Very pleasant moments happen in life. On your birthday, you unexpectedly received a mobile money transfer from distant relatives, then a few minutes later your friends topped up your balance, and then your beloved grandmother put it on your phone. As a result, you have become the owner of a substantial amount and have already decided what you will spend it on. But don’t know how to withdraw money from an MTS phone?

There are eight proven ways to withdraw funds from a mobile account:

1. USSD request;
2. Receiving cash from an ATM;
3. Transfer to a bank card;
4. Withdraw to an electronic wallet;
5. Send a money transfer on demand;
6. Receive money through Russian Post;
7. MTS office.

They differ from each other only in the size of the commission and the cost of the money transfer operation.

USSD command

This method can be used to transfer money from your phone to a card of any bank. The main thing is that your card belongs to the Master Card or Visa category.

1. Send a request to the MTS interactive service:

*611*bank card number (16 digits without spaces)*amount# call

1. After accepting the application:

A message will be sent from the mobile portal about the need to confirm the payment:

1. If you change your mind about transferring money and send the number “0”, you will receive a notification that the operation has been cancelled:

The USSD command allows you to withdraw up to 15,000 rubles at a time. Commission – 4.3%, but not less than 60 rubles. You can withdraw no more than 15,000 rubles per day, and 40,000 rubles per month.

You transfer 500 rubles to your bank card. Commission on the amount: 500 rub. x 4.3% = 21.5 rub. But according to the terms of the telecom operator, the minimum commission is 60 rubles. Therefore, after the transfer, the following will be debited from your mobile account: 500 rubles. + 60 rubles = 560 rubles.

SMS message

Through the SMS service you can send money to a card or receive cash from an ATM.

Transfer to a bank card

1. Send an SMS to 6111 with the text: card Card number (16 numbers without spaces) amount

1. Wait for the response message and confirm the payment by sending any number other than “0”:

1. After completing the operation, you will receive confirmation of the transaction from the mobile server:

1. And SMS messages about the transfer and crediting of money to a bank card:

The money will arrive on the card within 5 working days. The commission size and money limit are the same as in the first method. An additional fee will be charged for SMS correspondence.

Getting cash from an ATM

If you have an MTS ATM or its partner SMP Bank nearby, you can immediately withdraw money from your MTS phone in cash.

1. Send a message to number 3232: RUB amount

1. Confirm payment with any number other than 0:

1. A notification with a PIN code will be sent to your phone:

1. And SMS – confirmation of money transfer to the ATM:

Within 3 days (72 hours) you have the opportunity to withdraw cash. After the allotted time, the PIN code ceases to be valid, and unclaimed money is transferred back to the mobile account.

To get money from an ATM, perform the following manipulations:

• on the main menu page, find and activate the “Cash from phone account” option;
• select the “MTS money” category;
• enter your phone number, PIN code and amount;
• take the money and check.

You can withdraw up to 5,000 rubles at a time and the same amount per day. Per month – no more than 40,000 rubles. Commission – 5.95%.

You transferred 5,000 rubles to an ATM. The total amount that will be debited from the phone account will be: 5,000 rubles. + 5000 rub. x 5.95% = 5297.50 rubles.

Personal Area

Your account on the telecom operator’s website allows you to withdraw money from your phone in several ways:

• transfer to a bank card;
• withdraw to an electronic wallet;
• send a money transfer on demand;
• receive money through Russian Post.

Transfer to a bank card

1. Find the official website of the cellular company on the Internet. Open the main page and click on it one by one: “My MTS”, “Mobile communications”.

1. Dial your number and request a password:

1. On the main page, go to the “Manage payments” option and click on “Transfer to bank card”:

1. Write your phone number, amount and go “Next”:

1. Enter your bank card number:

1. Click “Get password” and, after receiving an SMS with the code, enter the combination of characters into an empty cell. Next, confirm the transfer:

1. Wait for an SMS about the transaction and reply with any character other than the number 0:

1. After the operation, a message about the transfer of money to the card will appear on the computer monitor:

1. Additionally, a message about the payment will be sent to your phone:

The commission and money limit when transferring money to a bank card through your personal account are identical to the method of transferring money via SMS messages.

Video instruction:

Withdrawing money to an electronic wallet

Through your personal account, you can transfer money from your MTS phone to electronic wallets, and then withdraw cash from them. Conclusions can be made in the following areas:

• Qiwi Wallet;
• Webmoney;
• Mobile Map;
• Wallet One;
• ONPay;
• i-transfer;
• Telemoney;
• PayAnyWay;

Let's look at how you can withdraw money from an MTS phone via Yandex Card.

1. In the “Manage Payments” menu, select “Money Transfers” – “Cash Transfer”:

1. In the left column, click on the line “Electronic money”:

1. Select an electronic wallet, for example Yandex. Money":

1. Write your wallet number, amount and go to the next page:

1. In the window that opens, information about the payment and a notification that an SMS has been sent to you will appear:

1. Send any character other than the number “0” to the server to confirm the operation:

1. After sending your consent, information about the transfer will be displayed on the computer page:

1. You will receive an SMS notification about a successful transaction:

When withdrawing money to an electronic wallet, a commission of 11.35% and 10 rubles for the transfer service are charged.

You need to transfer 1000 rubles. The total amount that will be withdrawn from the mobile account will be: 1000 rubles. x 11.35% + 10 rubles = 1123.50 rubles.

Video instruction:

Sending a money transfer through a payment system operator

1. In the “Manage payments” option, find the category “Money transfers” and “Cash transfers”:

1. Select a payment system operator, for example “UNISTREAM Russia”:

1. Fill in the empty cells: phone number, amount, and click on the “Next” panel:

1. Indicate the full name of the recipient, the sender and his passport details:

1. On the page that opens, click on the “Get password” line, wait for the SMS and enter the sent code:

1. In the reply SMS, write any character to confirm the payment or refuse by sending the number “0”:

1. After processing the request, the result of the operation will be displayed on the monitor: “Completed” or “Cancellation” due to the user’s refusal

The commission for sending money through the Unistream operator is 4.3%. You can send up to 15,000 rubles at a time. The number of payments per day is 5. The maximum daily limit is 30,000 rubles.

Receiving money through Russian Post

1. Go to the “Money Transfers” page and click on the “Russian Post” icon:

1. Enter your number and amount. Click Next:

1. Enter the name of the recipient of the money and the post office code where you want to send the transfer:

1. In the new window, activate the “Get password” line, enter the password sent via SMS, and click on the “Confirm transfer” panel:

1. If you agree to the translation, then send any sign to the MTS server. Or cancel the operation by sending an SMS with the number “0”:

1. After processing the application, a message with the result will appear on the page:

1. You will also receive a message on your phone informing you that the transfer has been sent to the specified address and transaction number:

The money will arrive at the post office within 4 to 8 business days. You can send any amount in the range of 100 – 14,000 rubles up to 5 times a day. The maximum daily limit is 30,000 rubles. Commission for postal transfer – 4.2%. An additional amount of 55 rubles will be charged for the translation service.

You send 2000 rubles. The total amount that will be withdrawn from the phone account will look like this: 2000 rubles. x 4.2% + 55 rub. = 2139 rubles.

If the postal transfer is not requested, after 32 days the funds are returned back to the mobile account.

MTS office

If you want to withdraw from your phone without a commission, then contact the telecom operator’s office directly. Here you will be asked to fill out a special form in which you will need to choose a method of transferring money:

• another phone number;
• bank card.

After submitting a written application, the money will be transferred within 45 days.

Mobile account transactions are a simple and easy way to withdraw cash. The phone is always at hand, you know the number by heart, and the risk of making a mistake when transferring money is minimal and easily corrected.

MTS hotline numbers

If you have any problems or questions, please contact MTS Support Service:

• 0890 – from your mobile number;
• 8-800-250-0890 – from city telephone exchanges and numbers of other cellular companies;
• 7 495 766 0166 – when located outside the region of residence.

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Video for dessert: Bulldog tries to save Leonardo DiCaprio

There are 4 ways that make it possible to cash out money from an MTS mobile operator account. This is a transfer to a bank card, withdrawal of funds through the Unistream and Contact money transfer systems, transfer by Russian Post or termination of the contract at the MTS office.

Withdrawing funds to a bank card

The most convenient and fastest way to withdraw money from an MTS account is to send the required amount to a bank card.

To transfer money to the card, you must follow the following instructions:

There is also an SMS request and a USSD command for transferring funds to a card of any bank. For the first method, send the command to number 6111:
card card number amount. Example: card 0000000000000000 100. For the second method, enter the request: * 611 * card number * amount # and follow further instructions.

Quick withdrawal of money from MTS through transfer systems

This is a method that is available to every MTS subscriber; just go to the official page of the service. All presented money transfer systems offer similar conditions, and therefore it is important to choose the one whose territorial location is most convenient.

The full list of services is Unistream, Contact, Anelik, Blizko, Unistream CIS and Georgia, Russian Post (more on that a little later). Submitting applications for withdrawal of funds for Unistream and Contact Russia follow the links below, and there are also step-by-step instructions for them.

• First you need to enter the sender's number, as well as the desired amount. After that, click the “Next” button.
• In the new window, you should enter the full name of the recipient and the sender, as well as the sender’s passport information. Now click “Next” again.
• All that remains is to confirm the transaction via SMS and receive a payment control number, which will need to be presented at the nearest Unistream branch.

• You must indicate the payer's phone number and the transfer amount. Then click on the “Next” button.
• On the new page you will need to indicate the full name of the recipient of the funds. After entering the details, click the “Next” button.
• After this, an SMS with the control number of the operation will be sent to the specified phone number. It must be presented when receiving funds at the Contact office.

You must take an identification document with you - if the data in the application and passport do not match, then the money will not be issued. Therefore, you must carefully enter the information so that you do not have to repeat the payment.

Unistream and Contact charge a 4% commission on each transfer. The withdrawal amounts for each system are different: Unistream allows you to withdraw from 1 to 15,000 rubles, and Contact from 1,000 to 15,000 rubles.

Sending funds by Russian Post

Withdrawal of money by Russian Post from an MTS account is subject to a commission of 4.2% + 55 rubles. The transaction amount can range from 100 to 14,000 rubles. Below is a link to the application page and instructions for making a transfer by Russian Post.

1. On the service page you will need to enter the payer number and payment amount, and at the end click “Next”.
2. Now you need to enter the recipient's full name, postal code (you can find it out) and the type of transfer: with notification at the address or post restante. All that remains is to click “Next”.
3. The last step requires confirmation of the transfer via SMS. To receive money you need to come to the nearest Russian Post office.

Get cash at the MTS office

To withdraw money credited to your mobile phone account, you need to go to the MTS office. Addresses can be found on the official website in the “Store Addresses” section. This method implies complete termination of the contract with MTS. To receive money from your balance you need very little, namely:

• Fill out an application for termination of the contract in the prescribed form.
• Select the method of depositing funds (cash or bank card).

The only drawback of this option is that the application review period is up to 45 days. And only after receiving an affirmative answer will it be possible to receive the requested amount.

Conclusion

Thus, the first method is the simplest, but if you need cash, then you should use the money transfer service provided by Unistream, Contact and Russian Post. If you don’t need to rush, then terminating the contract at the MTS office is a good option for receiving cash.

The commercial financial organization has extensive prospects. The company has a lot of clients, including private and corporate participants. MTS Bank offers convenient forms of lending and issues debit and credit cards. Owners of plastic cards can cash out funds from their own account using their “native” terminals. Partner banks of MTS Bank allow you to withdraw money without interest or with a minimum commission.

Many domestic and European financial organizations have entered into agreements with MTS Bank. Thanks to the interbank partnership, the following opportunities open up for users of the bank’s services:

1. Withdrawal of funds from partner ATMs without commission costs.
2. Making money transfers from one card to another.
3. Payment for utilities and various goods.
4. Making various purchases in brick-and-mortar and online stores.

Cooperation with other banks is necessary due to the small number of its own ATMs and branches of the financial structure. Thanks to the development of the MTS Corporation network, Bank has become famous and in demand.

MTS Bank ATM partners without commission:

• Sberbank.

Only certain banking products can be used without interest, among which the plastic “Settlement Money”, “Money Premium” and “Money Deposit” should be highlighted. This list includes cards of the MIR payment system. MTS SMART cards can only be used in native ATMs.

The consumer financial structure provides services both in the Russian Federation and abroad. Cash can be withdrawn in rubles, euros, dollars and other currencies.

Terms of Service

Interbank cooperation has the following advantages:

1. Reducing the load on the central branches of the company.
2. Increasing the speed of cash withdrawal.
3. Possibility of using banking products without charging a commission.
4. Maintaining a line of corporate clients and establishing relationships between banks.

Cooperation with third-party financial structures increases the level of the bank and allows you to receive good profits. The percentage varies depending on the use of plastic cards (debit, credit, salary).

At which ATMs can you withdraw money without commission from an MTS Bank card?

You received an MTS Money card and wantto know more about its capabilities? The article will tell you about the specifics of the design and use of this product. You will also see the rates available on your account.

The following “plastic” products of MTS Bank received this name:

• MTS Money debit card, which is issued to;
• and the MTS Money Deposit card, which allows you to receive income on the balance of your own funds.

The features of the products in question are as follows:

• their registration is possible outside the bank office;
• they allow you to make purchases / pay for services on the Internet;
• The cards offer various bonus programs;
• Account management is possible using Internet banking and mobile phone.

The bank also offers a set of special options that make MTS Money cards unique:

1. "Mobile"

Activating the service gives clients the opportunity to receive 3% of the amount of non-cash card turnover on their mobile account. That is, all purchases and services paid for by card and not in cash are taken into account.

According to the terms of the program, enrollment of more than 1 thousand rubles is prohibited. per month. The money will be attached to the phone number specified in the application for the card. For a year of connecting the option, 500 rubles will be charged.

2. "Shopping"

The essence of the option is that the bank returns 3% of the amount of transactions performed back to the card for purchases made by the client. There are some nuances:

• The service is only available for cards with zero;
• purchases made during the month are taken into account;
• bonuses are awarded only for payment for services specified in the program terms;
• interest is accrued only if more than 15 thousand rubles are used;
• per month, no more than 1,500 rubles can be credited to the card. arrived;
• The bank will ask for 1.5 thousand rubles to activate the special offer.

3. "Travel"

The feature is designed to save on airfare, hotels and car rentals while on vacation. This bonus system is based on the principle of awarding special points for making purchases using a card:

• for every 15 rubles spent within the country, the bank gives the client 1 point (for a Mastercard Standard card you need to spend 20 rubles);
• If the specified amounts are spent abroad, then 2 points will be credited to the client’s account.

When leaving on vacation, the points accumulated by the holder will be transferred by the bank into cash at the rate: 1 point - 0.5 rubles. Thus, the card holder has real money that can be spent on certain needs.

The bank also accrues an additional 15% of the average balance of points for the previous year. But these bonuses will become available only on the next date of use of special units. The validity of the latter is limited to three years.

The service is not available for cards with a zero credit limit. The annual cost of the option is 1.3 thousand rubles.

MTS Money credit card

There are two tariffs for this program:

• "Plus";
• and "Extra";

Both of them are personal and differ from each other in the set of options and capabilities. “Plastic” with the latest tariff is issued only at a bank branch. This results in a complicated registration procedure and a thorough check of the applicant’s information.

The conditions for the MTS Money credit card are as follows:

• loan limit - up to 40 thousand rubles. at the “Plus” tariff / up to 600 thousand rubles. on the “Extra” card;
• the rate for violating the conditions is 23, 25, 35, 43, 47 and 55%;
• the minimum required loan payment is 10% of the amount of debt, but not less than 100 rubles/1000 rubles;
• fine for failure to fulfill loan obligations - 30% of the total amount of debt, but not less than 2 thousand rubles;
• late fee - 30% of the required payment, but not less than 1000 rubles. for the first pass, 1500 rub. at the second and 2000 rub. for all subsequent gaps in loan compensation.

MTS Money card: commissions

Additional payments are divided into several groups:

1. Annual card account maintenance:

• “Basic” tariff - 300 rubles;
• “Plus” - 590 rub.;
• and “Extra” - 700 rub.

2. Receiving cash:

• using your own funds at ATMs and MTS cash desks - free of charge;
• withdrawal of credit money, regardless of the name of the institution - 350 rubles. and 3.9% of the total amount;
• 100 rub. when cashing out your savings from other banks;
• obtaining a loan without using a card at the MTS cash desk - 4% of the size of the transaction;
• request for cash withdrawal at the cash desk without presenting the plastic card - 0.5% of the amount of funds received.

Free cash withdrawals are also available at ATMs or cash desks of the unified payment system. At the same time, in all cases, restrictions on withdrawal amounts are established: per day - no more than 50 thousand rubles, per month - 600 thousand rubles.

3. Cashless transfer from a card account:

• to another MTS Money card - free of charge, except when using credit funds (here 3.9% of the transfer amount and 350 rubles are charged);
• to accounts of other financial institutions: own funds - 0.3% of the total amount, but not less than 20 rubles. / loan money - as in the previous case;
• payment of taxes and other obligatory payments - without charging interest;
• transfer at a bank cash desk using credit money - 7% of the replenishment amount;
• transfer by card number at an ATM, through online or mobile banking - 0.75% from your own funds but not less than 50 rubles. / when using a loan account, the commission amount coincides with the situation of a cashless transfer to another MTS Money card;
• carrying out these operations in other banks - 0.3% and not less than 30 rubles. when using your own savings / when paying with credit funds, the charges are the same as in the previous example.

4. Payment for services:

MTS Money card: how to apply online

The bank does not provide the ability to remotely fill out an application for card issue.

In all cases, the following registration procedure applies:

• an adult client takes his passport with him and goes to a bank branch or MTS retail outlet;
• receives an application form from the employee;
• carefully fills out the document;
• checks the correctness of the entered data;
• signs the form and submits it for processing.

Within a few minutes the card will be handed to the client. The absence of information about a valid registration in the passport is the reason for refusal to issue a card.

Deposit on MTS Money card

The option that provides the opportunity to open a deposit account if you have a card is called “Savings+”. This program is designed to generate profit on the balance of your own funds stored on the card. In this case, the bank offers its clients 7.5% per annum.

The terms of the deposit are as follows:

If the daily balance is more than 300 thousand rubles, then the rate drops to 6% per year.

The bank does not charge any commission for activating the function. And recently, this function is mandatory for all MTS Money cards.

You can also transfer change from your purchases to your savings account. This service is called “Piggy Bank”. The client must be informed of the intention to connect it when registering a savings account or additionally contact the bank office.

• convenience and simplicity of product design;
• availability of various options to save money;
• attractive interest rates.

But there are a few more negative comments from customers. They are not satisfied with:

• the presence of many commissions for carrying out transactions even in MTS Bank;
• failures when replenishing a credit card, resulting in arrears;
• frequent refusals by the institution to increase the credit limit;
• refusal of bank employees to explain the situation regarding the accrual of an unreasonable penalty to borrowers.

1. Remember that in addition to the basic functions, you can also connect additional ones to your card. If you often pay with a card, read the terms of additional options and connect the most suitable one for yourself. At the same time, keep in mind the fact that these profitable offers are paid.
2. Carefully read the fees for all MTS Money cards. This will help you calculate the total amount of funds required for a particular financial transaction.
3. When withdrawing cash, give preference to free methods. And remember that there is always a fee for withdrawing credit funds.

Data update date: February 2016.

Cooperation in the field of unification of ATM networks helps banks reduce service costs. Bank clients also find this partnership convenient: they don’t need to look only for ATMs of a specific credit institution; money can be withdrawn for free from other machines.

There are few partner banks; so far there are only two banks on the list. But the press service of MTS Bank reports that it is not against expanding this list.

It turns out that you can withdraw cash for free not only from the bank’s own ATMs, but also from partner ATMs of MTS Bank without commission.

List of ATM partners of MTS Bank

However, partnership agreements have conditions. Thus, you do not need to pay remuneration to partner banks if:

• the client has issued “MTS Money” or “MTS Money Deposit” cards;
• the client uses a salary card, and the contract stipulates that cash withdrawal is free under the OPC program.

In other cases, it will not be possible to withdraw cash using the devices of partner banks without a commission. The commission will be debited according to the tariffs of the bank whose equipment is used. Typically a fee is charged in the range of 0.5-1.5 percent of the transaction amount.