Among the clients of Sberbank of Russia, it often becomes necessary to transfer money from card to card by phone number. With the help of SMS and mobile banking, as well as Sberbank Online or an ATM, it is possible to transfer funds both between your cards and to other people's accounts.

Money transfer from card to card of Sberbank by phone number using Mobile Bank

A connection is required for a money transfer between Sberbank cards using a phone mobile banking, which will allow you to quickly make transfers, payments and receive information about cards by sending SMS commands to number 900.

To Sberbank cards

To make a transfer to a Sberbank card using SMS, you need to send a message to number 900 in the following format: TRANSFER 1234 4321 10000", Where 1234 are the last digits of the card from which the funds will be withdrawn, 4321 are the last 4 digits of the recipient's card, and 10000 is the transfer amount.

It is important to remember that only 100 thousand rubles (4 thousand dollars or 3 thousand euros) can be transferred using this method during the day.

In addition to the command TRANSLATIONTRANSLATE», « PEREVOD" or " PEREVESTI».

Before making a transfer, carefully check the card numbers and the amount of funds transferred. In the event of a mistake by the recipient or the amount, Sberbank will not be able to return your money, you will have to negotiate with the recipient yourself.

You should also pay attention to the following restrictions:

• In the case of a foreign currency transfer, the operation is allowed only between cards that were issued for the same individual. Only rubles are available for transfer to other clients.
• It is not possible to make transfers from a credit, virtual or corporate card.

If the transfer is successful, the sender will receive a confirmation message.

Transfer by recipient number

Sberbank clients can transfer funds to the cards of relatives and friends by phone number, if it is registered in the system " Mobile bank". If the recipient has several bank cards, then the best option for the transfer is selected. Preference is given to Sberbank salary cards.

The transfer will be made in rubles in accordance with the bank's tariffs.

To transfer funds from between Sberbank cards by phone number using an SMS command, you need to send to number 900 following query: TRANSLATION 9ХХ1234567 1000", Where 9ХХ1234567 is the recipient's phone number, which must be registered in the Mobile Bank system, and 1000 - the amount of the transfer.

In addition to the command TRANSLATION» you can also use equivalent commands « TRANSLATE», « PEREVOD" or " PEREVESTI».

If the sender has several Sberbank cards that are fixed in the Mobile Bank system, then it is possible to specify a debit card, for this, the last 4 digits of the card must be added to the request, after which it will take on the following form: TRANSFER 1234 9XX1234567 1000", Where 1234 - the last digits of the card number.

In response, the user will receive a message containing a code that must be sent to number 900 as confirmation of the transfer.

When transferring funds between Sberbank cards by phone number using the Mobile Bank system, there are a number of restrictions:

• The transfer is carried out in rubles.
• Transfers from credit, virtual or corporate cards are not allowed.
• The transfer cannot be transferred to the sender's number, i.e. to itself.
• Transfer is not possible between currency accounts of bank cards.
• The daily transfer limit is 8 thousand rubles.
• You can make no more than 10 transfers per day.

How to make a transfer in the Sberbank Online system

Bank customers have access to money transfers between cards via the Internet, however, this requires authorization in the personal account of the system " Sberbank Online».

It is worth noting that transactions carried out in this system require mandatory SMS confirmation, therefore, Mobile Banking is required.

Transfer limits through the Sberbank Online system:

1. Group 1. Payment to the address of the recipient (in addition to group 2), transfer to the account of another client is possible for an amount not exceeding 100 thousand rubles.
2. Group 2. Transfer to the recipient's account in Yandex Money, WebMoney, Beeline, Megafon, Tele2, Intellect Money systems, as well as payment for the services of mobile operators should not exceed 10 thousand rubles.
3. Group 3. Transfer from the deposit to the client's account can be no more than 1 million rubles.
4. Group 4. Transfers from a client's account to one's own account and the accounts of other clients are limited to 500,000 rubles.

More detailed information about the restrictions can be found on the official page of the bank.

How to transfer between your own cards

To perform a transfer, you must pass authorization in the system " Sberbank Online' and go to ' Payments and transfers", then press to select the item" Transfer between own cards».

In the form that appears, you must select the account from which the funds will be debited, as well as select the card to which the transfer is made. You must also specify the transfer amount by filling in the appropriate field. After, you need to click " Translate».

The next step is to verify and confirm the entered data.

To complete this task on the page " Payments and transfers» you should select the point of transfer to the card of another bank.

To make a transfer, you must specify the card number of the recipient, the account from which the money will be debited, as well as the amount of the transfer.

It is worth noting that at the top of the form there is a special line that allows you to control the stages and the general status of the operation.

Transferring funds to a Sberbank client card

To complete a task on the page " Payments and transfers" you need to select "".

In the form that appears, you need to specify where you want to transfer money. This can be a card, cash account or card account by phone number. The list of required details will depend on the chosen method.

The system has the ability to create a template so that next time you do not have to re-enter the details of a recurring payment.

Sending money to a client of another bank using details

To complete the task, select the appropriate transfer point on the payments and transfers page and carefully fill in the required fields:

• "Account number" - the field where the recipient's account is entered.
• FULL NAME. - Surname, name and patronymic of the person receiving the money.
• TIN - tax identification code of the recipient.
• The address where the private person lives - the recipient of the transferred amount.
• Payee's bank.
• "Withdrawal account" - a field where you must specify the account or card from which the funds for transfer will be withdrawn.
• Amount of payment.
• Purpose of payment - here it is necessary to indicate the purpose for which the funds are transferred.

Based on the completed transfer, it is possible to create an automatic payment for regular payment according to the specified parameters.

After filling in and checking the fields, you need to click " Translate».

Transfer to legal entities

To do this, on the page Payments and transfers» you need to select the item « Organization transfer”, after which the account number and TIN are filled in.

In field " Bank» You will need to select the beneficiary's bank to which the transfer is to be made. After selection, the BIC field should fill in on its own. Carefully check all entered data. Payment confirmation is carried out using a one-time password. After that, the payment goes into processing.

The appearance of funds in the recipient's account most often occurs within the next business day. If the funds have not been received, you need to check the status of the payment by visiting the section " Operation history Sberbank Online". If the application has the status " not accepted by the bank”, then you need to call the contact center for more information.

Transferring money to a Sberbank card through an ATM

You can transfer funds between Sberbank cards using an ATM or self-service terminals. To do this, you need to insert a card into the ATM and enter the appropriate PIN code. In the main menu of the device, select " Payments and transfers».

Over time, changes in the terms of money transfers to cards and accounts of Sberbank are possible. For up-to-date information, you need to visit the official website or the nearest branch of the bank. You can also call the Bank's Contact Center.

Often one client has several accounts opened in one bank. What should I do if I need to transfer money between my cards? Sberbank offers several ways to carry out this action:

• using an online service;
• using a mobile phone;
• through ATMs and terminals;
• at the bank office.

With any method, money is credited instantly. Methods have their own rules and features.

Transfer between Sberbank cards through the services of an online service

Sberbank Online operates around the clock. Allows you to receive services using any device that has a connection to the worldwide network. How to register in this system? Any citizen of Russia who has reached the age of eighteen can use this service. It is enough to visit the office of Sberbank, get a login and password there.

How to transfer money

Note: in the "Debit account" field, the card from which the money will be debited is indicated; in the field "Account transfer" - the card of the recipient of funds.

After completing the last paragraph of the instruction, a window will appear on the screen in which the correctness of all the filled details is checked.

1. If everything is filled in correctly, then click the button "Confirm transfer".
2. If an error is made, select "Edit". The system will return the client to the previous field.

At this stage, you can refuse the transfer - click the tab "Cancel operation."

In order to subsequently transfer between your cards (Sberbank) faster, create a template. All details are saved. In the future, you just need to press "Choose from payment templates" and find the right template.

After confirming the transfer, a blue stamp appears with the name, bank data, date, word "Done". Here you can see the details on which the operation was carried out. At this stage, you can print the receipt and/or repeat the payment.

Different currency accounts

If a transfer is made between different-currency accounts, then you need to choose one of the cards with rubles, the other with foreign currency. Additional windows will appear in the Sberbank Online program:

• "Amount in debit currency"(for example, the amount is indicated in dollars);
• "Amount in credit currency"(indicate the amount in rubles);
• "Conversion rate" You do not need to fill in, it appears automatically depending on the selected currency.

All mandatory fields in Sberbank Online are marked with a red asterisk.

Translation using a mobile phone without internet access

If there are no devices connected to the Internet at hand, then this is what Sberbank offers: a transfer between your cards via SMS. The function is available if both cards are connected to a mobile bank.

How to act

For security, Sberbank has set limits on transfers via mobile messages. You can make no more than 10 transfers per day, the total amount should not exceed 8 thousand rubles.

Transfer between your accounts using ATMs and cash desks of Sberbank

To transfer money using an ATM, you need to select the tab - "Payments and transfers", then "Money transaction". The device will prompt you to enter the number of the rechargeable card, the amount.

In a branch of Sberbank, through the cash desk, you can perform operations to transfer money from account to account. You must have your passport with you. This method is used if there are no ATMs nearby, the Mobile Bank service is not connected, there is no Internet access. This method is the most inconvenient, since you have to visit the office, stand in line.

How to transfer money between your Sberbank cards using the Mobile Bank application

It is convenient for customers using the Mobile Bank application on a smartphone to make a transfer there. You need to enter the application by typing a five-digit code. In chapter "Payments and transfers" click on item "Between Your Accounts".

Is it possible to transfer money from a passbook account to a card if it belongs to one person

A savings book is proof of an open account. From it you can transfer funds to a plastic card. This is done through Sberbank Online, if the passbook account is registered there or through the bank's cash desk.

The commission is charged if the accounts are opened in different regions. If you use online services, then 1% is withheld. Bank offices charge 1.5%, but not more than 1000 rubles and not less than 30 rubles.

Additional information on transfers and commissions

1. Transfer operations between your accounts can be made not only in rubles, but also in foreign currency (Euro or US dollars).
2. You cannot make transfers from corporate, credit and virtual card accounts.
3. The "Auto payment" function is not available - automatic regular transfer from one card to another.
4. Transactions between accounts of the same person are not subject to commission. However, this happens if the funds were on the account for 30 days or more before the transaction. Otherwise, 1% will be deducted from the transfer amount (lower threshold - 30 rubles, upper - 1000 rubles).
5. Over time, the conditions for transferring money from cards of the same client at Sberbank may change. For more information, call the free hotline or contact your nearest office.

02.07.2017 0

If you need to make a payment without visiting a bank office, you should know how to transfer money from a card to a Sberbank card via telephone 900, the Internet and an ATM.

How to transfer money from a card to a Sberbank card via phone 900 via SMS

You can transfer funds by sending special commands to the short number 900.

You will need to connect to the Mobile Bank of the phone not only the sender, but also the recipient. If you have several bank cards, it is better to give preference to a salary card. To transfer the command, a specific message is compiled and then sent to the number 900. The SMS should contain a request that has the following format: TRANSFER 1234 9XX1234567 500.

Message decryption:

• TRANSLATION - the main request;
• 1234 — 4 last digits of the card number;
• 9ХХ1234567— phone number of the recipient;
• 500 — transfer size.

The main query can be replaced with other commands: PEREVOD, TRANSLATE, PEREVESTI. If you have one card, you can not indicate its number.
As a response, a special code will be sent, which must be sent back to 900.

Before starting the operation, you must carefully check all the information: full name, as well as the size of the amount. If the data is incorrect, it is impossible to return the money back.

Existing restrictions:

• sending money to yourself is not allowed;
• the transfer amount cannot be more than 8 thousand rubles. per day;
• the transfer process is carried out only in rubles;
• the limit for one day is 10 transactions;
• credit, corporate and virtual cards are not suitable.

How to transfer money by card number

Sending funds can be carried out for any client of the bank. For this purpose, please send to 900 SMS with relevant content: TRANSFER 1234567891234567 5000.

Message decryption:

• 1234567891234567 - card number;
• 5000 - the amount of the payment.

As a response, a special code is sent in the message, which is to be sent back to 900.
After the correct execution of the operation, confirmation of its successful completion is received.
You can make a transfer not only between your own accounts, but also to other users.

Between your accounts

To do this, you will need to log in to Sberbank Online. Here you need to open the "Payments" section and go to the "Between your own cards and accounts" subsection.

In the column "Write-offs" you should indicate where to write off, and in the column "Credits" - where to transfer. After entering the required information, you need to click on the "Translate" button. On the new page, you must additionally check the data and finally confirm the operation.

To another person

Within one banking organization, you can quickly and profitably transfer funds to your own and/or other people's accounts. Next, we will tell you in detail and in detail how to transfer from a card to a Sberbank card.

Transfers between Sberbank cards are usually carried out instantly and are not subject to commission. However, the terms for crediting money and other conditions may vary depending on the types of cards and accounts, the region of sending and receiving, etc. If you want to transfer funds to yourself, another person or pay for services, we recommend that you familiarize yourself with all the features of such transfers in detail.

Sending funds by card number: basic methods

The most convenient way to transfer money from a Sberbank card to another Sberbank card is to use an ATM or a specialized self-service terminal. It is very simple to do this - just have a plastic carrier with you and find the right device. Further, the procedure will be as follows:

The write-off is carried out instantly. Money is credited to the account within a few seconds for recipients in the same region and within 1-3 business days for clients who have opened an account in other regions of the Russian Federation.

IMPORTANT. For transfers between Sberbank cards, it is recommended to use the organization's ATMs. They have a green color and a bank logo. There is no commission for such an operation or it is set at a minimum. In the terminals of other companies, an additional fee for the service may be charged, which is not always prescribed in the tariff.

Online transfers

If you do not have access to an ATM or terminal, you can transfer money from a Sberbank card to another Sberbank card through Online Banking. For this you need:

1. Go to the official website sberbank.ru or download the Sberbank Online application.
2. If you have not yet registered, go through a short procedure. To do this, you will need the number of the plastic carrier, the mobile phone specified during registration, the password (invented independently).
3. Log in to your personal account using the information provided during registration.
4. Select the card from which you want to send funds (if there are several).
5. Find the "Payments and transfers" option. In the window that opens, you will see several lines: we need transfers from card to Sberbank card.
6. Fill out the form with the 16-digit number and amount.
7. Check the correctness of the data (the name and patronymic of the recipient will be automatically determined on the next page) and complete the operation.

Usually, the transfer of funds transferred by this method occurs instantly. Possible delays are related to the workload of the system, the range of the recipient's region, and the type of account.

Commission

The commission for transferring money from card to card in the unified system of Sberbank in one region is 0%. For transferring funds to accounts opened in the same bank, but in a remote region, a fee equal to 1-1.5% of the amount sent is charged. The minimum possible value is 30 rubles, and the maximum is 1000 rubles. For dollar transfers in the second case, the commission will be 0.5% (max $100).

Please note that the amount of payment for the service may vary depending on the currency in which the account is opened, as well as on the status of the card. Full information is written in the tariffs, on the official website sberbank.ru (tab "Terms and tariffs").

Limits

Through your personal account, you can transfer no more than 100,000 rubles per day from a Sberbank card to another Sberbank card (or no more than the amount on your balance sheet). Through the terminal - no more than 100,000 - 300,000 rubles. in 24 hours. If these values ​​are exceeded, the transfer will not be executed or subject to an additional commission. Limits are increased or removed altogether for transactions saved in templates for cards with a golden status of service.

Transfers by phone number

For Sberbank clients, transfers to another card are available using the cell number to which it is linked. In this case, instead of a 16-digit number, a mobile phone is entered in a 9-digit format (without 8 or +7). The operation is available in the terminal and online services.

However, in this case, it must be borne in mind that you can transfer money strictly to the number "tied" to the card. Otherwise, they will not be sent or will come to the balance of the cell.

How to send money via SMS

In the absence of the Internet and a terminal at hand, you can transfer from a card to a Sberbank card via SMS to the short number 900. The message indicates:

• sender's card number (last 4 digits);
• recipient's card number (last 4 digits) or mobile phone number (9 digits);
• transfer amount.

It is convenient to use the "Mobile Bank" of Sberbank to make transfers between your cards.

IMPORTANT. In such an SMS, the word "TRANSLATION" is also required (it is possible in transliteration). For transfers by this method, other limits apply: no more than 10 transactions and no more than 8,000 rubles per day. The commission remains the same. For activities stored in templates, the values ​​increase. The cost of SMS is determined by the tariff plan of your mobile operator.

Mobile banking: packages

Automatically, all clients of the organization can use the Mobile Bank service to transfer money to another Sberbank card via SMS messages. However, there are two packages:

1. Economical. There is no subscription fee. For each transaction, an amount of 3 to 15 rubles is charged.
2. Full. There is a subscription fee (30 or 60 rubles/month depending on the account status). Operations are not subject to additional commission.

The Economy package is enabled by default. The second service is ordered at the bank.

Transfer of funds between own card accounts

You can easily make transfers between your cards in Sberbank in any of the above ways. The service is available for:

• debit accounts;
• credit cards;
• salary cards;
• accumulative, savings and settlement accounts opened in your name.

In order to transfer money between your Sberbank cards, you just need to specify the details of the debit and credit, the amount of the transfer. Such transactions are not subject to commission.

Debit and credit cards

Be sure to keep in mind that you cannot transfer from a Sberbank credit card to another Sberbank card. This is due to the peculiarities of servicing these accounts. It is possible to transfer funds to pay off the loan. The size of the commission in this case is equal to the usual fee for sending money.

Please note that additional charges may be made from a credit card. Their presence and size must be fixed in the contract. Also, this information can be clarified on the website or with the bank manager.

Transferring money to and from a bank account

The question often arises of how to transfer money from a current (savings) account to a Sberbank card. To do this, the client needs to contact the nearest branch of the bank and write a corresponding application. You will need an account and card number, a passport. You can consult the manager in detail about the commission, terms and other conditions. Such transfers are available from any accounts in the system, except for credit ones.

If necessary, it is also possible to transfer money from a Sberbank card to a personal account. You can use your personal account or self-service terminal. The procedure will be similar to that described above, but instead of the card number, indicate a longer account number.

Automatic transfers

If you regularly transfer money between your Sberbank cards or to the same account of another person, you can do this automatically:

1. Go to your personal account or contact the bank branch.
2. Fill out the form / write an application.
3. Indicate the number of the account to be debited, received, the amount and frequency of deductions.
4. Confirm the operation.

If necessary, you can always refuse the service. It's free.

IMPORTANT. Money will be sent automatically at the specified time. Additional notifications may not be received. No further confirmation is required. If there are not enough funds on the balance, the operation is canceled until it is replenished.