International bank card premium class from the line payment system mastercard. This is a plastic card with a magnetic stripe, embossed individual parts, a chip with PayPass technology (contactless payments).

Design options

Designed for those who value their time and need comfort while traveling or foreign business trips. Access to the VIP areas of airports allows you to spend time before boarding the plane in a cozy atmosphere, and the concierge service will take care of your leisure time, assisting in booking a hotel, ordering a restaurant or theater tickets, etc.

Features and differences

Basic features of MasterCard World Black Edition, which do not depend on which bank this card was issued, as well as its differences from the nearest competitor of another payment system are discussed below:

MasterCard World Black Edition

Basic features of a payment card	MasterCard World Black Edition	Competitor card (VISA Platinum)
Cash withdrawal from an ATM	For free	For free
Settlements for goods and services in the Republic of Belarus	For free	For free
Payments for goods and services abroad	For free	For free
Payments on the Internet (shops of the Republic of Belarus)	For free	For free
Payments on the Internet (foreign stores)	For free	For free
Support	For free	For free
Emergency lock	For free	For free
Emergency card issuance
Emergency cash withdrawal
Medical Referral Service		For free
Legal Help Desk		For free
Discount Program	For free	For free
Purchase insurance		For free
Extended Purchase Warranty		For free
Travel insurance
Concierge service	For free
Access to VIP areas of airports	For free

Comfort of use plastic cards is undeniable, but the emergence of new products never ceases to please with the expansion of opportunities and special privileges. The exquisite black MasterCard offers exclusive service to the most demanding and demanding customers. Many advantages are available to cardholders of an elegant anthracite color, because respectable plastic with the magic phrase Black Edition convincingly emphasizes the VIP status of its owner.

Product Advantages

Having received a MasterCard Black Edition card equipped with PayPass® contactless payment technology, you have the right to count on a lot of comfortable benefits and a high level of service:

• premium service;
• serious insurance coverage when traveling abroad;
• access to VIP areas of airports;
• tangible discounts on purchases;
• special offers and service packages from banks issuing Word MasterCard Black Edition credit cards.

The last point is worth mentioning separately. For example, credit Master Card Black Edition Premier is a reliable protection of funds in case of loss or theft of plastic, compensation for losses in case of loss of luggage while traveling, booking hotels and tickets for significant events. The MasterCard Premier card gives you the opportunity to get a significant loan with moderate interest rates and use mobile banking services.

How to get an elite credit card

Not all metropolitan banks offer their customers exclusive black cards and the unique premium product World MasterCard Black Edition, which implies the VIP status of its holder. CREDITZNATOK comes to the rescue - for Moscow residents, the company's website presents the best offers and the most up-to-date information. You can compare the services provided by Moscow banks and choose the best option for you. Sophisticated filtering helps you quickly find what you need - rich Premier or World programs, debit or credit products, conditions acceptable to you. To become the owner of Black Edition, fill out the proposed form and wait for the approval of the application, which can be submitted at once in several banking institutions. After clearance loan agreement you will become the holder of a respectable plastic with an exquisite design on a black background - your reliable partner in the world of privileges and a high level of comfort.

VTB is issuing an elite class card, which has already received positive feedback from users. MasterCard World is a Privilege platinum card, also called visa black new line vtb - a visiting card of a business person, one of the most prestigious banking products that offers a number of discounts and bonuses.

Registration procedure

Making a card is a process that requires compliance with some nuances. And in order not to get into trouble, you need to familiarize yourself with them.

Holder Requirements

The holder must be registered in the area where the bank is located, a permanent place of work, as well as citizenship of the Russian Federation. Documents confirming the level of income are not required.

Terms of Service

It is really possible to issue a VTB edition card absolutely free of charge. To free service new edition cards became possible, your bank history must contain at least one of the following financial details:

Maintenance cost

VTB Edition card charges for annual maintenance in the amount of 10200 rubles, i.e. just under $200. Payment is made at the VTB 24 cash desk. Grace period is 7 weeks. Size minimum payment per month is exactly 3% of the amount owed, as well as interest on your loan. VTB clients has the right to order as many as 5 blacks for free. For subsequent editions, you will have to pay 5 thousand rubles. The rate is from 18% per annum.

Discounts and bonuses

With VTB black you can get additional bonuses. The bank accrues bonuses to the owners of the "Collection" package when making purchases with a black card. Features of the discount system are diversity. From restaurant chains to gyms, when paying with a New Edition card, you can find pleasant surprises that are limited for others. debit cards or credit cards.

Benefits and Opportunities

Elite card gives the holder the opportunity to assign a VTB manager and consult with him about the black edition card. In all ATMs of VTB, as well as Sberbank and other banks, the cash withdrawal fee will not exceed 6%.

The limit for receiving cash from black elite is 300,000 daily, and within 30 days - 3 million rubles.

Contactless payment technology

Thanks to contactless payment technology, you can make all financial transactions remotely. All you need - mobile phone, Internet and, of course, contactless black VTB. In addition, this technology is part of a system of terminals located in public places. The essence of the technology is that you confirm the intention to transfer funds from your account using the black card data. After confirmation, the desired amount is automatically debited from the account.

Advantages and disadvantages

This technology gives you the opportunity to receive the desired goods without physical contact with the black card, which frees you from constantly carrying New Edition with you.

Among the minuses, one can single out the fact that your financial statistics on the VTB account may not be displayed correctly on the screen of a broken terminal if it is outdated and out of order. Service, accordingly, may be temporarily limited within your location.

Reviews

Sergey

When I issued an international mastercard elite black edition, it became much easier to control my finances. My credit money began to be deducted automatically. I even forgot about the loan for a while. I am pleased with the system of bonuses on deposits. I use, I follow.

Valery

I already had a social VTB card when I decided to update my financial control and issue another mastercard world elite for more freedom and control over my funds. Never regretted, meets the requirements. Thank you!

Denis

Thank you for issuing the black edition card. Evaluated its main features. I use it especially when traveling abroad. I like that it provides discounts in restaurants and other public places.

Paul

I became a privileged client of the bank when I actively began to buy air tickets - for myself, friends and company. I read on the site about the conditions of the package and reviews about it and realized that with my costs this is an ideal option. The cost of maintenance is relatively low - this is also pleasing.

Lydia

If you earn enough and are going to spend a lot, like me, then being a preferred client is great. Recently, my family and I were able to use the services of a VIP lounge at the airport. Those little bonuses are nice too. Registration in the office was carried out in a friendly atmosphere, everything was explained. Thank you!

All banking products work on the basis of payment systems (PS). Those, in turn, begin to divide into classes. From class level bank card the privileges, pros and cons that the payment system provides, as well as the cost of annual maintenance, depend.

In this article, we will talk about the Mastercard Black Edition product. The black card belongs to the highest class - "Premium" with exclusive offers from PS. The privileged group also includes Platinum, Plastic Infinite and World Elite.

Features, Pros and Benefits

World Mastercard Black Edition "Premier" - has a high class of service and is usually issued and issued only for VIP clients. To date, banks have begun to issue these cards to anyone. Such products are typically used by travelers and highly privileged businessmen who have multi-million dollar accounts at the issuing bank.

• The possibility of opening a credit account with a limit of several million.
• Black Edition in most cases has free SMS banking (not in all banks).
• The interest rate on the loan is below average.
• The ability to insure yourself and your loved ones on trips for free.
• A personal manager who will advise the client on bank accounts at any time.
• Participation in discount programs from a credit institution and the MasterCard payment system.
• Emergency cash withdrawal abroad if the card has been lost. Issued by any bank.
• When presenting a card, you can get privileges Priority Pass. This makes it possible to visit the business lounges of almost any airport on the planet.
• Purchase tickets at discounted prices. to various events around the world.
• Nielsen Club service - gives you the opportunity to travel anywhere in the world on any route.
• High ceiling for daily and monthly cash withdrawals. Up to several million.
• Possibility to issue a multi-account: in rubles, euros or US dollars.

NOTE! You need to understand that some of the pluses and privileges may be curtailed by the bank itself and differ depending on the institution where the PS Mastercard product was issued.

Minuses

• Very expensive yearly maintenance.
• It makes sense to apply only to wealthy clients in order to receive maximum privileges.

MTS

• If the amount on the balance is more than 400 thousand or the amount of purchases is more than 100 thousand, then the service is free.

BINBANK AirMiles

• Bonus program "My travels". 1% for everything, 7% for purchases in the "AIR TRAVEL" category.
• Remuneration no more than 10 thousand rubles per month.

BINBANK SVO Club Premium

• A similar program, as on the last card.
• Additional bonus program: 10% for purchases at Duty Free, but only at Sheremetyevo.
• 10% discount when paying an invoice in "Shokoladnitsa"

Tinkoff Black Edition

• There is a refund: 5% in the selected category of goods or services, 1% for everything and up to 30% from bank partners for special. suggestions.

Orange Premium Club - Promsvyazbank

• Free service if the account has an amount of at least 2,000,000 rubles. Or 1,000,000 with a purchase amount over the past 30 days of at least 50,000 rubles.

• Booking tickets for flights, renting a car, etc. - makes it possible to accumulate miles. 1.5 miles for every 30 wooden ones spent, and 15 miles for every 67 rubles on the iGlobe.ru website.
• The first purchase gives 2500 welcome points.

• Privileged black Master Card product with a bonus program. 2 points for every 60 rubles spent.
• Bonuses or miles can be spent on tickets in two companies: "Aeroflot" and "SkyTeam".

• Bonus program "Harvest". 1.5 points for 1000 rubles spent.
• The maximum number of points per month is 10,000.

Terms of receipt and use

At this time, banks do not set strict conditions. Since if an ordinary client takes it, then the bank will receive benefits from expensive service. So buying it and making it out only “for antlers” is not worth it.

Outcome

Let's take a look at black products from different banks. You may notice that the conditions offered by credit institutions are not so heavenly. It is worth paying attention to cards with income programs. They will allow you to accumulate money with a residual balance. Funds flow monthly in the equivalent of an annual percentage.

Mastercard World Card - means of payment with the possibility of accumulating bonus points, which can later be spent on the purchase of goods or services. It was developed for individuals who spend a lot of time traveling and traveling around the world, but at the same time are accustomed to high level comfort and service. When paying for services and purchases made with a card, a person will be able to count on the accrual of points, the amount of which depends on the amount of the operation performed. The payment method has a number of other advantages. To identify them all, you need to familiarize yourself with relevant information on the topic.

A little about Mastercard

If you study the means of payment issued by Mastercard, it turns out that they are all divided into 3 groups. A person can issue one of the following types of cards:

• entry level;
• classical;
• premium class.

Regardless of the type of payment instrument belonging to him, the user can pay for goods and services, as well as withdraw cash. In addition, all types of cards can be connected to SMS alerts and Internet banking.

However, there are differences between the types of means of payment. They consist in additional bonuses that the bank is ready to provide. So, the owners of premium means of payment have the largest list of privileges. In the Mastercard system, this is:

• Mastercard Gold;
• Mastercard Platinum;
• Mastercard Word.

MasterCard World: advantages over other means of payment

Unlike most plastic cards, MasterCard Word was specially designed for the modern person who travels a lot around the world. different countries, accustomed to comfort and safety, no matter where in the world it is. The benefits of MasterCard World are designed to meet the needs and challenges that the modern traveler may face. Payment instrument holders can count on the following benefits:

• if a person actively uses the card, he can get access to VIP lounges at airports;
• annual maintenance is carried out on special terms;
• you can get health insurance for up to 60,000 euros;
• owner can use nearby special offers from Mastercard partners;
• lending can be carried out on preferential terms.

A person who has issued MasterCard World gets the opportunity to participate in bonus programs issuing banks and partners of MasterCard.

MasterCard World: varieties

If the capabilities of the World payment method seem insufficient to a person, he can expand them using one of the advanced types of the card. So, the user can issue MasterCard World Black Edition or MasterCard World Elite. Cardholders have access to the following bonuses:

• the ability to contact the cocierge service to resolve any issues 24 hours a day;
• size medical insurance rises to 200,000 euros;
• the owner of the payment instrument can become a member of one of the unique programs offered by Mastercard;
• the card gives access to VIP lounges of airports Priority Pass;
• a personal manager will be assigned to the person;
• the cardholder becomes a member of bonus programs of issuing banks and partners of MasterCard;
• the person is provided with an IAPA card.

Among the general list, the opportunity to participate in the bonus programs of Mastercard partners is highlighted. By making purchases and paying for them with a card, a person will receive bonuses. After accumulating a certain number of points, the user will be able to exchange them for purchases or plane tickets. Some organizations are willing to accept bonuses as payment for hotel stays or communication services.

A similar service operates within the framework of the “Thank you from Sberbank” program, organized by the eponymous credit organisation. If a MasterCard World card is used, Sberbank of Russia will accrue bonuses ranging from 0.5% to 30% of the purchase price.

Another partner of the Mastercard payment system is Vimpelcom PJSC. The townsfolk are used to seeing a company called Beeline. You can become a cardholder at any of the company's offices. When making purchases, the client can count on bonuses in the amount of 1% of the purchase price. If the product was purchased for a promotion in a partner organization, the refund amount can be up to 15%.

How to apply for a MasterCard World

To become the owner of a means of payment, a person must contact one of the partner banks of Maxsterscard. Statistics show that most citizens prefer to issue cards at Sberbank. To receive a Mastercard World in an organization, you must complete the following steps:

• contact the branch of the company;
• provide a passport of a citizen of the Russian Federation;
• fill out an application form with a request for a card;
• study the documentation proposed by Sberbank employees;
• leave a signature on the papers.

Online payment is not provided. However, using the website of Sberbank of Russia, you can leave an application for a Visa Inc. product of the same type. To perform the manipulation, you will need to enter data in an online form. Theoretically, using this method, you can apply for a variety of payment means MasterCard World. However, if a person wants to issue a card without any problems, experts advise to personally visit the department of the institution.

You can also make a payment instrument at the Beeline office. In addition to the classic questionnaire, the user will have to pay 500 rubles, which will be credited to the card. When the manipulation is completed, the company's specialists will provide the owner with a pin code. The card is considered active and can be used for transactions.