A rather interesting offer today is the opportunity to make a Sberbank card with an individual design. This product is endowed with all the features and advantages of international format plastic, but differs in appearance.

At Sberbank, a card with an individual design can have any image of the owner’s choice on the front side. In this case, it is permissible to select a picture either from the database of a banking institution or to upload the actual photo. Limitations for the image are clearly stated. The card cannot contain:

• Photos from the Internet or protected by copyright.
• Logos and TMs of famous brands.
• Alcoholic beverages or tobacco products.
• Evoking associations with gambling.
• Pornographic content.
• Image of weapons or military equipment;
• Flags, coats of arms and other state symbols, slogans, symbols of power.
• Images of coins, bills, stamps.
• Carrying anti-religious or anti-social information.
• Stills from cartoons or feature films.
• Photos of famous personalities and fictional characters.
• People in uniforms with recognizable colors or logos.
• Texts or digital information.

Due to the need to carefully check the design desired by the client, the response from Sberbank to an individual design takes longer than to a regular one.

If the decision on extradition takes up to 2-5 days on average, then in this case, as practice shows, the period can extend to 14 days or more.

The product can be issued in the form of an additional card for a child over 7 years old to an account in any currency: ruble, euro, dollar. The client also chooses the payment system independently - Visa or Master Card.

How to order a Sberbank card with an individual design

This service is not provided when contacting the branch; today it can only be ordered online. This is due to technical requirements, because the bank needs to receive an image for photo printing in electronic form. The ordering procedure is carried out as follows: in the section on the bank’s website – Cards with original design, you must click on the Order button.

Filling out an application online

• Upload a photo from your computer, Instagram, or choose from a gallery offered by your banking institution.
• Approve the image: process the photo, selecting the scale and placement, logo color, color intensity and brightness.
• Select currency.
• Enter your phone number to confirm the status of your application via SMS.
• Specify additional parameters.
• Confirm your online ordering request.

Cost of service and receipt of plastic

The cost of printing and ordering plastic is 500 rubles, while the standard type of product is issued free of charge.

A Sberbank card with an individual design can be ordered online

Any citizen over 18 years of age can order a payment instrument of this type. Apart from registration, there are no mandatory requirements for owners. A response to the decision will be sent via SMS. The refusal can only be explained by a discrepancy between the content of the drawing, and therefore you can send a new application, choosing a different option.

The procedure is completed by directly receiving the plastic at the specified branch and signing the contract. You will need to present your passport to the employee to fill out the contract and for identification.

Order through Sberbank Online

A card with an individual design can also be ordered from Sberbank Online. This method is available for existing clients who have a password and ID to use the resource. You will need to visit the Cards section and select Order. In the appropriate box, check the box with the original image, and then upload the photo. The answer about the bank's decision can be viewed in the Account. Here he will appear a little earlier than the employee reports about him.

The appearance of the plastic can be individual or template

Capabilities and features of the card product

Holders of plastics should know that the appearance of their plastic does not in any way affect their functionality, available capabilities and advantages. In particular, it is permissible to perform any operations with the product:

• Receive funds from other persons;
• Withdraw cash from an institution's cash desk or ATM;
• Perform transfers by number through remote resources;
• Pay for services and bills of companies, incl. for communications, utility costs, loans, fines, etc.
• Set up templates for automatic transfers with the specified frequency and amounts.
• Conducting transactions via the Internet through secure payment system portals.
• Use at retail outlets for cashless payment.

It is possible to connect online management services to the card: Internet banking, Mobile banking. This allows you to view transactions, find out the balance, and make transfers yourself. In Mobile Banking, all operations can be easily carried out via SMS and ussd requests. This greatly speeds up and simplifies interaction. For example, to top up your phone, you only need to enter the amount in a message and send it to 900. For another person, a similar transfer occurs by dialing his number via SMS.

The remote control service allows you to transfer funds between your accounts, pay off loans, incl. and other institutions, apply for loans or open card products.

The most popular creative approach to the appearance of plastic among youth card holders

Thank you points on the map

It is possible to accumulate points, which can later be exchanged for a discount in online stores and retail outlets. The service is called Thank You and implies that each point is equivalent to a ruble, i.e. debited upon payment in a 1:1 ratio. They are received as a percentage of the purchase amount at the partner store. The list of them is very wide; you can find out more on the institution’s website.

Reading time ≈ 5 minutes

The desire of individuals to stand out from the crowd gives rise to an entire field of infrastructure dedicated to the development of unique designs. Unusual cars, interiors, clothes, accessories, and finally, bank cards. It would seem that a bank card is a purely personal thing that should not be
constantly in sight.

How to get a card with your own image in Sberbank

What's the point

However, banks have seized on the demand for cards with personal designs and have begun to actively develop this area. Today, many banks keep up with the times and offer their clients cards with the possibility of applying various logos, drawings, and photographs as images. One of the leaders in such developments is, of course, Sberbank, which issues the largest number of cards in our country.

The very essence of a unique card design lies in a unique image that will be printed instead of the standard one - these can be all kinds of images (about the restrictions below), from pictures of a beautiful sunset to photos of funny cats.

What can be shown on a Sberbank map?

When ordering a card, you will be provided with a whole list of what cannot be portrayed , you need to familiarize yourself with it in detail when applying for a card. Basic prohibitions: trademarks, company abbreviations, numbers, letters, images with bills/coins, cartoon frames, faces of famous people and fictional characters, pictures with associations of drugs, sex, violence, weapons, religion, etc.

Despite such serious restrictions, the bank allows you not only to select a picture from your own gallery, but also allows you to upload your own, no less than 800x600px in size, no more than 10 MB in JPEG or PNG format. The recommended image size is 1035x662px.

Basic conditions and requirements for a card with an individual image from Sberbank:

• Card currency – rubles, dollars, euros;
• Payment system – visa classic;
• Validity period – 3 years;
• Maintenance cost - 750 rubles per year;
• Issue cost - 500 rubles at the time of receipt;
• Possibility of obtaining an overdraft – no;
• Issue as a salary project - no;
• Full functionality and capabilities like a classic bank debit card;
• The card recipient's age is from 18 years (from 10 years as an additional age).

How to get a Sberbank card with an individual design

The procedure for filling out an application on the website is not particularly difficult.

Type www.sberbank.ru in the address bar, click on the “Menu” icon, then “select a card”, and “cards with individual design”.

We get to the image selection pages. Sberbank offers 3 ways to upload images - from a computer, from your own gallery, and also from social networks.

From computer

By selecting this item, you will be taken to the image selection page. We read what cannot be used as an image, agree to the conditions. Click “Download” and select the file on your computer.

The uploaded image goes to the editing page.

Here you can select the color of the bank logo, filters, and also, if necessary, take another image - from the bank gallery, or from a social network account. Here we select the currency of the card.

We enter the phone number and click “Continue” and a rather long questionnaire appears below. The card design goes into the bank's database, and after filling it out, it will be sent for verification. Upon completion of the verification, you will be notified by phone number. At the last stages of filling out the form, you will be asked to select a convenient bank branch where you will need to pick up the ordered card.

After filling out all the fields, click the “Submit” button. That’s it, this completes the procedure for issuing a card with an individual design. All you have to do is wait for a notification on your phone from the bank when the card is ready. You will come to the selected bank branch, sign several documents on the issuance of a debit card and you can start using it.

From the gallery

Here you can select a picture from the gallery offered by the bank. There are plenty of topics here, and all these pictures have already been approved by the bank. That is, they will be 100% approved.

From social networks

You can upload images from the account of one of the social networks - VKontakte, Odnoklassniki or Instagram.

As you can see, Sberbank did everything possible to make receiving a card with its image simple and understandable, even for a person who does not have much experience with the Internet.

Olympic themed cards

In conclusion, let us note the popularity of bank cards with an Olympic theme. Our country's victory at the Winter Olympics in Sochi 2014 gave rise to a whole wave of fans of Olympic paraphernalia in the form of Olympic hares and bears, skiers and snowboarders. Previously, Sberbank had a separate Olympic-themed gallery, but now you can only make images by uploading it from your computer. To do this, you will first have to find the image on the Internet, which is also not difficult.

For example, you can make yourself cards like this - with an Olympic hare or a skier.

Everyone would like to have a designer bank card in order to look unique and original compared to others, which is why its issue has become so widespread. A Sberbank card with an individual design is quite simple to make. You can find out all the nuances of its design below.

Sberbank, like many other banking organizations in our country, is trying to provide the best service possible. To achieve this, all sorts of innovations are constantly being developed that can simplify the processes of money transfers and add originality to the options provided to visitors. One of these innovations can be called Sberbank cards with their own design.

How to choose a designer photo

Everyone can participate in creating a beautiful and unique image. With a card like this, you can feel on top and stand out from the crowd.

You have the opportunity to choose an image from the existing database of drawings or show your imagination and draw it yourself.

Some will choose a drawing in a business style, while others will like the landscape. In any case, the use of such a card will bring a lot of positive emotions to its owner.

How much does it cost to make a Sberbank card with an individual design?

By going to the Sberbank website, you can place your order. It will take a minimum of time.

When going to the section with bank documents, select “Cards with individual design”. On the updated page you will need to fill in the required fields. You select the currency that will be in the account, and you will also need to agree to the rules for using the services.

Selecting a drawing

Initially, several design variations will be offered. If the suggested color palette does not suit you, you can upload your own image. Copyright infringement should be avoided when copying images. If you wish, you can slightly change the location of the picture or modify some of its parts. The image will be printed on only one side of the card.

To complete the registration process, you need to enter your data and phone number into the system. After the bank approves the design, the Sberbank card design code will be sent to your phone number.

The Sberbank office closest to you is also indicated, where it will be more convenient to pick it up.

Information about its readiness will be sent to the phone number you entered.

How much does a Sberbank card with an individual design cost?

The production of designer cards is characterized by a very reasonable price. You only need to spend 500 rubles. for its release.

For customer service per year you need to pay 750 rubles. The card is also reissued for 500 rubles. When transferring funds to it for payment of services, no commission fees are charged, as with non-cash payments. You can spend up to 1.5 million rubles per day. An issued receipt for account transactions through your own or another bank will cost 15 rubles.

The Bank prohibits the use of:

• Photographs and various images protected by the copyright holder;
• Photos that contain words or digital combinations;
• Photos with coins, medals, etc.
• Attributes of power;
• Images of famous personalities;
• Pornographic drawings;
• Stills from films and cartoons;
• Advertising images, including photos of alcohol and cigarette products;
• Brand logos;
• Various types of gambling advertising;
• Photos of weapons and vehicles.

If a person wishes to place any prohibited images on the card, Sberbank will refuse to issue it.

Features of use

Sberbank cards with a beautiful design can be used for three years. The client can independently choose which currency he will use to make payments. It can be either a ruble or a foreign dollar and euro. There are two payment systems to choose from: MasterCard and Visa. If the card is lost or stolen, you can quickly block it.

One of the innovations is the ability to register a designer card for a minor who is 14 years of age or older. In such a situation, the official consent of the child’s parents must be available.

A card with your own design has the opportunity to participate in a special “Thank you” program. This allows its holder to accumulate additional funds in the form of bonuses, which are credited to the client’s account for non-cash purchases in stores from the list of program participants. You can get more detailed information about stores participating in the program by visiting the Sberbank website.

The advantages of using this type of card

The holder of a designer card has a number of privileges:

• You can contact a bank specialist 24 hours a day. This helps to immediately solve an emergency problem;
• Make non-cash payments around the clock;
• Take advantage of additional discounts;
• If the client went abroad and a loss occurred, he has the opportunity to receive cash;
• After registering your personal account, you can control your money and make payments online without leaving your home;
• Availability of alternative options for transferring money to the account;
• Assignment to an electronic wallet account.

The above advantages allow you to use a designer card with comfort, which is why there are more and more people who want to get one.

Each person may have interests and hobbies that he demonstrates to others in different ways. In the process of developing their product line, banks try to take into account the needs of all categories of clients. Thus, a Sberbank bank card with an individual design was created, which allows the holder to emphasize his own style and stand out among the bank’s clients.

What should a custom design look like?

Sberbank offers three options for placing images on the front side of the card with an individual design. The user can:

• provide a photograph or picture of good quality;
• allow the bank to take your photo from social networks;
• select a ready-made picture on the official website of Sberbank.

In the first two cases there should be no violations of the current legislation of Russia. Therefore, you need to take into account that it is not allowed to use:

How to apply

Now let’s figure out how to order a Sberbank card with an individual design. It should be immediately noted that such a payment instrument is issued only in the Visa system and is suitable for use throughout the world.

Filling out an online application

The entire registration process takes place on the bank’s official website in the “Card with Individual Design” section. The ordering procedure begins with creating your own design. To start the design process, open the “Classic card with design” tab and click the “Create card design” button.

The system will offer to upload your own version of the image, choose from a bank catalog or take it from social networks.

To upload your picture, you need a file of at least 800x600 megapixels in JPG or PNG format. To use a photo from the social networks Instagram, VKontakte or Odnoklassniki, you need to allow access to your account.

The fastest and easiest way is to choose a drawing from the Sberbank catalog. Let's consider this option in more detail. After clicking the “Select” button, several albums with pictures on different topics will appear in front of you. Then everything is simple:

A message will appear on the monitor indicating that your application has been successfully sent to the bank.

You will be notified via SMS that your card is ready.

Rates

You can make a Sberbank card with your own design for only 500 rubles. This amount will be debited from your account one time. You can see the service tariff in the following table:

Is it possible to order through Sberbank Online?

The Sberbank Online remote service system is a very convenient service with rich functionality that allows you to remotely access your accounts and most Sberbank products. However, the technical ability to order a card with an individual design in Sberbank Online is currently not provided.

Card features

A Sberbank card with an individual design belongs to the category of Visa Classic payment instruments and is in no way inferior to its counterparts. With its help you can:

• pay for goods and services around the world;
• serviced through the Sberbank Online system or mobile application;
• make non-cash payments in one touch using Pay Wave technology;
• connect contactless payment services Apple Pay, Android Pay or Samsung Pay;
• enjoy all the benefits of the Visa World of Privileges program;
• urgently receive cash in case of loss of the card abroad.

Bonus program "Thank you"

Like all other payment instruments, plastic with an individual design can be connected to participation in the “Thank You” incentive program. It allows you to receive points to your bonus account when making non-cash purchases from Sberbank partners, and then exchange the accumulated bonuses for goods and services with them.

“Youth” card with individual design

If you have reached the age of 14 and have a passport of a Russian citizen, you can order a “Youth” Visa card with an individual design for yourself. This plastic has a more favorable service tariff and functionality necessary for Sberbank’s young clients.

About other Sberbank cards

Sberbank's product line includes about 40 variants of various credit and debit cards, with different capabilities and additional options. Most of them can be ordered online and only received at a bank branch.

Sberbank about bank cards: Video

Such cards can be made in almost all banks. Usually they are made by young people in order to tell the world: “I am unique!” We will tell you how you can get a Sberbank card with an individual design, and also consider all the conditions and restrictions.

What pictures cannot be used?

Unfortunately, according to Sberbank rules, your own card design cannot contain everything. We will try to sort out all the nuances.

FORBIDDEN:

1. Use photographs or pictures that are protected by copyright, both in our country and abroad.
2. So that the picture shows text, letters, numbers, addresses, phone numbers, in any language. Including web addresses.
3. Any image, pictures of coins, banknotes, currency symbols or historical money that are no longer in use.
4. Any photographs or pictures with religious or political symbols. Including flags, coats of arms, etc.
5. Images with photographs or pictures, including drawn ones, of famous historical figures, actors, politicians, athletes.
6. Any anti-social symbols, anti-religious symbols, etc.
7. Any image of a sexual nature with naked parts of the body.
8. Pictures, photographs from cartoons, films, books. But you need to take into account that this rule is not strictly observed in Sberbank and some images are allowed.
9. Any advertising, advertising symbols, registered advertising marks, etc.
10. Pictures with drugs, alcohol, cigarettes and tobacco products.
11. Gambling, cards, dice, roulettes and everything associated with gambling.
12. Any military equipment, weapons, pistols, machine guns, firearms, tanks, missiles, etc.
13. Any registered marks of payment systems, banks, both from Russia and abroad.
14. It is prohibited to use materials containing images that do not make it possible to see the card number, expiration date and other details.

NOTE! Not all of the above rules are strict, and sometimes Sberbank makes it possible to print certain photographs and images.

Conditions of a regular card

In general, a card with an individual design has the same conditions as a regular classic card.

Youth card

Release	For free
Annual maintenance	150 rubles
Plastic drawing service	500 rubles
Thank you program	There is
Payment system	Visa Classic / MasterCard Standard
Unauthorized overdraft	40 %
Cash withdrawal in bank. Sberbank	0 %
Cash withdrawal in bank. third party banks	1% minimum 100-150 rubles.
Currency conversion abroad	1,5 %
Contactless technology	There is
Client age	14-25 years old

How to apply and receive?

NOTE! On the Sberbank website you can not only leave a request for plastic, but also select the desired image or upload it from your computer.

1. Go to the website https://www.sberbank.ru/

1. Next we point to "Select card". And here we have two choices: either design a classic card with an individual design or a youth card. If you want to design a youth theme, then to go to the design selection window, you need to scroll down to the section "Other card features" and click on the window "Individual design".

1. You will have three options: Upload your photo, select images from the Sberbank gallery (there are not very many of them there), or upload from any social network.
2. We advise you to upload directly, so you will have full control over both the quality of the image and its location, and you will also be able to choose it yourself. Click on "Upload your photo".
3. After this, a window will open where you will have to select the desired image and click "Open".

1. Hooray! Our image has loaded. If your image does not fit or some parts are missing, then you can click on "Edit" and move the image itself to the desired position. You can also apply various filters to it by clicking on the button "Filters". After, click "Further"
2. Look at your future card and click again "Further".

1. After this, you will need to enter your mobile number and click on “I agree to receive an SMS message”, and then press again "Further".

First, Sberbank will check your image. Then, when the image is checked, you will receive an SMS message that your picture has been approved and all documents have already been received for processing.

What is the production time for a card with a personal design? Usually from 30 to 40 days. Yes, it takes so long, but what can you do?

How will I know when the card is ready? You will receive an SMS that your plastic is ready. and you can pick it up at a specific address. All you have to do is take your passport with you and go to a Sberbank branch.

Does the price of a card depend on the picture? No, all such plastics cost a fortune, and ordering a card with your own design costs only 500 rubles.

Is it possible to make a credit card with your own design? Unfortunately, this feature is only available for debit cards.

Is it possible to make a pension card with your own design? No, this is not possible yet.

What to do if refused?

1. Follow the link – www.sberbank.ru/ind/
2. Enter your phone number and verification code.
3. Select another image.

Security and Protection

Often, after many people make a card with their picture or photograph, they immediately begin to show it to others and, even worse, take a photo and send it to social networks. Under no circumstances should this be done! Let's figure out why.