E-cabbage is the first microfinance company in Russia with an online loan service. You can receive up to 30 thousand rubles for up to 21 days. Over several years of successful operation, many citizens have taken advantage of quick loans: students, pensioners and the unemployed.

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What it is

Microfinance company E Kapusta is an organization that lends money to everyone. In its work, the company tried to create a convenient service, thanks to which anyone can fill out an application. The main goal of the company is to lend money instantly.

The procedure for filling out an application lasts no more than 10 minutes. The company is ready to help citizens at any moment, on weekends and holidays.

Under what conditions is it issued?

The company provides loans up to 30,000 rubles. When you first apply, you can count on an amount of no more than 5,000 rubles.

Interest for the use of borrowed funds is accrued every day. For the first 12 days of using the loan you will have to pay 2.1%, after which the rate drops to 1.7% per day.

You can borrow the desired amount in any way convenient for you:

• to a card of any bank;
• through the transfer system;
• to the Yandex.Money e-wallet.

The loan is provided for a period of up to 21 days. If necessary, the period can be increased.

Who can receive

Any capable citizen over the age of 18 can borrow money. This is the main advantage of E Cabbage, since other institutions issue loans to citizens over 21 years of age.

To apply you will need:

• passport;
• mobile phone.

If your passport and mobile phone are at hand, you can get a quick loan to solve financial problems.

How to get a loan on an E Kapusta card

Many citizens are concerned about the question: how to get a loan on a card? In fact, everything is very simple. You will need a few minutes of free time, a passport, a computer with Internet access and a mobile phone.

To receive a loan, you will need to go to the company’s official website. A convenient calculator has been developed on the main page of the microfinance company, thanks to which you can quickly calculate the loan amount, terms and overpayment.

To apply for a loan you will need to register. To save time, you can register through a social network.

Registration consists of several main stages:

• passport information;
• general information;
• social media and location;
• credit history.

In the first section you will need to provide personal information. All you need to do is fill out each line of the application correctly and gradually. The application must indicate gender, date of birth, full name and passport details.

Who issued the passport should be indicated in full compliance, as in the document itself.

When filling out the application, you will need to indicate your residence address. If you do not live at the place of registration, you will need to indicate this. In the “contact information” section, indicate your personal mobile phone number and email address. An SMS message with a secret code will be sent to the specified phone number.

The sent code will be needed to confirm receipt of the loan. After all fields of the form have been filled out, you will need to check the box “I consent to the processing of personal data” and proceed to the next stage of registration.

The next section is about general information. In this section you will need to indicate the type of employment and income. You should not overestimate your income in order to get a positive decision. You must evaluate your financial situation and be confident that you can repay the debt within the prescribed time frame.

Then indicate additional information, namely: place of birth, living conditions, marital status and number of children. If there are no children, just put a zero. If you own a car and have a driver's license, you should check this box.

An additional telephone number for communication is a prerequisite for receiving a loan from E Cabbage. You can indicate the mobile phone number of your closest relative or friend. A call to the contact person will be made if the borrower does not repay the debt and ignores calls from the microfinance company employees.

You will also need to attach your own photo. No need to attach photos from vacation or the beach. It is better to take a photo, like for a passport, on a mobile phone.

The last step in filling out this section is to indicate how you will receive money.

A microfinance company offers to borrow money:

• to a bank card of Visa or MasterCard/Maestro systems;
• to an electronic wallet of the Qiwi or Yandex money payment system;
• money transfer via the Contact and Zolotaya Korona systems;
• to a bank account.

All you need is to choose the most profitable option for yourself and indicate the access code that will be sent to the specified mobile phone number. This completes the completion of the second section.

In the third section, you will need to confirm the location and “link” the profile of any social network: mail.ru, Odnoklassniki, VKontakte or Yandex money.

If you do not use any of the above, you need to select the last option “I do not have a single profile on social networks” and go to the last section of the loan application.

The last section of applying for a loan on the E cabbage card is checking your credit history. In this section you will need to answer 5 simple questions. All questions are related to obtaining a loan: did you apply for specific amounts for the specified period. Each question comes with 5 answer options.

After all the above questions have been answered, all you have to do is click on the “continue” tab and get a decision on the loan.

The verification of the specified personal data will be carried out within a few minutes. After verification, the approved loan amount will appear on the screen.

When you first apply, the loan amount is usually minimal. If you successfully repay the loan and fill out an application for re-lending, you can receive the maximum amount.

Is it possible to extend

When taking out a loan, few people think about how they will repay the loan. When the payment date approaches and there is no money for full repayment, many people wonder: is it possible to extend the loan for a few weeks?

The microfinance company is ready to meet the needs of its clients and extend the term. The only thing you need to do is pay the interest on the borrowed funds in full.

For example, you issued 10,000 rubles for a period of 21 days. After the specified time, you were unable to repay the debt to the microfinance company.

To extend the loan term by 21 days, you need to pay interest in the amount of:

• for the first 12 days the rate is 2.1%, which is 210 rubles per day;
• starting from the 13th day the rate is 1.7%, which is 170 rubles per day.

It turns out that the client will need to deposit 3,630 rubles. After 21 days, the client will need to repay the debt amount of 10,000 rubles and accrued interest in the amount of 3,630 rubles. If necessary, you can extend the loan again. There are no restrictions on loan extensions.

Advantages and disadvantages

It is worth noting the advantages of such an attractive and convenient service, which helps solve financial problems in a matter of minutes.

Advantages of receiving a loan from E Cabbage:

Accessibility from any device	You can fill out the application from your computer, mobile phone or tablet.
Minimum package of documents	To receive money you only need a passport
Quickly fill out an application	It takes no more than 10 minutes to fill out the application. All you need to do is enter your personal passport information and answer a few simple questions
Loans 24/7	You can get the required amount at any time, even at night. The system operates on weekends and holidays
Various options for receiving money	The borrower can independently choose the method of receiving a loan: to a card, to an electronic wallet or through a money transfer system
Favorable conditions for regular customers	The microfinance company respects its regular customers and constantly increases the loan amount

The disadvantages of quick lending include:

Video: Loan from Ekapusta

One of the first financial organizations that began offering online loans was eKapusta. Residents of Russia prefer cooperation with this company, especially since there are already its mini-offices in different cities.

The maximum loan is 15,000 rubles. It is provided for a maximum period of three weeks. Receipt of funds is possible immediately after approval of the application. You can receive money at any time of the day through your personal account. To do this, it is absolutely not necessary to visit the site through a desktop computer or laptop.

The service can be used via telephone, which makes such microloans convenient for users who do not have access to the Internet. The application is processed in a few seconds. Then the client receives money in the way that he considers most convenient for himself.

The funds received can be spent even without using a credit card.

Who can get an eKapusta loan?

1. Clients must be at least 18 years old.

2. They must be citizens of Russia.

3. A passport is also required.

When processing applications, specialists may take into account other factors (credit history, profession), but they are not fundamental.

Getting a loan "eKapusta"

If you need an urgent microloan in Ekapusta, then go to the company’s website. To do this, use any device with Internet access (smartphone, tablet, computer, etc.).

After this, a simple registration awaits you. It takes place at your convenience, anywhere in our country. After it, you will be able to use eKapusta loans, a personal account and other useful options.

Potential clients fill out applications for an E-cabbage loan through their personal account, after which a decision awaits them. If it is positive, then the amount will be transferred to the user in one of the following ways.

Ways to get a loan

There are several ways you can receive money, and you don’t have to be the owner of a bank card to do this. There are other methods you can use.

Transfer of money is possible to:

2) you can apply for a loan on a card through Ekapusta. This may be a bank card from one of the leading payment systems (“MasterCard” or “Visa”);

4) using the “ ”, “ ” system.

Since the service is designed to issue quick loans in Ekapusta, transfers are made almost instantly, even if you leave a request at night.

How should I repay money borrowed from the eKapusta microfinance organization?

Clients of this system have many loan repayment options.

1. Using a bank card via the Internet.

2. Through the QIWI electronic wallet.

3. Through payment terminals.

4. Using bank transfers.

5. At CONTACT service points.

6. Through the Internet banking service “Unified Cash Desk”.

7. In Euroset or Svyaznoy terminals.

Thanks to "eKapusta" within 10 minutes after completing the application you will have money to make purchases or solve financial problems! This company became the first service in the Russian Federation that began to use online lending instead of the standard scheme involving an office visit. The loan issuance system has been operating since 2012, and today it is used by residents of all regions of the country.

Thanks to eKapusta, getting a loan is very easy! The service operates around the clock, without breaks or weekends, so you can submit an application at any time when you need money. You can submit a loan application from any device connected to the Internet. When you first contact the company, the maximum possible loan amount is 5,000 rubles, and for bona fide clients who apply again, the limit is tripled. The decision to issue a loan is made instantly, because applications are processed automatically, so you don’t have to wait long and worry.

Interest

The interest rate on the eKapusta loan is floating and depends on the loan period:

• for the first 12 days of using the loan - 2.1% per day;
• for each subsequent day of using the loan - 1.7% per day.

In addition, the company charges a commission for transferring funds in the amount of 4.2% of the loan amount + 30 rubles. You can find out the full cost of the loan even before you submit an application for an eKapusta loan. To do this, you need to use the online calculator presented on the website:

Ways to get a loan

The eKapusta microloan is available to all Russians without exception, regardless of the actual location of the client. This expands opportunities for consumers living in small towns and villages. The company offers a record number of ways to credit borrowed funds. Bank transfer, plastic cards, Contact payment system, electronic payment systems Qiwi and Yandex Money - all this is available to customers who choose the ekapusta.ru service.

Loan repayment methods

To pay off your debt, you can also use any means and forms of payment convenient for you. If the borrower is unable to fully repay the loan on the day specified in the application, he has the right to extend the repayment period by paying only interest.

How to get a loan from eKapusta

The Ekapusta service is loyal to both new and regular borrowers. If in the process of fulfilling your debt obligations you did not violate the terms of the loan - the money was returned without delays, then the system will automatically increase your credit rating. Only solvent clients with an impeccable reputation can be guaranteed to receive a repeat loan in Ekapusta. There are special tariffs for them - the maximum loan amount and a long period of use of funds. Repeated application does not require registration and filling out a questionnaire. You just need to log in to your personal account.

Loan conditions for repeat client Ekapusta

If at the first application the borrower can receive money without interest (the company often holds promotions for issuing loans at a 0% rate, but with restrictions on the amount), then standard conditions apply to a repeat client. Due to the fact that you have properly paid off your debt, you may be approved for a maximum limit of 30 thousand rubles for a period of up to 21 days. The interest rate for repeat customers is charged at 1.5% per day. It is worth remembering that if there is a delay or early repayment of the loan, there is a high probability of refusal to re-loan. Therefore, try to adhere to the established debt repayment schedule.

How to get a repeat microloan in Ekapusta

With a good credit history and timely closing of the first loan, you can count on repeat applications with a high approval rate. You don’t have to spend a lot of time applying for a loan again. For registered users in the system, the re-application procedure has been simplified. On the main page of the official Ekapusta website, use the authorization form - enter the login and password for your account. After gaining access to your personal account, select the parameters of the new loan - amount, term and method of receiving money, and wait for a decision from the microfinance organization.

When applying for a repeat loan in Ekapusta, you will not have to provide personal information, passport details, etc. All this is already in the company's database. After receiving an SMS notification of a positive decision, the borrowed funds will be credited to the account.