Otb bank official. Otp bank personal account
Advantages of the OTP Bank credit card
OTP bank credit card is a plastic card with funds that the bank kindly provides to you. Thanks to this card, you have the opportunity to pay for purchases in the supermarket chain and receive money in cash through an ATM. For using the limit assigned to your credit card, OTP Bank charges interest, which must be repaid along with the total amount of debt. You can find out the amount of debt on a credit account through the OTP Bank hotline or through the Internet bank.
The amount offered by OTP Bank is limited by the client's income and may be slightly overstated due to a positive credit history. A credit card has a significant advantage over a cash loan, in that, if necessary, it is possible to get the required amount from an ATM, of course, within your personal limit. You can clarify the estimated credit limit by contacting the hotline of OTP Bank. Therefore, there is no need to come to the bank and apply for a new loan, wasting your precious time. There is no need to carry a large amount of money in your wallet to make a large payment. The probability of losing money or stealing it from the wallet is reduced to zero. Even if the card was stolen, it is not possible to withdraw your money, since they can be blocked at any time of the day, and even over the phone. However, scammers can pay with it in the store, and it is important to know about this, by informing the bank on the hotline in a timely manner, you will save your funds.
The main advantage of such a banking product as a credit card is the grace period. This is the time period during which OTP Bank does not charge interest from the client for the use of monetary resources. Usually it is from 20 to 60 days. All banks individually consider the grace period on their credit cards in accordance with the credit policy of this financial institution. If during this period you managed to return the money to the bank, then the bank will not charge interest for using the limit.
- Branch address: Moscow, Volgogradsky prospect, 98 k2 st2 map
- Department phones:
Preobrazhenskaya Square, 6
- Branch address: Moscow, Preobrazhenskaya square, 6 map
- Department phones:+74957754775 [24/7 hotline], +74952288040
Running, 24
- Branch address: Moscow, Begovaya, 24 map
- Department phones:+74957754775 [24/7 hotline], +74959460047 [multichannel]
Leningrad highway, 16a st1
- Branch address: Moscow, Leningradskoe shosse, 16a st1 map
- Department phones:+74957754775 [24/7 hotline]
- Working hours: Mon-Fri: 09:00 - 21:00, Sat, Sun: 10:00 - 18:00
Profsoyuznaya, 43 k1
- Branch address: Moscow, Profsoyuznaya, 43 k1 map
- Department phones:+74957754775 [24/7 hotline], +74997446330, +74953322610
- Working hours: Mon-Fri: 09:30 - 20:00, Sat: 10:30 - 17:00, Sun: day off
Zemlyanoy Val, 39/1 st1
- Branch address: Moscow, Zemlyanoy Val, 39/1 st1 map
- Department phones:+74957754775 [24/7 hotline], +74996815400
- Working hours: Mon-Fri: 09:30 - 20:00, Sat, Sun: day off
Lyusinovskaya, 39 building 5
- Branch address: Moscow, Lyusinovskaya, 39 st5 map
- Department phones:+74957754775 [24/7 hotline], +74957556994
- Working hours: Mon-Fri: 09:30 - 20:00, Sat: 10:30 - 17:00, Sun: day off
Myachkovsky boulevard, 1
- Branch address: Moscow, Myachkovsky boulevard, 1 map
- Department phones:+74957754775 [24/7 hotline], +74953478111 [multichannel], +74953478311 [multichannel]
- Working hours: Mon-Fri: 09:30 - 19:00, Sat, Sun: day off
Mira prospect, 74 building 1
- Branch address: Moscow, Mira prospect, 74 st1 map
- Department phones:+74957754775 [24/7 hotline], +74956311723
- Working hours: Mon-Fri: 09:30 - 20:00, Sat: 10:30 - 17:00, Sun: day off
Smirnovskaya, 16
- Branch address: Lyubertsy (Moscow region), Smirnovskaya, 16 map
- Department phones:+74957754775 [24/7 hotline], +74957754775 [ext. 5601, 5602, 5603]
- Working hours: Mon-Fri: 09:00 - 21:00, Sat: 10:00 - 18:00, Sun: day off
Leninsky prospect, 93
- Branch address: Moscow, Leninsky prospect, 93 map
- Department phones:+74957754775 [24/7 hotline]
- Working hours: Mon-Fri: 09:30 - 20:00, Sat: 10:30 - 17:00, Sun: day off
Yana Rainis boulevard, 2 k1
- Branch address: Moscow, Yana Rainis boulevard, 2 k1 map
- Department phones:+74957754775 [24/7 hotline], +74952239696
- Working hours: Mon-Fri: 09:30 - 20:00, Sat: 10:30 - 17:00, Sun: day off
Michurinsky prospect, 21
- Branch address: Moscow, Michurinsky prospect, 21 map
- Department phones:+74957754775 [24/7 hotline], +74957340166, +74957340177
- Working hours: Mon-Fri: 09:30 - 19:00, Sat, Sun: day off
Koroleva avenue, 28a
- Branch address: Korolev (Moscow region), Koroleva prospect, 28a map
- Department phones:+74957754775 [24/7 hotline], +74986012373, +74959800389, +74959800388
- Working hours: Mon-Fri: 09:30 - 20:00, Sat: 10:30 - 17:00, Sun: day off
Marxist, 3 st1
- Branch address: Moscow, Marxistskaya, 3 st1 map
- Department phones:+74957754775 [24/7 hotline], +74952288034
- Working hours: Mon-Fri: 09:00 - 21:00, Sat: 10:30 - 17:00, Sun: day off
Deposit and credit rates OTP Bank
Min. credit rate - 34.9%
Max. deposit rate - 8%
Main state registration number: 1027739176563 Assets, billion rubles: 218 Issuance and acquiring of bank cards: DINERS CLUB, JCB International, MasterCard Int., VISA International, Golden Crown Official website of OTP Bank: http://www.otpbank.ru/ Single free phone: 8 800 100-55-55
Joint Stock Company "OTP Bank" was established in 1994. At the time of its name, the credit institution was called Germes Savings Bank, which is part of the concern of the same name. Later that year, the bank was transformed into Investsberbank (JSC Bank for Investments and Savings) and received a banking license. OTP Bank has become a pioneer among Russian credit institutions that purposefully began to develop their retail business. Throughout its existence, the bank has been intensively developing its branch network and regularly opening new service offices.
In 2005, Investsberbank was merged with Russian General Bank, whose activities were focused more on the development of corporate business. Since the first one had a more stable reputation in the private deposit market, the RSL license was canceled, and the merger took place on its basis. Thanks to the merger, the bank was able to become one of the largest Russian banks in terms of assets, the client portfolio was significantly diversified, and the number of branches and branches in the capital and regions increased to 20. converted to branches. In 2008, with the approval of the Antimonopoly Department of the Russian Federation and the Central Bank of Russia, the Hungarian OTP Group, whose client base consisted of more than 12 million legal entities and individuals in nine countries, acquired a controlling stake in the bank. From that moment on, the bank acquired its modern name.
The Bank is one of the 50 largest banks in Russia in terms of key indicators. The branch network of the bank includes seven representative offices and more than a hundred credit and cash service offices and almost two hundred additional offices. OTP Bank issues and accepts bank cards in all major international payment systems. ВВВ More than four million customers use the bank's services.
Over the years of its activity, the bank has won such awards as “Consumer Rights and Quality of Service”, “Financial Literacy”, “Financial Olympus”, “Retail Bank. Potential and Prospects”, Brand of the Year”, “Financial Institutions. Insurance. Products & Services".
Third Party Ratings and Rating Agencies
| Expert RA | |
|---|---|
| Moody's | |
| Fitch | BB |
| S&P | |
| Min. car loan rate | |
| Min. mortgage rate |
Latest Reviews about OTP Bank
The bank is extremely dishonest. Issue incorrect details for a transfer to pay off a consumer loan, Reject the transfer, Charge fines (not interest, but fines, and they have it under the contract up to 20% of the payment amount - and guess if up to 20%, then how much do they make? Right, exactly 20% do), issue an invoice with a fine - like from a bush. So out of the blue, the bank can earn up to 20% plus for each loan payment.
kmoscow, 30.07.2018 Link
In 2013, I took out a loan from this bank. For 3 years. Toward the end there was a delay for a couple of months, after which the loan was completely closed. In October 2017, it turned out that the account and the card on which the money was issued were not closed. I wrote an application to close the account and card. In response to this, the bank closed the loan with the status "Assignment of Rights", as if it had been sold to collectors. I wrote an application to correct the status of a closed loan. I was assured that the status would be changed. Today I checked my credit history, the status of the loan remained the same, but my rating fell to the minimum. Never deal with this bank! They will ruin your credit history.
markcius, 24.04.2018 Link
I have used the services of different banks many times, from my experience I can say that I have not seen worse than the OTP bank, in the first their first deception is a lie that a commission is charged once for withdrawing cash 4% as a result, for withdrawing 60,000 rubles you will have to pay 8%. Secondly, for using a plastic card on their official website they write that 26% is withdrawn, don’t believe it, 46% will be withdrawn, thirdly, everything that the bank allegedly sends by mail does not reach anything like a pin code and so on. Well, if you want to complain to the president of the bank. They will just send you away with an explanation, wait for a letter that will never come! People do not see the tricks of this bank, it's a complete scam!
Denis, 6.09.2016 Link
It turned out that I did not choose the bank, but he chose me. I was looking for a TV on credit and in one store an ad for a promotion for social workers-a loan without interest, naturally I took advantage of this opportunity, it turned out not a loan, but an interest-free installment plan. After repaying the loan, I received a credit card from OTP Bank Master Card Gold. I was pleasantly surprised when I read the terms and conditions. 55 days - grace period! Loan interest 17% on purchases, maintenance fee-free within the grace period, in case of loan debt-99 rubles per month. The only thing is that it is not profitable to cash out at ATMs, but I was not going to. And such conditions for Gold cards! Everyone knows that for gold cards you have to pay up to 6000 rubles for service. As a result, I use the card within the grace period, paying for purchases in stores and do not pay anything. Every month I receive account statements by mail and instant SMS after each purchase via the Internet or in the store. Somehow one store seemed suspicious to me and I decided to play it safe, blocked the card by phone. But I couldn’t unlock it by phone, I forgot the code word. I went to the bank, changed the code word and unlocked the card by phone at home (everything is free). I have never had any problems with the bank. For all questions, operators answer questions in detail and patiently 24 hours a day. In general, do not believe reviews such as Denis. If the bank worked as in his recall, then it would have been closed for fraud long ago.
Elena, 31.07.2016 Link
Deposits OTP Bank
09/25/2018 The terms of the "Lucky Seven" deposit have been changed OTP Bank has made changes to the conditions of the Lucky Seven seasonal deposit. Now it can be opened for longer terms - 1.5 and 2 years, while maintaining an attractive current rate of 7%...
OTP Bank is pleased to present the Lucky Seven seasonal deposit, which will allow you to place funds for up to 366 days and at 7% per annum...
TP Bank offers a new deposit in rubles "Zashchitny" with a maximum interest rate in rubles up to 9% per annum, upon opening which the client can choose one of two gift options... 6.10.2017 Changes in interest rates for the current line of deposits
Please note that from October 6, 2017, interest rates in rubles on deposits of the current line of deposits and on the Savings Account will change...
OTP Bank offers its clients to issue a new deposit "Double Benefit Plus", which combines the possibility of obtaining a high income on the deposit and additional protection of the life and health of the client thanks to the policy of investment life insurance...
OTP Bank news
17.07.2018 OTP Bank presents a new product - Individual Investment AccountOTP Bank offers a new product in its branches - the strategy of an individual investment account (IIA) "Global share market" of the management company "Alfa Capital"... 16.10.2017 OTP Bank offers a unique insurance product - "Work under protection"
On October 16, 2017, OTP Bank launched a unique product in the field of insurance - "Work under protection", which involves providing support to a client in a difficult situation when he loses his job... 25.09.2017 OTP Bank offers the "Premium Safe" service
OTP Bank offers a joint service with UniSafe to protect against the loss of personal belongings and related expenses - "Premium Safe"... 31.07.2017 OTP Bank studied the needs of a modern user of banking products
OTP Bank, together with the international research center MARC, conducted a study of the needs of a modern user of banking products... 24.07.2017 OTP Bank study revealed customer interest in new insurance products
OTP Bank conducted a study among a random sample of clients who have deposits or pay loans in cash, about the desire to purchase products from third-party companies providing various types of medical services in the bank's branches...
involved
Trusting each other
investment savings bank
Laszlo Utashshi (Chairman of the Board of Directors),
Zoltan Illes (President, Chairman of the Board)
20 billion rubles (31.12.2011, IFRS)
117 billion rubles (31.12.2011, IFRS)
6 billion rubles (31.12.2011, IFRS)
more than 13,000 permanent employees
data
about the bank
OTP Bank is accredited to participate in competitions of the Deposit Insurance Agency, and is also included in the list of banks that can guarantee loans from the Bank of Russia.
Owners
- AllianceReserve (31.71%)
- other shareholders (2.25%)
Management
The Chairman of the Board of Directors is Laszlo Utashshi, the Chairman of the Board is Zoltan Illes.
Indicators
Net profit at the end of 2011 amounted to 6 billion rubles, equity capital - 20 billion, assets - 117 billion. The network consists of more than 28 thousand points of consumer lending, 106 credit and cash offices service, and an ATM network of 216 ATM. In total, OTP Bank is present in more than 3,300 settlements in Russia. More than 1.7 million customers constantly use the bank's services.
Ratings
long-term rating on deposits in foreign currency Ba1 and in national - Aa1.ru, outlook "negative", financial stability at the level of E +, outlook "stable", short-term rating on deposits in national and foreign currencies Not Prime.
Short-term foreign currency IDR 'B';
The second group of relative financial stability among foreign subsidiary banks
Good loss absorption capacity
Notes
Links
Wikimedia Foundation. 2010 .
Rating: 1 Checked
On January 21, I replenished the touchbank card (online) to close the Card. To close the credit card on the hot bank, touchbank was told to contact the OTP bank branch or write an application online for the closed one and send it to them by mail. I decided to drive to the OTP bank branch on new Cheryomushki, and asked to close the card, the bank employee said that there was not enough money on it to close the Card, how much money was missing, she could not say because the system did not see this information, she suggested calling the touchbank hotline and clarifying the amount of replenishment for the full closing the Card. On the 5th attempt, I called the touchbank hotline, the operator reported the amount that was not enough to close the Card 1813 rubles. I replenish the card, I return to the manager. The girl manager gives an application for Closing, I sign it.
As a result, on January 21, the card was replenished for 53118, January 25, for 2000, the card was replenished in a timely manner for the amount for the closed one, an application was written to close the Card.
On June 13, I receive an SMS on my phone stating that my debt under the loan agreement has been transferred to Tinkoffbank? Question? What debt?
contacted Tinkoff Bank via the hotline, they told me that touchbank transferred my debt to Tinkoff Bank for non-payment. When asked why my card was not closed, and what kind of debt, Tinkoff Bank employees could not answer and said to contact touchbank.
From that moment on, proceedings with touchbank and Tinkoff Bank began at night. My daily calls to the hotlines of these banks did not bring any results. As a result, I decided to go to the Otp Bank branch where I closed the card. When I arrived at the bank branch, a bank employee said that information on touchbank agreements they are not available, again a vicious circle. The manager offered to call the touchbank hotline in front of him and hear what they are saying to me. I call
The touchbank hotline, the operator, after a long wait, listens to the whole sad story and says write an appeal to touchbank and that the Otp manager will accept it and send it to touchbank. The manager gave me an appeal form, I wrote an appeal, the manager at my request made a scan of the appeal for me, the manager sent an appeal to touchank, saying that appeals were being processed for 3 days. After 3 days, no one answered me and no one contacted me, I called the touchbank hotline again, the operator says send it yourself dictated the mail, said that it would be processed for 7 days Sent a copy that I made Otp bank manager.
At this moment, Tinkoff Bank begins to call me and send SMS and send letters to the mail so that I pay a monthly payment of 3800. I call the Tinkoff Bank hotline again, describe the situation, fix my information, then call back and say solve this issue with touchbank.
On 04.07, an SMS from Otp Bank arrives on the phone that my appeal is registered under # 19063613
It will be processed for 30 days. I forward this message to Tinkoff Bank, the answer comes that the bank does not intend to wait for this time, make the payment already 6344.75.