Do you have a lot of discount and bonus cards from various retail chains in your wallet?

Do you have a lot of discount and bonus cards from various retail chains in your wallet? Now you don’t need to carry them with you - one payment card is enough to receive discounts! "Motz card" - Thisdiscounts from popular stores and service enterprises on your bank’s map!

"Motz card" is a premium-class BELKART bank payment card, with which you can not only pay in all stores, withdraw cash from ATMs, but also receive discounts from enterprises participating in the loyalty program.

For the first time in the Republic of Belarus, several banks and more than 30 different retail chains of the Republic of Belarus (, Mila, etc.), chains, pharmacies and other trade and service enterprises have united in the Motsnaya Card loyalty program. Each of the loyalty program participants provides their own individual discounts to holders of BELKART salary and personal cards “Motsnaya Kartka”.

Where can I get a discount?

If you see such a sticker on the door of an enterprise or at the checkout, then this enterprise participates in the loyalty program and provides discounts to Motsnaya Card holders.

Our partners

Motsnai Card discounts are offered by more than 60 companies at more than 1,300 points of sale. Among them:

And many other businesses!

Since July 1, 2015, informing customers about the Motsnaya Card discount program has been implemented on the online platform Catalog.TUT.BY.

How it works?

To receive a discount in a store or service company, simply present it at the checkout before paying. On the back of each Motsnaya Card there is a barcode and the loyalty program logo.

The barcode number on the card serves as an identifier for the card and the client.

The discount can be provided in two ways:

1. automatically when the cashier scans the barcode on the back of the card;
2. to bearer, thanks to the presence of the Motsnaya Card program logo on the back.

The conditions, procedure for providing a discount, as well as its size are determined by each company independently and may change over time, so before making a purchase, please read

November 18, 2014 13864

On November 18, 2014 BELKART introduced a new loyalty program “Motsnaya Card”. As BELKART director Alexander Sotnikov noted, the state has been making significant efforts in recent years to increase the level of non-cash payments.

“However, if there is only one “stick” in the form of significant regulatory changes, it will be very difficult to gain trust, so there must also be a “carrot” in the form of a cost-effective motivation for market participants to preferentially use non-cash payments.”,” emphasized the director of BELKART.

The “Motsnaya Card” program is intended to become such a carrot. Both trade and service enterprises and banks can participate in the program.

The loyalty program implies that by paying with a card issued by a bank participating in the program, you can receive a discount from retail and service facilities participating in the same program.

Among the first: AXIS, Belorusneft gas station chain, Belwest, Black Red White furniture store chain, Buslik stores, Vitalur retail chain, GUM, KRAVT, LODE, Mila chain of stores, OMA, chain of stores " Native side" and some others.

Negotiations are still underway with some large retail chains, but Motsnaya Kart is open to everyone.

Screenshot from bestc website ard.by

Interestingly, discount programs are already in effect in many of these retail chains. For example, in Vitalur the discount still reaches 5%. Now approximately the same discounts and under the same conditions are provided under the Motsnaya Card program. We warn you right away - discounts cannot be combined.

Screenshot from bestc websiteard. by

Discounts under the “Motsnaya Card” program in the Belorusneft gas station network

Those present present a new loyalty program

The only bank that is currently participating in the program is Belinvestbank. As Alexander Sotnikov stated, participation agreements have already been concluded with BPS-Sberbank And Technobank. Two more Belarusian banks are at the stage of concluding agreements.

In reality, the “Motsnaya Card” in Belinvestbank was embodied in the co-branding card BELKART-PREMIUM - Maestro.

The advantages of the new card product, which drew attention to Belinvestbank:

there is a discount system valid for the card, and the opportunity to participate in bonus programs. The card can replace a couple of dozen discount cards.

presence of a chip

cardholders are subject to the “zero liability principle”

You can use the card to pay abroad and online

On the back of the card is a barcode familiar to price tags for goods.

There is one small but significant drawback. The card can only be a payment card. Representatives of Belinvestbank commented on this situation as follows: the bank has savings cards, if “surplus” funds appear on the Motsnaya card, you can transfer them to a savings card.

Perhaps the next bank that takes part in the loyalty program will be able to offer a link to a deposit or the “Motsnykh” savings function cards. Then, most likely, the market is behind him.

In the meantime, Belinvestbank plans to issue about 100 thousand new cards per year. As part of salary projects, cards are supposed to be issued free of charge. When ordering through Internet banking, the cost of issuing and servicing a “Motsnaya Card” for 5 years will be 40 thousand. For a person “from the street” it will cost 50 thousand.

The bonus program provides for the accrual of 1 point for every 100 thousand Belarusian rubles with which you paid for purchases. The points are summed up.

Screenshot from bestcard website.by

What can you “spend” points on?

BELKART presented a new program, Belinvestbank presented a new card. It can be noted that in this case the new is a well-tested old. We will be waiting for new cards from Belarusian banks as part of the Motsnaya Card loyalty program.

The essence of the project is that upon payment the bearer of the Motsnay Kartki» can receive a discount on a purchased product or a bonus, which can later be exchanged for a real discount.

There are two ways to earn money, although it would be more accurate to say “save” using “Motsnai Kartkai”:

1. Discount program;
2. Bonus program.

Discount program - these are purchases in partner stores of the Motsnaya Kart loyalty program. Each Motsnai Card holder is given a discount upon purchase: for a specific product or the total amount of the receipt. Note that it is not necessary to pay exactly “Motsnai Kartkai”, you can simply present it.

The bonus program is valid at all retail outlets that accept payment by bank card. For each “Motsnai Kartkai” payment, a bonus is credited to the owner’s personal account - 1 point for 10 BYN. Then these points can be exchanged for real discounts from loyalty program participants.

In addition to supporting the discount system, the Motsnaya Card offers all the usual features of a bank card. With its help you can:

• pay in stores and online services:
• connect Internet and SMS banking services;
• transfer and withdraw salaries and other payments;
• get a loan or overdraft;
• carry out other operations usual for a bank card.

On the official website of OJSC "Belinvestbank" http://www.belinvestbank.by in the section "Individuals", subsections - "Payment cards", "For purchases and travel" you can find the product - BELKART-PREMIUM-Maestro “Motsnaya card”.

Belinvestbank offers to pay for the Motsnaya Card service at the same rates as for other cards.

Mots card of Belinvestbank. List of stores. Discount and Bonus program

The “Motsnaya Card” discount program is valid when the card holder makes payments to companies participating in the loyalty program. Their list continues to grow. We have already discussed the differences between the discount program and the bonus program. Ultimately, a real discount can only be obtained from loyalty program participants. But here some nuances should be taken into account:

The amount of discounts on a product (goods or service) is determined by the selling company. It’s better to find out about this in advance on the website www.bestcard.by. In the “Motsnay Card Discounts” section there is a list of partners, very conveniently divided by city and industry.

It’s worth talking about partner stores separately. They were not particularly evenly distributed across sales areas.

The size of the discount depends on the trade organization and can be provided in the amount of 3, 5, 7, 10, 20%:

• Online stores
• Products and manufactured goods
• Construction and home goods
• Clothing, shoes and accessories
• Cosmetics and perfumes
• Auto, gas station and service

Most of them are sellers of clothing and shoes. Discounts in this category can reach 20%.

The program has many partners in the construction industry. In the category you can find famous stores and get nice discounts.

There are also online stores on the list, including quite well-known ones.

Receiving discounts under the bonus program is more difficult than simply presenting a card. To do this, you will have to register on the portal www.bestcard.by, log into your personal account, monitor the accrued bonuses (points), and exchange them for discount coupons. But the very idea of ​​receiving discounts in some stores for purchases in others seems very interesting.

Mots card of Belinvestbank. Application practice

It’s easy to get OJSC Belinvestbank. You need to either write a statement about this in one of them (it’s better for inexperienced clients to do so), or fill out a request on the website http://www.belinvestbank.by. At the branch, ordering a card will cost 7 rubles 50 kopecks “new”, on the website - 6 rubles. If the “Motsnaya Card” is issued as a salary card, then you do not need to pay for its issuance.

Before applying for a card, it makes sense to get acquainted with the Public Offer Agreement; all the rules for further relations with the Motsnaya Card service are spelled out there. The text can be found on the website www.bestcard.by, “button” at the bottom of the page. The Offer names the operator of the Motsnaya Kartka system - ProfMarketSystem LLC.

The Agreement warns clients in advance that the size and conditions of discounts are determined by the sellers. They also warn, strictly and repeatedly, about the inadmissibility of violations and abuses of the rules and other dishonest actions of the card owner. Warn about the possibility of changes in the terms of the contract and the client’s obligation to independently monitor such changes.

The offer indicates in advance a list of transactions to which discounts and bonuses will not apply. This:

• all account replenishment and cash withdrawal operations;
• loan transactions;
• payment of utilities and other payments through ERIP;
• transfers to another card, account, mobile wallet;
• payments abroad;
• operations related to the gambling business, incl. lotteries.

Belinvestbank OJSC and ProfMarketSystem LLC do not interfere in relations between the seller and the buyer not related to the implementation of the Loyalty Program.

After carefully reading the Offer, hopes for a “freebie” noticeably dim (they will completely disappear later, during purchases), but there is no catch in the conditions.

Things are much more interesting with the program partners. Typically, advertising reports the maximum possible discounts, but does not say anything about which specific products these discounts apply to. It is also customary to remain modestly silent about other obstacles and restrictions.

Can the Motz Card be considered a profitable service? When purchasing a promotional product with a card, the winnings are obvious. Taking into account the bonus program - even more so. But you can only evaluate the real benefit yourself by comparing specific amounts.

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Discount program

Payment for goods and services in stores, including via the Internet and abroad

24 hour customer support

• bonus program
• Receiving cash from ATMs, bank tellers, and post offices
• Monthly statement with details

More information about the Motsnaya Card discount program

BelinvestbankfirstfrombanksBelarusoffersFor clientscards,participatingin the program "Motsnaya Card".

The Motsnaya Card loyalty program is a new word in the field of marketing on the Belarusian market. This is a coalition loyalty program that includes leading retail enterprises in Belarus and branded retail chains of Belarusian manufacturing enterprises. The program is implemented on the basis of cards of the national payment system BELKART.

You can find out all the information about the size of discounts, the conditions for their provision, about participating enterprises and details of the loyalty program on the special website of the loyalty program - www.bestcard.by and by calling the Contact Center: (+375 29) 311-99-68 ( A1), (+375 33) 359-99-68 (MTS), (+375 17) 336-85-84 (city).

“Motznaya card” - for the stupid people of the world!

More information about the discount Bonus program

Read more about the Coupon as a gift from “Motsnay Kartki!”

New caring service “Coupon as a gift” from “Motsnay Kartki”!

The Motsnaya Card loyalty program has prepared an excellent opportunity to make an original and useful gift and, at the same time, not spend a penny of money!

All Motsnaya Card holders registered on the website www.bestcard.by can not only receive a coupon for a favorable discount from the Motsnaya Card catalog for points, but also give the coupon to loved ones, a friend or colleague!

To make a pleasant and unexpected surprise you just need:

1. Get a discount coupon

2. Go to the “MY ORDERS” section of your personal account, find the selected coupon and click the “GIVE” button

3. Enter your recipient’s email address in the field, write a few welcome words in the cover letter and confirm sending the coupon

In just a few minutes your friend will receive a letter from you with a surprise! Make gifts with Motsnaya Card!

Read more about the Motsnaya Card Charity Program

If you pay “Motsnay Kartka” for your regular purchases at enterprises participating in the “Motsnaya Kartka” charity program, then from each such purchase the participating enterprise or operator of the loyalty program (ProfMarketSystem LLC) transfers at its own expense to the “Motsnay Kartka” charitable foundation » a certain percentage (from 0.3% to 1% of the purchase amount). The funds received by the fund go to pay for the treatment of children with cancer.

In this case, the discount on the “Motsnay Card” at the participating enterprise is retained in full.

Participating companies or the loyalty program operator pay payments to the charitable foundation entirely at their own expense, so this function is free for the card holder.

But every purchase you make becomes truly important and valuable!

Enterprises where funds from each of your purchases are transferred to a charity fund: https://help.bestcard.by/

Motz card: when it’s so easy to help!

Fee for issuing and servicing the BELKARD-PREMIUM-Maestro card during its validity period:
	7 bel. rub. 50 k. when issuing a card at a branch of OJSC Belinvestbank
	6 bel. rub. when issuing a card using the Internet banking/Mobile banking system
Account currency:	BYN
Card expiry date:	5 years
Account interest:	0,01%
Access abroad:	connection in the department for a fee of 5 Belarusian rubles, Internet banking/Mobile banking without charge
Access to the Internet:	connection using the system Internet banking/Mobile banking without charge
How to apply:	Cards (and additional cards to them) can be issued: - in the Internet banking / Mobile banking system - in any division of OJSC Belinvestbank

Commission for cash withdrawal:

at ATMs of OJSC Belinvestbank, OJSC ASB Belarusbank, OJSC "Belagroprombank"	within the account balance
	due to overdraft
at cash dispensing points of OJSC Belinvestbank	within the account balance
	due to overdraft
in other ATMs of resident banks of the Republic of Belarus * the commission of another bank for issuing funds at cash issuance points is not included.	2.5% (minimum 2 BYR) within the account balance
	2.5% (minimum 2 BYR) due to overdraft
by card at cash issuance points of resident banks of the Republic of Belarus* *except for cash issuance points of OJSC Belinvestbank	2.5% (minimum 2 BYR)
by card at ATMs of non-resident banks of the Republic of Belarus	2.5% (minimum 5 BYR)
non-cash payments in trade (service) organizations	0%