Often, a loan is the only possible way to solve financial problems. Also, a bank loan can help you make a large purchase without waiting for the required amount to accumulate. In this regard, it is important to choose favorable terms for a cash loan from the best banks for a consumer loan.

Where is the best place to get a cash loan?

Before applying for a loan, it is important to choose the bank that is best suited for this. Finding the best deals will be much easier if you know what lending criteria to take into account.

To determine the best banks for a cash loan, it is worth studying the following parameters:

1. The processing time for applications is especially important for those who need money urgently. It usually takes the bank several days to make a decision. However, there are offers where a cash loan is issued on the same day of application within a few hours.
2. The number of documents required to obtain. The fewer work certificates and other supporting documents required, the faster and easier it will be to receive money.
3. Low rate. If you manage to get a cash loan at a low interest rate, you can count on a smaller payment for the same terms and amount. In addition, this will help save your budget by reducing overpayments.
4. Recently, many banks provide the opportunity to come to the office only to apply for a loan, when a positive decision has already been made. In this case, an online application is submitted, which significantly saves the borrower’s time.
5. When choosing a bank, it is best to first consider the offers of those banks through which the future borrower receives wages. Often such clients are provided with various discounts for obtaining a loan.

Which bank is better to get a cash loan?? Before answering this question, you will have to study the offers that are on the market. They should be compared based on the criteria discussed above.

Due to the huge number of banks with different conditions, it can be difficult to compare them yourself. It is much easier to use a ready-made comparison, for example, the TOP-7 rating presented below.

Tinkoff Bank is the best bank for a cash loan in 2019

Tinkoff is a unique bank that conducts its business entirely online. Getting a cash loan online is very easy here. After submitting an application on the website, the client will not have to wait long for a response. Literally within one day you can get the necessary money.

Busy people don't have to travel anywhere. After the application is approved, a bank specialist will come to a convenient address, sign an agreement and issue a debit card with the money credited.

Alfa Bank is a well-known bank with favorable conditions

One of the best banks for taking out a cash loan on favorable terms is considered to be the largest private bank in Russia - Alfa-Bank. The bank has been providing loans for any purpose for more than 20 years.

You can borrow cash from this credit institution without collateral or guarantors. From the documents you will need to provide a document confirming your income and your employment. Moreover, it is very convenient that, for example, instead of a copy of a work permit, you can provide a title card for a car or a foreign passport with marks of travel abroad.

To find out a preliminary decision in 10 minutes, you just need to leave a request on the website.

OTP Bank - consumer loan up to 750 thousand

At OTP Bank you can get a cash loan at a low interest rate. In this case, the purpose of borrowing does not matter.

To fill out an application, all you need to do is come to the nearest bank office, of which there are quite a few throughout our country. The decision to issue is made very quickly, so that within a few hours you can receive the necessary money.

For those who want the loan rate to be minimal (at 12.5%), it is enough to meet two conditions:

1. have an undamaged credit history;
2. provide the bank employee with as complete a package of documents as possible.

OTP Bank has developed a special application for borrowers. If you install it on your mobile device, you can not only find out where the nearest bank office or ATM is located. The application reminds you to pay the loan. Now there will be no delays!

Housing Finance Bank - loan on the best terms secured by an apartment

Do you need a loan for a large amount at the lowest interest rate? Then pay attention to the next bank in the rating - Housing Finance Bank. In this credit institution, you can get a large loan of up to 8 million rubles at a small interest rate (12.49%) without collecting certificates and guarantors. The only thing is that the loan is issued on the security of residential real estate. Due to the fact that collateral is used when lending, there is a greater chance of getting such a loan than without collateral.

Favorable lending conditions and a high level of approval make a cash loan from BZHF one of the best offers among all banks!

To take out a loan from a bank, just fill out an online application on the bank’s website and receive a decision literally immediately. The only limitation is that you can get a loan only in some large cities (see the bank’s website).

Vostochny Bank is the best bank for young people over 26 years old

For those who want to get a loan as quickly as possible, Vostochny Bank is ideal. Here, without leaving your home, you can submit an application, the decision on which will be made very quickly. If it is positive, you can receive funds on the same day. By the way, if you apply online, you can get a discount on the interest rate. If the client wishes, all necessary documents, as well as money, will be delivered to him at a convenient address. Thus, to get a loan from Vostochny Bank, you don’t need to leave your home at all.

Loans are issued here without certificates or guarantors. Moreover, a loan can be obtained by providing a minimum list of documents.

Raiffeisen Bank - consumer loan for any purpose

Raiffeisen Bank offers excellent consumer lending conditions for those who have not had time to ruin their credit history. The bank is designed for clients who have a permanent job and a stable income that exceeds the average. Salary can be confirmed not only with a 2-NDFL certificate, but also by filling it out on the form offered by the bank. If you meet the above criteria, you can count on a loan of up to one and a half million rubles at an interest rate starting at 12.9% per annum.

The loan is issued very quickly. Once the application to the bank is submitted on the website, no more than an hour will pass before a decision is made. If you do not have the time or desire to go to the bank’s office, you can invite a specialist to draw up the agreement at your home or office.

Renaissance loan - cash loan on favorable and flexible terms

Renaissance Credit provides clients with the opportunity to obtain a loan quickly and without problems. And those clients who have a special pre-approved offer from the bank can apply for a cash loan using their passport without presenting additional documents.

The interest rate is determined for each client individually. Reliable borrowers have the right not only to a reduced rate, but also to a higher loan amount. Renaissance is ideal for those who need money urgently, because here you can get a loan on the day you submit your application.

Where is the best place to get a cash loan?? Of course, where there are low interest rates, comfortable registration and feasible requirements for clients. You need to use the services of trusted banks recommended by experts. This way you can be sure that there will be no unforeseen situations or pitfalls in the borrowing process.

Various lending programs help borrowers in a variety of life situations. To solve a financial problem, you need to take out a loan by contacting one of the banks in Moscow. On the federal portal Vyberu.ru you will find a list of credit institutions where you can get a cash loan in Moscow. Currently, information about 180 banks providing similar services is posted here. The total number of programs collected on the site reaches 823.

Bank loans in Moscow differ in terms and requirements for the borrower, so you should carefully study all offers and carefully read the terms of the agreement. The site Vyberu.ru will help you find out all the points of any program and compare suitable options according to a number of defining parameters. After this, you will be able to make an informed decision about which loan (for example, a consumer loan) to take and which bank in Moscow to apply for it. Complete your application without leaving your home.

How to use the loan calculator?

Enter the amount, repayment period and rate into the loan calculator - you will immediately receive a payment schedule and the total cost of the loan product.

How to apply?

If you are planning to take out a loan that interests you, find out the bank's decision online. To do this, click “Apply” in the tab of the product you need.

In the online application form you will need to provide the following information:

• Full name of the borrower;
• contact phone number and email;
• availability of permanent income employment;
• monthly earnings level.

Also choose how you plan to receive money: to an account, card or cash. The bank manager will tell you the answer. If the decision is positive, agree on the time of your visit to the office and the list of documents that will be required to apply for and take out a loan.

How to find a profitable loan?

Compare the interest rate level and other conditions of programs of various organizations to choose the best option for a targeted or consumer loan. Using the service of our portal, you can determine a profitable program quickly and effortlessly. Use the filter system and set the amount, currency and loan repayment period you need. Click “Select a loan” so that only those offers that match your request remain on the page.

You can choose to sort banking products according to the following criteria:

• loan amount;
• interest rate;
• the name of the financial institution.

Use the quick search buttons to sort loans by a specific criterion: the need for collateral, the ability to get a targeted or consumer loan in cash, programs for clients with a bad credit history.

In addition, you can rank banks by their reliability - select the top 10, 20, 50 or 100 financial institutions tab. To see all filters, click "Loan Terms".

Situations when money is urgently needed for certain purposes arise for many people. You can quickly get the required amount at a small percentage per annum from a financial institution. On our website you will find which bank is better for urgent cash without refusal. Our website contains current bank offers in 2020.

Who can take out a cash loan?

A quick cash loan from banks can be obtained by adult citizens of the Russian Federation who are registered and employed. To obtain a favorable loan with a minimum interest rate, you will need to provide a full package of documents, including a certificate of income.

Some financial institutions also issue urgent cash loans in Moscow using a passport without certificates, without collateral or guarantors. Registration is quick, the main condition is confirmation of solvency. It will help to calculate the interest rate and overpayment on the debt.

You can quickly take out a consumer cash loan without refusal for any purpose using a car or real estate as collateral. The applicant must provide documents confirming ownership and a Russian passport. After completing the contract, the money is issued in cash on the same day.

Features of lending

You can visit our website right now!

Advantages of an online cash loan in Moscow:

• a large selection of financial institutions will allow you to choose the most profitable bank for obtaining a loan;
• You can submit an application to several banks at once;
• saving personal time;
• fast processing;
• simplified lending conditions;
• low interest rates;
• prompt resolution of financial problems.

Which banks can you get a cash loan from?

On the website, you can profitably take out a cash loan for any purpose from a reliable financial institution, selected from a general list of current offers.

Which banks can you get a cash loan in Moscow:

• Renaissance Loan – up to 700,000 rubles, minimum requirements for the applicant, interest rate – from 9% per annum;
• Tinkoff – loans secured by cars, from 11% per annum;
• Rosbank - a minimum set of documents, without certificates and guarantors, from 15.5% per annum;
• Raiffeisen Bank – personal loan for 3 years, without guarantee, from 10.9%;
• Alfa Bank - cash loan, minimum set of documents, from 11.9% per annum.

On our website you can study the lender's conditions, find out the maximum loan amount and interest rate. This will help you choose the best bank to get a cash loan to solve your financial problems.

How to get a cash loan?

The user needs to enter the necessary parameters to quickly search for suitable options, examine the list of current offers selected by the program automatically.

Next, we study the lender’s terms and conditions. If you find a suitable option, click the red “apply” button. A form to fill out will appear in a new window. Enter the requested data and submit the application. The lender's response will be sent by email on the same day.

Repayment methods

Loans issued online on our website can be repaid in any convenient way.

To solve temporary financial difficulties and make large planned purchases, many Russians use borrowed funds. In 2020, Moscow banks offer an impressive range of loans for individuals. These include consumer loans, mortgages, and targeted loans for the purchase of a car. An online application for a loan in Moscow will help you choose the appropriate options from hundreds of offers with a minimum of time spent.

Online application for a loan in Moscow - how to apply?

• choose a bank where you decide to take out a loan online in Moscow;
• decide on a loan program and study its conditions;
• choose the method of receiving a loan: cash or card;
• indicate the loan amount;
• mark the loan period;
• submit an application for consideration to the bank. Banks set their own deadlines for reviewing online applications. Alfa-Bank has set 24 hours for this; Post Bank reviews the documents within an hour.

Applications received via the Internet are considered on a general basis. The method of submitting an application does not affect the basic parameters of the loan (the interest rate does not increase).

Why is it better to apply remotely from this service?

Let's start with the fact that remote submission is not tied to the work schedule of bank branches; you can fill out and send the form at any time of the day. In addition, from this site an online application for a loan can be submitted to all banks in Moscow, and this significantly saves the applicant’s time. A loan calculator in Moscow will help you select a loan from offers based on any principle:

• long lending period;
• minimum documents (loan based on two documents);
• low interest rate;
• receiving cash;
• registration without guarantors or other security.

Actions of applicants at the application stage

Before submitting an application, we give you the opportunity to calculate the loan, see the repayment schedule, and the final overpayment. These options are available in the same loan calculator located at the top of the page. With its help, the loan applicant can choose the optimal relationship between the loan term and the amount of overpayment.

To save your time on getting a loan before just one visit to the bank (or better yet, without one at all), you should contact those banks that allow you to submit an online application for a loan. This is convenient - you spend 5 minutes on the application, from 15 minutes to a couple of days (depending on the bank) for managers to process it and make a decision. And then all that remains is to go to the bank once, negotiate the terms, sign an agreement and receive cash or a bank card with money from the cashier, which you can withdraw when convenient.

Online application form for several banks

Fill out the application once, and then choose the most advantageous offer from those banks that will approve it. Convenient - no need to waste time, fill out a dozen different forms and contact several banks, the application is sent automatically. All you have to do is choose the most advantageous loan offer.

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Banks where the application can be filled out online

Sovcombank - 100,000 at 8.9%

• Amount: Up to 100,000 rubles;
• Interest: from 8.9%;
• Loan term: 12 months;
• Age: 20-85 years;
• Set of documents: 2 documents + certificate 2-NDFL;
• Review period: up to 5 days.

A bank that is loyal to customers, where you can get a loan even with a bad history - in this case, use the programs (with arrears) or (from 18 years old, without history). High probability of approval up to 95%. Willingly issues loans at 8.9% to pensioners.

Alfabank - up to 5 million per day

• Amount: From 50,000 to 5 million;
• Term: From 1 to 7 years;
• Interest rate: From 8.8%;
• Age: 21-65 years;
• Set of documents: 3 documents + income certificate;

A large Russian bank has favorable interest rates of 8.8% per annum, and issues them to all borrowers. But it can offer more favorable conditions to its salary clients, for example, an amount of up to 4 million rubles. If you receive your salary from Alfabank, you should also go here for cash. For others - up to 3 million. Mandatory income of 10,000 rubles with confirmation.

Raiffeisen - up to 2,000,000 for any need from 8.99%

• Amount: Up to 2 million rubles;
• Duration: Up to 5 years;
• Interest rate: From 8.99% when connecting financial services. protection;
• Age: 23-70 years;
• Set of documents: passport and proof of income;
• Review period: 1 day.

This loan offer is intended only for individuals; individual entrepreneurs are not issued; their own offers apply. It is necessary to have a permanent job with at least 6 months of experience and a salary of 15,000 rubles (for Moscow - from 25,000). The conditions are harsh, but you can get more than a million rubles, but only... High probability of failures.

Home Loan - a large amount without proof of income

• Amount: From 10,000 to 1 million rubles;
• Term: From 1 to 5 years;
• Interest rate: From 7.9%;
• Age: 22-64 years;
• Set of documents: 2 documents, without income certificate;
• Review period: on the day of application.

This bank is ready to open loans without a certificate of income, but in addition to a passport, you will also need a second document (foreign passport, TIN, driver’s license, etc.). Sometimes they issue documents one at a time. Reviewing the application will take only 15 minutes, after receiving the SMS you can already go with the documents to the bank to sign an agreement and receive cash. But if you want to open a loan at a low interest rate, you will still need a certificate of income.

Tinkoff - up to a million by online application

• Amount: Up to 1 million rubles;
• Duration: From 3 months to 3 years;
• Interest rate: From 12% to 24.9%;
• Age: 18-70 years;
• Set of documents: passport only;
• Review time: 1 hour.

One of the few banks that lends to people starting at 18 years old, and not from 20-24, as most banks do. Cash can be taken not only by working people, but also by students, pensioners and the unemployed. The latter, however, are given money with a high probability of refusal. Issued without visiting the bank. You fill out an online application on the website, after approval, the courier brings you a card with money. You can withdraw money without commission from any ATM or pay by card.

Bank of Moscow - 15 minutes from application to decision making

• Amount: From 100 thousand rubles to 3 million;
• Duration: Up to 5 years
• Interest rate: From 14.9% to 22.9%;
• Age: 21-70 years;
• Set of documents: 2 documents + 2-NDFL;
• Review time: 15 minutes.

The lowest interest rates are traditionally offered to salary clients. Civil servants, including teachers and doctors, can also count on them. There is a program for pensioners. Everyone else can open a loan at VTB Bank of Moscow with an interest rate of 16%. The decision is made in 15 minutes, cash can be taken on the day of application.

Binbank - up to 200,000 per card at 14.99%

• Amount: From 50,000 to 200,000;
• Duration: 2-7 years;
• Interest rate: From 14.99%;
• Age: 23-65 years;
• Set of documents: 2 documents + income certificate;
• Review period: 1-2 days.

Unlike other banks, B&N Bank issues orders not in cash, but on a bank card (Mastercard or Visa). There are no additional or hidden fees, including card issuance/service - free. You can withdraw money from bank ATMs. To repay the loan, simply put money on the card - it will be automatically written off against the debt.

SKB-bank - up to 1.3 million reliable clients

• Amount: From 51,000 to 1.3 million;
• Duration: Up to 5 years;
• Interest rate: From 9.9%;
• Age: 23-70 years;
• Set of documents: 2 documents (+2-personal income tax to reduce the rate);
• Review period: 1 day.

Citibank - loan today from 12% per year

• Amount: From 100 thousand rubles to 2.5 million rubles;
• Term: From 1 to 5 years;
• Interest rate: From 12% to 18%;
• Age: 23-65 years;
• Set of documents: passport + proof of income;
• Review time: same day.

You can get a loan from Citibank almost instantly, literally in 30 minutes, but only with a good credit history and if you meet the bank’s conditions. In particular, you must not only have more than 3 months of experience at your last job, but also a total of at least one year of experience. And the highest income requirements are more than 30,000 per month with its confirmation. But you can open a loan for 2,500,000 rubles with a rate of 12% by submitting an application online via the Internet and receiving a decision in 15 minutes.