SKB bank personal account. Personal account of SKB-Bank for individuals

Overview of SKB-Bank Internet Banking

Connection to SKB Bank-on-Divan

SKB Bank-on-the-sofa is available only to those persons who are already a client of SKB-Bank. In the event that you already have a bank account open (you are the owner of a plastic card, a deposit or have taken it), it is enough to contact any bank branch with a passport and conclude an appropriate agreement to connect to the system. A bank employee, after signing all the necessary documents, will give you a login and password to enter SKB Bank-on-the-sofa, a memo on working with the program, as well as a card with session keys. Now it will remain in any place convenient for you to connect to the Internet, go to (or immediately to the Bank-on-the-sofa page - https://retail.myskb.ru), then to the "Bank-on-the-sofa" section, enter the received login and password and start mastering the program.

On the website of SKB-Bank, you can also pre-arrange a meeting with the bank manager responsible for connecting to the Internet bank of SKB-bank. In the "Individuals" section, there is a link that allows you to go to the online application form, where you must specify your name and phone number, after which the loan officer will call you back and agree with you on the time of conclusion of the contract.

Capabilities of the SKB Bank-on-the-sofa system

SKB Bank-on-the-couch is a classic browser-based internet bank. The creators of this system are the developers of the BSS company. Other large banks in Russia use similar products, for example, such monsters as Nomos Bank. Therefore, in this Internet service, perhaps, it will not be possible to find any missing function - all of them have already been fixed at the request of millions of customers of these banks.

With the help of the SKB Bank-on-the-sofa program, you can carry out any operations on your accounts around the clock, regardless of your location: transfer money between accounts, pay for purchases and services, receive information on loans and deposits, contact employees of SKB-bank departments.

Not the strongest side for attracting customers to service through the Internet bank are SKB-bank's tariffs for using online banking. Unlike most competing banks, the cost of this service is not cheap. So, the conclusion of the contract will cost you 600 rubles. And each transfer from the account (with the exception of transfers between own accounts) - 30 rubles. Replacing the session key card is also not a cheap service - 500 rubles. Monthly maintenance and blocking of the system, if necessary, will be free.

Safety

BSS developers (the creators of the Internet bank) took into account all possible security problems when creating their product. This system can rightly be considered the most secure among Russian Internet banking. The essence of the organization of the security of the SKB Bank-on-the-sofa system is such that any communication session with the bank goes through several stages of control that do not allow attackers to connect to the process of transferring funds. These steps are:

  1. Login to the program using the login and password received personally by the client at the bank office.
  2. Entering the session key from the key card (also issued personally to the client). Before each session, the guard band of the corresponding session is erased, so it is impossible to peep the code of the next session.
  3. All transmitted data is encrypted.

Helpful information

Many modern people, especially young users, like the possibility of remote banking services via PC and mobile devices. This type of service is available around the clock and significantly saves the client's time. Upon completion of registration in the SKB-online system, SKB-Bank customers receive a convenient service for monitoring and managing their finances, which allows them to pay bills, send money transfers or open deposits.

What operations can be performed online

The SKB-online Internet banking system is a multifunctional service that can minimize the number of visits to a bank branch. After gaining access to the system, any client can online:

  1. Get information on your current accounts.
  2. Make a transaction between your accounts, as well as to cards of third parties.
  3. Make payments for utility services, government agencies, etc.
  4. Internet banking of SKB-Bank even allows you to exchange foreign currency and place it on your foreign currency accounts.
  5. Arranging bank loans;
  6. Find out up-to-date information about debt on loans.
  7. Pay for loans received not only from SKB-Bank, but also from other financial institutions.
  8. Make money transfers within the Russian Federation and the CIS.
  9. Send an application for a bank card and set limits on it.
  10. Block lost bank cards.
  11. Open deposits under the current programs of the bank.

Connection to remote maintenance

To register a personal account in SKB-Bank, you must first open a deposit, apply for a loan or receive a plastic card by visiting one of the service offices. Login and password for access to the user's account on the bank's website are issued after signing the DCBO and connecting to the system. Usually, bank employees themselves offer customers to use the remote service system.

Login

Logging in to the Internet banking system of SKB-Bank is carried out on the official website of the service, after entering the login and password issued at the service office.

After a successful online login to the personal account of SKB-Bank, the main window of the system will appear before the user.

The main window consists of the following parts:

  1. User menu: news, messages from the bank and account settings.
  2. Main menu: payments, banking products and payment history.
  3. Desktop: contains various widgets with some information. The user can independently remove or add the widgets necessary for him and see all the necessary information on the monitor after logging in to the SKB-online system.
  4. Reference information: a timer that shows the remaining time until the termination of work in the system in the absence of any user actions, exchange rates, etc.

Financial security of the client

Responsibility for the security of funds lies not only with the financial institution, but also with the client himself, who must take measures to ensure that the login and password are not available to third parties. In order to obtain secret information, attackers can act in various ways, for example:

  1. Find out information about the login and passwords for the Bank-Client system of SKB-Bank by entering trust.
  2. Copy login and passwords directly from your computer using spyware.
  3. Call by phone, introduce yourself as a bank employee and ask for your login, password and one-time codes.

Practice shows that reliable protection against fraudsters will help ensure the confidentiality of personal information and protection of your computer from malicious software. So:

  • Make it a rule to control the information in the address bar of the browser you are using. The web resource you visit must belong to the official website of the bank (online.skbbank.ru). Refrain from logging in if you see only "http:/" instead of "https:/". The presence of the letter S means that the connection is made over a secure communication channel.
  • If it is found that the login and password fell into the hands of unauthorized persons, urgently call the bank at 8-800-1000-600 technical support to forcibly block access to the system.
  • Install a specialized anti-virus software product on your computer and update it regularly.
  • If you received an SMS from the bank with the details of the operation that you did not carry out, immediately contact the bank using the technical support number (see above) to close the login to the system.

It should be remembered that in the event of an incident, the bank assists in the return of the transfer, but cannot guarantee the reimbursement of lost funds if the transfer was made due to a violation of the rules for using electronic means of payment - for example, the client lost his login, password, one-time keys (passwords), as well as unreasonable or an erroneous execution by the user of a transaction from his account. Following these recommendations will help keep your money safe and take full advantage of online banking.

Maintenance cost

The personal account of SKB-Bank for individuals is registered and maintained free of charge. For issuing a login, password, as well as for their recovery, you will not be charged. The commission is not provided even for SMS with one-time passwords. The annual fee may be charged only for the maintenance of the client's plastic payment instruments (according to the current tariffs) and connected additional services.

To install the application for tablet PCs and smartphones, you need to download it from the official web resources of the App Store (for iOS devices) or Google Play (for Android OS devices). Download links are on the page.

Minimum system requirements:

  • operating system IOS 6 or Android 4.0;
  • uninterrupted internet connection;
  • touch screen 3 inches diagonally;
  • The device RAM must be at least 512 MB.

Actions in case of problems in the Internet Banking system

To help customers with technical problems and advice on service options, there is a round-the-clock customer support service available by calling toll-free 8-800-100-0600. The support service can also block your personal account or restore access to it. When contacting technical support, you will need passport data and a code word.

SKB-online: Video

PJSC "SKB-bank" (general license of the Central Bank of the Russian Federation No. 705) is a universal commercial bank with a wide range of services and products. SKB-Bank began its activities in November 1990 after obtaining a license on the basis of the Agro-Industrial Bank. Two years later, it was transformed into a joint-stock company, the first correspondent account was opened in Switzerland, and the first payment was made using the SWIFT system, which allows you to transfer funds instantly from anywhere in the world. Since the beginning of 1996, SKB-Bank began to work with the accounts of ministries and administrations of municipalities of the Sverdlovsk region, and also participate in the implementation of social programs. A little later, the first plastic bank cards were issued, and since 2000, the Internet banking system began to work. Three years later, the first mortgage loan agreement was issued in accordance with the federal targeted housing lending program. In 2012, its money transfer system for the first time entered the international level, ranking fourth in terms of the amount of loans issued. The Central Bank of the Russian Federation allowed state corporations to work with money and attributed them to the country's significant credit organizations in the payment systems market. Forbes magazine included it in the TOP 100 most reliable banks in Russia. The mobile banking system closed the top three in terms of convenience and comfort of work.

Personal account "Bank-on-the-sofa"

You can enter your SKB-Bank personal account on the page of the official website https://online.skbbank.ru/ru/html/login.html. All you have to do is enter your username and password.

How to connect a personal account

If you do not yet have access to your personal account, you can connect it by going through a simple registration procedure.

  • First you need to visit the office (branch) of SKB-Bank with a passport in order to conclude a contract for servicing and connecting to the SKB-Online system.
  • An employee of the credit institution will provide you with a login and password to enter the system and subsequently work in it.
  • During the first login, you can specify (change) your credentials. For more convenient work, you can download and install the application on your mobile phone in the Apple Store and Google Play.

Today, due to the popularity of mobile devices and the Internet, SKB Bank has developed a modernized service system for its customers on the couch. This system allows, without visiting a branch of a financial institution, to manage personal funds or borrowed capital at any time of the day, without leaving home.

SKB online bank, introducing innovative services, dividing them into information and payment services, makes them convenient, efficient, accessible to customers, regardless of their geographic location. A financial institution that allows customers to secure cash payments, reduce the chance of losing money.

To get login information, you need to contact the bank branch with a passport

Individuals receiving a salary, pension, or who have become owners of SKB Bank credit cards have appreciated the benefits of Internet banking. The availability of the mobile service, its functionality, ease of management, security, aesthetic and clear interface make it easy to manage financial resources on your own, saving time and effort on the way to the ATM.

The universal payment system, acting as an analogue of a cash register, allows you to remotely receive and pay for loans. You can place funds on a deposit, carry out various payment transactions and transfers while sitting on the couch. All operations carried out do not constitute technical difficulties. An Internet service connected to a mobile device always informs customers in the form of an SMS message about the balance of funds in the account after the next purchase, transfer, withdrawal of funds from the account.

How to become a user of the service?

How can I use internet banking at home? To do this, you need to apply with a passport to any office branch of SKB Bank and conclude an agreement. After signing the agreement, the holders of the banking product are given a password, login, instructions on the rules for managing the program, a card with session keys. To log in to the system, you need to go to the bank's website and register, where you specify:

  • mobile device number;
  • passport data;
  • details of a plastic card;
  • E-mail address;
  • answer control questions.

Connecting to the Internet, going to the official website ckbbank ru using a computer, enter the details received and begin to master the system.

The connection and maintenance service is free of charge.

The fiscal institution, considering that today the phone is the most customer-oriented channel, offers to install specially designed applications on the most common Android and IOS mobile platforms. You can install it yourself by downloading the selected version from the official website of the bank. The login details are the same as for the Personal Account.

The "bank on the couch" system allows you to manage your finances without leaving your home

Security of banking services

The fiscal institution, providing remote services on the network, uses the most reliable systems for protecting customer data and financial transactions. Regularly monitoring the integrity of the anti-virus program, it implements a multi-level security system, providing customers with reliable information protection, these are:

  1. When logging into your personal account, two passwords are used: dynamic and permanent.
  2. A limit is set on the amount of transactions carried out during the day, month.
  3. The system uses the SSL protocol to encrypt data, guaranteeing a secure connection between the user's browser and the server.

In case of illegal or accidental intrusion, it conducts operational destruction, blocking, copying, changes the data of a banking instrument. To avoid unlawful disclosure of information, while working with the remote service system, specialists for clients have created a special memo, which indicates the rules of remote work.

It is important to know that when working with the system through a laptop, it is forbidden to use a wi-fi network in public places. Periodically check the anti-virus program, use only licensed protection software. Do not allow an unauthorized person to enter your personal account.