Reviews about home credit bank. Home Credit Bank - loan and deposit calculators, history, addresses of branches and ATMs Home Credit and Finance Bank e mail

  • Branch address: Kolomna (Moscow region), Vokzalnaya, 7 location map
  • Branch telephones:
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Korneeva, 1a

  • Branch address: Domodedovo (Moscow region), Korneeva, 1a location map
  • Branch telephones: 88007008006 [24-hour unified information service], +74957858222 [paid hotline - Mon-Sun 24 hours a day], +74996432985
  • Opening hours: Mon-Sat: 09:00 - 20:00, Sun: 10:00 - 20:00

Lenina, 16

  • Branch address: Lobnya (Moscow region), Lenina, 16 location map
  • Branch telephones: 88007008006 [24-hour unified information service], +74957858222 [paid hotline - Mon-Sun 24 hours a day], +74995570455
  • Branch address: Yegoryevsk (Moscow region), Sovetskaya, 107 location map
  • Branch telephones:
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Bolshaya Pokrovskaya, 35

  • Branch address: Pavlovsky Posad (Pavlovo-Posadsky district, Moscow region), Bolshaya Pokrovskaya, 35 location map
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Lenina, 34

  • Branch address: Orekhovo-Zuevo (Moscow region), Lenina, 34 location map
  • Branch telephones:
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Zelenograd, k1104

  • Branch address: Zelenograd (Moscow), Zelenograd, k1104 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified information service]

Comintern, 17

  • Branch address: Korolev (Moscow region), Comintern, 17 location map
  • Branch telephones: 88007008006 [24-hour unified information service], +74957858222 [paid hotline - Mon-Sun 24 hours a day], +74999954580
  • Opening hours: Mon-Fri: 09:00 - 20:00, Sat: 09:00 - 18:00, Sun: 10:00 - 18:00
  • Branch address: Balashikha (Moscow region), Sovetskaya, 2/9 location map
  • Branch telephones: 88007008006 [24-hour unified information service], +74957858222 [paid hotline - Mon-Sun 24 hours a day], +74996579634, +74996579635, +74996579639
  • Opening hours: Mon-Fri: 09:00 - 20:00, Sat, Sun: 10:00 - 18:00

Mira Avenue, 8

  • Branch address: Fryazino (Moscow region), Mira Avenue, 8 location map
  • Branch telephones: 88007008006 [24-hour unified information service], +74957858222 [paid hotline - Mon-Sun 24 hours a day], +74957397535, +74957397536, +74957397534
  • Opening hours: Mon-Fri: 09:00 - 20:00, Sat, Sun: 10:00 - 18:00

Luganskaya, 10

  • Branch address: Moscow, Luganskaya, 10 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74992719237, +74992719235, +74992719230

Starokachalovskaya, 5a

  • Branch address: Moscow, Starokachalovskaya, 5a location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74956455223, +74956455524

Komsomolskaya, 1 k1

  • Branch address: Podolsk (Moscow region), Komsomolskaya, 1 k1 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74967567058, +74967567059
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: closed

Pervomaiskaya, 107

  • Branch address: Moscow, Pervomaiskaya, 107 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74997024725
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: closed

Oktyabrsky Prospekt, 151/9

  • Branch address: Lyubertsy (Moscow region), Oktyabrsky Prospekt, 151/9 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified information service], +74987120304

Orekhovy Boulevard, 14 k3

  • Branch address: Moscow, Orekhovy Boulevard, 14 k3 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74957273955, +74957273957, +74992771578
  • Opening hours: daily: 10:00 - 20:00

Mozhaiskoe highway, 151

  • Branch address: Odintsovo (Moscow region), Mozhaiskoe highway, 151 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74996579652, +74996579611

Chertanovskaya, 1v k1

  • Branch address: Moscow, Chertanovskaya, 1v k1 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74956518331
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: closed

Svobodny Avenue, 22

  • Branch address: Moscow, Svobodny Prospekt, 22 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74959267964
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: closed
  • Branch address: Ramenskoye (Moscow region), Sovetskaya, 1B location map
  • Branch telephones:
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Trudovaya, 4a

  • Branch address: Noginsk (Noginsky district, Moscow region), Trudovaya, 4a location map
  • Branch telephones:
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Kirovogradskaya, 15

  • Branch address: Moscow, Kirovogradskaya, 15 location map
  • Branch telephones:
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Preobrazhenskaya, 2 k1

  • Branch address: Moscow, Preobrazhenskaya, 2 k1 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74997024734
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: 10:00 - 16:00

Grekova, 8

  • Branch address: Moscow, Grekova, 8 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74957395525, +74957395526
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 18:00, Sun: closed

Ozernaya, 42

  • Branch address: Moscow, Ozernaya, 42 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74995570480
  • Opening hours: Mon-Fri: 10:00 - 19:10, Sat: 10:00 - 17:10, Sun: closed

Altufevskoe highway, 86 k1

  • Branch address: Moscow, Altufevskoe highway, 86 k1 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74959263447
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat, Sun: 10:00 - 17:00

Veshnyakovskaya, 20B

  • Branch address: Moscow, Veshnyakovskaya, 20B location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74956691049
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: closed

Avtozavodskaya, 4

  • Branch address: Moscow, Avtozavodskaya, 4 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified information service], +74997641993, +74997641994
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: closed

Profsoyuznaya, 129a

  • Branch address: Moscow, Profsoyuznaya, 129a location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74954191249
  • Opening hours: Mon-Sat: 10:00 - 20:00, Sun: 10:00 - 18:00

Geroev Panfilovtsev, 1/2

  • Branch address: Moscow, Geroev Panfilovtsev, 1/2 map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day]
  • Opening hours: Mon-Fri: 10:00 - 19:00, Sat: 10:00 - 17:00, Sun: closed

Leningradskoe highway, 16a st1

  • Branch address: Moscow, Leningradskoe highway, 16a st1 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24/7], +74957831573, +74957831574, +74957831575
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: closed

Sergius of Radonezh, 6

  • Branch address: Moscow, Sergius of Radonezh, 6 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74957397655, +74997024709
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat, Sun: closed

Verkhnyaya Krasnoselskaya, 38/19 st.1

  • Branch address: Moscow, Verkhnyaya Krasnoselskaya, 38/19 st1 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74957851542
  • Opening hours: Mon-Fri: 10:00 - 19:00, Sat, Sun: closed

Valovaya, 21 k125

  • Branch address: Moscow, Valovaya, 21 k125 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74959264752 [24-hour unified helpline], +74959599791, +74959599790, +74959599793
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: closed

1905, 4

  • Branch address: Moscow, 1905, 4 map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74957850862
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: 10:00 - 16:00

Pravdy, 8 k1

  • Branch address: Moscow, Pravdy, 8 k1 location map
  • Branch telephones:+74957858222 [paid hotline - Mon-Sun 24 hours a day], +74956489930
  • Opening hours: Mon-Fri: 10:00 - 20:00, Sat: 10:00 - 17:00, Sun: closed

Home Credit Bank is represented in Moscow by 19 separate branches, including a cash settlement center. The bank's sales points are located in more than 20 Eldorado stores located in different districts and districts of Moscow, which makes access to the financial services of the credit institution almost unhindered, fast and convenient.

Home Credit Bank offers potential clients in Moscow all types of services: lending to individuals and legal entities, raising funds for deposits, issuing credit and debit cards, cash management services and much more.

You can see the full list of Home Credit Bank branches in Moscow at the very bottom of the page. They are displayed in a list, but x can also be viewed on the map, which is more convenient.

How to get a loan from Home Credit in Moscow without going to the office?

To apply for a loan at Home Credit, a potential borrower does not have to go to the office. To do this, just fill out a form on the credit institution’s website, indicating all the necessary information for the bank to make a decision (passport details, personal information, information about the desired loan, registration and residence address, place of work and other information).

Within just 5-15 minutes, the client will receive a preliminary decision on the application by phone and will know whether he can count on approval. Only in case of a positive verdict should the borrower prepare the necessary package of documents and go to the nearest bank office.

The list of documents will depend on the selected loan program and the required amount. For example, to purchase goods on credit in partner stores, the client only needs to provide a passport and any other identification document of his choice. Usually this is SNILS, TIN or driver's license.

Non-working pensioners must take with them a pension certificate or a certificate of pension establishment.

Regular clients of the bank must provide a passport and SNILS. And new borrowers can bring a passport and any of the following documents: SNILS, driver’s license, foreign passport.

Who will get a loan from Home Credit Bank?

Based on the requirements of the credit institution for potential borrowers, we can conclude that the ideal client of Home Credit Bank is a citizen of the Russian Federation aged 22 to 64 years, permanently registered in Russia and having a constant source of income and a good credit history. At the same time, minor delays in repaying loans from other banks are allowed for up to 30 days.

For example, the ideal borrower for Home Credit Bank would be an ordinary worker of the largest Russian Aluminum plant in Moscow with a good, stable salary, own or rented housing. The marital status of the potential borrower does not play a special role, but the purpose of the loan is a rather important factor.

A simple worker can get a one-time loan from Home Credit for an expensive purchase, a resort vacation, treatment, apartment renovation and any other consumer purposes.

It’s another matter when the borrower often needs credit funds in a small amount, for example, when there is a constant delay in salary. In this case, a one-time large loan will not work and it would be better to apply for a Home Credit credit card. With it, the client will receive an impressive limit of borrowed funds with the possibility of preferential repayment without interest. Thanks to this, the borrower will be able to use the bank’s money for free.

Home Credit Bank occupies a leading position in the Russian financial retail market. It is in the TOP 10 for loans to individuals and ranks first in the consumer loans market at points of sale. On this page we present the main banking products of this financial institution.

All banking products

Home loan loan

To complete an online application and receive a loan, you Just a passport is enough.

Basic conditions

  • Amount from 10,000 to 500,000 rubles for new clients
  • Amount from 10,000 to 990,000 rubles for those who are already clients of the bank
  • Duration from 12 to 60 months
  • Rate: from 7.9 to 24%
  • No certificates, only passport

Requirements for the borrower

  • Age: 22 to 70 years old
  • Citizenship: Russian Federation
  • Constant source of income
  • Registration or place of residence in the region where the loan is provided
  • Good credit history

Installment card "Freedom"

The installment card from Home Credit Bank compares favorably with its competitors in that the installment plan is valid in any store, and not just in a partner store.

Installment terms from Home Credit

  • Installment period – up to 10 months (for purchases in partner stores) or up to 51 days (in other stores);
  • Card servicing is free;
  • SMS package – 2 months free, then 99 rubles per month.

The card also has two pleasant bonuses.

  1. Skip the next minimum payment (free);
  2. Extension of installment plan for 10 months (RUB 1,490).

Debit Card - Benefits

A debit card from Home Credit Bank with the possibility of free service, free cash withdrawals from any ATM in the world 5 times a month and accrual of 7% per annum on the card balance make this card very attractive for daily use.

Main advantages

  • Free card delivery by courier
  • Instant card replenishment no commission in internet banking
  • Cashback is awarded using Benefit program points. 1 point is always 1 ruble
  • Free service with a balance of 10,000 rubles. or transactions in the amount of RUB 5,000 or more. per month, in other cases 99 rubles. per month

Basic conditions

  • Annual interest rate on daily balance
    • 7% - with a balance of less than 300,000 rubles and making purchases worth at least 5,000 rubles per month
    • 3% - for the amount exceeding 300,000 rubles and making purchases worth at least 5,000 rubles per month
    • 0% - in other cases
  • Cashback "Benefit"
    • up to 10% cashback on purchases from bank partners
    • 3% — on purchases in cafes, gas stations and travel
    • 1% - on any purchases
  • Monthly account maintenance fee
    • 0 ₽ if the amount of purchases on the card exceeds 5,000 rubles or the balance on the card exceeds 10,000 rubles, or if the card is issued as part of a salary project
    • 99 ₽ in other cases
  • Additional benefits
    • 0 ₽ — top up your account in the Internet bank and in the mobile application
    • No commission cash withdrawals from any ATM in the world – 5 times a month

Why choose Home Credit

The bank attracts clients of different social status due to its wide range of products. Here you can get a small loan to purchase goods in stores or a larger amount for personal needs. For wealthy clients, the bank has prepared offers to receive status cards with beneficial options, such as a purchase insurance program, urgent medical or legal assistance, receiving cashback or participating in a bonus program.

When applying for loan products, a Home Credit Bank client can always count on participation in financial protection programs. In case of difficult situations, the bank will help to extend the loan term in order to reduce the payment amount, provide credit holidays or the opportunity to skip the monthly payment.

A large proportion of bank clients are depositors. Opening a deposit with Home Credit Bank is beneficial due to flexible conditions and competitive interest rates. Clients can be confident in the safety and security of their funds, since all client deposits are insured in accordance with the all-Russian deposit insurance system for individuals.

Assistance and participation of the bank in the social life of society

In addition to products and services in the financial field, the bank is actively involved in the social life of the community. Work is constantly underway to improve the financial literacy of the population - special materials are produced for borrowers. The Bank cooperates with journalists who are ready to share the best materials that help improve the financial literacy of Russians.

Since 2009, Home Credit has been participating in a charity program aimed at helping graduates obtain higher education. Assistance is provided to those children who find themselves in difficult social and economic conditions.

For almost two decades now, Home Credit Bank has been constantly improving and improving its services, trying to meet its clients, to be reliable and profitable.

Home Credit Bank Summary

Home Credit Bank was founded in 1992 and over the subsequent years of operation it has achieved one of the leading positions in the Russian market in the field of consumer lending. The network has more than 1,000 ATMs and about 300 offices and representative offices in Russia, whose employees are always ready to provide competent advice and help in obtaining loans, credit cards and other banking products. Which is not surprising, since one of the main strategic directions for the bank is the development of customer service.

Home Credit Bank official website

I’ll start right away with the fact that I really regret that the moderation will not miss what this bank really deserves. And he deserves it, and even more.
I am not a supporter of taking out loans and living in debt; I took out an installment plan for Ascona goods, because there was a grace period, and I received small interest. As a result, the delivered sofa turned out to be terribly toxic. The consequences for the health of the family are catastrophic, a year has passed, but our life is still hell, children relapse constantly, it’s as if there was no life. but this is not about the bank, but now about the bank. It so happened that the bank had not yet transferred the money at the time when Askona brought her rubbish to my house. I emphasize - I did NOT transfer, and I immediately called and asked not to transfer money so that I could pay for the second item directly with Askona. They told me over the phone “yes, of course,” but in fact they transferred the money, completely ignoring my request. my life was subordinated for many months in a row to the fact that I treated my children with one or another composition for days, so I called and wrote to the bank without moving my feet. Askona transferred the money for the sofa to the bank. The bank, for which I have no censorship words, decided that it would write off monthly payments from there, instead of writing off the amount immediately, because they wanted to earn interest, although I called them, I repeat, wrote them (correspondence to which they did not respond , I’m naturally safe), they pretended that I didn’t exist. In June, completely exhausted from the struggle with the terrible skin of the children, I took them in my arms and went to the mountains. Then the bank ran out of money from Askona, and they decided to collect all possible interest from me in full. I returned, paid the principal amount for ONE product that I actually used, interest on it based on the grace period (yes, I missed it for two weeks, but only for the reason that I could not get an answer from the bank, although I wrote to them and called, repeatedly). but no, these amazingly greedy people need me to pay for the sofa, which I not only didn’t use, but also suffered hundreds of thousands of rubles in losses because of it (no, I didn’t make a mistake with zeros, I have three children , we have seen so many doctors that we can’t get through anything, medicines are bought by trains too, all tickets and performances have been missed, tutors so that we can at least somehow study, taking into account the fact that we now don’t dream about school), and also the money for this the sofa has been moved straightaway Askona back, but were not written off! Now they call me ten times a day and want money. Now they answer letters, but before that they ignored them and pretended that they didn’t write to them. So the second part of the Marlezon ballet is that they ALSO decided to write off the one-time money I deposited in July on a monthly basis (on what interesting basis?.) and continue to accrue interest for the entire period. Unfortunately, all this goes unpunished, but let at least someone give up on them, looking at what these nonhumans are doing. Perhaps it would be easier to pay them to choke, but this is a blatant injustice. It is generally difficult to find a more law-abiding person. I have three children, the whitest, not the smallest salary, with which everything is paid on time where it is necessary and not necessary - a gift, not a citizen. Yes, of course, a mortgage is to the delight of the state and the bank. But it’s impossible for there to be no control over this abomination at all. I look at my life in the last year as some kind of bad, black movie, where some villains stole my and my children’s lives, while others are also trying to make money off of it. so let them at least know about their meanness

On June 9, 2019, it became known about a data leak of 900 thousand clients of Russian banks. Passport data, telephone numbers, places of residence and work of citizens of the Russian Federation were made publicly available.

2018: The first loan in Russia with remote identification

In mid-July 2018, Home Credit Bank announced the issuance of the first loan in Russia using remote identification. Russians have the opportunity to remotely use banking products and services after the launch of a unified biometric system.

At the first stage, Home Credit issues online loans for the purchase of goods using completely remote client identification. In the future, the bank plans to design most of its other products in the same way.

It is noted that online identification of the first client took less than a minute. After this, he was able to remotely sign an agreement to receive a POS loan and purchase a vacuum cleaner in the online store of Home Credit Bank’s partner, the Russian representative office of Samsung.

In order not to undergo face-to-face identification at banks, clients need to provide their biometric data (voice and facial image) once, which will be stored in a single system. Rostelecom provides collection, processing and storage of biometric data, as well as verification of their compliance with the initially submitted biometric samples. The results of the verification are transmitted to banks for remote identification of citizens when opening accounts.

After registering in a unified biometric system, a citizen will be able to remotely receive the services of any bank working with the system. The client just needs to enter the username/password for the Unified Identification and Autonomous Identification and say a short passphrase generated by the system while looking into the camera of a smartphone or computer.

By July 17, 2018, Home Credit accepts biometric information from clients in its offices in Moscow, St. Petersburg, Nizhny Novgorod, Yekaterinburg and Kazan. In a short time, it is planned to increase the number of such branches to 80, and by the end of 2019 it will be possible to take biometrics in all branches of the bank, his message says.

2017

The volume of loans issued through POS online exceeded 1 billion rubles

The volume of loans issued for goods through POS-online technology at Home Credit Bank exceeded 1 billion rubles, which amounted to 3.5% of the total volume of POS loans issued by the bank. About 80% of online loans were issued without a down payment and overpayment, Home Credit reported on October 19, 2017.

Most often, household appliances and mobile devices (smartphones and tablets) were taken out on credit, with audio and video equipment in third place. The most popular household appliances are washing machines, refrigerators, microwave ovens and stoves. And among video and audio equipment, most of the loans were taken for televisions.

POS-online is a technology developed by Home Credit Bank for processing loans using a simplified application via the Internet. The first POS online loans were issued in the Eldorado online store in the summer of 2016. As of October 2017, the bank's main partners in this project include Eldorado, M.Video, DNS and other large online stores.

When applying for a loan through POS online, in most cases the client only needs to fill out 5 fields. It takes the bank 40 seconds to fully evaluate a short application. Basic clients can sign an agreement via SMS and receive a loan completely remotely.