A plastic compulsory medical insurance policy is an official document that allows its owner to receive qualified medical care throughout Russia completely free of charge.

What is

A plastic compulsory medical insurance policy is just one of the variants of a compulsory medical insurance policy, along with a simple paper or universal electronic card.

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What does it look like

This document looks like a plastic card, comparable in size to the one issued by banking institutions.

The three-color background on the front side contains the following information:

• name of the insurance company;
• unique document number.

On the reverse side there is always information about the owner, such as:

• surname;
• surname;
• Date of Birth;
• owner's photograph;
• the period during which the document is valid (such information is extremely rare, since, as a general rule, a certificate of compulsory health insurance does not have a designated period).

A plastic compulsory medical insurance policy for a child should not contain his photograph.

The form of the insurance document is approved at the legislative level and looks like this:

Advantages and disadvantages

The only significant advantage of a plastic document over its paper version is its strength. It will never tear, is made of durable material, and is also compact and extremely convenient to carry in a passport cover.

The main disadvantage is the impossibility of obtaining it in most structural divisions of insurance organizations. Also, you must remember that when you change your place of residence, name, surname or patronymic, you must return the plastic policy back to the “insurance”, and instead of the old one, receive a new one.

It is worth noting that there are no differences in the quality of medical care between all three versions of documents.

Who can get it

You can apply for it:

• citizens of the Russian Federation;
• citizens or subjects of other countries who live permanently in Russia;
• persons without citizenship or nationality who live permanently in the Russian Federation;
• refugees, as well as all persons staying in Russia temporarily.

According to Russian legislation, everyone must have a compulsory health insurance policy; they must receive it, even for their little children who have just been born.

How and where can I buy

The appeal takes place in the territorial divisions of insurance companies, which have the right and ability to issue such documents.

Unlike the paper version, which can be obtained in every branch, the plastic version is not issued in every city of the Russian Federation.

To clarify information about the possibility of obtaining this type of insurance, it is best to call or personally contact the divisions of insurance companies operating in a specific region of the country. Contact information for local insurance companies is available at each facility. You can also find similar information on their official websites.

It is worth noting that obtaining a plastic version of the certificate, like all others, is completely free.

Required documents to receive

To obtain such a document, you will need to contact your local insurance company and present the following list of documents:

• relevant statement;
• passport or a document replacing it;
• birth certificate (for children under 14 years of age);
• SNILS (if available) - it is worth noting that no insurance organization has the right to demand it and in any case is obliged to accept the application and documents.

Citizens or nationals of another state will need to present the following documents:

• passport of another state or a document replacing it;
• Residence permit in the Russian Federation (if available);
• a passport with a stamp indicating temporary residence in Russia (for those who do not have a residence permit in the Russian Federation);
• SNILS (if available).

After acceptance of the application, everyone is issued a temporary policy with a certain validity period of thirty days. In addition to the policy, a convenient memo is also included, which contains clear and detailed instructions on the rules of use, as well as information on the types and methods of obtaining medical care.

It is worth remembering that previously employers could issue compulsory medical insurance policies for their employees, and there was a “place of work” column in it. To date, such a column is not contained.

You must contact the insurance company for the document in person. Naturally, no one has repealed the Civil Code of the Russian Federation, and you can get it through an authorized person who will have a power of attorney to perform such actions.

You will have to replace the old document with a new one in the following cases:

• change of any personal data (first name, surname, patronymic, as well as place of residence);
• if an error was discovered in the policy;
• upon its loss;
• the policy fell into disrepair.

How to use

An insurance certificate issued by any “insurer” is valid throughout Russia, and therefore it is extremely important to always have it with you. Thus, everyone has the opportunity to seek free, high-quality medical care in every corner of Russia.

It is worth remembering that without this document, only emergency and urgent medical care is provided, which, in turn, is also free (for the first three days). If you do not have an insurance certificate with you, in extreme cases it is enough to give only its number (for example, if you find yourself in a hospital in another city).

It is worth noting that any refusal to provide medical services and assistance is unlawful. In such cases, you should contact the management of the medical institution, law enforcement agencies, your “insurance”, as well as executive authorities (for example, the Ministry of Health).

Difference from paper

Most residents of the Russian Federation, when applying for a plastic version of a compulsory medical insurance policy, believe that this type of document has exclusively advantages over paper (it will not tear or get wet), but this is not always the case. Upon presentation of a paper version, a patient from Vladivostok will be provided with assistance even in Moscow, while the plastic version will not be accepted everywhere.

The fact is that in some regions of our country they simply have no idea how to handle it. In the plastic version, unlike the paper version, the name of the insurance organization that will pay the medical institution for the assistance provided is not indicated. It happens that the holder of the document does not have information about the name of his insurance company. You can always find out this information, but it will take some time.

In cases where the owner of the paper version has changed his place of residence, the name of the new insurance organization is entered into his document, while the owner of the plastic compulsory medical insurance policy will be forced to replace it with a new one.

It is worth noting that, according to the mayor of Moscow, plastic versions of the compulsory medical insurance policy will not be available at all. In Moscow, they often refuse to provide medical care to owners of plastic strass cards from other regions.

In any case, everyone has the right to choose what type of document to receive, and if they choose the plastic version, they must remember that:

• a plastic compulsory health insurance policy has identical capabilities as a paper one;
• obtaining such a policy is possible only in certain divisions of insurance organizations;
• This version of the compulsory medical insurance policy guarantees the provision of high-quality and free medical care throughout Russia.

Every resident of the capital should know where to get a compulsory medical insurance policy in Moscow.

After all, it is impossible to get medical care without an insurance policy unless going to the hospital is an emergency. Therefore, in order to avoid refusal in medical institutions, you need to worry about obtaining a new type of policy in advance.

Health insurance allows you to receive qualified care for a number of diseases. The full list can be found in the official bill that describes this program.

Any citizen of the Russian Federation who has reached the age of 14 can obtain a policy, and this can be done completely free of charge.

How to do

There are several ways to obtain, restore or replace a policy in Moscow.

Below are the most popular options:

• contact the insurance company;
• order a policy through State Services;
• contact the clinic at your place of registration.

Thus, anyone can avoid the queues that exist at insurance companies or clinics. The portal is quite convenient and does not require any special skills. To use it, a passport and a pension insurance certificate are enough.

Note: Previously, obtaining a policy was mandatory if you were officially employed by an employer. This practice has now been abolished. The policy is obtained voluntarily, although it is mandatory.

If you do not seek medical attention, you can avoid the entire procedure.

But it is important to understand that not everyone can order a policy online. An elderly person who does not have access to the Internet will not be able to do this. In this case, you can contact the provider where you receive medical care.

In addition, this is very convenient if you apply without a policy, as you can immediately receive a temporary document that confirms your rights to free medical care. Unfortunately, if the hospital is not located at the place of registration, then obtaining the policy will be denied.

It is worth noting: Children under 14 years of age can also receive a personal policy, but it is worth knowing that they can also receive assistance under the parent’s policy.

If getting to a medical facility is problematic, you should apply to the insurance company’s issuing points to obtain a compulsory health insurance policy. Specialists will help you fill out the application, take it from you, and then inform you about the production date.

The addresses of each company can be found on the Internet or by calling insurance companies.

What are the differences between the old and new policy models?

The format of the compulsory health insurance policy (CHI) is constantly changing. Previously, they were book-shaped and small in size. Then the policy began to have a fairly large sheet format. More recently, the policy became plastic.

This was due to the fact that many people began to contact insurance companies to replace this document, as they were constantly wrinkled and unusable. This served as the basis for the new format.

Note: The new policy is similar to a bank card, it is very convenient to store, you can put it in your wallet, it does not wrinkle or spoil.

In addition, with the release of plastic cards, special terminals appeared with which you can make an appointment with a doctor without queuing at the reception desk. For those who are not used to using the terminal, it has become possible to go to medical institutions without a passport. Since such a policy contains a photograph of a person, which allows him to be identified using one document.

By the way, it is not necessary to take out a policy for a newborn. The baby will be able to receive medical help under your policy.

Which companies provide services for issuing compulsory medical insurance policies?

There are quite a few insurance companies in Russia that issue these documents. It cannot be said that a certain company has a number of advantages or disadvantages. They all have approximately the same conditions. Some people prefer a company that is closer to home, others get a policy where their car is insured.

The largest companies include:

• "Max-M";
• Alfa Insurance;
• ROSNO.

Note: Getting a policy in Moscow these days is quite simple and easy. To do this, it is enough to have two documents: a passport and an insurance certificate.

Registration is very fast, a temporary policy is issued immediately, but a permanent policy is received in 2-4 weeks. You can get the policy for free.

Watch the video in which experts answer the questions: where can you get a new policy, how long will the old compulsory medical insurance policy be valid and what you should pay attention to when choosing an insurance company:

Dear readers! Our articles talk about typical ways to resolve legal issues, but each case is unique.
If you want to know how to solve exactly your problem - contact the online consultant form on the right or call:

Get a policy Replace [restore]

Reasons for replacing or reinstating a compulsory medical insurance policy:

• when changing the last name, first name, patronymic, date of birth, place of birth, insured person;
• establishing inaccuracy or erroneous information;
• dilapidation and unsuitability of the policy for further use;
• loss of the policy.

draw your attention to that if you change your place of residence (another region) or choose another insurance company, the policy cannot be replaced, and the insurance company’s seal is placed on the back of the paper form or changes are made to the electronic compulsory health insurance policy, if there are PIN and PUK codes.

To replace (restore) a compulsory health insurance policy:

To obtain a compulsory health insurance policy:

Who will be covered by the compulsory health insurance policy?

To yourself To another person

Documents for registration of compulsory medical insurance policy. Select your population category:

Adult citizens of the Russian Federation (except for military personnel and those equivalent to them)

1. Birth certificate

3. SNILS - certificate of compulsory pension insurance for a child (if available).

1. Identification document (passport of a citizen of the Russian Federation, temporary identity card of a citizen of the Russian Federation, issued for the period of registration of the passport)

2. Identity document of the child’s legal representative

3. SNILS - certificate of compulsory pension insurance for a child

1. A refugee certificate or a certificate of consideration of an application for refugee recognition on the merits, or a certificate from the Federal Migration Service about the acceptance of a complaint against a decision to revoke refugee status or a certificate of temporary asylum in the territory of the Russian Federation

2. Residence permit

1. A passport of a foreign citizen or another document established by federal law or recognized in accordance with an international treaty of the Russian Federation as an identification document of a foreign citizen with a note on a temporary residence permit in the Russian Federation

1. A document recognized in accordance with an international treaty of the Russian Federation as an identification document of a stateless person

2. Residence permit

3. SNILS - certificate of compulsory pension insurance (if available)

1. A document recognized in accordance with an international treaty of the Russian Federation as an identification document of a stateless person, with a note indicating a temporary residence permit in the Russian Federation

2. SNILS - certificate of compulsory pension insurance (if available)

1. Passport of a foreign citizen or other document established by federal law or recognized in accordance with an international treaty of the Russian Federation as an identification document of a foreign citizen

2. SNILS - certificate of compulsory pension insurance

3. Employment contract of a working state - a member of the EAEU

4. A detachable part of the notification form about the arrival of a foreign citizen or stateless person at the place of stay or a copy thereof indicating the place and period of stay

1. Passport of a foreign citizen or other document established by federal law or recognized in accordance with an international treaty of the Russian Federation as an identification document of a foreign citizen

2. SNILS - certificate of compulsory pension insurance

3. A document confirming the person’s relationship to the category of officials, employees of EAEU bodies

Power of attorney and identification document of the representative. To register a compulsory medical insurance policy for minors, a power of attorney from a legal representative is required.

Where to get a compulsory medical insurance policy

To apply for or reissue (replace) a compulsory medical insurance policy, you must contact the company personally or through a representative. RESO-Med has a large number of policy issuing points, this makes it possible to choose a convenient location and reduce the time for obtaining a document. You can find an office by calling or calling the company’s Contact Center at 8 800 200-92-04.

Compulsory medical insurance policy of a single sample

Compulsory medical insurance policy is a document confirming the right of a citizen to receive free medical care (services) in the scope of the basic compulsory medical insurance program throughout the Russian Federation and the territorial compulsory medical insurance program in the territory of the subject of the Russian Federation in which the compulsory medical insurance policy was issued.

According to 326-FZ, the production of compulsory medical insurance policies of a uniform standard is organized by the Federal Compulsory Medical Insurance Fund of the Russian Federation, and their issuance to insured persons is carried out by insurance medical organizations (IMO) in the manner established by the Rules of Compulsory Medical Insurance.

A compulsory medical insurance policy or, as it is often called, a “medical policy” is necessary not only for receiving medical care. Often, a medical insurance policy or a copy of it is asked to be provided when enrolling a child in a kindergarten or school; when applying for a job, as a rule, the organizers of various sports competitions ask to present a compulsory medical insurance policy.

As for cases of seeking medical help, presenting a compulsory health insurance policy is the responsibility of the insured person, established by federal law (except for cases of emergency care).

Replacing a new policy or reissuing it is required only if the surname, first name, patronymic, date of birth, place of birth, insured person are changed, the information contained in the policy is determined to be inaccurate or erroneous, the policy is dilapidated and unsuitable for further use, or the policy is lost. The insured is obliged to notify his insurance company within a month of changes in his last name, first name, patronymic, place of residence, and identification document details.

With the application for surrender (loss) of the policy, military personnel are presented with the following documents:

1) an identification document (passport of a citizen of the Russian Federation, temporary identity card of a citizen of the Russian Federation, issued for the period of registration of the passport);

3) policy (provided only upon surrender of the policy).

With compulsory health insurance, each citizen can be insured by only one medical insurance organization and have only one compulsory medical insurance policy.

What does a newborn need to get a policy?

To apply for a policy for a newborn, you must provide:

Birth certificate;

Identity document of the child’s legal representative;

SNILS (if available).

If the child is a foreign citizen, then in addition to the above list of documents, you will also need a temporary residence permit (TRP) or a residence permit for the child.

Can I replace the compulsory medical insurance policy for my grandmother without her presence? What is needed for this?

Yes, you can order compulsory medical insurance policies for your loved ones. You need to contact MEDSTRACH with your grandmother’s passport and SNILS. In addition, you need to provide a power of attorney from her in simple written form or your passport.

The new insurance policy has been lost. How many days will it take to recover? Is a temporary policy issued before a new one is issued?

When you contact MEDSTRA about the loss of your compulsory health insurance policy, you will receive a temporary certificate that completely replaces the policy at the time of its production. The duplicate policy will be ready in 45 working days. The policy number is saved. When applying, you must have your passport and SNILS with you.

Do I need to change my policy when I change jobs? Previously worked in Moscow, now I work in the Moscow region, registered in the Moscow region? I received the policy in 2013.

If you changed your job, but did not change your actual residence address and clinic, then you do not need to re-register your policy. When changing your place of residence, you must contact an insurance company that operates in this region. Since you have a uniform policy in your hands, you do not need to change it. The insurance company's re-registration stamp will be placed on the back of the policy, and information about the policy owner will be entered into the compulsory medical insurance database.

Am I required to change my old MEDSTRAKH policy? For how long is it valid?

On May 1, 2011, new compulsory medical insurance policies of a single standard were introduced by Federal Law dated November 29, 2010 N 326-FZ. Old-style policies are valid until they are replaced by new-style policies. For citizens of the Russian Federation, the validity period of the policy is unlimited.

At the clinic where I went, the information machine does not read the barcode of my policy. I can't make an appointment with a doctor. What to do?

If your uniform policy is not read by the terminal and you cannot make an appointment with a doctor, then you need to contact the receptionist or the clinic staff. Also, you need to check the validity of your policy by contacting the contact center number of your insurance company.

My mother, a citizen of Ukraine, who is 76 years old, has been issued a temporary residence permit. The issue of issuing a residence permit is being resolved. It is registered in Moscow. Can she receive free medical care at the clinic at her place of registration?

Federal Law No. 326-FZ of November 29, 2010 established that foreign citizens temporarily residing in the Russian Federation (having a temporary residence permit) have the right to compulsory health insurance. To apply for a policy, you must provide to MEDSTRAKH a passport of a foreign citizen or another document certifying the identity of a foreign citizen, with a note indicating permission for temporary residence in the Russian Federation. According to the Compulsory Medical Insurance Rules, a paper policy is issued with a validity period until the end of the calendar year, but not longer than the validity period of the temporary residence permit.

To issue a policy, a representative of the insured person must provide the insurance company with original documents, the representative’s passport and a power of attorney.

I have a 1995 policy in my hands. Is it still valid?

Compulsory medical insurance policies are valid until they are replaced with policies of a single standard.

I live in Golyanovo, I have an old policy issued by MEDSTRAKH. Can I replace the policy only with your company? How are insurance companies different?

You can change your compulsory medical insurance policy at any insurance company. Contact the selected company with your passport and SNILS card. The tasks of insurance companies are to protect the rights and interests of the insured when receiving medical care. We recommend paying attention to the company’s experience and the presence of qualified experts on the company’s staff.

Can I apply for a policy for my husband if I have a photocopy of his passport?

You can contact MEDSTRAKH to apply for a compulsory medical insurance policy in your husband’s name. When applying, you must have your passport, a simple written power of attorney from your husband, a passport or a certified copy of your husband’s passport, and a SNILS card.

Do I need to exchange a MGFIF card issued before May 1, 2011? If necessary, what is the exchange procedure?

It is advisable to replace compulsory medical insurance policies issued before May 1, 2011 with policies of a single standard. To replace the policy, you must contact MEDSTRAKH with your passport and SNILS.

What documents are needed to obtain a Moscow compulsory medical insurance policy if you have permanent registration in the Nizhny Novgorod region, but live and work in Moscow?

From May 1, 2011, any citizen of the Russian Federation can choose an insurance company himself once a year. To obtain a compulsory medical insurance policy at your place of actual residence, you need to select an insurance company and contact one of its offices in person. You must have your passport and SNILS with you.

I have your compulsory medical insurance policy. I got married and changed my last name, do I need to order a new policy?

When changing your last name, you need to get a new compulsory medical insurance policy. If you previously had a uniform policy, its number will not change.

To replace your policy, contact MEDSTRAK in person. Indicate the reason “change of name” and the policy number that you have in your hands.

I have lost my insurance policy, how can I restore it?

You need to contact your insurance company. You need to have your passport and SNILS with you.

My mother lives with me and is not registered in Moscow. Can I get a policy for her and what documents should I take with me?

Lack of registration at your place of permanent residence cannot be an obstacle to obtaining a compulsory medical insurance policy. You can apply for a compulsory medical insurance policy in your mother’s name at our insurance company. To apply for a compulsory medical insurance policy, you need to have your passport, mother’s passport, power of attorney and SNILS with you.

Can I get a policy for a relative who now lives in the country and cannot pick it up?

You can get a policy for a relative. You need to have your passports, power of attorney and temporary certificate with you.

A compulsory health insurance policy is an opportunity to receive free, qualified care in any state medical institution in Russia. You can apply for a compulsory medical insurance policy in person by contacting your chosen insurance company, or through government services online. In this article we will look at how to obtain, change or restore this important document.

What is a compulsory medical insurance policy and why is it needed?

Free medicine for citizens in the Russian Federation is ensured by allocating budget funds for each person assigned to a specific medical institution. To receive free medical care, it is enough to obtain a compulsory medical insurance policy.

This document guarantees that when applying to any state medical institution in the country, a citizen of the Russian Federation will be provided with the necessary medical services free of charge. They treat adults under the policy, as well as newborns and young children as part of health insurance.

How and where to apply for a compulsory medical insurance policy?

You can apply for a compulsory medical insurance policy for an adult or a child in Moscow during a personal visit to the insurance company, through the MFC or via the Internet.

For an adult

Adult citizens can apply for free health insurance on their own or receive the necessary document at their place of employment. To obtain the following documents you will need:

• filled in with your own hand;
• identification document;
• SNILS.

When if insurance is carried out by a foreign citizen, you will additionally need to provide a residence permit.

An application for a Moscow policy can be filled out online at Mos.ru:

Important! The service is available to users who have completed the full registration procedure(personal identification through gosuslugi.ru, MFC, EIRC or housing subsidy departments).

To kid

The Moscow City Compulsory Medical Insurance Fund allows parents to independently choose an insurance company for their baby. To get a new plastic compulsory medical insurance policy (electronic policy) you need:

1. Document your parental rights.
2. Write the corresponding request to the selected insurance company issuing the compulsory medical insurance policy.
3. Provide the necessary documents (your passport, birth certificate of the baby, SNILS of the child and parent).

You can obtain an electronic compulsory medical insurance policy on the official website of the Moscow Mayor. To do this you will need to first go through the registration procedure and verify the applicant’s parental rights.

How to change or restore your compulsory medical insurance policy?

Replacing or obtaining a duplicate policy is a standard procedure carried out for the following reasons:

• change of passport data (full name, place of residence, etc.);
• damage or loss of a document;
• errors in the information specified in the insurance;
• replacing an old document with a new or electronic one.

To replace or restore a document, you will need to contact your insurance company, write an application and submit the necessary papers. The document is prepared within 1 month, so the applicant is issued a temporary policy for this period.

Where can I check my compulsory medical insurance policy?

If you have not used medical services for a long time and there are doubts about the relevance of your insurance, you can use the help of the compulsory medical insurance check service.

The algorithm of actions is simple:

• go to the verification website http://www.mgfoms.ru/chastnye-lica/proverka-polisa;
• select the type of document (old (1) or new sample (2));
• enter the series and number (there are tips on the page that will help you correctly determine which numbers to enter where);
• press the button " Check».

If the policy has not expired, and it is issued and registered in accordance with all the rules, the system will provide information about the citizen and the insurance company with which he is insured.

Points for issuing compulsory medical insurance policies in Moscow

After submitting an application for free health insurance, the applicant can independently choose ( - xlsx file) where and how to receive the completed document:

• with home delivery (many companies practice this, for example, SOGAZ-MED);
• in person (employees of the issuing points can issue a compulsory medical insurance policy of a new type).

The last option is the most popular, since there are a large number of delivery points. Finding the address of the nearest one in Moscow is quite simple even for an out-of-town applicant, if you have access to the Internet:

1. Follow the link http://www.mgfoms.ru/spravochniki/punkti-vidachi.
2. Select the desired insurance company (Rosno, RECO, VTB, Max-m, Rosgosstrakh, etc.).
3. Enter the desired district of the capital (for example, for those living in Mitino - North-Western Administrative District, in Domodedovo - Southern Administrative District, etc.).

List of medical services that can be received for free

To once again emphasize the importance of this medical document, we will draw up list of free services that are available to insured citizens.

According to the compulsory medical insurance policy

Compulsory medical insurance allows insured citizens to receive free services in medical institutions:

• Ambulance;
• outpatient type;
• clinics;
• hospitals.

The list of services includes:

• diagnosis and treatment of infectious diseases (except HIV, AIDS, STDs, tuberculosis);
• management of pregnancy, labor and postpartum period;
• any pathologies and diseases in newborns;
• lesions of the musculoskeletal system;
• diseases of the main vital systems;
• birth defects and pathologies, etc.

Important! The list of available services may vary depending on the region of residence, so it is better to check with your insurance company.

Without compulsory medical insurance policy

If a citizen does not have health insurance, he will be provided emergency medical care free of charge. All other services, including examinations and treatment, will be provided for a fee.

What else would you need a policy for?

In addition to direct presentation at medical institutions, a document confirming the availability of medical insurance will be needed in the following situations:

• when placing children in a preschool or educational institution;
• to make an appointment with a doctor;
• for attachment to the clinic.