How to replace a health insurance policy. Is it possible to change compulsory medical insurance company? How and where to apply for a compulsory medical insurance policy

Obtaining a compulsory medical insurance policy in Moscow is possible from absolutely any insurance company that is engaged in this activity and has the appropriate license.

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All information regarding the address and name of the insurance company can be found at the medical institution. As for disabled people (group 1), these services can also be provided at home.

There are a huge number of insurance companies in the capital that can provide this package of services, namely compulsory medical insurance:

  1. "Rosgosstrakh-Medicine".
  2. Insurance company "Sogaz - Med".
  3. Insurance company "ROSNO-MS".
  4. "MSC "MEDSTRAKH".
  5. Health insurance.
  6. Insurance company "Soglasie - M".
  7. Insurance company "Ingosstrakh - M".

Required documents

In order to purchase this package of services, you need to provide a certain list of documents, namely:

  1. Recipient's application
  2. Passport, for children under 14 years of age, a birth certificate must be presented
  3. Identity document of one of the parents, namely a passport

Also, as for foreign citizens, they must present:

  1. Passport of the country in which they reside
  2. Residence permit, i.e. a passport with a corresponding entry confirming the right to temporary stay in the Russian Federation.

If the application is accepted, the client is issued a temporary document that is valid for a month.

Instructions for obtaining a new policy

  1. First of all, you need to decide on the choice of insurance company. Since February 2011, citizens of the Russian Federation You are given the opportunity to directly choose your own insurance company. To carry out these actions, you must visit the official website of the Federal Compulsory Medical Insurance Fund and select your region. It is also worth approaching this issue very carefully, since it is impossible to change the insurance company within a year.
  2. Secondly, it is necessary to prepare the relevant documents. This list can be seen on the official website of the insurance organization you have chosen. There are also 2 ways to submit this documentation: Through a representative or independently.
  3. The next step is to obtain a policy. The preparation period will be 1 month. Before its issuance, the client has the right to use a temporary document that will allow him to carry out all the services stated in the policy. An insurance company employee will notify you about the readiness of the policy via email or telephone.

Who needs to get a medical policy in Moscow first?

The following persons are entitled to receive this insurance policy:

  1. All citizens of the Russian Federation
  2. Foreign citizens who live in the territory of the Russian Federation.
  3. Stateless persons
  4. Refugees
  5. Temporarily residing persons in the territory of the Russian Federation (they have the right to receive only a temporary document that determines the duration of their stay in the country).

A compulsory health insurance policy is, of course, necessary for every person (even children), since, first of all, it is the key to receiving qualified assistance. In any situation, the client has the right to receive medical care without the corresponding fee.

To apply for a compulsory medical insurance policy for a baby, you need to take the baby’s birth certificate from the registry office after you complete the registration. Next, you need to register the child at his place of residence. The final stage is the preparation of the relevant document.

To carry out these actions, you must contact the medical institution at the place of registration of the child and clarify information regarding the cooperation of this clinic with the insurance company. Also find out her address and contact details for issuing compulsory medical insurance policies.

It is possible that its location is relatively close, and it is also possible that the insurance company is located in the clinic building itself.

If a child is registered temporarily (for example, lives in a rented apartment), then, first of all, it is necessary to temporarily register him at his place of residence, which is regulated in the rental agreement.

In turn, the necessary documents require a corresponding extension for a new period along with the extension of temporary registration.

Also, those persons who have mistakenly lost it, changed their full name or changed their registration, or if it becomes clear that an error has occurred in the preparation of documents, also need to prepare this document.

After changing your place of residence, you must notify the insurance company about this no later than 30 days after re-registration.

How to obtain compulsory medical insurance for nonresidents

There are various situations after moving to another city for a new job. In the process of bustle, you don’t think about the need to obtain any documents.

But in life there are various circumstances in connection with which an unexpected emergency can occur, after which a person needs high-quality medical care.

At the place of work it is also necessary to present the relevant documents, which, in turn, can confirm absenteeism and absence from the workplace. Such a document is a sick leave certificate. But receiving treatment in a clinic without a compulsory medical insurance policy is not possible.

In turn, if you do not have a residence permit, then this document can be obtained by registering at your place of residence. If any difficulties arise, you must contact the compulsory health insurance fund.

This organization closely monitors the implementation of legislative norms related to the issue of compulsory medical insurance and identifies all violations, as well as provides assistance in drawing up documents.

Once received, you must join the clinic that you find suitable. This procedure is carried out with the consent of the doctor.

In case of avoiding abuse of power, it is necessary to fill out an application addressed to the heads. A doctor from the medical organization you have chosen and at the same time will ask the insurance company for support. A sample application must be taken from the reception desk of a medical institution.

If the clinic you have chosen is not suitable for any reason, you have the right to refuse to receive these services and change the place of service.

The need for detachment disappears, because this medical organization will independently submit a request to another clinic of your choice.

Features of obtaining compulsory medical insurance through the State Services portal

You can conclude an agreement on compulsory health insurance on the Unified Portal of State Services. You only need to place the application in electronic form on the website.

All required data about a citizen is obtained by creating a request to the Unified Identification and Authentication System and the system of interdepartmental electronic interaction. As a result, the client receives a notification with his policy number plate.

There is no need to pick him up. All necessary data is stored in the insurance system, this allows you not to provide it when visiting medical institutions.

Updated 09/12/2016

Answers to frequently asked questions:

1 . Who is eligible to receive a compulsory medical insurance policy?
The list of persons subject to compulsory health insurance can be found in the section

2. What documents are required to obtain a compulsory medical insurance policy in 2011?
The list of documents required to obtain a compulsory medical insurance policy can be found in the appropriate

3. Where can I get a compulsory medical insurance policy in Moscow?
Information about addresses and operating hours in the corresponding section.

4. How to get a compulsory medical insurance policy for a newborn?
You need to contact the nearest Compulsory Medical Insurance Policy Issuing Point with an Application for selection (replacement) of a medical insurance organization.
The following documents or their certified copies required for registration as an insured person are attached to the application for selection (replacement) of a medical insurance organization:
for children after state registration of birth and up to fourteen years of age who are citizens of the Russian Federation:
birth certificate;
an identification document of the child’s legal representative (usually the passport of one of the parents);
SNILS (if available);

5. How it is now in MoscowIs compulsory medical insurance policy issued for nonresidents? Can citizens of the Russian Federation in Moscow obtain a policy without registration?
Section II of the Rules of Compulsory Medical Insurance (Appendix to the order of the Ministry of Health and Social Development of the Russian Federation dated February 28, 2011 No. 158n) does not provide for citizens of the Russian Federation to register at the place of residence or stay to receive a compulsory medical insurance policy.
Thus, compulsory medical insurance policies in Moscow are issued to all citizens of the Russian Federation, regardless of registration at the place of residence.

6. I got married and changed my last name, is my compulsory medical insurance policy replaced when my last name is changed?
In accordance with Section IV of the Rules of Compulsory Medical Insurance (Appendix to the order of the Ministry of Health and Social Development of the Russian Federation dated February 28, 2011 No. 158n), the Compulsory Medical Insurance Policy is subject to re-issuance if:
- change of surname, name, patronymic, place of residence, date of birth, place of birth of the insured person;
- establishing the inaccuracy or error of the information contained in the policy.
If you have an old-style policy, then you need to contact the Compulsory Medical Insurance Policy Issuing Point with an Application for choosing (replacing) a medical insurance organization to receive a new-style policy.
If you have already received a uniform policy (beginning of issuance - 05/01/2011) - with an Application for the issuance of a duplicate or re-issuance of the policy for re-issuance of the policy.
Renewal of the policy is carried out upon presentation of documents confirming the changes (marriage certificate, certificate from the registry office, court decision, etc.)

7. How to change the compulsory medical insurance policy if it is lost or if the policy has become unusable?
If an old-style policy is lost or has become unusable, you need to contact us to obtain a new-style policy.
If a uniform policy (issued after 05/01/2011) is lost or has become unusable - to issue a duplicate policy.

8. Does the law provide for a compulsory medical insurance policy for foreign citizens?
In accordance with Section IV of the Rules of Compulsory Medical Insurance (Appendix to the order of the Ministry of Health and Social Development of the Russian Federation dated February 28, 2011 No. 158n):

Foreign citizens and stateless persons permanently residing on the territory of the Russian Federation (with a residence permit - editor's note) are issued a paper policy valid until the end of the calendar year.

Persons entitled to receive medical care in accordance with the Federal Law “On Refugees” are issued a paper policy valid until the end of the calendar year, but not longer than the period of stay established in the documents*2 specified in subparagraph 3 of paragraph 9 of the Rules.

Foreign citizens and stateless persons temporarily residing on the territory of the Russian Federation (those with a temporary residence permit - editor's note) are issued a paper policy valid until the end of the calendar year, but not longer than the validity period of the temporary residence permit.

Workers of the EAEU member states (Belarus, Kazakhstan, Kyrgyzstan, Armenia) temporarily staying in the Russian Federation are issued a paper policy valid until the end of the calendar year, but not longer than the validity period of the employment contract concluded with the worker of the EAEU member state.

Foreign citizens temporarily staying in the Russian Federation, belonging to the category of members of the Commission board, officials and employees of EAEU bodies, are issued a paper policy valid until the end of the calendar year, but not longer than the period of execution of their respective powers.

The list of documents required to obtain a compulsory medical insurance policy can be found in the corresponding section.

9 . There is no way to get a policy on my own, can I get a policy through a friend?
Yes, you can apply for a policy through your representative. To apply for a policy through a representative, you need to fill out. Notarization of the power of attorney is not required.

11 . What services can be obtained under the compulsory medical insurance policy?

The list of medical services of the compulsory medical insurance system is presented in the section.

12 . How is emergency medical care different from urgent care?

Emergency - medical assistance provided for sudden acute illnesses, exacerbation of chronic diseases, conditions that pose a threat to the patient’s life.

Emergency medical care, provided for sudden acute diseases, exacerbation of chronic diseases, conditions without obvious signs of a threat to the patient’s life.

Planned - medical care, provided during preventive measures, for diseases and conditions that are not accompanied by a threat to the patient’s life, that do not require emergency and urgent forms of medical care, the delay of which for a certain time will not entail a deterioration in the patient’s condition, a threat to his life and health.

13 . The doctor ordered an MRI, but said that I would have to wait in line. What is the maximum waiting time for this examination?

The waiting period for computed tomography, magnetic resonance imaging and angiography when providing primary health care in a planned manner is no more than 26 calendar days from the date the need for such studies is established for the patient.

Did not find an answer to your question? You can

Compulsory medical insurance policies have different forms and validity periods. But in connection with the transition to the UEC, a single form of the form appeared. It is received by citizens who apply for a policy for the first time: newborns, previously uninsured persons. The new forms are not limited in validity, but cases of document theft and loss still occur. Therefore, it is so important to know how and

The essence

(Compulsory Medical Insurance) allows the owner to receive help free of charge throughout Russia. The service is provided by a commercial company. Upon the occurrence of an insured event, the organization fully pays the cost of expenses of medical institutions. You can receive the document:

  • Russians;
  • citizens of other states who live on the territory of the Russian Federation;
  • newborn children;
  • stateless persons who live in Russia;
  • refugees.

Types of policies

On the territory of the Russian Federation the following applies:


The paper policy is prepared on a blue form (with watermarks) in A5 format. In samples issued after 2011, there is no line with the registration address, but only full name, gender, date of birth, tax identification number and barcode. The authenticity of the document is certified by the seals of the insurance organization. This form cannot be laminated or folded. A special paper envelope with a transparent window is provided to store the document.

The electronic policy took the form of a bank card. The front side contains the name of the insurance company, a unique number and a chip. Full name, photo, date of birth of the owner, document validity period are indicated on the back.

UEC is used not only as a compulsory medical insurance, but also as a bank card, SNILS, and a digital signature carrier. It is not available at all branches of insurance companies. It looks the same as a bank card, but has more fields and a magnetic stripe on the back.

Purpose

All these forms were made in order to automate the work of medical institutions by creating a common computer database. This will allow:

  • get rid of the problem of losing a paper copy;
  • create a remote appointment with specialists;
  • find out test results, monitor the treatment of the disease through a specialized website on the Internet.

So it’s worth thinking about how to change your health insurance policy.

Usage

The document is valid throughout the Russian Federation, so you must carry it with you at all times. Only if you have it can you receive medical services for free. Otherwise, only emergency assistance is provided. In addition, policy holders can choose the clinic, the attending physician and the range of services they will receive. To do this, you simply need to write an application addressed to the head physician of the hospital.

Nuances

An electronic policy is compact and durable, but it is not available from every insurance company. In the event of a change of residence, the owners of paper forms simply make changes to the register, and the plastic is confiscated and a new one is issued, since it is impossible to change the information stored on the chip in any other way. The second drawback is that medical organizations sometimes have problems identifying the policy holder. Not all institutions have reading devices installed. Employees have to process information manually.

A medical policy is issued for a child without a photograph. Whether or not to change a document depends on the circumstances of the envelope:

  • old-style forms are still valid, although they indicate a deadline until 2011;
  • It is mandatory to change your health insurance policy if it was issued before 2007;
  • a plastic card is equivalent to a paper medium;
  • exchange of new compulsory medical insurance policies is carried out only in case of loss, damage, change of surname, other personal data or if errors are detected. Otherwise, it will not be possible to identify the user.

How and where to change your medical policy

You can obtain the form at a branch of the insurance company. The address and telephone number can be obtained from the medical institution. The form is issued free of charge. In case of damage, theft, or if a person is filling out a form for the first time, he must choose the insurance company himself and contact its office. The employer no longer deals with these issues. To complete the document, you must provide copies of the following documents:

  1. Statement.
  2. Passport/birth certificate (up to 14 years of age).
  3. Parent's passport for persons under 18 years of age.
  4. SNILS (if available).

Foreign citizens will additionally be required to:

  1. Passport of another country.
  2. Residence permit or stamp indicating the right to temporary residence.
  3. SNILS.

Procedure

After completing the application, a temporary form is issued with a validity period of 30 days. If a person wants to change his health insurance policy to a plastic one, he will additionally receive a reminder. It contains instructions on how to use the document. At the same time, the client is informed of the deadline for producing the electronic policy. You should not skip it, so as not to find yourself without a document. At the specified time, you should come to the office with your passport and pick up the form.

It is now impossible to change insurance in Moscow through an employer. You will have to contact the insurance company in person. There is no employer field on the form itself. A person can change several jobs - in each case he will have to update the document, and this is an additional cost.

No one has canceled the old types of forms. They function unless their validity period has expired. Health care workers are required to provide emergency care in an emergency situation, regardless of whether a person has an insurance policy or not. But to receive outpatient treatment, compulsory health insurance (CHI) is required. A new type of policy can be obtained from the insurance company.

UEC is one for everyone

During the development of the unified form, it was initially planned that it would be mandatory for Russian citizens. But then this idea was abandoned. You can change your health insurance policy to UEC at your own request. All forms are valid in many regions. An electronic card is issued simultaneously with a paper version of the policy. Plastic is convenient to carry and use. It is better to keep the paper policy at home. In medical institutions located in large cities, there are no problems with reading information from a plastic card. New sample forms can be temporary or indefinite. Regardless of who exchanged compulsory medical insurance policies, the document is drawn up according to a single template.

Features of use

According to the law, expired forms cannot serve as a reason for refusal to receive medical care. These actions are grounds for contacting regulatory authorities in order to bring the perpetrators to justice. In practice, in some hospitals, difficulties may arise when processing documents if the policy was issued earlier than 2007. It is better to replace such forms in advance. More details on how to change your health insurance policy are written above.

It is also worth contacting the insurance company if the information on the document has become unreadable, for example, as a result of folding the paper four times, because only in this form can an old-style policy be placed in a passport. If the information on the form cannot be read, then the person will have problems upon admission to the hospital.

For refugees and persons who temporarily reside in the territory of the Russian Federation, other exceptions apply. Such citizens can receive medical services free of charge as long as their document permitting residence in the country is valid.

Last changes

From August 1, 2015 in Moscow they will be issued to all persons who apply for a document. Of the 12 million residents of the capital, more than 7.5 million have a policy in the form of a green card. The rest have a blue A5 sheet of paper, which is not very inconvenient to use. It cannot be folded, otherwise important information (barcode) will be lost, and it cannot be laminated because of the SK stamp. There will be no such problems with plastic cards. Firstly, the electronic chip can be carried with you throughout Russia. Secondly, any doctor will be able to identify the patient using the photo and signature on the back.

The chip's capacity is limited, so it will only store a small amount of information about the patient's company name, citizenship, place of residence and birth. There will be no medical information there. At least for now. In clinics in the capital, you can make an appointment with a doctor using the UEC. So hurry up to change your medical policy to a new sample.

If you don’t have the time or desire to part with your green card, no problem. Introducing new forms does not mean abandoning the old ones. But do not forget to notify the company within a month in case of theft, loss of a document, change of full name, passport or place of residence. Otherwise, if an insured event occurs, employees of medical institutions may refuse to provide outpatient care.

Conclusion

Compulsory medical insurance is a document certifying a person’s right to receive free medical care on the territory of the Russian Federation. There are several types of policies in circulation: a paper green card of the 2007 model, a blue A5 sheet and special plastic cards. All three forms provide the same rights to the owners. But paper documents cannot be folded so as not to damage important information, and data from the card cannot be read in every medical institution. Since 2014, UECs have come into circulation - the same plastics, but equipped with a chip, photograph and signature of the owner. The card can be carried in your wallet or passport. The doctor easily identifies the patient. Where can I change my compulsory medical insurance policy to a new sample? To the insurance company, for which you need to provide a copy of your passport and SNILS. The state does not establish a mandatory exchange procedure. But in case of theft, loss, damage to the old policy or change of full name, place of residence and other data, you should contact the insurance company.

Sooner or later, every citizen wonders where to change their medical policy. Especially now that the shape of this paper has changed. Old document samples lose their validity, which causes a lot of trouble. What should every citizen remember about policy exchange? How and where to change it in this or that case? We will have to answer all these questions further. In fact, bringing your plans to life is not so difficult. In particular, if you prepare in advance for the mentioned process.

Description

Where can I change my medical insurance policy? There are different ways to answer this question. It all depends on the specific situation.

What is called a medical policy? This is a document that allows you to receive free care in public medical institutions. A new type of certificate is issued by every citizen of the Russian Federation. This way, the population can receive treatment and tests free of charge.

View

Before answering where to change your medical policy, it’s worth finding out what this paper looks like. Previously, all residents of the Russian Federation were given a yellow booklet. It contains information about the insured person.

Now the compulsory medical insurance policy has 2 different interpretations:

  • a blue sheet placed in a special envelope;
  • plastic card with a chip.

Each citizen decides for himself which form of document to receive. But, as practice shows, so far the first option is used most often. Plastic cards are not accepted in all regions and not in every government medical institution.

When to change

Where can I change my medical insurance? Before figuring out the answer, it is important to understand under what circumstances this service will be required. After all, the mentioned paper will serve a person for a long time.

The compulsory medical insurance policy is exchanged for the following reasons:

  • change of surname, patronymic or first name;
  • correction of date of birth;
  • identifying inaccuracies in the document;
  • expiration of the document (mainly for owners of old policies).

In reality, bringing your idea to life is easier than it seems. Most often, citizens exchange this document due to marriage, divorce or adoption.

Main place of replacement

Where can I change my medical insurance? No one other than the owner of the document can answer this question more accurately.

The thing is that compulsory health insurance policies are exchanged and issued for the first time at insurance companies. If a need arises for an operation, a person must submit a corresponding request to his insurance company. This organization first issues a temporary policy, then a permanent one. Accordingly, the citizen will not be left without free medical services.

In addition, a person can apply for a new document to any insurance company. In this case, there is not an exchange, but a complete replacement of the previously valid paper. But, as practice shows, this is not the most popular solution.

Other places

Where can I change my compulsory health insurance policy? There are also bodies that provide similar services. Therefore, everyone is free to choose where to go.

For example, today multifunctional centers are engaged in reissuing policies. Some regions offer My Documents services. Including mobile phones. These are analogues of MFCs, which also issue the paper being studied.

Old samples

When wondering where you can change your medical policy, a citizen should know that a similar service is offered in many institutions.

As we already said, some people still walk around with old document samples. They are replaced over time. Where can I change my health insurance policy to a new one?

At any exchange points for the mentioned documents. These organizations are called that way. They are often installed directly in clinics and public hospitals. The exact addresses can be clarified at any medical institution. They will definitely tell you where the nearest point of exchange of policies for new ones is located.

Internet

But that's not all! Where can I change my medical insurance? In the Internet! More precisely, you can submit a corresponding request through a special portal. All that remains after this is to come for a temporary policy, and then for a permanent one.

We are talking about the State Services website. This service helps registered users receive government and municipal services without leaving home. This scenario is not yet popular. People prefer to personally apply for policy exchange to different insurance companies.

Procedure

From all of the above, it follows that a person can apply for a new sample of the paper being studied in various types of organizations. It is best to go to insurance companies. Here the service is provided faster.

What needs to be done to exchange? Just follow the instructions:

  1. Collect a certain package of documents. It depends on the reason for replacing the policy. An approximate list will be presented below.
  2. Draw up and fill out an application for a new policy.
  3. Contact the registration authority with the appropriate request.
  4. Get a temporary policy. It is issued immediately, on the spot. It looks like a small piece of paper with an insurance company stamp on it. Valid from 14 to 30 days.
  5. Wait for the permanent policy to be ready and pick it up at the appointed time. You will have to do this in person.

There is probably nothing difficult in the process. The service is provided free of charge. No insurance company should demand money for exchanging a compulsory medical insurance policy.

Package of documents

We found out where to change your medical policy. If you change your last name or for any other reason, this is not so important. The main thing is that the service is provided in all the previously listed organizations.

In general, to replace a policy, citizens are required to:

  • passport;
  • old policy (optional);
  • statement;
  • document basis for the exchange (marriage certificates, divorce certificates, court opinions, etc.).

In addition, recently it is mandatory for people to carry SNILS with them. Without an insurance certificate, the compulsory medical insurance policy will not be replaced. And initially issued too. It is recommended to present proof of registration.

For children

Where can I change my child’s medical insurance? In the same place as for an adult. Only children under 14 years of age will have to do this through their legal representatives.

To change your policy you will need:

  • birth certificate;
  • citizenship insert;
  • application for a new policy completed by parents;
  • document indicating registration;
  • old policy (if any);
  • SNILS.

Nothing else is needed. As you can see, the documents for replacing the policy for children are almost no different from the “adult” list. The procedure in this case will be similar.

Terms of service provision

Where can I change my medical insurance? The answer to this question will no longer make you think. And the procedure for implementing the plan is the same. Typically, a new policy, regardless of the reason for applying for surgery, takes a month to be issued. Before this, the citizen, as we have already said, is given a temporary policy, which is valid until it is replaced with a permanent one of a new type.

Sometimes you have to wait longer than a month. Insurance companies try to serve their customers as quickly as possible. And therefore policies are issued very quickly.

Conclusion

We figured out where you can change your health insurance policy. This is a fairly simple task that does not cause any difficulties for modern people.

Foreign citizens can also replace or initially issue compulsory medical insurance policies. To do this, they will have to attach to the request:

  • Residence permit or temporary residence permit;
  • migration card;
  • passport;
  • statement;
  • document confirming registration in Russia;
  • SNILS.

Most often, problems arise with obtaining a residence permit in the Russian Federation. But if this stage is passed, it will be easy to issue or reissue a compulsory medical insurance policy!