When repaying a loan, a bank client cannot always visit a financial institution on the right day to pay part of the debt amount. Meanwhile, some organizations set quite strict rules and require you to deposit money according to the approved schedule. A financial institution such as OTP Bank makes it possible to pay for a loan with a Sberbank card. It is even more profitable to conduct transactions using the services of Sberbank.

Methods of making a payment on a loan from OTP Bank

One of the convenient methods of depositing is through a smartphone by downloading the OTP-loan application. It should be installed on the phone and used with an Internet connection. It is very simple and convenient. Moreover, it is permissible to repay the debt even at night. The main thing is the presence of the Internet in a mobile device.

OTP Bank makes it possible to repay the loan in various ways

Consider other methods:

1. To deposit funds, it is enough to find any OTP Bank payment terminal. Funds will arrive in a couple of hours. Most often, terminals are installed in OTP divisions.
2. You can look into the nearest Euroset, Beeline or MTS stores, or Kari, Know-How stores. For the transfer, employees of the above departments will withdraw 1% of the amount, but not more than 50 rubles. In Kari - 30 rubles. from translation.
3. Svyaznoy offers the same services. And here the specialists will take 1% for repaying the loan from OTP Bank. The money will not be credited to your account immediately. Payment processing time - within 24 hours. The commission will not exceed 50 rubles. Megafon salons credit funds a day after the transfer date.
4. If there are Eldorado, Domo or MVideo stores near the office or home, you can transfer funds through their cash desks. Money will not be credited to the account immediately, so you should take care of the transfer before the deadline specified in the loan agreement. Commission for payment - 1%.
5. When the Rostelecom office is within walking distance, it is easy to repay the loan there as well. Employees will offer the same conditions as in communication salons. It's 1%.
6. But at the Russian Post, they will not take any commission for the transfer. Here it’s easy to replenish the card, and repay the OTP loan.

It is convenient to contact the specialists of any bank. You should take with you a document with the details of the OTP, depending on what conditions for transfers are established in a particular bank. As for the commission, each institution also establishes it independently.

When a person has no time to leave work, you can contact an accountant with a request to deduct funds for a loan from a salary.

It is advisable to remember: OTP-Bank employees insist that you should use the services only in official divisions and partner companies, on verified and approved sites. OTP employees are not responsible for errors or attempts to make transfers in third-party structures.

From a Sberbank card

You can use an ATM. You should insert the plastic into the ATM, scroll through the menu to “Payments to third-party banks”, find the OTP, enter the appropriate details, following the prompts of the system, carefully check everything and transfer the amount.

You can also approach a Sberbank employee, taking your passport with you. The specialist will definitely help. The main thing is that the details are at hand, and there are enough funds on the card.

Payment via Sberbank online

Pay via Sberbank Online

It is important to know how to pay OTP Bank through Sberbank online. It is easy to perform the operation even for newly registered clients in the system. The method does not take a lot of time. The registration process itself is not complicated. It is enough to get a password from the bank employees by visiting the branch 1 time and then you can no longer go to Sberbank to pay for the OTP loan. The password for the personal account of Sberbank can be obtained via SMS or terminal.

How to pay online:

1. Go to the Sberbank portal.
2. Enter your username and password by logging into the LC.
3. Immediately click on the "Payments and transfers" tab, click "Transfer to account".
4. The system will give several options, among which there will be the line “To the accounts of other banks”.
5. Fill in the payment fields. Among the details: full data on the person's name, amount, accounts for withdrawing and crediting money. This data is in the loan agreement, and the system will offer a Sberbank account to choose from or display it itself. You should also enter the TIN, BIC of the OTP bank.
6. All payment details must be carefully checked, and more than once. Next, the system will “ask” to confirm the fact of the transfer. After the next verification of information, you need to click on confirmation and send.

The commission is summed up with the amount of the transfer on the loan to the OTP. You should take this moment into account and calculate everything in advance so that there are no underpayments. By the way, the system issues the commission amount automatically.

In addition, before making a payment, it is important to make sure that the required amount is available on the Sberbank account.

Via other internet services

Using the Eleksnet wallet, it is easy to pay for a loan in OTP in a matter of minutes. Commission - 0.95%. If you make a payment through the Eleksnet terminal, you will have to pay another 1.4% in addition to the transfer amount.

Through the terminal

A simple process, more like transferring various utility bills. It is easy to pay an OTP loan through a Sberbank terminal. You will need a card, a device for receiving money and details of the OTP loan payment. You should authorize the card by entering the code and then find "Transfers to other banks". Next, fill in the bank details, indicate the amount. It is worth considering the commission - this is 2%. Money will not be debited immediately, but within 12-20 hours.

Through OTP-Direct, you can pay the loan at any convenient time

Via OTP Direct

Such a transfer will be carried out without payment for the service. Connection to the Direct system is free. There is no payment for access to OTP LK. In order to obtain from specialists the necessary data for using the personal account, it is advisable to make a call to the bank's specialists.

The operator will send the data via SMS. The specialist will ask for a series and passport number or a code word, so it is important to have documents at hand before calling. To gain access to the bank's personal account, you can personally visit specialists.

On the first visit to the personal account, you must immediately change the password. Do not ignore this system request. PC requirements: Internet access, convenient browser. Since the application actively uses the pop-up functions, it is important to enable this feature on your computer.

It is easy to carry out a lot of transactions and pay credit bills in the OTP LC. You just need to follow the prompts of the system. Direct is based on the principle of almost all online banking cabinets.

other methods

You can repay the debt in any other bank. You can also choose stores with terminals and online checkouts. But the most convenient methods of repaying loans without delinquency are through the Internet.

Conclusion

OTP has developed an excellent system that gives customers different options when repaying loans and borrowings. It is not difficult to do this in Sberbank, and even at night, using the services of an online cabinet or Mobile Bank. When there are shops that communicate with the OTP within walking distance, and there is no Internet at hand, it is easier to go there. The staff will help you make the payment.

OTP Bank is one of the ten most active credit card issuers and ranks third in terms of the number of loans issued in stores selling expensive goods. Naturally, bank customers often have a question: how to pay a loan from an OTP bank without a commission or with a minimum? We will talk about this further.

Methods of payment for a loan from OTP Bank

Taking care of the convenience of customers, the lender has provided a variety of payment channels. You can repay the loan at bank branches, through a huge partner network, and also make payments remotely.

The most common ways to repay a loan from OTP Bank:

• through online channels. You can use the following services:
  • OTPdirect;
  • online banking of any other financial institution by making a transfer to the details of the creditor (read about how to pay a loan from another bank through Sberbank Online);
  • transfer from a debit card by filling out the payment form directly on the OTP website;
  • websites of payment operators "Unistream" and "Zolotaya Korona";
  • e-wallets: Yandex, Eleksnet.
• You can deposit cash to repay a loan:
  • To the cash desk of any banking institution, including OTP.
  • Through ATMs with the function of accepting cash and self-service terminals in the branches of OTP and Sberbank of Russia.
  • Via the Rapida payment system: in Svyaznoy network stores, M-video, Eldorado, Domo stores.
  • Through members of the Golden Crown network.
  • To the cash desk of partner organizations: Megafon salons, Russian Post branches, Rostelecom branches.
  • Through payment acceptance terminals: Qiwi and Eleksnet.

You can also agree with the accounting department of the enterprise where the borrower works, so that the accountant on the appointed day makes a deduction from the employee’s salary in favor of the bank, and makes a non-cash payment to the specified details.

Via the Internet, personal account

For holders of OTP Bank payment cards, the easiest and cheapest way to make a monthly payment is via the Internet. It is necessary to log in to OTPdirect Internet banking and make a payment through your personal account.

For transfers between cards and customer accounts that are opened with OTP Bank, including from a settlement account to a loan account, there is no commission. Connecting and using Internet banking is also free.

If the client does not have access to the personal account, it is necessary to visit the OTP branch and activate this service. If the service has already been activated, you can call the multi-channel phone of the call center and the operator will tell you the login, and the one-time login password will be sent to the mobile client.

To simplify subsequent loan payments, you can create a template in your personal account or connect a scheduled payment. In the future, it will be possible to make a payment according to the template via SMS, but this service is paid and its cost is equivalent to the cost of an outgoing message.

For a mobile phone, you can use the Mobile Bank application from OTP, which also has the ability to make monthly loan payments.

From OTP card

There is another way to pay an OTP loan - via the Internet with an OTP bank card, but without authorization in Internet banking.

This feature is also implemented on the official website of the bank, but it is paid. Instruction:

1. On the main page of the site, select the section "Repayment" or "Repay the loan",
2. Then go to the subsection "Pay online",
3. In the drop-down list of methods, give preference to the “Pay with card” operation,
4. A payment form will open, in which you must specify the card number and full name of the holder.

The operator for making such payments is a third-party organization "Payment Center", for the transfer of money the operator will charge a commission of 2% of the amount.

From a Sberbank card

Clients of the largest bank in the country can pay a loan to OTP Bank via the Internet with a Sberbank bank card. For this you need:

1. Log in to the Sberbank Online system,
2. Select the item "Repayment of a loan in another bank" in the "Payments and transfers" section,
3. Enter the OTP payment details and make the payment.
4. In the same place, you can activate the "Autopayment" service and money in favor of OTP will be debited automatically on the appointed date.

For loan payments to another bank through Sberbank Online, the commission will be 1%.

By contract number

The client may need the contract number both for making cash payments on the loan and for making online payments. In particular, it is necessary if the client plans to make a monthly payment through:

• Self-service terminals of OTP bank,
• ATM,
• Interbank transfer. The contract number must be indicated in the column for the purpose of payment,
• Postal transfer.

To make payments through the Golden Crown service, the Rapida system, payment terminals, you need to know the credit account number. This number is specified in the loan agreement and consists of 20 digits.

You can repay the loan for free. Without additional costs, you can make the current loan payment through:

1. OTPdirect system;
2. Bank cash desk, cash-in ATMs and OTP self-service terminals;
3. Unistream translation service;
4. Subdivisions of Russian Post.

Quick application form

Fill out the application now and get money in 30 minutes

Date: 11/01/2016 11/08/2018Text: 100i1credit

OTP Bank offers its customers several ways to pay a loan online and in cash. You will learn about the most convenient ways to repay a loan at OTP Bank below.

Pay a loan through your personal account OTPdirect

On the personal account page you can get detailed information on the loan:

• Contract number;
• date of receipt of the loan;
• Product name;
• Loan repayment account number;
• Amount of credit;
• Interest rate on the loan;
• Account balance;
• The amount of overdue debt;
• Penalty for overdue debts;
• The amount of the next payment, taking into account fines and delays;
• Date of the next payment.

All online payment methods

You can repay a loan in OTP online:

• With a card from any other bank. Funds can be transferred to official website of the bank. Credit will be credited to your account the next day. The service itself is provided by a third-party organization PJSC "MINBank". Therefore, the commission for the transfer of funds will be 2% of the amount of the payment.
• With the help of electronic payment systems: Qiwi, Yandex Money, Rapida, etc.
• From your mobile phone account: Beeline, MTS.
• Using the internet banking service of your bank. For example, using the service Sberbank Online, VTB24-Online or OTPdirect.

Payment for an OTP loan through Sberbank Online

You can pay off a loan at OTP Bank, as mentioned above, and through Sberbank Online. This method is quite convenient, and therefore is very popular among borrowers. Required for payment.

Make a payment in cash at payment points

If online payment is not for you, you can make your OTP bank loan payment at the nearest of 120,000 payment acceptance points. You can pay in cash through:

• self-service terminals and ATMs of OTP Bank,
• in the communication stores of MTS, Megafon and Beeline,
• payment acceptance points Cyberplat, Rostelecom, Rapida, Eleksnet,
• at the branch of the Federal State Unitary Enterprise Russian Post, using the CyberMoney service,
• at points of sale Svyaznoy, Euroset, etc.

Bank transfer to the settlement account in OTP

You can also pay a loan in OTP at a branch of any other bank. To do this, download and fill out the form below. Bank transfer details for loan payments:

• Payee: Full name
• Payee's bank: OTP Bank JSC
• TIN: 7708001614
• Gearbox: 997950001
• С/с: 30101810000000000311 at the OPERA of the Moscow GTU of the Bank of Russia
• BIC: 044525311
• Payee's account: Your account number (specified in the Agreement or invoice statement)
• Purpose of payment: replenishment of the account (indicate the personal account), full name of the recipient of funds under agreement No. _ (indicate the number of the agreement).

Full repayment of debt on a loan in OTP Bank

In order to repay the entire loan, having the amount necessary for payment, one should notify the bank about this operation a calendar month before repayment. After the expiration of this period, you can deposit money into the account.

Further actions can take place in the following options:

• The bank will debit the entire amount necessary for repayment from the account and close the loan agreement unilaterally. To protect yourself from unforeseen claims, you should contact the bank branch for a certificate of no debts.
• After paying off the debt, the borrower writes an application and submits it to the right bank employee so that he can close the contract.

Different banks may have one or another option for closing the contract. You can find out about this from bank employees, in the text of the contract or by calling the hotline.

The procedure for early repayment of a loan in OTP Bank:

• Specify the full amount to be paid by calling the bank's hotline 88002007005. Remember that if you do not pay just a few kopecks, the contract will not be considered closed.
• In advance (recommended 10 days before the next payment), deposit the required amount to the credit account. The loan will be repaid on the next payment date.
• Check the closing of the contract. To do this, be sure to contact the bank staff for confirmation of the full repayment of the loan.

Also, do not forget to keep all payment receipts to insure yourself against possible problems with debt payments.

OTP Bank is a well-known and large credit institution that cooperates with a large number of companies and individuals. Its most demanded products are loans that are issued on favorable terms, as well as presented only to persons who meet certain requirements and conditions. Each person who has issued a loan in this organization must carefully figure out how to pay the loan from OTP Bank. Such a process is easily performed in different ways, and each option has its own characteristics.

Most often, people use special online channels for repayment. This method allows you to deposit funds quickly. Plus, you don't even have to leave the house. Certain methods require a fee, while others are free. The main online methods include:

The use of a variety of online methods for paying a loan is the best solution for many payers. True, it is important to figure out how to pay an OTP bank loan in cash.

Cash payment methods

These methods include:

The use of cash deposit methods is considered an interesting solution for many loan repayers.

Features of the use of bank transfers

Another possibility to pay a loan issued by OTP is to use bank transfers. At the same time, you can transfer money from other banking institutions using their Internet banking. A simple solution is to involve the accounting department of the organization in which the borrower works. In this case, a certain amount of money will be automatically sent to pay the loan to the OTP.

If it is impossible to use all of the above methods, it is possible to come to a branch of any Russian bank to send funds to the OTP bank account, however, a significant commission is certainly paid for this procedure.

We can say that lending in the OTP is considered a demanded process that allows each borrower to get money on favorable terms. This is allowed by different methods. Some are produced using a computer, and online methods allow you not even to leave your home for these purposes. Others involve visiting the bank itself or using its terminals. In addition, it is possible to use bank transfers. Therefore, each borrower chooses the most convenient and optimal method for himself.

Apply for consumer loans up to 5,000,000 rubles

Every year, Russians are increasingly making mandatory payments online, using their existing card accounts for this purpose. One of the most popular Internet services provided by domestic financial institutions is online loan repayment, and OTP Bank is no exception in this case.

Opportunity pay a loan online OTP Bank provides to all its borrowers, without exception, provided that they have an account with a positive balance, including one opened with a third-party financial institution.

Pay a loan online OTP Bank - is it possible without commissions

OTP Bank offers its borrowers to pay for a loan online through OTP Direct Internet banking and special mobile applications.

One of them - "Credit Assistant" - allows clients of a financial institution to pay debt on a retail loan from a mobile account. The second - "Mobile Bank" - makes it possible for OTP borrowers to pay a loan online from debit cards and current accounts opened in the organization. In this case, the client is not charged for the operation.

Through the Internet bank OTP, payment of the loan online is carried out in the shortest possible time, but the borrower still needs to transfer funds in advance - a few days before the deadline.

Repay the loan: payment via the Internet using the contract/account number

OTP customers can pay a loan online using the contract number without commissions only on the website of the lender directly. To do this, they must first register with OTP Direct and log in using the assigned login and password. For OTP borrowers, repaying a loan online through Internet banking is very convenient due to the absence of commissions, quick transfer of funds and the ability to check the balance of the debt and the amount of the monthly payment.

If the client does not have a debit account with this financial institution, he is offered the opportunity to pay for a loan at OTP Bank via the Internet with a card from Sberbank or any other organization. In the latter case, borrowers have access to both the services of their payroll banks and third-party financial institutions. For example, in OTP online, you can repay a loan on a card using the transfer service from Alfa-Bank. The commission in this case will be 1.95%, at least 30 rubles.

Borrowers who have QIWI and Yandex.Money e-wallets can pay the loan online at OTP Bank with their help. The second payment system is also ready to act as an intermediary when transferring funds from the client's bank card to his OTP account when repaying a loan online.

The commission for OTP Bank borrowers when paying for a loan online through the QIWI and Yandex.Money systems is 1.6% (from 100 rubles) and 3% (+15 rubles), respectively.

How to pay a loan to OTP Bank through Sberbank online

Considering the abundance of “salary” clients of the Security Council of the Russian Federation, it is not surprising that many Russians are asking the question: “Is it possible to pay off an OTP Bank loan through Sberbank Online?”. And such a service is really available to any owner of a settlement or card account of the Security Council of the Russian Federation.

Before paying a loan from OTP Bank through Sberbank Online, the user must log in to the system. This is preceded by registration in the Internet Bank, during which you should choose a login and password, confirming access with an SMS password.

Before paying a loan to OTP Bank through Sberbank Online, the user must take into account the fact that this service is not free. The fee for repaying an OTP Bank loan through Sberbank Online is 1% of the payment amount.

Debt repayment at OTP Bank: pay for a loan with a card of the Security Council of the Russian Federation

Before using Sberbank Online to pay for a loan from OTP Bank, owners of payment cards of the Security Council of the Russian Federation must rewrite the details of the latter from their agreement. Then, having logged in on the website of the Security Council of the Russian Federation, the user enters the "Transfers and payments" menu, the "Repayment of a loan from other banks" subsection.

Payment for an OTP Bank loan through Sberbank Online is made on the "Loan repayment by BIC" tab. The user indicates the code of his creditor (044525311) and the number of the loan account (20 digits). Then he fills in the field with the payment amount and confirms the operation.

Before repaying a loan at OTP Bank through Sberbank Online, the borrower should save the transaction template. Based on it, you can also set up the "Autopayment" service, while monitoring the operation on a monthly basis using SMS notifications.

Placement date: 08.10.2017