multicard.

Terms are valid until 01/31/2020

How to earn income from interest on your balance

With the VTB Multicard, you can receive income from the accrual of interest per annum on the balance in the master account.

Size interest rate depends on the amount of purchases per month for all cards (debit, credit, main and all additional) in the “Multicard” banking service package:

Master account - bank (current) account individual, opens in three currencies: rubles, US dollars and euros, and provides for transactions not related to business activities. The master account is linked to the account debit card, making it possible to use funds in the master account for everyday purchases, as well as have round-the-clock access to funds through ATMs or bank branches.

Make commission-free transactions:

The commission for online payments and transfers is returned to the master account in the form of cash back within the next calendar month, subject to purchases on all (debit, credit, main and all additional cards) in the “Multicard” banking service package for a total amount of more than 75 thousand rubles. per month. The limit for free transfers from a card to a card of another bank is 20,000 rubles/month.

Online transfers and payments without commission

With the VTB Multicard you can save on fees for online payments and transfers.

Pay for mobile communications, Internet and other services instantly and without commission in VTB Online.

Make commission-free transactions:

• online transfers of own funds from cards to cards of other banks;
• online transfers using details from the master account.

The commission for online payments and transfers is returned to the master account in the form of cash back within the next calendar month, subject to purchases on all (debit, credit, main and all additional cards) in the “Multicard” banking service package for a total amount of more than 75 thousand roubles. per month. The limit for free transfers from a card to a card of another bank is RUB 20,000/month. Cash withdrawals from any ATM in the world without commission

With the VTB Multicard, you can withdraw your own cash from the card without commission at any ATM, even at ATMs of other banks.

The commission for cash withdrawals from ATMs of other banks is returned to the master account in the form of cash back over the next calendar month, subject to purchases on all cards (debit, credit, main and all additional) in the “Multicard” banking service package for a total amount of more than 75 thousand rubles. per month.

There is no limit on the amount of free cash withdrawals.

Free card service

There is no monthly fee for servicing the VTB Multicard provided that purchases on all cards (credit, debit, main and all additional) in the Multicard banking service package total more than 5 thousand rubles. per month.

If the condition is not met, the commission will be 249 rubles. per month.

There is no fee for issuing a VTB Multicard when submitting an application on the bank’s website.

When registering at a branch, a commission of 249 rubles is charged and returned to the master account in the form of cash back if the conditions for free service are met during the first month of using the Multicard.

Terms are valid until 01/31/2020

How to earn income from interest on your balance

With the VTB Multicard, you can receive income from the accrual of interest per annum on the balance in the master account.

The interest rate depends on the amount of purchases per month for all cards (debit, credit, main and all additional) in the “Multicard” banking service package:

A master account is a bank (current) account of an individual, opened in three currencies: rubles, US dollars and euros, and provides for transactions not related to business activities. The master account is linked to a debit card account, which makes it possible to use funds in the master account for everyday purchases, as well as have 24-hour access to funds through ATMs or bank branches.

Make commission-free transactions:

The commission for online payments and transfers is returned to the master account in the form of cash back within the next calendar month, subject to purchases on all (debit, credit, main and all additional cards) in the “Multicard” banking service package for a total amount of more than 75 thousand roubles. per month. The limit for free transfers from a card to a card of another bank is 20,000 rubles/month.

Online transfers and payments without commission

With the VTB Multicard you can save on fees for online payments and transfers.

Pay for mobile communications, Internet and other services instantly and without commission in VTB Online.

Make commission-free transactions:

• online transfers of own funds from cards to cards of other banks;
• online transfers using details from the master account.

The commission for online payments and transfers is returned to the master account in the form of cash back within the next calendar month, subject to purchases on all (debit, credit, main and all additional cards) in the “Multicard” banking service package for a total amount of more than 75 thousand roubles. per month. The limit for free transfers from a card to a card of another bank is RUB 20,000/month. Cash withdrawals from any ATM in the world without commission

With the VTB Multicard, you can withdraw your own cash from the card without commission at any ATM, even at ATMs of other banks.

The commission for cash withdrawals from ATMs of other banks is returned to the master account in the form of cash back over the next calendar month, subject to purchases on all cards (debit, credit, main and all additional) in the “Multicard” banking service package for a total amount of more than 75 thousand rubles. per month.

There is no limit on the amount of free cash withdrawals.