Subsidy for the purchase of housing They call a certain amount, which is expressed in monetary terms, allocated by the state to a citizen or family free of charge.

The amount is always calculated individually.

When providing such a housing benefit, the applicant’s income, the size of the family, the cost of the housing that is planned to be purchased, the correspondence of the apartment’s area to the number of people, and the availability of their own housing by right of ownership are taken into account.

Local authorities have the right to independently increase compensation taking into account the specific requirements of the applicant.

An applicant who wishes to receive funds in the form of a subsidy must meet certain requirements.

You can count on the benefit:

1. Young families, each member of which has not reached 35 years. Having children is not a requirement.
2. Military personnel and department employees. In this case, financial assistance is provided not only to working, but also to retired employees.
3. Resident of the Far North of Russia. The main criterion for obtaining is to reside in the specified territory for at least 15 full years in a row.
4. WWII veterans.
5. Disabled people.
6. Large families.
7. Low-income families.
8. Chernobyl survivors and combatants.

Subsidies for “young families”

The state program “Affordable Housing for Young Families” provides compensation to families that meet the following criteria:

• all family members are Russian citizens;
• no one in the family has personal property;
• the family is solvent and able to pay the resulting difference between the funds allocated under the program and the market price of housing;
• do not exceed the age limit.

First of all, such assistance is provided to those citizens who applied for it before March 2005.

The amount of the subsidy is determined taking into account number of children in the family at the time of allocation of funds (under the age of majority) necessary for living living space standards.

The maximum possible amount of housing subsidy:

• for families with children – up to 40% from the market value of the apartment;
• if there are no children in the family - up to 35%.

Also 5% receive those families who, in the process of allocating assistance, adopt or give birth to a child or children.

The amount is calculated taking into account the area of ​​the apartment for each family member:

• for two people – 42 sq. meters;
• more than two – 18 sq. meters per person.

The cost of these “squares” may vary depending on the region of residence, prices for finished or under construction apartments.

The subsidy is targeted, that is, it can only be spent on construction. It is also possible, through such assistance, to repay in full or in part a previously taken out mortgage loan.

Required documents for queuing:

• passport;
• marriage or divorce certificate for single-parent families;
• child's birth certificate, if available;
• income certificate – 2-NDFL;
• extract from the house register;
• housing inspection report;
• certificate confirming the presence or absence of real estate ownership.

Providing benefits to low-income families

A citizen becomes poor after receiving a status that is assigned to him by the social security authority based on his income, and based on all family members.

A person can obtain this status whose income is below the subsistence level. However, this indicator is calculated by adding the income of all family members and dividing by the number of people it consists of.

That is, wages or other profits are divided among everyone who permanently resides with the citizen: pensioners, disabled people, minor children.

A citizen who avoids work or uses drugs or alcohol will not be recognized as poor.

If a low income is received for reasons beyond the applicant’s control, for example, due to having many children, the status can be assigned.

To receive a housing subsidy, a family recognized as low-income must receive an official document stating that needs improved conditions.

In addition to the lack of square meters, additional conditions will also need to be met:

• the family does not rent an apartment under a social tenancy agreement;
• none of all its members has personal property documented;
• There is a seriously ill person in the family.

The following documents are submitted to the housing subsidies department:

• passports and TIN;
• extract from the house register;
• certificate from the BTI;
• certificates issued by the registration and cadastral chambers about the presence or absence of housing in
• property.

During 1 calendar month a special commission will make a decision on registering such a family or will refuse if the conditions for receiving assistance are not met. If the answer is yes, a queue number is provided.

Extraordinary receipt of financial assistance is possible if a family’s house or apartment is considered to be in disrepair or one of its members suffers from a serious illness.

Conditions for provision to large families

Families recognized as having many children can primarily count on receiving subsidies from the state for the purchase or construction of real estate.

Conditions for queuing for assistance:

1. Having four or more children at the time of receiving assistance.
2. The total work experience of both parents must be more than 10 years.
3. At least one parent must have lived in Russia for more than 12 years.
4. The presence of dilapidated, emergency housing or inadequate space for each family member.

When purchasing an apartment, the subsidy applies only to 42 sq. meters for three family members and 18 sq. meters on all subsequent ones.

Assistance can be provided in cash as part of the housing price or in the form of a housing certificate. It is issued by the developer and is a document confirming the payment of money for the purchase of an apartment.

Documents for receiving financial assistance:

• passport of the applicant and other family members;
• extract from the house register;
• marriage and birth certificates for children;
• certificate of absence of housing ownership;
• act on housing conditions;
• certificate of a large family;
• income certificates for working family members.

Receiving subsidies for WWII veterans

The following are entitled to the benefit:

• veterans of the Great Patriotic War;
• persons with the status of “children of war”;
• "blockade survivors";
• disabled war veterans;
• widows and widowers of veterans.

In such a situation, the amount usually assigned as a subsidy is covering 100% of expenses on, but taking into account the number of square meters per person (no more than the norm).

The following take part in determining the amount of the benefit and the procedure for issuing it, as well as placing it in line:

• social security staff;
• military commandant's office;
• veterans council.

When applying, you must provide the following list of documents:

• passport;
• certificate of family composition;
• marriage certificates, birth certificates of children;
• certificate of the presence or absence of other personal property;
• an act of checking housing conditions and the conclusion that the citizen needs to improve them;
• a document confirming the status of a WWII veteran or a person equivalent to it.

Providing state assistance for people with disabilities

People with disabilities may qualify for benefits when purchasing real estate if the following conditions are met:

The funds received can be spent on purchasing an apartment, house, participating in shared construction, obtaining a mortgage or repaying a previously taken one.

Disabled people who cannot move independently - “wheelchair users” - have an advantage when receiving funds. However, in any case, the uninhabitable condition of the apartment or house must be certified.

In addition to the lack of square meters per person, the following factors are also taken into account:

• the housing is in a dilapidated condition or does not meet sanitary standards;
• presence of seriously ill people in the family;
• living in non-isolated rooms of several families;
• living not in your own apartment, but in a hostel, state fund houses or rented housing.

How to get on the waiting list for housing subsidies?

To receive the benefit you must first to get in line to receive it.

To do this, a complete package of documents, which varies depending on the region and the status of the applicant, must be submitted to the government agency in your city responsible for forming the queue.

After submitting the application, copies and originals of documents, the issue will be considered by the commission. If her decision is positive, the applicant is issued a certificate, and he is put in a queue.

A citizen applying for a subsidy can find out at any time convenient for him how his turn is progressing and wait.

When the turn comes, funds are transferred to a special bank account.

During six months it is necessary to find their intended use: buy a home, pay off a mortgage or take part in shared construction.

Video: Who will receive benefits for purchasing housing?

The story tells how the government program works to provide certain categories of citizens with subsidies for the purchase of housing.

In order to solve such a painful issue for most Russians regarding the purchase of their own housing, there are several social programs at the state level that are aimed specifically at improving living conditions for low-income citizens. Since legally every person has the right to housing, and it is very difficult to realize it without financial assistance from outside, you can take advantage of special benefits and get on the waiting list to. This is done subject to the following conditions:

• Official confirmation of the status of a low-income person;
• Lack of own housing or living in premises that are unsuitable.

If these requirements are met, the provision of state assistance is formalized by appropriately contacting the local administration or other responsible institution, after preparing a number of requested documents.

Each person registered is assigned an initial number, which will change as the queue progresses. Therefore, each participant in the social program needs to periodically monitor the progress of the lists.

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View information

In order not to miss your rightful turn for housing, you need to regularly find out your turn on the list. You can view it and find out the necessary information in several ways:

As can be seen from the above, there is no difficulty in obtaining the necessary data and finding out your current serial number in or other housing. There are also no restrictions on request frequency. However, it is worth remembering that not all of the answer options presented will have legal force if you suddenly need to transfer the information received to any authority or organization. Finding out your apartment number via the Internet is the easiest and most convenient way, but such data is for informational purposes only.

How is the promotion going?

There is no regulated clear procedure for promoting lists for receiving real estate from the state, however, there are some legislative rules that affect the waiting time. Thus, there are some categories of persons who have a priority right to receive square meters. These include orphans, chronically ill citizens, living with whom poses a danger to others, as well as persons whose residential property is officially recognized as unsafe and subject to demolition. Due to the fact that there are not so few such citizens, for the rest of those in need, progress along the list may not only be slow, but also move down.

Dear readers!

If you want to find out how to solve your specific problem, please contact the online consultant form on the right → However, the speed of issuing social real estate in each individual region and locality is different. It depends on the size of the population, economic condition, local budget and awareness of responsible employees. In addition, it should be borne in mind that the provision of apartments is extremely slow. There is virtually no budgetary construction, so quite often you can exercise your right only when, for some reason, social housing is vacated and not built.

Many citizens of our country, living both in large cities and in the regions, need improved living conditions or new housing.

To achieve this, the state is conducting a number of programs to help Russians purchase new housing.

One of them is the allocation of housing subsidies for the purchase of an apartment.

What it is, who can receive it and how it is calculated - you will learn about this after reading the article.

A housing subsidy is a cash payment (only in non-cash form) that a person receives from the federal or local budget.

The provision that the state must subsidize certain categories of the population to improve housing conditions is enshrined in the Housing Code of the Russian Federation.

The list of those who fall under the benefits is contained in the Federal Law and acts of the constituent entities of the Russian Federation. They are issuing it local authorities.

She is different:

Since payments most often come from the local budget, each subject of the Russian Federation decides for itself which categories of citizens can receive a subsidy, in addition to those categories established by the Federal Law. They also decide for themselves in what order to provide the allocated funds.

Such co-financing in the purchase of housing is gratuitous. In general, a person is given certificate of receipt of a specific amount of money which is valid for a limited period of time. It is allowed to be used only for the purchase of real estate (with an area no larger than that established by social norms) or for the construction of new housing.

The amount of the certificate cannot cover the full cost of the purchased residential property. It is necessary that you own a home that will be sold to buy a new one, or you have a certain amount of funds.

So you will still need to find the remaining amount for:

Certificate you can use:

• Like a down payment when getting a mortgage.
• Payment of debt on a loan for housing.
• As a share contribution (when a person joins a housing construction cooperative).

In some situations, you can spend the subsidy to expand an existing apartment, which does not comply, or for repair work to improve living conditions.

The certificate can be used only once - after that it will not be issued again. Current legislature Allows 6 months to use subsidies to purchase housing. If for some reason the certificate was not used during this time, you can try to get it again by joining the general queue.

Requirements for applicants

First of all, this form of free assistance to improve living conditions laid down:

To apply for a subsidy, a citizen must write a statement, attaching the necessary documents to it. It is submitted to a commission under the government agency (the application is written in the name of its head) that is responsible for allocating payments. A special commission will review it and determine how much money will be allocated and what size apartment you can get.

The amount of the allocated amount and the size of the purchased apartment calculated taking into account all the family’s real estate. Therefore, the applicant and family members living with him must provide information about what kind of housing they own or rent.

To receive a subsidy will need to provide:

If during the inspection the commission revealed violations or lack of right to receive a subsidy, the documents will be returned within the period prescribed by law. If the documents were approved, the applicant gets in line to receive a certificate.

The amount used will be transferred to personal blocked bank account of the beneficiary involved in the implementation of the support program. To do this, the applicant must independently open a target account. The amount will then be transferred to the seller of the new home.

The subsidy can only be spent for the purchase of legally clean housing: it should not be on bail, under arrest, etc.

Who is not eligible to receive government assistance?

The beneficiary is not entitled to receive a subsidy if, during the inspection, it was revealed that the current living conditions were deliberately spoiled.

Such actions are:

• Exchange for smaller housing.
• Moving in other persons (except for temporary cohabitants).
• Alienation of housing or its share.

When, at any stage of receiving a subsidy, a person was able to solve problems with housing on his own or loses his status as a benefit recipient (resigns from the civil service, moves from a rural area to a city), he is deregistered.

Getting help will be refused, if the beneficiary did not inform the commission about changes in work or family composition, living space and other events that are important when issuing a subsidy.

Preferential categories of citizens

To such beneficiaries include:

• Disabled people and veterans.
• Large families with little income.
• People participating in hostilities.
• Military personnel.
• Young families.

Calculation procedure

State aid amount depends on many factors and is determined based on the specific situation. Take into account:

• Which category does the beneficiary belong to?
• Family size.
• The coefficient for adjusting the amount of the subsidy established for each category of citizens (length of civil service, length of service in the agro-industrial complex, length of military service, number of years in the queue for housing).
• Average cost sq.m. housing, established by the Ministry of Construction of the Russian Federation, used to calculate payments.
• Area standards for a family with a specific number of people.

Unified area standard housing:

The norm may become lower if:

• Family members and the beneficiary own the surplus.
• The applicant wishes to expand the living space.

For the purchase of housing in the city, they usually allocate about 30% of the total property value, rural workers - approximately 60%. Government bodies are allowed by law to increase the amount of payment by an amount greater than the established norm, if this is necessary for a specific situation and if there is a financial opportunity for this. In general, the maximum allocated amount rarely exceeds 70% of the price of purchased housing.

For calculation are used following formulas:

For one person:	36 sq.m. × price per 1 sq.m. (taking into account the subsidy) × by 60%.
For two:	50 sq.m. × cost of 1 sq.m. (including subsidies) × by 67%.
For three persons:	70 sq.m. × for the price of 1 sq.m. (including subsidy) × 65%.
For four:	85 sq.m. × for the cost of 1 sq.m. (including subsidies) × 64%.
For five or more family members:	A (indicates the number of people) × 18 sq.m. × price per 1 sq.m. × 70%.

Regional features

When investing a subsidy in new housing, local authorities may limit the full use of the subsidy depending on the stage of construction.

Moscow occupies a leading position in the number of subsidies provided for the purchase of housing. This program is the responsibility of the Department of Housing, as well as a separate housing fund. In Moscow and the Moscow region, the subsidy cannot be used as a contribution for real estate if less than 70% of the construction work has been completed.

IN St. Petersburg We can highlight subsidies for WWII veterans, youth and public sector workers (social services, education and healthcare).

The regions have their own programs, the conditions of which are determined by the authorities of the constituent entities of the Russian Federation.

For information about government support for military personnel in improving their living conditions, see the following video:

The unspoken policy in our country is that the more the state provides services and payments, the more it demands. In practice, various subsidies, such as a waiting list for housing for a young family, a large family, or the poor, are issued with great difficulty, and it is especially morally difficult to obtain the required payments from government agencies. Apart from the fact that the queue for these subsidies is huge. To avoid all these litigations, the easiest option is to contact our lawyers in Moscow and the Moscow region.

The specifics of getting on the waiting list for housing differ in that the procedure includes several levels.

First level for obtaining housing under the state program

Before applying for participation in Federal target programs for young families and large families, you must be recognized as needy. The concepts of “needy” and “poor” differ only in the recognition process and benefits.

So, in order to be recognized as needy, you need to apply to the administration of your city, district, district, providing documents confirming your status.

These documents usually include: copies of passports of everyone living with you, Certificate of family composition, certificates from Rosreestr about the absence of housing, documents for housing in which the family is registered (technical passport). And here the first difficulties may arise. The fact is that to determine need, it uses a calculation based on the total area of ​​the living space where you and your family are registered, the number of people who are registered there, and the accounting norm that is provided for in your area, city, or district. Accounting standards vary. It is important. For example, you live with your family in an apartment with a total area of ​​70 sq.m., and 5 more people are registered with you. Thus, a total of 8 people will live, and administration specialists share 70 sq.m. for 8 people and determine that there are 8.75 sq.m. per person. And the accounting norm, for example, 11 sq.m. Thus, there are grounds for registration.

But what to do if:

• Is the area larger?
• Are there fewer people registered?
• Do any of those registered still have housing?
• or are your family members registered in different places?

To resolve these issues, you need to contact our lawyers in Moscow and the Moscow region, who will consider your case individually and select a legal loophole for registration.

The main thing is, do not rush to resolve these issues yourself, do not rush to register someone somewhere or sell something. This will only make the situation worse.

Second level when receiving an apartment.

Let's say you were recognized as needy and you received a document confirming this. Now you need to contact the administration of your city, district, or district again to be placed on the waiting list for housing as a young family or large families. As for low-income people getting in line, it’s easier for them. They skip the first level, since the status of the poor is practically equivalent to the status of the needy. You also need to submit an application and documents. The list of documents will be more specifically indicated in the administration. But the main difficulty is not in them at all. And in line. After all, the queue for these housing programs is huge. Therefore, you need to contact our lawyers in Moscow and the Moscow region.

Our qualified lawyers will help you:

• consider options to quickly obtain housing under the housing program for young families, large families and low-income families;
• will advise on the specifics of the procedure for getting on the waiting list;
• will provide assistance in collecting the necessary documents;
• and will resolve other issues to put you on the waiting list for housing.

Third level for the queue for housing in Moscow

Receiving a housing subsidy is the most pleasant thing, but no less difficult. After all, the law stipulates that you receive a portion of the funds, usually 30-35%. And you must pay off the rest yourself when buying a home, on your own, with a mortgage, or as maternity capital. In addition, the subsidy will be transferred to a special bank account, all transactions are carried out by bank transfer. You must report on time for all procedures for purchasing housing within the program for young families, large families and low-income people, otherwise the administration may take action against you, including transferring the queue to others.

In order to comply with all the conditions for obtaining housing, you need to contact our lawyers in Moscow and the Moscow region.

Our experienced lawyers will help you:

• foresee risks in advance and avoid possible losses when signing a mortgage agreement;
• We will analyze the terms of the mortgage, agreement and other documentation;
• we will negotiate;
• open a current account;
• We will provide assistance in using maternity capital to pay off part of the cost of housing;
• We will warn you about “slippery” moments and nuances.

But what to do if you were illegally removed from the queue and you want to be reinstated in the queue for housing as a young family, large family or low-income?

You can only get back in line by going to court.

Our experienced lawyers in Moscow and the Moscow region will help you in this matter:

• prepare a statement of claim and documentation;
• will sue for violation of your legal rights;
• determine and indicate the cause of the violation;
• After the court makes a decision, they will help you get back on the waiting list.

Contact lawyers in Moscow and the Moscow region, because in each specific situation regarding registration for housing for a young family, large families, low-income families, regarding deregistration from housing registration, or refusal to register for housing, a legal analysis is initially required.

Contact our qualified lawyers for help, do not try to resolve the issue yourself.