What can you open for 200 thousand rubles. The advantages of bank deposits are obvious

In the world, everything is relative, some people manage to create a business with 20 thousand in their pocket, while for others even half a million rubles is not enough. It follows from this that start-up capital is not as important as the idea. What business can you really open with 200 thousand, 300,000, 100 thousand, 150 thousand, 50,000 thousand rubles?

Limited budget

The amount of 200,000 thousand rubles limits the possibilities of an entrepreneur, although if you approach the issue seriously, you can open an interesting and profitable business.

Events agency

In addition to financial investments, you need to have organizational skills, untapped creative potential and creativity. The ability to create a festive atmosphere is the main rule in the development of an enterprise. Many people believe that in order for an agency to operate smoothly, it is necessary to hire a whole staff of employees.

The organization of holidays involves the work of artists, musicians, decorators and other people who know how to give positive emotions. In fact, you can hire people for a specific event, which will significantly save the agency’s finances. In general, 200,000 thousand should be enough to implement such an idea.

Stationery store

Opening a stationery store does not require significant investments, 200,000 rubles. enough for initial expenses. Often the profits obtained are stable, but not exorbitant.

You should find a favorable location for the future store or department; the best option is to locate it near business centers, educational institutions and other crowded places. Experts have found that for business development, an excellent ratio of goods is 60 to 40, where 60% is office supplies and 40% is student supplies.

Small business organization

With a limited budget, which business to open? 200 thousand rubles is an acceptable amount for opening a small auto repair shop. Advertising the services provided will take up most of the finances. By offering potential clients services at competitive prices, you can build up a client base in a short time.

Among the profitable investment options it is worth noting:

  • sale of equipment, clothing, shoes, cosmetics;
  • salon;
  • luxury perfume store;
  • flower shop;
  • tourist agency.

It is not necessary to follow well-trodden paths; you can come up with your own business plan, and having 200,000 thousand or 300 thousand rubles will contribute to this.

Beginning entrepreneurs often ask the question: is it possible to open a business with 300,000 thousand rubles?

Economy option

In uncertain times, stock stores are popular because they sell high-quality clothing at reasonable prices. Creating such a business should begin with registering an individual entrepreneur, purchasing a cash register, finding a suitable location and recruiting personnel.

Photo studio

Creative entrepreneurs will appreciate the idea of ​​opening a photography studio. A suitable premises is the main trump card in this matter. An ideal photo studio includes:

  • fitting room with mirror;
  • screen;
  • shower cabin;
  • administration room;
  • directly to the studio;
  • at the request of the entrepreneur, a mini-cafe for visitors to relax.

Renovating the premises for a studio will cost 100 thousand rubles, about 15,000 will be needed for paperwork, equipment and furniture - 150–200, 300 thousand rubles, it all depends on the scale of the enterprise. Every month you will have to pay rent - 35,000 rubles. The average income per year will be 150,000–200,000; the business will pay for itself in six months.

Hobbies

Be observant and you will see that the world provides many opportunities. What business to open for 300 thousand? Some people manage to create a profitable business based on a hobby with an initial capital of 300,000 thousand rubles.

Breeding aquarium fish at home, a designer knitting studio, designing pages on social networks, and this is only a small part of what will help you earn money, and for some even turn around 200 degrees. In this case, 300,000 thousand is enough.

Printing on surfaces

Original images on various items are in demand, so more and more outlets are opening to provide such services. An initial capital of 300,000 should be enough to create a business. Approximate calculations will help a novice entrepreneur navigate this business. Printing on nails will cost 1000 rubles. The point operates 25 days a month, it’s realistic to serve 10–20 visitors per day, the math is simple, we subtract the cost of materials and other expenses.

Net profit is 50 thousand rubles. The cost of the printer will pay off in a few months. Printing procedure 50 rubles, 3 rubles. cost, benefits are obvious. The minimum profit per month will be 50,000 rubles. Buying a universal printer will bring even more money.

When we talk about the amount of 300 thousand rubles, it is worth mentioning the online store. You can trade anything in such a store, clothing, cosmetics, shoes, sporting goods, and so on. Experts do not recommend selling food products via the Internet, as this is not financially profitable. Starting capital of 300 thousand provides the opportunity to choose.

Business for 100,000 rubles

The diversity of ideas allows you to open a lifelong business, you just need to find the right one. Many entrepreneurs have already managed to make their dreams come true. What business should be opened with the above amount?

Furniture workshop

By investing 100,000 rubles in the manufacture and repair of children's furniture, you can be sure that this business will bring significant profit. There is great demand for cribs, high chairs and playpens; potential buyers are interested in handmade or exclusive furniture. Profitability exceeds 100%. The cost of an ordinary wooden stroller is about 20,000 rubles, opening an enterprise costs up to 100,000, the income of one specialist in one week can be 20,000 rubles.

Sale of dolls

Porcelain and wooden dolls are environmentally friendly toys. Dolls made of wood are especially valuable; 100,000 rubles can be invested in opening a small workshop. The amount of initial capital is reduced provided that the entrepreneur has his own garage or other premises and has wood carving skills. Raw materials for making children's dolls must comply with the standards. Experts advise creating dolls of different price categories. At first, income can reach 50,000 rubles, but effort and creativity will do the trick.

Soap making

Many modern inhabitants have managed to master the technique of soap making. This activity is regarded as a hobby and only a few have been able to promote the idea so that it generates regular income, while having 100 thousand rubles.

The registration will take about 5,000 rubles; you need to allocate funds for raw materials, which are divided into: permanent and one-time. Basic raw materials are the most expensive, as you will have to shell out about 85,000 rubles. A kilogram of raw materials can be purchased from wholesalers for 200 or 250 rubles; buying it at retail, you will have to shell out 300 rubles. In addition to raw materials, you need to buy table scales - 2,000 rubles, a saucepan - 200 rubles, different shapes - 200 or 300 rubles each. Creating a business worth 100 thousand is not difficult for a person who understands the intricacies of entrepreneurial activity.

Shish kebab delivery

Not every person knows how or likes to cook. But for those who do it with pleasure, it would be a sin not to take advantage of their talent. The business of cooking barbecue and delivering it to customers is just gaining momentum, but can already boast of good results. So, how much will this pleasure cost?

  • Renting premises and equipment costs 20–50 thousand per month.
  • Car rental and maintenance – 10,000 rub.
  • Website design with the provided order form - from 5,000 to 10,000.
  • Products – 20 thousand.
  • Business registration + personnel + advertising = 50 thousand. The profitability of such an enterprise ranges from 50 to 100 thousand per month.

A significant disadvantage of made-to-order kebabs is the inability to predict the number of orders.

Business for 50,000 rubles

What kind of business can you open with this amount? The chances of increasing capital increase if the entrepreneur is located in a provincial town or village. Oddly enough, in such places it is more realistic to turn around with 50 thousand. You can do:

  • poultry breeding;
  • animal breeding;
  • growing plants.

Nutria breeding

With 50,000 rubles, you can start a nutria breeding business. Since nutria live in pairs, to begin with it is enough to purchase two males and two females. It will cost 10,000 rubles. Nutria are not picky; they only need a pool with clean water, which will have to be changed daily. They feed on grass and grain; nutria reproduce quickly. Soon, a pair of nutria will have 10–20 babies. In addition to selling fur, nutria are valuable for their dietary meat.

Breeding rabbits

Animals are vulnerable to drafts and dampness, and they are susceptible to various diseases. Rare breeds of rabbits are especially valuable; the cost of one such representative reaches a thousand rubles. Adult animals weigh up to 10 kg. The fertility of rabbits has long been known. At the start you can buy 5 females and 1 male, after a year there will be 200 of them. In addition to valuable rabbit meat, you can sell skins. To change your life, you don’t have to have millions; 50 thousand rubles is enough.

Breeding purebred cats and dogs

The cost of one German Shepherd puppy with a pedigree reaches 20 thousand rubles, a vaccinated Labrador puppy with a pedigree costs 15–20 thousand rubles. Cocker spaniel puppy 15–20 thousand rubles. This type of business is characterized by long-term prospects.

Candy stand

50 thousand is definitely enough to develop this business. You will need the following materials, including: scissors, colored paper, various fasteners, cellophane, tape and candy. Such bouquets appeared relatively recently, but already have fans who prefer to give delicious and original gifts. The price of the bouquet depends on the type of chocolates and the complexity of the work done. The simplest bouquet can cost 200, 300 rubles. Bouquets made to order with expensive sweets cost 3,000 rubles.

Almost every person is capable of starting their own business and achieving success. The main thing is desire, a clear goal and proper planning.

If you are wondering how to open a successful business, then first define an idea for a future business. Please note that a business is created for a long time, and not for a couple of weeks. Therefore, the chosen idea must have prospects for the future. Choose a business that will be attractive to you so as not to lose interest in it.

To open a successful business, you still need to understand what you will be doing and know at least a little about the laws of the market. Creating a successful business is painstaking work that requires full dedication of effort, time and finances. It is necessary to develop a clear business plan and come up with a sonorous name for your business. Register your business officially.

By studying in detail the information on how to open a successful business based on your chosen idea, you can achieve some success. And another thing that is necessary for a successful business is to work a lot, a lot.

Opening a business for 200,000 rubles

You have some free money, and you are thinking about how to open a business for 200,000 rubles. With that amount of money, you can start with a small business idea. If you approach the idea wisely, you can grow your business quite quickly.

With an amount of 200,000 rubles, you can take a small place in the market, open a small trading department, open a small computer salon where you can provide typing services, photocopies, etc., create your own website and make money from advertising. You can also open a mini-bakery or rent a cafe.

Initially, when opening a business for 200,000 rubles, you can save on renting premises or rent a cheaper premises and do the necessary work yourself so as not to pay hired workers. At first, income must be constantly invested in turnover if you want to grow your business.

Without leaving home

Nowadays, home-based businesses are becoming more and more popular. This type of business allows you to start your own small business without any special risks and costs, and receive additional income. And if you are thinking about what kind of business to open at home, then first analyze your abilities and readiness, because even running a home business requires your time and effort.

There are quite a few home business ideas. You can bake, make salads to order, sew clothes, curtains, phone cases, provide any services, for example, cleaning rooms, etc. If you live in a private house, you can build a yard, plant a vegetable garden to sell vegetables in the fall - This is a rather labor-intensive process, but it brings additional income.

And yet, when asking what kind of business to open at home, know that there are also difficulties when running a home business. You will need to look for customers for your product or service yourself. All free time will be spent on your business. The result may not be immediately visible. If you are ready for this, then get to work!

And you can earn money at home

Before opening a home business, analyze your abilities, your apartment, and study the circle of potential clients. It is advisable that you have cash in reserve, because it is better to invest the initial income in circulation by purchasing the necessary materials or equipment.

For example, let's say you decide to start baking at home. You need to visit the grocery stores closest to your home to see if they will carry your products. Then choose those places where you can buy the ingredients necessary for baking cheaper.

This will reduce the cost of production. And if you have already received money for the first order, then you can purchase a larger batch of ingredients or set aside some to buy a larger oven - this will reduce energy consumption, since the batch of products being baked will increase.

If you have already decided how to open your own home business, then you need to register as an individual entrepreneur. But don’t rush, work without registration first to make sure your business has a future.

Money doesn't fall from the sky

More and more people are starting to think about what kind of business to open at home. The Internet is teeming with home business ideas, luring people with the opportunity to make quick and big money. But don’t be fooled by such offers. When choosing a home business idea, you need to approach it carefully. Realistically assess your capabilities and not think that money will fall from the sky.

For example, you have a spacious apartment, you love children and have the patience to take care of them, try opening a mini-kindergarten. The advantage of such a garden is that you will receive money every day.

If you live in the private sector and are tormented by the question of what kind of business you should open at home. Then you can very well start a small farmstead. For example, chickens. There is always a demand for eggs. By selling eggs to neighbors and colleagues at work, you can also have a small but daily income. In the summer you can grow greens for sale.

In the material world, where a lot depends on money, it is important to maintain yourself in a stable financial position. For unforeseen circumstances, experienced economists advise keeping in reserve an amount that will allow you to live carefree for 2-3 months, having lost any source of income. Such a financial airbag is not only a guarantor of reliability, but also a way to make a decent profit. If you have saved up 200 thousand rubles, it is worth considering in detail the various investment options.

First of all, you need to draw up a clear organizational plan that reflects the following nuances:

  • How soon do you want to make your first profit?
  • what is the minimum amount of income acceptable to you;
  • what possible risks are you willing to take;
  • Do you need an urgent withdrawal of money if necessary?

Important: if you are not sure about the source of the investment, try the method on a small part of the total amount. Once you are confident that the transaction is successful, you can add the remaining funds later.

9 ways to invest 200 thousand rubles

  1. Deposit (bank deposit)
  2. Own business
  3. Business via the Internet
  4. Precious metals
  5. Self-education
  6. Buying shares
  7. PAMM accounts
  8. Investing in Forex
  9. Binary options

The best idea 💡 of 2018— investing in information sites. Become the owner of an online magazine! Return on investment is about 20 to 80% per annum!

As you can see, there are quite a few ways to invest 200 thousand rubles and the most common ones are listed here. Let's look at the advantages and disadvantages of each method in a little more detail.

Registration of a bank deposit, deposit

  • the maximum interest rates are most often offered by commercial banks, they are the ones who will help you get the maximum profit;
  • be sure to pay attention to capitalization; if it is available, accrued interest will be added to the account every month, therefore, interest is accrued monthly for different amounts;
  • if you do not trust commercial organizations and are focused on the reliability and reputation of the bank, contact Sberbank, VTB 24 or the Bank of Moscow.

Important: do not forget about the inflation rate in our country; in 2016 it was more than 5%. This is how much your investment will depreciate. If the emphasis is on receiving passive income, you should pay attention to banks offering interest rates of at least % per annum.

Depositing is a great way to save and increase your savings if you know exactly when you will withdraw the funds. Usually, early closure of a deposit risks losing the entire interest gain.

Startup: creating a business

A more significant source of profit is your own business. An amount of 200 thousand rubles will not allow you to open a large company right away, but it is quite possible to create a small project that will pay off in a couple of months.

Important: it is recommended to invest finances in the area of ​​business where you have at least minimal skills and experience. Two hundred thousand should be enough to rent premises, purchase special equipment or furnish office space.

Look for seasonal services, resales of top-selling items, or offers that are relevant to your location. Examples:

  • sale of ice cream and soft drinks in the parks during the hot summer;
  • a small stall selling hot hot dogs and burgers;
  • off-site services from the service sector: catering or cleaning services;
  • opening a small confectionery;
  • a company that will be involved in landscaping the local area;
  • Providing tire fitting services or car washing.

In the video you can see the most popular business ideas in 2017 from scratch and with minimal investment.

Video. TOP 10 business ideas from scratch

Business via the Internet

If starting a business seems like a complicated and risky idea to you, you can consider investing in an online business. Internet projects are actively developing and gaining momentum. You can create your own website and invest 200 thousand in its development and content with articles. In the future, you can earn income from advertising or other types of cooperation with partners.

For 200 thousand rubles you can create not one Internet project, but several diverse thematic resources. When designing a website, it is very important to focus on user-friendliness, because site traffic will be the source of profit for the owner.

Of course, when creating your website you will need special knowledge and skills, and with them discipline. Working on a website requires daily attention and patience. You can learn more about making money on websites on the Internet in this video.

Video. Earn money online

Buying gold is a guarantor of stability

If saving money is your priority, buy a product whose price will not fall over time. Such a product is a precious metal. For 200 thousand rubles you will be able to buy about 100 grams of gold. Choose for yourself which form of investment you like best: bank bars, jewelry or coins.

Important: do not rush to store the bullion in safe deposit boxes if you are afraid of additional costs. When storing, a VAT of 18% and a bank markup of 13 to 30% are charged.

Please note that profit from this type of investment appears only after 5-7 years. It is after this period that the market value reaches a level that justifies all costs.

Self-education: investing in ourselves

Making a profit often takes a long time and requires patience. Not the most common, but relevant is investing in yourself. 200 thousand can be spent wisely in the following cases:

  • the work of many today is connected with a computer, update it, buy powerful equipment for more fruitful work, as well as additional gadgets that speed up and improve the process;
  • if work is at a standstill due to poor health, take proper care of yourself, get examined at the clinic and start playing sports;
  • for new ideas and inspiration during a creative crisis, it is very important to get out of your usual surroundings and into new places; buy yourself a ticket to another country;
  • if your career is stuck at one stage and is not moving up, it’s time to improve your skills, get training from eminent masters in your professional field;
  • invest the accumulated funds to master a new profession; there is a rich variety of training courses on the market, so you can acquire new skills, find a favorite thing for life, which will bring you a lot of income.

Investment funds: buy shares

This method of making a profit is suitable for those who are able to carefully control economic processes and independently develop strategies. Day and night, financial analysts monitor the stock exchange and foreign exchange market.

There are 3 ways to invest in stocks: selling, buying and custodial services.

The advantage of buying shares as opposed to a bank deposit is the size of the possible profit. Don't forget that you can increase your income potential by investing in the stocks of multiple businesses.

Purchasing securities can generate great income if you are patient. Apple shares, for example, have risen 50,000 percent since their IPO in the winter of 1980. However, you shouldn’t get your hopes up and expect a big jackpot. Even professional stock market players suffer losses. It is important to remember that there is a risk of losing all your savings.

PAMM accounts

If you are not savvy enough in financial theory, professional players in the currency and stock markets will come to your aid. You can entrust 200 thousand rubles to a professional by investing in a PAMM account. The money is transferred to an experienced specialist, and he makes money on exchange resources with their help.

Important: carefully choose an experienced trader; to do this, read the rating and recent activity report.

Investing in Forex

On the Internet around the world, the most famous way of investing is Forex. In recent years, it has become a familiar, profitable and reliable player in the financial market. The advantage of this method is that it is accessible to anyone. It's simple and fast.

Binary options

Options either provide the fastest income or completely deplete the funds in the account. By definition, they are a type of exchange contract. The banners of the largest organizations proclaim that in 1 minute everyone is able to earn up to 100% of the deposited funds.

Important: it is worth considering that binary options are accompanied by certain risks. If you do not have experience in this area, make predictions on small bets.

With the help of competent planning, carefully weighed decisions and a well-thought-out strategy, you can make a profit from such a small amount of savings as 200 thousand rubles. Decide on your priorities and start choosing a source of investment.


Despite such a low starting capital, with the right approach you can not only achieve a stable income, but also constantly improve.

The classic idea to start your own business with minimal investment is to open a retail or online store. It is important to decide on the type of goods sold. To do this, you need to assess the level of competition, the demand for the product, organize purchases and conduct an advertising campaign.

The easiest way is to create a small flower shop. Flower arrangements and gifts (soft toys, chocolate) will always be in demand and will bring at least a small but stable income. The main secret of success is renting a kiosk in a prime location (ideally near a large business center).

Online store selling elite Chinese tea will allow you to earn quite a lot of money (the markup is from 200%). An important condition for the profitability of such a business is the presence of an appropriate target audience. These could be businessmen, real tea gourmets, ready to pay money for quality. You can advertise on special forums and portals dedicated to tea culture.

Selling clothes is a good option, but you need to be prepared for high competition. It is best to organize a highly specialized store - for example, denim clothes, things in the “grunge” or “garcon” style.

Cooking

For those who love to cook and have an understanding of nutrition, the choice of activity is obvious - preparing set meals to order. To do this, you only need a good kitchen (you can rent it), purchasing products and organizing sales.

Grocery basket for a week- another profitable option with an investment of about 200,000. This unusual way of earning money has just begun to develop, the competition is not so high, and the demand is the opposite.


Many city residents simply don’t have enough time to cook, so it’s easier to order a grocery basket for the whole week. It is enough to determine the list of necessary fresh products and organize their delivery.

Sales point for freshly squeezed juices- also very promising. It is better to rent a place in fitness clubs and business centers. If the rent is too high, you can arrange for fruit to be delivered to order (similar to a grocery cart).

Information business

This is one of the most modern ways to earn money. Capital of 200,000 will allow you to create and promote your website, fill it with high-quality content. The same amount includes the purchase of equipment and the organization of a workspace (if webinars are planned).

This could be training in meditation and self-development, business consulting and much more that is close to a particular entrepreneur.

Business from home

For those who want to develop their own, the following options are suitable:

  • organization of a massage room. Required: training in special courses (lasts about 4 months - you need to choose those that have state certification). Important: you must select the target audience and type of massage in advance. These can be only women, children, or only men. Massage: wellness, anti-cellulite, Thai, sports. 200,000 will have to be invested in repairs, purchase of a table and other massage equipment;
  • custom-made furniture. Stylish and unusual furniture (for example, frame wardrobes in the shape of animals, children's beds in the shape of cars) are quite expensive, and the demand for it is very high;
  • printing at home. Anyone can print business cards and photographs to order. To do this, you just need to purchase good equipment (printer, plotter) and consumables. A nuance: buy paper and cartridges in bulk - this will reduce costs.

To summarize, we note that